\u10d4\u10da\u10d4\u10e5\u10e2\u10e0\u10dd\u10dc\u10e3\u10da\u10d8 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10d0 \u10d2\u10d0\u10e7\u10d8\u10d3\u10d5\u10d4\u10d1\u10d8\u10e1 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10e8\u10d4\u10db\u10d0\u10d3\u10d2\u10d4\u10dc\u10d4\u10da\u10d8 \u10dc\u10d0\u10ec\u10d8\u10da\u10d8\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10e1 \u10d3\u10d0 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d4\u10d1\u10e1 \u10d5\u10d0\u10ed\u10e0\u10dd\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d1\u10d4\u10d5\u10e0\u10d0\u10d3 \u10e3\u10e4\u10e0\u10dd \u10d9\u10dd\u10db\u10e4\u10dd\u10e0\u10e2\u10e3\u10da \u10d2\u10d0\u10e0\u10d4\u10db\u10dd\u10e1 \u10e3\u10e5\u10db\u10dc\u10d8\u10e1. \u10d0\u10e6\u10e1\u10d0\u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10d8\u10d0, \u10e0\u10dd\u10db \u10d4\u10da-\u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10d8\u10e1 \u10ec\u10d8\u10da\u10d8 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 2020 \u10ec\u10da\u10d8\u10d3\u10d0\u10dc \u10db\u10d9\u10d5\u10d4\u10d7\u10e0\u10d0\u10d3, 3,2-\u10ef\u10d4\u10e0 \u10d2\u10d0\u10d8\u10d6\u10d0\u10e0\u10d3\u10d0, \u10e0\u10d0\u10ea Covid-19-\u10d8\u10d7 \u10d2\u10d0\u10db\u10dd\u10ec\u10d5\u10d4\u10e3\u10da\u10d8 \u10de\u10d0\u10dc\u10d3\u10d4\u10db\u10d8\u10d8\u10d7 \u10d8\u10e7\u10dd \u10d2\u10d0\u10dc\u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10e3\u10da\u10d8 \u10d3\u10d0 \u10db\u10d0\u10dc 137,9 \u10db\u10da\u10dc \u10da\u10d0\u10e0\u10d8 \u10e8\u10d4\u10d0\u10d3\u10d2\u10d8\u10dc\u10d0.<\/p>\n
\u10d7\u10e3\u10db\u10ea\u10d0, \u10d5\u10d4\u10e0 \u10d5\u10d8\u10e2\u10e7\u10d5\u10d8\u10d7, \u10e0\u10dd\u10db \u10d4\u10da-\u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0, \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10d3\u10d0 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 2020 \u10ec\u10da\u10d8\u10d3\u10d0\u10dc \u10d3\u10d0\u10d8\u10ec\u10e7\u10dd \u10d0\u10e1\u10d4 \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d0\u10d3. \u10ef\u10d4\u10e0 \u10d9\u10d8\u10d3\u10d4\u10d5 2018 \u10ec\u10da\u10d8\u10d3\u10d0\u10dc 2020 \u10ec\u10da\u10d0\u10db\u10d3\u10d4 \u10d4\u10da-\u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10d8\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d0\u10d3 \u10d8\u10d6\u10e0\u10d3\u10d4\u10d1\u10dd\u10d3\u10d0 \u10d3\u10d0 \u10d5\u10d8\u10d7\u10d0\u10e0\u10d3\u10d4\u10d1\u10dd\u10d3\u10d0 \u10d3\u10d0 \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10d0\u10db\u10d0\u10dc \u10d2\u10d0\u10db\u10dd\u10d8\u10ec\u10d5\u10d8\u10d0 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10de\u10e0\u10dd\u10ea\u10d4\u10dc\u10e2\u10e3\u10da\u10d8 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10da\u10d8\u10e1 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10d6\u10e0\u10d3\u10d0\u10ea (11%-\u10d3\u10d0\u10dc 23%-\u10db\u10d3\u10d4). \u10d2\u10d0\u10e0\u10d3\u10d0 \u10d0\u10db\u10d8\u10e1\u10d0, \u10de\u10d0\u10dc\u10d3\u10d4\u10db\u10d8\u10d0\u10db\u10d3\u10d4 \u10e1\u10d0\u10e7\u10dd\u10e4\u10d0\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10dd \u10e2\u10d4\u10e5\u10dc\u10d8\u10d9\u10d8\u10e1 \u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10d8 \u10d1\u10e0\u10d4\u10dc\u10d3\u10d8 \u10e3\u10d9\u10d5\u10d4 \u10d2\u10d0\u10d3\u10d0\u10e1\u10e3\u10da\u10d8 \u10d8\u10e7\u10dd \u10d3\u10d8\u10e1\u10e2\u10d0\u10dc\u10ea\u10d8\u10e3\u10e0 \u10d2\u10d0\u10e7\u10d8\u10d3\u10d5\u10d4\u10d1\u10d6\u10d4 \u10d3\u10d0 \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10d0\u10db\u10d8\u10e2\u10dd\u10db, \u10db\u10d0\u10d7\u10d8 \u10e3\u10db\u10e0\u10d0\u10d5\u10da\u10d4\u10e1\u10dd\u10d1\u10d0 2020 \u10ec\u10d4\u10da\u10e1 \u10e1\u10e0\u10e3\u10da\u10d8\u10d0\u10d3 \u10db\u10dd\u10db\u10d6\u10d0\u10d3\u10d4\u10d1\u10e3\u10da\u10d8 \u10e8\u10d4\u10ee\u10d5\u10d3\u10d0.<\/p>\n
\u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4\u10ec\u10da\u10d8\u10d0\u10dc\u10db\u10d0 \u10d0\u10dc\u10d0\u10da\u10d8\u10d6\u10db\u10d0 \u10d2\u10d0\u10db\u10dd\u10d0\u10d5\u10da\u10d8\u10dc\u10d0, \u10e0\u10dd\u10db \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10d4\u10da\u10d4\u10e5\u10e2\u10e0\u10dd\u10dc\u10e3\u10da\u10d8 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10d8\u10e1 \u10ed\u10e0\u10d8\u10da\u10e8\u10d8 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10d9\u10d0\u10e0\u10d2\u10d0\u10d3 \u10d8\u10e7\u10d8\u10d3\u10d4\u10d1\u10dd\u10d3\u10d0: \u10d4\u10da\u10d4\u10e5\u10e2\u10e0\u10dd\u10dc\u10d8\u10d9\u10d0, \u10e1\u10d0\u10e7\u10dd\u10e4\u10d0\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10dd \u10e2\u10d4\u10e5\u10dc\u10d8\u10d9\u10d0, \u10e2\u10d0\u10dc\u10e1\u10d0\u10ea\u10db\u10d4\u10da\u10d8, \u10d0\u10d5\u10d4\u10ef\u10d8, \u10d0\u10e5\u10e1\u10d4\u10e1\u10e3\u10d0\u10e0\u10d4\u10d1\u10d8, \u10e1\u10d0\u10d9\u10d5\u10d4\u10d1\u10d8 \u10d3 \u10d0.\u10e8<\/p>\n
\u10ec\u10e7\u10d0\u10e0\u10dd: \u10d2\u10d0\u10da\u10e2 & \u10d7\u10d0\u10d2\u10d0\u10e0\u10e2\u10d8<\/p>\n
\u10d0\u10e6\u10dc\u10d8\u10e8\u10dc\u10e3\u10da\u10d8 \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10eb\u10d4\u10dc\u10d0\u10d3 \u10d9\u10d8 \u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10d8 \u10db\u10dd\u10e1\u10d0\u10ee\u10da\u10d4\u10dd\u10d1\u10d0 \u10e3\u10db\u10d4\u10e2\u10d4\u10e1\u10ec\u10d8\u10da\u10d0\u10d3 \u10d8\u10e1\u10d4\u10d7 \u10e3\u10ea\u10ee\u10dd\u10e3\u10e0 \u10de\u10da\u10d0\u10e2\u10e4\u10dd\u10e0\u10db\u10d4\u10d1\u10e1 \u10d8\u10e7\u10d4\u10dc\u10d4\u10d1\u10e1, \u10e0\u10dd\u10d2\u10dd\u10e0\u10d4\u10d1\u10d8\u10ea\u10d0\u10d0: Amazon, Ebay, AliExpress \u10d3\u10d0 Taobao. \u10ee\u10dd\u10da\u10dd \u10e5\u10d0\u10e0\u10d7\u10e3\u10da\u10d8 \u10de\u10da\u10d0\u10e2\u10e4\u10dd\u10e0\u10db\u10d4\u10d1\u10d8\u10d3\u10d0\u10dc \u10d9\u10d8 – MyMarket-\u10e1, Extra.ge-\u10e1, Vendoo-\u10e1\u10d0 \u10d3\u10d0 be.ge-\u10e1 \u10d8\u10e7\u10d4\u10dc\u10d4\u10d1\u10d4\u10dc. \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10d0\u10db \u10e3\u10ea\u10ee\u10dd\u10e3\u10e0\u10d8 \u10d3\u10d0 \u10e5\u10d0\u10e0\u10d7\u10e3\u10da\u10d8 \u10de\u10da\u10d0\u10e2\u10e4\u10dd\u10e0\u10db\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10e7\u10d4\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d7\u10d0\u10dc\u10d0\u10e4\u10d0\u10e0\u10d3\u10dd\u10d1\u10d0\u10e1 \u10d0\u10e1\u10d0\u10ee\u10d0\u10d5\u10e1 \u10e5\u10d5\u10d4\u10db\u10dd\u10d7 \u10db\u10dd\u10ea\u10d4\u10db\u10e3\u10da\u10d8 \u10d2\u10e0\u10d0\u10e4\u10d8\u10d9\u10d8:<\/p>\n
\u10ec\u10e7\u10d0\u10e0\u10dd: \u10e1\u10d4\u10d1, \u10d2\u10d0\u10da\u10e2 & \u10d7\u10d0\u10d2\u10d0\u10e0\u10e2\u10d8<\/p>\n
\u10d0\u10da\u10d1\u10d0\u10d7 \u10d0\u10e0 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0 \u10d2\u10d0\u10e1\u10d0\u10d9\u10d5\u10d8\u10e0\u10d8, \u10d7\u10e3\u10d9\u10d8 \u10d5\u10d8\u10e2\u10e7\u10d5\u10d8\u10d7, \u10e0\u10dd\u10db \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10d4\u10da\u10d4\u10e5\u10e2\u10e0\u10dd\u10dc\u10e3\u10da\u10d8 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10d0 \u10d1\u10d4\u10d5\u10e0\u10d0\u10d3 \u10e3\u10e4\u10e0\u10dd \u10d0\u10e5\u10e2\u10e3\u10d0\u10da\u10e3\u10e0\u10d8\u10d0 \u10e5\u10d0\u10da\u10d0\u10e5\u10e8\u10d8 \u10db\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1 \u10db\u10dd\u10e1\u10d0\u10ee\u10da\u10d4\u10dd\u10d1\u10d0\u10e8\u10d8, \u10d5\u10d8\u10d3\u10e0\u10d4 – \u10e1\u10dd\u10e4\u10da\u10d8\u10e1 \u10db\u10dd\u10e1\u10d0\u10ee\u10da\u10d4\u10dd\u10d1\u10d0\u10e8\u10d8, \u10e0\u10d0\u10ea \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10e2\u10d4\u10e5\u10dc\u10d8\u10d9\u10e3\u10e0\u10d8 \u10d7\u10e3 \u10db\u10d0\u10e2\u10d4\u10e0\u10d8\u10d0\u10da\u10e3\u10e0\u10d8 \u10e4\u10d0\u10e5\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8\u10d7\u10d0\u10d0 \u10d2\u10d0\u10dc\u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10e3\u10da\u10d8.<\/p>\n
\u10d2\u10d0\u10e0\u10d3\u10d0 \u10d0\u10db\u10d8\u10e1\u10d0, \u10d4\u10da-\u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10d8\u10d7 \u10db\u10dd\u10e1\u10d0\u10e0\u10d2\u10d4\u10d1\u10da\u10d4\u10d7\u10d0 \u10e3\u10db\u10d4\u10e2\u10d4\u10e1\u10d8 \u10ec\u10d8\u10da\u10d8 \u10d0\u10ee\u10d0\u10da\u10d2\u10d0\u10d6\u10e0\u10d3\u10d0 \u10db\u10dd\u10e1\u10d0\u10ee\u10da\u10d4\u10dd\u10d1\u10d0\u10d6\u10d4 \u10db\u10dd\u10d3\u10d8\u10e1. \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, \u10d7\u10e3\u10d9\u10d8 2020 \u10ec\u10d4\u10da\u10e1 15-29 \u10ec\u10da\u10d8\u10e1 \u10d0\u10ee\u10d0\u10da\u10d2\u10d0\u10d6\u10e0\u10d3\u10d4\u10d1\u10d8\u10d3\u10d0\u10dc 37.3%-\u10e1 \u10f0\u10e5\u10dd\u10dc\u10d3\u10d0 \u10d4\u10da-\u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10d8\u10d7 \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d8\/\u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d0 \u10e8\u10d4\u10eb\u10d4\u10dc\u10d8\u10da\u10d8, 60+ \u10db\u10dd\u10e1\u10d0\u10ee\u10da\u10d4\u10dd\u10d1\u10d0\u10e8\u10d8 \u10d4\u10e1 \u10de\u10e0\u10dd\u10ea\u10d4\u10dc\u10e2\u10e3\u10da\u10d8 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10d8, \u10e1\u10e3\u10da \u10e0\u10d0\u10e6\u10d0\u10ea 6,5-\u10d8\u10d0.<\/p>\n
\u10e1\u10d0\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10dd\u10d0, \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10e1 \u10ee\u10d0\u10e0\u10ef\u10d0\u10d5\u10d4\u10dc \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10dd\u10d3 \u10d8\u10e1\u10d8\u10dc\u10d8, \u10d5\u10d8\u10dc\u10ea \u10d4\u10da-\u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10d8\u10d7 \u10e1\u10d0\u10e0\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10e1? 2018-2020 \u10ec\u10da\u10d4\u10d1\u10d8\u10e1 \u10d0\u10dc\u10d0\u10da\u10d8\u10d6\u10db\u10d0 \u10d0\u10e9\u10d5\u10d4\u10dc\u10d0, \u10e0\u10dd\u10db \u10db\u10d0\u10d7 \u10db\u10d8\u10d4\u10e0 \u10d3\u10d0\u10ee\u10d0\u10e0\u10ef\u10e3\u10da\u10d8 \u10d7\u10d0\u10dc\u10ee\u10d0 \u10e1\u10e3\u10da \u10e3\u10e4\u10e0\u10dd \u10d3\u10d0 \u10e3\u10e4\u10e0\u10dd \u10d8\u10d6\u10e0\u10d3\u10d4\u10d1\u10d0. \u10d0\u10db\u10d0\u10e1 \u10d9\u10d0\u10e0\u10d2\u10d0\u10d3 \u10d0\u10e1\u10d0\u10ee\u10d0\u10d5\u10e1 \u10e5\u10d5\u10d4\u10db\u10dd\u10d7 \u10db\u10dd\u10ea\u10d4\u10db\u10e3\u10da\u10d8 \u10d2\u10e0\u10d0\u10e4\u10d8\u10d9\u10d8\u10ea:<\/p>\n
\u10ec\u10e7\u10d0\u10e0\u10dd: \u10e1\u10d4\u10d1, \u10e1\u10d0\u10e5\u10e1\u10e2\u10d0\u10e2\u10d8, \u10d2\u10d0\u10da\u10e2 & \u10d7\u10d0\u10d2\u10d0\u10e0\u10e2\u10d8<\/p>\n
\u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3 \u10d8\u10db\u10d8\u10e1\u10d0, \u10e0\u10dd\u10db \u10d4\u10da-\u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10d8\u10d7 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10dd\u10d3 \u10d3\u10d0\u10ee\u10d0\u10e0\u10ef\u10e3\u10da\u10d8 \u10d7\u10d0\u10dc\u10ee\u10d0 \u10d4\u10e0\u10d7 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d6\u10d4 \u10d0\u10db \u10e1\u10d0\u10db\u10d8 \u10ec\u10da\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10db\u10d9\u10d5\u10d4\u10d7\u10e0\u10d0\u10d3 \u10d2\u10d0\u10d8\u10d6\u10d0\u10e0\u10d3\u10d0, 2020 \u10ec\u10da\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10d4\u10da-\u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10d0 \u10e1\u10d0\u10ea\u10d0\u10da\u10dd \u10d5\u10d0\u10ed\u10e0\u10dd\u10d1\u10d8\u10e1 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 1%-\u10e1 \u10e8\u10d4\u10d0\u10d3\u10d2\u10d4\u10dc\u10d3\u10d0, \u10e0\u10d0\u10ea \u10eb\u10d0\u10da\u10d8\u10d0\u10dc \u10d3\u10d0\u10d1\u10d0\u10da\u10d8 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10e3\u10da \u10e5\u10d5\u10d4\u10e7\u10dc\u10d4\u10d1\u10d7\u10d0\u10dc \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7.<\/p>\n
\u10ec\u10e7\u10d0\u10e0\u10dd: UNCTAD, Statista, \u10d2\u10d0\u10da\u10e2 & \u10d7\u10d0\u10d2\u10d0\u10e0\u10e2\u10d8<\/p>\n
\u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10d4\u10da-\u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10de\u10d4\u10e0\u10e1\u10de\u10d4\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8?<\/p>\n
\u10d4\u10da-\u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10d8\u10e1 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10e7\u10dd\u10d5\u10d4\u10da\u10ec\u10da\u10d8\u10e3\u10e0\u10d8 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10da\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d8\u10e1 \u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3, \u10d8\u10d7\u10d5\u10da\u10d4\u10d1\u10d0, \u10e0\u10dd\u10db \u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10d8 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d9\u10dd\u10db\u10e4\u10dd\u10e0\u10e2\u10e3\u10da\u10d8 \u10dd\u10dc\u10da\u10d0\u10d8\u10dc \u10e8\u10dd\u10de\u10d8\u10dc\u10d2\u10d8 \u10ee\u10d4\u10da\u10db\u10d8\u10e1\u10d0\u10ec\u10d5\u10d3\u10dd\u10db\u10d8 \u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1. \u10ee\u10dd\u10da\u10dd \u10d8\u10db\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10e0\u10dd\u10db \u10d4\u10e1 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d0 \u10db\u10dd\u10d2\u10d5\u10d0\u10e0\u10d3\u10d4\u10e1, \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d0 \u10dd\u10dc\u10da\u10d0\u10d8\u10dc \u10e1\u10d0\u10ea\u10d0\u10da\u10dd \u10d5\u10d0\u10ed\u10e0\u10dd\u10d1\u10d0\u10e1 \u10f0\u10e5\u10dd\u10dc\u10d3\u10d4\u10e1 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2\u10d8 \u10e2\u10d8\u10de\u10d8\u10e1 \u10db\u10d0\u10ee\u10d0\u10e1\u10d8\u10d0\u10d7\u10d4\u10d1\u10da\u10d4\u10d1\u10d8: \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10ea\u10d8\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e4\u10d0\u10e1\u10d4\u10d1\u10d8\u10e1 \u10d9\u10d0\u10e2\u10d0\u10da\u10dd\u10d2\u10d4\u10d1\u10d8, \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d8\u10e1 \u10d3\u10d4\u10e2\u10d0\u10da\u10e3\u10e0\u10d8 \u10d0\u10e6\u10ec\u10d4\u10e0\u10d0, \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d8\u10e1 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10db\u10d4\u10d7\u10dd\u10d3\u10d8, \u10d7\u10d0\u10dc\u10ee\u10d8\u10e1 \u10d3\u10d0\u10d1\u10e0\u10e3\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0, \u10db\u10d8\u10e2\u10d0\u10dc\u10d8\u10e1 \u10d7\u10d5\u10d0\u10da\u10d8\u10e1 \u10d3\u10d4\u10d5\u10dc\u10d4\u10d1\u10d8\u10e1 \u10de\u10d0\u10e0\u10d0\u10db\u10d4\u10e2\u10e0\u10d8 \u10d3\u10d0 \u10d0.\u10e8<\/p>\n
\u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0 \u10d0\u10e6\u10d8\u10dc\u10d8\u10e8\u10dc\u10dd\u10e1, \u10e0\u10dd\u10db \u10d4\u10da\u10d4\u10e5\u10e2\u10e0\u10dd\u10dc\u10e3\u10da\u10d8 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10e8\u10d8 \u10d3\u10d8\u10d3\u10d8 \u10ec\u10d5\u10da\u10d8\u10da\u10d8 \u10e8\u10d4\u10d0\u10e5\u10d5\u10e1 \u10e3\u10e1\u10d0\u10e4\u10e0\u10d7\u10ee\u10dd \u10d3\u10d0 \u10d9\u10dd\u10db\u10e4\u10dd\u10e0\u10e2\u10e3\u10da\u10d8 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10e1, \u10e0\u10d0\u10ea \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10d3\u10dd\u10dc\u10d8\u10d7\u10d0\u10d0 \u10d2\u10d0\u10dc\u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10e3\u10da\u10d8. 2018-2019 \u10ec\u10da\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d8\u10d7 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd 24-\u10d4 \u10d0\u10d3\u10d2\u10d8\u10da\u10d6\u10d4 \u10d8\u10e7\u10dd 190 \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0\u10e1 \u10e8\u10dd\u10e0\u10d8\u10e1. \u10e1\u10d8\u10e2\u10e3\u10d0\u10ea\u10d8\u10d0\u10e1 \u10d9\u10d8\u10d3\u10d4\u10d5 \u10e3\u10e4\u10e0\u10dd \u10d0\u10e3\u10db\u10ef\u10dd\u10d1\u10d4\u10e1\u10d4\u10d1\u10e1 \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5 \u10d8\u10dc\u10d3\u10e3\u10e1\u10e2\u10e0\u10d8\u10d0\u10e8\u10d8 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da\u10d8 \u10d8\u10dc\u10dd\u10d5\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10e1\u10d0 \u10d3\u10d0 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10e1 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e3\u10d9\u10d4\u10d7 \u10db\u10d0\u10e0\u10d7\u10d5\u10d0\u10e8\u10d8 \u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0.<\/p>\n
\u10d3\u10d0 \u10d1\u10dd\u10da\u10dd\u10e1, \u10d1\u10dd\u10da\u10dd \u10ec\u10da\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10d4\u10da-\u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10d8\u10e1 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d8\u10d7 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da\u10d8 \u10e2\u10d4\u10dc\u10d3\u10d4\u10dc\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10d8\u10d7, \u10d2\u10d0\u10da\u10e2 & \u10d7\u10d0\u10d2\u10d0\u10e0\u10e2\u10d8 \u10d5\u10d0\u10e0\u10d0\u10e3\u10d3\u10dd\u10d1\u10e1, \u10e0\u10dd\u10db 2025 \u10ec\u10da\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d4\u10da\u10d4\u10e5\u10e2\u10e0\u10dd\u10dc\u10e3\u10da\u10d8 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10d8\u10e1 \u10ec\u10d8\u10da\u10d8 \u10e1\u10d0\u10ea\u10d0\u10da\u10dd \u10d5\u10d0\u10ed\u10e0\u10dd\u10d1\u10d0\u10e8\u10d8 4,5%-\u10db\u10d3\u10d4 \u10d2\u10d0\u10d8\u10d6\u10e0\u10d3\u10d4\u10d1\u10d0. \u10d2\u10d0\u10e0\u10d3\u10d0 \u10d0\u10db\u10d8\u10e1\u10d0, \u10e1\u10d0\u10d4\u10e0\u10d7\u10dd \u10ef\u10d0\u10db\u10e8\u10d8, \u10d0\u10d3\u10d2\u10d8\u10da\u10dd\u10d1\u10e0\u10d8\u10d5\u10d8 \u10d4\u10da-\u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10d0 \u10e3\u10e4\u10e0\u10dd \u10db\u10d4\u10e2 \u10ec\u10d8\u10da\u10e1 \u10d3\u10d0\u10d8\u10d9\u10d0\u10d5\u10d4\u10d1\u10e1, \u10d5\u10d8\u10d3\u10e0\u10d4 \u10e3\u10ea\u10ee\u10dd\u10e3\u10e0\u10d8 \u10d3\u10d0 \u10d8\u10e1 1,1 \u10db\u10d8\u10da\u10d8\u10d0\u10e0\u10d3 \u10da\u10d0\u10e0\u10e1 \u10d2\u10d0\u10e3\u10e2\u10dd\u10da\u10d3\u10d4\u10d1\u10d0.<\/p>\n
\u10e1\u10e2\u10d0\u10e2\u10d8\u10d0 \u10db\u10dd\u10db\u10d6\u10d0\u10d3\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10d2\u10d0\u10da\u10e2 & \u10d7\u10d0\u10d2\u10d0\u10e0\u10e2\u10d8\u10e1 2021 \u10ec\u10da\u10d8\u10e1 \u10e0\u10d4\u10de\u10dd\u10e0\u10e2\u10d8\u10e1 \u201e\u10d4\u10da\u10d4\u10e5\u10e2\u10e0\u10dd\u10dc\u10e3\u10da\u10d8 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8\u201c \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7.<\/p>\n
<\/p>\n","protected":false},"excerpt":{"rendered":"\u10d2\u10d0\u10d8\u10d2\u10d4\u10d7, \u10e0\u10dd\u10d2\u10dd\u10e0 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d3\u10d0 \u10d4\u10da\u10d4\u10e5\u10e2\u10e0\u10dd\u10dc\u10e3\u10da\u10d8 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8, \u10e0\u10d0 \u10e2\u10d4\u10dc\u10d3\u10d4\u10dc\u10ea\u10d8\u10d4\u10d1\u10d8 \u10d2\u10d0\u10db\u10dd\u10d8\u10d9\u10d5\u10d4\u10d7\u10d0 \u10d1\u10dd\u10da\u10dd \u10ec\u10da\u10d4\u10d1\u10e8\u10d8 \u10d3\u10d0 \u10e0\u10d0\u10e1 \u10e3\u10dc\u10d3\u10d0 \u10d5\u10d4\u10da\u10dd\u10d3\u10dd\u10d7 \u10e3\u10d0\u10ee\u10da\u10dd\u10d4\u10e1 \u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da\u10e8\u10d8.","protected":false},"author":1,"featured_media":25928,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1307],"tags":[573,588,1159,1418],"class_list":["post-25927","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-inovaciebi-da-startapebi","tag-analitika","tag-fintech","tag-galt-taggart","tag-ekonomika"],"acf":[],"_links":{"self":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/25927","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/comments?post=25927"}],"version-history":[{"count":3,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/25927\/revisions"}],"predecessor-version":[{"id":40518,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/25927\/revisions\/40518"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/media\/25928"}],"wp:attachment":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/media?parent=25927"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/categories?post=25927"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/tags?post=25927"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}