{"id":28562,"date":"2023-07-28T13:44:20","date_gmt":"2023-07-28T09:44:20","guid":{"rendered":"https:\/\/bankofgeorgia.ge\/blog\/siakhleebi\/ideateka-ganatlebis-siaxleebisa-da-usazgvro-shesadzleblobebis-sivrce-moscavleebistvis\/"},"modified":"2026-08-20T11:01:12","modified_gmt":"2026-08-20T07:01:12","slug":"ideateka-ganatlebis-siaxleebisa-da-usazgvro-shesadzleblobebis-sivrce-moscavleebistvis","status":"publish","type":"post","link":"https:\/\/bankofgeorgia.ge\/blog\/ganatleba\/ganatleba-moswavleebistvis\/ideateka-ganatlebis-siaxleebisa-da-usazgvro-shesadzleblobebis-sivrce-moscavleebistvis\/","title":{"rendered":"\u10d8\u10d3\u10d4\u10d0\u10d7\u10d4\u10d9\u10d0: \u10e0\u10dd\u10d2\u10dd\u10e0 \u10ea\u10d5\u10da\u10d8\u10e1 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8 \u10d2\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10d0\u10e1 \u10db\u10dd\u10e1\u10ec\u10d0\u10d5\u10da\u10d4\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1"},"content":{"rendered":"\n<p>\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 <a href=\"https:\/\/bankofgeorgia.ge\/blog\/tag\/ideateka\/?utm_source=medium&amp;utm_medium=text&amp;utm_campaign=csr_edu_gen_28562\" data-type=\"link\" data-id=\"https:\/\/bankofgeorgia.ge\/blog\/tag\/ideateka\/?utm_source=medium&amp;utm_medium=text&amp;utm_campaign=csr_edu_gen_28562\" target=\"_blank\" rel=\"noreferrer noopener\">\u10d8\u10d3\u10d4\u10d0\u10d7\u10d4\u10d9\u10d0<\/a> \u2013 \u10d4\u10e1\u10d0\u10d0 \u10e3\u10dc\u10d8\u10d9\u10d0\u10da\u10e3\u10e0\u10d8 \u10e1\u10d0\u10d2\u10d0\u10dc\u10db\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10da\u10dd \u10e1\u10d8\u10d5\u10e0\u10ea\u10d4, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e4\u10dd\u10e0\u10db\u10d0\u10da\u10e3\u10e0\u10d8 \u10d3\u10d0 \u10d0\u10e0\u10d0\u10e4\u10dd\u10e0\u10db\u10d0\u10da\u10e3\u10e0\u10d8 \u10d2\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10e6\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10e1 \u10d4\u10e0\u10d7\u10d3\u10e0\u10dd\u10e3\u10da\u10d0\u10d3 \u10d8\u10eb\u10da\u10d4\u10d5\u10d0. \u10d0\u10db \u10e3\u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d4\u10e1\u10db\u10d0 \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10db\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10db\u10d0 2019 \u10ec\u10d4\u10da\u10e1 \u10d3\u10d0\u10d8\u10ec\u10e7\u10dd, \u10d0\u10ee\u10d0\u10da\u10d2\u10d0\u10d6\u10e0\u10d3\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d0\u10e0\u10d0 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10d0\u10ec\u10db\u10e7\u10dd\u10e8\u10d8 \u10d2\u10d0\u10ee\u10d0\u10d3\u10d0 \u10ee\u10d4\u10da\u10db\u10d8\u10e1\u10d0\u10ec\u10d5\u10d3\u10dd\u10db\u10d8 \u10ee\u10d0\u10e0\u10d8\u10e1\u10ee\u10d8\u10d0\u10dc\u10d8 \u10d2\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10e6\u10d4\u10d1\u10d0, \u10d0\u10e0\u10d0\u10db\u10d4\u10d3 \u10e1\u10d0\u10db\u10dd\u10db\u10d0\u10d5\u10da\u10dd\u10d3 \u10d8\u10dc\u10e2\u10d4\u10da\u10d4\u10e5\u10e2\u10e3\u10d0\u10da\u10e3\u10e0\u10d8 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10de\u10d4\u10e0\u10e1\u10de\u10d4\u10e5\u10e2\u10d8\u10d5\u10d0\u10ea \u10e3\u10e4\u10e0\u10dd \u10d2\u10d0\u10dc\u10d0\u10db\u10e2\u10d9\u10d8\u10ea\u10d0.<\/p>\n\n\n\n<div class=\"wp-block-stackable-notification stk-block-notification stk-block stk-1327600 is-style-plain\" data-v=\"2\" data-block-id=\"1327600\"><style>.stk-1327600 {border-top-left-radius:20px !important;border-top-right-radius:20px !important;border-bottom-right-radius:20px !important;border-bottom-left-radius:20px !important;overflow:hidden !important;box-shadow:0px 2px 20px #99999933 !important;}.stk-1327600 .stk-block-notification__content{padding-top:32px !important;padding-right:32px !important;padding-bottom:32px !important;padding-left:32px !important;}<\/style><div class=\"stk-block-notification__content stk-content-align stk-1327600-column stk-container stk-1327600-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks has-text-align-center stk-1327600-inner-blocks\">\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-6505755\" data-block-id=\"6505755\"><style>.stk-6505755 {margin-bottom:0px !important;}.stk-6505755 .stk--svg-wrapper .stk--inner-svg svg:last-child, .stk-6505755 .stk--svg-wrapper .stk--inner-svg svg:last-child :is(g, path, rect, polygon, ellipse){fill:#ff600a !important;}<\/style><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-6505755\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-6505755-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-6505755-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path d=\"M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM216 336h24V272H216c-13.3 0-24-10.7-24-24s10.7-24 24-24h48c13.3 0 24 10.7 24 24v88h8c13.3 0 24 10.7 24 24s-10.7 24-24 24H216c-13.3 0-24-10.7-24-24s10.7-24 24-24zm40-208a32 32 0 1 1 0 64 32 32 0 1 1 0-64z\"><\/path><\/svg><\/div><\/span><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-d49a6eb\" id=\"\u10d1\u10da\u10dd\u10d2\u10d8-\u10e0\u10dd\u10db\u10d4\u10da\u10e1\u10d0\u10ea-\u10d0\u10ee\u10da\u10d0-\u10d9\u10d8\u10d7\u10ee\u10e3\u10da\u10dd\u10d1-span-data-stk-dynamic-current-page-post-date-30592-format-custom-amp-custom-format-y-contenteditable-false-class-stk-dynamic-content-2024-span-\u10ec\u10d4\u10da\u10e1-\u10d3\u10d0\u10d8\u10ec\u10d4\u10e0\u10d0\" data-block-id=\"d49a6eb\"><style>.stk-d49a6eb {margin-bottom:5px !important;}.stk-d49a6eb .stk-block-heading__text{color:#000000 !important;}@media screen and (max-width: 767px){.stk-d49a6eb .stk-block-heading__text{font-size:16px !important;}}<\/style><h3 class=\"stk-block-heading__text has-text-color stk-block-heading--use-theme-margins\">\u10d1\u10da\u10dd\u10d2\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10e1\u10d0\u10ea \u10d0\u10ee\u10da\u10d0 \u10d9\u10d8\u10d7\u10ee\u10e3\u10da\u10dd\u10d1 2023 \u10ec\u10d4\u10da\u10e1 \u10d3\u10d0\u10d8\u10ec\u10d4\u10e0\u10d0.<\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-1034b72\" data-block-id=\"1034b72\"><style>.stk-1034b72 {margin-bottom:20px !important;}.stk-1034b72 .stk-block-text__text{color:#000000 !important;}@media screen and (max-width: 767px){.stk-1034b72 .stk-block-text__text{font-size:15px !important;}}<\/style><p class=\"stk-block-text__text has-text-color\">\u10d2\u10d0\u10d4\u10ea\u10d0\u10dc\u10d8 \u10e3\u10d0\u10ee\u10da\u10d4\u10e1 \u10d1\u10da\u10dd\u10d2\u10d4\u10d1\u10e1 \u10d0\u10db \u10d7\u10d4\u10db\u10d0\u10d6\u10d4:<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-posts stk-block-posts stk-block stk-4a38b4d is-style-default\" data-v=\"2\" data-block-id=\"4a38b4d\"><style>.stk-4a38b4d {--stk-columns:3 !important;margin-bottom:29px !important;}.stk-4a38b4d .stk-img-wrapper{width:100% !important;height:120px !important;border-radius:10px !important;}.stk-4a38b4d .stk-block-posts__title a{font-size:14px !important;line-height:1.2em !important;}.stk-4a38b4d .stk-block-posts__meta{font-size:14px !important;line-height:1em !important;}.stk-4a38b4d .stk-block-posts__readmore{font-size:14px !important;line-height:1em !important;}@media screen and (max-width: 1023px){.stk-4a38b4d .stk-block-posts__title a{font-size:14px !important;}.stk-4a38b4d .stk-block-posts__meta{font-size:14px !important;}.stk-4a38b4d .stk-block-posts__readmore{font-size:14px !important;}}@media screen and (max-width: 767px){.stk-4a38b4d {--stk-columns:1 !important;}.stk-4a38b4d .stk-img-wrapper{height:100% !important;}.stk-4a38b4d .stk-block-posts__category a{font-size:10px !important;}.stk-4a38b4d .stk-block-posts__meta{font-size:12px !important;}.stk-4a38b4d .stk-block-posts__readmore{font-size:12px !important;}}<\/style><div class=\"stk-inner-blocks stk-content-align stk-4a38b4d-column\"><div class=\"stk-block-posts__items\"><div class=\"stk-block-posts__item\"><div class=\"stk-container stk-4a38b4d-container stk--no-background stk--no-padding\"><article><a href=\"https:\/\/bankofgeorgia.ge\/blog\/ganatleba\/ganatleba-studentebistvis\/romel-tsignebs-gvirchevs-dato-turashvili-tsignebi-ideatekidan\/\" class=\"stk-block-posts__image-link\"><figure class=\"stk-img-wrapper stk-image--shape-stretch\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"630\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2026\/06\/1200.jpg\" class=\"attachment-full size-full wp-post-image\" alt=\"\u10d3\u10d0\u10d7\u10dd \u10e2\u10e3\u10e0\u10d0\u10e8\u10d5\u10d8\u10da\u10d8 \u10d8\u10d3\u10d4\u10d0\u10d7\u10d4\u10d9\u10d8\u10e1 \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10ec\u10d8\u10d2\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e0\u10d4\u10d9\u10dd\u10db\u10d4\u10dc\u10d3\u10d0\u10ea\u10d8\u10d4\u10d1\u10e1 \u10d8\u10eb\u10da\u10d4\u10d5\u10d0; \u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10d8 \u10db\u10ec\u10d4\u10e0\u10da\u10d4\u10d1\u10d8, \u10e1\u10d0\u10d9\u10d8\u10d7\u10ee\u10d0\u10d5\u10d8 \u10da\u10d8\u10e2\u10d4\u10e0\u10d0\u10e2\u10e3\u10e0\u10d0. Dato Turashvili, Ideateka, wignebis rekomendaciebi, qartveli mwerlebi, sakitkhavi literatura.\" srcset=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2026\/06\/1200.jpg 1200w, https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2026\/06\/1200-300x158.jpg 300w, https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2026\/06\/1200-1024x538.jpg 1024w, https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2026\/06\/1200-768x403.jpg 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/figure><\/a><h3 class=\"stk-block-posts__title has-text-align-left has-text-align-left-mobile\"><a href='https:\/\/bankofgeorgia.ge\/blog\/ganatleba\/ganatleba-studentebistvis\/romel-tsignebs-gvirchevs-dato-turashvili-tsignebi-ideatekidan\/'>\u10e0\u10dd\u10db\u10d4\u10da \u10ec\u10d8\u10d2\u10dc\u10d4\u10d1\u10e1 \u10d2\u10d5\u10d8\u10e0\u10e9\u10d4\u10d5\u10e1 \u10d3\u10d0\u10d7\u10dd \u10e2\u10e3\u10e0\u10d0\u10e8\u10d5\u10d8\u10da\u10d8? | \u10ec\u10d8\u10d2\u10dc\u10d4\u10d1\u10d8 \u10d8\u10d3\u10d4\u10d0\u10d7\u10d4\u10d9\u10d8\u10d3\u10d0\u10dc<\/a><\/h3><aside class=\"stk-block-posts__meta stk-subtitle has-text-align-left has-text-align-left-mobile\"><time datetime=\"2026-06-17T19:20:05+04:00\">17 \u10d8\u10d5\u10dc. 2026<\/time><\/aside><\/article><\/div><\/div><div class=\"stk-block-posts__item\"><div class=\"stk-container stk-4a38b4d-container stk--no-background stk--no-padding\"><article><a href=\"https:\/\/bankofgeorgia.ge\/blog\/ganatleba\/ganatleba-moswavleebistvis\/sivrtse-sadats-ideebi-tsotskhldeba-goris-3-skolashi-sakartvelos-bankis-27-e-ideateka-gaikhsna\/\" class=\"stk-block-posts__image-link\"><figure class=\"stk-img-wrapper stk-image--shape-stretch\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"630\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2026\/04\/blog-2-1.jpg\" class=\"attachment-full size-full wp-post-image\" alt=\"\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10d8\u10d3\u10d4\u10d0\u10d7\u10d4\u10d9\u10d0 \u10d2\u10dd\u10e0\u10d8\u10e1 #3 \u10e1\u10d9\u10dd\u10da\u10d0\u10e8\u10d8, \u10e1\u10d0\u10d2\u10d0\u10dc\u10db\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10da\u10dd \u10e1\u10d8\u10d5\u10e0\u10ea\u10d4 \u10db\u10dd\u10e1\u10ec\u10d0\u10d5\u10da\u10d4\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, saqartvelos bankis ideateka goris #3 skolashi, saganmanatleblo sivrce mostsavleebistvis|\u10d8\u10d3\u10d4\u10d0\u10d7\u10d4\u10d9\u10d8\u10e1 \u10d7\u10d0\u10dc\u10d0\u10db\u10d4\u10d3\u10e0\u10dd\u10d5\u10d4 \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10d4\u10d1\u10d8 \u10d3\u10d0 STEM \u10d9\u10e3\u10d7\u10ee\u10d4, \u10d2\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10d0 \u10e0\u10d4\u10d2\u10d8\u10dd\u10dc\u10d4\u10d1\u10e8\u10d8, ideatekis tanamedrove teqnologiebi da STEM kutkhe, ganatleba regionebshi|\u10db\u10dd\u10e1\u10ec\u10d0\u10d5\u10da\u10d4\u10d4\u10d1\u10d8 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10d8\u10d3\u10d4\u10d0\u10d7\u10d4\u10d9\u10d0\u10e8\u10d8, \u10e1\u10dd\u10ea\u10d8\u10d0\u10da\u10e3\u10e0\u10d8 \u10de\u10d0\u10e1\u10e3\u10ee\u10d8\u10e1\u10db\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10d8\u10e1 \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d8, mostsavleebi saqartvelos bankis ideatekashi, socialuri pasukhismgeblobis proeqti\" srcset=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2026\/04\/blog-2-1.jpg 1200w, https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2026\/04\/blog-2-1-300x158.jpg 300w, https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2026\/04\/blog-2-1-1024x538.jpg 1024w, https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2026\/04\/blog-2-1-768x403.jpg 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/figure><\/a><h3 class=\"stk-block-posts__title has-text-align-left has-text-align-left-mobile\"><a href='https:\/\/bankofgeorgia.ge\/blog\/ganatleba\/ganatleba-moswavleebistvis\/sivrtse-sadats-ideebi-tsotskhldeba-goris-3-skolashi-sakartvelos-bankis-27-e-ideateka-gaikhsna\/'>\u10e1\u10d8\u10d5\u10e0\u10ea\u10d4, \u10e1\u10d0\u10d3\u10d0\u10ea \u10d8\u10d3\u10d4\u10d4\u10d1\u10d8 \u10ea\u10dd\u10ea\u10ee\u10da\u10d3\u10d4\u10d1\u10d0: \u10d2\u10dd\u10e0\u10d8\u10e1 #3 \u10e1\u10d9\u10dd\u10da\u10d0\u10e8\u10d8 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 27-\u10d4 \u10d8\u10d3\u10d4\u10d0\u10d7\u10d4\u10d9\u10d0 \u10d2\u10d0\u10d8\u10ee\u10e1\u10dc\u10d0<\/a><\/h3><aside class=\"stk-block-posts__meta stk-subtitle has-text-align-left has-text-align-left-mobile\"><time datetime=\"2026-04-01T18:56:24+04:00\">1 \u10d0\u10de\u10e0. 2026<\/time><\/aside><\/article><\/div><\/div><div class=\"stk-block-posts__item\"><div class=\"stk-container stk-4a38b4d-container stk--no-background stk--no-padding\"><article><a href=\"https:\/\/bankofgeorgia.ge\/blog\/ar-gacherde\/chveni-ambebi\/ganatlebis-gzaze-ar-gacherde-2025-tslis-shedegebi-ritskhvebshi\/\" class=\"stk-block-posts__image-link\"><figure class=\"stk-img-wrapper stk-image--shape-stretch\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"630\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/12\/\u10d2\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10d0-\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1-\u10d1\u10d0\u10dc\u10d9\u10d8.jpg\" class=\"attachment-full size-full wp-post-image\" alt=\"\" srcset=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/12\/\u10d2\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10d0-\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1-\u10d1\u10d0\u10dc\u10d9\u10d8.jpg 1200w, https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/12\/\u10d2\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10d0-\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1-\u10d1\u10d0\u10dc\u10d9\u10d8-300x158.jpg 300w, https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/12\/\u10d2\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10d0-\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1-\u10d1\u10d0\u10dc\u10d9\u10d8-1024x538.jpg 1024w, https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/12\/\u10d2\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10d0-\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1-\u10d1\u10d0\u10dc\u10d9\u10d8-768x403.jpg 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/figure><\/a><h3 class=\"stk-block-posts__title has-text-align-left has-text-align-left-mobile\"><a href='https:\/\/bankofgeorgia.ge\/blog\/ar-gacherde\/chveni-ambebi\/ganatlebis-gzaze-ar-gacherde-2025-tslis-shedegebi-ritskhvebshi\/'>\u201c\u10d2\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d6\u10d0\u10d6\u10d4 \u10d0\u10e0 \u10d2\u10d0\u10e9\u10d4\u10e0\u10d3\u10d4\u201d | 2025 \u10ec\u10da\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d4\u10d1\u10d8 \u10e0\u10d8\u10ea\u10ee\u10d5\u10d4\u10d1\u10e8\u10d8\u00a0<\/a><\/h3><aside class=\"stk-block-posts__meta stk-subtitle has-text-align-left has-text-align-left-mobile\"><time datetime=\"2025-12-05T20:27:03+04:00\">5 \u10d3\u10d4\u10d9. 2025<\/time><\/aside><\/article><\/div><\/div><\/div><div class=\"stk-inner-blocks\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-79af6a1\" data-block-id=\"79af6a1\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button stk-block stk-99e366b\" data-block-id=\"99e366b\"><style>.stk-99e366b .stk-button{padding-right:40px !important;padding-left:40px !important;background:#ff600a !important;border-top-left-radius:8px !important;border-top-right-radius:8px !important;border-bottom-right-radius:8px !important;border-bottom-left-radius:8px !important;}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/bankofgeorgia.ge\/blog\/tag\/ideateka\/?utm_source=medium&amp;utm_medium=button&amp;utm_campaign=csr_edu_gen_28562\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"stk-button__inner-text\">\u10e7\u10d5\u10d4\u10da\u10d0 \u10d1\u10da\u10dd\u10d2\u10d8\u10e1 \u10dc\u10d0\u10ee\u10d5\u10d0<\/span><\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<p>\u10d8\u10d3\u10d4\u10d0\u10d7\u10d4\u10d9\u10d8\u10e1 \u10d9\u10dd\u10dc\u10ea\u10d4\u10e4\u10ea\u10d8\u10d0 \u10d2\u10e3\u10da\u10d8\u10e1\u10ee\u10db\u10dd\u10d1\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10e4\u10d4\u10e0 \u10d8\u10db\u10d0\u10e1, \u10e0\u10d0\u10ea \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d0 \u10d0\u10ee\u10d0\u10da\u10d2\u10d0\u10d6\u10e0\u10d3\u10d0 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10e0\u10dd\u10db \u10db\u10d0\u10d7 \u10f0\u10e5\u10dd\u10dc\u10d3\u10d4\u10d7 \u10ec\u10d5\u10d3\u10dd\u10db\u10d0 \u10d0\u10d1\u10e1\u10dd\u10da\u10e3\u10e2\u10e3\u10e0\u10d0\u10d3 \u10e7\u10d5\u10d4\u10da\u10d0 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc \u10d8\u10dc\u10d5\u10d4\u10dc\u10e2\u10d0\u10e0\u10d6\u10d4, \u10e0\u10d0\u10ea \u10db\u10d0\u10d7 \u10e1\u10d0\u10d9\u10e3\u10d7\u10d0\u10e0\u10d8 \u10e3\u10dc\u10d0\u10e0-\u10e9\u10d5\u10d4\u10d5\u10d4\u10d1\u10d8\u10e1 \u10de\u10dd\u10d5\u10dc\u10d0\u10e1\u10d0 \u10d3\u10d0 \u10d2\u10d0\u10db\u10dd\u10d5\u10da\u10d4\u10dc\u10d0\u10e8\u10d8 \u10d3\u10d0\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0; \u10db\u10d8\u10e1\u10ea\u10d4\u10db\u10e1 \u10d1\u10d8\u10eb\u10d2\u10e1 \u10d3\u10d0 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10e1, \u10d7\u10d0\u10dc\u10d0\u10db\u10d4\u10d3\u10e0\u10dd\u10d5\u10d4 \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10d4\u10d1\u10d8\u10d7 \u10db\u10dd\u10ea\u10e3\u10da \u10d2\u10d0\u10e0\u10d4\u10db\u10dd\u10e8\u10d8, \u10eb\u10d0\u10da\u10d8\u10d0\u10dc \u10e1\u10ec\u10e0\u10d0\u10e4\u10d0\u10d3 \u10ea\u10d5\u10d0\u10da\u10d4\u10d1\u10d0\u10d3 \u10d3\u10e0\u10dd\u10e8\u10d8 \u10d8\u10de\u10dd\u10d5\u10dd\u10dc \u10e1\u10d0\u10d9\u10e3\u10d7\u10d0\u10e0\u10d8 \u10d0\u10d3\u10d2\u10d8\u10da\u10d8, \u10e1\u10d0\u10d9\u10e3\u10d7\u10d0\u10e0\u10d8 \u10d8\u10d3\u10d4\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10e1\u10d0\u10ea \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d0\u10d7\u10d5\u10d8\u10e1\u10d4\u10d1\u10d8\u10d7\u10d0 \u10d3\u10d0 \u10d3\u10d0\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d2\u10d0\u10dc\u10d0\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d4\u10d1\u10d4\u10dc.<\/p>\n\n\n\n<p>\u10ea\u10d0\u10da\u10d9\u10d4 \u10d3\u10d0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10d7\u10d8 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d1\u10d8\u10e1\u10d0\u10d0 \u10d8\u10d3\u10d4\u10d0\u10d7\u10d4\u10d9\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d4\u10dd\u10d2\u10e0\u10d0\u10e4\u10d8\u10d0: \u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10d8\u10e1\u10de\u10d8\u10e0\u10d0 \u10e1\u10dd\u10e4\u10da\u10d4\u10d1\u10d8, \u10db\u10d0\u10e6\u10d0\u10da\u10db\u10d7\u10d8\u10d0\u10dc\u10d8 \u10e0\u10d4\u10d2\u10d8\u10dd\u10dc\u10d4\u10d1\u10d8, \u10d4\u10d7\u10dc\u10d8\u10d9\u10e3\u10e0\u10d8 \u10e3\u10db\u10ea\u10d8\u10e0\u10d4\u10e1\u10dd\u10d1\u10d8\u10d7 \u10d3\u10d0\u10e1\u10d0\u10ee\u10da\u10d4\u10d1\u10e3\u10da\u10d8 \u10d3\u10d0 \u10e1\u10d8\u10e6\u10d0\u10e0\u10d8\u10d1\u10d8\u10e1 \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10da\u10d8\u10e1 \u10db\u10e5\u10dd\u10dc\u10d4 \u10e5\u10d0\u10da\u10d0\u10e5\u10d4\u10d1\u10d8 \u2013 \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10d0\u10e1\u10d4\u10d7 \u10d0\u10d3\u10d2\u10d8\u10da\u10d4\u10d1\u10e8\u10d8 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da \u10e1\u10d0\u10ef\u10d0\u10e0\u10dd \u10e1\u10d9\u10dd\u10da\u10d4\u10d1\u10e8\u10d8 \u10d2\u10d0\u10d8\u10ee\u10e1\u10dc\u10d0 \u10d3\u10d0 \u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da\u10e8\u10d8\u10ea \u10d2\u10d0\u10d8\u10ee\u10e1\u10dc\u10d4\u10d1\u10d0 \u10d3\u10d0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10d7\u10d8 \u10e1\u10d0\u10d2\u10d0\u10dc\u10db\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10da\u10dd \u10e1\u10d8\u10d5\u10e0\u10ea\u10d4\u10d4\u10d1\u10d8 \u10e6\u10d8\u10d0 \u10d3\u10d0 \u10d7\u10d0\u10d5\u10d8\u10e1\u10e3\u10e4\u10d0\u10da\u10d8 \u10d8\u10d3\u10d4\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1:<\/p>\n\n\n\n<p>\u10d2\u10dd\u10e0\u10d8\u10e1 \u10db\u10e3\u10dc\u10d8\u10ea\u10d8\u10de\u10d0\u10da\u10d8\u10e2\u10d4\u10e2\u10d8\u10e1 \u10e1\u10d0\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10dd \u10e1\u10dd\u10e4\u10da\u10d4\u10d1\u10d8 \u2013 \u10d3\u10d8\u10ea\u10d8, \u10ee\u10e3\u10e0\u10d5\u10d0\u10da\u10d4\u10d7\u10d8, \u10d6\u10d4\u10db\u10dd \u10dc\u10d8\u10e5\u10dd\u10d6\u10d8; \u10d7\u10d4\u10dd\u10e4\u10d0\u10dc\u10d4 \u10d3\u10d0\u10d5\u10d8\u10d7\u10d0\u10d8\u10d0\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10e5\u10d0\u10da\u10d0\u10e5 \u10e4\u10dd\u10d7\u10d8\u10e1 #1 \u10e1\u10d0\u10ef\u10d0\u10e0\u10dd \u10e1\u10d9\u10dd\u10da\u10d0, \u10d7\u10d1\u10d8\u10da\u10d8\u10e1\u10d8\u10e1 146-\u10d4, \u10d0\u10db\u10d1\u10e0\u10dd\u10da\u10d0\u10e3\u10e0\u10d8\u10e1 1-\u10d4\u10da\u10d8, \u10dd\u10d6\u10e3\u10e0\u10d2\u10d4\u10d7\u10d8\u10e1 \u10db\u10d4-4, \u10d0\u10ee\u10d0\u10da\u10e5\u10d0\u10da\u10d0\u10e5\u10d8\u10e1 \u10db\u10d4-3, \u10d3\u10e3\u10d8\u10e1\u10d8\u10e1, \u10e9\u10dd\u10ee\u10d0\u10e2\u10d0\u10e3\u10e0\u10d8\u10e1 1-\u10d4\u10da\u10d8, \u10dc\u10d0\u10d1\u10d4\u10e6\u10da\u10d0\u10d5\u10d8\u10e1, \u10ef\u10d5\u10e0\u10d8\u10e1 1-\u10d4\u10da\u10d8, \u10e3\u10d3\u10d0\u10d1\u10dc\u10dd\u10e1 \u10e1\u10d0\u10ef\u10d0\u10e0\u10dd \u10e1\u10d9\u10dd\u10da\u10d4\u10d1\u10d8, \u10d9\u10d0\u10ee\u10d4\u10d7\u10d8\u10e1 \u10e0\u10d4\u10d2\u10d8\u10dd\u10dc\u10d8\u10e1 \u10e1\u10dd\u10e4\u10da\u10d4\u10d1\u10d8: \u10d4\u10e0\u10d8\u10e1\u10d8\u10db\u10d4\u10d3\u10d8, \u10da\u10d0\u10db\u10d1\u10d0\u10da\u10dd \u10d3\u10d0 \u10e1\u10d0\u10d1\u10d0\u10d7\u10da\u10dd.<\/p>\n\n\n\n\n\n<p>\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10e9\u10d4\u10dc\u10d0\u10e1 \u10e1\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0 \u10ee\u10d4\u10da\u10e8\u10d4\u10ec\u10e7\u10dd\u10d1\u10d0, \u10d3\u10e0\u10dd\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e1\u10d8\u10d5\u10e0\u10ea\u10d8\u10e1 \u10db\u10dd\u10e0\u10e6\u10d5\u10d4\u10d5\u10d0, \u10d2\u10d0\u10d7\u10d0\u10d5\u10d8\u10e1\u10e3\u10e4\u10da\u10d4\u10d1\u10d0, \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d0\u10d3 \u10e0\u10dd\u10db \u10d5\u10d7\u10e5\u10d5\u10d0\u10d7 \u2013 \u10d8\u10dc\u10e2\u10d4\u10e0\u10dc\u10d4\u10e2\u10d8, \u10e0\u10d0\u10ea \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d4\u10d5\u10e0 \u10e0\u10d4\u10d2\u10d8\u10dd\u10dc\u10e8\u10d8 \u10d0\u10e0\u10ea \u10d7\u10e3 \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d0\u10d3 \u10ee\u10d4\u10da\u10db\u10d8\u10e1\u10d0\u10ec\u10d5\u10d3\u10dd\u10db\u10d8\u10d0. \u10eb\u10d0\u10da\u10d8\u10e1\u10ee\u10db\u10d4\u10d5\u10d0\u10d0 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd, \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10db\u10d0 \u10d1\u10e3\u10dc\u10d4\u10d1\u10d8\u10d7\u10d0\u10d3 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da\u10d8 \u10d2\u10d0\u10e0\u10d4\u10db\u10dd\u10e1 \u10d2\u10d0\u10e0\u10d3\u10d0, \u10d3\u10d0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10d7 \u10d0\u10e6\u10db\u10dd\u10d0\u10e9\u10d8\u10dc\u10dd\u10e1, \u10dc\u10d0\u10ee\u10dd\u10e1, \u10d4\u10eb\u10d8\u10dd\u10e1 \u10d3\u10d0 \u10d8\u10de\u10dd\u10d5\u10dd\u10e1 \u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10d8. \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10d0\u10db \u10eb\u10d0\u10da\u10d8\u10e1\u10ee\u10db\u10d4\u10d5\u10d8\u10e1 \u10ee\u10d4\u10da\u10e8\u10d4\u10ec\u10e7\u10dd\u10d1\u10d8\u10e1, \u10d2\u10d0\u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d1\u10d0\u10e0\u10d8\u10d4\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10dd\u10ee\u10e1\u10dc\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10d0 \u10d8\u10d3\u10d4\u10d0\u10d7\u10d4\u10d9\u10d0.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/0f8c6c6a-130c-4264-8926-0d8999fb75e7-scaled.jpg\" alt=\"\" class=\"wp-image-18430\"\/><\/figure>\n\n\n\n<p>\u10ef\u10d4\u10e0\u10ef\u10d4\u10e0\u10dd\u10d1\u10d8\u10d7 \u10d4\u10e1 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d4\u10d1\u10d8\u10d7 \u10e1\u10d0\u10d5\u10e1\u10d4 \u10e1\u10d8\u10d5\u10e0\u10ea\u10d4 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 6 \u10e0\u10d4\u10d2\u10d8\u10dd\u10dc\u10d8\u10e1 16 \u10e1\u10d9\u10dd\u10da\u10d0\u10e8\u10d8\u10d0 \u2013 \u10d3\u10d0\u10d0\u10ee\u10da\u10dd\u10d4\u10d1\u10d8\u10d7 7000-\u10db\u10d3\u10d4 \u10db\u10dd\u10e1\u10ec\u10d0\u10d5\u10da\u10d4\u10e1 \u10e3\u10e9\u10d4\u10dc\u10e1 \u10e3\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10dd \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d8\u10d5\u10e0\u10ea\u10d4\u10e1. \u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10d8\u10e1\u10de\u10d8\u10e0\u10d0 \u10d3\u10d0 \u10db\u10d0\u10e6\u10d0\u10da\u10db\u10d7\u10d8\u10d0\u10dc \u10e1\u10dd\u10e4\u10da\u10d4\u10d1\u10e8\u10d8 \u10db\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d8 \u10d0\u10ee\u10d0\u10da\u10d2\u10d0\u10d6\u10e0\u10d3\u10d0 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d4\u10d1\u10d8\u10e1 \u10eb\u10d0\u10da\u10d8\u10d0\u10dc \u10d3\u10d8\u10d3\u10d8 \u10dc\u10d0\u10ec\u10d8\u10da\u10d8 \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d0\u10d3 \u10d3\u10d0\u10d3\u10d8\u10e1 \u10d8\u10d3\u10d4\u10d0\u10d7\u10d4\u10d9\u10d4\u10d1\u10e8\u10d8: \u10d3\u10e0\u10dd\u10db \u10d3\u10d0 \u10de\u10e0\u10d0\u10e5\u10e2\u10d8\u10d9\u10d0\u10db \u10d9\u10d8\u10d3\u10d4\u10d5 \u10e3\u10d9\u10d4\u10d7 \u10d2\u10d0\u10db\u10dd\u10d0\u10e9\u10d8\u10dc\u10d0 \u10db\u10e1\u10d2\u10d0\u10d5\u10e1\u10d8 \u10e1\u10d8\u10d5\u10e0\u10ea\u10d4\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10e1\u10d8\u10ea\u10dd\u10ea\u10ee\u10da\u10dd \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d4\u10d1\u10d0.<\/p>\n\n\n\n<p>\u10ea\u10ee\u10d0\u10d3\u10d8\u10d0, \u10e1\u10d0\u10ef\u10d0\u10e0\u10dd \u10e1\u10d9\u10dd\u10da\u10d4\u10d1\u10e8\u10d8 \u10d8\u10e1\u10d4\u10d3\u10d0\u10ea \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10d3\u10d0 \u10d1\u10d8\u10d1\u10da\u10d8\u10dd\u10d7\u10d4\u10d9\u10d4\u10d1\u10d8, \u10d7\u10e3\u10db\u10ea\u10d0 \u10d8\u10d3\u10d4\u10d0\u10d7\u10d4\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d8\u10d7 \u10d2\u10d0\u10e9\u10dc\u10d3\u10d0 \u10d0\u10da\u10e2\u10d4\u10e0\u10dc\u10d0\u10e2\u10d8\u10e3\u10da\u10d8 \u10e1\u10d0\u10d2\u10d0\u10dc\u10db\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10da\u10dd \u10e1\u10d8\u10d5\u10e0\u10ea\u10d4\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d7\u10d0\u10dc\u10d0\u10db\u10d4\u10d3\u10e0\u10dd\u10d5\u10d4 \u10e2\u10d4\u10db\u10de\u10d7\u10d0\u10dc \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3 \u10ec\u10d8\u10d2\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e3\u10d0\u10ee\u10da\u10d4\u10e1\u10d8 \u10d2\u10d0\u10db\u10dd\u10ea\u10d4\u10db\u10d4\u10d1\u10d8\u10d7\u10d0\u10d0 \u10d3\u10d0\u10d9\u10dd\u10db\u10de\u10da\u10d4\u10e5\u10e2\u10d4\u10d1\u10e3\u10da\u10d8. \u10d0\u10db\u10d0\u10d5\u10d3\u10e0\u10dd\u10e3\u10da\u10d0\u10d3, \u10d3\u10e6\u10d4\u10d5\u10d0\u10dc\u10d3\u10d4\u10da \u10e1\u10d0\u10db\u10e7\u10d0\u10e0\u10dd\u10e8\u10d8 \u10dc\u10d4\u10d1\u10d8\u10e1\u10db\u10d8\u10d4\u10e0\u10d8 \u10e2\u10d8\u10de\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10d0 \u10ec\u10d0\u10e0\u10db\u10dd\u10e3\u10d3\u10d2\u10d4\u10dc\u10d4\u10da\u10d8\u10d0 \u10e2\u10d4\u10e5\u10dc\u10d8\u10d9\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d4\u10e8\u10d4 \u10d3\u10d0 \u10d8\u10d3\u10d4\u10d0\u10d7\u10d4\u10d9\u10d0 \u10e8\u10d4\u10db\u10d4\u10ea\u10dc\u10d4\u10d1\u10d8\u10e1 \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10e1 \u10d0\u10db \u10db\u10ee\u10e0\u10d8\u10d5\u10d0\u10ea \u10e3\u10de\u10e0\u10d4\u10ea\u10d4\u10d3\u10d4\u10dc\u10e2\u10dd\u10d3 \u10db\u10dd\u10e1\u10d0\u10ee\u10d4\u10e0\u10ee\u10d4\u10d1\u10d4\u10da\u10e1 \u10ee\u10d3\u10d8\u10e1, \u10db\u10d0\u10d7 \u10e8\u10dd\u10e0\u10d8\u10e1 \u10e0\u10d4\u10d2\u10d8\u10dd\u10dc\u10d4\u10d1\u10e8\u10d8\u10ea, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10de\u10e0\u10d8\u10dd\u10e0\u10d8\u10e2\u10d4\u10e2\u10e3\u10da\u10d8\u10d0, \u10e0\u10dd\u10db \u10d2\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10d8\u10e1 \u10d7\u10d0\u10dc\u10d0\u10d1\u10d0\u10e0\u10d8 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d4\u10d1\u10d8 \u10e8\u10d4\u10e5\u10db\u10dc\u10d0\u10e1 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1 \u10db\u10d7\u10d4\u10da\u10d8 \u10db\u10d0\u10e1\u10e8\u10e2\u10d0\u10d1\u10d8\u10d7.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/73bef6c2-d447-42e7-84bd-e88abc827b7d-1024x683.jpg\" alt=\"\" class=\"wp-image-18431\"\/><\/figure>\n\n\n\n<p>\u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d8\u10d7\u10e5\u10d5\u10d0, \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d8 2019 \u10ec\u10da\u10d8\u10d3\u10d0\u10dc \u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d3\u10d4\u10d1\u10d0, \u10d0\u10dc\u10e3 \u10d8\u10d3\u10d4\u10d0\u10d7\u10d4\u10d9\u10d4\u10d1\u10e1 \u10d3\u10d0 \u10d8\u10d3\u10d4\u10d0\u10d7\u10d4\u10d9\u10d4\u10d1\u10d8\u10e1 \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10e1 \u10db\u10eb\u10d8\u10db\u10d4 \u10de\u10d0\u10dc\u10d3\u10d4\u10db\u10d8\u10e3\u10e0\u10d8 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10d8\u10e1 \u10d4\u10e0\u10d7\u10d0\u10d3 \u10d2\u10d0\u10d3\u10d0\u10e2\u10d0\u10dc\u10d0 \u10db\u10dd\u10e3\u10ec\u10d8\u10d0\u10d7 \u2013 \u10d4\u10e1 \u10d8\u10e7\u10dd \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10d8, \u10e0\u10dd\u10ea\u10d0 \u10d3\u10d0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10d7\u10d8 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d1\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d4\u10d1\u10d0 \u10d2\u10d0\u10db\u10dd\u10d8\u10d9\u10d5\u10d4\u10d7\u10d0: \u10d4\u10e0\u10d7\u10d8 \u10db\u10ee\u10e0\u10d8\u10d5, \u10e1\u10d0\u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10dd \u10d5\u10d4\u10da\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10dd\u10d1\u10d8\u10e1 \u10e4\u10d0\u10e5\u10e2\u10dd\u10e0\u10d8, \u10db\u10d4\u10dd\u10e0\u10d4 \u10db\u10ee\u10e0\u10d8\u10d5, \u10e1\u10dd\u10ea\u10d8\u10d0\u10da\u10d8\u10d6\u10d0\u10ea\u10d8\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10e3\u10e0\u10d8 \u10e3\u10e0\u10d7\u10d8\u10d4\u10e0\u10d7\u10dd\u10d1\u10d4\u10d1\u10d8\u10e1 \u10e0\u10dd\u10da\u10d8.<\/p>\n\n\n\n<p>\u10d8\u10d3\u10d4\u10d0\u10d7\u10d4\u10d9\u10d4\u10d1\u10e8\u10d8 \u10d3\u10d0\u10d0\u10e0\u10e1\u10d4\u10d1\u10d8\u10e1 \u10d3\u10e6\u10d8\u10d3\u10d0\u10dc &#8211; \u10de\u10d0\u10dc\u10d3\u10d4\u10db\u10d8\u10d8\u10e1 \u10d3\u10d0 \u10de\u10dd\u10e1\u10e2\u10de\u10d0\u10dc\u10d3\u10d4\u10db\u10d8\u10d8\u10e1 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10d8\u10e1 \u10e9\u10d0\u10d7\u10d5\u10da\u10d8\u10d7, \u10e1\u10e0\u10e3\u10da\u10d8\u10d0\u10d3 \u10dd\u10e0\u10d2\u10d0\u10dc\u10e3\u10da\u10d0\u10d3 \u10d3\u10d0 \u10d1\u10e3\u10dc\u10d4\u10d1\u10e0\u10d8\u10d5\u10d0\u10d3 \u10ee\u10d3\u10d4\u10d1\u10dd\u10d3\u10d0 \u10d8\u10e1\u10d4, \u10e0\u10dd\u10db \u10d0\u10ee\u10d0\u10da\u10d2\u10d0\u10d6\u10e0\u10d3\u10d0 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d4\u10d1\u10d8 \u10d8\u10ea\u10dc\u10dd\u10d1\u10d3\u10dc\u10d4\u10dc \u10d4\u10e0\u10d7\u10db\u10d0\u10dc\u10d4\u10d7\u10e1, \u10d0\u10d0\u10e0\u10e1\u10d4\u10d1\u10d3\u10dc\u10d4\u10dc \u10d9\u10da\u10e3\u10d1\u10d4\u10d1\u10e1, \u10d4\u10e1\u10ec\u10e0\u10d4\u10d1\u10dd\u10d3\u10dc\u10d4\u10dc \u10d9\u10dd\u10dc\u10e4\u10d4\u10e0\u10d4\u10dc\u10ea\u10d8\u10d4\u10d1\u10e1, \u10de\u10e0\u10d4\u10d6\u10d4\u10dc\u10e2\u10d0\u10ea\u10d8\u10d4\u10d1\u10e1\u10d0 \u10d7\u10e3 \u10e8\u10d4\u10ee\u10d5\u10d4\u10d3\u10e0\u10d4\u10d1\u10e1 \u10d3\u10d0, \u10e0\u10d0\u10ea \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8\u10d0, \u10d8\u10ea\u10dc\u10dd\u10d1\u10d3\u10dc\u10d4\u10dc \u10e1\u10d0\u10d9\u10e3\u10d7\u10d0\u10e0 \u10d7\u10d0\u10d5\u10e1. \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d0\u10d3 \u10e0\u10dd\u10db \u10d5\u10d7\u10e5\u10d5\u10d0\u10d7, \u10d8\u10d3\u10d4\u10d0\u10d7\u10d4\u10d9\u10d0 \u10e1\u10d0\u10d9\u10da\u10d0\u10e1\u10dd \u10dd\u10d7\u10d0\u10ee\u10d8\u10ea\u10d0\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10d9\u10e3\u10d7\u10d0\u10e0\u10d8 \u10dd\u10d7\u10d0\u10ee\u10d8\u10ea.<\/p>\n\n\n\n<p>\u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10db\u10d0 \u10d7\u10d0\u10d5\u10d8\u10e1\u10d7\u10d0\u10d5\u10d0\u10d3 \u10d2\u10d0\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10d0 \u10ec\u10d8\u10dc\u10d0\u10e1\u10ec\u10d0\u10e0\u10d8 \u10db\u10dd\u10da\u10dd\u10d3\u10d8\u10dc\u10d4\u10d1\u10d8, \u10d2\u10d0\u10d0\u10d9\u10d4\u10d7\u10d0 \u10d6\u10e3\u10e1\u10e2\u10d0\u10d3 \u10d8\u10e1, \u10e0\u10d0\u10e1\u10d0\u10ea \u10db\u10d8\u10e1\u10d2\u10d0\u10dc \u10d4\u10da\u10dd\u10d3\u10dc\u10d4\u10dc &#8211; \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8 \u10e5\u10db\u10dc\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d4\u10d1\u10e1. \u10e0\u10d0\u10ea \u10d9\u10d8\u10d3\u10d4\u10d5 \u10e3\u10e4\u10e0\u10dd \u10db\u10d4\u10e2 \u10d0\u10ee\u10d0\u10da\u10d2\u10d0\u10d6\u10e0\u10d3\u10d0\u10e1 \u10e3\u10d1\u10d8\u10eb\u10d2\u10d4\u10d1\u10e1, \u10e0\u10dd\u10db \u10d8\u10e8\u10e0\u10dd\u10db\u10dd\u10dc, \u10d0\u10ee\u10d0\u10da\u10d8 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d4\u10d1\u10d8 \u10d2\u10d0\u10d8\u10ea\u10dc\u10dd\u10dc, \u10d8\u10db\u10dd\u10eb\u10e0\u10d0\u10dd\u10dc \u10d3\u10d0 \u10d0\u10e0 \u10d2\u10d0\u10e9\u10d4\u10e0\u10d3\u10dc\u10d4\u10dc.<\/p>\n\n\n","protected":false},"excerpt":{"rendered":"\u10d8\u10d3\u10d4\u10d0\u10d7\u10d4\u10d9\u10d0 \u2013 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10d8\u10dc\u10dd\u10d5\u10d0\u10ea\u10d8\u10e3\u10e0\u10d8 \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d8. \u10d0\u10e6\u10db\u10dd\u10d0\u10e9\u10d8\u10dc\u10d4\u10d7, \u10e0\u10dd\u10d2\u10dd\u10e0 \u10e5\u10db\u10dc\u10d8\u10e1 \u10d4\u10e1 \u10e3\u10dc\u10d8\u10d9\u10d0\u10da\u10e3\u10e0\u10d8 \u10e1\u10d8\u10d5\u10e0\u10ea\u10d4 \u10d7\u10d0\u10dc\u10d0\u10d1\u10d0\u10e0 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d4\u10d1\u10e1 \u10db\u10dd\u10e1\u10ec\u10d0\u10d5\u10da\u10d4\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10e1\u10d7\u10d0\u10d5\u10d0\u10d6\u10dd\u10d1\u10e1 \u10d7\u10d0\u10dc\u10d0\u10db\u10d4\u10d3\u10e0\u10dd\u10d5\u10d4 \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10d4\u10d1\u10e1\u10d0 \u10d3\u10d0 \u10ea\u10dd\u10d3\u10dc\u10d0\u10e1.","protected":false},"author":1,"featured_media":28529,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1403],"tags":[577,584,610,980],"class_list":["post-28562","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ganatleba-moswavleebistvis","tag-socialuri-pasukhismgebloba","tag-ideateka","tag-mostsavleebi","tag-ganatlebis-shesadzleblobebi"],"acf":[],"_links":{"self":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/28562","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/comments?post=28562"}],"version-history":[{"count":5,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/28562\/revisions"}],"predecessor-version":[{"id":46302,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/28562\/revisions\/46302"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/media\/28529"}],"wp:attachment":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/media?parent=28562"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/categories?post=28562"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/tags?post=28562"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}