{"id":28577,"date":"2023-07-31T11:22:43","date_gmt":"2023-07-31T07:22:43","guid":{"rendered":"https:\/\/bankofgeorgia.ge\/blog\/siakhleebi\/4-daculi-teritoria-sadac-zafxulis-dauvicyari-dgeebi-bunebashi-shegidzlia-gaataro\/"},"modified":"2026-01-27T18:34:00","modified_gmt":"2026-01-27T14:34:00","slug":"4-daculi-teritoria-sadac-zafxulis-dauvicyari-dgeebi-bunebashi-shegidzlia-gaataro","status":"publish","type":"post","link":"https:\/\/bankofgeorgia.ge\/blog\/ar-gacherde\/daculi-teritoriebi\/4-daculi-teritoria-sadac-zafxulis-dauvicyari-dgeebi-bunebashi-shegidzlia-gaataro\/","title":{"rendered":"4 \u10d3\u10d0\u10ea\u10e3\u10da\u10d8 \u10e2\u10d4\u10e0\u10d8\u10e2\u10dd\u10e0\u10d8\u10d0: \u10d6\u10d0\u10e4\u10ee\u10e3\u10da\u10d8\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10e1\u10d0\u10dd\u10ea\u10d0\u10e0\u10d8 \u10d7\u10d0\u10d5\u10d2\u10d0\u10d3\u10d0\u10e1\u10d0\u10d5\u10d0\u10da\u10d8!"},"content":{"rendered":"\n<p class=\"has-text-align-right\"><em>\u10e0\u10d0 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\u10e9\u10d5\u10d4\u10dc\u10d8\u10e1\u10d7\u10d0\u10dc\u10d0 \u10de\u10d0\u10e2\u10d0\u10e0\u10d0 \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0\u10e1 \u10d1\u10d4\u10d5\u10e0\u10d8 \u10d3\u10d0\u10ea\u10e3\u10da\u10d8 \u10e2\u10d4\u10e0\u10d8\u10e2\u10dd\u10e0\u10d8\u10d0 \u10d0\u10e5\u10d5\u10e1 &#8211; \u10db\u10d7\u10da\u10d8\u10d0\u10dc\u10d8 \u10e4\u10d0\u10e0\u10d7\u10dd\u10d1\u10d8\u10e1 \u10d7\u10d8\u10d7\u10e5\u10db\u10d8\u10e1 9%.<\/p>\n\n\n\n<p>\u10d0\u10ee\u10da\u10d0 \u10db\u10dd\u10d2\u10d8\u10e7\u10d5\u10d4\u10d1\u10d8\u10d7 \u10d8\u10db \u10d3\u10d0\u10e3\u10ef\u10d4\u10e0\u10d4\u10d1\u10d4\u10da\u10d8 \u10d0\u10d3\u10d2\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10e1\u10e3\u10da \u10d0\u10ee\u10da\u10dd\u10e1, \u10e9\u10d5\u10d4\u10dc\u10e1\u10d0\u10d5\u10d4 \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0\u10e8\u10d8\u10d0 \u10d3\u10d0 \u10d8\u10e5 \u10d6\u10d0\u10e4\u10ee\u10e3\u10da\u10d8\u10e1 \u10d7\u10e3\u10dc\u10d3\u10d0\u10ea \u10d4\u10e0\u10d7 \u10d3\u10e6\u10d4\u10e1\u10d7\u10e3 \u10d2\u10d0\u10d0\u10e2\u10d0\u10e0\u10d4\u10d1\u10d7, \u10ec\u10d0\u10e0\u10e3\u10e8\u10da\u10d4\u10da\u10d8 \u10e8\u10d7\u10d0\u10d1\u10d4\u10ed\u10d3\u10d8\u10da\u10d4\u10d1\u10d4\u10d1\u10d8 \u10db\u10d7\u10d4\u10da\u10d8 \u10ec\u10d4\u10da\u10d8, \u10d6\u10d0\u10db\u10d7\u10e0\u10d8\u10e1 \u10e1\u10e3\u10e1\u10ee\u10d8\u10d0\u10dc \u10d3\u10e6\u10d4\u10d4\u10d1\u10e8\u10d8\u10ea \u10d9\u10d8 \u10d2\u10d0\u10d2\u10e7\u10d5\u10d4\u10d1\u10d0\u10d7.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-f58fe5b\" id=\"strong-\u10da\u10d0\u10d2\u10dd\u10d3\u10d4\u10ee\u10d8\u10e1-strong-strong-strong-strong-\u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8-strong-strong-strong-strong-\u10de\u10d0\u10e0\u10d9\u10d8-strong\" data-block-id=\"f58fe5b\"><h2 class=\"stk-block-heading__text\"><strong>\u10da\u10d0\u10d2\u10dd\u10d3\u10d4\u10ee\u10d8\u10e1<\/strong><strong> <\/strong><strong>\u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8<\/strong><strong> <\/strong><strong>\u10de\u10d0\u10e0\u10d9\u10d8<\/strong><\/h2><\/div>\n\n\n\n<figure class=\"wp-block-image alignfull size-large\"><img decoding=\"async\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/68a9668-copy-scaled.jpg\" alt=\"\" class=\"wp-image-18474\"\/><figcaption class=\"wp-element-caption\">\u10d3\u10d0\u10ea\u10e3\u10da\u10d8 \u10e2\u10d4\u10e0\u10d8\u10e2\u10dd\u10e0\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d0\u10d2\u10d4\u10dc\u10e2\u10dd<\/figcaption><\/figure>\n\n\n\n<p>\u10da\u10d0\u10d2\u10dd\u10d3\u10d4\u10ee\u10d8\u10e1 \u10ee\u10d4\u10dd\u10d1\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10db\u10d0\u10e1\u10e8\u10e2\u10d0\u10d1\u10d8\u10d7 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d8 \u10d3\u10d0\u10ea\u10e3\u10da\u10d8 \u10e2\u10d4\u10e0\u10d8\u10e2\u10dd\u10e0\u10d8\u10d0\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10dc\u10d0\u10d9\u10e0\u10eb\u10d0\u10da\u10d8\u10e1 \u10e1\u10e2\u10d0\u10e2\u10e3\u10e1\u10d8 1912 \u10ec\u10d4\u10da\u10e1 \u10db\u10d8\u10d4\u10dc\u10d8\u10ed\u10d0. \u10de\u10d0\u10e0\u10d9\u10e8\u10d8 \u10ee\u10e3\u10d7\u10d8 \u10e2\u10e3\u10e0\u10d8\u10e1\u10e2\u10e3\u10da\u10d8 \u10db\u10d0\u10e0\u10e8\u10e0\u10e3\u10e2\u10d8\u10d0 \u10db\u10dd\u10ec\u10e7\u10dd\u10d1\u10d8\u10da\u10d8: \u10e0\u10dd\u10ed\u10dd\u10e1 \u10e9\u10d0\u10dc\u10e9\u10e5\u10d4\u10e0\u10d8, \u10dc\u10d8\u10dc\u10dd\u10e1\u10ee\u10d4\u10d5\u10d8\u10e1 (\u10d2\u10e3\u10e0\u10d2\u10d4\u10dc\u10d8\u10d0\u10dc\u10d8\u10e1) \u10e9\u10d0\u10dc\u10e9\u10e5\u10d4\u10e0\u10d8, \u10db\u10d0\u10ed\u10d8\u10e1 \u10ea\u10d8\u10ee\u10d8\u10e1, \u10e8\u10d0\u10d5\u10d8 \u10d9\u10da\u10d3\u10d4\u10d4\u10d1\u10d8\u10e1 \u10e2\u10d1\u10d8\u10e1\u10d0 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\u10d0\u10e1\u10d4\u10d5\u10d4, \u10e8\u10d5\u10d4\u10da\u10e1, \u10d8\u10e0\u10d4\u10db\u10e1 \u10d0\u10dc \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10dd\u10d0, \u10e1\u10e3\u10da\u10d0\u10ea \u10d2\u10d0\u10e0\u10d4\u10e3\u10da \u10e6\u10dd\u10e0\u10e1. \u10d7\u10e3 \u10e9\u10d0\u10dc\u10e9\u10e5\u10d4\u10e0\u10d4\u10d1\u10d8 \u10d2\u10d8\u10d6\u10d8\u10d3\u10d0\u10d5\u10e1, \u10d2\u10e3\u10e0\u10d2\u10d4\u10dc\u10d8\u10d0\u10dc\u10d8\u10e1 \u10e9\u10d0\u10dc\u10e9\u10e5\u10d4\u10e0\u10d8 40 \u10db\u10d4\u10e2\u10e0\u10d8 \u10e1\u10d8\u10db\u10d0\u10e6\u10da\u10d8\u10e1\u10d0\u10d0 \u10d3\u10d0 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10db\u10dd\u10db\u10ee\u10d8\u10d1\u10d5\u10da\u10d4\u10da\u10d8 \u10d8\u10e1 \u10d0\u10e0\u10d8\u10e1, \u10e0\u10dd\u10db \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0, \u10e9\u10d0\u10dc\u10e9\u10e5\u10d4\u10e0\u10d8\u10e1 \u10d7\u10d0\u10d5\u10d6\u10d4 \u10db\u10dd\u10d4\u10e5\u10ea\u10d4 \u10d3\u10d0 \u10d6\u10d4\u10db\u10dd\u10d3\u10d0\u10dc \u10d8\u10ee\u10d8\u10da\u10dd \u10ec\u10e7\u10da\u10d8\u10e1 \u10d5\u10d0\u10e0\u10d3\u10dc\u10d0. \u10d2\u10d0\u10e0\u10d3\u10d0 \u10d0\u10db\u10d8\u10e1\u10d0, \u10d0\u10db \u10d1\u10d8\u10da\u10d8\u10d9\u10d4\u10d1\u10d6\u10d4 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10e1\u10d0\u10de\u10d8\u10d9\u10dc\u10d8\u10d9\u10d4 \u10d0\u10d3\u10d2\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e0\u10e9\u10d4\u10d5\u10d0 \u10d3\u10d0 \u10e4\u10dd\u10d7\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10ee\u10d4\u10d4\u10d1\u10d8\u10e1 \u10e9\u10e0\u10d3\u10d8\u10da\u10e8\u10d8, \u10d0\u10dc \u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d8\u10e1 \u10dc\u10d0\u10de\u10d8\u10e0\u10d0\u10e1, \u10d0\u10dc \u10e1\u10e3\u10da\u10d0\u10ea \u10e9\u10d0\u10dc\u10e9\u10e5\u10d4\u10e0\u10d7\u10d0\u10dc \u10d0\u10ee\u10da\u10dd\u10e1 \u10de\u10d8\u10d9\u10dc\u10d8\u10d9\u10d8\u10e1 \u10db\u10dd\u10ec\u10e7\u10dd\u10d1\u10d0 \u10d3\u10d0 \u10d6\u10d0\u10e4\u10ee\u10e3\u10da\u10d8\u10e1 \u10ea\u10ee\u10d4\u10da\u10d8 \u10d3\u10e6\u10d8\u10e1 \u10e3\u10e9\u10d5\u10d4\u10e3\u10da\u10dd\u10d3 \u10d2\u10e0\u10d8\u10da\u10d0\u10d3 \u10d2\u10d0\u10e2\u10d0\u10e0\u10d4\u10d1\u10d0.<\/p>\n\n\n\n<p><strong>\u10e0\u10d0 \u10d2\u10d0\u10db\u10dd\u10d0\u10e0\u10e9\u10d4\u10d5\u10e1<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image alignfull size-large\"><img decoding=\"async\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/lagodexi-17-scaled.jpg\" alt=\"\" class=\"wp-image-18475\"\/><figcaption class=\"wp-element-caption\">\u10d3\u10d0\u10ea\u10e3\u10da\u10d8 \u10e2\u10d4\u10e0\u10d8\u10e2\u10dd\u10e0\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d0\u10d2\u10d4\u10dc\u10e2\u10dd<\/figcaption><\/figure>\n\n\n\n<p>\u10da\u10d0\u10d2\u10dd\u10d3\u10d4\u10ee\u10d8\u10e1 \u10d1\u10d8\u10da\u10d8\u10d9\u10d4\u10d1\u10e1 \u10e8\u10dd\u10e0\u10d8\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10e8\u10d7\u10d0\u10db\u10d1\u10d4\u10ed\u10d3\u10d0\u10d5\u10d8 \u10e8\u10d0\u10d5\u10d8 \u10d9\u10da\u10d3\u10d4\u10d4\u10d1\u10d8\u10e1 \u10e2\u10d1\u10d8\u10e1 \u10db\u10d0\u10e0\u10e8\u10e0\u10e3\u10e2\u10d8\u10d0. \u10d1\u10d8\u10da\u10d8\u10d9\u10d8 \u10d6\u10e6\u10d5\u10d8\u10e1 \u10d3\u10dd\u10dc\u10d8\u10d3\u10d0\u10dc 500 \u10db\u10d4\u10e2\u10e0\u10d6\u10d4, \u10e8\u10d4\u10e0\u10d4\u10e3\u10da \u10e2\u10e7\u10d4\u10e8\u10d8 \u10d8\u10ec\u10e7\u10d4\u10d1\u10d0 \u10d3\u10d0 3000 \u10db\u10d4\u10e2\u10e0\u10d0\u10db\u10d3\u10d4, \u10d0\u10da\u10de\u10e3\u10e0 \u10d6\u10dd\u10dc\u10d0\u10e8\u10d8 \u10d0\u10d3\u10d8\u10e1. \u10e1\u10d8\u10db\u10d0\u10e6\u10da\u10d4\u10d7\u10d0 \u10d0\u10e1\u10d4\u10d7\u10d8 \u10e1\u10ee\u10d5\u10d0\u10dd\u10d1\u10d0, \u10d7\u10d8\u10d7\u10e5\u10db\u10d8\u10e1, \u10d0\u10e0\u10e1\u10d0\u10d3 \u10d2\u10d5\u10ee\u10d5\u10d3\u10d4\u10d1\u10d0. \u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10e8\u10d0\u10d5\u10d8 \u10d9\u10da\u10d3\u10d4\u10d4\u10d1\u10d8\u10e1 \u10e2\u10d1\u10d8\u10e1 \u10db\u10dd\u10dc\u10d0\u10ee\u10e3\u10da\u10d4\u10d1\u10d0\u10e1 \u10d7\u10e3 \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2, \u10d2\u10d0\u10db\u10dd\u10e0\u10e9\u10d4\u10e3\u10da\u10d8 \u10e8\u10d7\u10d0\u10d1\u10d4\u10ed\u10d3\u10d8\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10db\u10dd\u10d4\u10db\u10d6\u10d0\u10d3\u10d4. \u10d7\u10d0\u10dc\u10d0\u10ea, \u10d7\u10e3\u10d9\u10d8 \u10ec\u10d0\u10e1\u10d5\u10da\u10d0\u10e1 \u10e1\u10d4\u10e5\u10e2\u10d4\u10db\u10d1\u10d4\u10e0\u10e8\u10d8 \u10d3\u10d0\u10d2\u10d4\u10d2\u10db\u10d0\u10d5, \u10d8\u10e0\u10db\u10d8\u10e1 \u10db\u10e7\u10d5\u10d8\u10e0\u10d0\u10da\u10dd\u10d1\u10d8\u10e1 \u10db\u10dd\u10ec\u10db\u10d4 \u10d2\u10d0\u10ee\u10d3\u10d4\u10d1\u10d8. \u10d2\u10d6\u10d0\u10d3 \u10e8\u10d4\u10ee\u10d5\u10d3\u10d4\u10d1\u10d8 \u10e1\u10de\u10d4\u10ea\u10d8\u10d0\u10da\u10e3\u10e0\u10d0\u10d3 \u10db\u10dd\u10ec\u10e7\u10dd\u10d1\u10d8\u10da \u10e1\u10d0\u10de\u10d8\u10d9\u10dc\u10d8\u10d9\u10d4 \u10d3\u10d0 \u10e1\u10d0\u10d9\u10d0\u10e0\u10d5\u10d4 \u10d0\u10d3\u10d2\u10d8\u10da\u10d4\u10d1\u10e1. \u10d0\u10db \u10d1\u10d8\u10da\u10d8\u10d9\u10d8\u10e1 \u10d2\u10d0\u10d5\u10da\u10d0\u10e1 3 \u10d3\u10e6\u10d4 \u10e1\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0, \u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10d9\u10dd\u10db\u10e4\u10dd\u10e0\u10e2\u10e3\u10da\u10d8 \u10e1\u10d0\u10d9\u10d0\u10e0\u10d5\u10d4 \u10d0\u10d3\u10d2\u10d8\u10da\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10e2\u10e3\u10e0\u10d8\u10e1\u10e2\u10e3\u10da\u10d8 \u10d7\u10d0\u10d5\u10e8\u10d4\u10e1\u10d0\u10e4\u10d0\u10e0\u10d8 \u10d2\u10d6\u10d8\u10e1 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10dc\u10d0\u10ec\u10d8\u10da\u10d8\u10d0. \u10d1\u10d8\u10da\u10d8\u10d9\u10d8\u10e1 \u10d2\u10d0\u10d5\u10da\u10d0 \u10ea\u10ee\u10d4\u10dc\u10d8\u10d7\u10d0\u10ea \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0. \u10d7\u10d0\u10d5\u10d0\u10d3 \u10e2\u10d1\u10d0 \u10d9\u10da\u10d3\u10d4\u10d4\u10d1\u10e1 \u10e8\u10dd\u10e0\u10d8\u10e1\u10d0\u10d0 \u10db\u10dd\u10e5\u10ea\u10d4\u10e3\u10da\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10ea\u10d0\u10e1\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3 \u10db\u10d0\u10e1\u10e8\u10d8 \u10d8\u10e0\u10d4\u10d9\u10da\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10d6\u10e6\u10d0\u10de\u10e0\u10e3\u10da \u10e1\u10d0\u10dc\u10d0\u10ee\u10d0\u10dd\u10d1\u10d0\u10e1 \u10e5\u10db\u10dc\u10d8\u10e1.&nbsp;<\/p>\n\n\n\n<p>\u10d0\u10e5 \u10d2\u10d0\u10e2\u10d0\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10dd\u10e0\u10d8 \u10e6\u10d0\u10db\u10d4\u10ea \u10d9\u10d8 \u10db\u10d7\u10d4\u10da\u10d8 \u10d6\u10d0\u10e4\u10ee\u10e3\u10da\u10d8\u10e1 \u10e8\u10d7\u10d0\u10d1\u10d4\u10ed\u10d3\u10d8\u10da\u10d4\u10d1\u10d0\u10e1 \u10e8\u10d4\u10e5\u10db\u10dc\u10d8\u10e1.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-93fcb00\" id=\"strong-\u10d1\u10dd\u10e0\u10ef\u10dd\u10db-strong-strong-strong-strong-\u10ee\u10d0\u10e0\u10d0\u10d2\u10d0\u10e3\u10da\u10d8\u10e1-strong-strong-strong-strong-\u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8-strong-strong-strong-strong-\u10de\u10d0\u10e0\u10d9\u10d8-strong\" data-block-id=\"93fcb00\"><h2 class=\"stk-block-heading__text\"><strong>\u10d1\u10dd\u10e0\u10ef\u10dd\u10db<\/strong><strong>&#8211;<\/strong><strong>\u10ee\u10d0\u10e0\u10d0\u10d2\u10d0\u10e3\u10da\u10d8\u10e1<\/strong><strong> <\/strong><strong>\u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8<\/strong><strong> <\/strong><strong>\u10de\u10d0\u10e0\u10d9\u10d8<\/strong><\/h2><\/div>\n\n\n\n<figure class=\"wp-block-image alignfull size-large\"><img decoding=\"async\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/dsc03182-scaled.jpg\" alt=\"\" class=\"wp-image-18476\"\/><figcaption class=\"wp-element-caption\">\u10d3\u10d0\u10ea\u10e3\u10da\u10d8 \u10e2\u10d4\u10e0\u10d8\u10e2\u10dd\u10e0\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d0\u10d2\u10d4\u10dc\u10e2\u10dd<\/figcaption><\/figure>\n\n\n\n<p>\u10d1\u10dd\u10e0\u10ef\u10dd\u10db-\u10ee\u10d0\u10e0\u10d0\u10d2\u10d0\u10e3\u10da\u10d8\u10e1 \u10e2\u10d4\u10e0\u10d8\u10e2\u10dd\u10e0\u10d8\u10d0 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10e1\u10e2\u10d0\u10dc\u10d3\u10d0\u10e0\u10e2\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d8 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d8 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10de\u10d0\u10e0\u10d9\u10d8\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10e1\u10d0\u10ea \u10d4\u10e1 \u10e1\u10e2\u10d0\u10e2\u10e3\u10e1\u10d8 1995 \u10ec\u10d4\u10da\u10e1 \u10db\u10d8\u10d4\u10dc\u10d8\u10ed\u10d0.&nbsp;<\/p>\n\n\n\n<p>\u10de\u10d0\u10e0\u10d9\u10d8 \u10e1\u10d0\u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10dd \u10d0\u10e0\u10e9\u10d4\u10d5\u10d0\u10dc\u10d8\u10d0 \u10e3\u10d9\u10da\u10d4\u10d1\u10da\u10d8\u10d5 \u10e7\u10d5\u10d4\u10da\u10d0 \u10e2\u10d8\u10de\u10d8\u10e1 \u10db\u10dd\u10d2\u10d6\u10d0\u10e3\u10e0\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc 12 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10e2\u10d8\u10de\u10d8\u10e1 \u10d1\u10d8\u10da\u10d8\u10d9\u10d8 \u10d0\u10e5\u10d5\u10e1. 12-\u10d8\u10d5\u10d4 \u10d1\u10d8\u10da\u10d8\u10d9\u10d8 \u10db\u10d0\u10e0\u10d9\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8\u10d0, \u10d0\u10e5\u10d5\u10e1 \u10e1\u10d0\u10d9\u10d4\u10db\u10de\u10d8\u10dc\u10d2\u10d4 \u10d3\u10d0 \u10e1\u10d0\u10de\u10d8\u10d9\u10dc\u10d8\u10d9\u10d4 \u10d0\u10d3\u10d2\u10d8\u10da\u10d4\u10d1\u10d8. \u10d0\u10db \u10d1\u10d8\u10da\u10d8\u10d9\u10d4\u10d1\u10d6\u10d4 \u10e2\u10e3\u10e0\u10d8\u10e1\u10e2\u10e3\u10da\u10d8 \u10d7\u10d0\u10d5\u10e8\u10d4\u10e1\u10d0\u10e4\u10d0\u10e0\u10e1\u10d0\u10ea \u10e8\u10d4\u10ee\u10d5\u10d3\u10d4\u10d1\u10d8, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10d2\u10d8\u10e0\u10e9\u10d4\u10d5\u10d7, \u10d9\u10d0\u10e0\u10d0\u10d5\u10d8 \u10e6\u10d8\u10d0 \u10ea\u10d8\u10e1 \u10e5\u10d5\u10d4\u10e8 \u10d2\u10d0\u10e8\u10d0\u10da\u10dd, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10e6\u10d0\u10db\u10d8\u10d7 \u10d5\u10d0\u10e0\u10e1\u10d9\u10d5\u10da\u10d0\u10d5\u10d4\u10d1\u10d8\u10d0\u10dc \u10ea\u10d0\u10e1 \u10e3\u10e7\u10e3\u10e0\u10dd, \u10d3\u10d8\u10da\u10d8\u10d7 \u10d9\u10d8 \u2014 \u10dc\u10d8\u10e1\u10da\u10d8\u10d0\u10dc \u10ee\u10d4\u10d3\u10d4\u10d1\u10e1.<\/p>\n\n\n\n<p><strong>\u10e0\u10d0<\/strong><strong> <\/strong><strong>\u10d2\u10d0\u10db\u10dd\u10d0\u10e0\u10e9\u10d4\u10d5\u10e1<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image alignfull size-large\"><img decoding=\"async\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/68a9536-scaled.jpg\" alt=\"\" class=\"wp-image-18477\"\/><figcaption class=\"wp-element-caption\">\u10d3\u10d0\u10ea\u10e3\u10da\u10d8 \u10e2\u10d4\u10e0\u10d8\u10e2\u10dd\u10e0\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d0\u10d2\u10d4\u10dc\u10e2\u10dd<\/figcaption><\/figure>\n\n\n\n<p>\u10d1\u10dd\u10e0\u10ef\u10dd\u10db-\u10ee\u10d0\u10e0\u10d0\u10d2\u10d0\u10e3\u10da\u10d8\u10e1 \u10ee\u10d4\u10da\u10e3\u10ee\u10da\u10d4\u10d1\u10d4\u10da\u10d8 \u10e2\u10e7\u10d8\u10e1 \u10d1\u10d8\u10da\u10d8\u10d9\u10d6\u10d4 \u10e8\u10d4\u10ee\u10d5\u10d3\u10d4\u10d1\u10d8 \u10ec\u10d8\u10ec\u10d5\u10dd\u10d5\u10d0\u10dc, \u10e4\u10dd\u10d7\u10da\u10dd\u10d5\u10d0\u10dc, \u10e8\u10d4\u10e0\u10d4\u10e3\u10da \u10d3\u10d0 \u10d9\u10dd\u10da\u10ee\u10e3\u10e0 \u10e1\u10e3\u10d1-\u10e2\u10e0\u10dd\u10de\u10d8\u10d9\u10e3\u10da \u10e2\u10e7\u10d4\u10d4\u10d1\u10e1, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10ee\u10d4\u10da\u10e3\u10ee\u10da\u10d4\u10d1\u10da\u10d0\u10d3 \u10d0\u10e0\u10d8\u10e1 \u10e8\u10d4\u10db\u10dd\u10e0\u10e9\u10d4\u10dc\u10d8\u10da\u10d8. \u10d1\u10d8\u10da\u10d8\u10d9\u10d8\u10e1 \u10d2\u10d0\u10d5\u10da\u10d8\u10e1\u10d0\u10e1 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10d3\u10e0\u10dd\u10e8\u10d8 \u10d8\u10db\u10dd\u10d2\u10d6\u10d0\u10e3\u10e0\u10d4\u10d1. \u10d0\u10e5 \u10e7\u10d5\u10d4\u10da\u10d0\u10e4\u10d4\u10e0\u10d8 \u10d8\u10e1\u10d4\u10d0 \u10e8\u10d4\u10dc\u10d0\u10e0\u10e9\u10e3\u10dc\u10d4\u10d1\u10e3\u10da\u10d8, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10e3\u10ee\u10e1\u10dd\u10d5\u10d0\u10e0 \u10d3\u10e0\u10dd\u10e8\u10d8 \u10d8\u10e7\u10dd. \u10d0\u10e5\u10d5\u10d4 \u10dc\u10d0\u10ee\u10d0\u10d5 \u10db\u10d4-9 \u10e1\u10d0\u10e3\u10d9\u10e3\u10dc\u10d8\u10e1 \u10db\u10d0\u10db\u10d0\u10d7\u10d0 \u10db\u10dd\u10dc\u10d0\u10e1\u10e2\u10d4\u10e0\u10e1, \u10e0\u10d0\u10ea \u10d3\u10e0\u10dd\u10e8\u10d8 \u10db\u10dd\u10d2\u10d6\u10d0\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1 \u10e8\u10d4\u10d2\u10e0\u10eb\u10dc\u10d4\u10d1\u10d0\u10e1 \u10d9\u10d8\u10d3\u10d4\u10d5 \u10e3\u10e4\u10e0\u10dd \u10d0\u10eb\u10da\u10d8\u10d4\u10e0\u10d4\u10d1\u10e1.<\/p>\n\n\n\n<p>\u10d2\u10d0\u10e0\u10d3\u10d0 \u10d0\u10db \u10d1\u10d8\u10da\u10d8\u10d9\u10d8\u10e1\u10d0, \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0 \u10d1\u10dd\u10e0\u10ef\u10dd\u10db-\u10ee\u10d0\u10e0\u10d0\u10d2\u10d0\u10e3\u10da\u10d8\u10e1 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10de\u10d0\u10e0\u10d9\u10d8\u10e1 \u10db\u10d0\u10e0\u10e8\u10e0\u10e3\u10e2\u10d4\u10d1\u10d8\u10e1 \u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10e4\u10d4\u10e0\u10dd\u10d5\u10dc\u10d4\u10d1\u10d0 \u2014 \u10e1\u10d0\u10da\u10d0\u10e8\u10e5\u10e0\u10dd, \u10e1\u10d0\u10ea\u10ee\u10d4\u10dc\u10dd\u10e1\u10dc\u10dd, \u10d5\u10d4\u10da\u10dd, \u10d7\u10dd\u10d5\u10da\u10d8\u10e1 \u10e4\u10d4\u10ee\u10e1\u10d0\u10ea\u10db\u10d4\u10da\u10d4\u10d1\u10d8\u10e1, \u10d9\u10e3\u10da\u10e2\u10e3\u10e0\u10e3\u10da-\u10e1\u10d0\u10d2\u10d0\u10dc\u10db\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10da\u10dd. 12 \u10d1\u10d8\u10da\u10d8\u10d9\u10d8 \u10d3\u10d8\u10d3 \u10d0\u10e0\u10e9\u10d4\u10d5\u10d0\u10dc\u10e1 \u10d8\u10eb\u10da\u10d4\u10d5\u10d0 \u10d3\u10d0 \u10e8\u10d4\u10e3\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10db\u10d4\u10db \u10db\u10d0\u10d8\u10dc\u10ea \u10d0\u10e0 \u10db\u10d8\u10d2\u10d8\u10d6\u10d8\u10d3\u10dd\u10e1.&nbsp;&nbsp;<\/p>\n\n\n\n<p>\u10e6\u10d0\u10db\u10d8\u10e1 \u10d2\u10d0\u10e1\u10d0\u10e2\u10d0\u10e0\u10d4\u10d1\u10da\u10d0\u10d3 \u10d2\u10d0\u10db\u10dd\u10e0\u10e9\u10d4\u10e3\u10da\u10d8\u10d0 \u10de\u10d0\u10dc\u10dd\u10e0\u10d0\u10db\u10d4\u10d1\u10d8\u10e1 \u10d1\u10d8\u10da\u10d8\u10d9\u10d8, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10e1\u10d0\u10d3\u10d0\u10ea \u10d0\u10e0 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10e8\u10d0\u10da\u10dd \u10d9\u10d0\u10e0\u10d0\u10d5\u10d8, \u10d2\u10d0\u10d3\u10d0\u10e8\u10da\u10d8\u10da\u10d8 \u10ee\u10d4\u10d3\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d3\u10d8\u10da\u10d8\u10e1 \u10ee\u10d4\u10d3\u10d8 \u10e7\u10d5\u10d4\u10da\u10d2\u10d0\u10dc \u10db\u10dd\u10db\u10dc\u10e3\u10e1\u10ee\u10d0\u10d5\u10d8 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0.&nbsp;<\/p>\n\n\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-127ed2a\" id=\"strong-\u10ef\u10d0\u10d5\u10d0\u10ee\u10d4\u10d7\u10d8\u10e1-strong-strong-strong-strong-\u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8-strong-strong-strong-strong-\u10de\u10d0\u10e0\u10d9\u10d8-strong\" data-block-id=\"127ed2a\"><h2 class=\"stk-block-heading__text\"><strong>\u10ef\u10d0\u10d5\u10d0\u10ee\u10d4\u10d7\u10d8\u10e1<\/strong><strong> <\/strong><strong>\u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8<\/strong><strong> <\/strong><strong>\u10de\u10d0\u10e0\u10d9\u10d8<\/strong><\/h2><\/div>\n\n\n\n<figure class=\"wp-block-image alignfull size-large\"><img decoding=\"async\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/abulis-mta-1024x683.jpg\" alt=\"\" class=\"wp-image-18479\"\/><figcaption class=\"wp-element-caption\">\u10d3\u10d0\u10ea\u10e3\u10da\u10d8 \u10e2\u10d4\u10e0\u10d8\u10e2\u10dd\u10e0\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d0\u10d2\u10d4\u10dc\u10e2\u10dd<\/figcaption><\/figure>\n\n\n\n<p>\u10d7\u10e3\u10d9\u10d8 \u10d0\u10da\u10de\u10e3\u10e0\u10d8 \u10d6\u10dd\u10dc\u10d0 \u10d2\u10d8\u10d6\u10d8\u10d3\u10d0\u10d5\u10e1 \u10d3\u10d0 \u10d6\u10d0\u10e4\u10ee\u10e3\u10da\u10e8\u10d8 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d2\u10d4\u10dc\u10d0\u10e2\u10e0\u10d4\u10d1\u10d0 \u10e1\u10d8\u10d2\u10e0\u10d8\u10da\u10d4 \u10d3\u10d0 \u10ee\u10d0\u10dc\u10d3\u10d0\u10ee\u10d0\u10dc \u10e1\u10e3\u10da\u10d0\u10ea \u10e1\u10e3\u10e1\u10ee\u10d8, \u10ef\u10d0\u10d5\u10d0\u10ee\u10d4\u10d7\u10d8\u10e1 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10de\u10d0\u10e0\u10d9\u10d8 \u10d3\u10d8\u10d3 \u10d0\u10e0\u10e9\u10d4\u10d5\u10d0\u10dc\u10e1 \u10d8\u10eb\u10da\u10d4\u10d5\u10d0. \u10e1\u10e3\u10da 7 \u10e1\u10d0\u10da\u10d0\u10e8\u10e5\u10e0\u10dd, \u10e1\u10d0\u10ea\u10ee\u10d4\u10dc\u10dd\u10e1\u10dc\u10dd \u10d3\u10d0 \u10d5\u10d4\u10da\u10dd\u10db\u10d0\u10e0\u10e8\u10e0\u10e3\u10e2\u10d8\u10d0. \u10d0\u10db \u10db\u10ee\u10d0\u10e0\u10d4\u10e8\u10d8 \u10e3\u10db\u10d0\u10e6\u10da\u10d4\u10e1\u10d8 \u10ec\u10d4\u10e0\u10e2\u10d8\u10da\u10d8 \u10d3\u10d8\u10d3\u10d8 \u10d0\u10d1\u10e3\u10da\u10d8\u10e1 \u10db\u10d7\u10d0\u10d0 \u10d3\u10d0 3305 \u10db\u10d4\u10e2\u10e0\u10e1 \u10d0\u10e6\u10ec\u10d4\u10d5\u10e1. \u10e1\u10d0\u10d7\u10d0\u10d5\u10d2\u10d0\u10d3\u10d0\u10e1\u10d0\u10d5\u10da\u10dd \u10e2\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10dd\u10e7\u10d5\u10d0\u10e0\u10e3\u10da\u10d4\u10d1\u10d8 \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10d0\u10db \u10db\u10d7\u10d0\u10d6\u10d4 \u10e3\u10dc\u10d3\u10d0 \u10d0\u10d5\u10d8\u10d3\u10dc\u10d4\u10dc \u2014 \u10d0\u10d1\u10e3\u10da\u10d8 \u10e9\u10d0\u10db\u10e5\u10e0\u10d0\u10da\u10d8 \u10d5\u10e3\u10da\u10d9\u10d0\u10dc\u10d8\u10d0. \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10d2\u10d0\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d8\u10e1 \u10d0\u10d5\u10e2\u10dd\u10db\u10dd\u10d1\u10d8\u10da\u10d8\u10d7 \u10db\u10d7\u10d8\u10e1 \u10eb\u10d8\u10e0\u10d0\u10db\u10d3\u10d4 \u10db\u10d8\u10ee\u10d5\u10d0\u10da, \u10e1\u10d0\u10d8\u10d3\u10d0\u10dc\u10d0\u10ea \u10e4\u10d4\u10ee\u10d8\u10d7 \u10d2\u10d0\u10e1\u10d0\u10d5\u10da\u10d4\u10da \u10db\u10d0\u10dc\u10eb\u10d8\u10da\u10e1 2 \u10e1\u10d0\u10d0\u10d7\u10e8\u10d8 \u10d3\u10d0\u10e4\u10d0\u10e0\u10d0\u10d5. \u10d7\u10d0\u10dc \u10d8\u10e5\u10dd\u10dc\u10d8\u10d4 \u10ec\u10e7\u10d0\u10da\u10d8 \u10d3\u10d0 \u10e8\u10d7\u10d0\u10d1\u10d4\u10ed\u10d3\u10d8\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10db\u10d6\u10d0\u10dd\u10d1\u10d0 \u2014 \u10db\u10ec\u10d5\u10d4\u10e0\u10d5\u10d0\u10da\u10d8\u10d3\u10d0\u10dc \u10d0\u10d1\u10e3\u10da-\u10e1\u10d0\u10db\u10e1\u10d0\u10e0\u10d8\u10e1 \u10e5\u10d4\u10d3\u10d8\u10e1 \u10ee\u10d4\u10d3\u10d4\u10d1\u10d8, \u10e2\u10d1\u10d0 \u10e2\u10d0\u10d1\u10d0\u10ec\u10e7\u10e3\u10e0\u10d8 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0 \u10de\u10d0\u10e2\u10d0\u10e0\u10d0 \u10e2\u10d1\u10d4\u10d1\u10d8 \u10e9\u10d0\u10dc\u10e1. \u10d8\u10e5 \u10d0\u10e1\u10e3\u10da\u10e1 \u10d3\u10d0\u10d2\u10d0\u10d5\u10d8\u10ec\u10e7\u10d3\u10d4\u10d1\u10d0, \u10e0\u10dd\u10db \u10e1\u10e3\u10da \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10e1\u10d0\u10d0\u10d7\u10d8\u10e1 \u10ec\u10d8\u10dc \u10d3\u10d0\u10e2\u10dd\u10d5\u10d4 \u10ee\u10db\u10d0\u10e3\u10e0\u10d8\u10d0\u10dc\u10d8 \u10d3\u10d0 \u10e9\u10d0\u10ee\u10e3\u10d7\u10e3\u10da\u10d8 \u10e5\u10d0\u10da\u10d0\u10e5\u10d8.<\/p>\n\n\n\n<p><strong>\u10e0\u10d0 \u10d2\u10d0\u10db\u10dd\u10d0\u10e0\u10e9\u10d4\u10d5\u10e1<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image alignfull size-large\"><img decoding=\"async\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/nnn_2045-1024x683.jpg\" alt=\"\" class=\"wp-image-18480\"\/><figcaption class=\"wp-element-caption\">\u10d3\u10d0\u10ea\u10e3\u10da\u10d8 \u10e2\u10d4\u10e0\u10d8\u10e2\u10dd\u10e0\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d0\u10d2\u10d4\u10dc\u10e2\u10dd<\/figcaption><\/figure>\n\n\n\n<p>\u10ef\u10d0\u10d5\u10d0\u10ee\u10d4\u10d7\u10d8\u10e1 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10de\u10d0\u10e0\u10d9\u10d8 \u10d4\u10e0\u10d7\u10d0\u10d3\u10d4\u10e0\u10d7\u10d8 \u10d3\u10d0\u10ea\u10e3\u10da\u10d8 \u10e2\u10d4\u10e0\u10d8\u10e2\u10dd\u10e0\u10d8\u10d0\u10d0, \u10e1\u10d0\u10d3\u10d0\u10ea \u10e4\u10da\u10d0\u10db\u10d8\u10dc\u10d2\u10dd\u10d4\u10d1\u10e1 \u10d2\u10d0\u10d3\u10d0\u10d4\u10e7\u10e0\u10d4\u10d1\u10d8. \u10d0\u10e5\u10d5\u10d4\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10d3\u10d8\u10d3\u10d8, \u10e4\u10d0\u10e0\u10d0\u10d5\u10dc\u10d8\u10e1 \u10e2\u10d1\u10d0. \u10e4\u10d0\u10e0\u10d0\u10d5\u10dc\u10d8\u10e1 \u10e2\u10d1\u10d8\u10e1 \u10db\u10dd\u10dc\u10d0\u10ee\u10e3\u10da\u10d4\u10d1\u10d0\u10e1 \u10d7\u10e3 \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2, \u10d0\u10d5\u10e2\u10dd\u10db\u10dd\u10d1\u10d8\u10da\u10d8\u10d7 \u10d1\u10dd\u10da\u10dd\u10db\u10d3\u10d4 \u10db\u10d8\u10ee\u10d5\u10d0\u10da. \u10d8\u10e5 \u10db\u10d8\u10e1\u10e3\u10da\u10d8 \u10ea\u10d3\u10e3\u10dc\u10d4\u10d1\u10d0\u10e1 \u10d5\u10d4\u10e0 \u10d2\u10d0\u10e3\u10eb\u10da\u10d4\u10d1, \u10e0\u10dd\u10db \u10d4\u10e1 \u10e3\u10d3\u10d8\u10d3\u10d4\u10e1\u10d8 \u10e2\u10d1\u10d0 \u10d6\u10d4\u10d3\u10ee\u10d4\u10d3\u10d8\u10d7\u10d0\u10ea \u10d0\u10e0 \u10dc\u10d0\u10ee\u10dd \u10d3\u10d0 \u10e3\u10dc\u10d3\u10d0 \u10d0\u10f0\u10e7\u10d5\u10d4 \u10d9\u10d8\u10d3\u10d4\u10ea \u10d0\u10db \u10ea\u10d3\u10e3\u10dc\u10d4\u10d1\u10d0\u10e1. \u10e1\u10dd\u10e4\u10d4\u10da \u10e4\u10d0\u10e0\u10d0\u10d5\u10dc\u10d8\u10d3\u10d0\u10dc \u10db\u10d7\u10d0\u10e1 \u10d0\u10e3\u10e7\u10d4\u10d5\u10d8 \u10e8\u10d0\u10dd\u10e0\u10d8\u10e1 \u10ea\u10d8\u10ee\u10d4\u10db\u10d3\u10d4 \u10d3\u10d0 \u10d2\u10d6\u10d0\u10d3\u10d0\u10d2\u10d6\u10d0 \u10e3\u10d9\u10d0\u10dc \u10db\u10dd\u10d8\u10ee\u10d4\u10d3\u10d4 \u2014 \u10e2\u10d1\u10d8\u10e1 \u10d6\u10d4\u10d3\u10ee\u10d4\u10d3\u10d8 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10db\u10d0\u10dc\u10eb\u10d8\u10da\u10d8\u10d3\u10d0\u10dc \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10e1\u10d8\u10da\u10d0\u10db\u10d0\u10d6\u10d4\u10e1 \u10d2\u10d0\u10d3\u10d0\u10d2\u10d8\u10e8\u10da\u10d8\u10e1. \u10e8\u10d0\u10dd\u10e0\u10d8\u10e1 \u10ea\u10d8\u10ee\u10d4\u10d6\u10d4 \u10db\u10d6\u10d0\u10d3 \u10d8\u10e7\u10d0\u10d5\u10d8, \u10e0\u10dd\u10db \u10d0\u10da\u10de\u10e3\u10e0\u10d8 \u10db\u10ee\u10d0\u10e0\u10d4 \u10e1\u10d8\u10e3\u10e0\u10de\u10e0\u10d8\u10d6\u10d4\u10d1\u10e1 \u10db\u10dd\u10d2\u10d8\u10db\u10d6\u10d0\u10d3\u10d4\u10d1\u10e1 \u10d3\u10d0 \u10db\u10d6\u10d4\u10e8\u10d8 \u10d0\u10e1\u10e3\u10da\u10d8, \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10dd\u10d0, \u10ec\u10d5\u10d8\u10db\u10d0\u10e8\u10d8 \u10d3\u10d0\u10d1\u10e0\u10e3\u10dc\u10d3\u10d4. \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10d4\u10e1 \u10ee\u10dd\u10db \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10d8\u10e1 \u10d9\u10dd\u10dc\u10e2\u10e0\u10d0\u10e1\u10e2\u10d8\u10d0, \u10e0\u10d0\u10e1\u10d0\u10ea \u10d6\u10d0\u10e4\u10ee\u10e3\u10da\u10d8\u10e1 \u10ea\u10ee\u10d4\u10da \u10d3\u10e6\u10d4\u10d4\u10d1\u10e8\u10d8 \u10d5\u10dc\u10d0\u10e2\u10e0\u10dd\u10d1\u10d7.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-be44d6d\" id=\"strong-\u10d7\u10e3\u10e8\u10d4\u10d7\u10d8\u10e1-\u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8-\u10de\u10d0\u10e0\u10d9\u10d8-strong\" data-block-id=\"be44d6d\"><h2 class=\"stk-block-heading__text\"><strong>\u10d7\u10e3\u10e8\u10d4\u10d7\u10d8\u10e1 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10de\u10d0\u10e0\u10d9\u10d8<\/strong><\/h2><\/div>\n\n\n\n<figure class=\"wp-block-image alignfull size-large\"><img decoding=\"async\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/268a3224-copy-scaled.jpg\" alt=\"\" class=\"wp-image-18478\"\/><figcaption class=\"wp-element-caption\">\u10d3\u10d0\u10ea\u10e3\u10da\u10d8 \u10e2\u10d4\u10e0\u10d8\u10e2\u10dd\u10e0\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d0\u10d2\u10d4\u10dc\u10e2\u10dd<\/figcaption><\/figure>\n\n\n\n<p>\u10d7\u10e3\u10e8\u10d4\u10d7\u10d8 \u10d8\u10e8\u10d5\u10d8\u10d0\u10d7\u10d0\u10d3 \u10d0\u10d5\u10d7\u10d4\u10dc\u10e2\u10e3\u10e0\u10d8 \u10db\u10ee\u10d0\u10e0\u10d4\u10d0, \u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10d8\u10e5\u10d0\u10db\u10d3\u10d4 \u10db\u10d8\u10e1\u10d0\u10e6\u10ec\u10d4\u10d5\u10d8 \u10d2\u10d6\u10d8\u10e1 \u10e1\u10d8\u10e0\u10d7\u10e3\u10da\u10d4 \u10d3\u10d0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10d7 \u10ee\u10d8\u10d1\u10da\u10e1 \u10e1\u10eb\u10d4\u10dc\u10e1 \u10db\u10d8\u10e1 \u10e1\u10d0\u10dc\u10d0\u10ee\u10d0\u10dd\u10d1\u10d4\u10d1\u10e1. \u10e1\u10d4\u10d6\u10dd\u10dc\u10d8 \u10d6\u10d0\u10e4\u10ee\u10e3\u10da\u10e8\u10d8 \u10d8\u10ec\u10e7\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10d3\u10d8\u10d3\u10d7\u10dd\u10d5\u10da\u10dd\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10e1\u10d4\u10e5\u10e2\u10d4\u10db\u10d1\u10e0\u10d8\u10e1 \u10d1\u10dd\u10da\u10dd\u10db\u10d3\u10d4 \u10d2\u10e0\u10eb\u10d4\u10da\u10d3\u10d4\u10d1\u10d0. \u10d4\u10e1 \u10d9\u10d8 \u10d8\u10db\u10d0\u10e1 \u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10e1, \u10e0\u10dd\u10db \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10d0\u10ee\u10da\u10d0 \u10e3\u10dc\u10d3\u10d0 \u10d3\u10d0\u10d2\u10d4\u10d2\u10db\u10dd \u10d7\u10e3\u10e8\u10d4\u10d7\u10d8\u10e1 \u10db\u10d0\u10e0\u10e8\u10e0\u10e3\u10e2\u10d4\u10d1\u10d8. \u10d7\u10e3\u10e8\u10d4\u10d7\u10e8\u10d8 \u10db\u10dd\u10e1\u10d0\u10ee\u10d5\u10d4\u10d3\u10e0\u10d0\u10d3 \u10d0\u10d1\u10d0\u10dc\u10dd\u10e1, \u10d6\u10e6\u10d5\u10d8\u10e1 \u10d3\u10dd\u10dc\u10d8\u10d3\u10d0\u10dc 2900 \u10db\u10d4\u10e2\u10e0\u10d6\u10d4 \u10db\u10d3\u10d4\u10d1\u10d0\u10e0\u10d4 \u10e3\u10e6\u10d4\u10da\u10e2\u10d4\u10ee\u10d8\u10da\u10d8 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10d8\u10d0\u10e0\u10dd. \u10d0\u10db \u10d2\u10d6\u10d0\u10d6\u10d4 \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10d2\u10d0\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d8\u10e1 \u10db\u10d0\u10dc\u10e5\u10d0\u10dc\u10d0 \u10d3\u10d0 \u10d2\u10d0\u10dd\u10ea\u10d4\u10d1\u10d8\u10e1\u10d2\u10d0\u10dc \u10e1\u10d0\u10ee\u10d8\u10e1 \u10d9\u10e3\u10dc\u10d7\u10d4\u10d1\u10d8\u10e1 \u10db\u10e3\u10d3\u10db\u10d8\u10d5\u10d0\u10d3 \u10d3\u10d0\u10eb\u10d0\u10d1\u10d5\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10db\u10d6\u10d0\u10dd\u10d1\u10d0 \u10d3\u10d0\u10d2\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0. \u10e1\u10d0\u10dc\u10d0\u10db \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10db\u10d4 \u10e1\u10dd\u10e4\u10da\u10d0\u10db\u10d3\u10d4 \u10d0\u10dc \u10e1\u10d0\u10d1\u10d0\u10dc\u10d0\u10d9\u10d4 \u10d0\u10d3\u10d2\u10d8\u10da\u10d0\u10db\u10d3\u10d4 \u10db\u10d8\u10ee\u10d5\u10d0\u10da\u10d7 \u10d7\u10e3\u10e8\u10d4\u10d7\u10d8\u10e1 \u10d2\u10d6\u10d8\u10e1 \u10ee\u10d4\u10d3\u10d4\u10d1\u10d8 \u10d0\u10d2\u10d0\u10d5\u10e1\u10d4\u10d1\u10e1 \u10d4\u10db\u10dd\u10ea\u10d8\u10d4\u10d1\u10d8\u10d7. \u10e5\u10d5\u10d4\u10db\u10dd \u10dd\u10db\u10d0\u10da\u10dd\u10e8\u10d8 \u10d0\u10e0\u10d8\u10e1 \u10d5\u10d8\u10d6\u10d8\u10e2\u10dd\u10e0\u10d7\u10d0 \u10ea\u10d4\u10dc\u10e2\u10e0\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e3\u10da\u10d0\u10db\u10d0\u10d6\u10d4\u10e1 \u10e4\u10d8\u10ed\u10d5\u10dc\u10d0\u10e0\u10e8\u10d8 \u10db\u10d3\u10d4\u10d1\u10d0\u10e0\u10d4\u10dd\u10d1\u10e1 \u10d3\u10d0 \u10d0\u10e5\u10d5\u10e1 \u10d2\u10d0\u10d3\u10d0\u10e1\u10d0\u10ee\u10d4\u10d3\u10d8, \u10e1\u10d0\u10d8\u10d3\u10d0\u10dc\u10d0\u10ea \u10d7\u10e3\u10e8\u10d4\u10d7\u10d8\u10e1 \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10e1\u10dd\u10e4\u10d4\u10da\u10e1 \u10d3\u10d0\u10d8\u10dc\u10d0\u10ee\u10d0\u10d5. \u10d0\u10e5\u10d5\u10d4\u10d0 \u10d9\u10d0\u10e4\u10d4, \u10e1\u10d0\u10d3\u10d0\u10ea \u10d7\u10e3\u10e8\u10e3\u10e0 \u10ee\u10d0\u10ed\u10d0\u10de\u10e3\u10e0\u10e1 \u10d3\u10d0\u10d0\u10d2\u10d4\u10db\u10dd\u10d5\u10dc\u10d4\u10d1. \u10d0\u10e1\u10d4\u10d5\u10d4, \u10e1\u10d0\u10de\u10d8\u10d9\u10dc\u10d8\u10d9\u10d4 \u10d3\u10d0 \u10e1\u10d0\u10d9\u10d0\u10e0\u10d5\u10d4 \u10d0\u10d3\u10d2\u10d8\u10da\u10d4\u10d1\u10d8\u10ea. \u10d7\u10e3\u10e8\u10d4\u10d7\u10d8\u10e1 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da \u10de\u10d0\u10e0\u10d9\u10e1 11 \u10e2\u10e3\u10e0\u10d8\u10e1\u10e2\u10e3\u10da\u10d8 \u10db\u10d0\u10e0\u10e8\u10e0\u10e3\u10e2\u10d8 \u10d0\u10e5\u10d5\u10e1, \u10db\u10d0\u10d7 \u10e8\u10dd\u10e0\u10d8\u10e1 \u10d0\u10e0\u10d8\u10e1 \u10d4\u10e0\u10d7\u10d3\u10e6\u10d8\u10d0\u10dc\u10d8 \u10d1\u10d8\u10da\u10d8\u10d9\u10d4\u10d1\u10d8\u10ea, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10e9\u10d5\u10d4\u10dc\u10d8 \u10e0\u10e9\u10d4\u10d5\u10d0\u10d0, \u10d7\u10e3\u10e8\u10d4\u10d7\u10e8\u10d8 \u10db\u10d8\u10dc\u10d8\u10db\u10e3\u10db, 3 \u10d3\u10e6\u10d4 \u10d2\u10d0\u10d0\u10e2\u10d0\u10e0\u10dd, \u10e0\u10d0\u10d7\u10d0 \u10db\u10d7\u10d8\u10e1 \u10e8\u10d4\u10d2\u10e0\u10eb\u10dc\u10d4\u10d1\u10d0 \u10db\u10dd\u10d0\u10e1\u10ec\u10e0\u10dd \u10d3\u10d0 \u10d7\u10e3\u10e8\u10d4\u10d7\u10d8\u10e1 \u10d0\u10d8\u10e1\u10d4\u10d1\u10d8\u10d7 \u10d3\u10d0\u10e2\u10d9\u10d1\u10d4\u10d7 \u2014 \u10d4\u10e1 \u10d3\u10d0\u10e3\u10d5\u10d8\u10ec\u10e7\u10d0\u10e0\u10d8 \u10e1\u10d0\u10dc\u10d0\u10ee\u10d0\u10dd\u10d1\u10d0\u10d0.&nbsp;<\/p>\n\n\n\n<p><strong>\u10e0\u10d0<\/strong><strong> <\/strong><strong>\u10d2\u10d0\u10db\u10dd\u10d0\u10e0\u10e9\u10d4\u10d5\u10e1<\/strong><\/p>\n\n\n\n<p>\u10d7\u10e3\u10e8\u10d4\u10d7\u10e8\u10d8, \u10d9\u10d4\u10e0\u10eb\u10dd\u10d3 \u10e1\u10dd\u10e4\u10d4\u10da \u10d6\u10d4\u10db\u10dd \u10dd\u10db\u10d0\u10da\u10dd\u10e8\u10d8 \u10dc\u10d0\u10ee\u10d0\u10d5 \u10d9\u10d4\u10e1\u10d4\u10da\u10dd\u10e1 \u10ea\u10d8\u10ee\u10d8\u10e1 \u10d9\u10dd\u10db\u10de\u10da\u10d4\u10e5\u10e1\u10e1. \u10d4\u10e1 \u10e1\u10d0\u10d7\u10d5\u10d0\u10da\u10d7\u10d5\u10d0\u10da\u10dd \u10d3\u10d0 \u10d7\u10d0\u10d5\u10e8\u10d4\u10e1\u10d0\u10e4\u10d0\u10e0\u10d8 \u10d9\u10dd\u10e8\u10d9\u10d4\u10d1\u10d8\u10d0, \u10e1\u10d0\u10d3\u10d0\u10ea \u10dd\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10d3\u10e0\u10dd\u10e1 \u10e1\u10dd\u10e4\u10d4\u10da\u10d8 \u10d8\u10ee\u10d8\u10d6\u10dc\u10d4\u10d1\u10dd\u10d3\u10d0. \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0, \u10dd\u10db\u10d0\u10da\u10dd\u10e1 \u10d7\u10d4\u10db\u10d8\u10e1 \u10e1\u10dd\u10e4\u10da\u10d4\u10d1\u10d8 \u10db\u10dd\u10d8\u10dc\u10d0\u10ee\u10e3\u10da\u10dd \u2014 \u10d3\u10d0\u10e0\u10d7\u10da\u10dd, \u10e8\u10d4\u10dc\u10d0\u10e5\u10dd, \u10d3\u10dd\u10ed\u10e3, \u10d9\u10d5\u10d0\u10da\u10dd \u10d3\u10d0 \u10d0.\u10e8. \u10d0\u10db \u10e1\u10dd\u10e4\u10da\u10d4\u10d1\u10e8\u10d8 \u10dc\u10d0\u10ee\u10d0\u10d5 \u10db\u10e8\u10e0\u10d0\u10da\u10d8 \u10ec\u10e7\u10dd\u10d1\u10d8\u10d7 \u10dc\u10d0\u10d2\u10d4\u10d1 \u10e5\u10d5\u10d8\u10e1 \u10e1\u10d0\u10ee\u10da\u10d4\u10d1\u10e1. \u10d0\u10e1\u10d4\u10d5\u10d4 \u10dc\u10d0\u10ee\u10d0\u10d5 \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d2\u10d5\u10d8\u10d0\u10dc\u10d3\u10d4\u10da\u10d8 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10d8\u10e1 \u10d0\u10d8\u10d5\u10dc\u10d8\u10d0\u10dc \u10e1\u10d0\u10ee\u10da\u10d4\u10d1\u10e1. \u10d0\u10e5\u10d5\u10d4\u10d0 \u10dc\u10d0\u10e1\u10d0\u10e7\u10d3\u10e0\u10d0\u10da\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10e1\u10d0\u10da\u10dd\u10ea\u10d0\u10d5\u10d8 \u10dc\u10d8\u10e8\u10dc\u10d4\u10d1\u10d8, \u10e1\u10d0\u10d3\u10d0\u10ea \u10e5\u10d0\u10da\u10d4\u10d1\u10e1 \u10e8\u10d4\u10e1\u10d5\u10da\u10d0 \u10d4\u10d9\u10e0\u10eb\u10d0\u10da\u10d4\u10d1\u10d0\u10d7. \u10d0\u10e6\u10e1\u10d0\u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10d8\u10d0, \u10e0\u10dd\u10db \u10d7\u10e3\u10e8\u10d4\u10d7\u10e8\u10d8 \u10e5\u10e0\u10d8\u10e1\u10e2\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0\u10db \u10e4\u10d4\u10ee\u10d8 \u10e1\u10d0\u10d7\u10d0\u10dc\u10d0\u10d3\u10dd\u10d3 \u10d5\u10d4\u10e0 \u10db\u10dd\u10d8\u10d9\u10d8\u10d3\u10d0 \u10d3\u10d0 \u10e5\u10e0\u10d8\u10e1\u10e2\u10d8\u10d0\u10dc\u10e3\u10da\u10d8 \u10d4\u10d9\u10da\u10d4\u10e1\u10d8\u10d0 \u10d0\u10d3\u10d2\u10d8\u10da\u10dd\u10d1\u10e0\u10d8\u10d5 \u10e1\u10d0\u10da\u10dd\u10ea\u10d0\u10d5\u10d7\u10d0\u10dc \u10e8\u10d4\u10d4\u10e0\u10d7\u10d3\u10d0. \u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10d0\u10d2\u10d5\u10d8\u10e1\u10e2\u10dd\u10e1 \u10d3\u10d0\u10db\u10da\u10d4\u10d5\u10e1 \u10d7\u10e3 \u10d0\u10ee\u10d5\u10d0\u10da \u10d8\u10e5, \u10d8\u10ee\u10d8\u10da\u10d0\u10d5 \u10db\u10d0\u10d3\u10dd\u10da\u10dd\u10d1\u10d8\u10e1 \u10d3\u10e6\u10d4\u10e1\u10d0\u10e1\u10ec\u10d0\u10e3\u10da\u10e1, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d8\u10dd\u10d0\u10dc\u10d4 \u10dc\u10d0\u10d7\u10da\u10d8\u10e1\u10db\u10ea\u10d4\u10db\u10d4\u10da\u10e1 \u10e3\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10e0\u10dd\u10db\u10d4\u10da\u10e8\u10d8\u10ea \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10d9\u10d0\u10ea\u10d4\u10d1\u10d8 \u10d8\u10e6\u10d4\u10d1\u10d4\u10dc \u10db\u10dd\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10dd\u10d1\u10d0\u10e1. \u10d7\u10e3\u10e8\u10d4\u10d7\u10e8\u10d8 \u10d3\u10d0\u10d0\u10d2\u10d4\u10db\u10dd\u10d5\u10dc\u10d4\u10d1 \u10e5\u10d4\u10e0\u10d8\u10e1 \u10d7\u10e3\u10e8\u10e3\u10e0 \u10da\u10e3\u10d3\u10e1, \u10e0\u10dd\u10db\u10d4\u10da\u10e1\u10d0\u10ea \u10d0\u10da\u10e3\u10d3\u10e1 \u10e3\u10ec\u10dd\u10d3\u10d4\u10d1\u10d4\u10dc. \u10d0\u10e0\u10ea \u10da\u10e3\u10d3\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d3\u10d4\u10da \u10d0\u10d3\u10d2\u10d8\u10da\u10d0\u10e1\u10d0\u10d0 \u10dc\u10d4\u10d1\u10d0\u10d3\u10d0\u10e0\u10d7\u10e3\u10da\u10d8 \u10e5\u10d0\u10da\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d5\u10da\u10d0.&nbsp;<\/p>\n\n\n\n<p>\u10e1\u10dd\u10e4\u10d4\u10da \u10d3\u10d0\u10e0\u10d7\u10da\u10dd\u10e8\u10d8 \u10dc\u10d0\u10ee\u10d0\u10d5 \u10e1\u10d0\u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10dd \u10d1\u10ed\u10d4\u10e1. \u10d4\u10e1 \u10d0\u10e0\u10d8\u10e1 \u10d0\u10d3\u10d2\u10d8\u10da\u10d8 \u10e6\u10d8\u10d0 \u10ea\u10d8\u10e1 \u10e5\u10d5\u10d4\u10e8, \u10e1\u10d0\u10d3\u10d0\u10ea \u10d2\u10d0\u10dc\u10da\u10d0\u10d2\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 12 \u10db\u10e1\u10d0\u10ef\u10e3\u10da\u10d8\u10e1 \u10e5\u10d5\u10d8\u10e1 \u10e1\u10d9\u10d0\u10db\u10d8. \u10d7\u10e3\u10e8\u10d4\u10d7\u10e8\u10d8 \u10db\u10dd\u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10d4\u10e1 \u10ee\u10d0\u10da\u10ee\u10d8 \u10d8\u10e0\u10e9\u10d4\u10d5\u10d3\u10d0. \u10d2\u10d0\u10d3\u10db\u10dd\u10ea\u10d4\u10db\u10d8\u10e1 \u10d7\u10d0\u10dc\u10d0\u10ee\u10db\u10d0\u10d3, \u10d0\u10db \u10e1\u10d0\u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10dd\u10e1 \u10e5\u10d0\u10da\u10d8 \u10db\u10dd\u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10d4\u10ea \u10f0\u10e7\u10d0\u10d5\u10d3\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10d7\u10d0 \u10d3\u10d0 \u10db\u10ed\u10d4\u10d5\u10e0\u10db\u10d4\u10e2\u10e7\u10d5\u10d4\u10da\u10d4\u10d1\u10d8\u10d7 \u10d2\u10d0\u10db\u10dd\u10d8\u10e0\u10e9\u10d4\u10d5\u10d0.&nbsp;<\/p>\n\n\n\n<p>\u10d7\u10e3\u10e8\u10d4\u10d7\u10e8\u10d8 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10da\u10d0\u10d3 \u10e3\u10dc\u10d3\u10d0 \u10dc\u10d0\u10ee\u10dd \u10e1\u10dd\u10e4\u10d4\u10da\u10d8 \u10d1\u10dd\u10ed\u10dd\u10e0\u10dc\u10d0. \u10d1\u10dd\u10ed\u10dd\u10e0\u10dc\u10d0 \u10d6\u10e6\u10d5\u10d8\u10e1 \u10d3\u10dd\u10dc\u10d8\u10d3\u10d0\u10dc 2345 \u10db\u10d4\u10e2\u10e0\u10d6\u10d4 \u10db\u10d3\u10d4\u10d1\u10d0\u10e0\u10d4\u10dd\u10d1\u10e1 \u10d3\u10d0 \u10d4\u10d5\u10e0\u10dd\u10de\u10d8\u10e1 \u10db\u10d0\u10e1\u10e8\u10e2\u10d0\u10d1\u10d8\u10d7 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10d3\u10d0\u10e1\u10d0\u10ee\u10da\u10d4\u10d1\u10e3\u10da\u10d8 \u10d0\u10d3\u10d2\u10d8\u10da\u10d8\u10d0.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image alignfull size-large\"><img decoding=\"async\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/dji_0545-copy-scaled.jpg\" alt=\"\" class=\"wp-image-18473\"\/><figcaption class=\"wp-element-caption\">\u10d3\u10d0\u10ea\u10e3\u10da\u10d8 \u10e2\u10d4\u10e0\u10d8\u10e2\u10dd\u10e0\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d0\u10d2\u10d4\u10dc\u10e2\u10dd<\/figcaption><\/figure>\n\n\n\n<p>\u10d2\u10d0\u10e0\u10d4\u10db\u10dd\u10e1 \u10d3\u10d0\u10ea\u10d5\u10d0 \u10d3\u10d0 \u10d1\u10d8\u10dd\u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10e4\u10d4\u10e0\u10dd\u10d5\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10dc\u10d0\u10e0\u10e9\u10e3\u10dc\u10d4\u10d1\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10de\u10e0\u10d8\u10dd\u10e0\u10d8\u10e2\u10d4\u10e2\u10d8\u10d0. \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10d0\u10db\u10d8\u10e2\u10dd\u10db, \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d9\u10d0\u10d5\u10d9\u10d0\u10e1\u10d8\u10d8\u10e1 \u10d1\u10e3\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e4\u10dd\u10dc\u10d3\u10d8\u10e1 (CNF)&nbsp;\u10d4\u10e0\u10d7\u10dd\u10d1\u10da\u10d8\u10d5\u10d8 \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d8\u10e1 \u10e4\u10d0\u10e0\u10d2\u10da\u10d4\u10d1\u10e8\u10d8, \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1 \u10db\u10d0\u10e1\u10e8\u10e2\u10d0\u10d1\u10d8\u10d7 12 \u10d3\u10d0\u10ea\u10e3\u10da\u10d8 \u10e2\u10d4\u10e0\u10d8\u10e2\u10dd\u10e0\u10d8\u10d8\u10e1 \u10db\u10ee\u10d0\u10e0\u10d3\u10d0\u10e1\u10d0\u10ed\u10d4\u10e0\u10d0\u10d3 \u10d1\u10d8\u10e3\u10ef\u10d4\u10e2\u10d8\u10d0 \u10d2\u10d0\u10db\u10dd\u10e7\u10dd\u10e4\u10d8\u10da\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10e3\u10dc\u10d8\u10d9\u10d0\u10da\u10e3\u10e0\u10d8 \u10d1\u10d8\u10dd\u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10e4\u10d4\u10e0\u10dd\u10d5\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10dc\u10d0\u10e0\u10e9\u10e3\u10dc\u10d4\u10d1\u10d0\u10e1 \u10d4\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d0.<\/p>\n\n\n","protected":false},"excerpt":{"rendered":"\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10e3\u10da\u10d0\u10db\u10d0\u10d6\u10d4\u10e1 \u10d3\u10d0\u10ea\u10e3\u10da \u10e2\u10d4\u10e0\u10d8\u10e2\u10dd\u10e0\u10d8\u10d4\u10d1\u10d6\u10d4 \u10d3\u10d0\u10e3\u10d5\u10d8\u10ec\u10e7\u10d0\u10e0\u10d8 \u10d6\u10d0\u10e4\u10ee\u10e3\u10da\u10d8 \u10d2\u10d4\u10da\u10dd\u10d3\u10d4\u10d1\u10d0. \u10d0\u10e6\u10db\u10dd\u10d0\u10e9\u10d8\u10dc\u10d4 \u10e9\u10d0\u10dc\u10e9\u10e5\u10d4\u10e0\u10d4\u10d1\u10d8, \u10d0\u10da\u10de\u10e3\u10e0\u10d8 \u10e2\u10d1\u10d4\u10d1\u10d8, \u10e4\u10da\u10d0\u10db\u10d8\u10dc\u10d2\u10dd\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10e3\u10eb\u10d5\u10d4\u10da\u10d4\u10e1\u10d8 \u10e2\u10e7\u10d4\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d7\u10d0 \u10dc\u10d0\u10ee\u10d5\u10d0\u10ea 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