{"id":28492,"date":"2023-07-25T11:44:10","date_gmt":"2023-07-25T07:44:10","guid":{"rendered":"https:\/\/bankofgeorgia.ge\/blog\/siakhleebi\/5-sabanko-produqti-romeli\/"},"modified":"2026-01-27T18:31:49","modified_gmt":"2026-01-27T14:31:49","slug":"5-sabanko-produqti-romeli","status":"publish","type":"post","link":"https:\/\/bankofgeorgia.ge\/blog\/ganatleba\/finansuri-ganatleba\/5-sabanko-produqti-romeli\/","title":{"rendered":"\u10e0\u10dd\u10d2\u10dd\u10e0 \u10d2\u10d0\u10d8\u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10dd \u10e1\u10e2\u10e3\u10d3\u10d4\u10dc\u10e2\u10e3\u10e0\u10d8 \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d0? 5 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d8"},"content":{"rendered":"\n<p>\u10e1\u10e2\u10e3\u10d3\u10d4\u10dc\u10e2\u10dd\u10d1\u10d0 \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10e1\u10d0\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10dd \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10d8\u10d0 \u2014 \u10d3\u10e0\u10dd \u10d0\u10ee\u10d0\u10da\u10d8 \u10e0\u10d0\u10e6\u10d0\u10ea\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10e1\u10ec\u10d0\u10d5\u10da\u10d0\u10d3, \u10d0\u10e6\u10db\u10dd\u10e1\u10d0\u10e9\u10d4\u10dc\u10d0\u10d3 \u10d3\u10d0 \u10d2\u10d0\u10db\u10dd\u10e1\u10d0\u10ea\u10d3\u10d4\u10da\u10d0\u10d3. \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10e0\u10d0\u10db, \u10e0\u10d0\u10ea \u10d0\u10db \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e8\u10d8 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10db\u10dd\u10ea\u10d0\u10d3\u10dd, \u10d3\u10d0\u10db\u10dd\u10e3\u10d9\u10d8\u10d3\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10d0.<\/p>\n\n\n\n<p>\u10d7\u10e3\u10db\u10ea\u10d0, \u10d3\u10d0\u10db\u10dd\u10e3\u10d9\u10d8\u10d3\u10d4\u10d1\u10da\u10d0\u10d3 \u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1\u10d0\u10ea \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d3\u10d0\u10d2\u10ed\u10d8\u10e0\u10d3\u10d4\u10e1 \u10d3\u10d0\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0. \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10d8\u10d7 \u10db\u10d0\u10e8\u10d8\u10dc, \u10e0\u10dd\u10ea\u10d0 \u10e1\u10d0\u10e5\u10db\u10d4 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10e1 \u10d4\u10ee\u10d4\u10d1\u10d0. &nbsp;\u10d3\u10d0 \u10d7\u10e3 \u10d0\u10e1\u10d4 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0, \u10db\u10d0\u10e8\u10d8\u10dc \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e8\u10d4\u10dc\u10e1 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d4\u10d1\u10d4\u10d1\u10d6\u10d4 \u10db\u10dd\u10e0\u10d2\u10d4\u10d1\u10e3\u10da\u10d8 \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d4\u10d1\u10d8 \u10d2\u10d5\u10d4\u10e0\u10d3\u10d8\u10d7 \u10e3\u10dc\u10d3\u10d0 \u10d8\u10d2\u10e3\u10da\u10dd, &nbsp;\u10e1\u10e2\u10e3\u10d3\u10d4\u10dc\u10e2\u10e3\u10e0\u10d8 \u10d1\u10d0\u10e0\u10d0\u10d7\u10d8\u10d3\u10d0\u10dc \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d8\u10e1 \u10db\u10dd\u10e5\u10dc\u10d8\u10da \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d4\u10d1\u10d0\u10db\u10d3\u10d4 \u2014 \u10d4\u10e1 \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d4\u10d1\u10d8 \u10e8\u10d4\u10dc\u10d8 \u10d4\u10e0\u10d7\u10d2\u10e3\u10da\u10d8 \u10db\u10d4\u10d2\u10dd\u10d1\u10e0\u10d4\u10d1\u10d8 \u10d2\u10d0\u10ee\u10d3\u10d4\u10d1\u10d8\u10d0\u10dc, \u10e1\u10d0\u10e4\u10d8\u10e5\u10e0\u10d0\u10da\u10e1 \u10db\u10dd\u10d2\u10d0\u10d9\u10da\u10d4\u10d1\u10d4\u10dc \u10d3\u10d0 \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d0\u10e1 \u10d2\u10d0\u10d2\u10d8\u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d4\u10d1\u10d4\u10dc.<\/p>\n\n\n\n<p>\u10e0\u10dd\u10d2\u10dd\u10e0? \u10d0\u10ee\u10da\u10d0\u10d5\u10d4 \u10d2\u10d4\u10e2\u10e7\u10d5\u10d8\u10d7.<\/p>\n\n\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-08a5c46\" id=\"strong-1-\u10e1\u10e2\u10e3\u10d3\u10d4\u10dc\u10e2\u10e3\u10e0\u10d8-\u10d1\u10d0\u10e0\u10d0\u10d7\u10d8-strong\" data-block-id=\"08a5c46\"><h2 class=\"stk-block-heading__text\"><strong>1. \u10e1\u10e2\u10e3\u10d3\u10d4\u10dc\u10e2\u10e3\u10e0\u10d8 \u10d1\u10d0\u10e0\u10d0\u10d7\u10d8<\/strong><\/h2><\/div>\n\n\n\n<p><a href=\"https:\/\/bankofgeorgia.ge\/ka\/youth\/studenturi-barati\">\u10e1\u10e2\u10e3\u10d3\u10d4\u10dc\u10e2\u10e3\u10e0\u10d8 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10d1\u10d0\u10e0\u10d0\u10d7\u10d8\u10e1<\/a> \u10d0\u10e6\u10d4\u10d1\u10d0 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d8 \u10dc\u10d0\u10d1\u10d8\u10ef\u10d8\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e3\u10dc\u10d8\u10d5\u10d4\u10e0\u10e1\u10d8\u10e2\u10d4\u10e2\u10e8\u10d8 \u10e9\u10d0\u10e0\u10d8\u10ea\u10ee\u10d5\u10d8\u10e1\u10d7\u10d0\u10dc\u10d0\u10d5\u10d4 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10d3\u10d0\u10d3\u10d2\u10d0. \u10d0\u10d8\u10e0\u10e9\u10d4\u10d5 \u10e8\u10d4\u10dc\u10d7\u10d5\u10d8\u10e1 \u10e1\u10d0\u10e1\u10e3\u10e0\u10d5\u10d4\u10da \u10d3\u10d8\u10d6\u10d0\u10d8\u10dc\u10e1 \u10d3\u10d0 \u10d4\u10d2\u10d0\u10d0! \u10e3\u10d0\u10db\u10e0\u10d0\u10d5\u10d8 \u10e1\u10d0\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10dd \u10e8\u10d4\u10d7\u10d0\u10d5\u10d0\u10d6\u10d4\u10d1\u10d0 \u10d7\u10e3 \u10e4\u10d0\u10e1\u10d3\u10d0\u10d9\u10da\u10d4\u10d1\u10d0 \u10e8\u10d4\u10dc\u10e1 \u10ee\u10d4\u10da\u10d7 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0. \u10e1\u10e2\u10e3\u10d3\u10d4\u10dc\u10e2\u10e3\u10e0\u10d8 \u10d1\u10d0\u10e0\u10d0\u10d7\u10d8\u10d7 \u10e1\u10d0\u10d6\u10dd\u10d2\u10d0\u10d3\u10dd\u10d4\u10d1\u10e0\u10d8\u10d5 \u10e2\u10e0\u10d0\u10dc\u10e1\u10de\u10dd\u10e0\u10e2\u10e8\u10d8 \u10e8\u10d4\u10e6\u10d0\u10d5\u10d0\u10d7\u10d8\u10d0\u10dc \u10e4\u10d0\u10e1\u10d0\u10d3 \u10d8\u10db\u10d2\u10d6\u10d0\u10d5\u10e0\u10d4\u10d1, \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10dd\u10d1\u10d8\u10d4\u10e5\u10e2\u10d6\u10d4 \u10db\u10d8\u10d8\u10e6\u10d4\u10d1 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10e3\u10da \u10e4\u10d0\u10e1\u10d3\u10d0\u10d9\u10da\u10d4\u10d1\u10d0\u10e1, \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d8\u10e1\u10d0\u10e1 \u10d3\u10d0\u10d0\u10d2\u10e0\u10dd\u10d5\u10d4\u10d1 PLUS \u10e5\u10e3\u10da\u10d4\u10d1\u10e1 \u10d3\u10d0, \u10e0\u10d0\u10ea \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8\u10d0, \u10e1\u10e0\u10e3\u10da\u10d8\u10d0\u10d3 \u10e3\u10e4\u10d0\u10e1\u10dd\u10d3 \u10d8\u10e1\u10d0\u10e0\u10d2\u10d4\u10d1\u10da\u10d4\u10d1 \u10db\u10dd\u10d1\u10d8\u10da\u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d8\u10d7, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e8\u10d4\u10dc\u10e1 \u10e1\u10db\u10d0\u10e0\u10e2\u10e4\u10dd\u10dc\u10e8\u10d8 \u10e1\u10e0\u10e3\u10da \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d0\u10e1 \u10d2\u10d7\u10d0\u10d5\u10d0\u10d6\u10dd\u10d1\u10e1.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-3941fd2\" id=\"strong-2-\u10db\u10dd\u10d1\u10d8\u10da\u10d1\u10d0\u10dc\u10d9\u10d8-strong\" data-block-id=\"3941fd2\"><h2 class=\"stk-block-heading__text\"><strong>2. \u10db\u10dd\u10d1\u10d8\u10da\u10d1\u10d0\u10dc\u10d9\u10d8<\/strong><\/h2><\/div>\n\n\n\n<p>\u10e0\u10d0\u10d3\u10d2\u10d0\u10dc <a href=\"https:\/\/bankofgeorgia.ge\/ka\/retail\/mobile-bank\">\u10db\u10dd\u10d1\u10d8\u10da\u10d1\u10d0\u10dc\u10d9\u10d8<\/a> \u10d5\u10d0\u10ee\u10e1\u10d4\u10dc\u10d4\u10d7, \u10d4\u10e0\u10d7\u10d8-\u10dd\u10e0\u10d8 \u10e1\u10d8\u10e2\u10e7\u10d5\u10d8\u10d7 \u10db\u10d0\u10d2\u10d0\u10d6\u10d4\u10ea \u10db\u10dd\u10d5\u10e7\u10d5\u10d4\u10d7; \u10d4\u10e1 \u10e1\u10d8\u10d5\u10e0\u10ea\u10d4 \u10e3\u10d0\u10db\u10e0\u10d0\u10d5 \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10d0\u10e1 \u10d3\u10d0 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10e1 \u10e3\u10e7\u10e0\u10d8\u10e1 \u10d7\u10d0\u10d5\u10e1, \u10d7\u10e3\u10db\u10ea\u10d0, \u10d0\u10de\u10da\u10d8\u10d9\u10d0\u10ea\u10d8\u10d0\u10e8\u10d8 \u10dc\u10d0\u10d5\u10d8\u10d2\u10d0\u10ea\u10d8\u10d0 \u10eb\u10d0\u10da\u10d8\u10d0\u10dc \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d8\u10d0. \u10db\u10dd\u10d1\u10d8\u10da\u10d1\u10d0\u10dc\u10d9\u10d8\u10d7 \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0 \u10d2\u10d0\u10d3\u10d0\u10d8\u10ee\u10d0\u10d3\u10dd \u10e7\u10d5\u10d4\u10da\u10d0\u10e4\u10d4\u10e0\u10d8, \u10d2\u10d0\u10d3\u10d0\u10e0\u10d8\u10ea\u10ee\u10dd \u10d7\u10d0\u10dc\u10ee\u10d0, \u10d3\u10d0\u10d0\u10d9\u10dd\u10dc\u10d5\u10d4\u10e0\u10e2\u10d8\u10e0\u10dd \u10e1\u10d0\u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10dd \u10d9\u10e3\u10e0\u10e1\u10d8\u10d7, \u10db\u10d8\u10d8\u10e6\u10dd \u10d2\u10d6\u10d0\u10d5\u10dc\u10d8\u10da\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0. \u10d0\u10e5\u10d5\u10d4 \u10e8\u10d4\u10eb\u10da\u10d4\u10d1 \u10dc\u10d0\u10ee\u10dd \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10dd\u10d1\u10d8\u10d4\u10e5\u10e2\u10d8\u10e1 \u10e8\u10d4\u10dc\u10d6\u10d4 \u10db\u10dd\u10e0\u10d2\u10d4\u10d1\u10e3\u10da\u10d8 \u10e8\u10d4\u10d7\u10d0\u10d5\u10d0\u10d6\u10d4\u10d1\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d4\u10d1\u10d8. \u10d0\u10e1\u10d4\u10d5\u10d4, \u10d7\u10e3\u10d9\u10d8 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10d4\u10d1\u10d8\u10d7 \u10d3\u10d0\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10d3\u10d4\u10d1\u10d8, \u10db\u10dd\u10d1\u10d8\u10da\u10d1\u10d0\u10dc\u10d9\u10e8\u10d8\u10d5\u10d4 \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d0\u10d3 \u10d2\u10d0\u10ee\u10e1\u10dc\u10d8 \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10d0\u10dc\u10d2\u10d0\u10e0\u10d8\u10e8\u10e1.<\/p>\n\n\n\n<p>\u10d7\u10e3\u10db\u10ea\u10d0, \u10e1\u10e2\u10e3\u10d3\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10d2\u10d0\u10db\u10dd\u10e1\u10d0\u10d3\u10d4\u10d2\u10d8 \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10d0 \u10db\u10dd\u10d1\u10d8\u10da\u10d1\u10d0\u10dc\u10d9\u10e8\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10db\u10d4\u10dc\u10d4\u10ef\u10d4\u10e0\u10d8\u10d0. \u10d4\u10e1 \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10d0 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10e1 \u10d2\u10d0\u10eb\u10da\u10d4\u10d5\u10e1, \u10d7\u10d5\u10d0\u10da\u10d8\u10e1 \u10d4\u10e0\u10d7\u10d8 \u10e8\u10d4\u10d5\u10da\u10d4\u10d1\u10d8\u10d7 \u10dc\u10d0\u10ee\u10dd \u10e8\u10d4\u10dc\u10d8 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10d0\u10da\u10d8 \u10d3\u10d0 \u10d2\u10d0\u10e1\u10d0\u10d5\u10d0\u10da\u10d8 \u00ad\u2014 \u10e1\u10d0\u10d3 \u10d3\u10d0 \u10e0\u10dd\u10d2\u10dd\u10e0 \u10ee\u10d0\u10e0\u10ef\u10d0\u10d5 \u10e4\u10e3\u10da\u10e1. \u10d0\u10db\u10d0\u10e1\u10d7\u10d0\u10dc, \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10db\u10d4\u10dc\u10d4\u10ef\u10d4\u10e0\u10d8\u10d7 \u10d7\u10d5\u10d8\u10e1 \u10d1\u10d8\u10e3\u10ef\u10d4\u10e2\u10d8\u10e1 \u10d3\u10d0\u10d2\u10d4\u10d2\u10db\u10d5\u10d0\u10e1\u10d0\u10ea \u10e8\u10d4\u10eb\u10da\u10d4\u10d1.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-ba588cc\" id=\"strong-3-\u10e7\u10e3\u10da\u10d0\u10d1\u10d0-strong\" data-block-id=\"ba588cc\"><h2 class=\"stk-block-heading__text\"><strong>3. \u10e7\u10e3\u10da\u10d0\u10d1\u10d0<\/strong><\/h2><\/div>\n\n\n\n<p>\u10db\u10dd\u10d1\u10d8\u10da\u10d1\u10d0\u10dc\u10d9\u10e8\u10d8 \u10d4\u10e0\u10d7 \u10e1\u10d0\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10dd \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10e1\u10d0\u10ea \u10e8\u10d4\u10ee\u10d5\u10d3\u10d4\u10d1\u10d8 \u2014 \u10e7\u10e3\u10da\u10d0\u10d1\u10d0\u10e1. \u10e1\u10e2\u10e3\u10d3\u10d4\u10dc\u10e2\u10dd\u10d1\u10d8\u10e1\u10d0\u10e1 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d1\u10d4\u10d5\u10e0\u10d8 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10db\u10d8\u10d6\u10dc\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d3\u10d0\u10d2\u10ed\u10d8\u10e0\u10d3\u10d4\u10e1 \u10e4\u10e3\u10da\u10d8\u10e1 \u10e8\u10d4\u10d2\u10e0\u10dd\u10d5\u10d4\u10d1\u10d0, \u10d7\u10e3\u10db\u10ea\u10d0, \u10d8\u10e4\u10d8\u10e5\u10e0\u10dd, \u10e0\u10dd\u10db \u10e8\u10d4\u10dc\u10d8 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d8\u10d7 \u10d0\u10db\u10d0\u10e1 \u10d5\u10d4\u10e0 \u10db\u10dd\u10d0\u10ee\u10d4\u10e0\u10ee\u10d4\u10d1. \u10d0\u10d8, \u10d4\u10da\u10d4\u10e5\u10e2\u10e0\u10dd\u10dc\u10e3\u10da\u10d8 \u10e7\u10e3\u10da\u10d0\u10d1\u10d0 \u10d9\u10d8 \u10e1\u10d0\u10de\u10d8\u10e0\u10d8\u10e1\u10de\u10d8\u10e0\u10dd\u10e8\u10d8 \u10d3\u10d0\u10d2\u10d0\u10e0\u10ec\u10db\u10e3\u10dc\u10d4\u10d1\u10e1. \u10d0\u10db\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d0\u10dc\u10d0\u10d1\u10e0\u10d8\u10e1 \u10d2\u10d0\u10ee\u10e1\u10dc\u10d0 \u10d0\u10dc \u10db\u10d8\u10dc\u10d8\u10db\u10d0\u10da\u10e3\u10e0\u10d8 \u10e8\u10d4\u10dc\u10d0\u10e2\u10d0\u10dc\u10d8\u10ea \u10d9\u10d8 \u10d0\u10e0 \u10d3\u10d0\u10d2\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0 \u2014 \u10e3\u10d1\u10e0\u10d0\u10da\u10dd\u10d3, \u10d1\u10d0\u10e0\u10d0\u10d7\u10d8\u10d7 \u10e8\u10d4\u10e1\u10e0\u10e3\u10da\u10d4\u10d1\u10e3\u10da \u10e7\u10dd\u10d5\u10d4\u10da \u10e2\u10e0\u10d0\u10dc\u10d6\u10d0\u10e5\u10ea\u10d8\u10d0\u10d6\u10d4 \u10d7\u10d0\u10dc\u10ee\u10d8\u10e1 \u10dc\u10d0\u10ec\u10d8\u10da\u10d8 \u10e7\u10e3\u10da\u10d0\u10d1\u10d0\u10e8\u10d8 \u10d2\u10d0\u10d3\u10d0\u10d8\u10e0\u10d8\u10ea\u10ee\u10d4\u10d1\u10d0. \u10d2\u10d0\u10d3\u10d0\u10dc\u10d0\u10ee\u10e3\u10da\u10d8 \u10d7\u10d0\u10dc\u10ee\u10d0 \u10e8\u10d4\u10dc\u10d7\u10d5\u10d8\u10e1 \u10e7\u10dd\u10d5\u10d4\u10da\u10d7\u10d5\u10d8\u10e1 \u10ee\u10d4\u10da\u10db\u10d8\u10e1\u10d0\u10ec\u10d5\u10d3\u10dd\u10db\u10d8 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0. \u10d0\u10db\u10d0\u10e1\u10d7\u10d0\u10dc, \u10d3\u10d0\u10d2\u10e0\u10dd\u10d5\u10d4\u10d1\u10d0 \u10dc\u10d4\u10d1\u10d8\u10e1\u10db\u10d8\u10d4\u10e0 \u10d3\u10e0\u10dd\u10e1 \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0 \u10e8\u10d4\u10d0\u10e9\u10d4\u10e0\u10dd \u10d0\u10dc \u10d3\u10e0\u10dd\u10d4\u10d1\u10d8\u10d7 \u10e8\u10d4\u10ec\u10e7\u10d5\u10d8\u10e2\u10dd.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>4. \u10d0\u10dc\u10d0\u10d1\u10d0\u10e0\u10d8<\/strong><\/h2>\n\n\n\n<p>\u10d7\u10e3\u10d9\u10d8 \u10d7\u10d0\u10dc\u10ee\u10d0\u10e1 \u10e3\u10e4\u10e0\u10dd \u10d3\u10d8\u10d3\u10d8 \u10d3\u10d0 \u10d2\u10e0\u10eb\u10d4\u10da\u10d5\u10d0\u10d3\u10d8\u10d0\u10dc\u10d8 \u10db\u10d8\u10d6\u10dc\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d0\u10d2\u10e0\u10dd\u10d5\u10d4\u10d1, \u10db\u10d0\u10e8\u10d8\u10dc \u10e8\u10d4\u10dc\u10d7\u10d5\u10d8\u10e1 \u10e7\u10e3\u10da\u10d0\u10d1\u10d0\u10d6\u10d4 \u10ee\u10d4\u10da\u10e1\u10d0\u10e7\u10e0\u10d4\u10da\u10d8 <a href=\"https:\/\/bankofgeorgia.ge\/ka\/retail\/deposits\">\u10d0\u10dc\u10d0\u10d1\u10d0\u10e0\u10d8<\/a> \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0. \u10d8\u10e1\u10d4 \u10d9\u10d8, \u10d7\u10e3 \u10e8\u10d4\u10d2\u10e0\u10dd\u10d5\u10d4\u10d1\u10d0\u10d3 \u10d0\u10dc \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d0\u10db\u10d3\u10d4 \u10d0\u10dc\u10d0\u10d1\u10d0\u10e0\u10e1 \u10d2\u10d0\u10ee\u10e1\u10dc\u10d8, \u10db\u10d0\u10e1\u10d6\u10d4 \u10d7\u10d0\u10dc\u10ee\u10d8\u10e1 \u10d3\u10d0\u10e1\u10d0\u10d2\u10e0\u10dd\u10d5\u10d4\u10d1\u10da\u10d0\u10d3 \u10e7\u10e3\u10da\u10d0\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10e7\u10d4\u10dc\u10d4\u10d1\u10d0\u10e1\u10d0\u10ea \u10e8\u10d4\u10eb\u10da\u10d4\u10d1. \u10d0\u10db\u10d2\u10d5\u10d0\u10e0\u10d0\u10d3 \u10d3\u10d0\u10d2\u10e0\u10dd\u10d5\u10d4\u10d1\u10e3\u10da \u10d7\u10d0\u10dc\u10ee\u10d0\u10e1 \u10e9\u10d5\u10d4\u10e3\u10da\u10d4\u10d1\u10e0\u10d8\u10d5\u10d0\u10d3 \u10d3\u10d0\u10d4\u10db\u10d0\u10e2\u10d4\u10d1\u10d0 \u10e1\u10d0\u10e0\u10d2\u10d4\u10d1\u10d4\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1\u10d2\u10d0\u10dc.<\/p>\n\n\n\n<p>\u10d0\u10dc\u10d0\u10d1\u10d0\u10e0\u10d8 \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0 \u10d2\u10d0\u10ee\u10e1\u10dc\u10d0 \u10db\u10d8\u10dc\u10d8\u10db\u10d0\u10da\u10e3\u10e0\u10d8 \u10d7\u10d0\u10dc\u10ee\u10d8\u10d7 \u2014 10 \u10da\u10d0\u10e0\u10d8\u10d3\u10d0\u10dc \u2014 \u10d0\u10dc \u10e1\u10e3\u10da\u10d0\u10ea 0 \u10da\u10d0\u10e0\u10d8\u10d7. \u10e8\u10d4\u10dc \u10db\u10d8\u10d4\u10e0 \u10d0\u10e0\u10e9\u10d4\u10e3\u10da\u10d8 \u10d0\u10dc\u10d0\u10d1\u10e0\u10d8\u10e1 \u10e2\u10d8\u10de\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3, \u10d3\u10d0\u10d2\u10e0\u10dd\u10d5\u10d4\u10d1\u10e3\u10da\u10d8 \u10d7\u10d0\u10dc\u10ee\u10d8\u10e1 \u10d2\u10d0\u10e2\u10d0\u10dc\u10d0\u10e1 \u10e8\u10d4\u10eb\u10da\u10d4\u10d1 \u10e7\u10dd\u10d5\u10d4\u10da\u10d7\u10d5\u10d4, \u10d5\u10d0\u10d3\u10d8\u10e1 \u10d1\u10dd\u10da\u10dd\u10e1 \u10d0\u10dc \u10e8\u10d4\u10e3\u10d6\u10e6\u10e3\u10d3\u10d0\u10d5\u10d0\u10d3. \u10e1\u10ee\u10d5\u10d0\u10d7\u10d0 \u10e8\u10dd\u10e0\u10d8\u10e1, \u10db\u10dd\u10d1\u10d8\u10da\u10d1\u10d0\u10dc\u10d9\u10d8\u10d3\u10d0\u10dc \u10d0\u10dc\u10d0\u10d1\u10e0\u10d8\u10e1 \u10d2\u10d0\u10ee\u10e1\u10dc\u10d8\u10e1\u10d0\u10e1 \u10d3\u10d0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10d7 \u10e1\u10d0\u10e0\u10d2\u10d4\u10d1\u10d4\u10da\u10e1\u10d0\u10ea \u10db\u10d8\u10d8\u10e6\u10d4\u10d1.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>5. &nbsp;\u10dc\u10d0\u10ec\u10d8\u10da-\u10dc\u10d0\u10ec\u10d8\u10da<\/strong><\/h2>\n\n\n\n<p><a href=\"https:\/\/bankofgeorgia.ge\/ka\/retail\/bnpl\">\u10dc\u10d0\u10ec\u10d8\u10da-\u10dc\u10d0\u10ec\u10d8\u10da<\/a> \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e3\u10d0\u10ee\u10da\u10d4\u10e1\u10d8 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d8\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3\u10d0\u10ea \u10e0\u10dd\u10db \u10e1\u10e2\u10e3\u10d3\u10d4\u10dc\u10e2\u10e3\u10e0\u10d8 \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1\u10d0\u10d0 \u10d6\u10d4\u10d3\u10d2\u10d0\u10db\u10dd\u10ed\u10e0\u10d8\u10da\u10d8. \u10e1\u10d0\u10e5\u10db\u10d4 \u10d8\u10e1\u10d0\u10d0, \u10e0\u10dd\u10db \u10d0\u10db \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10d8\u10d7 \u10e1\u10d0\u10e1\u10e3\u10e0\u10d5\u10d4\u10da \u10dc\u10d8\u10d5\u10d7\u10e1 \u10dc\u10d4\u10d1\u10d8\u10e1\u10db\u10d8\u10d4\u10e0 \u10d3\u10e0\u10dd\u10e1 \u10d3\u10d0\u10d8\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1, \u10db\u10d8\u10e1 \u10e6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0\u10e1 \u10d9\u10d8 \u10dd\u10d7\u10ee \u10dc\u10d0\u10ec\u10d8\u10da\u10d0\u10d3 \u10d2\u10d0\u10e7\u10dd\u10e4 \u10d3\u10d0 \u10db\u10dd\u10db\u10d3\u10d4\u10d5\u10dc\u10dd \u10dd\u10d7\u10ee \u10d7\u10d5\u10d4\u10d6\u10d4 \u10d2\u10d0\u10d3\u10d0\u10d0\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d1. \u10e0\u10d0\u10ea \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8\u10d0, \u10d0\u10db \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8, \u10d2\u10d0\u10d3\u10d0\u10d8\u10ee\u10d3\u10d8 \u10d6\u10e3\u10e1\u10e2\u10d0\u10d3 \u10d8\u10db\u10d3\u10d4\u10dc\u10e1, \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10ea \u10dc\u10d8\u10d5\u10d7\u10d8 \u10e6\u10d8\u10e0\u10e1 \u2014 \u10dc\u10d0\u10ec\u10d8\u10da-\u10dc\u10d0\u10ec\u10d8\u10da \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d0\u10d6\u10d4 \u10d4\u10e4\u10d4\u10e5\u10e2\u10e3\u10e0\u10d8 \u10d0\u10e0\u10d8\u10e1 0%. \u10d0\u10e1\u10d4 \u10e0\u10dd\u10db, \u10d7\u10e3\u10d9\u10d8 \u10dc\u10d8\u10d5\u10d7\u10d8\u10e1 \u10e6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0, \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, 400 \u10da\u10d0\u10e0\u10d8\u10d0, \u10d3\u10e6\u10d4\u10e1\u10d5\u10d4 \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0 \u10d8\u10e1 \u10ec\u10d8\u10dc\u10d0\u10e1\u10ec\u10d0\u10e0\u10d8 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d4\u10e8\u10d4 \u10e8\u10d4\u10d8\u10eb\u10d8\u10dc\u10dd, \u10e8\u10d4\u10db\u10d3\u10d4\u10d2 \u10d9\u10d8 100-100 \u10da\u10d0\u10e0\u10d0\u10d3 \u10d2\u10d0\u10d3\u10d0\u10d8\u10ee\u10d0\u10d3\u10dd \u10db\u10dd\u10db\u10d3\u10d4\u10d5\u10dc\u10dd \u10d7\u10d5\u10d4\u10d4\u10d1\u10e8\u10d8. \u10d0\u10db \u10db\u10d4\u10d7\u10dd\u10d3\u10d8\u10d7 \u10e1\u10d0\u10e0\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10e1 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10de\u10d0\u10e0\u10e2\u10dc\u10d8\u10dd\u10e0 \u10db\u10d0\u10e6\u10d0\u10d6\u10d8\u10d4\u10d1\u10e8\u10d8 \u10e8\u10d4\u10eb\u10da\u10d4\u10d1.<\/p>\n\n\n\n<p>\u10dc\u10d0\u10ec\u10d8\u10da-\u10dc\u10d0\u10ec\u10d8\u10da\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1 \u10db\u10d4\u10e2\u10e1 <a href=\"https:\/\/argacherde.bog.ge\/news\/gadaxdis-yvelaze-chkvianuri-metodi-ratom-jobia-nacil-nacil-gadaxda\/\" target=\"_blank\" rel=\"noopener\">\u10d0\u10e5<\/a> \u10d2\u10d0\u10d8\u10d2\u10d4\u10d1.<\/p>\n\n\n","protected":false},"excerpt":{"rendered":"\u10d0\u10e6\u10db\u10dd\u10d0\u10e9\u10d8\u10dc\u10d4 5 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e8\u10d4\u10dc\u10e1 \u10e1\u10e2\u10e3\u10d3\u10d4\u10dc\u10e2\u10e3\u10e0 \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d0\u10e1 \u10d2\u10d0\u10d0\u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d4\u10d1\u10e1. \u10d8\u10e1\u10ec\u10d0\u10d5\u10da\u10d4 \u10e4\u10e3\u10da\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d0, \u10d3\u10d0\u10d6\u10dd\u10d2\u10d4, \u10d8\u10e1\u10d0\u10e0\u10d2\u10d4\u10d1\u10da\u10d4 \u10e4\u10d0\u10e1\u10d3\u10d0\u10d9\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10d7 \u10d3\u10d0 \u10d2\u10d0\u10d3\u10d0\u10d8\u10ee\u10d0\u10d3\u10d4 \u10db\u10dd\u10e5\u10dc\u10d8\u10da\u10d0\u10d3.","protected":false},"author":1,"featured_media":28493,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1133,1415],"tags":[588,599,613,678,685,1146,1376],"class_list":["post-28492","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finansuri-ganatleba","category-ganatleba-studentebistvis","tag-fintech","tag-mobilbanki","tag-studentebi","tag-student-card","tag-anabari","tag-nawil-nawil","tag-cifruli-bankingi"],"acf":[],"_links":{"self":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/28492","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/comments?post=28492"}],"version-history":[{"count":3,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/28492\/revisions"}],"predecessor-version":[{"id":41188,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/28492\/revisions\/41188"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/media\/28493"}],"wp:attachment":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/media?parent=28492"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/categories?post=28492"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/tags?post=28492"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}