{"id":28436,"date":"2023-07-14T07:37:19","date_gmt":"2023-07-14T03:37:19","guid":{"rendered":"https:\/\/bankofgeorgia.ge\/blog\/siakhleebi\/analitika-biznes-menejer\/"},"modified":"2026-01-27T18:30:03","modified_gmt":"2026-01-27T14:30:03","slug":"analitika-biznes-menejer","status":"publish","type":"post","link":"https:\/\/bankofgeorgia.ge\/blog\/biznesi\/cifruli-produqtebi\/analitika-biznes-menejer\/","title":{"rendered":"\u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d0 \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d4\u10d1\u10d8\u10d7: \u10d0\u10dc\u10d0\u10da\u10d8\u10e2\u10d8\u10d9\u10d0 BOG \u10db\u10d4\u10dc\u10d4\u10ef\u10d4\u10e0\u10e8\u10d8"},"content":{"rendered":"\n<p>\u10d6\u10e0\u10d3\u10d0\u10d6\u10d4 \u10dd\u10e0\u10d8\u10d4\u10dc\u10e2\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10db\u10d0 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d4\u10d1\u10db\u10d0 \u10d6\u10e3\u10e1\u10e2\u10d0\u10d3 \u10d8\u10ea\u10d8\u10d0\u10dc, \u10e0\u10dd\u10db \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d4\u10d1\u10d8 \u10e1\u10d0\u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10dd \u201c\u10d5\u10d0\u10da\u10e3\u10e2\u10d0\u10d0\u201d, \u10d0\u10dc\u10d0\u10da\u10d8\u10d6\u10d8 \u10d9\u10d8 \u10db\u10d0\u10e1 \u10dc\u10d0\u10db\u10d3\u10d5\u10d8\u10da \u10e6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0\u10e1 \u10e1\u10eb\u10d4\u10dc\u10e1. \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d7\u10d0 \u10d0\u10dc\u10d0\u10da\u10d8\u10e2\u10d8\u10d9\u10d0 \u10e8\u10d4\u10e3\u10ea\u10d5\u10da\u10d4\u10da\u10d8 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10d0 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10e1\u10d0\u10ea \u10db\u10e3\u10d3\u10db\u10d8\u10d5\u10d0\u10d3 \u10d0\u10e6\u10db\u10d0\u10d5\u10d0\u10da\u10d8 \u10d2\u10d6\u10d8\u10d7 \u10e3\u10dc\u10d3\u10d0\u10d7 \u10e1\u10d5\u10da\u10d0 \u2014 \u10d4\u10e1\u10d0\u10d0 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\u10db\u10d0\u10d7\u10d8 \u10d0\u10dc\u10d0\u10da\u10d8\u10d6\u10d8 \u10d9\u10d8 \u10d0\u10db \u10d2\u10d6\u10d0\u10d6\u10d4 \u201c\u10d3\u10d0\u10db\u10d0\u10da\u10e3\u10da\u10d8\u201d \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d4\u10d1\u10d8\u10e1 \u10d0\u10e6\u10db\u10dd\u10e1\u10d0\u10e9\u10d4\u10dc\u10d0\u10d3, \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d9\u10dd\u10dc\u10d9\u10e3\u10e0\u10d4\u10dc\u10e2\u10e3\u10da\u10d8 \u10e3\u10de\u10d8\u10e0\u10d0\u10e2\u10d4\u10e1\u10dd\u10d1\u10d8\u10e1 \u10db\u10dd\u10e1\u10d0\u10de\u10dd\u10d5\u10d4\u10d1\u10da\u10d0\u10d3 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0.<\/p>\n\n\n\n<p>\u10db\u10d0\u10e0\u10d7\u10d0\u10da\u10d8\u10d0, \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d7\u10d0 \u10d0\u10dc\u10d0\u10da\u10d8\u10d6\u10d8\u10e1 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\u10e1\u10d0\u10e5\u10db\u10d8\u10e1 \u10d2\u10d0\u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d4\u10d1\u10d0 \u10d4\u10e0\u10d7\u10d8 \u10e1\u10d0\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10dd \u10ee\u10d4\u10da\u10e1\u10d0\u10ec\u10e7\u10dd\u10d7\u10d8 \u2014 \u10d0\u10dc\u10d0\u10da\u10d8\u10e2\u10d8\u10d9\u10d8\u10d7 \u2014 \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0\u10d7, \u10e0\u10dd\u10db\u10d4\u10da\u10e1\u10d0\u10ea \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 <a href=\"https:\/\/businessmanager.bog.ge\/ka?utm_source=Blog&amp;utm_medium=text&amp;utm_campaign=Business_Manager\" target=\"_blank\" rel=\"noreferrer noopener\">\u10d1\u10d8\u10d6\u10dc\u10d4\u10e1 \u10db\u10d4\u10dc\u10d4\u10ef\u10d4\u10e0\u10e8\u10d8 <\/a>\u10d0\u10e6\u10db\u10dd\u10d0\u10e9\u10d4\u10dc\u10d7. \u10d0\u10dc\u10d0\u10da\u10d8\u10e2\u10d8\u10d9\u10d0 \u10db\u10dd\u10e1\u10d0\u10ee\u10d4\u10e0\u10ee\u10d4\u10d1\u10d4\u10da\u10d8 \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10dd\u10dc\u10d0\u10da\u10d8\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d4\u10d1\u10d8\u10e1 \u10e1\u10e0\u10e3\u10da \u10d4\u10d9\u10dd\u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0\u10d6\u10d4 \u10d7\u10d5\u10d0\u10da\u10e7\u10e3\u10e0\u10d8\u10e1 \u10d3\u10d4\u10d5\u10dc\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d9\u10dd\u10dc\u10e2\u10e0\u10dd\u10da\u10d8\u10e1 \u10d3\u10d0\u10db\u10e7\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10e1 \u10d2\u10d0\u10eb\u10da\u10d4\u10d5\u10d7 \u10d3\u10d0 \u10d2\u10d0\u10ea\u10dc\u10dd\u10d1\u10d7 \u10e1\u10d0\u10d9\u10e3\u10d7\u10d0\u10e0 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d4\u10da\u10e1<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">\u10e0\u10d0 \u10e0\u10dd\u10da\u10d8 \u10d0\u10e5\u10d5\u10e1 \u10d0\u10dc\u10d0\u10da\u10d8\u10e2\u10d8\u10d9\u10d0\u10e1 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1 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\u10d6\u10e3\u10e1\u10e2 \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d4\u10d1\u10e1 \u10d0\u10e0\u10ee\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7, \u10d8\u10e1\u10d4 \u10db\u10d8\u10e6\u10d4\u10d1\u10e3\u10da\u10d8 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7 \u10d7\u10e5\u10d5\u10d4\u10dc\u10d8 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10d8\u10e1 \u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10d4\u10d1\u10e1\u10d0 \u10d3\u10d0 \u10d3\u10d4\u10db\u10dd\u10d2\u10e0\u10d0\u10e4\u10d8\u10e3\u10da \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d4\u10d1\u10e1.<\/p>\n\n\n\n<p>\u10e0\u10dd\u10d2\u10dd\u10e0 \u10d2\u10d0\u10db\u10dd\u10d5\u10d8\u10e7\u10d4\u10dc\u10dd\u10d7 \u10d0\u10dc\u10d0\u10da\u10d8\u10e2\u10d8\u10d9\u10d0 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1 \u10db\u10d4\u10dc\u10d4\u10ef\u10d4\u10e0\u10e8\u10d8?<\/p>\n\n\n\n<p>\u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10e3\u10d9\u10d5\u10d4 \u10d5\u10d0\u10ee\u10e1\u10d4\u10dc\u10d4\u10d7, \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1 \u10db\u10d4\u10dc\u10d4\u10ef\u10d4\u10e0\u10d8\u10e1 \u10d0\u10dc\u10d0\u10da\u10d8\u10e2\u10d8\u10d9\u10d0 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d8\u10e1 \u10e0\u10d4\u10e1\u10e3\u10e0\u10e1\u10d4\u10d1\u10d8\u10e1 \u10e3\u10d9\u10d4\u10d7 \u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10d0\u10d5\u10d0\u10d3 \u10e8\u10d4\u10d8\u10e5\u10db\u10dc\u10d0, \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3, \u10db\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10e7\u10d4\u10dc\u10d4\u10d1\u10d0\u10e1 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10ea\u10dd\u10d3\u10dc\u10d0 \u10d0\u10e0 \u10e1\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0. \u10d4\u10e1 \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d8 \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10dd\u10dc\u10d0\u10da\u10d8\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10e8\u10d8\u10ea \u10e1\u10d0\u10e1\u10e3\u10e0\u10d5\u10d4\u10da \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d4\u10d1\u10d0\u10db\u10d3\u10d4 \u10e1\u10e3\u10da \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10d3\u10d0\u10ec\u10d9\u10d0\u10de\u10e3\u10dc\u10d4\u10d1\u10d0 \u10d2\u10d0\u10e8\u10dd\u10e0\u10d4\u10d1\u10d7.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u10de\u10d8\u10e0\u10d5\u10d4\u10da \u10e0\u10d8\u10d2\u10e8\u10d8, \u10d0\u10dc\u10d0\u10da\u10d8\u10e2\u10d8\u10d9\u10d8\u10e1 \u10e1\u10d0\u10dc\u10d0\u10ee\u10d0\u10d5\u10d0\u10d3 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d0 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1 \u10db\u10d4\u10dc\u10d4\u10ef\u10d4\u10e0\u10d8\u10e1 \u2014 <a href=\"https:\/\/manager.bog.ge\/login\" target=\"_blank\" rel=\"noopener\">Manager.bog.ge<\/a>-\u10d8\u10e1 \u10d2\u10d0\u10ee\u10e1\u10dc\u10d0. \u10d0\u10e5 \u10e8\u10d4\u10e1\u10d0\u10e1\u10d5\u10da\u10d4\u10da\u10d0\u10d3 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10de\u10d0\u10e0\u10dd\u10da\u10d8\u10e1 \u10e9\u10d0\u10ec\u10d4\u10e0\u10d0 \u10d3\u10d0\u10d2\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0\u10d7, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d6\u10e3\u10e1\u10e2\u10d0\u10d3 \u10d8\u10d2\u10d8\u10d5\u10d4\u10d0, \u10e0\u10d0\u10e1\u10d0\u10ea \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1 \u10d8\u10dc\u10e2\u10d4\u10e0\u10dc\u10d4\u10e2\u10d1\u10d0\u10dc\u10d9\u10e1\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e1\u10ee\u10d5\u10d0 \u10ea\u10d8\u10e4\u10e0\u10e3\u10da \u10d0\u10e0\u10ee\u10d4\u10d1\u10e8\u10d8 \u10d8\u10e7\u10d4\u10dc\u10d4\u10d1\u10d7;<\/li>\n\n\n\n<li>\u10e8\u10d4\u10db\u10d3\u10d4\u10d2\u10d8 \u10dc\u10d0\u10d1\u10d8\u10ef\u10d8 \u2014 \u10d0\u10dc\u10d0\u10da\u10d8\u10e2\u10d8\u10d9\u10d0\u10e8\u10d8 \u10e8\u10d4\u10e1\u10d5\u10da\u10d0\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10e1\u10d0\u10ea \u10db\u10d7\u10d0\u10d5\u10d0\u10e0 \u10db\u10d4\u10dc\u10d8\u10e3\u10e8\u10d8 \u10d8\u10de\u10dd\u10d5\u10d8\u10d7;<\/li>\n\n\n\n<li>\u10d0\u10e5, \u10e1\u10e3\u10e0\u10d5\u10d8\u10da\u10d8\u10e1\u10d0\u10db\u10d4\u10d1\u10e0, \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0\u10d7 \u10d3\u10d0\u10d0\u10d9\u10d5\u10d8\u10e0\u10d3\u10d4\u10d7 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d4\u10d1\u10e1 \u10d0\u10dc \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d4\u10da\u10d7\u10d0 \u10e5\u10ea\u10d4\u10d5\u10d0\u10e1 \u2014 \u10d0\u10db\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10dd\u10e0\u10d8 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10e6\u10d8\u10da\u10d0\u10d9\u10d8\u10d0 \u10e8\u10d4\u10e5\u10db\u10dc\u10d8\u10da\u10d8;<\/li>\n<\/ul>\n\n\n\n<p>&nbsp;\u10d7\u10d0\u10d5\u10d8\u10e1 \u10db\u10ee\u10e0\u10d8\u10d5, <strong>\u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d4\u10d1\u10d8\u10e1 \u10d0\u10dc\u10d0\u10da\u10d8\u10e2\u10d8\u10d9\u10d0<\/strong> \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10e1\u10d4\u10e5\u10ea\u10d8\u10d0\u10e1 \u10db\u10dd\u10d8\u10ea\u10d0\u10d5\u10e1.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d4\u10d1\u10d8\u10e1 \u10e0\u10d0\u10dd\u10d3\u10d4\u10dc\u10dd\u10d1\u10d0\u10e1 (\u10db\u10d8\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4 \u10d7\u10d5\u10d4\u10e8\u10d8 \u10e8\u10d4\u10e1\u10e0\u10e3\u10da\u10d4\u10d1\u10e3\u10da \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d4\u10d1\u10e1);<\/li>\n\n\n\n<li>\u10ef\u10d0\u10db\u10e3\u10e0 \u10d7\u10d0\u10dc\u10ee\u10d0\u10e1 (\u10db\u10d8\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4 \u10d7\u10d5\u10d4\u10e8\u10d8 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d4\u10d1\u10d8\u10d7 \u10db\u10d8\u10e6\u10d4\u10d1\u10e3\u10da \u10ef\u10d0\u10db\u10e3\u10e0 \u10d7\u10d0\u10dc\u10ee\u10d0\u10e1);<\/li>\n\n\n\n<li>\u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10dd \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d0\u10e1 (\u10d0\u10dc\u10e3 \u10d8\u10db \u10d7\u10d0\u10dc\u10ee\u10d0\u10e1, \u10e0\u10d0\u10e1\u10d0\u10ea \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d4\u10da\u10d8 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10dd\u10d3 \u10d8\u10ee\u10d3\u10d8\u10d3\u10d0 \u10d7\u10d8\u10d7\u10dd\u10e3\u10d4\u10da \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d0\u10d6\u10d4).<\/li>\n<\/ul>\n\n\n\n<p>\u10d0\u10e5\u10d5\u10d4 \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0\u10d7 \u10e4\u10d8\u10da\u10e2\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10e7\u10d4\u10dc\u10d4\u10d1\u10d0, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d9\u10d8\u10d3\u10d4\u10d5 \u10e3\u10e4\u10e0\u10dd \u10db\u10d4\u10e2 \u10d2\u10d6\u10d0\u10e1 \u10ee\u10e1\u10dc\u10d8\u10e1 \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d7\u10d0 \u10e6\u10e0\u10db\u10d0 \u10d0\u10dc\u10d0\u10da\u10d8\u10d6\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1.<\/p>\n\n\n\n<p>\u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0 \u10d2\u10d4\u10eb\u10da\u10d4\u10d5\u10d0\u10d7, \u10d3\u10d0\u10d0\u10d9\u10d5\u10d8\u10e0\u10d3\u10d4\u10d7 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d8\u10dc\u10d0\u10db\u10d8\u10d9\u10d0\u10e1 \u10d3\u10e0\u10dd\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d9\u10d5\u10d4\u10e3\u10da \u10db\u10dd\u10dc\u10d0\u10d9\u10d5\u10d4\u10d7\u10e8\u10d8, \u10dc\u10d0\u10ee\u10dd\u10d7, \u10d8\u10d6\u10e0\u10d3\u10d4\u10d1\u10d0 \u10d7\u10e3 \u10db\u10ea\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0 \u10d8\u10e1, \u10e8\u10d4\u10d0\u10db\u10dd\u10ec\u10db\u10dd\u10d7 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10dd \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d4\u10d1\u10d8\u10e1 \u10db\u10dd\u10ea\u10e3\u10da\u10dd\u10d1\u10d0 \u10d7\u10d5\u10d4\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7 \u10d0\u10dc \u10d8\u10e1, \u10d7\u10e3 \u10e0\u10d0 \u10d2\u10d6\u10d4\u10d1\u10d8\u10d7 \u10d0\u10dc \u10db\u10d4\u10d7\u10dd\u10d3\u10d4\u10d1\u10d8\u10d7 \u10d8\u10ee\u10d3\u10d8\u10d0\u10dc \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10d8: \u10d1\u10d0\u10e0\u10d0\u10d7\u10d8\u10d7, \u10d0\u10d5\u10e2\u10dd\u10e0\u10d8\u10d6\u10d0\u10ea\u10d8\u10d8\u10d7, \u10e2\u10d4\u10e0\u10db\u10d8\u10dc\u10d0\u10da\u10d8\u10d7, \u10dd\u10dc\u10d0\u10da\u10d8\u10dc \u10d7\u10e3 \u10e1\u10ee\u10d5\u10d0; \u10d0\u10dc\u10d0\u10da\u10d8\u10e2\u10d8\u10d9\u10d8\u10e1 \u10d3\u10d0\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d8\u10db\u10d0\u10d6\u10d4 \u10d3\u10d0\u10d9\u10d5\u10d8\u10e0\u10d5\u10d4\u10d1\u10d0\u10ea \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0, \u10d7\u10e3 \u10e0\u10d0 \u10e2\u10d8\u10de\u10d8\u10e1 \u10d1\u10d0\u10e0\u10d0\u10d7\u10e1 \u10d8\u10e7\u10d4\u10dc\u10d4\u10d1\u10d4\u10dc \u10e3\u10db\u10d4\u10e2\u10d4\u10e1\u10d0\u10d3 \u10d7\u10e5\u10d5\u10d4\u10dc\u10d8 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10d8, \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10d0 \u10e2\u10d4\u10dc\u10d3\u10d4\u10dc\u10ea\u10d8\u10d0 \u10d3\u10d0 \u10d0\u10db\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7 \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0\u10d7, <strong>\u10e8\u10d4\u10d7\u10d0\u10d5\u10d0\u10d6\u10d4\u10d1\u10d0 \u10d3\u10d0\u10d2\u10d4\u10d2\u10db\u10dd\u10d7<\/strong> \u10d9\u10dd\u10dc\u10d9\u10e0\u10d4\u10e2\u10e3\u10da\u10d8 \u10d1\u10d0\u10e0\u10d0\u10d7\u10d8\u10e1 \u10db\u10e4\u10da\u10dd\u10d1\u10d4\u10da\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1.<\/p>\n\n\n\n\n\n<figure class=\"wp-block-gallery alignfull has-nested-images columns-default is-cropped wp-block-gallery-2 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" data-id=\"18004\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/3-2.png\" alt=\"\" class=\"wp-image-18004\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" data-id=\"18003\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/5.png\" alt=\"\" class=\"wp-image-18003\"\/><\/figure>\n<\/figure>\n\n\n\n<p>\u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d4\u10d1\u10d8\u10e1 \u10d0\u10dc\u10d0\u10da\u10d8\u10e2\u10d8\u10d9\u10d8\u10e1 \u10e3\u10de\u10d8\u10e0\u10d0\u10e2\u10d4\u10e1\u10dd\u10d1\u10d0 \u10d8\u10db\u10d0\u10e8\u10d8\u10ea \u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10e1, \u10e0\u10dd\u10db \u10d0\u10e5 \u10e1\u10d0\u10e1\u10e3\u10e0\u10d5\u10d4\u10da \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e8\u10d8 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d8\u10e1 \u10d0\u10e0\u10ee\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10d7\u10d5\u10d4\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d8\u10e1 \u10ef\u10d0\u10db\u10e3\u10e0\u10d8 \u10e0\u10d0\u10dd\u10d3\u10d4\u10dc\u10dd\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e4\u10d0\u10e1\u10d4\u10d1\u10d0\u10ea \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d8\u10d0. \u10d2\u10d0\u10e0\u10d3\u10d0 \u10d0\u10db\u10d8\u10e1\u10d0, \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0\u10d7 \u10d3\u10d0\u10d0\u10d9\u10d5\u10d8\u10e0\u10d3\u10d4\u10d7 \u10e8\u10d4\u10d7\u10d0\u10d5\u10d0\u10d6\u10d4\u10d1\u10d8\u10e1 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e8\u10d8 \u10e0\u10dd\u10d2\u10dd\u10e0 \u10d2\u10d0\u10d8\u10d6\u10d0\u10e0\u10d3\u10d0 \u10d9\u10dd\u10dc\u10d9\u10e0\u10d4\u10e2\u10e3\u10da\u10d8 \u10e1\u10d4\u10d2\u10db\u10d4\u10dc\u10e2\u10d8\u10e1 \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10dd\u10d1\u10d0 \u10d3\u10d0 \u10d8\u10db \u10d1\u10d0\u10e0\u10d0\u10d7\u10d8\u10d7 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d6\u10d4\u10ea \u10e8\u10d4\u10e5\u10db\u10d4\u10dc\u10d8\u10d7 \u10e8\u10d4\u10d7\u10d0\u10d5\u10d0\u10d6\u10d4\u10d1\u10d0.<\/p>\n\n\n\n<p>\u10e0\u10d0\u10ea \u10e8\u10d4\u10d4\u10ee\u10d4\u10d1\u10d0 <strong>\u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d4\u10da\u10d7\u10d0 \u10d0\u10dc\u10d0\u10da\u10d8\u10e2\u10d8\u10d9\u10d0\u10e1,<\/strong> \u10e1\u10d0\u10e1\u10e3\u10e0\u10d5\u10d4\u10da\u10d8 \u10e4\u10d8\u10da\u10e2\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10d7\u10d8\u10d7\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2, \u10db\u10d0\u10d7\u10d8 \u10e5\u10ea\u10d4\u10d5\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e1\u10e3\u10e0\u10d5\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10e1\u10ec\u10d0\u10d5\u10da\u10d0\u10d3 \u10d2\u10d6\u10d0 \u10d2\u10d4\u10ee\u10e1\u10dc\u10d4\u10d1\u10d0\u10d7.<\/p>\n\n\n\n<p>\u10d0\u10db \u10db\u10dd\u10d3\u10e3\u10da\u10e8\u10d8 \u10d2\u10d0\u10d4\u10ea\u10dc\u10dd\u10d1\u10d8\u10d7:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d4\u10da\u10d7\u10d0 \u10d3\u10d8\u10dc\u10d0\u10db\u10d8\u10d9\u10d0\u10e1 \u2014 \u10d0\u10ee\u10d0\u10da\u10d8, \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d8 \u10d3\u10d0 \u10de\u10d0\u10e1\u10d8\u10e3\u10e0\u10d8 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10d8\u10e1 \u10e0\u10d0\u10dd\u10d3\u10d4\u10dc\u10dd\u10d1\u10d0\u10e1 \u10d7\u10e5\u10d5\u10d4\u10dc\u10d7\u10d5\u10d8\u10e1 \u10e1\u10d0\u10e1\u10e3\u10e0\u10d5\u10d4\u10da\u10d8 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7 \u10d3\u10d0 \u10e1\u10e3\u10e0\u10d5\u10d8\u10da\u10d8\u10e1 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8 \u10d4\u10d3\u10e1 \u10db\u10d4\u10dc\u10d4\u10ef\u10d4\u10e0\u10d8\u10d7 \u10e8\u10d4\u10eb\u10da\u10d4\u10d1\u10d7 \u10db\u10d0\u10d7\u10d7\u10d5\u10d8\u10e1 \u10e8\u10d4\u10d7\u10d0\u10d5\u10d0\u10d6\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e5\u10db\u10dc\u10d0\u10e1;<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/6-1024x227.png\" alt=\"\" class=\"wp-image-18005\"\/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u10e3\u10dc\u10d8\u10d9\u10d0\u10da\u10e3\u10e0\u10d8 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10d8\u10e1 \u10e0\u10d0\u10dd\u10d3\u10d4\u10dc\u10dd\u10d1\u10d0\u10e1;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u10d0\u10e1\u10d0\u10d9\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e1\u10e5\u10d4\u10e1\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7 \u10d2\u10d0\u10d3\u10d0\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d1\u10d0\u10e1;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10d4\u10d1\u10e1 \u2014 \u10d8\u10db\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7, \u10d7\u10e3 \u10e0\u10d0\u10e1 \u10d8\u10eb\u10d4\u10dc\u10d4\u10dc \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10ee\u10e8\u10d8\u10e0\u10d0\u10d3 \u10d3\u10d0 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10dd\u10d7, \u10d7\u10e3 \u10e0\u10d0 \u10e2\u10d8\u10de\u10d8\u10e1 \u10e8\u10d4\u10d7\u10d0\u10d5\u10d0\u10d6\u10d4\u10d1\u10d0 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0 \u10db\u10d0\u10d7\u10d7\u10d5\u10d8\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10e0\u10d4\u10da\u10d4\u10d5\u10d0\u10dc\u10e2\u10e3\u10e0\u10d8;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u10db\u10d0\u10d7 \u10d3\u10d4\u10db\u10dd\u10d2\u10e0\u10d0\u10e4\u10d8\u10e3\u10da \u10db\u10d0\u10ee\u10d0\u10e1\u10d8\u10d0\u10d7\u10d4\u10d1\u10da\u10d4\u10d1\u10e1.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-gallery alignfull has-nested-images columns-default is-cropped wp-block-gallery-3 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" data-id=\"18006\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/7.png\" alt=\"\" class=\"wp-image-18006\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" data-id=\"18007\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/group-126.png\" alt=\"\" class=\"wp-image-18007\"\/><\/figure>\n<\/figure>\n\n\n\n<p>\u10d4\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10e4\u10d4\u10e0\u10d8 \u10d9\u10d8 \u10d4\u10e0\u10d7 \u10d3\u10d8\u10d3 \u10db\u10d8\u10d6\u10d0\u10dc\u10e1 \u10d4\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d0 \u2014 \u10d8\u10ea\u10dd\u10d3\u10d4\u10d7, \u10d5\u10d8\u10dc \u10d0\u10e0\u10d8\u10d0\u10dc \u10d7\u10e5\u10d5\u10d4\u10dc\u10d8 \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d8\u10e1 \u10d0\u10dc \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d8\u10e1 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10d8, \u10e0\u10dd\u10d2\u10dd\u10e0 \u10d8\u10e5\u10ea\u10d4\u10d5\u10d8\u10d0\u10dc \u10d8\u10e1\u10d8\u10dc\u10d8 \u10d3\u10d0 \u10e0\u10dd\u10d2\u10dd\u10e0 \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0\u10d7 \u10e8\u10d4\u10e5\u10db\u10dc\u10d0\u10d7 \u10db\u10d0\u10d7\u10d6\u10d4 \u10db\u10dd\u10e0\u10d2\u10d4\u10d1\u10e3\u10da\u10d8 \u10e8\u10d4\u10d7\u10d0\u10d5\u10d0\u10d6\u10d4\u10d1\u10d4\u10d1\u10d8. \u10d0\u10db \u10e7\u10d5\u10d4\u10da\u10d0\u10e4\u10e0\u10d8\u10e1 \u10ea\u10dd\u10d3\u10dc\u10d0 \u10d9\u10d8 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10e1 \u10d2\u10d0\u10eb\u10da\u10d4\u10d5\u10d7, \u10d2\u10d0\u10d3\u10d0\u10d3\u10d2\u10d0\u10d7 \u10d2\u10d0\u10ea\u10dc\u10dd\u10d1\u10d8\u10d4\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10dc\u10d0\u10d1\u10d8\u10ef\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d4\u10d1\u10d6\u10d4 \u10d3\u10d0\u10e4\u10e3\u10eb\u10dc\u10d4\u10d1\u10d8\u10d7 \u10db\u10d8\u10d8\u10e6\u10dd\u10d7 \u10d6\u10e0\u10d3\u10d0\u10d6\u10d4 \u10dd\u10e0\u10d8\u10d4\u10dc\u10e2\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8\u10da\u10d4\u10d1\u10d4\u10d1\u10d8.<\/p>\n\n\n\n<p>\u10d0\u10e1\u10d4 \u10e0\u10dd\u10db, \u10e7\u10d5\u10d4\u10da\u10d0\u10e4\u10d4\u10e0\u10d8 \u10d7\u10e5\u10d5\u10d4\u10dc\u10e1 \u10ee\u10d4\u10da\u10e8\u10d8\u10d0, \u10d0\u10e0 \u10d2\u10d0\u10e9\u10d4\u10e0\u10d3\u10d4\u10d7, \u10d7\u10d5\u10d0\u10da\u10d8 \u10d0\u10d3\u10d4\u10d5\u10dc\u10d4\u10d7 \u10d0\u10dc\u10d0\u10da\u10d8\u10e2\u10d8\u10d9\u10d0\u10e1 <a href=\"https:\/\/manager.bog.ge\/login\" target=\"_blank\" rel=\"noopener\">\u10d1\u10d8\u10d6\u10dc\u10d4\u10e1 \u10db\u10d4\u10dc\u10d4\u10ef\u10d4\u10e0\u10e8\u10d8 <\/a>\u10d3\u10d0 \u10d8\u10e1\u10d8\u10d0\u10db\u10dd\u10d5\u10dc\u10d4\u10d7 \u10d7\u10e5\u10d5\u10d4\u10dc\u10d8 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10e2\u10e0\u10d0\u10dc\u10e1\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10e3\u10da\u10d8 \u10d7\u10d0\u10d5\u10d2\u10d0\u10d3\u10d0\u10e1\u10d0\u10d5\u10da\u10d8\u10d7.<\/p>\n\n\n","protected":false},"excerpt":{"rendered":"\u10d2\u10d0\u10d8\u10d2\u10d4\u10d7, \u10e0\u10dd\u10d2\u10dd\u10e0 \u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1 \u10db\u10d4\u10dc\u10d4\u10ef\u10d4\u10e0\u10d8\u10e1 \u10d0\u10dc\u10d0\u10da\u10d8\u10e2\u10d8\u10d9\u10d0 \u10d7\u10e5\u10d5\u10d4\u10dc\u10e1 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10e1. \u10db\u10d8\u10d8\u10e6\u10d4\u10d7 \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d4\u10d1\u10d6\u10d4 \u10d3\u10d0\u10e4\u10e3\u10eb\u10dc\u10d4\u10d1\u10e3\u10da\u10d8 \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8\u10da\u10d4\u10d1\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10d2\u10d0\u10d6\u10d0\u10e0\u10d3\u10d4\u10d7 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