{"id":25935,"date":"2023-01-18T00:00:00","date_gmt":"2023-01-17T20:00:00","guid":{"rendered":"https:\/\/bankofgeorgia.ge\/blog\/siakhleebi\/gaumjobesdeba-tu-ara-kri\/"},"modified":"2026-01-27T17:33:57","modified_gmt":"2026-01-27T13:33:57","slug":"gaumjobesdeba-tu-ara-kri","status":"publish","type":"post","link":"https:\/\/bankofgeorgia.ge\/blog\/biznesi\/inovaciebi-da-startapebi\/gaumjobesdeba-tu-ara-kri\/","title":{"rendered":"\u10d9\u10e0\u10d8\u10de\u10e2\u10dd\u10d6\u10d0\u10db\u10d7\u10d0\u10e0\u10d8 \u10e1\u10e0\u10e3\u10da\u10d3\u10d4\u10d1\u10d0: \u10e0\u10d0 \u10d4\u10da\u10dd\u10d3\u10d4\u10d1\u10d0 \u10d9\u10e0\u10d8\u10de\u10e2\u10dd\u10d5\u10d0\u10da\u10e3\u10e2\u10d4\u10d1\u10e1?"},"content":{"rendered":"<p>\u10d0\u10db\u10df\u10d0\u10db\u10d8\u10dc\u10d3\u10d4\u10da \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e1, \u10e0\u10dd\u10d3\u10d4\u10e1\u10d0\u10ea \u10d9\u10e0\u10d8\u10de\u10e2\u10dd\u10d5\u10d0\u10da\u10e3\u10e2\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 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\u10db\u10d7\u10d4\u10da\u10d8 \u10d1\u10d0\u10d6\u10e0\u10d8\u10d3\u10d0\u10dc.<\/p>\n<p> \u10e0\u10dd\u10d3\u10d4\u10e1\u10d0\u10ea \u10d9\u10d4\u10e0\u10eb\u10dd \u10d3\u10d0 \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10ea\u10d8\u10e3\u10e0\u10d8 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8 \u10d2\u10d0\u10dc\u10d8\u10ea\u10d3\u10d8\u10d0\u10dc \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc \u10d6\u10d0\u10e0\u10d0\u10da\u10e1, \u10d9\u10e0\u10d8\u10de\u10e2\u10dd\u10e0\u10d4\u10d2\u10e3\u10da\u10d8\u10e0\u10d4\u10d1\u10d0 \u10db\u10d7\u10d4\u10da \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd\u10e8\u10d8 \u10d8\u10d6\u10e0\u10d3\u10d4\u10d1\u10d0. \u10db\u10d0\u10e8, \u10e0\u10d0 \u10db\u10dd\u10da\u10dd\u10d3\u10d8\u10dc\u10d4\u10d1\u10d8 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d5\u10e5\u10dd\u10dc\u10d3\u10d4\u10e1 \u10d0\u10ee\u10da\u10d0, \u10e0\u10dd\u10d3\u10d4\u10e1\u10d0\u10ea \u10d9\u10e0\u10d8\u10de\u10e2\u10dd\u10d5\u10d0\u10da\u10e3\u10e2\u10d0\u10e1 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10e3\u10e0\u10d8 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10d8 \u10e3\u10d3\u10d2\u10d0\u10e1?<\/p>\n<p> <strong>\u10db\u10dd\u10e1\u10d0\u10da\u10dd\u10d3\u10dc\u10d4\u10da\u10d8 \u10e0\u10d4\u10d2\u10e3\u10da\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8<\/strong><\/p>\n<p> \u10d8\u10dc\u10d3\u10e3\u10e1\u10e2\u10e0\u10d8\u10d0\u10e8\u10d8 \u10d2\u10d0\u10d5\u10e0\u10ea\u10d4\u10da\u10d4\u10d1\u10e3\u10da\u10d8 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d0 \u10d8\u10e1 \u10d0\u10e0\u10d8\u10e1, \u10e0\u10dd\u10db \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d9\u10d8 \u10db\u10d0\u10e0\u10d4\u10d2\u10e3\u10da\u10d8\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10d3\u10d0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10d7\u10d8 \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10d4\u10d1\u10d8 \u10e9\u10d0\u10d4\u10e0\u10d7\u10d5\u10d4\u10d1\u10d8\u10d0\u10dc 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\u10e8\u10dd\u10e0\u10d8\u10e1 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10db\u10d0\u10dc\u10d8\u10de\u10e3\u10da\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d6\u10d8\u10d7 \u10db\u10d0\u10e6\u10d0\u10da\u10d8\u10d0 \u10d3\u10d0 \u10e4\u10d8\u10e0\u10db\u10d4\u10d1\u10e1 \u10d3\u10d0\u10e1\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0\u10d7, \u10d2\u10d0\u10db\u10dd\u10d8\u10e7\u10d4\u10dc\u10dd\u10dc \u10d0\u10de\u10e0\u10dd\u10d1\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10de\u10e0\u10dd\u10ea\u10d4\u10d3\u10e3\u10e0\u10d4\u10d1\u10d8 \u10d0\u10e1\u10d4\u10d7\u10d8 \u10e2\u10e0\u10d0\u10dc\u10d6\u10d0\u10e5\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d8\u10d3\u10d4\u10dc\u10e2\u10d8\u10e4\u10d8\u10ea\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e8\u10d4\u10e9\u10d4\u10e0\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1.<\/p>\n<p> \u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3 \u10d8\u10db\u10d8\u10e1\u10d0, \u10e0\u10dd\u10db \u10e4\u10d0\u10e5\u10e2\u10dd\u10d1\u10e0\u10d8\u10d5\u10d8 \u10e2\u10e0\u10d0\u10dc\u10d6\u10d0\u10e5\u10ea\u10d8\u10d4\u10d1\u10d8 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d0\u10e0 \u10d8\u10e7\u10dd\u10e1 \u10d8\u10e1\u10d4\u10d7\u10d8 \u10e1\u10ec\u10e0\u10d0\u10e4\u10d8, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10e1\u10ee\u10d5\u10d0 \u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8\u10e1 \u10d9\u10da\u10d0\u10e1\u10d4\u10d1\u10d8, \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10e2\u10d4\u10db\u10de\u10d8 \u10d3\u10d0 \u10d4\u10d5\u10dd\u10da\u10e3\u10ea\u10d8\u10d0 \u10e1\u10d0\u10d9\u10db\u10d0\u10dd\u10d3 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0. \u10d0\u10ee\u10d0\u10da\u10d8 \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 R&amp;D 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\u10db\u10dd\u10d7\u10d0\u10db\u10d0\u10e8\u10d4\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10d4\u10e0. \u10db\u10d0\u10d7 \u10e8\u10d4\u10e3\u10eb\u10da\u10d8\u10d0\u10d7, \u10d3\u10d0\u10d4\u10ee\u10db\u10d0\u10e0\u10dd\u10dc \u10e4\u10d8\u10e0\u10db\u10d4\u10d1\u10e1 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10e3\u10d9\u10d4\u10d7 \u10d2\u10d0\u10d0\u10dc\u10d0\u10da\u10d8\u10d6\u10d4\u10d1\u10d0\u10e8\u10d8, \u10e8\u10d4\u10d0\u10db\u10dd\u10ec\u10db\u10dd\u10dc \u10d3\u10d0 \u10d2\u10d0\u10dc\u10d0\u10d7\u10d0\u10d5\u10e1\u10dd\u10dc \u10e1\u10d0\u10d1\u10d0\u10df\u10dd \u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e4\u10d0\u10e1\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10e1\u10d0\u10d5\u10d0\u10ed\u10e0\u10dd \u10e1\u10e2\u10e0\u10d0\u10e2\u10d4\u10d2\u10d8\u10d4\u10d1\u10d8 \u10e0\u10d4\u10d0\u10da\u10e3\u10e0 \u10d3\u10e0\u10dd\u10e8\u10d8 \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1\u10d0\u10e1.<\/p>\n<p> <strong>\u10db\u10d6\u10d0\u10d3\u10d4\u10d1\u10d0 \u10e7\u10d8\u10dc\u10e3\u10da\u10d8\u10e1 \u10d3\u10dc\u10dd\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1<\/strong><\/p>\n<p> \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10e1 \u10dc\u10d8\u10e8\u10dc\u10d4\u10d1\u10d8 \u10d8\u10db\u10d8\u10e1\u10d0, \u10e0\u10dd\u10db \u10d9\u10e0\u10d8\u10de\u10e2\u10dd\u10d6\u10d0\u10db\u10d7\u10d0\u10e0\u10d8 \u10d3\u10d0\u10e1\u10d0\u10e1\u10e0\u10e3\u10da\u10e1 \u10e3\u10d0\u10ee\u10da\u10dd\u10d5\u10d3\u10d4\u10d1\u10d0. Bloomberg-\u10d8\u10e1 \u10d1\u10dd\u10da\u10dd \u10e1\u10e2\u10d0\u10e2\u10d8\u10d0\u10e8\u10d8 \u10dc\u10d0\u10d7\u10e5\u10d5\u10d0\u10db\u10d8\u10d0, \u10e0\u10dd\u10db \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10e0\u10d0\u10dc\u10d2\u10d8\u10e1 \u10d9\u10e0\u10d8\u10de\u10e2\u10dd\u10d3\u10d0\u10db\u10e4\u10e3\u10eb\u10dc\u10d4\u10d1\u10da\u10d4\u10d1\u10d8 \u10e1\u10e3\u10da \u10db\u10d0\u10da\u10d4 \u10d2\u10d0\u10d3\u10d0\u10d3\u10d2\u10d4\u10d1\u10d8\u10d0\u10dc \u10d3\u10d0 \u10db\u10d0\u10d7 \u10d0\u10d3\u10d2\u10d8\u10da\u10d0\u10e1 \u10db\u10dd\u10d5\u10da\u10d4\u10dc \u10e3\u10e4\u10e0\u10dd \u10d6\u10dd\u10db\u10d8\u10d4\u10e0\u10d8, \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da\u10d8 \u10d0\u10e6\u10db\u10d0\u10e1\u10e0\u10e3\u10da\u10d4\u10d1\u10da\u10d4\u10d1\u10d8 \u10e2\u10e0\u10d0\u10d3\u10d8\u10ea\u10d8\u10e3\u10da\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10db\u10e7\u10d0\u10e0\u10dd\u10d3\u10d0\u10dc.<\/p>\n<p> \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10e1 \u10d3\u10d0\u10db\u10d0\u10d8\u10db\u10d4\u10d3\u10d4\u10d1\u10d4\u10da\u10d8 \u10de\u10d4\u10e0\u10e1\u10de\u10d4\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8 \u10d0\u10db \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10e8\u10d8, \u10e0\u10dd\u10db\u10da\u10d8\u10e1 \u10e1\u10d0\u10e4\u10e3\u10eb\u10d5\u10d4\u10da\u10d6\u10d4\u10ea \u10d4\u10e5\u10e1\u10de\u10d4\u10e0\u10e2\u10d4\u10d1\u10e1 \u10e1\u10ef\u10d4\u10e0\u10d0\u10d7, \u10e0\u10dd\u10db \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 \u10d3\u10d0\u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10d3\u10d4\u10d1\u10d0. \u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3 \u10d8\u10db\u10d8\u10e1\u10d0, \u10e0\u10dd\u10db \u10e0\u10d4\u10d2\u10e3\u10da\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d6\u10e0\u10d3\u10d0 \u10d2\u10d0\u10d3\u10d0\u10db\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0, \u10d8\u10e1 \u10d0\u10e0 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10dc\u10d8\u10ee\u10d8\u10da\u10d4\u10d1\u10dd\u10d3\u10d4\u10e1, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1 \u10d4\u10e0\u10d7\u10d0\u10d3\u10d4\u10e0\u10d7\u10d8 \u10d2\u10d0\u10db\u10dd\u10db\u10ec\u10d5\u10d4\u10d5\u10d8 \u10db\u10d8\u10d6\u10d4\u10d6\u10d8. \u10d0\u10db \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10e1 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10dc\u10d0\u10d3 \u10d3\u10d0\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0 \u10d0\u10de\u10e0\u10dd\u10d1\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10dd\u10e6\u10d4\u10d1\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e2\u10e0\u10d0\u10d3\u10d8\u10ea\u10d8\u10e3\u10da \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0 \u10d1\u10d0\u10d6\u10e0\u10d4\u10d1\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10e1 \u10db\u10d8\u10e1\u10ea\u10d4\u10db\u10e1, \u10db\u10d4\u10e2\u10d8 \u10d8\u10dc\u10dd\u10d5\u10d0\u10ea\u10d8\u10d0 \u10e8\u10d4\u10e5\u10db\u10dc\u10d0\u10dc.<\/p>\n","protected":false},"excerpt":{"rendered":"\u10d9\u10e0\u10d8\u10de\u10e2\u10dd\u10d6\u10d0\u10db\u10d7\u10d0\u10e0\u10d8 \u10e1\u10e0\u10e3\u10da\u10d3\u10d4\u10d1\u10d0? \u10d2\u10d0\u10d0\u10e0\u10d9\u10d5\u10d8\u10d4\u10d7, \u10e0\u10dd\u10d2\u10dd\u10e0 \u10d8\u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d4\u10d1\u10e1 \u10e0\u10d4\u10d2\u10e3\u10da\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10d0\u10dc\u10d0\u10da\u10d8\u10e2\u10d8\u10d9\u10d0 \u10ea\u10d8\u10e4\u10e0\u10e3\u10da \u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d6\u10d4. \u10e0\u10d0 \u10ea\u10d5\u10da\u10d8\u10da\u10d4\u10d1\u10d4\u10d1\u10d8 \u10d4\u10da\u10d8\u10e1 \u10d9\u10e0\u10d8\u10de\u10e2\u10dd\u10d5\u10d0\u10da\u10e3\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10e1 \u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da\u10e8\u10d8.","protected":false},"author":1,"featured_media":25936,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1307],"tags":[573,588,1009],"class_list":["post-25935","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-inovaciebi-da-startapebi","tag-analitika","tag-fintech","tag-investireba"],"acf":[],"_links":{"self":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/25935","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/comments?post=25935"}],"version-history":[{"count":3,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/25935\/revisions"}],"predecessor-version":[{"id":40524,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/25935\/revisions\/40524"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/media\/25936"}],"wp:attachment":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/media?parent=25935"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/categories?post=25935"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/tags?post=25935"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}