{"id":28976,"date":"2023-08-31T12:38:01","date_gmt":"2023-08-31T08:38:01","guid":{"rendered":"https:\/\/bankofgeorgia.ge\/blog\/siakhleebi\/7-ram-rasac-sayidlebis-sezonze-icr-home-shi-nacil-nacil-da-fasdaklebit-iyidi\/"},"modified":"2026-01-27T18:41:24","modified_gmt":"2026-01-27T14:41:24","slug":"7-ram-rasac-sayidlebis-sezonze-icr-home-shi-nacil-nacil-da-fasdaklebit-iyidi","status":"publish","type":"post","link":"https:\/\/bankofgeorgia.ge\/blog\/ganatleba\/finansuri-ganatleba\/7-ram-rasac-sayidlebis-sezonze-icr-home-shi-nacil-nacil-da-fasdaklebit-iyidi\/","title":{"rendered":"ICR Home: 7 \u10dc\u10d8\u10d5\u10d7\u10d8, \u10e0\u10d0\u10e1\u10d0\u10ea \u10dc\u10d0\u10ec\u10d8\u10da-\u10dc\u10d0\u10ec\u10d8\u10da \u10d3\u10d0 \u10e4\u10d0\u10e1\u10d3\u10d0\u10d9\u10da\u10d4\u10d1\u10d8\u10d7 \u10d8\u10e7\u10d8\u10d3\u10d8"},"content":{"rendered":"\n<p>\u10e1\u10d0\u10ee\u10da\u10d8 \u10d0\u10e0\u10d8\u10e1 \u10e1\u10d8\u10d5\u10e0\u10ea\u10d4, \u10e1\u10d0\u10d3\u10d0\u10ea \u10d7\u10d0\u10d5\u10e1 \u10db\u10e8\u10d5\u10d8\u10d3\u10d0\u10d3, \u10d9\u10dd\u10db\u10e4\u10dd\u10e0\u10e2\u10e3\u10da\u10d0\u10d3 \u10d3\u10d0 \u10d1\u10d4\u10d3\u10dc\u10d8\u10d4\u10e0\u10d0\u10d3 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10e0\u10eb\u10dc\u10dd\u10d1\u10d3\u10d4. \u10d7\u10d0\u10dc\u10d0\u10ea \u10d7\u10d0\u10dc\u10d0\u10db\u10d4\u10d3\u10e0\u10dd\u10d5\u10d4 \u10e1\u10d0\u10ee\u10da\u10d4\u10d1\u10d8\u10e1 \u10db\u10dd\u10ec\u10e7\u10dd\u10d1\u10d8\u10e1\u10d0\u10e1 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10d4\u10e1\u10d7\u10d4\u10e2\u10d8\u10d9\u10e3\u10e0\u10d8 \u10d2\u10d4\u10db\u10dd\u10d5\u10dc\u10d4\u10d1\u10d0 \u10e8\u10d4\u10d5\u10e3\u10d7\u10d0\u10d5\u10e1\u10dd\u10d7 \u10de\u10e0\u10d0\u10e5\u10e2\u10d8\u10d9\u10e3\u10da\u10dd\u10d1\u10d0\u10e1. \u10d7\u10e3 \u10d0\u10db \u10e8\u10d4\u10d3\u10d4\u10d2\u10d8\u10e1 \u10db\u10d8\u10e1\u10d0\u10e6\u10ec\u10d4\u10d5\u10d0\u10d3 \u10d0\u10d5\u10d4\u10ef\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d0\u10ee\u10da\u10d4\u10d1\u10d0 \u10d2\u10d8\u10dc\u10d3\u10d0, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10e8\u10d5\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2 \u10e1\u10d0\u10d9\u10db\u10d0\u10e0\u10d8\u10e1\u10d8 \u10d7\u10d0\u10dc\u10ee\u10d0 \u10d0\u10e6\u10d0\u10e0 \u10d3\u10d0\u10d2\u10e0\u10e9\u10d0, \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0&nbsp; \u10d2\u10d0\u10db\u10dd\u10d8\u10e7\u10d4\u10dc\u10dd \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 <a href=\"https:\/\/bankofgeorgia.ge\/ka\/retail\/bnpl\">\u10dc\u10d0\u10ec\u10d8\u10da-\u10dc\u10d0\u10ec\u10d8\u10da \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d8\u10e1 \u10db\u10d4\u10d7\u10dd\u10d3\u10d8<\/a>: \u10de\u10d0\u10e0\u10e2\u10dc\u10d8\u10dd\u10e0 \u10db\u10d0\u10e6\u10d0\u10d6\u10d8\u10d4\u10d1\u10e8\u10d8 \u10e1\u10d0\u10e1\u10e3\u10e0\u10d5\u10d4\u10da\u10d8 \u10dc\u10d8\u10d5\u10d7\u10d8\u10e1 \u10e6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0\u10e1 \u10d0\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d1 \u10db\u10d0\u10e5\u10e1\u10d8\u10db\u10e3\u10db 4 \u10d7\u10d5\u10d4\u10d6\u10d4 \u10d3\u10d0 \u10e0\u10d0\u10ea \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8\u10d0, \u10d8\u10ee\u10d3\u10d8 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10dc\u10d8\u10d5\u10d7\u10d8\u10e1 \u10e6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0\u10e1 \u10d3\u10d0 \u10d0\u10e0\u10ea\u10d4\u10e0\u10d7\u10d8 \u10d7\u10d4\u10d7\u10e0\u10d8\u10d7 \u10db\u10d4\u10e2\u10e1 (\u10d4\u10e4\u10d4\u10e5\u10e2\u10e3\u10e0\u10d8 0%).<\/p>\n\n\n\n<p>\u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d8\u10e1 \u10d0\u10db \u10db\u10d4\u10d7\u10dd\u10d3\u10d8\u10e1 \u10e8\u10d4\u10e0\u10e9\u10d4\u10d5\u10d8\u10e1 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8, \u10d8\u10e1\u10d0\u10e0\u10d2\u10d4\u10d1\u10da\u10d4\u10d1 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e1\u10de\u10d4\u10ea\u10d8\u10d0\u10da\u10e3\u10e0\u10d8 \u10d0\u10e5\u10ea\u10d8\u10d8\u10d7\u10d0\u10ea: 1-\u10d3\u10d0\u10dc&nbsp;4 \u10e1\u10d4\u10e5\u10e2\u10d4\u10db\u10d1\u10e0\u10d8\u10e1 \u10e9\u10d0\u10d7\u10d5\u10da\u10d8\u10d7&nbsp;ICR Home-\u10e8\u10d8 \u10d0\u10ee\u10d0\u10da \u10d9\u10dd\u10da\u10d4\u10e5\u10ea\u10d8\u10d0\u10d6\u10d4 20%-\u10d8\u10d0\u10dc, \u10ee\u10dd\u10da\u10dd \u10e3\u10d9\u10d5\u10d4 \u10e4\u10d0\u10e1\u10d3\u10d0\u10d9\u10da\u10d4\u10d1\u10e3\u10da\u10d6\u10d4 \u10d3\u10d0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10d7 10%-\u10d8\u10d0\u10dc \u10e4\u10d0\u10e1\u10d3\u10d0\u10d9\u10da\u10d4\u10d1\u10d0\u10e1 \u10db\u10d8\u10d8\u10e6\u10d4\u10d1.<\/p>\n\n\n\n<p>\u10e5\u10d5\u10d4\u10db\u10dd\u10d7 \u10d8\u10db \u10dc\u10d8\u10d5\u10d7\u10d4\u10d1\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10d2\u10d8\u10d3\u10d4\u10dc\u10d7, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 ICR Home-\u10e8\u10d8 \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0 \u10e8\u10d4\u10d8\u10eb\u10d8\u10dc\u10dd:<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>1.<\/strong>&nbsp;&nbsp;&nbsp;&nbsp;<strong>\u10d3\u10d8\u10d5\u10d0\u10dc\u10d8<\/strong><\/h2>\n\n\n\n<p>\u10d3\u10d8\u10d5\u10d0\u10dc\u10d8 \u10db\u10d8\u10e1\u10d0\u10e6\u10d4\u10d1\u10d8 \u10dd\u10d7\u10d0\u10ee\u10d8\u10e1 \u10e3\u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d4\u10e1\u10d8 \u10dc\u10d0\u10ec\u10d8\u10da\u10d8\u10d0, \u10dd\u10ef\u10d0\u10ee\u10d8\u10e1 \u10ec\u10d4\u10d5\u10e0\u10d8 \u10d7\u10e3 \u10e1\u10e2\u10e3\u10db\u10d0\u10e0\u10d8 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10d3\u10d8\u10d3 \u10d3\u10e0\u10dd\u10e1 \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10d0\u10e5 \u10d0\u10e2\u10d0\u10e0\u10d4\u10d1\u10e1. &nbsp;\u10e8\u10d4\u10e0\u10e9\u10d4\u10d5\u10d8\u10e1\u10d0\u10e1 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10d8\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10dd \u10db\u10d8\u10e1\u10d0\u10e6\u10d4\u10d1\u10d8 \u10dd\u10d7\u10d0\u10ee\u10d8\u10e1 \u10d6\u10dd\u10db\u10d0, \u10e4\u10d4\u10e0\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10dd \u10de\u10e0\u10d8\u10dd\u10e0\u10d8\u10e2\u10d4\u10e2\u10d4\u10d1\u10d8. \u10d7\u10e3 \u10e1\u10d0\u10ee\u10da\u10e8\u10d8 \u10db\u10d8\u10db\u10dd\u10e4\u10d0\u10dc\u10e2\u10e3\u10da\u10d8 \u10dc\u10d8\u10d5\u10d7\u10d4\u10d1\u10d8 \u10d5\u10d4\u10e0\u10e1\u10d0\u10d3 \u10db\u10d8\u10d2\u10d0\u10e5\u10d5\u10e1, \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0&nbsp;\u10e1\u10d0\u10d7\u10d0\u10d5\u10e1\u10dd\u10d4\u10d1\u10d8\u10d0\u10dc\u10d8&nbsp;\u10d3\u10d8\u10d5\u10d0\u10dc\u10d8 \u10e8\u10d4\u10d0\u10e0\u10e9\u10d8\u10dd, \u10d7\u10e3 \u10e1\u10e2\u10e3\u10db\u10e0\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d9\u10e3\u10d7\u10d5\u10dc\u10d8\u10da\u10d8 \u10e1\u10d0\u10eb\u10d8\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 \u10d0\u10e0 \u10d2\u10d0\u10e5\u10d5\u10e1 &#8211; \u10d2\u10d0\u10e1\u10d0\u10e8\u10da\u10d4\u10da\u10d8.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>2.<\/strong>&nbsp;&nbsp;&nbsp;&nbsp;<strong>\u10de\u10e3\u10e4\u10d8<\/strong><\/h2>\n\n\n\n<p>\u10d7\u10e3 \u10dd\u10ef\u10d0\u10ee\u10d8\u10e1 \u10ec\u10d4\u10d5\u10e0\u10d4\u10d1\u10d7\u10d0\u10dc \u10d0\u10dc \u10db\u10d4\u10d2\u10dd\u10d1\u10e0\u10d4\u10d1\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3 \u10e4\u10d8\u10da\u10db\u10d8\u10e1 \u10e7\u10e3\u10e0\u10d4\u10d1\u10d0\u10e1 \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2 \u10d3\u10d0 \u10e1\u10d0\u10ee\u10da\u10e8\u10d8 \u10de\u10e3\u10e4\u10d8 \u10d2\u10d0\u10e5\u10d5\u10e1, \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10da\u10d0\u10d3 \u10d2\u10d0\u10d8\u10d2\u10dd\u10dc\u10d4\u10d1 \u10e4\u10e0\u10d0\u10d6\u10d0\u10e1 ,,\u10de\u10e3\u10e4\u10e8\u10d8 \u10db\u10d4 \u10d5\u10ef\u10d3\u10d4\u10d1\u10d8, \u10d3\u10d0\u10d2\u10d0\u10e1\u10ec\u10d0\u10e0\u10d8\u201c. \u10de\u10e3\u10e4\u10d8 \u10d0\u10d5\u10d4\u10ef\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d0\u10ee\u10da\u10d4\u10d1\u10d8\u10e1\u10d0\u10e1, \u10d0\u10da\u10d1\u10d0\u10d7, \u10d1\u10dd\u10da\u10dd\u10e1 \u10d2\u10d5\u10d0\u10ee\u10e1\u10d4\u10dc\u10d3\u10d4\u10d1\u10d0, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10e0\u10d4\u10d0\u10da\u10e3\u10e0\u10d0\u10d3 \u10e1\u10d0\u10ee\u10da\u10e8\u10d8 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10e1\u10d0\u10e7\u10d5\u10d0\u10e0\u10d4\u10da\u10d8 \u10dc\u10d8\u10d5\u10d7\u10d8\u10d0: \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0 \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d0\u10d3 \u10d2\u10d0\u10d3\u10d0\u10d0\u10d0\u10d3\u10d2\u10d8\u10da\u10dd \u10d3\u10d0 \u10e2\u10d4\u10da\u10d4\u10d5\u10d8\u10d6\u10dd\u10e0\u10d7\u10d0\u10dc, \u10d0\u10d8\u10d5\u10d0\u10dc\u10d6\u10d4 \u10d7\u10e3 \u10e1\u10d0\u10db\u10d6\u10d0\u10e0\u10d4\u10e3\u10da\u10dd\u10e8\u10d8 \u10db\u10dd\u10d8\u10ec\u10e7\u10dd \u10d9\u10dd\u10db\u10e4\u10dd\u10e0\u10e2\u10e3\u10da\u10d8 \u10e1\u10d8\u10d5\u10e0\u10ea\u10d4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>3.<\/strong>&nbsp;&nbsp;&nbsp;&nbsp;<strong>\u10e1\u10d0\u10ec\u10d4\u10e0\u10d8 \u10db\u10d0\u10d2\u10d8\u10d3\u10d0<\/strong><\/h2>\n\n\n\n<p>\u10e1\u10d9\u10dd\u10da\u10d4\u10d1\u10e1, \u10e3\u10dc\u10d8\u10d5\u10d4\u10e0\u10e1\u10d8\u10e2\u10d4\u10e2\u10d4\u10d1\u10e1\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10e1 \u10d5\u10e3\u10d1\u10e0\u10e3\u10dc\u10d3\u10d4\u10d1\u10d8\u10d7, \u10e1\u10d0\u10db\u10e3\u10e8\u10d0\u10dd\u10d3 \u10e1\u10d0\u10ee\u10da\u10d8 \u10ee\u10e8\u10d8\u10e0 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8 \u10e1\u10d0\u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10dd \u10d0\u10d3\u10d2\u10d8\u10da\u10d8\u10d0, \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10d8\u10d7 \u10e1\u10d9\u10dd\u10da\u10d8\u10e1 \u10db\u10dd\u10e1\u10ec\u10d0\u10d5\u10da\u10d4\u10d4\u10d1\u10e1 \u10e1\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0\u10d7 \u10dd\u10e0\u10d2\u10d0\u10dc\u10d8\u10d6\u10d4\u10d1\u10e3\u10da\u10d8 \u10e1\u10d0\u10db\u10e3\u10e8\u10d0\u10dd \u10d9\u10e3\u10d7\u10ee\u10d4. \u10e1\u10d0\u10d9\u10e3\u10d7\u10d0\u10e0\u10d8 \u10d2\u10d4\u10db\u10dd\u10d5\u10dc\u10d4\u10d1\u10d8\u10d7 \u10db\u10dd\u10ec\u10e7\u10dd\u10d1\u10d8\u10da\u10d8 \u10e1\u10d0\u10ec\u10d4\u10e0\u10d8 \u10db\u10d0\u10d2\u10d8\u10d3\u10d0 \u10d3\u10d0 \u10d9\u10d4\u10d3\u10da\u10d4\u10d1\u10d8 \u10db\u10dd\u10e1\u10ec\u10d0\u10d5\u10da\u10d4\u10d4\u10d1\u10e1 \u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0\u10d7 \u10d9\u10dd\u10dc\u10ea\u10d4\u10dc\u10e2\u10e0\u10d0\u10ea\u10d8\u10d0\u10e8\u10d8 \u10d3\u10d0 \u10d3\u10d0\u10d5\u10d0\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10e0\u10e3\u10da\u10d4\u10d1\u10d8\u10e1 \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10d8\u10ea \u10d4\u10ee\u10d0\u10da\u10d8\u10e1\u10d4\u10d1\u10d0\u10d7.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>4.<\/strong>&nbsp;&nbsp;&nbsp;&nbsp;<strong>\u10db\u10d0\u10d2\u10d8\u10d3\u10d8\u10e1 \u10e1\u10d0\u10dc\u10d0\u10d7\u10d8<\/strong><\/h2>\n\n\n\n<p>\u10e1\u10d0\u10ec\u10d4\u10e0 \u10db\u10d0\u10d2\u10d8\u10d3\u10d0\u10e1 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10da\u10d0\u10d3 \u10e1\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0 \u10db\u10d0\u10d2\u10d8\u10d3\u10d8\u10e1 \u10e1\u10d0\u10dc\u10d0\u10d7\u10d8, \u10d9\u10d8\u10d7\u10ee\u10d5\u10d8\u10e1 \u10d0\u10dc \u10ec\u10d4\u10e0\u10d8\u10e1 \u10d3\u10e0\u10dd\u10e1 \u10d9\u10d0\u10e0\u10d2\u10d8 \u10d2\u10d0\u10dc\u10d0\u10d7\u10d4\u10d1\u10d0 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0 \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10db\u10ee\u10d4\u10d3\u10d5\u10d4\u10da\u10dd\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10d8\u10e1\u10d4 \u10dc\u10d4\u10e0\u10d5\u10e3\u10da\u10d8 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1. \u10d4\u10e1 \u10dc\u10d8\u10d5\u10d7\u10d8 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10da\u10d0\u10d3 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10e5\u10dd\u10dc\u10d3\u10d4\u10e1 \u10d7\u10e3 \u10e6\u10d0\u10db\u10d4 \u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d0 \u10d2\u10d8\u10e7\u10d5\u10d0\u10e0\u10e1 \u10d0\u10dc \u10d2\u10d8\u10ec\u10d4\u10d5\u10e1, \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d7\u10e3 \u10d0\u10d1\u10d8\u10e2\u10e3\u10e0\u10d8\u10d4\u10dc\u10e2\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3 \u10ea\u10ee\u10dd\u10d5\u10e0\u10dd\u10d1, \u10e0\u10dd\u10db\u10d4\u10da\u10e1\u10d0\u10ea \u10ec\u10d8\u10dc \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10d3\u10d0\u10e2\u10d5\u10d8\u10e0\u10d7\u10e3\u10da\u10d8 \u10ec\u10d4\u10da\u10d8 \u10d4\u10da\u10d8\u10e1.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>5.<\/strong>&nbsp;&nbsp;&nbsp;&nbsp;<strong>\u10d7\u10d0\u10e0\u10dd<\/strong><\/h2>\n\n\n\n<p>\u10d7\u10d0\u10e0\u10dd\u10d4\u10d1\u10d8 \u10e1\u10d0\u10ee\u10da\u10e8\u10d8 \u10e1\u10d0\u10d9\u10db\u10d0\u10e0\u10d8\u10e1\u10d8 \u10d0\u10e0\u10d0\u10e1\u10dd\u10d3\u10d4\u10e1 \u10d0\u10e0\u10d8\u10e1 &#8211; \u10e1\u10e3\u10d5\u10d4\u10dc\u10d8\u10e0\u10d4\u10d1\u10d8, \u10ec\u10d8\u10d2\u10dc\u10d4\u10d1\u10d8, \u10e4\u10dd\u10e2\u10dd\u10e1\u10e3\u10e0\u10d0\u10d7\u10d4\u10d1\u10d8, \u10d0\u10e0\u10e1\u10d0\u10d3 \u10d4\u10e2\u10d4\u10d5\u10d0. \u10d7\u10e3 \u10db\u10dd\u10e1\u10ec\u10d0\u10d5\u10da\u10d4\u10e1\u10d7\u10d0\u10dc \u10d0\u10dc \u10e1\u10e2\u10e3\u10d3\u10d4\u10dc\u10e2\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3 \u10ea\u10ee\u10dd\u10d5\u10e0\u10dd\u10d1 \u10ec\u10d8\u10d2\u10dc\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e0\u10d5\u10d4\u10e3\u10da\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d1\u10d8\u10dc\u10d0\u10d5\u10d4\u10d1\u10d0 \u10d9\u10d8\u10d3\u10d4\u10d5 \u10e3\u10e4\u10e0\u10dd \u10e0\u10d7\u10e3\u10da\u10d3\u10d4\u10d1\u10d0.&nbsp;ICR home-\u10d8\u10e1 \u10db\u10d0\u10e6\u10d0\u10d6\u10d8\u10d4\u10d1\u10e8\u10d8 \u10d8\u10de\u10dd\u10d5\u10d8 \u10d2\u10d0\u10dc\u10e1\u10ee\u10d5\u10d0\u10d5\u10d4\u10d1\u10e3\u10da\u10d8 \u10e4\u10dd\u10e0\u10db\u10d8\u10e1, \u10d6\u10dd\u10db\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d3\u10d8\u10d6\u10d0\u10d8\u10dc\u10d8\u10e1 \u10d7\u10d0\u10e0\u10dd\u10d4\u10d1\u10e1. \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0 &nbsp;\u10e8\u10d4\u10dc\u10d8 \u10d2\u10d4\u10db\u10dd\u10d5\u10dc\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10ee\u10da\u10d8\u10e1 \u10d8\u10dc\u10e2\u10d4\u10e0\u10d8\u10d4\u10e0\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3 \u10e8\u10d4\u10d0\u10e0\u10e9\u10d8\u10dd \u10d3\u10d0\u10e1\u10d0\u10d9\u10d8\u10d3\u10d8 \u10d0\u10dc \u10d3\u10d0\u10e1\u10d0\u10d3\u10d2\u10d0\u10db\u10d8 \u10d7\u10d0\u10e0\u10dd\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10ec\u10d8\u10d2\u10dc\u10d4\u10d1\u10e1\u10d0\u10ea \u10d3\u10d0\u10d8\u10e2\u10d4\u10d5\u10e1 \u10d3\u10d0 \u10db\u10dd\u10d2\u10d6\u10d0\u10e3\u10e0\u10dd\u10d1\u10d4\u10d1\u10d8\u10d3\u10d0\u10dc \u10e9\u10d0\u10db\u10dd\u10e2\u10d0\u10dc\u10d8\u10da \u10e1\u10e3\u10d5\u10d4\u10dc\u10d8\u10e0\u10d4\u10d1\u10e1\u10d0\u10ea.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-1c343c4\" id=\"strong-6-strong-nbsp-nbsp-nbsp-nbsp-strong-\u10e1\u10d0\u10ec\u10dd\u10da\u10d8-\u10e1\u10d0\u10d7\u10d0\u10d5\u10e1\u10dd\u10d4\u10d1\u10d8\u10d7-strong\" data-block-id=\"1c343c4\"><h2 class=\"stk-block-heading__text\"><strong>6.<\/strong>&nbsp;&nbsp;&nbsp;&nbsp;<strong>\u10e1\u10d0\u10ec\u10dd\u10da\u10d8 \u10e1\u10d0\u10d7\u10d0\u10d5\u10e1\u10dd\u10d4\u10d1\u10d8\u10d7<\/strong><\/h2><\/div>\n\n\n\n<p><strong>&nbsp;<\/strong>\u10de\u10d0\u10e2\u10d0\u10e0\u10d0 \u10d1\u10d8\u10dc\u10d0 \u10e1\u10e3\u10da\u10d0\u10ea \u10d0\u10e0 \u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10e1 \u10e1\u10d8\u10d5\u10e0\u10ea\u10d8\u10e1 \u10dc\u10d0\u10d9\u10da\u10d4\u10d1\u10dd\u10d1\u10d0\u10e1, \u10d7\u10e3 \u10e1\u10ec\u10dd\u10e0\u10d0\u10d3 \u10d0\u10e0\u10d8\u10e1 \u10db\u10dd\u10ec\u10e7\u10dd\u10d1\u10d8\u10da\u10d8. &nbsp;\u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd\u10e8\u10d8 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10de\u10d0\u10e2\u10d0\u10e0\u10d0 \u10d1\u10d8\u10dc\u10d4\u10d1\u10d8&nbsp;\u10f0\u10dd\u10dc\u10d9\u10dd\u10dc\u10d2\u10e8\u10d8\u10d0, \u10d7\u10e3\u10db\u10ea\u10d0 \u10e1\u10d0\u10d7\u10d0\u10d5\u10e1\u10dd\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d1\u10d0 \u10d3\u10d0&nbsp;\u10e2\u10e0\u10d0\u10dc\u10e1\u10e4\u10dd\u10e0\u10db\u10d8\u10e0\u10d4\u10d1\u10d0\u10d3\u10d8&nbsp;\u10d0\u10d5\u10d4\u10ef\u10d8 \u10f0\u10dd\u10dc\u10d2\u10d9\u10dd\u10dc\u10d2\u10d4\u10da\u10d4\u10d1\u10e1 \u10d7\u10d0\u10d5\u10d8\u10e1\u10e3\u10e4\u10d0\u10da\u10d8 \u10e1\u10d8\u10d5\u10e0\u10ea\u10d8\u10e1 \u10e8\u10d4\u10dc\u10d0\u10e0\u10e9\u10e3\u10dc\u10d4\u10d1\u10d0\u10e8\u10d8 \u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0. \u10d7\u10e3 \u10e8\u10d4\u10dc\u10d8 \u10d1\u10d8\u10dc\u10d0\u10ea \u10de\u10d0\u10e2\u10d0\u10e0\u10d0\u10d0, \u10dc\u10d8\u10d5\u10d7\u10d8 \u10d9\u10d8 \u10d1\u10d4\u10d5\u10e0\u10d8 \u10d2\u10d0\u10e5\u10d5\u10e1,&nbsp;\u10e1\u10d0\u10d7\u10d0\u10d5\u10e1\u10dd\u10d4\u10d1\u10d8\u10d0\u10dc\u10d8&nbsp;\u10e1\u10d0\u10ec\u10dd\u10da\u10d8 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10da\u10d0\u10d3 \u10d2\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0. \u10d0\u10e5 \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0 \u10e8\u10d4\u10d8\u10dc\u10d0\u10ee\u10dd \u10d8\u10e1 \u10dc\u10d8\u10d5\u10d7\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10e1\u10d0\u10ea \u10d8\u10e8\u10d5\u10d8\u10d0\u10d7\u10d0\u10d3, \u10d0\u10dc \u10e1\u10d4\u10d6\u10dd\u10dc\u10e3\u10e0\u10d0\u10d3 \u10d8\u10e7\u10d4\u10dc\u10d4\u10d1, \u10d8\u10e1\u10d4, \u10e0\u10dd\u10db \u10d3\u10d0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10d7\u10d8 \u10e1\u10d8\u10d5\u10e0\u10ea\u10d4 \u10d0\u10e0 \u10d3\u10d0\u10d8\u10d9\u10d0\u10d5\u10dd.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-2940f9c\" id=\"strong-7-strong-nbsp-nbsp-nbsp-nbsp-strong-\u10e1\u10d0\u10e0\u10ec\u10d4\u10d5\u10d4\u10da\u10d0-strong\" data-block-id=\"2940f9c\"><h2 class=\"stk-block-heading__text\"><strong>7.<\/strong>&nbsp;&nbsp;&nbsp;&nbsp;<strong>\u10e1\u10d0\u10e0\u10ec\u10d4\u10d5\u10d4\u10da\u10d0<\/strong><\/h2><\/div>\n\n\n\n<p>\u10d0\u10d5\u10d4\u10ef\u10d8\u10e1 \u10e8\u10d4\u10eb\u10d4\u10dc\u10d8\u10e1\u10d0\u10e1 \u10e1\u10d0\u10e0\u10ec\u10d4\u10d5\u10d4\u10da\u10d0 \u10d0\u10e0 \u10d3\u10d0\u10d2\u10d0\u10d5\u10d8\u10ec\u10e7\u10d3\u10d4\u10e1, \u10d7\u10e3\u10d9\u10d8 \u10d4\u10d6\u10dd\u10d8\u10d0\u10dc\u10d8 \u10d0\u10dc \u10d0\u10d8\u10d5\u10dc\u10d8\u10d0\u10dc\u10d8 \u10e1\u10d0\u10ee\u10da\u10d8 \u10d2\u10d0\u10e5\u10d5\u10e1, &nbsp;\u10d7\u10d0\u10dc\u10d0\u10ea \u10d0\u10d8\u10d5\u10d0\u10dc\u10d6\u10d4 \u10d3\u10e0\u10dd\u10d8\u10e1 \u10d2\u10d0\u10e2\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e1\u10d0\u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10dd \u10e1\u10d4\u10d6\u10dd\u10dc\u10d8 \u10d3\u10d0\u10d3\u10d2\u10d0. \u10d7\u10d1\u10d8\u10da\u10d8\u10e1\u10e3\u10e0\u10d8 \u10e1\u10d8\u10ea\u10ee\u10d4\u10d4\u10d1\u10d8 \u10d6\u10d0\u10e4\u10ee\u10e3\u10da\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3 \u10db\u10d8\u10d8\u10da\u10d8\u10d0 \u10d3\u10d0&nbsp;\u10e3\u10d8\u10e5\u10d4\u10dc\u10d3\u10d4\u10d1\u10d6\u10d4&nbsp;\u10e5\u10d0\u10da\u10d0\u10e5\u10d8\u10d3\u10d0\u10dc \u10d2\u10d0\u10e5\u10ea\u10d4\u10d5\u10d0 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10d4\u10da\u10d8 \u10e1\u10e3\u10da\u10d0\u10ea \u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1. \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0 \u10e8\u10d0\u10d1\u10d0\u10d7-\u10d9\u10d5\u10d8\u10e0\u10d0\u10e1 \u10d0\u10d8\u10d5\u10d0\u10dc\u10d6\u10d4 \u10db\u10dd\u10d9\u10d0\u10da\u10d0\u10d7\u10d3\u10d4 \u10e1\u10d0\u10e0\u10ec\u10d4\u10d5\u10d4\u10da\u10d0\u10e8\u10d8 \u10de\u10da\u10d4\u10d3\u10d8\u10d7, \u10ea\u10ee\u10d4\u10da\u10d8 \u10e9\u10d0\u10d8\u10d7\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10dd \u10ec\u10d8\u10d2\u10dc\u10d8\u10d7.<\/p>\n\n\n\n<p>&nbsp;\u10e1\u10d4\u10e5\u10e2\u10d4\u10db\u10d1\u10d4\u10e0\u10d8 \u10d0\u10d5\u10d4\u10ef\u10d8\u10e1 \u10d2\u10d0\u10e1\u10d0\u10d0\u10ee\u10da\u10d4\u10d1\u10da\u10d0\u10d3 \u10d0\u10dc \u10d0\u10ee\u10d0\u10da\u10d8 \u10e1\u10d0\u10ee\u10da\u10d8\u10e1, \u10dd\u10e4\u10d8\u10e1\u10d8\u10e1 \u10db\u10dd\u10e1\u10d0\u10ec\u10e7\u10dd\u10d1\u10d0\u10d3 \u10e1\u10d0\u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10dd \u10d7\u10d5\u10d4\u10d0: \u10e8\u10d5\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d8\u10d3\u10d0\u10dc \u10d3\u10d0\u10d1\u10e0\u10e3\u10dc\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10e1 \u10ec\u10d8\u10dc \u10d0\u10ee\u10d0\u10da\u10d8 \u10ec\u10d4\u10da\u10d8 \u10d2\u10d5\u10d0\u10e5\u10d5\u10e1 \u10e1\u10d8\u10d0\u10ee\u10da\u10d4\u10d4\u10d1\u10d8\u10d7\u10d0 \u10d3\u10d0 \u10ea\u10d5\u10da\u10d8\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10d7 \u10e1\u10d0\u10d5\u10e1\u10d4 \u10d3\u10d0&nbsp; \u10d2\u10d5\u10d8\u10dc\u10d3\u10d0, \u10e0\u10dd\u10db \u10d2\u10d0\u10e0\u10d4\u10db\u10dd\u10ea \u10d0\u10db \u10d2\u10d0\u10dc\u10ec\u10e7\u10dd\u10d1\u10d0\u10e1&nbsp;\u10de\u10d0\u10e1\u10e3\u10ee\u10dd\u10d1\u10d3\u10d4\u10e1. \u10d6\u10d4\u10db\u10dd\u10d7 \u10e9\u10d0\u10db\u10dd\u10d7\u10d5\u10da\u10d8\u10da\u10d8 \u10dc\u10d8\u10d5\u10d7\u10d4\u10d1\u10d8 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10eb\u10d0\u10da\u10d8\u10d0\u10dc \u10dc\u10d0\u10ec\u10d8\u10da\u10d8\u10d0 \u10d8\u10db\u10d8\u10e1\u10d0, \u10e0\u10d0\u10ea \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d7\u10e5\u10d5\u10d4\u10dc\u10e1 \u10e1\u10d0\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d4\u10da \u10d7\u10e3 \u10e1\u10d0\u10db\u10e3\u10e8\u10d0\u10dd \u10e1\u10d8\u10d5\u10e0\u10ea\u10d4\u10e1 \u10e1\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10dd\u10d3\u10d4\u10e1, ICR Home-\u10e8\u10d8 \u10d2\u10d0\u10ea\u10d8\u10da\u10d4\u10d1\u10d8\u10d7 \u10e3\u10e4\u10e0\u10dd \u10d3\u10d8\u10d3\u10d8 \u10d0\u10e0\u10e9\u10d4\u10d5\u10d0\u10dc\u10d8\u10d3\u10d0\u10dc \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0\u10d7 \u10e8\u10d4\u10d0\u10e0\u10e9\u10d8\u10dd \u10e8\u10d4\u10dc\u10d7\u10d5\u10d8\u10e1 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd \u10e0\u10d0\u10db. \u10d2\u10d0\u10d8\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4, \u10e0\u10dd\u10db \u10d0\u10e5\u10ea\u10d8\u10d0 \u10d0\u10e0 \u10d5\u10e0\u10ea\u10d4\u10da\u10d3\u10d4\u10d1\u10d0 \u10dd\u10dc\u10da\u10d0\u10d8\u10dc \u10e8\u10dd\u10de\u10d8\u10dc\u10d2\u10d6\u10d4 \u10dc\u10d0\u10ec\u10d8\u10da-\u10dc\u10d0\u10ec\u10d8\u10da \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d8\u10e1\u10d0\u10e1 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e2\u10d4\u10e0\u10db\u10d8\u10dc\u10d0\u10da\u10d8 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10db\u10dd\u10d8\u10e7\u10d4\u10dc\u10dd.<\/p>\n","protected":false},"excerpt":{"rendered":"\u10d2\u10d0\u10dc\u10d0\u10d0\u10ee\u10da\u10d4 \u10e1\u10d0\u10ee\u10da\u10d8! ICR Home-\u10e8\u10d8 7 \u10dc\u10d8\u10d5\u10d7\u10e1 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 0%-\u10d8\u10d0\u10dc\u10d8 \u10d2\u10d0\u10dc\u10d5\u10d0\u10d3\u10d4\u10d1\u10d8\u10d7 \u10d8\u10e7\u10d8\u10d3\u10d8. \u10d0\u10e6\u10db\u10dd\u10d0\u10e9\u10d8\u10dc\u10d4 \u10d9\u10dd\u10db\u10e4\u10dd\u10e0\u10e2\u10d8\u10e1 \u10e1\u10d0\u10d8\u10d3\u10e3\u10db\u10da\u10dd \u10e4\u10d0\u10e1\u10d3\u10d0\u10d9\u10da\u10d4\u10d1\u10d8\u10d7.","protected":false},"author":1,"featured_media":28977,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1133],"tags":[591,1146,1209],"class_list":["post-28976","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finansuri-ganatleba","tag-shetavazebebi","tag-nawil-nawil","tag-udzravi-qoneba"],"acf":[],"_links":{"self":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/28976","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/comments?post=28976"}],"version-history":[{"count":3,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/28976\/revisions"}],"predecessor-version":[{"id":41287,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/28976\/revisions\/41287"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/media\/28977"}],"wp:attachment":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/media?parent=28976"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/categories?post=28976"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/tags?post=28976"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}