JSC Bank of Georgia is the leading Georgian bank with a market share of 33.4% (based on total assets), 32.0% (based on total loans) and 33.0% (based on client deposits). The Bank offers a broad range of retail banking, corporate banking and investment management services. As of 31 December 2015, Bank of Georgia served approximately 2.0 million client accounts through one of the largest distribution networks in Georgia, with 266 branches, the country’s largest ATM network, comprising 746 ATMs, 2,589 Express pay (self-service) terminals and a full-service remote banking platform and a modern call center. Bank of Georgia’s UK incorporated holding company, BGEO Group PLC, is listed on the main market of the London Stock Exchange (BGEO:LN) and is a constituent of the FTSE 250 Index. Bank of Georgia is the only company in Georgia with credit ratings from all three global rating agencies: S&P: ‘BB-’, Moody's: ‘B1/Ba3’ (foreign and local currency), Fitch Ratings: ‘BB-’; outlooks are ‘Stable’.