{"id":28087,"date":"2023-06-14T08:24:00","date_gmt":"2023-06-14T04:24:00","guid":{"rendered":"https:\/\/bankofgeorgia.ge\/blog\/siakhleebi\/gia-bankingi-ukve-finteq\/"},"modified":"2026-01-27T18:25:32","modified_gmt":"2026-01-27T14:25:32","slug":"gia-bankingi-ukve-finteq","status":"publish","type":"post","link":"https:\/\/bankofgeorgia.ge\/blog\/biznesi\/inovaciebi-da-startapebi\/gia-bankingi-ukve-finteq\/","title":{"rendered":"\u10e6\u10d8\u10d0 \u10d1\u10d0\u10dc\u10d9\u10d8\u10dc\u10d2\u10d8 \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1: \u10e0\u10d0 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d4\u10d1\u10e1 \u10d8\u10eb\u10da\u10d4\u10d5\u10d0?"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p>\u10d0\u10db\u10d8\u10d4\u10e0\u10d8\u10d3\u10d0\u10dc \u10e6\u10d8\u10d0 \u10d1\u10d0\u10dc\u10d9\u10d8\u10dc\u10d2\u10e8\u10d8 \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8\u10ea \u10e9\u10d0\u10d4\u10e0\u10d7\u10d5\u10d4\u10d1\u10d8\u10d0\u10dc.<\/p>\n\n\n\n<p>\u10d0\u10e6\u10dc\u10d8\u10e8\u10dc\u10e3\u10da\u10d8 \u10e1\u10d8\u10d0\u10ee\u10da\u10d4 \u10d2\u10e3\u10da\u10d8\u10e1\u10ee\u10db\u10dd\u10d1\u10e1, \u10e0\u10dd\u10db \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10e1 \u10e3\u10d9\u10d5\u10d4 \u10e8\u10d4\u10e3\u10eb\u10da\u10d8\u10d0\u10d7, \u10e1\u10d0\u10d9\u10e3\u10d7\u10d0\u10e0 \u10d5\u10d4\u10d1\u10e1\u10d0\u10d8\u10e2\u10d4\u10d1\u10e1\u10d0 \u10d3\u10d0 \u10d0\u10de\u10da\u10d8\u10d9\u10d0\u10ea\u10d8\u10d4\u10d1\u10d6\u10d4 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d4\u10d1\u10d8 \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d0\u10d3 \u10db\u10d8\u10d0\u10d4\u10e0\u10d7\u10dd\u10dc.<\/p>\n\n\n\n<p>\u10d0\u10db\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1 \u10d1\u10e0\u10eb\u10d0\u10dc\u10d4\u10d1\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10de\u10e0\u10d4\u10d6\u10d8\u10d3\u10d4\u10dc\u10e2\u10db\u10d0 \u10d2\u10d0\u10db\u10dd\u10e1\u10ea\u10d0 \u10d3\u10d0 \u10d8\u10e1 \u10e3\u10d9\u10d5\u10d4 \u10d0\u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d4\u10d1\u10e3\u10da\u10d8\u10d0. \u10d1\u10e0\u10eb\u10d0\u10dc\u10d4\u10d1\u10d0 \u10d5\u10e0\u10ea\u10d4\u10da\u10d3\u10d4\u10d1\u10d0 \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10e4\u10d8\u10d6\u10d8\u10d9\u10e3\u10e0, \u10d8\u10e1\u10d4 \u10d8\u10e3\u10e0\u10d8\u10d3\u10d8\u10e3\u10da \u10de\u10d8\u10e0\u10d4\u10d1\u10d6\u10d4.<\/p>\n\n\n\n<p>\u10d0\u10db \u10d3\u10e0\u10dd\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10ee\u10d4\u10da\u10db\u10d8\u10e1\u10d0\u10ec\u10d5\u10d3\u10dd\u10db\u10d8\u10d0 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2\u10d8 \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d4\u10d1\u10d8: \u10d0\u10dc\u10d2\u10d0\u10e0\u10d8\u10e8\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1 \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d0; \u10d1\u10d0\u10da\u10d0\u10dc\u10e1\u10d8; \u10d1\u10dd\u10da\u10dd \u10dd\u10e0\u10d8 \u10ec\u10da\u10d8\u10e1 \u10e2\u10e0\u10d0\u10dc\u10d6\u10d0\u10e5\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d8\u10e1\u10e2\u10dd\u10e0\u10d8\u10d0 \u10d3\u10d0 \u10d2\u10d0\u10d3\u10d0\u10e0\u10d8\u10ea\u10ee\u10d5\u10d8\u10e1 \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d8.<\/p>\n\n\n\n<p>\u10e6\u10d8\u10d0 \u10d1\u10d0\u10dc\u10d9\u10d8\u10dc\u10d2\u10e8\u10d8 \u10e9\u10d0\u10e0\u10d7\u10d5\u10d0 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10e1 \u10d8\u10eb\u10da\u10d4\u10d5\u10d0, \u10e0\u10dd\u10db \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e1\u10e2\u10d0\u10e2\u10e3\u10e1\u10d8\u10d7 \u10e0\u10d4\u10d2\u10d8\u10e1\u10e2\u10e0\u10d0\u10ea\u10d8\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d4\u10e8\u10d4 \u10f0\u10e5\u10dd\u10dc\u10d3\u10d4\u10d7 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d4\u10d1\u10d8.<\/p>\n\n\n\n<p>\u10e6\u10d8\u10d0 \u10d1\u10d0\u10dc\u10d9\u10d8\u10dc\u10d2\u10e8\u10d8 \u10e9\u10d0\u10e1\u10d0\u10e0\u10d7\u10d0\u10d5\u10d0\u10d3 \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0\u10e1 \u10dd\u10e0\u10d8 \u10dc\u10d0\u10d1\u10d8\u10ef\u10d8 \u10e1\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0: \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1\u10d2\u10d0\u10dc \u10d7\u10d0\u10dc\u10ee\u10db\u10dd\u10d1\u10d8\u10e1 \u10db\u10d8\u10e6\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10db\u10d8\u10e6\u10d4\u10d1\u10e3\u10da\u10d8 \u10d3\u10dd\u10d9\u10e3\u10db\u10d4\u10dc\u10e2\u10d0\u10ea\u10d8\u10d8\u10d7 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da\u10d8 \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d4\u10d1\u10d8\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e1\u10d0\u10d8\u10e2\u10d8\u10d3\u10d0\u10dc\u10d5\u10d4 \u10d8\u10dc\u10e2\u10d4\u10d2\u10e0\u10d0\u10ea\u10d8\u10d0.<\/p>\n\n\n\n<p><strong>\u10e0\u10dd\u10d2\u10dd\u10e0 \u10d2\u10d0\u10e1\u10ea\u10d4\u10db\u10e1 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8 \u10dc\u10d4\u10d1\u10d0\u10e0\u10d7\u10d5\u10d0\u10e1<\/strong><\/p>\n\n\n\n<p>\u10e4\u10d8\u10dc\u10e2\u10d4\u10e5 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0\u10db \u10e6\u10d8\u10d0 \u10d1\u10d0\u10dc\u10d9\u10d8\u10dc\u10d2\u10e8\u10d8 \u10e9\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1 \u10e1\u10e3\u10e0\u10d5\u10d8\u10da\u10d8\u10d7 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da \u10d1\u10d0\u10dc\u10d9\u10e1 \u10ec\u10d4\u10e0\u10d8\u10da\u10dd\u10d1\u10d8\u10d7 \u10e3\u10dc\u10d3\u10d0 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10dd\u10e1 \u2014 \u10e8\u10d4\u10d0\u10d5\u10e1\u10dd\u10e1 \u10d2\u10d0\u10dc\u10ea\u10ee\u10d0\u10d3\u10d4\u10d1\u10d8\u10e1 \u10e4\u10dd\u10e0\u10db\u10d0 \u10d3\u10d0 \u10ec\u10d0\u10e0\u10d0\u10d3\u10d2\u10d8\u10dc\u10dd\u10e1 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e0\u10d4\u10d2\u10e3\u10da\u10d0\u10ea\u10d8\u10d8\u10d7 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d8\u10da\u10d8 \u10e7\u10d5\u10d4\u10da\u10d0 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd \u10d3\u10dd\u10d9\u10e3\u10db\u10d4\u10dc\u10e2\u10d8.<\/p>\n\n\n\n<p>\u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8 2 \u10d7\u10d5\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10d2\u10d0\u10e1\u10ea\u10d4\u10db\u10e1 \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1 \u10d3\u10dd\u10d9\u10e3\u10db\u10d4\u10dc\u10e2\u10e1 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d8\u10e1 \u10e6\u10d8\u10d0<\/p>\n\n\n\n<p>\u10d1\u10d0\u10dc\u10d9\u10d8\u10dc\u10d2\u10e8\u10d8 \u10e9\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1.<\/p>\n\n\n\n<p><strong>\u10e0\u10dd\u10d2\u10dd\u10e0 \u10d8\u10dc\u10e2\u10d4\u10d2\u10e0\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0 BOG-\u10d8\u10e1 \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d4\u10d1\u10d8 \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5 \u10d0\u10de\u10da\u10d8\u10d9\u10d0\u10ea\u10d8\u10d4\u10d1\u10e8\u10d8<\/strong><\/p>\n\n\n\n<p>\u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1\u10d2\u10d0\u10dc \u10db\u10d8\u10e6\u10d4\u10d1\u10e3\u10da \u10dc\u10d4\u10d1\u10d0\u10e0\u10d7\u10d5\u10d0\u10e1 \u10d0\u10e5\u10d5\u10e1 \u10d9\u10dd\u10d3\u10d8, \u10e0\u10dd\u10db\u10da\u10d8\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d8\u10d7\u10d0\u10ea \u10db\u10e1\u10e3\u10e0\u10d5\u10d4\u10da\u10d4\u10d1\u10d8 api.bog.ge-\u10d6\u10d4 \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d0\u10d3 \u10d3\u10d0 \u10d3\u10d0\u10db\u10dd\u10e3\u10d9\u10d8\u10d3\u10d4\u10d1\u10da\u10d0\u10d3 \u10e8\u10d4\u10eb\u10da\u10d4\u10d1\u10d4\u10dc \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d4\u10d1\u10d8\u10e1 \u10d8\u10dc\u10e2\u10d4\u10d2\u10e0\u10d0\u10ea\u10d8\u10d0\u10e1.<\/p>\n\n\n\n<p>\u10e6\u10d8\u10d0 \u10d1\u10d0\u10dc\u10d9\u10d8\u10dc\u10d2\u10d8\u10d7 \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10e1 \u10d0\u10e5\u10d5\u10d7 \u10ec\u10d5\u10d3\u10dd\u10db\u10d0 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d9\u10d5\u10d4\u10e3\u10da\u10d8 \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1. \u10d4\u10e1 \u10d9\u10d8 \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d4\u10d1\u10d8\u10e1 \u10db\u10e3\u10d3\u10db\u10d8\u10d5\u10d0\u10d3 \u10d2\u10d0\u10dc\u10d0\u10ee\u10da\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d2\u10d0\u10e3\u10db\u10ef\u10dd\u10d1\u10d4\u10e1\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10e1 \u10d8\u10eb\u10da\u10d4\u10d5\u10d0.<\/p>\n\n\n\n<p>\u10dc\u10d0\u10ee\u10d4\u10d7 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10de\u10e0\u10d4\u10d6\u10d8\u10d3\u10d4\u10dc\u10e2\u10d8\u10e1 \u10d1\u10e0\u10eb\u10d0\u10dc\u10d4\u10d1\u10d0 \u10d5\u10e0\u10ea\u10da\u10d0\u10d3 <a href=\"https:\/\/www.matsne.gov.ge\/ka\/document\/view\/5760210?publication=0\" data-type=\"URL\" data-id=\"https:\/\/www.matsne.gov.ge\/ka\/document\/view\/5760210?publication=0\" target=\"_blank\" rel=\"noreferrer noopener\">\u10d0\u10db \u10d1\u10db\u10e3\u10da\u10d6\u10d4<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"\u10d0\u10e6\u10db\u10dd\u10d0\u10e9\u10d8\u10dc\u10d4\u10d7, \u10e0\u10dd\u10d2\u10dd\u10e0 \u10e8\u10d4\u10e3\u10eb\u10da\u10d8\u10d0\u10d7 \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10e1 \u10e6\u10d8\u10d0 \u10d1\u10d0\u10dc\u10d9\u10d8\u10dc\u10d2\u10d8\u10e1 \u10db\u10d4\u10e8\u10d5\u10d4\u10dd\u10d1\u10d8\u10d7 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d4\u10d1\u10d8\u10e1 \u10d8\u10dc\u10e2\u10d4\u10d2\u10e0\u10d8\u10e0\u10d4\u10d1\u10d0 \u10e1\u10d0\u10d9\u10e3\u10d7\u10d0\u10e0 \u10de\u10da\u10d0\u10e2\u10e4\u10dd\u10e0\u10db\u10d4\u10d1\u10d6\u10d4. \u10d2\u10d0\u10d4\u10ea\u10d0\u10dc\u10d8\u10d7 \u10dc\u10d0\u10d1\u10d8\u10ef\u10d4\u10d1\u10e1 \u10d3\u10d0 \u10ee\u10d4\u10da\u10db\u10d8\u10e1\u10d0\u10ec\u10d5\u10d3\u10dd\u10db \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d4\u10d1\u10e1.","protected":false},"author":1,"featured_media":28088,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1307],"tags":[588,1308,1309],"class_list":["post-28087","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-inovaciebi-da-startapebi","tag-fintech","tag-ghia-bankingi","tag-api-servisebi"],"acf":[],"_links":{"self":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/28087","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/comments?post=28087"}],"version-history":[{"count":3,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/28087\/revisions"}],"predecessor-version":[{"id":41122,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/28087\/revisions\/41122"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/media\/28088"}],"wp:attachment":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/media?parent=28087"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/categories?post=28087"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/tags?post=28087"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}