{"id":25772,"date":"2022-01-17T00:00:00","date_gmt":"2022-01-16T20:00:00","guid":{"rendered":"https:\/\/bankofgeorgia.ge\/blog\/siakhleebi\/covid-19-is-gavlena-finteq-indus\/"},"modified":"2026-01-27T17:26:26","modified_gmt":"2026-01-27T13:26:26","slug":"covid-19-is-gavlena-finteq-indus","status":"publish","type":"post","link":"https:\/\/bankofgeorgia.ge\/blog\/biznesi\/inovaciebi-da-startapebi\/covid-19-is-gavlena-finteq-indus\/","title":{"rendered":"Covid-19 \u10d3\u10d0 \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5: \u10e0\u10dd\u10d2\u10dd\u10e0 \u10e8\u10d4\u10ea\u10d5\u10d0\u10da\u10d0 \u10de\u10d0\u10dc\u10d3\u10d4\u10db\u10d8\u10d0\u10db \u10d8\u10dc\u10d3\u10e3\u10e1\u10e2\u10e0\u10d8\u10d0?"},"content":{"rendered":"<p>Covid-19-\u10d8\u10e1 \u10de\u10d0\u10dc\u10d3\u10d4\u10db\u10d8\u10d0\u10db \u10e1\u10ea\u10d4\u10dc\u10d0\u10e0\u10d8 \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5\u10d8\u10e1 \u10d8\u10dc\u10d3\u10e3\u10e1\u10e2\u10e0\u10d8\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1\u10d0\u10ea \u10e8\u10d4\u10ea\u10d5\u10d0\u10da\u10d0. \u10d1\u10dd\u10da\u10dd \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10ec\u10da\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3\u10d8 \u10e0\u10d4\u10e4\u10dd\u10e0\u10db\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d4\u10d1\u10d0, \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10ea\u10d0\u10d0 GST, Aadhaar, \u10d0\u10e1\u10d4\u10d5\u10d4 UPI, \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10e3\u10d0\u10ee\u10da\u10d4\u10e1\u10d8 \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10e7\u10d4\u10dc\u10d4\u10d1\u10d8\u10d7\u10d0\u10d0 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8. \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5 \u10de\u10da\u10d0\u10e2\u10e4\u10dd\u10e0\u10db\u10d4\u10d1\u10db\u10d0 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10e0\u10dd\u10da\u10d8 \u10d8\u10d7\u10d0\u10db\u10d0\u10e8\u10d4\u10e1 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10d8\u10e1 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10ee\u10d4\u10da\u10db\u10d8\u10e1\u10d0\u10ec\u10d5\u10d3\u10dd\u10db\u10dd\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d2\u10d0\u10e0\u10d8\u10d2\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10db\u10e3\u10e8\u10d0\u10d5\u10d4\u10d1\u10d8\u10e1 \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10e8\u10d8 \u10ee\u10d4\u10da\u10dd\u10d5\u10dc\u10e3\u10e0\u10d8 \u10d8\u10dc\u10e2\u10d4\u10da\u10d4\u10e5\u10e2\u10d8\u10e1 (AI) \u10d3\u10d0 \u10db\u10d0\u10dc\u10e5\u10d0\u10dc\u10e3\u10e0\u10d8 \u10d3\u10d0\u10e1\u10ec\u10d0\u10d5\u10da\u10d8\u10e1 (ML) \u10db\u10d4\u10e8\u10d5\u10d4\u10dd\u10d1\u10d8\u10d7.<\/p>\n<p> \u10d8\u10dc\u10d3\u10dd\u10d4\u10d7\u10d8\u10e1 \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d6\u10d4, \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0\u10e8\u10d8 \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5 \u10d8\u10dc\u10d3\u10e3\u10e1\u10e2\u10e0\u10d8\u10d0\u10e1 500 \u10db\u10d8\u10da\u10d8\u10dd\u10dc\u10d6\u10d4 \u10db\u10d4\u10e2\u10d8 \u10d8\u10dc\u10e2\u10d4\u10e0\u10dc\u10d4\u10e2 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d4\u10da\u10d8 \u10f0\u10e7\u10d0\u10d5\u10e1, \u10db\u10d0\u10d7\u10d8 95%-\u10d6\u10d4 \u10db\u10d4\u10e2\u10d8 \u10d9\u10d8 \u10d8\u10dc\u10e2\u10d4\u10e0\u10dc\u10d4\u10e2\u10e1 \u10e1\u10db\u10d0\u10e0\u10e2\u10e4\u10dd\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d8\u10e7\u10d4\u10dc\u10d4\u10d1\u10e1. \u10de\u10d0\u10dc\u10d3\u10d4\u10db\u10d8\u10d8\u10e1 \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10e8\u10d8, \u10db\u10dd\u10e3\u10da\u10dd\u10d3\u10dc\u10d4\u10da\u10d0\u10d3 \u10e1\u10ec\u10e0\u10d0\u10e4\u10db\u10d0 \u10d3\u10d4\u10db\u10dd\u10dc\u10d4\u10e2\u10d8\u10d6\u10d0\u10ea\u10d8\u10d8\u10e1 \u10dc\u10d0\u10d1\u10d8\u10ef\u10db\u10d0 \u10db\u10d0\u10e1\u10d8\u10e3\u10e0\u10d0\u10d3 \u10d3\u10d0\u10d3\u10d4\u10d1\u10d8\u10d7\u10d8 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d8 \u10db\u10d8\u10e1\u10ea\u10d0 \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5 \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10e1. \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5\u10db\u10d0 \u10e3\u10d9\u10d5\u10d4 \u10e8\u10d4\u10ea\u10d5\u10d0\u10da\u10d0 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8, \u10ee\u10dd\u10da\u10dd \u10e2\u10e0\u10d0\u10d3\u10d8\u10ea\u10d8\u10e3\u10da\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10dd\u10e0\u10d2\u10d0\u10dc\u10d8\u10d6\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 82% \u10d2\u10d4\u10d2\u10db\u10d0\u10d5\u10e1 \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d7\u10d0\u10dc \u10d7\u10d0\u10dc\u10d0\u10db\u10e8\u10e0\u10dd\u10db\u10da\u10dd\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d6\u10e0\u10d3\u10d0\u10e1, \u10db\u10dd\u10db\u10d3\u10d4\u10d5\u10dc\u10dd 3-5 \u10ec\u10da\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8.<\/p>\n<p> \u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d8 \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10d4\u10d1\u10d8\u10e1 88% \u10db\u10d8\u10d8\u10e9\u10dc\u10d4\u10d5\u10e1, \u10e0\u10dd\u10db \u10db\u10dd\u10db\u10d3\u10d4\u10d5\u10dc\u10dd \u10ee\u10e3\u10d7\u10d8 \u10ec\u10da\u10d8\u10e1 \u10db\u10d0\u10dc\u10eb\u10d8\u10da\u10d6\u10d4, \u10db\u10d0\u10d7\u10d8 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10dc\u10d0\u10ec\u10d8\u10da\u10e1 \u10d3\u10d0\u10d9\u10d0\u10e0\u10d2\u10d0\u10d5\u10d4\u10dc \u10d3\u10d0 \u10d4\u10e1 \u10d2\u10d0\u10d3\u10d0\u10dc\u10d0\u10ec\u10d8\u10da\u10d3\u10d4\u10d1\u10d0 \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d6\u10d4. \u10d4\u10e0\u10d7\u2013\u10d4\u10e0\u10d7\u10d8 \u10e4\u10d0\u10e5\u10e2\u10dd\u10e0\u10d8, \u10e0\u10d0\u10db\u10d0\u10ea \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10ee\u10d4\u10da\u10d8 \u10e8\u10d4\u10e3\u10ec\u10e7\u10dd\u10e1 \u10d6\u10e0\u10d3\u10d0\u10e1, \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0 \u10de\u10d0\u10e0\u10e2\u10dc\u10d8\u10dd\u10e0\u10dd\u10d1\u10d0 \u10d3\u10d8\u10dc\u10d0\u10db\u10d8\u10e3\u10e0 \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10e1\u10d0 \u10d3\u10d0 \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da \u10e2\u10e0\u10d0\u10d3\u10d8\u10ea\u10d8\u10e3\u10da \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10e1 \u10e8\u10dd\u10e0\u10d8\u10e1. \u10d0\u10db \u10dd\u10e0\u10e1 \u10e8\u10dd\u10e0\u10d8\u10e1 \u10d7\u10d0\u10dc\u10d0\u10db\u10e8\u10e0\u10dd\u10db\u10da\u10dd\u10d1\u10d0\u10db \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10db\u10dd\u10d8\u10e2\u10d0\u10dc\u10dd\u10e1 \u10e1\u10d0\u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10dd \u10e8\u10d4\u10d3\u10d4\u10d2\u10d8 \u10d3\u10d0 \u10db\u10dd\u10e1\u10d0\u10ee\u10da\u10d4\u10dd\u10d1\u10d8\u10e1 \u10e3\u10dc\u10d8\u10d9\u10d0\u10da\u10e3\u10e0 \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d4\u10d1\u10d6\u10d4 \u10ee\u10d4\u10da\u10db\u10d8\u10e1\u10d0\u10ec\u10d5\u10d3\u10dd\u10db\u10dd\u10d1\u10d0 \u10d2\u10d0\u10d6\u10d0\u10e0\u10d3\u10dd\u10e1.<\/p>\n<p> \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5\u10d8\u10e1 \u10da\u10d0\u10dc\u10d3\u10e8\u10d0\u10e4\u10e2\u10d8 \u10d0\u10e1\u10d4\u10d5\u10d4 \u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10e1 \u10d8\u10dc\u10dd\u10d5\u10d0\u10ea\u10d8\u10d4\u10d1\u10d6\u10d4, \u10e0\u10d0\u10ea \u10ee\u10d4\u10da\u10e1 \u10e8\u10d4\u10e3\u10ec\u10e7\u10dd\u10d1\u10e1 \u10db\u10d7\u10d4\u10da \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd\u10e8\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10e1. \u10d0\u10ee\u10d0\u10da\u10d2\u10d0\u10d6\u10e0\u10d3\u10d0 \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5 \u10de\u10da\u10d0\u10e2\u10e4\u10dd\u10e0\u10db\u10d4\u10d1\u10d8 \u10e3\u10d9\u10d5\u10d4 \u10e1\u10d7\u10d0\u10d5\u10d0\u10d6\u10dd\u10d1\u10e1 \u10d9\u10dd\u10dc\u10e1\u10dd\u10da\u10d8\u10d3\u10d8\u10e0\u10d4\u10d1\u10e3\u10da \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5 \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8\u10da\u10d4\u10d1\u10d4\u10d1\u10e1 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10e1, \u10e0\u10d0\u10ea \u10db\u10d0\u10d7 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10e1 \u10db\u10d8\u10e1\u10ea\u10d4\u10db\u10e1 \u10d2\u10d0\u10dc\u10d0\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10dd\u10dc \u10db\u10d7\u10d4\u10da\u10d8 \u10e0\u10d8\u10d2\u10d8 \u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8, \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10ea\u10d0\u10d0 \u10ee\u10d0\u10e0\u10ef\u10d5\u10d0, \u10e1\u10d4\u10e1\u10ee\u10d8\u10e1 \u10d2\u10d0\u10ea\u10d4\u10db\u10d0, \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10d0, \u10d7\u10d0\u10dc\u10ee\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10e0\u10d8\u10ea\u10ee\u10d5\u10d0 \u10d3\u10d0 \u10d0.\u10e8. \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da\u10d8 B2B2C \u10de\u10da\u10d0\u10e2\u10e4\u10dd\u10e0\u10db\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d2\u10d0\u10d6\u10e0\u10d3\u10d8\u10da\u10d8 \u10d4\u10da\u10d4\u10e5\u10e2\u10e0\u10dd\u10dc\u10e3\u10da\u10d8 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10d0 \u10d9\u10d8\u10d3\u10d4\u10d5 \u10d4\u10e0\u10d7\u10d8 \u10e0\u10d4\u10e1\u10e3\u10e0\u10e1\u10d8\u10d0 \u10d0\u10ee\u10da\u10d0\u10d3\u10e8\u10d4\u10e5\u10db\u10dc\u10d8\u10da\u10d8 Fintech \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10e0\u10d0\u10ea \u10de\u10d0\u10dc\u10d3\u10d4\u10db\u10d8\u10d8\u10e1 \u10e8\u10d4\u10db\u10d3\u10d2\u10dd\u10db, \u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da\u10e8\u10d8 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10d8\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10dd\u10dc.<\/p>\n<p> \u10ec\u10e7\u10d0\u10e0\u10dd: <a href=\"https:\/\/on.ge\/story\/72745-fintech-2021-%e1%83%ac%e1%83%94%e1%83%9a%e1%83%a1-%e1%83%a0%e1%83%9d%e1%83%92%e1%83%9d%e1%83%a0-%e1%83%92%e1%83%90%e1%83%9c%e1%83%95%e1%83%98%e1%83%97%e1%83%90%e1%83%a0%e1%83%93%e1%83%94%e1%83%91%e1%83%90-fintech-3-5-%e1%83%ac%e1%83%9a%e1%83%98%e1%83%a1-%e1%83%92%e1%83%90%e1%83%9c%e1%83%9b%e1%83%90%e1%83%95%e1%83%9a%e1%83%9d%e1%83%91%e1%83%90%e1%83%a8%e1%83%98\" target=\"_blank\" rel=\"noopener\">www.next.on.ge <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"\u10d0\u10e6\u10db\u10dd\u10d0\u10e9\u10d8\u10dc\u10d4, \u10e0\u10dd\u10d2\u10dd\u10e0 \u10d3\u10d0\u10d0\u10e9\u10e5\u10d0\u10e0\u10d0 Covid-19-\u10db\u10d0 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