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Term Deposit

Term deposit is a suitable product for you to store your funds safely and receive high interest
 

MAIN TERMS AND CONDITIONS:
 

  • Minimum amount: 500 units equivalent in corresponding currency
  • Currency: GEL/Foreign Currency*
  • Term: GEL 3-24 months; Foreign Currency 6–24 months;

Term Withdrawal of interest at the end of maturity  
Day Month Interest Rate GEL EUR USD GBP
90-179 3 Nominal 6.00% 0.00% 1.05% 0.00%
Effective 6.09% 0.00% 1.05% 0.00%
180-269 6 Nominal 8.00% 0.00% 1.50% 0.00%
Effective 8.08% 0.00% 1.50% 0.00%
270-359 9 Nominal 8.50%
0.00%
2.15% 0.60%
Effective 8.51% 0.00% 2.15% 0.60%
360-449 12 Nominal 9.00%
0.00%
2.75% 1.10%
Effective 8.91% 0.00% 2.74% 1.10%
450-539 15 Nominal 9.00%
0.00%
2.80% 1.10%
Effective 8.82% 0.00% 2.78% 1.10%
540-629 18 Nominal 9.10%
0.00%
3.00% 1.25%
Effective 8.82% 0.00% 2.97% 1.24%
630-719 21 Nominal 9.20%
0.10%
3.20% 1.45%
Effective 8.82% 0.10% 3.15% 1.44%
720-750 24 Nominal 9.25%
0.15%
3.35% 1.55%
Effective 8.84% 0.15% 3.29% 1.54%

Term Monthly withdrawal of interest  
Day Month Interest Rate GEL EUR USD GBP
90-179 3 Nominal 5.50% 0.00% 0.95% 0.00%
Effective 5.64% 0.00% 0.95% 0.00%
180-269 6 Nominal 7.50% 0.00% 1.40% 0.00%
Effective 7.76% 0.00% 1.41% 0.00%
270-359 9 Nominal 8.00%
0.00%
2.05% 0.50%
Effective 8.30% 0.00% 2.07% 0.50%
360-449 12 Nominal 8.50%
0.00%
2.65% 1.00%
Effective 8.84% 0.00% 2.68% 1.00%
450-539 15 Nominal 8.50%
0.00%
2.70% 1.00%
Effective 8.84% 0.00% 2.73% 1.00%
540-629 18 Nominal 8.60%
0.00%
2.90% 1.15%
Effective 8.95% 0.00% 2.94% 1.16%
630-719 21 Nominal 8.70%
0.00%
3.10% 1.35%
Effective 9.05% 0.00% 3.14% 1.36%
720-750 24 Nominal 8.75%
0.00%
3.20% 1.40%
Effective 9.11% 0.00% 3.25% 1.41%



Note: In case of the breaching of the agreement the interest rate will not be accrued on to deposit.

The sum existing on your deposit together with the interest rate will be transferred on to your current account after the expiration of the contract.

* The yield for Deposits open in ILS, NOK, SGD, HKD, HUF, CZK is same as for Deposits open in GBP. 
The yield for Deposits open in CHF, JPY, SEK, DKK is same as for Deposits open in EUR; 
 
If deposit amount exceeds 1 million USD, rates will be negotiated individually.