Bank of Georgia is Georgia’s leading universal bank, providing a wide range of retail banking corporate banking, wealth management, insurance, trade finance, leasing, brokerage and card processing services to its clients. The largest retail bank in the country with 36% market share by total assets, Bank of Georgia serves more than one million retail and corporate client accounts through its network of 147 branches and 408 ATMs, as well as through other delivery channels including the Internet, mobile banking and call center. The bank's net income for Q3 2011 amounted to GEL 37.6 million (US$22.6 million) on a consolidated basis, while its equity book value and total assets stood at approximately GEL 775.7 million (US$467.0 million) and GEL 4,359.4 million (US$2,624.6 million), respectively. As at 30 Septmeber 2011, the bank's ROAE and ROAA were 19.84% and 3.52%, respectively.
On 29 November 2006, Bank of Georgia became the first company from Georgia and the second bank from the CIS to list its shares in the form of GDRs on the London Stock Exchange (LSE: BGEO). A benchmark stock on the Georgian Stock Exchange (GSE: GEB), Bank of Georgia has been listed on the GSE since 2001. Bank of Georgia remains to be the only Georgian entity to be rated by all three global rating agencies: ‘BB-/B’ from Standard & Poor’s, ‘B1/NP’ (FC) & ‘Ba3/NP’ (LC) from Moody’s and ‘BB-/B’ from Fitch Ratings.