{"id":28674,"date":"2023-08-14T06:10:10","date_gmt":"2023-08-14T02:10:10","guid":{"rendered":"https:\/\/bankofgeorgia.ge\/blog\/siakhleebi\/5-siaxle-scoolapp-shi-romelic-zafxulis-ardadegebs-kidev-ufro-gagixalisebs\/"},"modified":"2026-03-12T11:09:40","modified_gmt":"2026-03-12T07:09:40","slug":"5-siaxle-scoolapp-shi-romelic-zafxulis-ardadegebs-kidev-ufro-gagixalisebs","status":"publish","type":"post","link":"https:\/\/bankofgeorgia.ge\/blog\/ganatleba\/ganatleba-moswavleebistvis\/5-siaxle-scoolapp-shi-romelic-zafxulis-ardadegebs-kidev-ufro-gagixalisebs\/","title":{"rendered":"sCoolApp-\u10d8\u10e1 5 \u10e1\u10d8\u10d0\u10ee\u10da\u10d4: \u10e0\u10dd\u10d2\u10dd\u10e0 \u10d2\u10d0\u10d8\u10e3\u10db\u10ef\u10dd\u10d1\u10d4\u10e1\u10dd \u10d6\u10d0\u10e4\u10ee\u10e3\u10da\u10d8?"},"content":{"rendered":"\n<p>\u10d1\u10d0\u10d5\u10e8\u10d5\u10dd\u10d1\u10d0\u10e8\u10d8 \u10e4\u10d8\u10da\u10db\u10d4\u10d1\u10d8\u10e1 \u10e7\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1\u10d0\u10e1, \u10d0\u10e0\u10d0\u10e1\u10d3\u10e0\u10dd\u10e1 \u10d2\u10d8\u10dd\u10ea\u10dc\u10d4\u10d1\u10d8\u10d0 \u201e\u10d8\u10e1\u201c \u10ef\u10d0\u10d3\u10dd\u10e1\u10dc\u10e3\u10e0\u10d8 \u10d1\u10d0\u10e0\u10d0\u10d7\u10d8 \u10d2\u10e5\u10dd\u10dc\u10dd\u10d3\u10d0, \u10e0\u10dd\u10db\u10da\u10d8\u10d7\u10d0\u10ea \u10d2\u10db\u10d8\u10e0\u10d4\u10d1\u10d8 \u10db\u10d0\u10d7\u10d7\u10d5\u10d8\u10e1 \u10e1\u10d0\u10e1\u10e3\u10e0\u10d5\u10d4\u10da \u10db\u10d0\u10e6\u10d0\u10d6\u10d8\u10d0\u10e8\u10d8 \u10d8\u10ee\u10d3\u10d8\u10d3\u10dc\u10d4\u10dc \u10d3\u10d0 \u10d7\u10d0\u10dc, \u10d7\u10d0\u10dc\u10ee\u10d0\u10e1\u10d0\u10ea \u10e3\u10da\u10d8\u10db\u10d8\u10e2\u10dd\u10d3 \u10ee\u10d0\u10e0\u10ef\u10d0\u10d5\u10d3\u10dc\u10d4\u10dc? \u10d3\u10d8\u10d3\u10d8 \u10d0\u10da\u10d1\u10d0\u10d7\u10dd\u10d1\u10d8\u10d7, \u10d9\u10d8&#8230;\u10d3\u10d0 \u10d7\u10e3 \u10d4\u10e1 \u10d0\u10e1\u10d4\u10d0, \u10db\u10d0\u10e8\u10d8\u10dc \u10d8\u10db\u10d0\u10d6\u10d4\u10ea \u10d8\u10dd\u10ea\u10dc\u10d4\u10d1\u10d4\u10d1\u10d3\u10d8, \u10e0\u10dd\u10db \u10e0\u10d0\u10ea \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10db\u10d0\u10da\u10d4 \u10d2\u10d0\u10d6\u10e0\u10d3\u10d8\u10da\u10d8\u10e7\u10d0\u10d5\u10d8, \u201e\u10d0\u10e1\u10d4\u10d7\u10d8\u201c \u10d1\u10d0\u10e0\u10d0\u10d7\u10d8 \u10e0\u10dd\u10db \u10d0\u10d2\u10d4\u10e6\u10dd.<\/p>\n\n\n\n<p>\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10db\u10d0 \u10e3\u10d9\u10d5\u10d4 \u10db\u10dd\u10d2\u10ea\u10d0 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0, sCool Card-\u10d8\u10d7 \u10e8\u10d4\u10dc\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10d8 \u10d0\u10d9\u10dd\u10dc\u10e2\u10e0\u10dd\u10da\u10dd, \u10e1\u10d0\u10e1\u10e3\u10e0\u10d5\u10d4\u10da\u10d8 \u10dc\u10d8\u10d5\u10d7\u10d4\u10d1\u10d8\u10ea \u10e8\u10d4\u10d8\u10eb\u10d8\u10dc\u10dd \u10d3\u10d0 \u10e3\u10e4\u10d0\u10e1\u10dd\u10d3\u10d0\u10ea \u10d8\u10db\u10d2\u10d6\u10d0\u10d5\u10e0\u10dd, \u10d7\u10e3\u10db\u10ea\u10d0 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10d4\u10e1 \u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1. \u10d1\u10d0\u10e0\u10d0\u10d7\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3 \u10e1\u10de\u10d4\u10ea\u10d8\u10d0\u10da\u10e3\u10e0\u10d0\u10d3 \u10e8\u10d4\u10dc\u10d7\u10d5\u10d8\u10e1, \u10db\u10dd\u10e1\u10ec\u10d0\u10d5\u10da\u10d4\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e8\u10d4\u10d8\u10e5\u10db\u10dc\u10d0 \u10d0\u10de\u10da\u10d8\u10d9\u10d0\u10ea\u10d8\u10d0 sCoolApp, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d0\u10db \u10d6\u10d0\u10e4\u10ee\u10e3\u10da\u10e1 \u10d1\u10d4\u10d5\u10e0 \u10e1\u10d8\u10d0\u10ee\u10da\u10d4\u10e1 \u10d2\u10d7\u10d0\u10d5\u10d0\u10d6\u10dd\u10d1\u10e1.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u10d7\u10d0\u10dc\u10ee\u10d8\u10e1 \u10d2\u10d0\u10e7\u10dd\u10e4\u10d0 \u10db\u10d4\u10d2\u10dd\u10d1\u10e0\u10d4\u10d1\u10d7\u10d0\u10dc. \u10e0\u10dd\u10d2\u10dd\u10e0 \u10ee\u10d3\u10d4\u10d1\u10d0 \u10d4\u10e1?<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/ff.png\" alt=\"\" class=\"wp-image-18655\"\/><\/figure>\n\n\n\n<p>\u10d7\u10e3 \u10db\u10d4\u10d2\u10dd\u10d1\u10e0\u10d4\u10d1\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3 \u10ee\u10e8\u10d8\u10e0\u10d0\u10d3 \u10e1\u10e2\u10e3\u10db\u10e0\u10dd\u10d1 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10d9\u10d5\u10d4\u10d1\u10d8\u10e1 \u10dd\u10d1\u10d8\u10d4\u10e5\u10e2\u10e1, \u10d7\u10d0\u10dc\u10ee\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d8\u10e1\u10d0\u10e1 \u10d9\u10d8 \u10d8\u10e5\u10d5\u10d4 \u10d8\u10ec\u10e7\u10d4\u10d1\u10d7 \u10e4\u10e3\u10da\u10d8\u10e1 \u10d0\u10d2\u10e0\u10dd\u10d5\u10d4\u10d1\u10d0\u10e1, \u10d0\u10dc \u10d4\u10e0\u10d7\u10d8 \u10d8\u10ee\u10d3\u10d8\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10e1\u10d0\u10e1 \u10d8\u10db \u10de\u10d8\u10e0\u10dd\u10d1\u10d8\u10d7, \u10e0\u10dd\u10db \u10db\u10d4\u10e0\u10d4 \u10e9\u10d0\u10e3\u10e0\u10d8\u10ea\u10ee\u10d0\u10d5\u10d7, \u10e8\u10d4\u10db\u10d3\u10d4\u10d2 \u10d9\u10d8 \u10d4\u10e0\u10d7\u10db\u10d0\u10dc\u10d4\u10d7\u10e1 \u10d0\u10dc\u10d2\u10d0\u10e0\u10d8\u10e8\u10d8\u10e1 \u10dc\u10dd\u10db\u10e0\u10d4\u10d1\u10e1 \u10e3\u10d6\u10d8\u10d0\u10e0\u10d4\u10d1\u10d7 &#8211; \u10d0\u10ee\u10da\u10d0 \u10d4\u10e1 \u10d0\u10e6\u10d0\u10e0 \u10d3\u10d0\u10d2\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0\u10d7. sCoolApp-\u10e8\u10d8 \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0 \u10d0\u10d8\u10e0\u10e9\u10d8\u10dd \u10dc\u10d4\u10d1\u10d8\u10e1\u10db\u10d8\u10d4\u10e0\u10d8 \u10e8\u10d4\u10e1\u10e0\u10e3\u10da\u10d4\u10d1\u10e3\u10da\u10d8 \u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10d0, \u10e0\u10dd\u10db\u10da\u10d8\u10e1 \u10d2\u10d0\u10e7\u10dd\u10e4\u10d0\u10ea \u10d2\u10e1\u10e3\u10e0\u10e1 \u10e1\u10ee\u10d5\u10d4\u10d1\u10d7\u10d0\u10dc, \u10db\u10dd\u10dc\u10d8\u10e8\u10dc\u10dd \u10d0\u10d3\u10e0\u10d4\u10e1\u10d0\u10e2\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10d2\u10d0\u10d0\u10d2\u10d6\u10d0\u10d5\u10dc\u10dd \u10d7\u10d0\u10dc\u10ee\u10d8\u10e1 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d8\u10e1 \u10d3\u10d0\u10d5\u10d0\u10da\u10d4\u10d1\u10d0. \u10d0\u10db \u10d0\u10ee\u10d0\u10da\u10d8 \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10dd\u10dc\u10d0\u10da\u10d8\u10d7 \u10d3\u10d0\u10d6\u10dd\u10d2\u10d0\u10d5 \u10d3\u10e0\u10dd\u10e1, \u10d4\u10dc\u10d4\u10e0\u10d2\u10d8\u10d0\u10e1 \u10d3\u10d0 \u10d7\u10d0\u10d5\u10d8\u10d3\u10d0\u10dc \u10d0\u10d8\u10ea\u10d8\u10da\u10d4\u10d1 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10dd \u10d3\u10d8\u10e1\u10d9\u10dd\u10db\u10e4\u10dd\u10e0\u10e2\u10e1, \u10d7\u10e3 \u10d5\u10d8\u10dc\u10db\u10d4\u10e1 \u10e8\u10d4\u10dc\u10d7\u10d5\u10d8\u10e1 \u10e4\u10e3\u10da\u10d8\u10e1 \u10e9\u10d0\u10e0\u10d8\u10ea\u10ee\u10d5\u10d0 \u10d3\u10d0\u10d0\u10d5\u10d8\u10ec\u10e7\u10d3\u10d4\u10d1\u10d0.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-72b3a79\" id=\"\u10d7\u10e3-\u10d0\u10e5\u10d0\u10db\u10d3\u10d4-\u10d7\u10d0\u10dc\u10ee\u10d0\u10e1-\u10db\u10ee\u10dd\u10da\u10dd\u10d3-\u10db\u10e8\u10dd\u10d1\u10da\u10d4\u10d1\u10d8\u10e1\u10d2\u10d0\u10dc-\u10d8\u10d7\u10ee\u10dd\u10d5\u10d3\u10d8-\u10d0\u10ee\u10da\u10d0-\u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0-\u10d7\u10d0\u10dc\u10ee\u10d0-\u10dc\u10d4\u10d1\u10d8\u10e1\u10db\u10d8\u10d4\u10e0\u10d8-\u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d8\u10e1\u10d2\u10d0\u10dc-\u10db\u10dd\u10d8\u10d7\u10ee\u10dd\u10d5\u10dd\" data-block-id=\"72b3a79\"><h2 class=\"stk-block-heading__text\">\u10d7\u10e3 \u10d0\u10e5\u10d0\u10db\u10d3\u10d4 \u10d7\u10d0\u10dc\u10ee\u10d0\u10e1 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10db\u10e8\u10dd\u10d1\u10da\u10d4\u10d1\u10d8\u10e1\u10d2\u10d0\u10dc \u10d8\u10d7\u10ee\u10dd\u10d5\u10d3\u10d8, \u10d0\u10ee\u10da\u10d0 \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0 \u10d7\u10d0\u10dc\u10ee\u10d0 \u10dc\u10d4\u10d1\u10d8\u10e1\u10db\u10d8\u10d4\u10e0\u10d8 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d8\u10e1\u10d2\u10d0\u10dc \u10db\u10dd\u10d8\u10d7\u10ee\u10dd\u10d5\u10dd<\/h2><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/foto-2.png\" alt=\"\" class=\"wp-image-18713\"\/><\/figure>\n\n\n\n<p>\u10e0\u10dd\u10ea\u10d0 \u10db\u10d4\u10d2\u10dd\u10d1\u10e0\u10d8\u10e1 \u10d3\u10d0\u10d1\u10d0\u10d3\u10d4\u10d1\u10d8\u10e1 \u10d3\u10e6\u10d4 \u10d0\u10ee\u10da\u10dd\u10d5\u10d3\u10d4\u10d1\u10d0, \u10e1\u10d0\u10e9\u10e3\u10e5\u10d0\u10e0\u10e1 \u10d9\u10d8 \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10d4\u10e0\u10d7\u10d0\u10d3 \u10e7\u10d8\u10d3\u10e3\u10da\u10dd\u10d1\u10d7, \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10da\u10d0\u10d3 \u10e5\u10db\u10dc\u10d8\u10d7 \u10e9\u10d0\u10e2\u10e1, \u10e1\u10d0\u10d3\u10d0\u10ea \u10e7\u10d5\u10d4\u10da\u10d0 \u10d3\u10d4\u10e2\u10d0\u10da\u10e1 \u10d2\u10d0\u10dc\u10d8\u10ee\u10d8\u10da\u10d0\u10d5\u10d7, \u10db\u10d0\u10d7 \u10e8\u10dd\u10e0\u10d8\u10e1 \u10d8\u10db\u10d0\u10e1\u10d0\u10ea, \u10d7\u10e3 \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10e1 \u10d0\u10d2\u10e0\u10dd\u10d5\u10d4\u10d1\u10d7, \u10d0\u10dc \u10d5\u10d8\u10e1 \u10e3\u10e0\u10d8\u10ea\u10ee\u10d0\u10d5\u10d7 \u10d7\u10d0\u10dc\u10ee\u10d0\u10e1. \u10d0\u10ee\u10da\u10d0 \u10d9\u10d8 \u10d4\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10e4\u10d4\u10e0\u10d8 \u10e1\u10d8\u10e2\u10e7\u10d5\u10d8\u10d4\u10e0\u10d8 \u10e8\u10d4\u10d7\u10d0\u10dc\u10ee\u10db\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0 \u10d6\u10d4\u10d3\u10db\u10d4\u10e2\u10d8 \u10d9\u10dd\u10db\u10e3\u10dc\u10d8\u10d9\u10d0\u10ea\u10d8\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d4\u10e8\u10d4 \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0. sCoolApp-\u10e8\u10d8 \u10d8\u10e0\u10e9\u10d4\u10d5 \u10de\u10d8\u10e0\u10dd\u10d5\u10dc\u10d4\u10d1\u10d0\u10e1, \u10d5\u10d8\u10e1\u10d2\u10d0\u10dc\u10d0\u10ea \u10d8\u10d7\u10ee\u10dd\u10d5 \u10d7\u10d0\u10dc\u10ee\u10d0\u10e1, \u10e3\u10d7\u10d8\u10d7\u10d4\u10d1 \u10d7\u10d0\u10dc\u10ee\u10d8\u10e1 \u10e0\u10d0\u10dd\u10d3\u10d4\u10dc\u10dd\u10d1\u10d0\u10e1, \u10e8\u10d4\u10dc\u10e1 \u10d0\u10dc\u10d2\u10d0\u10e0\u10d8\u10e8\u10e1 \u10d3\u10d0 \u10d3\u10d0\u10dc\u10d8\u10e8\u10dc\u10e3\u10da\u10d4\u10d1\u10d0\u10e1. \u10d0\u10db \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10dd\u10dc\u10d0\u10da\u10d8\u10d7 \u10d7\u10d0\u10d5\u10d8\u10d3\u10d0\u10dc \u10d0\u10d8\u10ea\u10d8\u10da\u10d4\u10d1 \u10d2\u10e3\u10da\u10db\u10d0\u10d5\u10d8\u10ec\u10e7\u10d8 \u10db\u10d4\u10d2\u10dd\u10d1\u10e0\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d3\u10e6\u10d4\u10e8\u10d8 \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10ef\u10d4\u10e0\u10db\u10d4 \u10e8\u10d4\u10ee\u10e1\u10d4\u10dc\u10d4\u10d1\u10d0\u10e1, \u10e0\u10dd\u10db \u10d7\u10d0\u10dc\u10ee\u10d0 \u10d0\u10e5\u10d5\u10e1 \u10e9\u10d0\u10e1\u10d0\u10e0\u10d8\u10ea\u10ee\u10d8, \u10d3\u10d0\u10d6\u10dd\u10d2\u10d0\u10d5 \u10d3\u10e0\u10dd\u10e1\u10d0\u10ea \u10d3\u10d0 \u10d0\u10e6\u10d0\u10e0 \u10db\u10dd\u10d2\u10d8\u10ec\u10d4\u10d5\u10e1 \u10e8\u10d4\u10ee\u10e1\u10d4\u10dc\u10d4\u10d1\u10d8\u10d7 \u10d2\u10d0\u10db\u10dd\u10ec\u10d5\u10d4\u10e3\u10da\u10d8 \u10e3\u10ee\u10d4\u10e0\u10ee\u10e3\u10da\u10dd\u10d1\u10d8\u10e1 \u10d0\u10e2\u10d0\u10dc\u10d0.<\/p>\n\n\n\n\n\n<h2 class=\"wp-block-heading\">sCoolApp-\u10e8\u10d8 \u10e8\u10d4\u10e1\u10e0\u10e3\u10da\u10d4\u10d1\u10e3\u10da \u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10d4\u10d1\u10e1 \u10d3\u10e6\u10d4\u10d8\u10d3\u10d0\u10dc \u10e1\u10de\u10d4\u10ea\u10d8\u10d0\u10da\u10e3\u10e0\u10d8 \u10ee\u10db\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10f0\u10d4\u10de\u10e2\u10d8\u10d9\u10d4\u10d1\u10d8 \u10d2\u10d0\u10e7\u10d5\u10d4\u10d1\u10d0<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/dd.png\" alt=\"\" class=\"wp-image-18657\"\/><\/figure>\n\n\n\n<p>\u10d7\u10e3 \u10e2\u10d4\u10da\u10d4\u10e4\u10dd\u10dc\u10d6\u10d4 \u10ee\u10db\u10d0 \u10db\u10e3\u10d3\u10db\u10d8\u10d5\u10d0\u10d3 \u10e9\u10d0\u10e0\u10d7\u10e3\u10da\u10d8 \u10d2\u10d0\u10e5\u10d5\u10e1 (\u10e0\u10d0\u10ea \u10eb\u10d0\u10da\u10d8\u10d0\u10dc \u10d8\u10e8\u10d5\u10d8\u10d0\u10d7\u10d8\u10d0, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10db\u10d0\u10d8\u10dc\u10ea) \u10d0\u10d9\u10e0\u10d4\u10e4\u10d5\u10d8\u10e1 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10d0\u10de\u10da\u10d8\u10d9\u10d0\u10ea\u10d8\u10d8\u10e1 \u10ee\u10db\u10d0 \u10d2\u10d0\u10db\u10ee\u10d8\u10d0\u10e0\u10e3\u10da\u10d4\u10d1\u10e1 \u10d3\u10d0 \u10db\u10dd\u10d2\u10ec\u10dd\u10dc\u10e1, \u10db\u10d0\u10e8\u10d8\u10dc sCoolApp-\u10d8\u10e1 \u10d0\u10ee\u10da\u10d0\u10d3 \u10d3\u10d0\u10db\u10d0\u10e2\u10d4\u10d1\u10e3\u10da\u10d8 \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10d0 \u10e8\u10d4\u10dc\u10d7\u10d5\u10d8\u10e1\u10d0\u10d0. \u10d4\u10e1 \u10e8\u10d4\u10dc\u10d7\u10d0\u10dc \u10d3\u10d8\u10d0\u10da\u10dd\u10d2\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10e1 \u10d2\u10d5\u10d0\u10eb\u10da\u10d4\u10d5\u10e1, \u10e7\u10d5\u10d4\u10da\u10d0 \u10e8\u10d4\u10dc\u10e1 \u10dc\u10d0\u10d1\u10d8\u10ef\u10e1 \u10e1\u10de\u10d4\u10ea\u10d8\u10d0\u10da\u10e3\u10e0\u10d8 \u10ee\u10db\u10d8\u10d7 \u10d5\u10e3\u10de\u10d0\u10e1\u10e3\u10ee\u10d4\u10d1\u10d7. \u10e1\u10d0\u10d3\u10d0\u10ea \u10e8\u10d4\u10dc, \u10d8\u10e5\u10d0\u10ea \u10e9\u10d5\u10d4\u10dc, \u10e9\u10d5\u10d4\u10dc\u10d8 \u10ee\u10db\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10f0\u10d4\u10de\u10e2\u10d8\u10d9\u10d4\u10d1\u10d8.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-3d51d34\" id=\"\u10e1\u10d0\u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10dd-\u10e8\u10d4\u10d7\u10d0\u10d5\u10d0\u10d6\u10d4\u10d1\u10d8\u10e1-\u10d2\u10d0\u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d4\u10d1\u10d0-\u10db\u10ee\u10dd\u10da\u10dd\u10d3-\u10d4\u10e0\u10d7\u10d8-\u10e6\u10d8\u10da\u10d0\u10d9\u10d8\u10d7\" data-block-id=\"3d51d34\"><h2 class=\"stk-block-heading__text\">\u10e1\u10d0\u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10dd \u10e8\u10d4\u10d7\u10d0\u10d5\u10d0\u10d6\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d4\u10d1\u10d0 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10d4\u10e0\u10d7\u10d8 \u10e6\u10d8\u10da\u10d0\u10d9\u10d8\u10d7<\/h2><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/qq.png\" alt=\"\" class=\"wp-image-18658\"\/><\/figure>\n\n\n\n<p>\u10e5\u10d4\u10e8\u10d1\u10d4\u10e5\u10d4\u10d1\u10d8\u10d7 \u10d3\u10d0 \u10e1\u10de\u10d4\u10ea\u10d8\u10d0\u10da\u10e3\u10e0\u10d8 \u10e8\u10d4\u10d7\u10d0\u10d5\u10d0\u10d6\u10d4\u10d1\u10d4\u10d1\u10d8\u10d7 \u10e1\u10d0\u10e0\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10d0 \u10d8\u10db\u10d0\u10d6\u10d4 \u10e3\u10e4\u10e0\u10dd \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d8\u10d0, \u10d5\u10d8\u10d3\u10e0\u10d4 \u10ec\u10d0\u10e0\u10db\u10dd\u10d2\u10d8\u10d3\u10d2\u10d4\u10dc\u10d8\u10d0. \u10d3\u10d0 \u10d7\u10e3 \u10e8\u10d4\u10dc\u10d8 \u10e1\u10d0\u10e7\u10d5\u10d0\u10e0\u10d4\u10da\u10d8 \u10db\u10d0\u10e6\u10d0\u10d6\u10d8\u10d8\u10e1, \u10d0\u10dc \u10d1\u10e0\u10d4\u10dc\u10d3\u10d8\u10e1 \u10e5\u10d4\u10e8\u10d1\u10d4\u10e5\u10e1 \u10d4\u10da\u10dd\u10d3\u10d4\u10d1\u10dd\u10d3\u10d8 \u10d3\u10d0 \u10d4\u10e1 \u10d3\u10e6\u10d4\u10ea \u10d3\u10d0\u10d3\u10d2\u10d0, \u10d0\u10d3\u10d2\u10d8\u10da\u10d6\u10d4 \u10db\u10d8\u10e1\u10e3\u10da\u10e1 \u10d8\u10e5\u10d5\u10d4, sCoolApp-\u10e8\u10d8 \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0 \u10e8\u10d4\u10d7\u10d0\u10d5\u10d0\u10d6\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10e1\u10e3\u10e0\u10d5\u10d4\u10da\u10d8 \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d8\u10d7 \u10e1\u10d0\u10e0\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10d0.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-15d6565\" id=\"\u10d8\u10ea\u10dd\u10d3\u10d8-\u10e0\u10dd\u10db-s-cool-app-\u10e8\u10d8-\u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0-\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8-\u10d2\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10d0-\u10db\u10d8\u10d8\u10e6\u10dd\" data-block-id=\"15d6565\"><h2 class=\"stk-block-heading__text\">\u10d8\u10ea\u10dd\u10d3\u10d8, \u10e0\u10dd\u10db sCoolApp-\u10e8\u10d8 \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10d2\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10d0 \u10db\u10d8\u10d8\u10e6\u10dd?<\/h2><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/iii.png\" alt=\"\" class=\"wp-image-18659\"\/><\/figure>\n\n\n\n<p>\u10e4\u10e3\u10da\u10d8\u10e1 \u10d3\u10d0\u10d6\u10dd\u10d2\u10d5\u10d0, \u10d2\u10d0\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10d1\u10d8\u10e3\u10ef\u10d4\u10e2\u10d8\u10e0\u10d4\u10d1\u10d0 \u10ea\u10d0\u10da\u10d9\u10d4 \u10e4\u10d8\u10da\u10dd\u10e1\u10dd\u10e4\u10d8\u10d0\u10d0, \u10e7\u10d5\u10d4\u10da\u10d0\u10e1 \u10dc\u10d0\u10db\u10d3\u10d5\u10d8\u10da\u10d0\u10d3 \u10d0\u10e0 \u10d2\u10d0\u10db\u10dd\u10e1\u10d3\u10d8\u10e1. \u10d3\u10d0 \u10d8\u10e5\u10dc\u10d4\u10d1 \u10d8\u10db\u10d8\u10e2\u10dd\u10db, \u10e0\u10dd\u10db \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10d8\u10e1 \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d8 \u10ec\u10d4\u10e1\u10d4\u10d1\u10d8 \u10d0\u10e0 \u10d5\u10d8\u10ea\u10d8\u10d7, \u10d0\u10dc \u10d0\u10e5\u10d0\u10db\u10d3\u10d4 \u10d0\u10e0\u10d0\u10e1\u10d3\u10e0\u10dd\u10e1 \u10d2\u10d5\u10d8\u10e4\u10d8\u10e5\u10e0\u10d8\u10d0 \u10d0\u10db\u10d0\u10d6\u10d4? \u10e0\u10d0 \u10db\u10d8\u10d6\u10d4\u10d6\u10d8\u10ea \u10d0\u10e0 \u10e3\u10dc\u10d3\u10d0 \u10d8\u10e7\u10dd\u10e1, \u10e1\u10ec\u10d0\u10d5\u10da\u10d0 \u10d6\u10d4\u10d3\u10db\u10d4\u10e2\u10d8 \u10d0\u10e0\u10d0\u10e1\u10d3\u10e0\u10dd\u10e1\u10d0\u10d0 \u10d3\u10d0 \u10d0\u10db\u10d8\u10d4\u10e0\u10d8\u10d3\u10d0\u10dc, sCoolApp-\u10e8\u10d8 \u10e7\u10dd\u10d5\u10d4\u10da\u10d9\u10d5\u10d8\u10e0\u10d4\u10e3\u10da\u10d8 \u10e1\u10d7\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d8\u10d7 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0 \u10d2\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10d0\u10e1 \u10db\u10d8\u10d8\u10e6\u10d4\u10d1. \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d8 \u10d4\u10dc\u10d8\u10d7 \u10d0\u10ee\u10e1\u10dc\u10d8\u10da\u10d8 \u10d3\u10d8\u10d3\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10d2\u10d0\u10d7\u10d5\u10da\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10e7\u10dd\u10d5\u10d4\u10da\u10d3\u10e6\u10d8\u10e3\u10e0\u10d8 \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d4\u10d1\u10d0\u10e8\u10d8 \u10d3\u10d0\u10d2\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0. \u10d7\u10e3\u10e0\u10db\u10d4, \u10e7\u10d5\u10d4\u10da\u10d0\u10e4\u10d4\u10e0\u10d8 \u10e1\u10ec\u10d0\u10d5\u10da\u10d4\u10d1\u10d0\u10d3\u10d8\u10d0, \u10e4\u10e3\u10da\u10d8\u10e1 \u10d0\u10e0\u10d3\u10d0\u10ee\u10d0\u10e0\u10ef\u10d5\u10d0\u10ea \u10d9\u10d8.<\/p>\n\n\n\n<p>\u10d3\u10d0 \u10d1\u10dd\u10da\u10dd\u10e1, \u10d9\u10d8\u10d3\u10d4\u10d5 \u10d4\u10e0\u10d7\u10d8 \u10d0\u10ee\u10d0\u10da\u10d8 \u10d0\u10db\u10d1\u10d0\u10d5\u10d8 \u10d2\u10d5\u10d0\u10e5\u10d5\u10e1. \u10d7\u10e3 \u10d0\u10e5\u10d0\u10db\u10d3\u10d4 \u10d0\u10db 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