{"id":25652,"date":"2022-01-17T00:00:00","date_gmt":"2022-01-16T20:00:00","guid":{"rendered":"https:\/\/bankofgeorgia.ge\/blog\/siakhleebi\/siaxleebi-moneylive-spring-2019-idan\/"},"modified":"2026-01-27T17:20:41","modified_gmt":"2026-01-27T13:20:41","slug":"siaxleebi-moneylive-spring-2019-idan","status":"publish","type":"post","link":"https:\/\/bankofgeorgia.ge\/blog\/biznesi\/inovaciebi-da-startapebi\/siaxleebi-moneylive-spring-2019-idan\/","title":{"rendered":"\u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da\u10d8: MoneyLive 2019-\u10d8\u10e1 \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10e2\u10d4\u10dc\u10d3\u10d4\u10dc\u10ea\u10d8\u10d4\u10d1\u10d8"},"content":{"rendered":"<p><img decoding=\"async\" style=\"display: block; margin: auto; width: 100%;\" src=\"https:\/\/fintech.ge\/assets\/images\/news\/news-33\/2.jpg\" \/><\/p>\n<p> MoneyLive \u10e7\u10dd\u10d5\u10d4\u10da\u10ec\u10da\u10d8\u10e3\u10e0\u10d8 \u10d9\u10dd\u10dc\u10e4\u10d4\u10e0\u10d4\u10dc\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d4\u10e0\u10d8\u10d0\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d4\u10da\u10d4\u10e5\u10e2\u10e0\u10dd\u10dc\u10e3\u10da \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d4\u10d1\u10e1\u10d0 \u10d3\u10d0 \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5\u10d8\u10e1 \u10d7\u10d4\u10db\u10d0\u10e2\u10d8\u10d9\u10d0\u10e1 \u10d4\u10ee\u10d4\u10d1\u10d0. \u10d9\u10dd\u10dc\u10e4\u10d4\u10e0\u10d4\u10dc\u10ea\u10d8\u10d0 \u10ec\u10da\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10d0\u10d3\u10d2\u10d8\u10da\u10d6\u10d4 \u10e2\u10d0\u10e0\u10d3\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10d7\u10d8\u10d7\u10dd\u10d4\u10e3\u10da\u10d8 \u10e6\u10dd\u10dc\u10d8\u10e1\u10eb\u10d8\u10d4\u10d1\u10d0 \u10d9\u10dd\u10dc\u10d9\u10e0\u10d4\u10e2\u10e3\u10da \u10d7\u10d4\u10db\u10d0\u10e1 \u10d4\u10eb\u10e6\u10d5\u10dc\u10d4\u10d1\u10d0.<\/p>\n<p> \u10ec\u10d4\u10da\u10e1 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10d4\u10da\u10d4\u10e5\u10e2\u10e0\u10dd\u10dc\u10e3\u10da\u10d8 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d4\u10de\u10d0\u10e0\u10e2\u10d0\u10db\u10d4\u10dc\u10e2\u10d8\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10db\u10d0\u10d3\u10d2\u10d4\u10dc\u10da\u10d4\u10d1\u10d8 \u10d3\u10d0\u10d4\u10e1\u10ec\u10e0\u10dc\u10d4\u10dc MoneyLive Madrid 2019-\u10e1, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10ea\u10d0\u10da\u10dd \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e1\u10e4\u10d4\u10e0\u10dd\u10e8\u10d8 \u10d8\u10dc\u10dd\u10d5\u10d0\u10ea\u10d8\u10d4\u10d1\u10e1 \u10d3\u10d0\u10d4\u10d7\u10db\u10dd.<\/p>\n<p> \u10d9\u10dd\u10dc\u10e4\u10d4\u10e0\u10d4\u10dc\u10ea\u10d8\u10d8\u10e1 \u10e4\u10dd\u10e0\u10db\u10d0\u10e2\u10d8 \u10eb\u10d0\u10da\u10d8\u10d0\u10dc \u10e1\u10d0\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10dd \u10d0\u10e6\u10db\u10dd\u10e9\u10dc\u10d3\u10d0 &#8211; \u10d2\u10d0\u10db\u10dd\u10db\u10e1\u10d5\u10da\u10d4\u10da\u10d4\u10d1\u10d8 \u10d8\u10e7\u10d5\u10dc\u10d4\u10dc \u10d8\u10db \u10ec\u10d0\u10db\u10e7\u10d5\u10d0\u10dc\u10d8 \u10d4\u10d5\u10e0\u10dd\u10de\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10db\u10d0\u10d3\u10d2\u10d4\u10dc\u10da\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10e3\u10e8\u10e3\u10d0\u10da\u10dd\u10d3 \u10d0\u10d2\u10d4\u10d1\u10d4\u10dc \u10de\u10d0\u10e1\u10e3\u10ee\u10e1 \u10d4\u10da\u10d4\u10e5\u10e2\u10e0\u10dd\u10dc\u10e3\u10da\u10d8 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10d6\u10d4. \u10d9\u10dd\u10dc\u10e4\u10d4\u10e0\u10d4\u10dc\u10ea\u10d8\u10d0\u10e8\u10d8 \u10db\u10dd\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10dd\u10d1\u10d3\u10dc\u10d4\u10dc \u10e1\u10de\u10d8\u10d9\u10d4\u10e0\u10d4\u10d1\u10d8 \u10d8\u10e1\u10d4\u10d7\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10d3\u10d0\u10dc, \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10ea\u10d0\u10d0: BBVA, Santander, ING, Caixa Bank, Barclay \u10d3\u10d0 \u10d0.\u10e8. \u10d2\u10d0\u10e0\u10d3\u10d0 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1\u10d0, \u10e6\u10dd\u10dc\u10d8\u10e1\u10eb\u10d8\u10d4\u10d1\u10d0\u10e8\u10d8 \u10db\u10dd\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10dd\u10d1\u10d3\u10dc\u10d4\u10dc \u10d2\u10d0\u10db\u10dd\u10e0\u10e9\u10d4\u10e3\u10da\u10d8 \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8, \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, Tink-\u10d8 \u10d3\u10d0 Monzo.<\/p>\n<p> \u10d9\u10dd\u10dc\u10e4\u10d4\u10e0\u10d4\u10dc\u10ea\u10d8\u10d8\u10e1 \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10db\u10d0\u10ee\u10d0\u10e1\u10d8\u10d0\u10d7\u10d4\u10d1\u10d4\u10da\u10d8 \u10d0\u10e0\u10d8\u10e1 \u10d8\u10e1, \u10e0\u10dd\u10db \u10e6\u10dd\u10dc\u10d8\u10e1\u10eb\u10d8\u10d4\u10d1\u10d0 \u10db\u10ea\u10d8\u10e0\u10d4 \u10db\u10d0\u10e1\u10e8\u10e2\u10d0\u10d1\u10d8\u10e1\u10d0\u10d0, \u10db\u10ee\u10dd\u10da\u10dd\u10d3 400 \u10db\u10dd\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10e1 \u10db\u10dd\u10d8\u10ea\u10d0\u10d5\u10e1 \u10d3\u10d0 \u10eb\u10d0\u10da\u10d8\u10d0\u10dc \u10db\u10e7\u10e3\u10d3\u10e0\u10dd \u10e1\u10d0\u10db\u10e3\u10e8\u10d0\u10dd \u10d2\u10d0\u10e0\u10d4\u10db\u10dd\u10e8\u10d8 \u10db\u10d8\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4\u10dd\u10d1\u10e1. \u10d3\u10e6\u10d8\u10e1 \u10ec\u10d4\u10e1\u10e0\u10d8\u10d2\u10d8 \u10d0\u10e0 \u10e8\u10d4\u10d3\u10d2\u10d4\u10d1\u10d0 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10db\u10dd\u10ee\u10e1\u10d4\u10dc\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1\u10d2\u10d0\u10dc, \u10d0\u10e0\u10d0\u10db\u10d4\u10d3 \u10d2\u10e3\u10da\u10d8\u10e1\u10ee\u10db\u10dd\u10d1\u10e1 \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10d5\u10dd\u10e0\u10e5\u10e8\u10dd\u10de\u10e1\u10d0\u10ea, \u10e0\u10d0\u10ea \u10db\u10dd\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d4\u10d1\u10e1 \u10e8\u10dd\u10e0\u10d8\u10e1 \u201e\u10dc\u10d4\u10d7\u10d5\u10dd\u10e0\u10e5\u10d8\u10dc\u10d2\u10e1\u10d0\u201c \u10d3\u10d0 \u10d0\u10d6\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10ea\u10d5\u10da\u10d0\u10e1 \u10e3\u10e4\u10e0\u10dd \u10db\u10d4\u10e2\u10d0\u10d3 \u10e3\u10ec\u10e7\u10dd\u10d1\u10e1 \u10ee\u10d4\u10da\u10e1.<\/p>\n<p> <strong>\u10d3\u10e6\u10d4 I &#8211; \u201e\u10de\u10d8\u10e9\u10d8\u10dc\u10d2\u10d8\u201c<\/strong>&#8211; \u10db\u10dd\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d4\u10d1\u10d8\u10e1 \u10ec\u10d8\u10dc\u10d0\u10e8\u10d4 \u10db\u10dd\u10d9\u10da\u10d4 \u10de\u10e0\u10d4\u10d6\u10d4\u10dc\u10e2\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8\u10d7 \u10ec\u10d0\u10e0\u10d3\u10d2\u10dc\u10d4\u10dc \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8. \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d0\u10e6\u10dc\u10d8\u10e8\u10d5\u10dc\u10d8\u10e1 \u10e6\u10d8\u10e0\u10e1\u10d8\u10d0 \u10e0\u10e3\u10e1\u10e3\u10da\u10d8 \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5\u10d8 &#8211; The Waay \u10d3\u10d0 MyBucks &#8211; \u10d0\u10e4\u10e0\u10d8\u10d9\u10d8\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10e4\u10dd\u10d9\u10e3\u10e1\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0.<\/p>\n<p> <strong>\u10d3\u10e6\u10d4 II-III &#8211; \u10d9\u10dd\u10dc\u10e4\u10d4\u10e0\u10d4\u10dc\u10ea\u10d8\u10d0<\/strong><\/p>\n<p> ING-\u10db \u10d7\u10d0\u10d5\u10d8\u10e1 \u10de\u10e0\u10d4\u10d6\u10d4\u10dc\u10e2\u10d0\u10ea\u10d8\u10d0\u10e8\u10d8 \u10d8\u10e1\u10d0\u10e3\u10d1\u10e0\u10d0 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10ec\u10d8\u10dc\u10d0\u10e8\u10d4 \u10db\u10d3\u10d2\u10dd\u10db \u10d2\u10d0\u10db\u10dd\u10ec\u10d5\u10d4\u10d5\u10d0\u10d6\u10d4, \u10d9\u10d4\u10e0\u10eb\u10dd\u10d3: \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d4\u10da\u10d8 \u10e1\u10e3\u10da \u10e3\u10e4\u10e0\u10dd \u10db\u10d4\u10e2\u10d0\u10d3 \u10de\u10e0\u10d4\u10e2\u10d4\u10dc\u10d6\u10d8\u10e3\u10da\u10d8 \u10ee\u10d3\u10d4\u10d1\u10d0 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10d0\u10de\u10da\u10d8\u10d9\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10db\u10d0\u10e0\u10d7. \u10d3\u10e6\u10d4\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d4\u10d1\u10d8 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10d0\u10de\u10da\u10d8\u10d9\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1\u10d2\u10d0\u10dc \u10d8\u10e1\u10d4\u10d7\u10d8\u10d5\u10d4 \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10e1 \u10db\u10dd\u10d8\u10d7\u10ee\u10dd\u10d5\u10d4\u10dc,\u10e0\u10dd\u10d2\u10dd\u10e0\u10e1\u10d0\u10ea \u10db\u10d0\u10d7 \u10e1\u10ee\u10d5\u10d0 \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10e3\u10e0\u10d8 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8 \u10e1\u10d7\u10d0\u10d5\u10d0\u10d6\u10dd\u10d1\u10d4\u10dc: \u10d0\u10de\u10da\u10d8\u10d9\u10d0\u10ea\u10d8\u10d0 \u10e3\u10dc\u10d3\u10d0 \u10d8\u10e7\u10dd\u10e1 \u10d8\u10e1\u10d4\u10d7\u10d8\u10d5\u10d4 \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d8, \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10ea Apple-\u10d8\u10d0, \u10d8\u10e1\u10d4\u10d7\u10d8\u10d5\u10d4 \u10e0\u10d4\u10da\u10d4\u10d5\u10d0\u10dc\u10e2\u10e3\u10e0\u10d8, \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10ea Google-\u10d8, \u10d8\u10e1\u10d4\u10d7\u10d8\u10d5\u10d4 \u10e1\u10dd\u10ea\u10d8\u10d0\u10da\u10e3\u10e0\u10d8,\u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10ea Facebook-\u10d8 \u10d3\u10d0 \u10d0.\u10e8.<\/p>\n<p> <img decoding=\"async\" style=\"display: block; margin: auto; width: 100%;\" src=\"https:\/\/fintech.ge\/assets\/images\/news\/news-33\/3.png\" \/><\/p>\n<p> \u10e1\u10d0\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10dd \u10d0\u10e6\u10db\u10dd\u10e9\u10dc\u10d3\u10d0 Fidor \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10db\u10dd\u10ee\u10e1\u10d4\u10dc\u10d4\u10d1\u10d0, \u10e0\u10dd\u10db\u10da\u10d8\u10e1 \u10d7\u10d0\u10dc\u10d0\u10ee\u10db\u10d0\u10d3\u10d0\u10ea, Marketplace Banking-\u10d8 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10e3\u10da \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d0\u10d3 \u10d3\u10d0\u10e1\u10d0\u10ee\u10d4\u10da\u10d3\u10d0. \u10db\u10d0\u10d7\u10d8 \u10d0\u10d6\u10e0\u10d8\u10d7, \u10d1\u10d0\u10dc\u10d9\u10d8\u10dc\u10d2\u10d8 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 4 \u10d4\u10e2\u10d0\u10de\u10e1 \u10d2\u10d0\u10d3\u10d8\u10e1:<\/p>\n<p> I \u10d4\u10e2\u10d0\u10de\u10d8 &#8211; \u10e2\u10e0\u10d0\u10d3\u10d8\u10ea\u10d8\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8\u10dc\u10d2\u10d8<\/p>\n<p> II \u10d4\u10e2\u10d0\u10de\u10d8 &#8211; Open Banking<\/p>\n<p> III \u10d4\u10e2\u10d0\u10de\u10d8 &#8211; \u10d1\u10d0\u10dc\u10d9\u10d8 \u10e1\u10d0\u10d9\u10e3\u10d7\u10d0\u10e0 \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10e3\u10e0 \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d4\u10d1\u10e1 \u10e1\u10d7\u10d0\u10d5\u10d0\u10d6\u10dd\u10d1\u10e1 \u10e1\u10ee\u10d5\u10d0 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10e1 (Banking as a Service\/BaaS).<\/p>\n<p> IV \u10d4\u10e2\u10d0\u10de\u10d8 -Marketplace Banking-\u10d8, \u10e1\u10d0\u10d3\u10d0\u10ea \u10d1\u10d0\u10dc\u10d9\u10d8 \u10e7\u10d5\u10d4\u10da\u10d0 \u10e1\u10ee\u10d5\u10d0 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10de\u10da\u10d0\u10e2\u10e4\u10dd\u10e0\u10db\u10d0\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1.<\/p>\n<p> BBVA-\u10db \u10d9\u10d8 \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d7\u10d0 \u10d3\u10d0\u10db\u10e3\u10e8\u10d0\u10d5\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d9\u10e3\u10d7\u10d0\u10e0\u10d8 \u10ee\u10d4\u10d3\u10d5\u10d0 \u10ec\u10d0\u10e0\u10db\u10dd\u10d0\u10d3\u10d2\u10d8\u10dc\u10d0. \u10e1\u10de\u10d8\u10d9\u10d4\u10e0\u10db\u10d0 \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d7\u10d0 \u10d3\u10d0\u10db\u10e3\u10e8\u10d0\u10d5\u10d4\u10d1\u10d0 \u10ec\u10e7\u10da\u10d8\u10e1 \u10db\u10dd\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0\u10e1 \u10e8\u10d4\u10d0\u10d3\u10d0\u10e0\u10d0:<\/p>\n<p> I \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0- \u10ec\u10e7\u10d0\u10da\u10d8 \u10d2\u10e0\u10dd\u10d5\u10d3\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10ed\u10d0\u10dd\u10d1\u10d3\u10d4\u10d1\u10d0. \u10db\u10d0\u10e1 \u10d5\u10d4\u10e0\u10d0\u10d5\u10d8\u10dc \u10d8\u10e7\u10d4\u10dc\u10d4\u10d1\u10e1.<\/p>\n<p> II \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0 &#8211; \u10ec\u10e7\u10d0\u10da\u10d8 \u10db\u10d8\u10ec\u10d8\u10e1 \u10e5\u10d5\u10d4\u10e8 \u10d2\u10e0\u10dd\u10d5\u10d3\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10d8\u10e4\u10d8\u10da\u10e2\u10e0\u10d4\u10d1\u10d0, \u10d7\u10e3\u10db\u10ea\u10d0 \u10db\u10d0\u10e1 \u10d5\u10d4\u10e0\u10d0\u10d5\u10d8\u10dc \u10d8\u10e7\u10d4\u10dc\u10d4\u10d1\u10e1.<\/p>\n<p> III \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0 &#8211; \u10ec\u10e7\u10d0\u10da\u10d8 \u10ec\u10e7\u10d0\u10da\u10e1\u10d0\u10ea\u10d0\u10d5\u10e8\u10d8 \u10d2\u10e0\u10dd\u10d5\u10d3\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10db\u10d0\u10e1 \u10d4\u10da\u10d4\u10e5\u10e2\u10e0\u10dd\u10d4\u10dc\u10d4\u10e0\u10d2\u10d8\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10db\u10e3\u10e8\u10d0\u10d5\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d5\u10d8\u10e7\u10d4\u10dc\u10d4\u10d1\u10d7.<\/p>\n<p> IV \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0 &#8211; \u10ec\u10e7\u10d0\u10da\u10d8 \u10d2\u10e0\u10dd\u10d5\u10d3\u10d4\u10d1\u10d0 \u10ec\u10e7\u10d0\u10da\u10e1\u10d0\u10ea\u10d0\u10d5\u10e8\u10d8, \u10e0\u10dd\u10db\u10da\u10d8\u10e1 \u10dc\u10d0\u10de\u10d8\u10e0\u10d6\u10d4\u10ea \u10d2\u10d0\u10e8\u10d4\u10dc\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10d9\u10e3\u10e0\u10dd\u10e0\u10e2\u10d8 \u10d3\u10d0 \u10db\u10d0\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0 \u10d8\u10e7\u10d4\u10dc\u10d4\u10d1\u10e1. \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10d4\u10e1 \u10d0\u10e0\u10d8\u10e1, BBVA-\u10e1 \u10ee\u10d4\u10d3\u10d5\u10d8\u10d7, Open Banking-\u10d8.<\/p>\n<p> Caixa Bank-\u10db\u10d0\u10ec\u10d0\u10e0\u10db\u10dd\u10d0\u10d3\u10d2\u10d8\u10dc\u10d0 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d4\u10d2\u10db\u10d4\u10dc\u10e2\u10d0\u10ea\u10d8\u10d8\u10e1 \u10d3\u10d0 \u10db\u10d0\u10d7\u10d6\u10d4 \u10db\u10dd\u10e0\u10d2\u10d4\u10d1\u10e3\u10da\u10d8 \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d4\u10d1\u10d8\u10e1 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e4\u10d8\u10e1 \u10e1\u10e2\u10e0\u10d0\u10e2\u10d4\u10d2\u10d8\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10ef\u10d2\u10e3\u10e4\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d8\u10dc\u10d3\u10d8\u10d5\u10d8\u10d3\u10e3\u10d0\u10da\u10e3\u10e0\u10d0\u10d3 \u10e8\u10d4\u10e5\u10db\u10dc\u10d8\u10da \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d4\u10d1\u10e1 \u10d2\u10e3\u10da\u10d8\u10e1\u10ee\u10db\u10dd\u10d1\u10e1:<\/p>\n<p> \u2022 ImaginBank &#8211; \u10db\u10d8\u10da\u10d4\u10dc\u10d8\u10d0\u10da\u10d4\u10d1\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1<\/p>\n<p> \u2022 Caixa Family &#8211; \u10e1\u10d0\u10dd\u10ef\u10d0\u10ee\u10dd<\/p>\n<p> \u2022 Caixa Senior &#8211; \u10ee\u10d0\u10dc\u10d3\u10d0\u10d6\u10db\u10e3\u10da\u10d7\u10d0\u10d7\u10d5\u10d8\u10e1<\/p>\n<p> \u2022 Hola Bank &#8211; \u10d4\u10db\u10d8\u10d2\u10e0\u10d0\u10dc\u10e2\u10d4\u10d1\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1<\/p>\n<p> \u10db\u10dd\u10d9\u10da\u10d4\u10d3 \u10e1\u10ee\u10d5\u10d0 \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3\u10d8 \u10e1\u10d0\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10dd \u10d9\u10dd\u10db\u10de\u10dd\u10dc\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1:<\/p>\n<p> \u2022 Lifestyle banking-\u10d8,PFM-\u10d8\u10e1 \u10d9\u10d5\u10d0\u10da\u10d3\u10d0\u10d9\u10d5\u10d0\u10da, \u10e1\u10e3\u10da \u10e3\u10e4\u10e0\u10dd \u10de\u10dd\u10de\u10e3\u10da\u10d0\u10e0\u10e3\u10da\u10d8 \u10ee\u10d3\u10d4\u10d1\u10d0.<\/p>\n<p> \u2022 \u10d4.\u10ec. Engager \u10d3\u10d0 CLO \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d4\u10d1\u10d8 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d4\u10da\u10e1 PFM-\u10e8\u10d8 \u10d2\u10d0\u10e0\u10d9\u10d5\u10d4\u10d5\u10d0 \u10e3\u10ed\u10d8\u10e0\u10e1.<\/p>\n<p> \u2022 CLO-\u10e1 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10d8 \u10eb\u10d0\u10da\u10d8\u10d0\u10dc \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d0\u10d3 \u10d8\u10e7\u10d4\u10dc\u10d4\u10d1\u10d4\u10dc \u10d4.\u10ec. Cashback \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d4\u10d1\u10e1.<\/p>\n<p> \u2022 Barclay \u10d3\u10d0 Tesla \u10d0\u10e2\u10d0\u10e0\u10d4\u10d1\u10d4\u10dc \u10d4\u10e5\u10e1\u10de\u10d4\u10e0\u10d8\u10db\u10d4\u10dc\u10e2\u10e1 \u10d4.\u10ec. \u201e\u10e3\u10ee\u10d8\u10da\u10d0\u10d5\u10d8 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d4\u10d1\u10d8\u10e1\u201c \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d8\u10d7, Machine 2 Machine \u10d9\u10dd\u10db\u10e3\u10dc\u10d8\u10d9\u10d0\u10ea\u10d8\u10d8\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d8\u10d7 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10e1\u10d0\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d4\u10d1\u10da\u10d0\u10d3.<\/p>\n","protected":false},"excerpt":{"rendered":"MoneyLive Madrid 2019-\u10d8\u10e1 \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10db\u10d8\u10d2\u10dc\u10d4\u10d1\u10d4\u10d1\u10d8: \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5 \u10d8\u10dc\u10dd\u10d5\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8, Open Banking-\u10d8, \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d8\u10e1 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d0\u10ee\u10d0\u10da\u10d8 \u10d4\u10e2\u10d0\u10de\u10d4\u10d1\u10d8.","protected":false},"author":1,"featured_media":25645,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1307],"tags":[588,593,602,1376],"class_list":["post-25652","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-inovaciebi-da-startapebi","tag-fintech","tag-ghonisdziebebi","tag-teqnologiebi","tag-cifruli-bankingi"],"acf":[],"_links":{"self":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/25652","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/comments?post=25652"}],"version-history":[{"count":3,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/25652\/revisions"}],"predecessor-version":[{"id":40372,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/25652\/revisions\/40372"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/media\/25645"}],"wp:attachment":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/media?parent=25652"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/categories?post=25652"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/tags?post=25652"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}