{"id":25871,"date":"2022-07-18T00:00:00","date_gmt":"2022-07-17T20:00:00","guid":{"rendered":"https:\/\/bankofgeorgia.ge\/blog\/siakhleebi\/ra-aris-swift\/"},"modified":"2026-01-27T17:31:07","modified_gmt":"2026-01-27T13:31:07","slug":"ra-aris-swift","status":"publish","type":"post","link":"https:\/\/bankofgeorgia.ge\/blog\/ganatleba\/finansuri-ganatleba\/ra-aris-swift\/","title":{"rendered":"\u10e0\u10d0 \u10d0\u10e0\u10d8\u10e1 SWIFT \u10d3\u10d0 \u10e0\u10dd\u10d2\u10dd\u10e0 \u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10e1 \u10d4\u10e1 \u10d2\u10da\u10dd\u10d1\u10d0\u10da\u10e3\u10e0\u10d8 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0?"},"content":{"rendered":"\n<p>\u10e4\u10e3\u10da\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10e0\u10d8\u10ea\u10ee\u10d5\u10d0 \u10d4\u10e0\u10d7\u10d8 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10d3\u10d0\u10dc \u10db\u10d4\u10dd\u10e0\u10d4\u10e8\u10d8 \u10d3\u10e6\u10d4\u10e1\u10d3\u10e6\u10d4\u10dd\u10d1\u10d8\u10d7 \u10eb\u10d0\u10da\u10d8\u10d0\u10dc \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d8\u10d0. \u10e9\u10d5\u10d4\u10dc \u10db\u10d8\u10d5\u10d3\u10d8\u10d5\u10d0\u10e0\u10d7 \u10d1\u10d0\u10dc\u10d9\u10e8\u10d8 \u10d3\u10d0 \u10e7\u10dd\u10d5\u10d4\u10da\u10d2\u10d5\u10d0\u10e0\u10d8 \u10d3\u10d0\u10e7\u10dd\u10d5\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d4\u10e8\u10d4 \u10d5\u10d2\u10d6\u10d0\u10d5\u10dc\u10d8\u10d7 \u10d7\u10d0\u10dc\u10ee\u10d0\u10e1, \u10e0\u10dd\u10db\u10da\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10e2\u10d0\u10dc\u10d0\u10e1\u10d0\u10ea \u10d0\u10d3\u10e0\u10d4\u10e1\u10d0\u10e2\u10d8 \u10db\u10d4\u10dd\u10e0\u10d4 \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0\u10e8\u10d8 \u10d2\u10d0\u10e0\u10d9\u10d5\u10d4\u10e3\u10da\u10d8 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10d8\u10e1 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2, \u10d7\u10e3\u10db\u10ea\u10d0 \u10d9\u10d8, \u10db\u10d0\u10da\u10d4\u10d5\u10d4 \u10d0\u10ee\u10d4\u10e0\u10ee\u10d4\u10d1\u10e1.<\/p>\n\n\n\n<p>\u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d4\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10e4\u10d4\u10e0\u10d8 \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d8 \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10d8\u10d0, \u10d7\u10e3\u10db\u10ea\u10d0, \u10e0\u10dd\u10db \u10d0\u10e0\u10d0 \u10d9\u10dd\u10dc\u10d9\u10e0\u10d4\u10e2\u10e3\u10da\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10d8, \u10e2\u10e0\u10d0\u10dc\u10d6\u10d0\u10e5\u10ea\u10d8\u10d0 \u10d0\u10e1\u10d4\u10d7\u10d8 \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d8 \u10d5\u10d4\u10e0 \u10d8\u10e5\u10dc\u10d4\u10d1\u10dd\u10d3\u10d0. \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10e8\u10d4\u10d8\u10e5\u10db\u10dc\u10d0 SWIFT &#8211; \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd \u10d1\u10d0\u10dc\u10d9\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10e2\u10d4\u10da\u10d4\u10d9\u10dd\u10db\u10e3\u10dc\u10d8\u10d9\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d6\u10dd\u10d2\u10d0\u10d3\u10dd\u10d4\u10d1\u10d0.<\/p>\n\n\n\n<p>\u10d4\u10e1 \u10d0\u10e0\u10d8\u10e1 \u10e8\u10d4\u10e2\u10e7\u10dd\u10d1\u10d8\u10dc\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10d4\u10e0\u10d7\u10d2\u10d5\u10d0\u10e0\u10d8 \u10e4\u10d0\u10e0\u10d7\u10dd \u10e5\u10e1\u10d4\u10da\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10e1\u10d0\u10ea \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10d4\u10d1\u10d8 \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d8\u10e1 \u10e1\u10ec\u10e0\u10d0\u10e4\u10d0\u10d3, \u10d6\u10e3\u10e1\u10e2\u10d0\u10d3 \u10d3\u10d0 \u10e3\u10e1\u10d0\u10e4\u10e0\u10d7\u10ee\u10dd\u10d3 \u10d2\u10d0\u10e1\u10d0\u10d2\u10d6\u10d0\u10d5\u10dc\u10d0\u10d3 \u10d3\u10d0 \u10db\u10d8\u10e1\u10d0\u10e6\u10d4\u10d1\u10d0\u10d3 \u10d8\u10e7\u10d4\u10dc\u10d4\u10d1\u10d4\u10dc \u10d9\u10dd\u10d3\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1 \u10db\u10d4\u10e8\u10d5\u10d4\u10dd\u10d1\u10d8\u10d7 (\u10d7\u10e3\u10dc\u10d3\u10d0\u10ea \u10d8\u10e1\u10d4\u10d7\u10d8 \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d8\u10e1, \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10ea\u10d0\u10d0 \u10e4\u10e3\u10da\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10e0\u10d8\u10ea\u10ee\u10d5\u10d8\u10e1 \u10d8\u10dc\u10e1\u10e2\u10e0\u10e3\u10e5\u10ea\u10d8\u10d4\u10d1\u10d8).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u10d3\u10d0 \u10db\u10d0\u10d8\u10dc\u10ea, \u10e0\u10dd\u10d2\u10dd\u10e0 \u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10e1 SWIFT?<\/strong><\/h2>\n\n\n\n<p>SWIFT \u10d7\u10d8\u10d7\u10dd\u10d4\u10e3\u10da \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0 \u10dd\u10e0\u10d2\u10d0\u10dc\u10d8\u10d6\u10d0\u10ea\u10d8\u10d0\u10e1 \u10d0\u10dc\u10d8\u10ed\u10d4\u10d1\u10e1 \u10e3\u10dc\u10d8\u10d9\u10d0\u10da\u10e3\u10e0, \u10e1\u10d0\u10d8\u10d3\u10d4\u10dc\u10e2\u10d8\u10e4\u10d8\u10d9\u10d0\u10ea\u10d8\u10dd \u10d9\u10dd\u10d3\u10e1, \u10e0\u10dd\u10db\u10d4\u10da\u10e1\u10d0\u10ea \u10d0\u10e5\u10d5\u10e1 \u10e0\u10d5\u10d0 \u10d0\u10dc 11 \u10e1\u10d8\u10db\u10d1\u10dd\u10da\u10dd. \u10d8\u10db\u10d8\u10e1 \u10d2\u10d0\u10e1\u10d0\u10d2\u10d4\u10d1\u10d0\u10d3, \u10d7\u10e3 \u10e0\u10dd\u10d2\u10dd\u10e0 \u10d4\u10dc\u10d8\u10ed\u10d4\u10d1\u10d0 \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10e1 \u10d9\u10dd\u10d3\u10d8, \u10db\u10dd\u10d3\u10d8\u10d7 \u10d2\u10d0\u10d3\u10d0\u10d5\u10ee\u10d4\u10d3\u10dd\u10d7 \u10d8\u10e2\u10d0\u10da\u10d8\u10e3\u10e0 \u10d1\u10d0\u10dc\u10d9\u10e1 UniCredit Banca, \u10e0\u10dd\u10db\u10da\u10d8\u10e1 \u10e1\u10d0\u10d7\u10d0\u10d5\u10dd \u10dd\u10e4\u10d8\u10e1\u10d8 \u10db\u10d8\u10da\u10d0\u10dc\u10e8\u10d8 \u10db\u10d3\u10d4\u10d1\u10d0\u10e0\u10d4\u10dd\u10d1\u10e1. \u10db\u10d0\u10e1 \u10d0\u10e5\u10d5\u10e1 8-\u10e1\u10d8\u10db\u10d1\u10dd\u10da\u10dd\u10d8\u10d0\u10dc\u10d8 SWIFT \u10d9\u10dd\u10d3\u10d8 &#8211; UNCRITMM.3<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u10e0\u10dd\u10d2\u10dd\u10e0 \u10d8\u10e8\u10d8\u10e4\u10e0\u10d4\u10d1\u10d0 SWIFT-\u10d8\u10e1 \u10d9\u10dd\u10d3\u10d8?<\/strong><\/h2>\n\n\n\n<p>\u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d8 \u10dd\u10d7\u10ee\u10d8 \u10e1\u10d8\u10db\u10d1\u10dd\u10da\u10dd: \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10d8\u10e1 \u10d9\u10dd\u10d3\u10d8 (UNCR &#8211; UniCredit Banca-\u10e1\u10d7\u10d5\u10d8\u10e1)<br>\u10e8\u10d4\u10db\u10d3\u10d4\u10d2\u10d8 \u10dd\u10e0\u10d8 \u10e1\u10d8\u10db\u10d1\u10dd\u10da\u10dd: \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1 \u10d9\u10dd\u10d3\u10d8 (IT &#8211; \u10d8\u10e2\u10d0\u10da\u10d8\u10d8\u10e1 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1)<br>\u10e8\u10d4\u10db\u10d3\u10d4\u10d2\u10d8 \u10dd\u10e0\u10d8 \u10e1\u10d8\u10db\u10d1\u10dd\u10da\u10dd: \u10db\u10d3\u10d4\u10d1\u10d0\u10e0\u10d4\u10dd\u10d1\u10d0\/\u10e5\u10d0\u10da\u10d0\u10e5\u10d8\u10e1 \u10d9\u10dd\u10d3\u10d8 (MM \u10db\u10d8\u10da\u10d0\u10dc\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1)<br>\u10d1\u10dd\u10da\u10dd \u10e1\u10d0\u10db\u10d8 \u10e1\u10d8\u10db\u10d1\u10dd\u10da\u10dd: \u10d0\u10e0\u10d0\u10e1\u10d0\u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10dd, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10dd\u10e0\u10d2\u10d0\u10dc\u10d8\u10d6\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8 \u10d8\u10e7\u10d4\u10dc\u10d4\u10d1\u10d4\u10dc \u10db\u10d0\u10e1 \u10ea\u10d0\u10da\u10d9\u10d4\u10e3\u10da \u10e4\u10d8\u10da\u10d8\u10d0\u10da\u10d4\u10d1\u10e1 \u10d9\u10dd\u10d3\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10e1\u10d0\u10ea\u10d4\u10db\u10d0\u10d3.<\/p>\n\n\n\n<p>\u10d3\u10d0\u10d5\u10e3\u10e8\u10d5\u10d0\u10d7, \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10d8\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 (BAC) \u10e4\u10d8\u10da\u10d8\u10d0\u10da\u10d8\u10e1 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10e1 \u10dc\u10d8\u10e3-\u10d8\u10dd\u10e0\u10d9\u10d8\u10d3\u10d0\u10dc \u10e4\u10e3\u10da\u10d8\u10e1 \u10d2\u10d0\u10d2\u10d6\u10d0\u10d5\u10dc\u10d0 \u10d7\u10d0\u10d5\u10d8\u10e1\u10d8 \u10db\u10d4\u10d2\u10dd\u10d1\u10e0\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e1\u10e3\u10e0\u10e1, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d5\u10d4\u10dc\u10d4\u10ea\u10d8\u10d0\u10e8\u10d8 \u10d8\u10db\u10e7\u10dd\u10e4\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10d8\u10e2\u10d0\u10da\u10d8\u10d8\u10e1 UniCredit Banca-\u10e1 \u10d8\u10e7\u10d4\u10dc\u10d4\u10d1\u10e1. \u10dc\u10d8\u10e3-\u10d8\u10dd\u10e0\u10d9\u10d8\u10e1 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d4\u10da\u10e1 \u10e8\u10d4\u10e3\u10eb\u10da\u10d8\u10d0, \u10e8\u10d4\u10d5\u10d8\u10d3\u10d4\u10e1 \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10d8\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e4\u10d8\u10da\u10d8\u10d0\u10da\u10e8\u10d8 \u10db\u10d4\u10d2\u10dd\u10d1\u10e0\u10d8\u10e1 \u10d0\u10dc\u10d2\u10d0\u10e0\u10d8\u10e8\u10d8\u10e1 \u10dc\u10dd\u10db\u10e0\u10d8\u10d7 \u10d3\u10d0 UniCredit Banca-\u10e1 \u10e3\u10dc\u10d8\u10d9\u10d0\u10da\u10e3\u10e0\u10d8 SWIFT \u10d9\u10dd\u10d3\u10d8\u10d7 \u10d5\u10d4\u10dc\u10d4\u10ea\u10d8\u10d8\u10e1 \u10e4\u10d8\u10da\u10d8\u10d0\u10da\u10e8\u10d8 \u10d2\u10d0\u10d3\u10d0\u10e0\u10d8\u10ea\u10ee\u10dd\u10e1 \u10d7\u10d0\u10dc\u10ee\u10d0.<\/p>\n\n\n\n<p>\u10d7\u10e3\u10db\u10ea\u10d0, \u10d0\u10e0 \u10e3\u10dc\u10d3\u10d0 \u10d3\u10d0\u10d2\u10d0\u10d5\u10d8\u10ec\u10e7\u10d3\u10d4\u10d7, \u10e0\u10dd\u10db \u10d4\u10e1 SWIFT \u10d9\u10dd\u10d3\u10d8 \u10e3\u10e1\u10d0\u10e4\u10e0\u10d7\u10ee\u10dd\u10d4\u10d1\u10d8\u10e1 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e4\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d3\u10d0 \u10d7\u10d0\u10dc\u10ee\u10d8\u10e1 \u10e2\u10e0\u10d0\u10dc\u10d6\u10d0\u10e5\u10ea\u10d8\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d3\u10d0\u10d3\u10d0\u10e1\u10e2\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10e1. SWIFT \u10e8\u10d4\u10e2\u10e7\u10dd\u10d1\u10d8\u10dc\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0\u10d0 \u10d3\u10d0 \u10d0\u10e0 \u10e4\u10da\u10dd\u10d1\u10e1 \u10e0\u10d0\u10d8\u10db\u10d4 \u10e2\u10d8\u10de\u10d8\u10e1 \u10e1\u10d0\u10ee\u10e1\u10e0\u10d4\u10d1\u10e1, \u10e4\u10d0\u10e1\u10d8\u10d0\u10dc \u10e5\u10d0\u10e6\u10d0\u10da\u10d3\u10d4\u10d1\u10e1 \u10d3\u10d0 \u10d0\u10e0\u10ea \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d8\u10e1 \u10d0\u10dc\u10d2\u10d0\u10e0\u10d8\u10e8\u10d4\u10d1\u10e1 \u10db\u10d0\u10e0\u10d7\u10d0\u10d5\u10e1.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u10d5\u10d8\u10dc \u10d8\u10e7\u10d4\u10dc\u10d4\u10d1\u10e1 SWIFT-\u10e1?<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list is-style-style-3\">\n<li>\u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8<\/li>\n\n\n\n<li>\u10e1\u10d0\u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10dd \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10e1\u10d0\u10d5\u10d0\u10ed\u10e0\u10dd \u10e1\u10d0\u10ee\u10da\u10d4\u10d1\u10d8<\/li>\n\n\n\n<li>\u10e4\u10d0\u10e1\u10d8\u10d0\u10dc\u10d8 \u10e5\u10d0\u10e6\u10d0\u10da\u10d3\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d8\u10da\u10d4\u10e0\u10d4\u10d1\u10d8<\/li>\n\n\n\n<li>\u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8<\/li>\n\n\n\n<li>\u10e1\u10d0\u10d0\u10dc\u10d2\u10d0\u10e0\u10d8\u10e8\u10dd \u10e1\u10d0\u10ee\u10da\u10d4\u10d1\u10d8<\/li>\n\n\n\n<li>\u10d3\u10d4\u10de\u10dd\u10d6\u10d8\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8<\/li>\n\n\n\n<li>\u10d1\u10d8\u10e0\u10df\u10d4\u10d1\u10d8<\/li>\n\n\n\n<li>\u10d9\u10dd\u10e0\u10de\u10dd\u10e0\u10d0\u10e2\u10d8\u10e3\u10da\u10d8 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1 \u10e1\u10d0\u10ee\u10da\u10d4\u10d1\u10d8<\/li>\n\n\n\n<li>\u10e1\u10d0\u10ee\u10d0\u10d6\u10d8\u10dc\u10dd \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10db\u10dd\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d8\u10e1 \u10de\u10e0\u10dd\u10d5\u10d0\u10d8\u10d3\u10d4\u10e0\u10d4\u10d1\u10d8<\/li>\n\n\n\n<li>\u10e1\u10d0\u10d5\u10d0\u10da\u10e3\u10e2\u10dd \u10d3\u10d0 \u10e4\u10e3\u10da\u10d8\u10e1 \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d4\u10d1\u10d8<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u10e0\u10d0 \u10ee\u10d3\u10d4\u10d1\u10dd\u10d3\u10d0 SWIFT-\u10d0\u10db\u10d3\u10d4?<\/strong><\/h2>\n\n\n\n<p>SWIFT-\u10d0\u10db\u10d3\u10d4 Telex \u10d8\u10e7\u10dd \u10d4\u10e0\u10d7\u10d0\u10d3\u10d4\u10e0\u10d7\u10d8 \u10ee\u10d4\u10da\u10db\u10d8\u10e1\u10d0\u10ec\u10d5\u10d3\u10dd\u10db\u10d8 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0 \u10e8\u10d4\u10e2\u10e7\u10dd\u10d1\u10d8\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d3\u10d0\u10e1\u10e2\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e4\u10e3\u10da\u10d8\u10e1 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10db\u10d0\u10e1\u10e8\u10e2\u10d0\u10d1\u10d8\u10d7 \u10d2\u10d0\u10d3\u10d0\u10e0\u10d8\u10ea\u10ee\u10d5\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1. Telex-\u10e1 \u10d0\u10ee\u10d0\u10e1\u10d8\u10d0\u10d7\u10d4\u10d1\u10d3\u10d0 \u10d3\u10d0\u10d1\u10d0\u10da\u10d8 \u10e1\u10d8\u10e9\u10e5\u10d0\u10e0\u10d4 \u10d3\u10d0 \u10e3\u10e1\u10d0\u10e4\u10e0\u10d7\u10ee\u10dd\u10d4\u10d1\u10d8\u10e1 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d4\u10d1\u10d8. \u10e1\u10ee\u10d5\u10d0 \u10e1\u10d8\u10e2\u10e7\u10d5\u10d4\u10d1\u10d8\u10d7 \u10e0\u10dd\u10db \u10d5\u10d7\u10e5\u10d5\u10d0\u10d7, \u10e2\u10d4\u10da\u10d4\u10e5\u10e1\u10e1 \u10d0\u10e0 \u10d2\u10d0\u10d0\u10e9\u10dc\u10d3\u10d0 \u10d9\u10dd\u10d3\u10d4\u10d1\u10d8\u10e1 \u10d4\u10e0\u10d7\u10d8\u10d0\u10dc\u10d8 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10e1\u10d0\u10ee\u10d4\u10da\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e2\u10e0\u10d0\u10dc\u10d6\u10d0\u10e5\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d0\u10e6\u10ec\u10d4\u10e0\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1. \u10e2\u10d4\u10da\u10d4\u10e5\u10e1\u10d8\u10e1 \u10d2\u10d0\u10db\u10d2\u10d6\u10d0\u10d5\u10dc\u10d4\u10d1\u10e1 \u10e3\u10dc\u10d3\u10d0 \u10d0\u10e6\u10d4\u10ec\u10d4\u10e0\u10d0\u10d7 \u10e7\u10dd\u10d5\u10d4\u10da\u10d8 \u10e2\u10e0\u10d0\u10dc\u10d6\u10d0\u10e5\u10ea\u10d8\u10d0 \u10ec\u10d8\u10dc\u10d0\u10d3\u10d0\u10d3\u10d4\u10d1\u10d4\u10d1\u10d8\u10d7, \u10e0\u10d0\u10db\u10d0\u10ea, \u10e1\u10d0\u10d1\u10dd\u10da\u10dd\u10dd \u10ef\u10d0\u10db\u10e8\u10d8, \u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10d8 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10e3\u10e0\u10d8 \u10e8\u10d4\u10ea\u10d3\u10dd\u10db\u10d0 \u10d2\u10d0\u10db\u10dd\u10d8\u10ec\u10d5\u10d8\u10d0.<\/p>\n\n\n\n<p>\u10d0\u10db \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d4\u10d1\u10d8\u10e1 \u10d7\u10d0\u10d5\u10d8\u10d3\u10d0\u10dc \u10d0\u10e1\u10d0\u10ea\u10d8\u10da\u10d4\u10d1\u10da\u10d0\u10d3 1973 \u10ec\u10d4\u10da\u10e1 \u10e9\u10d0\u10db\u10dd\u10e7\u10d0\u10da\u10d8\u10d1\u10d3\u10d0 SWIFT \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0. \u10d4\u10e5\u10d5\u10e1\u10db\u10d0 \u10db\u10e1\u10ee\u10d5\u10d8\u10da\u10db\u10d0 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10d1\u10d0\u10dc\u10d9\u10db\u10d0 \u10e9\u10d0\u10db\u10dd\u10d0\u10e7\u10d0\u10da\u10d8\u10d1\u10d0 \u10d9\u10dd\u10dd\u10de\u10d4\u10e0\u10d0\u10e2\u10d8\u10e3\u10da\u10d8 \u10e1\u10d0\u10d6\u10dd\u10d2\u10d0\u10d3\u10dd\u10d4\u10d1\u10d0 \u10d2\u10da\u10dd\u10d1\u10d0\u10da\u10e3\u10e0\u10d8 \u10e5\u10e1\u10d4\u10da\u10d8\u10e1 \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10dd\u10dc\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d2\u10d0\u10d3\u10d0\u10e1\u10ea\u10d4\u10db\u10d3\u10d0 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0 \u10e8\u10d4\u10e2\u10e7\u10dd\u10d1\u10d8\u10dc\u10d4\u10d1\u10d4\u10d1\u10e1 \u10e3\u10e1\u10d0\u10e4\u10e0\u10d7\u10ee\u10dd\u10d3 \u10d3\u10d0 \u10d3\u10e0\u10dd\u10e3\u10da\u10d0\u10d3.<\/p>\n\n\n\n<p>\u10d3\u10d0 \u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3 \u10d8\u10db\u10d8\u10e1\u10d0, \u10e0\u10dd\u10db \u10d3\u10e6\u10d4\u10e1 \u10e3\u10d9\u10d5\u10d4 \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10e1 \u10e1\u10ee\u10d5\u10d0 \u10e8\u10d4\u10e2\u10e7\u10dd\u10d1\u10d8\u10dc\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d4\u10d1\u10d8, \u10e0\u10dd\u10d2\u10dd\u10e0\u10d4\u10d1\u10d8\u10ea\u10d0\u10d0: Fedwire, Ripple \u10d3\u10d0 Clearing House Interbank Payments System (CHIPS), \u10e1\u10d5\u10d8\u10e4\u10e2\u10d8 \u10d0\u10d2\u10e0\u10eb\u10d4\u10da\u10d4\u10d1\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10d3\u10dd\u10db\u10d8\u10dc\u10d0\u10dc\u10e2\u10e3\u10e0\u10d8 \u10de\u10dd\u10d6\u10d8\u10ea\u10d8\u10d8\u10e1 \u10e8\u10d4\u10dc\u10d0\u10e0\u10e9\u10e3\u10dc\u10d4\u10d1\u10d0\u10e1. \u10db\u10d8\u10e1\u10d8 \u10ec\u10d0\u10e0\u10db\u10d0\u10e2\u10d4\u10d1\u10d0 \u10d2\u10d0\u10dc\u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10d8\u10db\u10d8\u10d7, \u10e0\u10dd\u10db \u10d8\u10e1 \u10db\u10e3\u10d3\u10db\u10d8\u10d5\u10d0\u10d3 \u10d0\u10db\u10d0\u10e2\u10d4\u10d1\u10e1 \u10d0\u10ee\u10d0\u10da\u10d8 \u10e8\u10d4\u10e2\u10e7\u10dd\u10d1\u10d8\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d9\u10dd\u10d3\u10d4\u10d1\u10e1 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10e2\u10e0\u10d0\u10dc\u10d6\u10d0\u10e5\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10e1\u10d0\u10ea\u10d4\u10db\u10d0\u10d3.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u10e0\u10d0 \u10ee\u10d3\u10d4\u10d1\u10d0, \u10e0\u10dd\u10ea\u10d0 \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0 SWIFT-\u10d8\u10d3\u10d0\u10dc \u10d8\u10d7\u10d8\u10e8\u10d4\u10d1\u10d0?<\/strong><\/h2>\n\n\n\n<p>\u10d0\u10db \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8 \u10d9\u10dd\u10dc\u10d9\u10e0\u10d4\u10e2\u10e3\u10da \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0\u10e1 \u10d0\u10e6\u10d0\u10e0 \u10e8\u10d4\u10e3\u10eb\u10da\u10d8\u10d0, \u10d2\u10d0\u10db\u10dd\u10d8\u10e7\u10d4\u10dc\u10dd\u10e1 SWIFT \u10d9\u10dd\u10d3\u10d8 \u10e1\u10ee\u10d5\u10d0 \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0\u10e8\u10d8 \u10e2\u10e0\u10d0\u10dc\u10d6\u10d0\u10e5\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10e1\u10d0\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d4\u10d1\u10da\u10d0\u10d3 \u10d0\u10dc \u10db\u10d8\u10e1\u10d0\u10e6\u10d4\u10d1\u10d0\u10d3. \u10e8\u10d4\u10d3\u10d4\u10d2\u10d0\u10d3, \u10e8\u10d4\u10ec\u10e7\u10d3\u10d4\u10d1\u10d0 \u10d0\u10db \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0\u10e8\u10d8 \u10e3\u10ea\u10ee\u10dd\u10e3\u10e0\u10d8 \u10d5\u10d0\u10da\u10e3\u10e2\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d8\u10dc\u10d4\u10d1\u10d0 \u10d3\u10d0, \u10e0\u10d0\u10e1\u10d0\u10d9\u10d5\u10d8\u10e0\u10d5\u10d4\u10da\u10d8\u10d0, \u10d0\u10db\u10d0\u10d5\u10d4 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1 \u10d5\u10d0\u10da\u10e3\u10e2\u10d8\u10e1 \u10e0\u10d0\u10dd\u10d3\u10d4\u10dc\u10dd\u10d1\u10d0 \u10d2\u10d0\u10d8\u10d6\u10e0\u10d3\u10d4\u10d1\u10d0.<\/p>\n\n\n\n<p>\u10d0\u10e1\u10d4\u10d7 \u10d3\u10e0\u10dd\u10e1 \u10d9\u10d8 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10d5\u10d0\u10da\u10e3\u10e2\u10d0 \u10d0\u10e0\u10d0\u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10e3\u10e4\u10d0\u10e1\u10e3\u10e0\u10d3\u10d4\u10d1\u10d0, \u10d0\u10e0\u10d0\u10db\u10d4\u10d3 \u10d4\u10ea\u10d4\u10db\u10d0 \u10d8\u10db \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10ea\u10d8\u10d8\u10e1 \u10e6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0\u10ea, \u10e0\u10dd\u10db\u10da\u10d8\u10d7\u10d0\u10ea \u10d4\u10e1 \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0 \u10d5\u10d0\u10ed\u10e0\u10dd\u10d1\u10d3\u10d0. \u10d4\u10e1 \u10d9\u10d8 \u10d8\u10db\u10d8\u10e2\u10dd\u10db, \u10e0\u10dd\u10db \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0 \u10e4\u10d8\u10d6\u10d8\u10d9\u10e3\u10e0\u10d0\u10d3 \u10d5\u10d4\u10e6\u10d0\u10e0 \u10e8\u10d4\u10eb\u10da\u10d4\u10d1\u10e1 \u10d0\u10db \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10ea\u10d8\u10d8\u10e1 \u10d4\u10e5\u10e1\u10de\u10dd\u10e0\u10e2\u10d6\u10d4 \u10d2\u10d0\u10e2\u10d0\u10dc\u10d0\u10e1 \u10d3\u10d0 \u10db\u10d8\u10e1\u10d8 \u10e0\u10d0\u10dd\u10d3\u10d4\u10dc\u10dd\u10d1\u10d0 \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0\u10e8\u10d8 \u10d2\u10d0\u10d8\u10d6\u10e0\u10d3\u10d4\u10d1\u10d0. \u10e1\u10d0\u10d1\u10dd\u10da\u10dd\u10dd \u10ef\u10d0\u10db\u10e8\u10d8 \u10d9\u10d8, \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d0 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10dc\u10d0\u10d3 \u10d2\u10d0\u10e3\u10d0\u10e0\u10d4\u10e1\u10d3\u10d4\u10d1\u10d0.<\/p>\n\n\n\n<p>\u10d3\u10d0 \u10d1\u10dd\u10da\u10dd\u10e1, \u10ea\u10dc\u10dd\u10d1\u10d8\u10da\u10d8\u10d0, \u10e0\u10dd\u10db 2021 \u10ec\u10d4\u10da\u10e1 11 000 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10d3\u10d0\u10ec\u10d4\u10e1\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0 \u10d3\u10e6\u10d8\u10e3\u10e0\u10d0\u10d3 42 \u10db\u10d8\u10da\u10d8\u10dd\u10dc\u10d0\u10db\u10d3\u10d4 \u10e8\u10d4\u10e2\u10e7\u10dd\u10d1\u10d8\u10dc\u10d4\u10d1\u10d0\u10e1 \u10d2\u10d6\u10d0\u10d5\u10dc\u10d8\u10d3\u10d0 \u10e5\u10e1\u10d4\u10da\u10d8\u10e1 \u10db\u10d4\u10e8\u10d5\u10d4\u10dd\u10d1\u10d8\u10d7, \u10e0\u10d0\u10ea 2020 \u10ec\u10d4\u10da\u10d7\u10d0\u10dc \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 11,4%-\u10d8\u10d0\u10dc \u10d6\u10e0\u10d3\u10d0\u10e1 \u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10e1.<\/p>\n\n\n\n<p>\u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3, \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd\u10e1 \u10dc\u10d4\u10d1\u10d8\u10e1\u10db\u10d8\u10d4\u10e0\u10d8 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e1\u10d0\u10e1\u10d8\u10ea\u10dd\u10ea\u10ee\u10da\u10dd\u10d3 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0, \u10d2\u10d0\u10ec\u10d4\u10d5\u10e0\u10d8\u10d0\u10dc\u10d4\u10d1\u10e3\u10da\u10d8 \u10d8\u10e7\u10dd\u10e1 SWIFT-\u10d8\u10e1 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0\u10e8\u10d8. \u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3 \u10d8\u10db\u10d8\u10e1\u10d0, \u10e0\u10dd\u10db \u10ea\u10d0\u10da\u10d9\u10d4\u10e3\u10da \u10e5\u10d5\u10d4\u10e7\u10dc\u10d4\u10d1\u10e1 \u10d7\u10d0\u10d5\u10d8\u10d0\u10dc\u10d7\u10d8, \u10db\u10e1\u10d2\u10d0\u10d5\u10e1\u10d8 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d4\u10d1\u10d8 \u10d2\u10d0\u10d0\u10e9\u10dc\u10d8\u10d0\u10d7, \u10d8\u10e1\u10d8\u10dc\u10d8 \u10d7\u10d0\u10d5\u10d8\u10d0\u10dc\u10d7\u10d8 \u10dd\u10de\u10d4\u10e0\u10d8\u10e0\u10d4\u10d1\u10d8\u10d7 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10dc\u10d0\u10d3 \u10e9\u10d0\u10db\u10dd\u10e0\u10e9\u10d4\u10d1\u10d8\u10d0\u10dc SWIFT-\u10d8\u10e1 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0\u10e1.<\/p>\n","protected":false},"excerpt":{"rendered":"\u10d2\u10e1\u10e3\u10e0\u10e1 \u10d2\u10d0\u10d8\u10d2\u10dd, \u10e0\u10dd\u10d2\u10dd\u10e0 \u10ee\u10d3\u10d4\u10d1\u10d0 \u10e4\u10e3\u10da\u10d8\u10e1 \u10e3\u10e1\u10d0\u10e4\u10e0\u10d7\u10ee\u10dd \u10d2\u10d0\u10d3\u10d0\u10e0\u10d8\u10ea\u10ee\u10d5\u10d0 \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd\u10e8\u10d8? 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