{"id":25762,"date":"2022-01-17T00:00:00","date_gmt":"2022-01-16T20:00:00","guid":{"rendered":"https:\/\/bankofgeorgia.ge\/blog\/siakhleebi\/nadgi-fulit-angarishscore\/"},"modified":"2026-01-27T17:25:58","modified_gmt":"2026-01-27T13:25:58","slug":"nadgi-fulit-angarishscore","status":"publish","type":"post","link":"https:\/\/bankofgeorgia.ge\/blog\/ganatleba\/finansuri-ganatleba\/nadgi-fulit-angarishscore\/","title":{"rendered":"\u10dc\u10d0\u10e6\u10d3\u10d8 \u10e4\u10e3\u10da\u10d8\u10e1 \u10d3\u10d0\u10e1\u10d0\u10e1\u10e0\u10e3\u10da\u10d8? \u10e0\u10d0 \u10d2\u10d5\u10d4\u10da\u10dd\u10d3\u10d4\u10d1\u10d0 \u10e3\u10dc\u10d0\u10e6\u10d3\u10dd \u10e1\u10d0\u10db\u10e7\u10d0\u10e0\u10dd\u10e8\u10d8"},"content":{"rendered":"<p>\u10d2\u10da\u10dd\u10d1\u10d0\u10da\u10e3\u10e0\u10d8 \u10de\u10d0\u10dc\u10d3\u10d4\u10db\u10d8\u10d8\u10e1 \u10e4\u10dd\u10dc\u10d6\u10d4 \u10eb\u10d0\u10da\u10d8\u10d0\u10dc \u10d1\u10d4\u10d5\u10e0\u10d8 \u10e0\u10d0\u10db 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\u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 8 \u10de\u10e0\u10dd\u10ea\u10d4\u10dc\u10e2\u10d8 \u10d8\u10e7\u10dd.<\/p>\n<p> <b>\u10e3\u10dc\u10d0\u10e6\u10d3\u10dd \u10d0\u10dc\u10d2\u10d0\u10e0\u10d8\u10e8\u10e1\u10ec\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10e4\u10e0\u10d7\u10ee\u10d4\u10d4\u10d1\u10d8<\/b><b><\/b><\/p>\n<ul>\n<li><b>\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10d2\u10d0\u10db\u10dd\u10d7\u10d8\u10e8\u10d5<\/b><\/li>\n<\/ul>\n<p> \u10d0\u10e0 \u10e8\u10d4\u10d2\u10d5\u10d8\u10eb\u10da\u10d8\u10d0 \u10e3\u10d2\u10e3\u10da\u10d4\u10d1\u10d4\u10da\u10d5\u10f0\u10e7\u10dd\u10d7 \u10d8\u10e1 \u10e4\u10d0\u10e5\u10e2\u10d8, \u10e0\u10dd\u10db \u10e4\u10e3\u10da\u10d8\u10e1 \u10e4\u10d8\u10d6\u10d8\u10d9\u10e3\u10e0\u10d8 \u10d2\u10d0\u10db\u10dd\u10e7\u10d4\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d0 \u10d0\u10e0\u10d0\u10de\u10e0\u10dd\u10de\u10dd\u10e0\u10ea\u10d8\u10e3\u10da\u10d0\u10d3 \u10e3\u10d0\u10e0\u10e7\u10dd\u10e4\u10d8\u10d7\u10d0\u10d3 \u10d0\u10d8\u10e1\u10d0\u10ee\u10d4\u10d1\u10d0 \u10e1\u10d0\u10d6\u10dd\u10d2\u10d0\u10d3\u10dd\u10d4\u10d1\u10d8\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10d3\u10d0\u10e3\u10ea\u10d5\u10d4\u10da \u10e1\u10d4\u10d2\u10db\u10d4\u10dc\u10e2\u10d4\u10d1\u10d6\u10d4.<\/p>\n<p> \u10db\u10dd\u10ee\u10e3\u10ea\u10d4\u10d1\u10d8 \u2014 \u10ee\u10d0\u10dc\u10d3\u10d0\u10d6\u10db\u10e3\u10da\u10d8 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d4\u10d1\u10d8 \u10dc\u10d0\u10d9\u10da\u10d4\u10d1\u10d0\u10d3 \u10d4\u10e0\u10d9\u10d5\u10d4\u10d5\u10d8\u10d0\u10dc \u10d4\u10da\u10d4\u10e5\u10e2\u10e0\u10dd\u10dc\u10e3\u10da \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d4\u10d1\u10e8\u10d8, \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3, \u10dc\u10d0\u10d9\u10da\u10d4\u10d1\u10d0\u10d3 \u10d4\u10dc\u10d3\u10dd\u10d1\u10d8\u10d0\u10dc \u10db\u10d0\u10e1. \u10d7\u10e3 \u10d4\u10da\u10d4\u10e5\u10e2\u10e0\u10dd\u10dc\u10e3\u10da\u10d8 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d4\u10d1\u10d8 \u10e3\u10d0\u10da\u10e2\u10d4\u10e0\u10dc\u10d0\u10e2\u10d8\u10d5\u10dd \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10d3 \u10d8\u10e5\u10ea\u10d0, \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10dd\u10d0, \u10db\u10d0\u10d7 \u10d0\u10e0 \u10f0\u10e5\u10dd\u10dc\u10d3\u10d4\u10d7 \u10ec\u10d5\u10d3\u10dd\u10db\u10d0 \u10e1\u10d0\u10e1\u10d8\u10ea\u10dd\u10ea\u10ee\u10da\u10dd\u10d3 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d4\u10d1\u10d6\u10d4.<\/p>\n<p> \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d1\u10d4\u10d5\u10e0\u10d8 \u10d8\u10e7\u10dd\u10e1 \u10d8\u10e1\u10d4\u10d7\u10d8, \u10d5\u10d8\u10e1\u10d0\u10ea \u10d3\u10d0\u10d1\u10d0\u10da\u10d8 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10d0\u10da\u10d8 \u10d0\u10e5\u10d5\u10e1 \u10d3\u10d0 \u10e1\u10db\u10d0\u10e0\u10e2\u10e4\u10dd\u10dc\u10d8\u10e1 \u10e8\u10d4\u10eb\u10d4\u10dc\u10d0 \u10d0\u10e0 \u10e8\u10d4\u10e3\u10eb\u10da\u10d8\u10d0. \u10d0\u10db\u10d8\u10e2\u10dd\u10db, \u10db\u10d0\u10d7 \u10e4\u10e3\u10da\u10d8\u10e1 \u10dc\u10d0\u10e6\u10d3\u10d8 \u10d0\u10dc\u10d2\u10d0\u10e0\u10d8\u10e8\u10e1\u10ec\u10dd\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d2\u10d0\u10db\u10dd\u10e7\u10d4\u10dc\u10d4\u10d1\u10d0 \u10e3\u10ec\u10d4\u10d5\u10d7. \u10d0\u10db\u10d0\u10e1\u10d7\u10d0\u10dc, \u10db\u10dd\u10ee\u10e3\u10ea\u10d4\u10d1\u10d8\u10e1 \u10dc\u10d0\u10ec\u10d8\u10da\u10e1 \u10d4\u10da\u10d4\u10e5\u10e2\u10e0\u10dd\u10dc\u10d8\u10da\u10d8 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d4\u10d1\u10d0 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10e3\u10e4\u10e0\u10dd \u10d2\u10d0\u10e3\u10ed\u10d8\u10e0\u10d3\u10d4\u10d7, \u10d5\u10d8\u10d3\u10e0\u10d4 \u10d4\u10e1 \u10dc\u10d0\u10e6\u10d3\u10d8 \u10e4\u10e3\u10da\u10d8\u10d7 \u10d0\u10dc\u10d2\u10d0\u10e0\u10d8\u10e8\u10e1\u10ec\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1\u10d0\u10e1. \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, \u10db\u10ee\u10d4\u10d3\u10d5\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10d3\u10d0\u10e5\u10d5\u10d4\u10d8\u10d7\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd, \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10e1 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d2\u10d0\u10e3\u10ed\u10d8\u10e0\u10d3\u10d4\u10e1 \u10de\u10d0\u10e2\u10d0\u10e0\u10d0 \u10d4\u10d9\u10e0\u10d0\u10dc\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10e7\u10d4\u10dc\u10d4\u10d1\u10d0.<\/p>\n<ul>\n<li><b>\u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10e3\u10e0\u10d8 \u10e1\u10d8\u10e0\u10d7\u10e3\u10da\u10d4\u10d4\u10d1\u10d8<\/b><\/li>\n<\/ul>\n<p> \u10e3\u10dc\u10d0\u10e6\u10d3\u10dd \u10d0\u10dc\u10d2\u10d0\u10e0\u10d8\u10e8\u10e1\u10ec\u10dd\u10e0\u10d4\u10d1\u10d0 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10da\u10d0\u10d3 \u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10e1 \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10d4\u10d1\u10d6\u10d4 \u10d3\u10d0\u10db\u10dd\u10d9\u10d8\u10d3\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0\u10e1. \u10d4\u10e1 \u10db\u10dd\u10d8\u10d7\u10ee\u10dd\u10d5\u10e1 \u10d4\u10da\u10d4\u10e5\u10e2\u10e0\u10dd\u10d4\u10dc\u10d4\u10e0\u10d2\u10d8\u10d8\u10e1 \u10db\u10e3\u10d3\u10db\u10d8\u10d5 \u10ee\u10d4\u10da\u10db\u10d8\u10e1\u10d0\u10ec\u10d5\u10d3\u10dd\u10db\u10dd\u10d1\u10d0\u10e1. \u10d7\u10e3\u10db\u10ea\u10d0, \u10d0\u10e0\u10d8\u10e1 \u10e1\u10d0\u10d5\u10d0\u10ed\u10e0\u10dd \u10dd\u10d1\u10d8\u10d4\u10e5\u10e2\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10e3\u10e8\u10e3\u10d0\u10da\u10dd\u10d3 \u10e8\u10d4\u10dc\u10dd\u10d1\u10d4\u10d1\u10e8\u10d8 \u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1 \u10d2\u10d0\u10dc\u10da\u10d0\u10d2\u10d4\u10d1\u10e3\u10da\u10d8.<br \/>\n \u10d9\u10d8\u10d3\u10d4\u10d5 \u10e3\u10e4\u10e0\u10dd \u10d3\u10d8\u10d3\u10d8 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d0\u10d0 \u10d3\u10d0\u10d1\u10d0\u10da\u10d8 \u10ee\u10d0\u10e0\u10d8\u10e1\u10ee\u10d8\u10e1 \u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d8. \u10d5\u10d8\u10e1 \u10d0\u10e0 \u10e3\u10dc\u10d0\u10ee\u10d0\u10d5\u10e1 \u10e0\u10d4\u10e1\u10e2\u10dd\u10e0\u10dc\u10d8\u10e1 \u10d7\u10d0\u10dc\u10d0\u10db\u10e8\u10e0\u10dd\u10db\u10d4\u10da\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e2\u10d4\u10e0\u10db\u10d8\u10dc\u10d0\u10da\u10d8\u10d7 \u10db\u10dd\u10eb\u10e0\u10d0\u10dd\u10d1\u10e1 \u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10d8 \u10e1\u10d8\u10d2\u10dc\u10d0\u10da\u10d8\u10e1 \u10db\u10d8\u10e1\u10d0\u10e6\u10d4\u10d1\u10d0\u10d3. \u10d0\u10e1\u10d4\u10d5\u10d4, \u10ee\u10e8\u10d8\u10e0\u10d8\u10d0 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d4\u10d1\u10d8, \u10e0\u10dd\u10d3\u10d4\u10e1\u10d0\u10ea \u10e0\u10d4\u10e1\u10e2\u10dd\u10e0\u10d0\u10dc\u10e8\u10d8 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d4\u10d1\u10e1 \u10d0\u10e2\u10e7\u10dd\u10d1\u10d8\u10dc\u10d4\u10d1\u10d4\u10dc, \u10e0\u10dd\u10db wi-fi \u10d3\u10e0\u10dd\u10d4\u10d1\u10d8\u10d7 \u10d2\u10d0\u10d7\u10d8\u10e8\u10e3\u10da\u10d8\u10d0 \u10d3\u10d0 \u10dc\u10d0\u10e6\u10d3\u10d8 \u10e4\u10e3\u10da\u10d8\u10d7 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10d3\u10d0\u10d8\u10ee\u10d0\u10d3\u10dd\u10dc. \u10d0\u10db\u10d0\u10e1\u10d7\u10d0\u10dc, \u10e0\u10d0 \u10e3\u10dc\u10d3\u10d0 \u10e5\u10dc\u10d0\u10e1 \u10e3\u10e1\u10d0\u10ee\u10da\u10d9\u10d0\u10e0\u10dd \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10db\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d3\u10d0\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0\u10e1 \u10dc\u10d0\u10e6\u10d3\u10d8 \u10e4\u10e3\u10da\u10d8\u10d7 \u10d8\u10e6\u10d4\u10d1\u10e1.<\/p>\n<p> <b>\u10d2\u10d0\u10d3\u10d0\u10ec\u10dd\u10dc\u10d8\u10e1 \u10d3\u10d0\u10d3\u10d4\u10d1\u10d8\u10d7\u10d8 \u10e3\u10d0\u10e0\u10e7\u10dd\u10e4\u10d8\u10d7\u10e1?<\/b><\/p>\n<p> <b>\u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10d8<\/b> \u2014 \u10d1\u10d4\u10d5\u10e0\u10d8 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d4\u10da\u10d8, \u10e8\u10d4\u10db\u10d3\u10d4\u10d2\u10d8 \u10d1\u10d4\u10dc\u10d4\u10e4\u10d8\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd, \u10e3\u10d9\u10d5\u10d4 \u10d2\u10d0\u10d3\u10d0\u10e1\u10e3\u10da\u10d8\u10d0 \u10e3\u10dc\u10d0\u10e6\u10d3\u10dd \u10d0\u10dc\u10d2\u10d0\u10e0\u10d8\u10e8\u10e1\u10ec\u10dd\u10e0\u10d4\u10d1\u10d0\u10d6\u10d4.<\/p>\n<ul>\n<li>\u10d0\u10e1\u10d4 \u10e3\u10e4\u10e0\u10dd \u10f0\u10d8\u10d2\u10d8\u10d4\u10dc\u10e3\u10e0\u10d8\u10d0, \u10d5\u10d8\u10d3\u10e0\u10d4 \u10e4\u10d8\u10d6\u10d8\u10d9\u10e3\u10e0\u10d8 \u10e4\u10e3\u10da\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d8\u10d3\u10d4\u10d0\u10da\u10e3\u10e0\u10d8 \u10d2\u10d0\u10db\u10e2\u10d0\u10e0\u10d8\u10d0 \u10db\u10d8\u10d9\u10e0\u10dd\u10d1\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1;<\/li>\n<\/ul>\n<ul>\n<li>\u10d4\u10da\u10d4\u10e5\u10e2\u10e0\u10dd\u10dc\u10e3\u10da\u10d8 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d4\u10d1\u10d8 \u10ee\u10e8\u10d8\u10e0\u10d0\u10d3 \u10e3\u10e4\u10e0\u10dd \u10e1\u10ec\u10e0\u10d0\u10e4\u10d8\u10d0. \u10e2\u10d4\u10da\u10d4\u10e4\u10dd\u10dc\u10d8\u10d7 \u10d3\u10d0 \u10d1\u10d0\u10e0\u10d0\u10d7\u10d8\u10d7 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d0 \u10ee\u10d3\u10d4\u10d1\u10d0 \u10d4\u10e0\u10d7\u10d8 \u10ee\u10d4\u10da\u10d8\u10e1 \u10db\u10dd\u10eb\u10e0\u10d0\u10dd\u10d1\u10d8\u10d7. \u10d2\u10d0\u10e0\u10d3\u10d0 \u10d0\u10db\u10d8\u10e1\u10d0, \u10d0\u10e6\u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd \u10e4\u10e3\u10da\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10d7\u10d5\u10da\u10d0;<\/li>\n<\/ul>\n<ul>\n<li>\u10d3\u10d8\u10d3\u10d8 \u10d7\u10d0\u10dc\u10ee\u10d8\u10e1 \u10e2\u10d0\u10e0\u10d4\u10d1\u10d0 \u10d0\u10e6\u10d0\u10e0 \u10d2\u10d8\u10ec\u10d4\u10d5\u10e1;<\/li>\n<\/ul>\n<ul>\n<li>\u10d4\u10da\u10d4\u10e5\u10e2\u10e0\u10dd\u10dc\u10e3\u10da\u10d8 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d4\u10d1\u10d8 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d4\u10da\u10e1 \u10d1\u10d8\u10e3\u10ef\u10d4\u10e2\u10d8\u10e0\u10d4\u10d1\u10d0\u10e8\u10d8 \u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10d1\u10d0\u10e0\u10d0\u10d7\u10d8\u10e1 \u10e2\u10e0\u10d0\u10dc\u10d6\u10d0\u10e5\u10ea\u10d8\u10d8\u10e1 \u10e9\u10d0\u10dc\u10d0\u10ec\u10d4\u10e0\u10d4\u10d1\u10d8 \u10d2\u10d0\u10d4\u10e0\u10d7\u10d8\u10d0\u10dc\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10d3\u10d0 \u10db\u10d0\u10d7\u10d6\u10d4 \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d8\u10d0 \u10ec\u10d5\u10d3\u10dd\u10db\u10d0 \u10d0\u10de\u10d8\u10e1 \u10d0\u10dc \u10d8\u10dc\u10e2\u10d4\u10e0\u10dc\u10d4\u10e2\u10d8\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d8\u10d7;<\/li>\n<li>\u10e3\u10dc\u10d0\u10e6\u10d3\u10dd \u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8 \u10d0\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10e1 \u10e1\u10ee\u10d5\u10d0 \u10de\u10d8\u10e0\u10d7\u10d0\u10dc \u10db\u10ed\u10d8\u10d3\u10e0\u10dd \u10d9\u10dd\u10dc\u10e2\u10d0\u10e5\u10e2\u10d8\u10e1 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d4\u10d1\u10d0\u10e1 \u2014 \u10d4\u10e1 \u10d0\u10e0\u10d8\u10e1 \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10e3\u10de\u10d8\u10e0\u10d0\u10e2\u10d4\u10e1\u10dd\u10d1\u10d0 \u10d9\u10dd\u10e0\u10dd\u10dc\u10d0\u10d5\u10d8\u10e0\u10e3\u10e1\u10d8\u10e1 \u10de\u10d0\u10dc\u10d3\u10d4\u10db\u10d8\u10d8\u10e1 \u10d3\u10e0\u10dd\u10e1.<\/li>\n<\/ul>\n<p> <b>\u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8 &#8211; <\/b>\u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8 \u10e1\u10e3\u10da \u10e3\u10e4\u10e0\u10dd \u10d3\u10d0 \u10e3\u10e4\u10e0\u10dd \u10d9\u10d0\u10e0\u10d2\u10d0\u10d3 \u10ee\u10d4\u10d3\u10d0\u10d5\u10e1 \u10e3\u10dc\u10d0\u10e6\u10d3\u10dd \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10e0\u10d2\u10d4\u10d1\u10d4\u10da\u10e1.<\/p>\n<ul>\n<li>\u10e3\u10e4\u10e0\u10dd \u10e1\u10ec\u10e0\u10d0\u10e4\u10d8 \u10e2\u10e0\u10d0\u10dc\u10d6\u10d0\u10e5\u10ea\u10d8\u10d4\u10d1\u10d8 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10e1 \u10d0\u10eb\u10da\u10d4\u10d5\u10e1 \u10db\u10d0\u10e6\u10d0\u10d6\u10d8\u10d4\u10d1\u10e1, \u10dc\u10d0\u10d9\u10da\u10d4\u10d1 \u10d3\u10e0\u10dd\u10e8\u10d8 \u10e3\u10e4\u10e0\u10dd \u10db\u10d4\u10e2 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d4\u10da\u10e1 \u10db\u10dd\u10d4\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10dd\u10dc. \u10d0\u10e1\u10d4\u10d5\u10d4, \u10e3\u10dc\u10d0\u10e6\u10d3\u10dd \u10d0\u10dc\u10d2\u10d0\u10e0\u10d8\u10e8\u10e1\u10ec\u10dd\u10e0\u10d4\u10d1\u10d0\u10e1 \u10dc\u10d0\u10d9\u10da\u10d4\u10d1\u10d8 \u10de\u10d4\u10e0\u10e1\u10dd\u10dc\u10d0\u10da\u10d8 \u10e1\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0;<\/li>\n<\/ul>\n<ul>\n<li>\u10d7\u10d0\u10dc\u10d0\u10db\u10e8\u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8 \u10e3\u10e4\u10e0\u10dd \u10d3\u10d0\u10ea\u10e3\u10da\u10d4\u10d1\u10d8 \u10d0\u10e0\u10d8\u10d0\u10dc. \u10d7\u10d0\u10dc\u10d0\u10db\u10e8\u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10e1 \u10d0\u10e6\u10d0\u10e0 \u10e3\u10ec\u10d4\u10d5\u10d7 \u10d3\u10d8\u10d3\u10d8 \u10d7\u10d0\u10dc\u10ee\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10e2\u10d0\u10dc\u10d0 \u10d3\u10d4\u10de\u10dd\u10d6\u10d8\u10e2\u10d6\u10d4;<\/li>\n<\/ul>\n<ul>\n<li>\u10d5\u10d0\u10ed\u10e0\u10dd\u10d1\u10d8\u10e1 \u10d3\u10e0\u10dd\u10e1, \u10e4\u10e3\u10da\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10d7\u10d5\u10da\u10d8\u10e1 \u10e8\u10d4\u10ea\u10d3\u10dd\u10db\u10d4\u10d1\u10d8 \u10db\u10ea\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0. \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3, \u10e4\u10e3\u10da\u10d8\u10e1 \u10db\u10dd\u10eb\u10e0\u10d0\u10dd\u10d1\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d0 \u10e3\u10e4\u10e0\u10dd \u10d0\u10d3\u10d5\u10d8\u10da\u10d3\u10d4\u10d1\u10d0;<\/li>\n<li>\u10e3\u10d9\u10dd\u10dc\u10e2\u10d0\u10e5\u10e2\u10dd \u10d2\u10d0\u10d3\u10d0\u10e1\u10d0\u10ee\u10d0\u10d3\u10d4\u10d1\u10d8 \u10d8\u10ea\u10d0\u10d5\u10e1 \u10de\u10d4\u10e0\u10e1\u10dd\u10dc\u10d0\u10da\u10e1 \u10f0\u10d8\u10d2\u10d8\u10d4\u10dc\u10d8\u10e1 \u10d7\u10d5\u10d0\u10da\u10e1\u10d0\u10d6\u10e0\u10d8\u10e1\u10d8\u10d7 &#8211; \u10d4\u10de\u10d8\u10d3\u10d4\u10db\u10d8\u10d8\u10e1 \u10d2\u10d0\u10d5\u10e0\u10ea\u10d4\u10da\u10d4\u10d1\u10d0\u10e1 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10e1\u10d4\u10e0\u10d8\u10dd\u10d6\u10e3\u10da\u10d0\u10d3 \u10d3\u10d0\u10d6\u10d8\u10d0\u10dc\u10d4\u10d1\u10d0 \u10e8\u10d4\u10e3\u10eb\u10da\u10d8\u10d0.<\/li>\n<\/ul>\n<p> <b>\u10e1\u10d0\u10d3 \u10db\u10d8\u10d5\u10d3\u10d8\u10d5\u10d0\u10e0\u10d7?<\/b><\/p>\n<p> \u10de\u10d0\u10dc\u10d3\u10d4\u10db\u10d8\u10d8\u10e1 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e8\u10d8 \u10e3\u10dc\u10d0\u10e6\u10d3\u10dd \u10d0\u10dc\u10d2\u10d0\u10e0\u10d8\u10e8\u10e1\u10ec\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10e5\u10dd\u10dc\u10d4 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10dc\u10d0\u10ec\u10d8\u10da\u10d8 \u10d3\u10d0\u10e0\u10e9\u10d4\u10d1\u10d0 \u10d8\u10e1\u10d4 \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d0\u10ee\u10da\u10d0\u10d0, \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10d8\u10d7 \u10db\u10d4\u10dd\u10e0\u10d4 \u10e2\u10d0\u10da\u10e6\u10d8\u10e1 \u10d2\u10d0\u10e9\u10d4\u10dc\u10d8\u10e1\u10d0\u10e1. \u10ee\u10dd\u10da\u10dd, \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d4\u10da\u10d7\u10d0 \u10d8\u10e1 \u10dc\u10d0\u10ec\u10d8\u10da\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10db\u10d0\u10ea \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d4\u10d1\u10d8\u10e1 \u10d0\u10ee\u10d0\u10da \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d4\u10d1\u10e1 \u10db\u10ee\u10d0\u10e0\u10d8 \u10d0\u10e3\u10d1\u10d4\u10e1, \u10d9\u10d5\u10da\u10d0\u10d5 \u10d0\u10e1\u10d4 \u10d2\u10d0\u10d0\u10d2\u10e0\u10eb\u10da\u10d4\u10d1\u10d4\u10dc. \u10d7\u10e3\u10db\u10ea\u10d0, \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10d0\u10e0\u10d4\u10e3\u10da\u10dd\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10d8\u10e1 \u10d3\u10e0\u10dd\u10e1, \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d4\u10d1\u10e1 \u10e4\u10e3\u10da\u10d8\u10e1 \u10e4\u10d8\u10d6\u10d8\u10d9\u10e3\u10e0\u10d0\u10d3 \u10e8\u10d4\u10dc\u10d0\u10ee\u10d5\u10d0 \u10e3\u10e0\u10e9\u10d4\u10d5\u10dc\u10d8\u10d0\u10d7. \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d4\u10e1 \u10db\u10dd\u10ee\u10d3\u10d0 2007 \u10ec\u10d4\u10da\u10e1, \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10d8\u10e1 \u10d3\u10e0\u10dd\u10e1. \u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3 \u10d0\u10db\u10d8\u10e1\u10d0, \u10e3\u10dc\u10d0\u10e6\u10d3\u10dd \u10d0\u10dc\u10d0\u10d2\u10d0\u10e0\u10d8\u10e8\u10e1\u10ec\u10dd\u10e0\u10d4\u10d1\u10d0 2007 \u10ec\u10da\u10d8\u10e1 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2 \u10d3\u10e0\u10d0\u10db\u10d0\u10e2\u10e3\u10da\u10d0\u10d3 \u10d2\u10d0\u10d8\u10d6\u10d0\u10e0\u10d3\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10d5\u10d0\u10e0\u10d0\u10e3\u10d3\u10dd\u10d0, \u10e0\u10dd\u10db \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d4\u10d1\u10d8 \u10d9\u10d5\u10da\u10d0\u10d5 \u10d4\u10da\u10d4\u10e5\u10e2\u10e0\u10dd\u10dc\u10e3\u10da \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d4\u10d1\u10d6\u10d4 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d8\u10d0\u10dc \u10dd\u10e0\u10d8\u10d4\u10dc\u10e2\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10dc\u10d8.<\/p>\n<p> \u10d8\u10db\u10d4\u10d3\u10d8\u10e1\u10db\u10dd\u10db\u10ea\u10d4\u10db\u10d8\u10d0, \u10e0\u10dd\u10db \u10e0\u10d4\u10ea\u10d4\u10e1\u10d8\u10d4\u10d1\u10d8 \u10d8\u10dc\u10dd\u10d5\u10d0\u10ea\u10d8\u10d4\u10d1\u10e1 \u10d8\u10ec\u10d5\u10d4\u10d5\u10e1. \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5\u10d8 \u10d8\u10e7\u10dd \u10d8\u10e1 \u10e1\u10e4\u10d4\u10e0\u10dd, \u10e0\u10dd\u10db\u10d4\u10da\u10db\u10d0\u10ea 2008 \u10ec\u10da\u10d8\u10e1 \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10d8\u10e1 \u10d3\u10e0\u10dd\u10e1 \u10e1\u10d8\u10d0\u10ee\u10da\u10d4 \u10e8\u10d4\u10db\u10dd\u10d8\u10e2\u10d0\u10dc\u10d0. \u10e1\u10d0\u10d5\u10d0\u10e0\u10d0\u10e3\u10d3\u10dd\u10d0, \u10e0\u10dd\u10db \u10d0\u10db\u10ef\u10d4\u10e0\u10d0\u10d3\u10d0\u10ea \u10d8\u10d2\u10d8\u10d5\u10d4 \u10db\u10dd\u10ee\u10d3\u10d4\u10d1\u10d0. \u10e7\u10e3\u10e0\u10d0\u10d3\u10e6\u10d4\u10d1\u10d0 \u10d2\u10d0\u10db\u10d0\u10ee\u10d5\u10d8\u10da\u10d3\u10d4\u10d1\u10d0 \u10d8\u10e1\u10d4\u10d7 \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d4\u10d1\u10e1\u10d0 \u10d3\u10d0 \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d4\u10d1\u10d6\u10d4, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d4\u10d1\u10e1 \u10e4\u10e3\u10da\u10d8\u10e1 \u10e3\u10d9\u10d4\u10d7 \u10db\u10d0\u10e0\u10d7\u10d5\u10d0\u10e8\u10d8 \u10d3\u10d0\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0 \u2014 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0 \u10d4\u10e1 \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d6\u10d4 \u10ec\u10d5\u10d3\u10dd\u10db\u10d0, \u10d1\u10d8\u10e3\u10ef\u10d4\u10e2\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d2\u10d4\u10dc\u10d0, \u10d7\u10e3 \u10e3\u10dc\u10d0\u10e6\u10d3\u10dd \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d4\u10d1\u10d8\u10e1 \u10d0\u10da\u10e2\u10d4\u10e0\u10dc\u10d0\u10e2\u10d8\u10d5\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10db\u10dd\u10ec\u10e7\u10d5\u10da\u10d0\u10d3 \u10ef\u10d2\u10e3\u10e4\u10d4\u10d1\u10e1 \u10d3\u10d0\u10e1\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0\u10d7.<\/p>\n<p> \u10e3\u10dc\u10d0\u10e6\u10d3\u10dd \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d8\u10e1 \u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da\u10d8 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d2\u10d0\u10e3\u10e0\u10d9\u10d5\u10d4\u10d5\u10d4\u10da\u10d8 \u10d8\u10e7\u10dd\u10e1, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10d7\u10d0\u10db\u10d0\u10db\u10d0\u10d3 \u10e8\u10d4\u10d2\u10d5\u10d8\u10eb\u10da\u10d8\u10d0 \u10d5\u10d7\u10e5\u10d5\u10d0\u10d7, \u10e0\u10dd\u10db \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5\u10d8\u10e1 \u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da\u10d8 \u10d3\u10d0 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d4\u10d1\u10d0 \u10d9\u10d0\u10e0\u10d2\u10d0\u10d3 \u10e9\u10d0\u10dc\u10e1<\/p>\n<p> &nbsp;<\/p>\n<p> \u10ec\u10e7\u10d0\u10e0\u10dd: <a href=\"https:\/\/on.ge\/story\/69523-%E1%83%A4%E1%83%A3%E1%83%9A%E1%83%98%E1%83%A1-%E1%83%9B%E1%83%9D%E1%83%9B%E1%83%90%E1%83%95%E1%83%90%E1%83%9A%E1%83%98-%E1%83%A3%E1%83%9C%E1%83%90%E1%83%A6%E1%83%93%E1%83%9D-%E1%83%90%E1%83%9C%E1%83%92%E1%83%90%E1%83%A0%E1%83%98%E1%83%A8%E1%83%A1%E1%83%AC%E1%83%9D%E1%83%A0%E1%83%94%E1%83%91%E1%83%90\" target=\"_blank\" rel=\"noopener\">www.next.on.ge <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"\u10e0\u10dd\u10d2\u10dd\u10e0 \u10e8\u10d4\u10ea\u10d5\u10d0\u10da\u10d0 \u10de\u10d0\u10dc\u10d3\u10d4\u10db\u10d8\u10d0\u10db \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d8\u10e1 \u10db\u10d4\u10d7\u10dd\u10d3\u10d4\u10d1\u10d8? \u10d2\u10d0\u10d8\u10d2\u10d4\u10d7 \u10e3\u10dc\u10d0\u10e6\u10d3\u10dd \u10d0\u10dc\u10d2\u10d0\u10e0\u10d8\u10e8\u10e1\u10ec\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d3\u10d4\u10d1\u10d8\u10d7\u10d8 \u10d3\u10d0 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\u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da\u10e1.","protected":false},"author":1,"featured_media":25763,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1133],"tags":[588,1376],"class_list":["post-25762","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finansuri-ganatleba","tag-fintech","tag-cifruli-bankingi"],"acf":[],"_links":{"self":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/25762","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/comments?post=25762"}],"version-history":[{"count":3,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/25762\/revisions"}],"predecessor-version":[{"id":40428,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/25762\/revisions\/40428"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/media\/25763"}],"wp:attachment":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/media?parent=25762"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/categories?post=25762"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/tags?post=25762"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}