{"id":28577,"date":"2026-08-31T11:22:00","date_gmt":"2026-08-31T07:22:00","guid":{"rendered":"https:\/\/bankofgeorgia.ge\/blog\/siakhleebi\/4-daculi-teritoria-sadac-zafxulis-dauvicyari-dgeebi-bunebashi-shegidzlia-gaataro\/"},"modified":"2026-09-23T12:53:20","modified_gmt":"2026-09-23T08:53:20","slug":"4-daculi-teritoria-sadac-zafxulis-dauvicyari-dgeebi-bunebashi-shegidzlia-gaataro","status":"publish","type":"post","link":"https:\/\/bankofgeorgia.ge\/blog\/ar-gacherde\/daculi-teritoriebi\/4-daculi-teritoria-sadac-zafxulis-dauvicyari-dgeebi-bunebashi-shegidzlia-gaataro\/","title":{"rendered":"4 \u10d3\u10d0\u10ea\u10e3\u10da\u10d8 \u10e2\u10d4\u10e0\u10d8\u10e2\u10dd\u10e0\u10d8\u10d0: \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10e1\u10d0\u10dd\u10ea\u10d0\u10e0\u10d8 \u10d7\u10d0\u10d5\u10d2\u10d0\u10d3\u10d0\u10e1\u10d0\u10d5\u10d0\u10da\u10d8"},"content":{"rendered":"\n<p class=\"has-text-align-right\"><em>\u10e0\u10d0 \u10d2\u10d8\u10dc\u10d3\u10d0, \u10e0\u10dd\u10db \u10d0\u10e5 \u10d0\u10e0 \u10d8\u10e7\u10dd\u10e1, \u2014 \u10d4\u10dc\u10d0 \u10d8\u10e2\u10e7\u10d5\u10d8\u10e1 \u10e0\u10d0\u10e1!<\/em><\/p>\n\n\n\n<p>\u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10ef\u10d4\u10e0 \u10d2\u10d5\u10e1\u10db\u10d4\u10dc\u10d8\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10e4\u10d4\u10e0\u10dd\u10d5\u10d0\u10dc\u10d8 \u10d1\u10e3\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1 \u10d3\u10d0 \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10ef\u10d4\u10e0 \u10d2\u10d5\u10d8\u10e4\u10d8\u10e5\u10e0\u10d8\u10d0, \u10e0\u10dd\u10db \u10e1\u10ee\u10d5\u10d4\u10d1\u10d8 \u10d0\u10ed\u10d0\u10e0\u10d1\u10d4\u10d1\u10d3\u10dc\u10d4\u10dc. \u10d0\u10db \u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10e4\u10d4\u10e0\u10dd\u10d5\u10dc\u10d4\u10d1\u10d0\u10e1 \u10d8\u10e1\u10d8\u10ea \u10ea\u10ee\u10d0\u10d3\u10e7\u10dd\u10e4\u10e1, \u10e0\u10dd\u10db \u10e9\u10d5\u10d4\u10dc\u10d8\u10e1\u10d7\u10d0\u10dc\u10d0 \u10de\u10d0\u10e2\u10d0\u10e0\u10d0 \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0\u10e1 \u10d1\u10d4\u10d5\u10e0\u10d8 \u10d3\u10d0\u10ea\u10e3\u10da\u10d8 \u10e2\u10d4\u10e0\u10d8\u10e2\u10dd\u10e0\u10d8\u10d0 \u10d0\u10e5\u10d5\u10e1 &#8211; \u10db\u10d7\u10da\u10d8\u10d0\u10dc\u10d8 \u10e4\u10d0\u10e0\u10d7\u10dd\u10d1\u10d8\u10e1 \u10d7\u10d8\u10d7\u10e5\u10db\u10d8\u10e1 9%.<\/p>\n\n\n\n<p>\u10d0\u10ee\u10da\u10d0 \u10db\u10dd\u10d2\u10d8\u10e7\u10d5\u10d4\u10d1\u10d8\u10d7 \u10d8\u10db \u10d3\u10d0\u10e3\u10ef\u10d4\u10e0\u10d4\u10d1\u10d4\u10da\u10d8 \u10d0\u10d3\u10d2\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10e1\u10e3\u10da \u10d0\u10ee\u10da\u10dd\u10e1, \u10e9\u10d5\u10d4\u10dc\u10e1\u10d0\u10d5\u10d4 \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0\u10e8\u10d8\u10d0 \u10d3\u10d0 \u10d8\u10e5 \u10d6\u10d0\u10e4\u10ee\u10e3\u10da\u10d8\u10e1 \u10d7\u10e3\u10dc\u10d3\u10d0\u10ea \u10d4\u10e0\u10d7 \u10d3\u10e6\u10d4\u10e1\u10d7\u10e3 \u10d2\u10d0\u10d0\u10e2\u10d0\u10e0\u10d4\u10d1\u10d7, \u10ec\u10d0\u10e0\u10e3\u10e8\u10da\u10d4\u10da\u10d8 \u10e8\u10d7\u10d0\u10d1\u10d4\u10ed\u10d3\u10d8\u10da\u10d4\u10d1\u10d4\u10d1\u10d8 \u10db\u10d7\u10d4\u10da\u10d8 \u10ec\u10d4\u10da\u10d8, \u10d6\u10d0\u10db\u10d7\u10e0\u10d8\u10e1 \u10e1\u10e3\u10e1\u10ee\u10d8\u10d0\u10dc \u10d3\u10e6\u10d4\u10d4\u10d1\u10e8\u10d8\u10ea \u10d9\u10d8 \u10d2\u10d0\u10d2\u10e7\u10d5\u10d4\u10d1\u10d0\u10d7.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"197\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2026\/01\/saqartvelos-banki-datsuli-teritoriebis-mkhardamcheri-1.jpg\" alt=\"\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d3\u10d0\u10ea\u10e3\u10da\u10d8 \u10e2\u10d4\u10e0\u10d8\u10e2\u10dd\u10e0\u10d8\u10d4\u10d1\u10d8\u10e1 \u10db\u10ee\u10d0\u10e0\u10d3\u10d0\u10db\u10ed\u10d4\u10e0\u10d8\u10d0 2010 \u10ec\u10da\u10d8\u10d3\u10d0\u10dc\" class=\"wp-image-41910\" srcset=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2026\/01\/saqartvelos-banki-datsuli-teritoriebis-mkhardamcheri-1.jpg 1024w, https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2026\/01\/saqartvelos-banki-datsuli-teritoriebis-mkhardamcheri-1-300x58.jpg 300w, https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2026\/01\/saqartvelos-banki-datsuli-teritoriebis-mkhardamcheri-1-768x148.jpg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u10da\u10d0\u10d2\u10dd\u10d3\u10d4\u10ee\u10d8\u10e1<\/strong><strong> <\/strong><strong>\u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8<\/strong><strong> <\/strong><strong>\u10de\u10d0\u10e0\u10d9\u10d8<\/strong><\/h2>\n\n\n\n<p>\u10da\u10d0\u10d2\u10dd\u10d3\u10d4\u10ee\u10d8\u10e1 \u10ee\u10d4\u10dd\u10d1\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10db\u10d0\u10e1\u10e8\u10e2\u10d0\u10d1\u10d8\u10d7 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d8 \u10d3\u10d0\u10ea\u10e3\u10da\u10d8 \u10e2\u10d4\u10e0\u10d8\u10e2\u10dd\u10e0\u10d8\u10d0\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10dc\u10d0\u10d9\u10e0\u10eb\u10d0\u10da\u10d8\u10e1 \u10e1\u10e2\u10d0\u10e2\u10e3\u10e1\u10d8 1912 \u10ec\u10d4\u10da\u10e1 \u10db\u10d8\u10d4\u10dc\u10d8\u10ed\u10d0. \u10de\u10d0\u10e0\u10d9\u10e8\u10d8 \u10ee\u10e3\u10d7\u10d8 \u10e2\u10e3\u10e0\u10d8\u10e1\u10e2\u10e3\u10da\u10d8 \u10db\u10d0\u10e0\u10e8\u10e0\u10e3\u10e2\u10d8\u10d0 \u10db\u10dd\u10ec\u10e7\u10dd\u10d1\u10d8\u10da\u10d8: <\/p>\n\n\n\n<ul class=\"wp-block-list is-style-style-2\">\n<li>\u10e0\u10dd\u10ed\u10dd\u10e1 \u10e9\u10d0\u10dc\u10e9\u10e5\u10d4\u10e0\u10d8<\/li>\n\n\n\n<li>\u10dc\u10d8\u10dc\u10dd\u10e1\u10ee\u10d4\u10d5\u10d8\u10e1 (\u10d2\u10e3\u10e0\u10d2\u10d4\u10dc\u10d8\u10d0\u10dc\u10d8\u10e1) \u10e9\u10d0\u10dc\u10e9\u10e5\u10d4\u10e0\u10d8<\/li>\n\n\n\n<li>\u10db\u10d0\u10ed\u10d8\u10e1 \u10ea\u10d8\u10ee\u10d8\u10e1<\/li>\n\n\n\n<li>\u10e8\u10d0\u10d5\u10d8 \u10d9\u10da\u10d3\u10d4\u10d4\u10d1\u10d8\u10e1 \u10e2\u10d1\u10d8\u10e1<\/li>\n\n\n\n<li>\u10d3\u10d0 \u10d1\u10e3\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10d4\u10ea\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d1\u10d8\u10da\u10d8\u10d9\u10d8<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image alignfull size-large\"><img decoding=\"async\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/68a9668-copy-scaled.jpg\" alt=\"\" class=\"wp-image-18474\"\/><\/figure>\n\n\n\n<p>\u10db\u10d0\u10e0\u10e8\u10e0\u10e3\u10e2\u10d4\u10d1\u10d8\u10e1 \u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10e4\u10d4\u10e0\u10dd\u10d5\u10dc\u10d4\u10d1\u10d0 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10e1 \u10d2\u10d0\u10eb\u10da\u10d4\u10d5\u10e1, \u10d7\u10d0\u10d5\u10d0\u10d3 \u10d0\u10d8\u10e0\u10e9\u10d8\u10dd \u10e0\u10d0 \u10e2\u10d8\u10de\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e1\u10d8\u10e0\u10d7\u10e3\u10da\u10d8\u10e1 \u10d2\u10d6\u10d8\u10e1 \u10d2\u10d0\u10d5\u10da\u10d0 \u10d2\u10e1\u10e3\u10e0\u10e1. \u10da\u10d0\u10d2\u10dd\u10d3\u10d4\u10ee\u10d8\u10e1 \u10d1\u10d8\u10da\u10d8\u10d9\u10d4\u10d1\u10d6\u10d4 \u10dc\u10d0\u10ee\u10d0\u10d5 \u10db\u10ea\u10d4\u10dc\u10d0\u10e0\u10d4\u10d7\u10d0 \u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10e4\u10d4\u10e0\u10dd\u10d5\u10dc\u10d4\u10d1\u10d0\u10e1, \u10d0\u10e1\u10d4\u10d5\u10d4, <strong>\u10e8\u10d5\u10d4\u10da\u10e1, \u10d8\u10e0\u10d4\u10db\u10e1 \u10d0\u10dc \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10dd\u10d0, \u10e1\u10e3\u10da\u10d0\u10ea \u10d2\u10d0\u10e0\u10d4\u10e3\u10da \u10e6\u10dd\u10e0\u10e1<\/strong>. <\/p>\n\n\n\n<p>\u10d7\u10e3 \u10e9\u10d0\u10dc\u10e9\u10e5\u10d4\u10e0\u10d4\u10d1\u10d8 \u10d2\u10d8\u10d6\u10d8\u10d3\u10d0\u10d5\u10e1, <strong>\u10d2\u10e3\u10e0\u10d2\u10d4\u10dc\u10d8\u10d0\u10dc\u10d8\u10e1 \u10e9\u10d0\u10dc\u10e9\u10e5\u10d4\u10e0\u10d8 <\/strong>40 \u10db\u10d4\u10e2\u10e0\u10d8 \u10e1\u10d8\u10db\u10d0\u10e6\u10da\u10d8\u10e1\u10d0\u10d0 \u10d3\u10d0 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10db\u10dd\u10db\u10ee\u10d8\u10d1\u10d5\u10da\u10d4\u10da\u10d8 \u10d8\u10e1 \u10d0\u10e0\u10d8\u10e1, \u10e0\u10dd\u10db \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0, \u10e9\u10d0\u10dc\u10e9\u10e5\u10d4\u10e0\u10d8\u10e1 \u10d7\u10d0\u10d5\u10d6\u10d4 \u10db\u10dd\u10d4\u10e5\u10ea\u10d4 \u10d3\u10d0 \u10d6\u10d4\u10db\u10dd\u10d3\u10d0\u10dc \u10d8\u10ee\u10d8\u10da\u10dd \u10ec\u10e7\u10da\u10d8\u10e1 \u10d5\u10d0\u10e0\u10d3\u10dc\u10d0. \u10d2\u10d0\u10e0\u10d3\u10d0 \u10d0\u10db\u10d8\u10e1\u10d0, \u10d0\u10db \u10d1\u10d8\u10da\u10d8\u10d9\u10d4\u10d1\u10d6\u10d4 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10e1\u10d0\u10de\u10d8\u10d9\u10dc\u10d8\u10d9\u10d4 \u10d0\u10d3\u10d2\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e0\u10e9\u10d4\u10d5\u10d0 \u10d3\u10d0 \u10e4\u10dd\u10d7\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10ee\u10d4\u10d4\u10d1\u10d8\u10e1 \u10e9\u10e0\u10d3\u10d8\u10da\u10e8\u10d8, \u10d0\u10dc \u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d8\u10e1 \u10dc\u10d0\u10de\u10d8\u10e0\u10d0\u10e1, \u10d0\u10dc \u10e1\u10e3\u10da\u10d0\u10ea \u10e9\u10d0\u10dc\u10e9\u10e5\u10d4\u10e0\u10d7\u10d0\u10dc \u10d0\u10ee\u10da\u10dd\u10e1 \u10de\u10d8\u10d9\u10dc\u10d8\u10d9\u10d8\u10e1 \u10db\u10dd\u10ec\u10e7\u10dd\u10d1\u10d0 \u10d3\u10d0 \u10d6\u10d0\u10e4\u10ee\u10e3\u10da\u10d8\u10e1 \u10ea\u10ee\u10d4\u10da\u10d8 \u10d3\u10e6\u10d8\u10e1 \u10e3\u10e9\u10d5\u10d4\u10e3\u10da\u10dd\u10d3 \u10d2\u10e0\u10d8\u10da\u10d0\u10d3 \u10d2\u10d0\u10e2\u10d0\u10e0\u10d4\u10d1\u10d0.<\/p>\n\n\n\n<figure class=\"wp-block-image alignfull size-large\"><img decoding=\"async\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/lagodexi-17-scaled.jpg\" alt=\"\" class=\"wp-image-18475\"\/><\/figure>\n\n\n\n<p>\u10da\u10d0\u10d2\u10dd\u10d3\u10d4\u10ee\u10d8\u10e1 \u10d1\u10d8\u10da\u10d8\u10d9\u10d4\u10d1\u10e1 \u10e8\u10dd\u10e0\u10d8\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10e8\u10d7\u10d0\u10db\u10d1\u10d4\u10ed\u10d3\u10d0\u10d5\u10d8 <strong>\u10e8\u10d0\u10d5\u10d8 \u10d9\u10da\u10d3\u10d4\u10d4\u10d1\u10d8\u10e1 \u10e2\u10d1\u10d8\u10e1<\/strong> \u10db\u10d0\u10e0\u10e8\u10e0\u10e3\u10e2\u10d8\u10d0. \u10d1\u10d8\u10da\u10d8\u10d9\u10d8 \u10d6\u10e6\u10d5\u10d8\u10e1 \u10d3\u10dd\u10dc\u10d8\u10d3\u10d0\u10dc 500 \u10db\u10d4\u10e2\u10e0\u10d6\u10d4, \u10e8\u10d4\u10e0\u10d4\u10e3\u10da \u10e2\u10e7\u10d4\u10e8\u10d8 \u10d8\u10ec\u10e7\u10d4\u10d1\u10d0 \u10d3\u10d0 3000 \u10db\u10d4\u10e2\u10e0\u10d0\u10db\u10d3\u10d4, \u10d0\u10da\u10de\u10e3\u10e0 \u10d6\u10dd\u10dc\u10d0\u10e8\u10d8 \u10d0\u10d3\u10d8\u10e1. \u10e1\u10d8\u10db\u10d0\u10e6\u10da\u10d4\u10d7\u10d0 \u10d0\u10e1\u10d4\u10d7\u10d8 \u10e1\u10ee\u10d5\u10d0\u10dd\u10d1\u10d0, \u10d7\u10d8\u10d7\u10e5\u10db\u10d8\u10e1, \u10d0\u10e0\u10e1\u10d0\u10d3 \u10d2\u10d5\u10ee\u10d5\u10d3\u10d4\u10d1\u10d0. \u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10e8\u10d0\u10d5\u10d8 \u10d9\u10da\u10d3\u10d4\u10d4\u10d1\u10d8\u10e1 \u10e2\u10d1\u10d8\u10e1 \u10db\u10dd\u10dc\u10d0\u10ee\u10e3\u10da\u10d4\u10d1\u10d0\u10e1 \u10d7\u10e3 \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2, \u10d2\u10d0\u10db\u10dd\u10e0\u10e9\u10d4\u10e3\u10da\u10d8 \u10e8\u10d7\u10d0\u10d1\u10d4\u10ed\u10d3\u10d8\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10db\u10dd\u10d4\u10db\u10d6\u10d0\u10d3\u10d4. <\/p>\n\n\n\n<p>\u10d7\u10d0\u10dc\u10d0\u10ea, \u10d7\u10e3\u10d9\u10d8 \u10ec\u10d0\u10e1\u10d5\u10da\u10d0\u10e1 \u10e1\u10d4\u10e5\u10e2\u10d4\u10db\u10d1\u10d4\u10e0\u10e8\u10d8 \u10d3\u10d0\u10d2\u10d4\u10d2\u10db\u10d0\u10d5, <strong>\u10d8\u10e0\u10db\u10d8\u10e1 \u10db\u10e7\u10d5\u10d8\u10e0\u10d0\u10da\u10dd\u10d1\u10d8\u10e1 <\/strong>\u10db\u10dd\u10ec\u10db\u10d4 \u10d2\u10d0\u10ee\u10d3\u10d4\u10d1\u10d8. \u10d2\u10d6\u10d0\u10d3 \u10e8\u10d4\u10ee\u10d5\u10d3\u10d4\u10d1\u10d8 \u10e1\u10de\u10d4\u10ea\u10d8\u10d0\u10da\u10e3\u10e0\u10d0\u10d3 \u10db\u10dd\u10ec\u10e7\u10dd\u10d1\u10d8\u10da \u10e1\u10d0\u10de\u10d8\u10d9\u10dc\u10d8\u10d9\u10d4 \u10d3\u10d0 \u10e1\u10d0\u10d9\u10d0\u10e0\u10d5\u10d4 \u10d0\u10d3\u10d2\u10d8\u10da\u10d4\u10d1\u10e1. \u10d0\u10db \u10d1\u10d8\u10da\u10d8\u10d9\u10d8\u10e1 \u10d2\u10d0\u10d5\u10da\u10d0\u10e1 3 \u10d3\u10e6\u10d4 \u10e1\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0, \u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10d9\u10dd\u10db\u10e4\u10dd\u10e0\u10e2\u10e3\u10da\u10d8 \u10e1\u10d0\u10d9\u10d0\u10e0\u10d5\u10d4 \u10d0\u10d3\u10d2\u10d8\u10da\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10e2\u10e3\u10e0\u10d8\u10e1\u10e2\u10e3\u10da\u10d8 \u10d7\u10d0\u10d5\u10e8\u10d4\u10e1\u10d0\u10e4\u10d0\u10e0\u10d8 \u10d2\u10d6\u10d8\u10e1 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10dc\u10d0\u10ec\u10d8\u10da\u10d8\u10d0. \u10d1\u10d8\u10da\u10d8\u10d9\u10d8\u10e1 \u10d2\u10d0\u10d5\u10da\u10d0 \u10ea\u10ee\u10d4\u10dc\u10d8\u10d7\u10d0\u10ea \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0. \u10d7\u10d0\u10d5\u10d0\u10d3 \u10e2\u10d1\u10d0 \u10d9\u10da\u10d3\u10d4\u10d4\u10d1\u10e1 \u10e8\u10dd\u10e0\u10d8\u10e1\u10d0\u10d0 \u10db\u10dd\u10e5\u10ea\u10d4\u10e3\u10da\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10ea\u10d0\u10e1\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3 \u10db\u10d0\u10e1\u10e8\u10d8 \u10d8\u10e0\u10d4\u10d9\u10da\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10d6\u10e6\u10d0\u10de\u10e0\u10e3\u10da \u10e1\u10d0\u10dc\u10d0\u10ee\u10d0\u10dd\u10d1\u10d0\u10e1 \u10e5\u10db\u10dc\u10d8\u10e1.\u00a0<\/p>\n\n\n\n<p>\u10d0\u10e5 \u10d2\u10d0\u10e2\u10d0\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10dd\u10e0\u10d8 \u10e6\u10d0\u10db\u10d4\u10ea \u10d9\u10d8 \u10db\u10d7\u10d4\u10da\u10d8 \u10d6\u10d0\u10e4\u10ee\u10e3\u10da\u10d8\u10e1 \u10e8\u10d7\u10d0\u10d1\u10d4\u10ed\u10d3\u10d8\u10da\u10d4\u10d1\u10d0\u10e1 \u10e8\u10d4\u10e5\u10db\u10dc\u10d8\u10e1.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u10d1\u10dd\u10e0\u10ef\u10dd\u10db<\/strong><strong>&#8211;<\/strong><strong>\u10ee\u10d0\u10e0\u10d0\u10d2\u10d0\u10e3\u10da\u10d8\u10e1<\/strong><strong> <\/strong><strong>\u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8<\/strong><strong> <\/strong><strong>\u10de\u10d0\u10e0\u10d9\u10d8<\/strong><\/h2>\n\n\n\n<p><a href=\"https:\/\/bankofgeorgia.ge\/blog\/ar-gacherde\/daculi-teritoriebi\/3-mizezi-tu-ratom-unda-ewvio-borjom-xaragaulis-erovnul-parks\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u10d1\u10dd\u10e0\u10ef\u10dd\u10db-\u10ee\u10d0\u10e0\u10d0\u10d2\u10d0\u10e3\u10da\u10d8\u10e1 \u10e2\u10d4\u10e0\u10d8\u10e2\u10dd\u10e0\u10d8\u10d0<\/a> \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10e1\u10e2\u10d0\u10dc\u10d3\u10d0\u10e0\u10e2\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d8 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d8 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10de\u10d0\u10e0\u10d9\u10d8\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10e1\u10d0\u10ea \u10d4\u10e1 \u10e1\u10e2\u10d0\u10e2\u10e3\u10e1\u10d8 1995 \u10ec\u10d4\u10da\u10e1 \u10db\u10d8\u10d4\u10dc\u10d8\u10ed\u10d0.\u00a0<\/p>\n\n\n\n<p>\u10de\u10d0\u10e0\u10d9\u10d8 \u10e1\u10d0\u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10dd \u10d0\u10e0\u10e9\u10d4\u10d5\u10d0\u10dc\u10d8\u10d0 \u10e3\u10d9\u10da\u10d4\u10d1\u10da\u10d8\u10d5 \u10e7\u10d5\u10d4\u10da\u10d0 \u10e2\u10d8\u10de\u10d8\u10e1 \u10db\u10dd\u10d2\u10d6\u10d0\u10e3\u10e0\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc 12 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10e2\u10d8\u10de\u10d8\u10e1 \u10d1\u10d8\u10da\u10d8\u10d9\u10d8 \u10d0\u10e5\u10d5\u10e1. 12-\u10d8\u10d5\u10d4 \u10d1\u10d8\u10da\u10d8\u10d9\u10d8 \u10db\u10d0\u10e0\u10d9\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8\u10d0, \u10d0\u10e5\u10d5\u10e1 \u10e1\u10d0\u10d9\u10d4\u10db\u10de\u10d8\u10dc\u10d2\u10d4 \u10d3\u10d0 \u10e1\u10d0\u10de\u10d8\u10d9\u10dc\u10d8\u10d9\u10d4 \u10d0\u10d3\u10d2\u10d8\u10da\u10d4\u10d1\u10d8. \u10d0\u10db \u10d1\u10d8\u10da\u10d8\u10d9\u10d4\u10d1\u10d6\u10d4 \u10e2\u10e3\u10e0\u10d8\u10e1\u10e2\u10e3\u10da\u10d8 \u10d7\u10d0\u10d5\u10e8\u10d4\u10e1\u10d0\u10e4\u10d0\u10e0\u10e1\u10d0\u10ea \u10e8\u10d4\u10ee\u10d5\u10d3\u10d4\u10d1\u10d8, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10d2\u10d8\u10e0\u10e9\u10d4\u10d5\u10d7, \u10d9\u10d0\u10e0\u10d0\u10d5\u10d8 \u10e6\u10d8\u10d0 \u10ea\u10d8\u10e1 \u10e5\u10d5\u10d4\u10e8 \u10d2\u10d0\u10e8\u10d0\u10da\u10dd, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10e6\u10d0\u10db\u10d8\u10d7 \u10d5\u10d0\u10e0\u10e1\u10d9\u10d5\u10da\u10d0\u10d5\u10d4\u10d1\u10d8\u10d0\u10dc \u10ea\u10d0\u10e1 \u10e3\u10e7\u10e3\u10e0\u10dd, \u10d3\u10d8\u10da\u10d8\u10d7 \u10d9\u10d8 &#8211; \u10dc\u10d8\u10e1\u10da\u10d8\u10d0\u10dc \u10ee\u10d4\u10d3\u10d4\u10d1\u10e1.<\/p>\n\n\n\n<figure class=\"wp-block-image alignfull size-large\"><img decoding=\"async\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/dsc03182-scaled.jpg\" alt=\"\" class=\"wp-image-18476\"\/><\/figure>\n\n\n\n<p>\u10d1\u10dd\u10e0\u10ef\u10dd\u10db-\u10ee\u10d0\u10e0\u10d0\u10d2\u10d0\u10e3\u10da\u10d8\u10e1 \u10ee\u10d4\u10da\u10e3\u10ee\u10da\u10d4\u10d1\u10d4\u10da\u10d8 \u10e2\u10e7\u10d8\u10e1 \u10d1\u10d8\u10da\u10d8\u10d9\u10d6\u10d4 \u10e8\u10d4\u10ee\u10d5\u10d3\u10d4\u10d1\u10d8 \u10ec\u10d8\u10ec\u10d5\u10dd\u10d5\u10d0\u10dc, \u10e4\u10dd\u10d7\u10da\u10dd\u10d5\u10d0\u10dc, \u10e8\u10d4\u10e0\u10d4\u10e3\u10da \u10d3\u10d0 \u10d9\u10dd\u10da\u10ee\u10e3\u10e0 \u10e1\u10e3\u10d1-\u10e2\u10e0\u10dd\u10de\u10d8\u10d9\u10e3\u10da \u10e2\u10e7\u10d4\u10d4\u10d1\u10e1, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10ee\u10d4\u10da\u10e3\u10ee\u10da\u10d4\u10d1\u10da\u10d0\u10d3 \u10d0\u10e0\u10d8\u10e1 \u10e8\u10d4\u10db\u10dd\u10e0\u10e9\u10d4\u10dc\u10d8\u10da\u10d8. \u10d1\u10d8\u10da\u10d8\u10d9\u10d8\u10e1 \u10d2\u10d0\u10d5\u10da\u10d8\u10e1\u10d0\u10e1 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10d3\u10e0\u10dd\u10e8\u10d8 \u10d8\u10db\u10dd\u10d2\u10d6\u10d0\u10e3\u10e0\u10d4\u10d1. \u10d0\u10e5 \u10e7\u10d5\u10d4\u10da\u10d0\u10e4\u10d4\u10e0\u10d8 \u10d8\u10e1\u10d4\u10d0 \u10e8\u10d4\u10dc\u10d0\u10e0\u10e9\u10e3\u10dc\u10d4\u10d1\u10e3\u10da\u10d8, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10e3\u10ee\u10e1\u10dd\u10d5\u10d0\u10e0 \u10d3\u10e0\u10dd\u10e8\u10d8 \u10d8\u10e7\u10dd. \u10d0\u10e5\u10d5\u10d4 \u10dc\u10d0\u10ee\u10d0\u10d5 <strong>\u10db\u10d4-9 \u10e1\u10d0\u10e3\u10d9\u10e3\u10dc\u10d8\u10e1 \u10db\u10d0\u10db\u10d0\u10d7\u10d0 \u10db\u10dd\u10dc\u10d0\u10e1\u10e2\u10d4\u10e0\u10e1<\/strong>, \u10e0\u10d0\u10ea \u10d3\u10e0\u10dd\u10e8\u10d8 \u10db\u10dd\u10d2\u10d6\u10d0\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1 \u10e8\u10d4\u10d2\u10e0\u10eb\u10dc\u10d4\u10d1\u10d0\u10e1 \u10d9\u10d8\u10d3\u10d4\u10d5 \u10e3\u10e4\u10e0\u10dd \u10d0\u10eb\u10da\u10d8\u10d4\u10e0\u10d4\u10d1\u10e1.<\/p>\n\n\n\n<figure class=\"wp-block-image alignfull size-large\"><img decoding=\"async\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/68a9536-scaled.jpg\" alt=\"\" class=\"wp-image-18477\"\/><\/figure>\n\n\n\n<p>\u10d2\u10d0\u10e0\u10d3\u10d0 \u10d0\u10db \u10d1\u10d8\u10da\u10d8\u10d9\u10d8\u10e1\u10d0, \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0 \u10d1\u10dd\u10e0\u10ef\u10dd\u10db-\u10ee\u10d0\u10e0\u10d0\u10d2\u10d0\u10e3\u10da\u10d8\u10e1 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10de\u10d0\u10e0\u10d9\u10d8\u10e1 \u10db\u10d0\u10e0\u10e8\u10e0\u10e3\u10e2\u10d4\u10d1\u10d8\u10e1 \u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10e4\u10d4\u10e0\u10dd\u10d5\u10dc\u10d4\u10d1\u10d0 &#8211; \u10e1\u10d0\u10da\u10d0\u10e8\u10e5\u10e0\u10dd, \u10e1\u10d0\u10ea\u10ee\u10d4\u10dc\u10dd\u10e1\u10dc\u10dd, \u10d5\u10d4\u10da\u10dd, \u10d7\u10dd\u10d5\u10da\u10d8\u10e1 \u10e4\u10d4\u10ee\u10e1\u10d0\u10ea\u10db\u10d4\u10da\u10d4\u10d1\u10d8\u10e1, \u10d9\u10e3\u10da\u10e2\u10e3\u10e0\u10e3\u10da-\u10e1\u10d0\u10d2\u10d0\u10dc\u10db\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10da\u10dd. 12 \u10d1\u10d8\u10da\u10d8\u10d9\u10d8 \u10d3\u10d8\u10d3 \u10d0\u10e0\u10e9\u10d4\u10d5\u10d0\u10dc\u10e1 \u10d8\u10eb\u10da\u10d4\u10d5\u10d0 \u10d3\u10d0 \u10e8\u10d4\u10e3\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10db\u10d4\u10db \u10db\u10d0\u10d8\u10dc\u10ea \u10d0\u10e0 \u10db\u10d8\u10d2\u10d8\u10d6\u10d8\u10d3\u10dd\u10e1.\u00a0\u00a0<\/p>\n\n\n\n<p>\u10e6\u10d0\u10db\u10d8\u10e1 \u10d2\u10d0\u10e1\u10d0\u10e2\u10d0\u10e0\u10d4\u10d1\u10da\u10d0\u10d3 \u10d2\u10d0\u10db\u10dd\u10e0\u10e9\u10d4\u10e3\u10da\u10d8\u10d0 \u10de\u10d0\u10dc\u10dd\u10e0\u10d0\u10db\u10d4\u10d1\u10d8\u10e1 \u10d1\u10d8\u10da\u10d8\u10d9\u10d8, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10e1\u10d0\u10d3\u10d0\u10ea \u10d0\u10e0 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10e8\u10d0\u10da\u10dd \u10d9\u10d0\u10e0\u10d0\u10d5\u10d8, \u10d2\u10d0\u10d3\u10d0\u10e8\u10da\u10d8\u10da\u10d8 \u10ee\u10d4\u10d3\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d3\u10d8\u10da\u10d8\u10e1 \u10ee\u10d4\u10d3\u10d8 \u10e7\u10d5\u10d4\u10da\u10d2\u10d0\u10dc \u10db\u10dd\u10db\u10dc\u10e3\u10e1\u10ee\u10d0\u10d5\u10d8 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0.&nbsp;<\/p>\n\n\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u10ef\u10d0\u10d5\u10d0\u10ee\u10d4\u10d7\u10d8\u10e1<\/strong><strong> <\/strong><strong>\u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8<\/strong><strong> <\/strong><strong>\u10de\u10d0\u10e0\u10d9\u10d8<\/strong><\/h2>\n\n\n\n<p>\u10d7\u10e3\u10d9\u10d8 \u10d0\u10da\u10de\u10e3\u10e0\u10d8 \u10d6\u10dd\u10dc\u10d0 \u10d2\u10d8\u10d6\u10d8\u10d3\u10d0\u10d5\u10e1 \u10d3\u10d0 \u10d6\u10d0\u10e4\u10ee\u10e3\u10da\u10e8\u10d8 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d2\u10d4\u10dc\u10d0\u10e2\u10e0\u10d4\u10d1\u10d0 \u10e1\u10d8\u10d2\u10e0\u10d8\u10da\u10d4 \u10d3\u10d0 \u10ee\u10d0\u10dc\u10d3\u10d0\u10ee\u10d0\u10dc \u10e1\u10e3\u10da\u10d0\u10ea \u10e1\u10e3\u10e1\u10ee\u10d8, <a href=\"https:\/\/bankofgeorgia.ge\/blog\/ar-gacherde\/daculi-teritoriebi\/ratom-unda-moinaxulo-javaxetis-daculi-teritoria-sheni-axali-sayvareli-sazafxulo-danishnulebis-adgili\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u10ef\u10d0\u10d5\u10d0\u10ee\u10d4\u10d7\u10d8\u10e1 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10de\u10d0\u10e0\u10d9\u10d8<\/a> \u10d3\u10d8\u10d3 \u10d0\u10e0\u10e9\u10d4\u10d5\u10d0\u10dc\u10e1 \u10d8\u10eb\u10da\u10d4\u10d5\u10d0. \u10e1\u10e3\u10da 7 \u10e1\u10d0\u10da\u10d0\u10e8\u10e5\u10e0\u10dd, \u10e1\u10d0\u10ea\u10ee\u10d4\u10dc\u10dd\u10e1\u10dc\u10dd \u10d3\u10d0 \u10d5\u10d4\u10da\u10dd\u10db\u10d0\u10e0\u10e8\u10e0\u10e3\u10e2\u10d8\u10d0. \u10d0\u10db \u10db\u10ee\u10d0\u10e0\u10d4\u10e8\u10d8 \u10e3\u10db\u10d0\u10e6\u10da\u10d4\u10e1\u10d8 \u10ec\u10d4\u10e0\u10e2\u10d8\u10da\u10d8 <strong>\u10d3\u10d8\u10d3\u10d8 \u10d0\u10d1\u10e3\u10da\u10d8\u10e1 \u10db\u10d7\u10d0\u10d0<\/strong> \u10d3\u10d0 3305 \u10db\u10d4\u10e2\u10e0\u10e1 \u10d0\u10e6\u10ec\u10d4\u10d5\u10e1. <\/p>\n\n\n\n<figure class=\"wp-block-image alignfull size-large\"><img decoding=\"async\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/abulis-mta-1024x683.jpg\" alt=\"\" class=\"wp-image-18479\"\/><\/figure>\n\n\n\n<p>\u10e1\u10d0\u10d7\u10d0\u10d5\u10d2\u10d0\u10d3\u10d0\u10e1\u10d0\u10d5\u10da\u10dd \u10e2\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10dd\u10e7\u10d5\u10d0\u10e0\u10e3\u10da\u10d4\u10d1\u10d8 \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10d0\u10db \u10db\u10d7\u10d0\u10d6\u10d4 \u10e3\u10dc\u10d3\u10d0 \u10d0\u10d5\u10d8\u10d3\u10dc\u10d4\u10dc &#8211; \u10d0\u10d1\u10e3\u10da\u10d8 \u10e9\u10d0\u10db\u10e5\u10e0\u10d0\u10da\u10d8 \u10d5\u10e3\u10da\u10d9\u10d0\u10dc\u10d8\u10d0. \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10d2\u10d0\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d8\u10e1 \u10d0\u10d5\u10e2\u10dd\u10db\u10dd\u10d1\u10d8\u10da\u10d8\u10d7 \u10db\u10d7\u10d8\u10e1 \u10eb\u10d8\u10e0\u10d0\u10db\u10d3\u10d4 \u10db\u10d8\u10ee\u10d5\u10d0\u10da, \u10e1\u10d0\u10d8\u10d3\u10d0\u10dc\u10d0\u10ea \u10e4\u10d4\u10ee\u10d8\u10d7 \u10d2\u10d0\u10e1\u10d0\u10d5\u10da\u10d4\u10da \u10db\u10d0\u10dc\u10eb\u10d8\u10da\u10e1 2 \u10e1\u10d0\u10d0\u10d7\u10e8\u10d8 \u10d3\u10d0\u10e4\u10d0\u10e0\u10d0\u10d5. \u10d7\u10d0\u10dc \u10d8\u10e5\u10dd\u10dc\u10d8\u10d4 \u10ec\u10e7\u10d0\u10da\u10d8 \u10d3\u10d0 \u10e8\u10d7\u10d0\u10d1\u10d4\u10ed\u10d3\u10d8\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10db\u10d6\u10d0\u10dd\u10d1\u10d0 &#8211; \u10db\u10ec\u10d5\u10d4\u10e0\u10d5\u10d0\u10da\u10d8\u10d3\u10d0\u10dc <strong>\u10d0\u10d1\u10e3\u10da-\u10e1\u10d0\u10db\u10e1\u10d0\u10e0\u10d8\u10e1 \u10e5\u10d4\u10d3\u10d8\u10e1 \u10ee\u10d4\u10d3\u10d4\u10d1\u10d8, \u10e2\u10d1\u10d0 \u10e2\u10d0\u10d1\u10d0\u10ec\u10e7\u10e3\u10e0\u10d8<\/strong> \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0 \u10de\u10d0\u10e2\u10d0\u10e0\u10d0 \u10e2\u10d1\u10d4\u10d1\u10d8 \u10e9\u10d0\u10dc\u10e1. \u10d8\u10e5 \u10d0\u10e1\u10e3\u10da\u10e1 \u10d3\u10d0\u10d2\u10d0\u10d5\u10d8\u10ec\u10e7\u10d3\u10d4\u10d1\u10d0, \u10e0\u10dd\u10db \u10e1\u10e3\u10da \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10e1\u10d0\u10d0\u10d7\u10d8\u10e1 \u10ec\u10d8\u10dc \u10d3\u10d0\u10e2\u10dd\u10d5\u10d4 \u10ee\u10db\u10d0\u10e3\u10e0\u10d8\u10d0\u10dc\u10d8 \u10d3\u10d0 \u10e9\u10d0\u10ee\u10e3\u10d7\u10e3\u10da\u10d8 \u10e5\u10d0\u10da\u10d0\u10e5\u10d8.<\/p>\n\n\n\n<p>\u10ef\u10d0\u10d5\u10d0\u10ee\u10d4\u10d7\u10d8\u10e1 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10de\u10d0\u10e0\u10d9\u10d8 \u10d4\u10e0\u10d7\u10d0\u10d3\u10d4\u10e0\u10d7\u10d8 \u10d3\u10d0\u10ea\u10e3\u10da\u10d8 \u10e2\u10d4\u10e0\u10d8\u10e2\u10dd\u10e0\u10d8\u10d0\u10d0, \u10e1\u10d0\u10d3\u10d0\u10ea <strong>\u10e4\u10da\u10d0\u10db\u10d8\u10dc\u10d2\u10dd\u10d4\u10d1\u10e1 <\/strong>\u10d2\u10d0\u10d3\u10d0\u10d4\u10e7\u10e0\u10d4\u10d1\u10d8. \u10d0\u10e5\u10d5\u10d4\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10d3\u10d8\u10d3\u10d8, <strong>\u10e4\u10d0\u10e0\u10d0\u10d5\u10dc\u10d8\u10e1 \u10e2\u10d1\u10d0<\/strong>. \u10e4\u10d0\u10e0\u10d0\u10d5\u10dc\u10d8\u10e1 \u10e2\u10d1\u10d8\u10e1 \u10db\u10dd\u10dc\u10d0\u10ee\u10e3\u10da\u10d4\u10d1\u10d0\u10e1 \u10d7\u10e3 \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2, \u10d0\u10d5\u10e2\u10dd\u10db\u10dd\u10d1\u10d8\u10da\u10d8\u10d7 \u10d1\u10dd\u10da\u10dd\u10db\u10d3\u10d4 \u10db\u10d8\u10ee\u10d5\u10d0\u10da. \u10d8\u10e5 \u10db\u10d8\u10e1\u10e3\u10da\u10d8 \u10ea\u10d3\u10e3\u10dc\u10d4\u10d1\u10d0\u10e1 \u10d5\u10d4\u10e0 \u10d2\u10d0\u10e3\u10eb\u10da\u10d4\u10d1, \u10e0\u10dd\u10db \u10d4\u10e1 \u10e3\u10d3\u10d8\u10d3\u10d4\u10e1\u10d8 \u10e2\u10d1\u10d0 \u10d6\u10d4\u10d3\u10ee\u10d4\u10d3\u10d8\u10d7\u10d0\u10ea \u10d0\u10e0 \u10dc\u10d0\u10ee\u10dd \u10d3\u10d0 \u10e3\u10dc\u10d3\u10d0 \u10d0\u10f0\u10e7\u10d5\u10d4 \u10d9\u10d8\u10d3\u10d4\u10ea \u10d0\u10db \u10ea\u10d3\u10e3\u10dc\u10d4\u10d1\u10d0\u10e1. <\/p>\n\n\n\n<figure class=\"wp-block-image alignfull size-large\"><img decoding=\"async\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/nnn_2045-1024x683.jpg\" alt=\"\" class=\"wp-image-18480\"\/><\/figure>\n\n\n\n<p>\u10e1\u10dd\u10e4\u10d4\u10da \u10e4\u10d0\u10e0\u10d0\u10d5\u10dc\u10d8\u10d3\u10d0\u10dc \u10db\u10d7\u10d0\u10e1 \u10d0\u10e3\u10e7\u10d4\u10d5\u10d8 <strong>\u10e8\u10d0\u10dd\u10e0\u10d8\u10e1 \u10ea\u10d8\u10ee\u10d4\u10db\u10d3\u10d4<\/strong> \u10d3\u10d0 \u10d2\u10d6\u10d0\u10d3\u10d0\u10d2\u10d6\u10d0 \u10e3\u10d9\u10d0\u10dc \u10db\u10dd\u10d8\u10ee\u10d4\u10d3\u10d4 &#8211; \u10e2\u10d1\u10d8\u10e1 \u10d6\u10d4\u10d3\u10ee\u10d4\u10d3\u10d8 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10db\u10d0\u10dc\u10eb\u10d8\u10da\u10d8\u10d3\u10d0\u10dc \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10e1\u10d8\u10da\u10d0\u10db\u10d0\u10d6\u10d4\u10e1 \u10d2\u10d0\u10d3\u10d0\u10d2\u10d8\u10e8\u10da\u10d8\u10e1. \u10e8\u10d0\u10dd\u10e0\u10d8\u10e1 \u10ea\u10d8\u10ee\u10d4\u10d6\u10d4 \u10db\u10d6\u10d0\u10d3 \u10d8\u10e7\u10d0\u10d5\u10d8, \u10e0\u10dd\u10db \u10d0\u10da\u10de\u10e3\u10e0\u10d8 \u10db\u10ee\u10d0\u10e0\u10d4 \u10e1\u10d8\u10e3\u10e0\u10de\u10e0\u10d8\u10d6\u10d4\u10d1\u10e1 \u10db\u10dd\u10d2\u10d8\u10db\u10d6\u10d0\u10d3\u10d4\u10d1\u10e1 \u10d3\u10d0 \u10db\u10d6\u10d4\u10e8\u10d8 \u10d0\u10e1\u10e3\u10da\u10d8, \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10dd\u10d0, \u10ec\u10d5\u10d8\u10db\u10d0\u10e8\u10d8 \u10d3\u10d0\u10d1\u10e0\u10e3\u10dc\u10d3\u10d4. \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10d4\u10e1 \u10ee\u10dd\u10db \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10d8\u10e1 \u10d9\u10dd\u10dc\u10e2\u10e0\u10d0\u10e1\u10e2\u10d8\u10d0, \u10e0\u10d0\u10e1\u10d0\u10ea \u10d6\u10d0\u10e4\u10ee\u10e3\u10da\u10d8\u10e1 \u10ea\u10ee\u10d4\u10da \u10d3\u10e6\u10d4\u10d4\u10d1\u10e8\u10d8 \u10d5\u10dc\u10d0\u10e2\u10e0\u10dd\u10d1\u10d7.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u10d7\u10e3\u10e8\u10d4\u10d7\u10d8\u10e1 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10de\u10d0\u10e0\u10d9\u10d8<\/strong><\/h2>\n\n\n\n<p>\u10d7\u10e3\u10e8\u10d4\u10d7\u10d8 \u10d8\u10e8\u10d5\u10d8\u10d0\u10d7\u10d0\u10d3 \u10d0\u10d5\u10d7\u10d4\u10dc\u10e2\u10e3\u10e0\u10d8 \u10db\u10ee\u10d0\u10e0\u10d4\u10d0, \u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10d8\u10e5\u10d0\u10db\u10d3\u10d4 \u10db\u10d8\u10e1\u10d0\u10e6\u10ec\u10d4\u10d5\u10d8 \u10d2\u10d6\u10d8\u10e1 \u10e1\u10d8\u10e0\u10d7\u10e3\u10da\u10d4 \u10d3\u10d0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10d7 \u10ee\u10d8\u10d1\u10da\u10e1 \u10e1\u10eb\u10d4\u10dc\u10e1 \u10db\u10d8\u10e1 \u10e1\u10d0\u10dc\u10d0\u10ee\u10d0\u10dd\u10d1\u10d4\u10d1\u10e1. \u10e1\u10d4\u10d6\u10dd\u10dc\u10d8 \u10d6\u10d0\u10e4\u10ee\u10e3\u10da\u10e8\u10d8 \u10d8\u10ec\u10e7\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10d3\u10d8\u10d3\u10d7\u10dd\u10d5\u10da\u10dd\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10e1\u10d4\u10e5\u10e2\u10d4\u10db\u10d1\u10e0\u10d8\u10e1 \u10d1\u10dd\u10da\u10dd\u10db\u10d3\u10d4 \u10d2\u10e0\u10eb\u10d4\u10da\u10d3\u10d4\u10d1\u10d0. \u10d4\u10e1 \u10d9\u10d8 \u10d8\u10db\u10d0\u10e1 \u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10e1, \u10e0\u10dd\u10db \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10d0\u10ee\u10da\u10d0 \u10e3\u10dc\u10d3\u10d0 \u10d3\u10d0\u10d2\u10d4\u10d2\u10db\u10dd \u10d7\u10e3\u10e8\u10d4\u10d7\u10d8\u10e1 \u10db\u10d0\u10e0\u10e8\u10e0\u10e3\u10e2\u10d4\u10d1\u10d8. \u10d7\u10e3\u10e8\u10d4\u10d7\u10e8\u10d8 \u10db\u10dd\u10e1\u10d0\u10ee\u10d5\u10d4\u10d3\u10e0\u10d0\u10d3 <strong>\u10d0\u10d1\u10d0\u10dc\u10dd\u10e1<\/strong>, \u10d6\u10e6\u10d5\u10d8\u10e1 \u10d3\u10dd\u10dc\u10d8\u10d3\u10d0\u10dc 2900 \u10db\u10d4\u10e2\u10e0\u10d6\u10d4 \u10db\u10d3\u10d4\u10d1\u10d0\u10e0\u10d4 \u10e3\u10e6\u10d4\u10da\u10e2\u10d4\u10ee\u10d8\u10da\u10d8 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10d8\u10d0\u10e0\u10dd. \u10d0\u10db \u10d2\u10d6\u10d0\u10d6\u10d4 \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10d2\u10d0\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d8\u10e1 \u10db\u10d0\u10dc\u10e5\u10d0\u10dc\u10d0 \u10d3\u10d0 \u10d2\u10d0\u10dd\u10ea\u10d4\u10d1\u10d8\u10e1\u10d2\u10d0\u10dc \u10e1\u10d0\u10ee\u10d8\u10e1 \u10d9\u10e3\u10dc\u10d7\u10d4\u10d1\u10d8\u10e1 \u10db\u10e3\u10d3\u10db\u10d8\u10d5\u10d0\u10d3 \u10d3\u10d0\u10eb\u10d0\u10d1\u10d5\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10db\u10d6\u10d0\u10dd\u10d1\u10d0 \u10d3\u10d0\u10d2\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0. <\/p>\n\n\n\n<figure class=\"wp-block-image alignfull size-large\"><img decoding=\"async\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/268a3224-copy-scaled.jpg\" alt=\"\" class=\"wp-image-18478\"\/><\/figure>\n\n\n\n<p>\u10e1\u10d0\u10dc\u10d0\u10db \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10db\u10d4 \u10e1\u10dd\u10e4\u10da\u10d0\u10db\u10d3\u10d4 \u10d0\u10dc \u10e1\u10d0\u10d1\u10d0\u10dc\u10d0\u10d9\u10d4 \u10d0\u10d3\u10d2\u10d8\u10da\u10d0\u10db\u10d3\u10d4 \u10db\u10d8\u10ee\u10d5\u10d0\u10da\u10d7 \u10d7\u10e3\u10e8\u10d4\u10d7\u10d8\u10e1 \u10d2\u10d6\u10d8\u10e1 \u10ee\u10d4\u10d3\u10d4\u10d1\u10d8 \u10d0\u10d2\u10d0\u10d5\u10e1\u10d4\u10d1\u10e1 \u10d4\u10db\u10dd\u10ea\u10d8\u10d4\u10d1\u10d8\u10d7. \u10e5\u10d5\u10d4\u10db\u10dd \u10dd\u10db\u10d0\u10da\u10dd\u10e8\u10d8 \u10d0\u10e0\u10d8\u10e1 \u10d5\u10d8\u10d6\u10d8\u10e2\u10dd\u10e0\u10d7\u10d0 \u10ea\u10d4\u10dc\u10e2\u10e0\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e3\u10da\u10d0\u10db\u10d0\u10d6\u10d4\u10e1 \u10e4\u10d8\u10ed\u10d5\u10dc\u10d0\u10e0\u10e8\u10d8 \u10db\u10d3\u10d4\u10d1\u10d0\u10e0\u10d4\u10dd\u10d1\u10e1 \u10d3\u10d0 \u10d0\u10e5\u10d5\u10e1 \u10d2\u10d0\u10d3\u10d0\u10e1\u10d0\u10ee\u10d4\u10d3\u10d8, \u10e1\u10d0\u10d8\u10d3\u10d0\u10dc\u10d0\u10ea \u10d7\u10e3\u10e8\u10d4\u10d7\u10d8\u10e1 \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10e1\u10dd\u10e4\u10d4\u10da\u10e1 \u10d3\u10d0\u10d8\u10dc\u10d0\u10ee\u10d0\u10d5. \u10d0\u10e5\u10d5\u10d4\u10d0 \u10d9\u10d0\u10e4\u10d4, \u10e1\u10d0\u10d3\u10d0\u10ea \u10d7\u10e3\u10e8\u10e3\u10e0 \u10ee\u10d0\u10ed\u10d0\u10de\u10e3\u10e0\u10e1 \u10d3\u10d0\u10d0\u10d2\u10d4\u10db\u10dd\u10d5\u10dc\u10d4\u10d1. \u10d0\u10e1\u10d4\u10d5\u10d4, \u10e1\u10d0\u10de\u10d8\u10d9\u10dc\u10d8\u10d9\u10d4 \u10d3\u10d0 \u10e1\u10d0\u10d9\u10d0\u10e0\u10d5\u10d4 \u10d0\u10d3\u10d2\u10d8\u10da\u10d4\u10d1\u10d8\u10ea. <\/p>\n\n\n\n<p>\u10d7\u10e3\u10e8\u10d4\u10d7\u10d8\u10e1 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da \u10de\u10d0\u10e0\u10d9\u10e1 11 \u10e2\u10e3\u10e0\u10d8\u10e1\u10e2\u10e3\u10da\u10d8 \u10db\u10d0\u10e0\u10e8\u10e0\u10e3\u10e2\u10d8 \u10d0\u10e5\u10d5\u10e1, \u10db\u10d0\u10d7 \u10e8\u10dd\u10e0\u10d8\u10e1 \u10d0\u10e0\u10d8\u10e1 \u10d4\u10e0\u10d7\u10d3\u10e6\u10d8\u10d0\u10dc\u10d8 \u10d1\u10d8\u10da\u10d8\u10d9\u10d4\u10d1\u10d8\u10ea, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10e9\u10d5\u10d4\u10dc\u10d8 \u10e0\u10e9\u10d4\u10d5\u10d0\u10d0, \u10d7\u10e3\u10e8\u10d4\u10d7\u10e8\u10d8 \u10db\u10d8\u10dc\u10d8\u10db\u10e3\u10db, 3 \u10d3\u10e6\u10d4 \u10d2\u10d0\u10d0\u10e2\u10d0\u10e0\u10dd, \u10e0\u10d0\u10d7\u10d0 \u10db\u10d7\u10d8\u10e1 \u10e8\u10d4\u10d2\u10e0\u10eb\u10dc\u10d4\u10d1\u10d0 \u10db\u10dd\u10d0\u10e1\u10ec\u10e0\u10dd \u10d3\u10d0 \u10d7\u10e3\u10e8\u10d4\u10d7\u10d8\u10e1 \u10d0\u10d8\u10e1\u10d4\u10d1\u10d8\u10d7 \u10d3\u10d0\u10e2\u10d9\u10d1\u10d4\u10d7 &#8211; \u10d4\u10e1 \u10d3\u10d0\u10e3\u10d5\u10d8\u10ec\u10e7\u10d0\u10e0\u10d8 \u10e1\u10d0\u10dc\u10d0\u10ee\u10d0\u10dd\u10d1\u10d0\u10d0.\u00a0<\/p>\n\n\n\n<p>\u10d7\u10e3\u10e8\u10d4\u10d7\u10e8\u10d8, \u10d9\u10d4\u10e0\u10eb\u10dd\u10d3 \u10e1\u10dd\u10e4\u10d4\u10da \u10d6\u10d4\u10db\u10dd \u10dd\u10db\u10d0\u10da\u10dd\u10e8\u10d8 \u10dc\u10d0\u10ee\u10d0\u10d5 <strong>\u10d9\u10d4\u10e1\u10d4\u10da\u10dd\u10e1 \u10ea\u10d8\u10ee\u10d8\u10e1 \u10d9\u10dd\u10db\u10de\u10da\u10d4\u10e5\u10e1\u10e1<\/strong>. \u10d4\u10e1 \u10e1\u10d0\u10d7\u10d5\u10d0\u10da\u10d7\u10d5\u10d0\u10da\u10dd \u10d3\u10d0 \u10d7\u10d0\u10d5\u10e8\u10d4\u10e1\u10d0\u10e4\u10d0\u10e0\u10d8 \u10d9\u10dd\u10e8\u10d9\u10d4\u10d1\u10d8\u10d0, \u10e1\u10d0\u10d3\u10d0\u10ea \u10dd\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10d3\u10e0\u10dd\u10e1 \u10e1\u10dd\u10e4\u10d4\u10da\u10d8 \u10d8\u10ee\u10d8\u10d6\u10dc\u10d4\u10d1\u10dd\u10d3\u10d0. \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0, \u10dd\u10db\u10d0\u10da\u10dd\u10e1 \u10d7\u10d4\u10db\u10d8\u10e1 \u10e1\u10dd\u10e4\u10da\u10d4\u10d1\u10d8 \u10db\u10dd\u10d8\u10dc\u10d0\u10ee\u10e3\u10da\u10dd &#8211; <strong>\u10d3\u10d0\u10e0\u10d7\u10da\u10dd, \u10e8\u10d4\u10dc\u10d0\u10e5\u10dd, \u10d3\u10dd\u10ed\u10e3, \u10d9\u10d5\u10d0\u10da\u10dd<\/strong> \u10d3\u10d0 \u10d0.\u10e8. \u10d0\u10db \u10e1\u10dd\u10e4\u10da\u10d4\u10d1\u10e8\u10d8 \u10dc\u10d0\u10ee\u10d0\u10d5 \u10db\u10e8\u10e0\u10d0\u10da\u10d8 \u10ec\u10e7\u10dd\u10d1\u10d8\u10d7 \u10dc\u10d0\u10d2\u10d4\u10d1 \u10e5\u10d5\u10d8\u10e1 \u10e1\u10d0\u10ee\u10da\u10d4\u10d1\u10e1. \u10d0\u10e1\u10d4\u10d5\u10d4 \u10dc\u10d0\u10ee\u10d0\u10d5 \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d2\u10d5\u10d8\u10d0\u10dc\u10d3\u10d4\u10da\u10d8 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10d8\u10e1 \u10d0\u10d8\u10d5\u10dc\u10d8\u10d0\u10dc \u10e1\u10d0\u10ee\u10da\u10d4\u10d1\u10e1. \u10d0\u10e5\u10d5\u10d4\u10d0 \u10dc\u10d0\u10e1\u10d0\u10e7\u10d3\u10e0\u10d0\u10da\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10e1\u10d0\u10da\u10dd\u10ea\u10d0\u10d5\u10d8 \u10dc\u10d8\u10e8\u10dc\u10d4\u10d1\u10d8, \u10e1\u10d0\u10d3\u10d0\u10ea \u10e5\u10d0\u10da\u10d4\u10d1\u10e1 \u10e8\u10d4\u10e1\u10d5\u10da\u10d0 \u10d4\u10d9\u10e0\u10eb\u10d0\u10da\u10d4\u10d1\u10d0\u10d7. <\/p>\n\n\n\n<figure class=\"wp-block-image alignfull size-large\"><img decoding=\"async\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/dji_0545-copy-scaled.jpg\" alt=\"\" class=\"wp-image-18473\"\/><\/figure>\n\n\n\n<p>\u10d0\u10e6\u10e1\u10d0\u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10d8\u10d0, \u10e0\u10dd\u10db \u10d7\u10e3\u10e8\u10d4\u10d7\u10e8\u10d8 \u10e5\u10e0\u10d8\u10e1\u10e2\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0\u10db \u10e4\u10d4\u10ee\u10d8 \u10e1\u10d0\u10d7\u10d0\u10dc\u10d0\u10d3\u10dd\u10d3 \u10d5\u10d4\u10e0 \u10db\u10dd\u10d8\u10d9\u10d8\u10d3\u10d0 \u10d3\u10d0 \u10e5\u10e0\u10d8\u10e1\u10e2\u10d8\u10d0\u10dc\u10e3\u10da\u10d8 \u10d4\u10d9\u10da\u10d4\u10e1\u10d8\u10d0 \u10d0\u10d3\u10d2\u10d8\u10da\u10dd\u10d1\u10e0\u10d8\u10d5 \u10e1\u10d0\u10da\u10dd\u10ea\u10d0\u10d5\u10d7\u10d0\u10dc \u10e8\u10d4\u10d4\u10e0\u10d7\u10d3\u10d0. \u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10d0\u10d2\u10d5\u10d8\u10e1\u10e2\u10dd\u10e1 \u10d3\u10d0\u10db\u10da\u10d4\u10d5\u10e1 \u10d7\u10e3 \u10d0\u10ee\u10d5\u10d0\u10da \u10d8\u10e5, \u10d8\u10ee\u10d8\u10da\u10d0\u10d5 <strong>\u10db\u10d0\u10d3\u10dd\u10da\u10dd\u10d1\u10d8\u10e1 \u10d3\u10e6\u10d4\u10e1\u10d0\u10e1\u10ec\u10d0\u10e3\u10da\u10e1<\/strong>, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d8\u10dd\u10d0\u10dc\u10d4 \u10dc\u10d0\u10d7\u10da\u10d8\u10e1\u10db\u10ea\u10d4\u10db\u10d4\u10da\u10e1 \u10e3\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10e0\u10dd\u10db\u10d4\u10da\u10e8\u10d8\u10ea \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10d9\u10d0\u10ea\u10d4\u10d1\u10d8 \u10d8\u10e6\u10d4\u10d1\u10d4\u10dc \u10db\u10dd\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10dd\u10d1\u10d0\u10e1. \u10d7\u10e3\u10e8\u10d4\u10d7\u10e8\u10d8 \u10d3\u10d0\u10d0\u10d2\u10d4\u10db\u10dd\u10d5\u10dc\u10d4\u10d1 \u10e5\u10d4\u10e0\u10d8\u10e1 \u10d7\u10e3\u10e8\u10e3\u10e0 \u10da\u10e3\u10d3\u10e1, \u10e0\u10dd\u10db\u10d4\u10da\u10e1\u10d0\u10ea <strong>\u10d0\u10da\u10e3\u10d3\u10e1 <\/strong>\u10e3\u10ec\u10dd\u10d3\u10d4\u10d1\u10d4\u10dc. \u10d0\u10e0\u10ea \u10da\u10e3\u10d3\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d3\u10d4\u10da \u10d0\u10d3\u10d2\u10d8\u10da\u10d0\u10e1\u10d0\u10d0 \u10dc\u10d4\u10d1\u10d0\u10d3\u10d0\u10e0\u10d7\u10e3\u10da\u10d8 \u10e5\u10d0\u10da\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d5\u10da\u10d0.\u00a0<\/p>\n\n\n\n<p>\u10e1\u10dd\u10e4\u10d4\u10da \u10d3\u10d0\u10e0\u10d7\u10da\u10dd\u10e8\u10d8 \u10dc\u10d0\u10ee\u10d0\u10d5 \u10e1\u10d0\u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10dd \u10d1\u10ed\u10d4\u10e1. \u10d4\u10e1 \u10d0\u10e0\u10d8\u10e1 \u10d0\u10d3\u10d2\u10d8\u10da\u10d8 \u10e6\u10d8\u10d0 \u10ea\u10d8\u10e1 \u10e5\u10d5\u10d4\u10e8, \u10e1\u10d0\u10d3\u10d0\u10ea \u10d2\u10d0\u10dc\u10da\u10d0\u10d2\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 12 \u10db\u10e1\u10d0\u10ef\u10e3\u10da\u10d8\u10e1 \u10e5\u10d5\u10d8\u10e1 \u10e1\u10d9\u10d0\u10db\u10d8. \u10d7\u10e3\u10e8\u10d4\u10d7\u10e8\u10d8 \u10db\u10dd\u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10d4\u10e1 \u10ee\u10d0\u10da\u10ee\u10d8 \u10d8\u10e0\u10e9\u10d4\u10d5\u10d3\u10d0. \u10d2\u10d0\u10d3\u10db\u10dd\u10ea\u10d4\u10db\u10d8\u10e1 \u10d7\u10d0\u10dc\u10d0\u10ee\u10db\u10d0\u10d3, \u10d0\u10db \u10e1\u10d0\u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10dd\u10e1 \u10e5\u10d0\u10da\u10d8 \u10db\u10dd\u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10d4\u10ea \u10f0\u10e7\u10d0\u10d5\u10d3\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10d7\u10d0 \u10d3\u10d0 \u10db\u10ed\u10d4\u10d5\u10e0\u10db\u10d4\u10e2\u10e7\u10d5\u10d4\u10da\u10d4\u10d1\u10d8\u10d7 \u10d2\u10d0\u10db\u10dd\u10d8\u10e0\u10e9\u10d4\u10d5\u10d0.&nbsp;<\/p>\n\n\n\n<p>\u10d7\u10e3\u10e8\u10d4\u10d7\u10e8\u10d8 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10da\u10d0\u10d3 \u10e3\u10dc\u10d3\u10d0 \u10dc\u10d0\u10ee\u10dd \u10e1\u10dd\u10e4\u10d4\u10da\u10d8 <strong>\u10d1\u10dd\u10ed\u10dd\u10e0\u10dc\u10d0<\/strong>. \u10d1\u10dd\u10ed\u10dd\u10e0\u10dc\u10d0 \u10d6\u10e6\u10d5\u10d8\u10e1 \u10d3\u10dd\u10dc\u10d8\u10d3\u10d0\u10dc 2345 \u10db\u10d4\u10e2\u10e0\u10d6\u10d4 \u10db\u10d3\u10d4\u10d1\u10d0\u10e0\u10d4\u10dd\u10d1\u10e1 \u10d3\u10d0 \u10d4\u10d5\u10e0\u10dd\u10de\u10d8\u10e1 \u10db\u10d0\u10e1\u10e8\u10e2\u10d0\u10d1\u10d8\u10d7 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10d3\u10d0\u10e1\u10d0\u10ee\u10da\u10d4\u10d1\u10e3\u10da\u10d8 \u10d0\u10d3\u10d2\u10d8\u10da\u10d8\u10d0.\u00a0<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"197\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2026\/01\/saqartvelos-banki-datsuli-teritoriebis-mkhardamcheri-1.jpg\" alt=\"\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d3\u10d0\u10ea\u10e3\u10da\u10d8 \u10e2\u10d4\u10e0\u10d8\u10e2\u10dd\u10e0\u10d8\u10d4\u10d1\u10d8\u10e1 \u10db\u10ee\u10d0\u10e0\u10d3\u10d0\u10db\u10ed\u10d4\u10e0\u10d8\u10d0 2010 \u10ec\u10da\u10d8\u10d3\u10d0\u10dc\" class=\"wp-image-41910\" srcset=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2026\/01\/saqartvelos-banki-datsuli-teritoriebis-mkhardamcheri-1.jpg 1024w, https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2026\/01\/saqartvelos-banki-datsuli-teritoriebis-mkhardamcheri-1-300x58.jpg 300w, https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2026\/01\/saqartvelos-banki-datsuli-teritoriebis-mkhardamcheri-1-768x148.jpg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u10d2\u10d0\u10e0\u10d4\u10db\u10dd\u10e1 \u10d3\u10d0\u10ea\u10d5\u10d0 \u10d3\u10d0 \u10d1\u10d8\u10dd\u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10e4\u10d4\u10e0\u10dd\u10d5\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10dc\u10d0\u10e0\u10e9\u10e3\u10dc\u10d4\u10d1\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 <a href=\"https:\/\/bankofgeorgia.ge\/blog\/ar-gacherde\/daculi-teritoriebi\/daculi-teritoriebis-mxardachera-socialuri-pasuxismgebloba-romelsac-saqartvelos-banki-iziarebs\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10de\u10e0\u10d8\u10dd\u10e0\u10d8\u10e2\u10d4\u10e2\u10d8\u10d0<\/a>. \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10d0\u10db\u10d8\u10e2\u10dd\u10db, \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d9\u10d0\u10d5\u10d9\u10d0\u10e1\u10d8\u10d8\u10e1 \u10d1\u10e3\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e4\u10dd\u10dc\u10d3\u10d8\u10e1 (CNF)\u00a0\u10d4\u10e0\u10d7\u10dd\u10d1\u10da\u10d8\u10d5\u10d8 \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d8\u10e1 \u10e4\u10d0\u10e0\u10d2\u10da\u10d4\u10d1\u10e8\u10d8, \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1 \u10db\u10d0\u10e1\u10e8\u10e2\u10d0\u10d1\u10d8\u10d7 <a href=\"https:\/\/bankofgeorgia.ge\/blog\/ar-gacherde\/daculi-teritoriebi\/12-celi-12-daculi-teritoria\/\" target=\"_blank\" rel=\"noreferrer noopener\">18 \u10d3\u10d0\u10ea\u10e3\u10da\u10d8 \u10e2\u10d4\u10e0\u10d8\u10e2\u10dd\u10e0\u10d8\u10d8\u10e1<\/a> \u10db\u10ee\u10d0\u10e0\u10d3\u10d0\u10e1\u10d0\u10ed\u10d4\u10e0\u10d0\u10d3 \u10d1\u10d8\u10e3\u10ef\u10d4\u10e2\u10d8\u10d0 \u10d2\u10d0\u10db\u10dd\u10e7\u10dd\u10e4\u10d8\u10da\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10e3\u10dc\u10d8\u10d9\u10d0\u10da\u10e3\u10e0\u10d8 \u10d1\u10d8\u10dd\u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10e4\u10d4\u10e0\u10dd\u10d5\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10dc\u10d0\u10e0\u10e9\u10e3\u10dc\u10d4\u10d1\u10d0\u10e1 \u10d4\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d0.<\/p>\n\n\n","protected":false},"excerpt":{"rendered":"\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10e3\u10da\u10d0\u10db\u10d0\u10d6\u10d4\u10e1 \u10d3\u10d0\u10ea\u10e3\u10da \u10e2\u10d4\u10e0\u10d8\u10e2\u10dd\u10e0\u10d8\u10d4\u10d1\u10d6\u10d4 \u10d3\u10d0\u10e3\u10d5\u10d8\u10ec\u10e7\u10d0\u10e0\u10d8 \u10d6\u10d0\u10e4\u10ee\u10e3\u10da\u10d8 \u10d2\u10d4\u10da\u10dd\u10d3\u10d4\u10d1\u10d0. \u10d0\u10e6\u10db\u10dd\u10d0\u10e9\u10d8\u10dc\u10d4 \u10e9\u10d0\u10dc\u10e9\u10e5\u10d4\u10e0\u10d4\u10d1\u10d8, \u10d0\u10da\u10de\u10e3\u10e0\u10d8 \u10e2\u10d1\u10d4\u10d1\u10d8, \u10e4\u10da\u10d0\u10db\u10d8\u10dc\u10d2\u10dd\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10e3\u10eb\u10d5\u10d4\u10da\u10d4\u10e1\u10d8 \u10e2\u10e7\u10d4\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d7\u10d0 \u10dc\u10d0\u10ee\u10d5\u10d0\u10ea \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0!","protected":false},"author":1,"featured_media":28587,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1431],"tags":[1393],"class_list":["post-28577","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-daculi-teritoriebi","tag-garemoze-zrunva"],"acf":[],"_links":{"self":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/28577","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/comments?post=28577"}],"version-history":[{"count":14,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/28577\/revisions"}],"predecessor-version":[{"id":47241,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/28577\/revisions\/47241"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/media\/28587"}],"wp:attachment":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/media?parent=28577"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/categories?post=28577"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/tags?post=28577"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}