{"id":25724,"date":"2022-01-17T00:00:00","date_gmt":"2022-01-16T20:00:00","guid":{"rendered":"https:\/\/bankofgeorgia.ge\/blog\/siakhleebi\/cifrul-platformebze-momu\/"},"modified":"2026-01-27T17:24:12","modified_gmt":"2026-01-27T13:24:12","slug":"cifrul-platformebze-momu","status":"publish","type":"post","link":"https:\/\/bankofgeorgia.ge\/blog\/biznesi\/inovaciebi-da-startapebi\/cifrul-platformebze-momu\/","title":{"rendered":"\u10ea\u10d8\u10e4\u10e0\u10e3\u10da\u10d8 \u10de\u10da\u10d0\u10e2\u10e4\u10dd\u10e0\u10db\u10d4\u10d1\u10d8: \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10ec\u10d0\u10e0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10e1\u10d0\u10e6\u10d4\u10d1\u10d8?"},"content":{"rendered":"<p>\u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10e3\u10e0\u10d8 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d9\u10dd\u10dc\u10d9\u10e3\u10e0\u10d4\u10dc\u10ea\u10d8\u10d8\u10e1 \u10d2\u10d0\u10eb\u10da\u10d8\u10d4\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd \u10e2\u10e0\u10d0\u10d3\u10d8\u10ea\u10d8\u10e3\u10da\u10d8 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10db\u10dd\u10d3\u10d4\u10da\u10d8 \u10e1\u10ec\u10e0\u10d0\u10e4\u10d0\u10d3 \u10eb\u10d5\u10d4\u10da\u10d3\u10d4\u10d1\u10d0. \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10dd\u10e0\u10d2\u10d0\u10dc\u10d8\u10d6\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e1\u10d0\u10db\u10e3\u10e8\u10d0\u10dd \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10de\u10da\u10d0\u10e2\u10e4\u10dd\u10e0\u10db\u10d8\u10d6\u10d0\u10ea\u10d8\u10d0 \u10d4\u10e0\u10d7\u10d0\u10d3\u10d4\u10e0\u10d7 \u10db\u10dd\u10db\u10d2\u10d4\u10d1\u10d8\u10d0\u10dc \u10e1\u10e2\u10e0\u10d0\u10e2\u10d4\u10d2\u10d8\u10d0\u10d3 \u10d8\u10e5\u10ea\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e8\u10d4\u10d3\u10d4\u10d2\u10d4\u10d1\u10d8\u10e1 \u10db\u10d0\u10e5\u10e1\u10d8\u10db\u10d0\u10da\u10d8\u10d6\u10d0\u10ea\u10d8\u10d8\u10e1, \u10db\u10d4\u10e2\u10d8 \u10db\u10dd\u10e5\u10dc\u10d8\u10da\u10dd\u10d1\u10d8\u10e1 \u10d3\u10d0 \u10de\u10d4\u10e0\u10e1\u10dd\u10dc\u10d0\u10da\u10d8\u10d6\u10d0\u10ea\u10d8\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10e1 \u10d8\u10eb\u10da\u10d4\u10d5\u10d0. World Retail Banking Report 2020-\u10d8\u10e1 \u10d7\u10d0\u10dc\u10d0\u10ee\u10db\u10d0\u10d3, \u10de\u10da\u10d0\u10e2\u10e4\u10dd\u10e0\u10db\u10d4\u10d1\u10d6\u10d4 \u10db\u10dd\u10db\u10e3\u10e8\u10d0\u10d5\u10d4 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10dd \u10db\u10dd\u10d2\u10d4\u10d1\u10d0, \u10e1\u10d0\u10d1\u10d0\u10d6\u10e0\u10dd \u10e6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10db\u10d3\u10d2\u10e0\u10d0\u10d3\u10d8 \u10d6\u10e0\u10d3\u10d8\u10e1 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10da\u10d4\u10d1\u10d8, \u10e2\u10e0\u10d0\u10d3\u10d8\u10ea\u10d8\u10e3\u10da \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d7\u10d0\u10dc \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7, \u10d2\u10d0\u10dd\u10e0\u10db\u10d0\u10d2\u10d3\u10d4\u10d1\u10d0.<\/p>\n<p> Capgemini-\u10db \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd \u10e1\u10d0\u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10dd \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10ee\u10d4\u10da\u10db\u10eb\u10e6\u10d5\u10d0\u10dc\u10d4\u10da\u10d4\u10d1\u10e1 \u10e8\u10dd\u10e0\u10d8\u10e1 \u10e9\u10d0\u10e2\u10d0\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d2\u10d0\u10db\u10dd\u10d9\u10d8\u10d7\u10ee\u10d5\u10d8\u10d7 \u10d2\u10d0\u10d0\u10e0\u10d9\u10d5\u10d8\u10d0, \u10e0\u10dd\u10db \u10de\u10da\u10d0\u10e2\u10e4\u10dd\u10e0\u10db\u10d4\u10d1\u10d6\u10d4 \u10db\u10dd\u10db\u10e3\u10e8\u10d0\u10d5\u10d4 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8 \u10e2\u10e0\u10d0\u10d3\u10d8\u10ea\u10d8\u10e3\u10da \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d7\u10d0\u10dc \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 \u10e3\u10e4\u10e0\u10dd \u10d4\u10e4\u10d4\u10e5\u10e2\u10d8\u10d0\u10dc\u10d0\u10d3 \u10d0\u10e6\u10ec\u10d4\u10d5\u10d4\u10dc \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10de\u10e0\u10d8\u10dd\u10e0\u10d8\u10e2\u10d4\u10e2\u10d4\u10d1\u10e1.<\/p>\n<p> \u10d0\u10db\u10d0\u10d5\u10d4 \u10d9\u10d5\u10da\u10d4\u10d5\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7 \u10d8\u10e0\u10d9\u10d5\u10d4\u10d5\u10d0, \u10e0\u10dd\u10db \u10de\u10da\u10d0\u10e2\u10e4\u10dd\u10e0\u10db\u10d4\u10d1\u10d6\u10d4 \u10db\u10dd\u10db\u10e3\u10e8\u10d0\u10d5\u10d4 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8 \u10e6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d8\u10e1 \u10d0\u10ee\u10d0\u10da\u10d8 \u10ec\u10e7\u10d0\u10e0\u10dd\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10d2\u10dc\u10d4\u10d1\u10d0 2.2-\u10ef\u10d4\u10e0, \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10e8\u10d4\u10dc\u10d0\u10e0\u10e9\u10e3\u10dc\u10d4\u10d1\u10d0 \u10d0\u10dc \u10d6\u10e0\u10d3\u10d0 2.1-\u10ef\u10d4\u10e0 \u10d3\u10d0 \u10e1\u10d0\u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10dd \u10d4\u10e4\u10d4\u10e5\u10e2\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0 1.8-\u10ef\u10d4\u10e0 \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d3\u10d4\u10d1\u10d0. \u10d0\u10e1\u10d4\u10d7\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d0\u10e1\u10d4\u10d5\u10d4 \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d3\u10d4\u10d1\u10d0 \u10d8\u10dc\u10dd\u10d5\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10dc\u10d4\u10e0\u10d2\u10d5\u10d0 \u10d3\u10d0 \u10d9\u10dd\u10dc\u10ea\u10d4\u10e4\u10e2\u10d8\u10e1 \u10d3\u10d0\u10db\u10e2\u10d9\u10d8\u10ea\u10d4\u10d1\u10d8\u10e1, \u10d0\u10e1\u10d4\u10d5\u10d4 \u10de\u10d4\u10e0\u10e1\u10dd\u10dc\u10d0\u10da\u10d8\u10d6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d3\u10d0 \u10d2\u10d0\u10dc\u10e1\u10ee\u10d5\u10d0\u10d5\u10d4\u10d1\u10e3\u10da\u10d8 \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d7\u10e3 \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10d7\u10d0\u10d5\u10d0\u10d6\u10d4\u10d1\u10d0.<\/p>\n<p> <b><br \/>\n <\/b><b>COVID-19 \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10ea\u10d8\u10e4\u10e0\u10e3\u10da\u10d8 \u10e2\u10e0\u10d0\u10dc\u10e1\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d8\u10e1 \u10d0\u10e5\u10e1\u10d4\u10da\u10d4\u10e0\u10d0\u10e2\u10dd\u10e0\u10d8<\/b><b><\/b><\/p>\n<p> \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10dd \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e2\u10e0\u10d0\u10dc\u10e1\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d0 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10e1 \u10d9\u10dd\u10dc\u10d9\u10e3\u10e0\u10d4\u10dc\u10e2\u10e3\u10dc\u10d0\u10e0\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10dc\u10d0\u10e0\u10e9\u10e3\u10dc\u10d4\u10d1\u10da\u10d0\u10d3 \u10de\u10da\u10d0\u10e2\u10e4\u10dd\u10e0\u10db\u10d8\u10e0\u10d4\u10d1\u10e3\u10da \u10db\u10dd\u10d3\u10d4\u10da\u10d6\u10d4 \u10d2\u10d0\u10d3\u10d0\u10e1\u10d5\u10da\u10d0\u10e1 \u10d0\u10d8\u10eb\u10e3\u10da\u10d4\u10d1\u10e1. \u10d0\u10db\u10d0\u10e1\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3, \u10d9\u10d8\u10d3\u10d4\u10d5 \u10d4\u10e0\u10d7\u10d8 \u10e4\u10d0\u10e5\u10e2\u10dd\u10e0\u10d8, \u10e0\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10ea \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10d8 \u10ea\u10d8\u10e4\u10e0\u10e3\u10da \u10d0\u10e0\u10ee\u10d4\u10d1\u10d6\u10d4 \u10d2\u10d0\u10d3\u10d0\u10d3\u10d8\u10d0\u10dc, COVID-19-\u10d8\u10d0. \u10d1\u10dd\u10da\u10dd \u10d9\u10d5\u10da\u10d4\u10d5\u10d8\u10e1 \u10d7\u10d0\u10dc\u10d0\u10ee\u10db\u10d0\u10d3, COVID-19-\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d0\u10d3 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d4\u10da\u10d7\u10d0 57% \u10d8\u10dc\u10e2\u10d4\u10e0\u10dc\u10d4\u10e2 \u10d1\u10d0\u10dc\u10d9\u10d8\u10dc\u10d2\u10d8\u10d7 \u10e1\u10d0\u10e0\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10e1 \u10d8\u10e0\u10e9\u10d4\u10d5\u10e1 \u2014 \u10de\u10d0\u10dc\u10d3\u10d4\u10db\u10d8\u10d0\u10db\u10d3\u10d4 \u10d4\u10e1 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 49%-\u10e1 \u10e8\u10d4\u10d0\u10d3\u10d2\u10d4\u10dc\u10d3\u10d0.<\/p>\n<p> \u10d9\u10d5\u10da\u10d4\u10d5\u10d0\u10db \u10d0\u10e1\u10d4\u10d5\u10d4 \u10d0\u10e9\u10d5\u10d4\u10dc\u10d0, \u10e0\u10dd\u10db \u10d0\u10db \u10d2\u10d0\u10e3\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10d4\u10da \u10d2\u10d0\u10e0\u10d4\u10db\u10dd\u10d4\u10d1\u10d4\u10d1\u10e8\u10d8 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10d8 \u10e3\u10e4\u10e0\u10dd \u10db\u10d4\u10e2\u10d0\u10d3 \u10d8\u10e0\u10e9\u10d4\u10d5\u10d4\u10dc bigtech \u10d3\u10d0 \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5 \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d0\u10e1, \u10ee\u10dd\u10da\u10dd \u10db\u10d0\u10d7\u10d2\u10d0\u10dc 30% \u10d0\u10db\u10d0\u10e1 \u10db\u10d0\u10d7\u10d8 \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10d0\u10e0\u10d0\u10d3\u10d0\u10db\u10d0\u10d9\u10db\u10d0\u10e7\u10dd\u10e4\u10d8\u10da\u10d4\u10d1\u10d4\u10da \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d3\u10dd\u10dc\u10d4\u10e1 \u10e3\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e1.<\/p>\n<p> <b>\u10d0\u10ee\u10d0\u10da\u10d8 \u10db\u10dd\u10d7\u10d0\u10db\u10d0\u10e8\u10d4\u10d4\u10d1\u10d8 \u10de\u10dd\u10d6\u10d8\u10ea\u10d8\u10d4\u10d1\u10e1 \u10d8\u10d9\u10d0\u10d5\u10d4\u10d1\u10d4\u10dc<\/b><b><\/b><\/p>\n<p> \u10d0\u10db \u10d9\u10d5\u10da\u10d4\u10d5\u10d4\u10d1\u10d8\u10d3\u10d0\u10dc \u10dc\u10d0\u10d7\u10d4\u10da\u10d8 \u10ee\u10d3\u10d4\u10d1\u10d0, \u10e0\u10dd\u10db \u10d3\u10d0\u10db\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d4\u10d1\u10da\u10d4\u10d1\u10db\u10d0 \u10e1\u10ec\u10e0\u10d0\u10e4 \u10ea\u10d5\u10da\u10d8\u10da\u10d4\u10d1\u10d4\u10d1\u10d6\u10d4 \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d8 \u10e1\u10ec\u10e0\u10d0\u10e4\u10d8 \u10e0\u10d4\u10d0\u10d2\u10d8\u10e0\u10d4\u10d1\u10d0 \u10e3\u10dc\u10d3\u10d0 \u10db\u10dd\u10d0\u10ee\u10d3\u10d8\u10dc\u10dd\u10dc \u10d3\u10d0 \u10d2\u10d0\u10db\u10dd\u10d8\u10e7\u10d4\u10dc\u10dd\u10dc \u10de\u10da\u10d0\u10e2\u10e4\u10dd\u10e0\u10db\u10d4\u10d1\u10d8\u10e1 \u10db\u10dd\u10d3\u10d4\u10da\u10d8; \u10d0\u10e1\u10d4\u10d5\u10d4, \u10d8\u10d7\u10d0\u10dc\u10d0\u10db\u10e8\u10e0\u10dd\u10db\u10da\u10dd\u10dc \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d4 \u10de\u10e0\u10dd\u10d5\u10d0\u10d8\u10d3\u10d4\u10e0\u10d4\u10d1\u10d7\u10d0\u10dc, \u10e0\u10d0\u10d7\u10d0 \u10e8\u10d4\u10d8\u10d5\u10e1\u10dd\u10e1 \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d4\u10d1\u10d8\u10e1 \u10de\u10dd\u10e0\u10e2\u10e4\u10d4\u10da\u10d8, \u10d2\u10d0\u10e3\u10db\u10ef\u10dd\u10d1\u10d4\u10e1\u10d3\u10d4\u10e1 \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10ec\u10dd\u10d3\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10d2\u10d0\u10d8\u10d6\u10d0\u10e0\u10d3\u10dd\u10e1 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10d0\u10da\u10d8.<\/p>\n<p> \u10d9\u10d5\u10da\u10d4\u10d5\u10d8\u10d7 \u10d3\u10d0\u10e1\u10e2\u10e3\u10e0\u10d3\u10d4\u10d1\u10d0, \u10e0\u10dd\u10db \u10d7\u10d0\u10dc\u10d0\u10db\u10e8\u10e0\u10dd\u10db\u10da\u10dd\u10d1\u10d0 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10ea\u10d8\u10e4\u10e0\u10e3\u10da\u10d8 \u10ec\u10d0\u10e0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10e6\u10ec\u10d4\u10d5\u10d0\u10e1 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10dc\u10d0\u10d3 \u10d0\u10e9\u10e5\u10d0\u10e0\u10d4\u10d1\u10e1. \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10ee\u10d4\u10da\u10db\u10eb\u10e6\u10d5\u10d0\u10dc\u10d4\u10da\u10d4\u10d1\u10d8\u10e1 58%-\u10d8\u10e1 \u10d7\u10e5\u10db\u10d8\u10d7, \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5 \u10d3\u10d0 bigtech \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d7\u10d0\u10dc \u10d7\u10d0\u10dc\u10d0\u10db\u10e8\u10e0\u10dd\u10db\u10da\u10dd\u10d1\u10d8\u10d7 \u10d0\u10ee\u10d0\u10da\u10d8 \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d8\u10e1 \u10e9\u10d0\u10e1\u10d0\u10e8\u10d5\u10d4\u10d1\u10d0\u10d3 \u10ec\u10d4\u10da\u10d8\u10ec\u10d0\u10d3\u10d6\u10d4 \u10dc\u10d0\u10d9\u10da\u10d4\u10d1\u10d8 \u10d3\u10e0\u10dd\u10d0 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd \u10db\u10d0\u10e8\u10d8\u10dc, \u10e0\u10dd\u10ea\u10d0 \u10d7\u10d0\u10d5\u10d0\u10d3 \u10d1\u10d0\u10dc\u10d9\u10e1 \u10db\u10e1\u10d2\u10d0\u10d5\u10e1\u10d8 \u10d0\u10db\u10dd\u10ea\u10d0\u10dc\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10e1\u10e0\u10e3\u10da\u10d4\u10d1\u10da\u10d0\u10d3 \u10d2\u10d0\u10e0\u10d4 \u10db\u10ee\u10d0\u10e0\u10d3\u10d0\u10ed\u10d4\u10e0\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d4\u10e8\u10d4 1 \u10d0\u10dc 2 \u10ec\u10d4\u10da\u10d8 \u10d4\u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d4\u10d1\u10d0.<\/p>\n<p> 39-\u10db\u10d8\u10da\u10d8\u10dd\u10dc\u10d8\u10d0\u10dc\u10d8 \u10e1\u10d0\u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10dd \u10d1\u10d0\u10d6\u10d8\u10d7, \u10d9\u10dd\u10dc\u10d9\u10e3\u10e0\u10d4\u10dc\u10e2\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10dc\u10d4\u10dd\u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8 \u10e3\u10e4\u10e0\u10dd \u10e1\u10ec\u10e0\u10d0\u10e4\u10d0\u10d3 \u10d5\u10d8\u10d7\u10d0\u10e0\u10d3\u10d4\u10d1\u10d8\u10d0\u10dc, \u10e0\u10d8\u10d7\u10d0\u10ea \u10d8\u10e5\u10ea\u10d4\u10d5\u10d4\u10dc \u10de\u10dd\u10e2\u10d4\u10dc\u10ea\u10d8\u10e3\u10e0\u10d8 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10d8\u10e1 \u10e7\u10e3\u10e0\u10d0\u10d3\u10e6\u10d4\u10d1\u10d0\u10e1 \u2014 \u10d4\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10e4\u10d4\u10e0\u10d8 \u10f0\u10d8\u10de\u10d4\u10e0\u10de\u10d4\u10e0\u10e1\u10dd\u10dc\u10d0\u10da\u10d8\u10d6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d3\u10d0 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10ee\u10d4\u10da\u10e1\u10d0\u10e7\u10e0\u10d4\u10da\u10d8 \u10e8\u10d4\u10d7\u10d0\u10d5\u10d0\u10d6\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d0\u10d0. \u10e4\u10dd\u10e0\u10db\u10d0\u10da\u10e3\u10e0\u10d0\u10d3, \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10dd\u10d0, \u10db\u10dd\u10d2\u10d5\u10d4\u10e9\u10d5\u10d4\u10dc\u10dd\u10e1, \u10e0\u10dd\u10db COVID-19 \u10d0\u10ee\u10d0\u10da \u10db\u10dd\u10d7\u10d0\u10db\u10d0\u10e8\u10d4\u10d4\u10d1\u10e1 \u10d0\u10db \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10db\u10d4\u10e2 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10e1 \u10d0\u10eb\u10da\u10d4\u10d5\u10e1, \u10d7\u10e3\u10db\u10ea\u10d0 \u10e0\u10d4\u10d0\u10da\u10dd\u10d1\u10d0 \u10d1\u10d4\u10d5\u10e0\u10d0\u10d3 \u10e0\u10d7\u10e3\u10da\u10d8\u10d0, \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d8\u10db \u10e1\u10e2\u10d0\u10e0\u10e2\u10d0\u10de\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10e0\u10dd\u10db\u10d4\u10da\u10d7\u10d0 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10e0\u10d4\u10e1\u10e3\u10e0\u10e1\u10d8 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10dc\u10d0\u10d3\u10d0\u10d0 \u10e8\u10d4\u10d6\u10e6\u10e3\u10d3\u10e3\u10da\u10d8.<\/p>\n<p> \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10da\u10dd\u10dc\u10d3\u10dd\u10dc\u10e8\u10d8 \u10d3\u10d0\u10e4\u10e3\u10eb\u10dc\u10d4\u10d1\u10e3\u10da\u10db\u10d0 \u10d3\u10d0 \u10d4\u10d5\u10e0\u10dd\u10de\u10d0\u10e8\u10d8 \u10e1\u10d0\u10d9\u10db\u10d0\u10dd\u10d3 \u10ea\u10dc\u10dd\u10d1\u10d8\u10da\u10db\u10d0 \u10e1\u10e2\u10d0\u10e0\u10e2\u10d0\u10de\u10db\u10d0 Monzo-\u10db \u10de\u10d0\u10dc\u10d3\u10d4\u10db\u10d8\u10d8\u10e1 \u10d3\u10e0\u10dd\u10e1 \u10d3\u10d8\u10d3\u10d8 \u10d3\u10d0\u10e0\u10e2\u10e7\u10db\u10d0 \u10db\u10d8\u10d8\u10e6\u10dd. \u10da\u10d0\u10e1-\u10d5\u10d4\u10d2\u10d0\u10e1\u10e8\u10d8 \u10dd\u10e4\u10d8\u10e1\u10d8\u10e1 \u10d3\u10d0\u10ee\u10e3\u10e0\u10d5\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d3\u10d8\u10d3 \u10d1\u10e0\u10d8\u10e2\u10d0\u10dc\u10d4\u10d7\u10e8\u10d8 300 \u10d7\u10d0\u10dc\u10d0\u10db\u10e8\u10e0\u10dd\u10db\u10da\u10d8\u10e1 \u10e1\u10d0\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d8\u10d3\u10d0\u10dc \u10d2\u10d0\u10e8\u10d5\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2, \u10e1\u10e2\u10d0\u10e0\u10e2\u10d0\u10de\u10db\u10d0 \u10d8\u10d5\u10dc\u10d8\u10e1\u10e8\u10d8 \u10d3\u10d0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10d7 \u10d9\u10d8\u10d3\u10d4 120 \u10d7\u10d0\u10dc\u10d0\u10db\u10e8\u10e0\u10dd\u10db\u10d4\u10da\u10d8 \u10d3\u10d0\u10d8\u10d7\u10ee\u10dd\u10d5\u10d0. \u10d0\u10db \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e8\u10d8 \u10e1\u10e2\u10d0\u10e0\u10e2\u10d0\u10de\u10d8\u10e1 \u10e6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0 40%-\u10d8\u10d7\u10d0\u10d0 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8.<\/p>\n<p> \u10d2\u10d0\u10e0\u10d3\u10d0 \u10d0\u10db\u10d8\u10e1\u10d0, \u10d2\u10d0\u10e1\u10e3\u10da \u10d7\u10d5\u10d4\u10e8\u10d8 \u10e4\u10d8\u10dc\u10e3\u10e0\u10db\u10d0 \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0 Holvi-\u10db, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d0\u10e1 \u10d8\u10dc\u10d3\u10d8\u10d5\u10d8\u10d3\u10e3\u10d0\u10da\u10e3\u10e0 \u10db\u10dd\u10d5\u10d0\u10ed\u10e0\u10d4\u10d4\u10d1\u10e1\u10d0 \u10d3\u10d0 \u10db\u10ea\u10d8\u10e0\u10d4 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10e1 \u10e3\u10ec\u10d4\u10d5\u10d3\u10d0, \u10d2\u10d0\u10dc\u10d0\u10ea\u10ee\u10d0\u10d3\u10d0, \u10e0\u10dd\u10db \u10e2\u10dd\u10d5\u10d4\u10d1\u10e1 \u10d1\u10e0\u10d8\u10e2\u10d0\u10dc\u10d4\u10d7\u10d8\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10e1. \u10d0\u10db\u10d8\u10e1 \u10db\u10d8\u10d6\u10d4\u10d6\u10d0\u10d3 \u10e1\u10e2\u10d0\u10e0\u10e2\u10d0\u10de\u10db\u10d0 \u10de\u10d0\u10dc\u10d3\u10d4\u10db\u10d8\u10d0 \u10d3\u10d0 Brexit \u10d3\u10d0\u10d0\u10e1\u10d0\u10ee\u10d4\u10da\u10d0.<\/p>\n<p> \u10ec\u10e7\u10d0\u10e0\u10dd: <a href=\"http:\/\/www.next.on.ge\" target=\"_blank\" rel=\"noopener\">www.next.on.ge<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"\u10d2\u10d0\u10d8\u10d2\u10d4\u10d7, \u10e0\u10d0\u10e2\u10dd\u10db \u10d0\u10e0\u10d8\u10d0\u10dc \u10ea\u10d8\u10e4\u10e0\u10e3\u10da \u10de\u10da\u10d0\u10e2\u10e4\u10dd\u10e0\u10db\u10d4\u10d1\u10d6\u10d4 \u10db\u10dd\u10db\u10e3\u10e8\u10d0\u10d5\u10d4 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8 \u10ec\u10d0\u10e0\u10db\u10d0\u10e2\u10d4\u10d1\u10e3\u10da\u10dc\u10d8. COVID-19, \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5\u10d8 \u10d3\u10d0 \u10e2\u10e0\u10d0\u10d3\u10d8\u10ea\u10d8\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10ec\u10d5\u10d4\u10d5\u10d4\u10d1\u10d8. \u10d0\u10e6\u10db\u10dd\u10d0\u10e9\u10d8\u10dc\u10d4\u10d7 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da\u10d8.","protected":false},"author":1,"featured_media":25725,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1307],"tags":[588,602,1074,1376],"class_list":["post-25724","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-inovaciebi-da-startapebi","tag-fintech","tag-teqnologiebi","tag-cifruli-teqnologiebi","tag-cifruli-bankingi"],"acf":[],"_links":{"self":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/25724","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/comments?post=25724"}],"version-history":[{"count":3,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/25724\/revisions"}],"predecessor-version":[{"id":40408,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/25724\/revisions\/40408"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/media\/25725"}],"wp:attachment":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/media?parent=25724"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/categories?post=25724"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/tags?post=25724"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}