{"id":28987,"date":"2026-03-07T09:52:00","date_gmt":"2026-03-07T05:52:00","guid":{"rendered":"https:\/\/bankofgeorgia.ge\/blog\/siakhleebi\/rogor-movipovot-dafinanseba-agro-biznesistvis-yvelaferi-rac-agro-sesxebze-unda-icodet\/"},"modified":"2026-03-25T14:22:35","modified_gmt":"2026-03-25T10:22:35","slug":"rogor-movipovot-dafinanseba-agro-biznesistvis-yvelaferi-agro-sesxebze","status":"publish","type":"post","link":"https:\/\/bankofgeorgia.ge\/blog\/biznesi\/biznesganatleba\/rogor-movipovot-dafinanseba-agro-biznesistvis-yvelaferi-agro-sesxebze\/","title":{"rendered":"\u10d0\u10d2\u10e0\u10dd \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8: \u10e0\u10dd\u10d2\u10dd\u10e0 \u10db\u10dd\u10d5\u10d8\u10de\u10dd\u10d5\u10dd\u10d7 \u10d3\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10d0?"},"content":{"rendered":"\n<p>\u10e1\u10dd\u10e4\u10da\u10d8\u10e1 \u10db\u10d4\u10e3\u10e0\u10dc\u10d4\u10dd\u10d1\u10d0\u10e8\u10d8 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10d3\u10d0\u10ec\u10e7\u10d4\u10d1\u10d0 \u10d7\u10e3 \u10d2\u10d0\u10e4\u10d0\u10e0\u10d7\u10dd\u10d4\u10d1\u10d0 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0 \u10e0\u10d4\u10e1\u10e3\u10e0\u10e1\u10e1 \u10db\u10dd\u10d8\u10d7\u10ee\u10dd\u10d5\u10e1. \u10e7\u10d5\u10d4\u10da\u10d0\u10e4\u10e0\u10d8\u10e1 \u10d3\u10d0\u10ec\u10e7\u10d4\u10d1\u10d0\u10db\u10d3\u10d4 \u10d9\u10d8, \u10de\u10d8\u10e0\u10d5\u10d4\u10da \u10e0\u10d8\u10d2\u10e8\u10d8, \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d0 <strong>\u10dc\u10d8\u10d0\u10d3\u10d0\u10d2\u10d8 \u10db\u10dd\u10d0\u10db\u10d6\u10d0\u10d3\u10dd\u10d7<\/strong> \u10d3\u10d0 \u10d4\u10e1 \u10de\u10e0\u10d8\u10dc\u10ea\u10d8\u10de\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0 \u10d3\u10d0\u10d2\u10d4\u10d2\u10db\u10d5\u10d0\u10d6\u10d4\u10ea \u10e1\u10e0\u10e3\u10da\u10d0\u10d3 \u10d5\u10e0\u10ea\u10d4\u10da\u10d3\u10d4\u10d1\u10d0.<\/p>\n\n\n\n<p>\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8 \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d0\u10d3 \u10e3\u10ec\u10e7\u10dd\u10d1\u10e1 \u10ee\u10d4\u10da\u10e1 \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0\u10e8\u10d8 \u10e1\u10dd\u10e4\u10da\u10d8\u10e1 \u10db\u10d4\u10e3\u10e0\u10dc\u10d4\u10dd\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10e1. \u10e9\u10d5\u10d4\u10dc\u10d7\u10d5\u10d8\u10e1 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0, \u10e0\u10dd\u10db \u10e4\u10d4\u10e0\u10db\u10d4\u10e0\u10d4\u10d1\u10e1 \u10f0\u10e5\u10dd\u10dc\u10d3\u10d4\u10d7 \u10ec\u10d5\u10d3\u10dd\u10db\u10d0 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0 \u10e0\u10d4\u10e1\u10e3\u10e0\u10e1\u10d4\u10d1\u10d6\u10d4, \u10e0\u10d0\u10d7\u10d0 \u10e8\u10d4\u10eb\u10da\u10dd\u10dc \u10e1\u10d0\u10d9\u10e3\u10d7\u10d0\u10e0\u10d8 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10db\u10e7\u10d0\u10e0\u10d8 \u10e1\u10d0\u10e4\u10e3\u10eb\u10d5\u10da\u10d8\u10e1 \u10e8\u10d4\u10e5\u10db\u10dc\u10d0.<\/p>\n\n\n\n<p>\u10d0\u10db \u10db\u10d8\u10d6\u10dc\u10d8\u10d7, \u10d1\u10d0\u10dc\u10d9\u10e1 <a href=\"https:\/\/bog-ge-shared-beta.k8s.bog.ge\/ka\/business\/seskhebi\/agro-seskhi?utm_source=blog&amp;utm_medium=text&amp;utm_campaign=sme_ln_agro_gen_29587\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/bog-ge-shared-beta.k8s.bog.ge\/ka\/business\/seskhebi\/agro-seskhi?utm_source=blog&amp;utm_medium=text&amp;utm_campaign=sme_ln_agro_gen_29587\" rel=\"noreferrer noopener\">\u10d0\u10d2\u10e0\u10dd\u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d6\u10d4 \u10dd\u10e0\u10d8\u10d4\u10dc\u10e2\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d4\u10d1\u10d8\u10e1<\/a> \u10e4\u10d0\u10e0\u10d7\u10dd \u10d0\u10e0\u10e9\u10d4\u10d5\u10d0\u10dc\u10d8 \u10d0\u10e5\u10d5\u10e1, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10e4\u10d4\u10e0\u10db\u10d4\u10e0\u10d4\u10d1\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10e1 \u10d0\u10eb\u10da\u10d4\u10d5\u10e1, \u10db\u10d8\u10d8\u10e6\u10dd\u10dc \u10d3\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10d0 \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10db\u10d8\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4 \u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10d8\u10e1\u10d4 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10e3\u10e0\u10d8 \u10d3\u10d0\u10d1\u10d0\u10dc\u10d3\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1.<\/p>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-0ab8498\" data-block-id=\"0ab8498\"><div class=\"stk-row stk-inner-blocks has-text-align-center stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button stk-block stk-44a4ddc\" data-block-id=\"44a4ddc\"><style>.stk-44a4ddc .stk-button{background:#6b9580 !important;border-top-left-radius:8px !important;border-top-right-radius:8px !important;border-bottom-right-radius:8px !important;border-bottom-left-radius:8px !important;}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/bog-ge-shared-beta.k8s.bog.ge\/ka\/business\/seskhebi\/agro-seskhi?utm_source=blog&amp;utm_medium=text&amp;utm_campaign=sme_ln_agro_gen_29587\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"stk-button__inner-text\">\u10db\u10dd\u10d8\u10d7\u10ee\u10dd\u10d5\u10d4\u10d7 \u10e1\u10d4\u10e1\u10ee\u10d8<\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10d3\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d4\u10d1\u10d8<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. <strong>\u10e1\u10e2\u10d0\u10dc\u10d3\u10d0\u10e0\u10e2\u10e3\u10da\u10d8 \u10d0\u10d2\u10e0\u10dd \u10e1\u10d4\u10e1\u10ee\u10d8<\/strong><\/h3>\n\n\n\n<p>\u10d1\u10d0\u10dc\u10d9\u10d8\u10d3\u10d0\u10dc \u10d3\u10d0\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10e6\u10d4\u10d1\u10d0 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10db\u10e1\u10ee\u10d5\u10d8\u10da\u10db\u10d0\u10e1\u10e8\u10e2\u10d0\u10d1\u10d8\u10d0\u10dc\u10d8 \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10d0\u10e1 \u10d0\u10e0 \u10d2\u10e3\u10da\u10d8\u10e1\u10ee\u10db\u10dd\u10d1\u10e1. <a href=\"https:\/\/bog-ge-shared-beta.k8s.bog.ge\/ka\/business\/seskhebi\/agro-seskhi?utm_source=blog&amp;utm_medium=text&amp;utm_campaign=sme_ln_agro_gen_29587\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/bog-ge-shared-beta.k8s.bog.ge\/ka\/business\/seskhebi\/agro-seskhi?utm_source=blog&amp;utm_medium=text&amp;utm_campaign=sme_ln_agro_gen_29587\" rel=\"noreferrer noopener\">\u10d0\u10d2\u10e0\u10dd \u10e1\u10d4\u10e1\u10ee\u10d8<\/a> \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0\u10d7 \u10d2\u10d0\u10db\u10dd\u10d8\u10e7\u10d4\u10dc\u10dd\u10d7 \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10eb\u10d5\u10d8\u10e0\u10d0\u10d3\u10e6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10e2\u10d4\u10e5\u10dc\u10d8\u10d9\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10eb\u10d4\u10dc\u10d0\u10d3, \u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10ec\u10da\u10d8\u10d0\u10dc\u10d8 \u10d9\u10e3\u10da\u10e2\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10e1\u10d0\u10e8\u10d4\u10dc\u10d4\u10d1\u10da\u10d0\u10d3 \u10d7\u10e3 \u10db\u10d4\u10e3\u10e0\u10dc\u10d4\u10dd\u10d1\u10d8\u10e1 \u10db\u10dd\u10e1\u10d0\u10ec\u10e7\u10dd\u10d1\u10d0\u10d3, \u10d0\u10e1\u10d4\u10d5\u10d4 \u10e1\u10d0\u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10dd \u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10e1\u10d0\u10e4\u10d0\u10e0\u10d0\u10d3\u10d0\u10ea, \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10ea\u10d0\u10d0:<\/p>\n\n\n\n<ul class=\"wp-block-list is-style-style-1\">\n<li>\u10db\u10e3\u10e8\u10d0\u10ee\u10d4\u10da\u10d8\u10e1 \u10d0\u10dc\u10d0\u10d6\u10e6\u10d0\u10e3\u10e0\u10d4\u10d1\u10d0<\/li>\n\n\n\n<li>\u10e2\u10d4\u10e5\u10dc\u10d8\u10d9\u10d8\u10e1 \u10d3\u10d0\u10e5\u10d8\u10e0\u10d0\u10d5\u10d4\u10d1\u10d0<\/li>\n\n\n\n<li>\u10ee\u10d5\u10dc\u10d0-\u10d7\u10d4\u10e1\u10d5\u10d0<\/li>\n\n\n\n<li>\u10e8\u10d4\u10ec\u10d0\u10db\u10d5\u10da\u10d0<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">2. <strong>\u10d0\u10d2\u10e0\u10dd \u10e1\u10d4\u10e1\u10ee\u10d8 \u10d3\u10d0\u10db\u10ec\u10e7\u10d4\u10d1\u10d8 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10db\u10d4\u10dc\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1<\/strong><\/h3>\n\n\n\n<p>\u10d0\u10d2\u10e0\u10dd \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10ec\u10d0\u10db\u10dd\u10ec\u10e7\u10d4\u10d1\u10d8\u10e1 \u10ee\u10d4\u10da\u10e8\u10d4\u10e1\u10d0\u10ec\u10e7\u10dd\u10d1\u10d0\u10d3, \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8 \u10d2\u10d0\u10eb\u10da\u10d4\u10d5\u10d7 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10e1, \u10d0\u10ee\u10d0\u10da\u10d8 \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d4\u10d1\u10d8 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d1\u10e0\u10e3\u10dc\u10d5\u10d8\u10e1 \u10d3\u10d0\u10d3\u10d0\u10e1\u10e2\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d4\u10e8\u10d4 \u10d3\u10d0\u10d8\u10ec\u10e7\u10dd\u10d7. \u10d2\u10d0\u10e0\u10d3\u10d0 \u10d0\u10db\u10d8\u10e1\u10d0, \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0\u10d7 \u10d8\u10e1\u10d0\u10e0\u10d2\u10d4\u10d1\u10da\u10dd\u10d7 \u10e1\u10d0\u10e8\u10d4\u10e6\u10d0\u10d5\u10d0\u10d7\u10dd \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10d8\u10d7, \u10e0\u10d0\u10ea \u10d8\u10db\u10d0\u10e1 \u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10e1, \u10e0\u10dd\u10db 36-\u10d3\u10d0\u10dc 48 \u10d7\u10d5\u10d4\u10db\u10d3\u10d4 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10d0\u10e0 \u10db\u10dd\u10d2\u10d8\u10ec\u10d4\u10d5\u10d7 \u10e1\u10d4\u10e1\u10ee\u10d8\u10e1 \u10eb\u10d8\u10e0\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d0. \u10d0\u10e1\u10d4\u10d5\u10d4 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10d3\u10d0\u10e4\u10d0\u10e0\u10d5\u10d8\u10e1 \u10db\u10dd\u10e5\u10dc\u10d8\u10da\u10d8 \u10d2\u10e0\u10d0\u10e4\u10d8\u10d9\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d2\u10d4\u10dc\u10d0, \u10e0\u10d0\u10ea \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10e1 \u10db\u10dd\u10d2\u10ea\u10d4\u10db\u10d7, \u10e0\u10dd\u10db \u10e1\u10d4\u10e1\u10ee\u10d8\u10e1 \u10d3\u10d0\u10e4\u10d0\u10e0\u10d5\u10d8\u10e1 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10d8 \u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d8\u10e1 \u10d0\u10e6\u10d4\u10d1\u10d0\u10e1 \u10db\u10dd\u10d0\u10e0\u10d2\u10dd\u10d7.<\/p>\n\n\n\n<p>\u10d3\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10d0 \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0\u10d7 \u10db\u10d8\u10d8\u10e6\u10dd <a href=\"https:\/\/bankofgeorgia.ge\/ka\/business\/seskhebi\/mravalwliani-kulturebis-dafinanseba?utm_source=blog&amp;utm_medium=text&amp;utm_campaign=sme_ln_agro_28987\" data-type=\"link\" data-id=\"https:\/\/bankofgeorgia.ge\/ka\/business\/seskhebi\/mravalwliani-kulturebis-dafinanseba?utm_source=blog&amp;utm_medium=text&amp;utm_campaign=sme_ln_agro_28987\">\u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10ec\u10da\u10d8\u10d0\u10dc\u10d8 \u10d9\u10e3\u10da\u10e2\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1<\/a>, \u10db\u10d0\u10d7 \u10e8\u10dd\u10e0\u10d8\u10e1, \u10da\u10e3\u10e0\u10ef\u10d8 \u10db\u10dd\u10ea\u10d5\u10d8\u10e1, \u10d7\u10ee\u10d8\u10da\u10d8\u10e1, \u10d3\u10d0\u10e4\u10dc\u10d8\u10e1, \u10d5\u10d0\u10e8\u10da\u10d8\u10e1, \u10d2\u10dd\u10d2\u10e0\u10d0 \u10d1\u10d0\u10da\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10db\u10e1\u10ee\u10da\u10d8\u10e1 \u10d1\u10d0\u10e6\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10e8\u10d4\u10dc\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d7\u10e3 \u10db\u10dd\u10d5\u10da\u10d0-\u10de\u10d0\u10e2\u10e0\u10dd\u10dc\u10dd\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. <strong>\u10e8\u10d4\u10e6\u10d0\u10d5\u10d0\u10d7\u10d8\u10d0\u10dc\u10d8 \u10d0\u10d2\u10e0\u10dd \u10e1\u10d4\u10e1\u10ee\u10d8<\/strong><\/h3>\n\n\n\n<p>\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8, \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10de\u10e0\u10dd\u10d2\u10e0\u10d0\u10db\u10d4\u10d1\u10d7\u10d0\u10dc \u10d7\u10d0\u10dc\u10d0\u10db\u10e8\u10e0\u10dd\u10db\u10da\u10dd\u10d1\u10d8\u10d7, \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10d3\u10d0\u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10da\u10d0\u10d3 \u10e1\u10de\u10d4\u10ea\u10d8\u10d0\u10da\u10e3\u10e0 \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10e1\u10d0\u10ea \u10d2\u10d7\u10d0\u10d5\u10d0\u10d6\u10dd\u10d1\u10d7. \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, <a href=\"https:\/\/bankofgeorgia.ge\/blog\/biznesi\/biznesganatleba\/ra-aris-shegavatiani-agrokrediti-da-rogor-shegidzlia-isargeblo\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u10e8\u10d4\u10e6\u10d0\u10d5\u10d0\u10d7\u10d8\u10d0\u10dc\u10d8 \u10d0\u10d2\u10e0\u10dd\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d8\u10e1<\/a> \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d8\u10e1 \u10e4\u10d0\u10e0\u10d2\u10da\u10d4\u10d1\u10e8\u10d8, \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10d8\u10e1\u10d0\u10e0\u10d2\u10d4\u10d1\u10da\u10dd\u10d7 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd\u10e1 \u10db\u10d8\u10d4\u10e0 \u10de\u10e0\u10dd\u10ea\u10d4\u10dc\u10e2\u10d8\u10e1 \u10d7\u10d0\u10dc\u10d0\u10d3\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10d8\u10d7 (\u10e1\u10e3\u10d1\u10e1\u10d8\u10d3\u10d8\u10d8\u10d7). \u10de\u10e0\u10dd\u10d2\u10e0\u10d0\u10db\u10d0 \u10db\u10dd\u10d8\u10ea\u10d0\u10d5\u10e1 \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea <a href=\"https:\/\/bankofgeorgia.ge\/ka\/business\/seskhebi\/ertwlovani-kulturebis-dafinanseba?utm_source=blog&amp;utm_medium=text&amp;utm_campaign=sme_ln_agro_28987\" data-type=\"link\" data-id=\"https:\/\/bankofgeorgia.ge\/ka\/business\/seskhebi\/ertwlovani-kulturebis-dafinanseba?utm_source=blog&amp;utm_medium=text&amp;utm_campaign=sme_ln_agro_28987\">\u10d4\u10e0\u10d7\u10ec\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10d9\u10e3\u10da\u10e2\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1<\/a> \u10d3\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10d0\u10e1, \u10d0\u10e1\u10d4\u10d5\u10d4 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10e3\u10e0 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10d4\u10d1\u10e1, \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10ea\u10d0\u10d0 <a href=\"https:\/\/bankofgeorgia.ge\/ka\/business\/seskhebi\/sasoflo-sameurneo-teqnika?utm_source=blog&amp;utm_medium=text&amp;utm_campaign=sme_ln_agro_28987\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/bankofgeorgia.ge\/ka\/business\/seskhebi\/sasoflo-sameurneo-teqnika?utm_source=blog&amp;utm_medium=text&amp;utm_campaign=sme_ln_agro_28987\" rel=\"noreferrer noopener\">\u10e1\u10d0\u10e1\u10dd\u10e4\u10da\u10dd-\u10e1\u10d0\u10db\u10d4\u10e3\u10e0\u10dc\u10d4\u10dd \u10e2\u10d4\u10e5\u10dc\u10d8\u10d9\u10d8\u10e1<\/a> \u10e8\u10d4\u10eb\u10d4\u10dc\u10d0.<\/p>\n\n\n\n<p>\u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, \u10d7\u10e3 \u10d2\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0\u10d7 \u10db\u10d6\u10d0\u10e0\u10d3\u10d0\u10ed\u10d4\u10e0\u10d0 \u10d1\u10dd\u10e1\u10e2\u10dc\u10d4\u10e3\u10da\u10d8\u10e1, \u10db\u10d0\u10e0\u10ea\u10d5\u10da\u10d4\u10e3\u10da\u10d8\u10e1 \u10d0\u10dc \u10e1\u10ee\u10d5\u10d0 \u10d9\u10e3\u10da\u10e2\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10e1\u10d0\u10d7\u10d4\u10e1\u10d0\u10d3, \u10db\u10dd\u10e1\u10d0\u10e7\u10d5\u10d0\u10dc\u10d0\u10d3 \u10d3\u10d0 \u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10da\u10d0\u10d3, \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0\u10d7 \u10d8\u10e1\u10d0\u10e0\u10d2\u10d4\u10d1\u10da\u10dd\u10d7 \u10d0\u10d2\u10e0\u10dd \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d8\u10d7, \u10e0\u10dd\u10db\u10d4\u10da\u10d6\u10d4\u10ea 9%-\u10d8\u10d0\u10dc\u10d8 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10e1\u10e3\u10d1\u10e1\u10d8\u10d3\u10d8\u10d0 \u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d4\u10d1\u10e1.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. <strong>\u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10e1\u10d4\u10e1\u10ee\u10d8<\/strong><\/h3>\n\n\n\n<p>\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10e1 \u10d0\u10e5\u10d5\u10e1 15%-\u10db\u10d3\u10d4 \u10e5\u10d4\u10e8\u10d1\u10d4\u10e5\u10d8 <a href=\"https:\/\/bankofgeorgia.ge\/ka\/business\/seskhebi\/sainvesticio-seskhi?utm_source=blog&amp;utm_medium=text&amp;utm_campaign=sme_ln_agro_28987\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/bankofgeorgia.ge\/ka\/business\/seskhebi\/sainvesticio-seskhi?utm_source=blog&amp;utm_medium=text&amp;utm_campaign=sme_ln_agro_28987\" rel=\"noreferrer noopener\">\u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d6\u10d4<\/a>, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e1\u10dd\u10e4\u10da\u10d8\u10e1 \u10db\u10d4\u10e3\u10e0\u10dc\u10d4\u10dd\u10d1\u10d0\u10e1\u10d0\u10ea \u10db\u10dd\u10d8\u10ea\u10d0\u10d5\u10e1: \u10d7\u10e3 \u10d4\u10d5\u10e0\u10dd\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d8\u10e1 \u10d3\u10d0 \u10d4\u10d5\u10e0\u10dd\u10de\u10d8\u10e1 \u10e0\u10d4\u10d9\u10dd\u10dc\u10e1\u10e2\u10e0\u10e3\u10e5\u10ea\u10d8\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 (EBRD) \u10d4\u10e0\u10d7\u10dd\u10d1\u10da\u10d8\u10d5 \u10d8\u10dc\u10d8\u10ea\u10d8\u10d0\u10e2\u10d8\u10d5\u10d0\u10e8\u10d8, EU4Business-EBRD-\u10d8\u10e1 \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10ee\u10d0\u10d6\u10e8\u10d8 \u10e9\u10d0\u10d4\u10e0\u10d7\u10d5\u10d4\u10d1\u10d8\u10d7, \u10d2\u10d0\u10dc\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d4\u10d1\u10e3\u10da\u10d8 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10d8\u10e1 15%-\u10db\u10d3\u10d4 \u10d7\u10d0\u10dc\u10ee\u10d0\u10e1 \u10e1\u10d0\u10d2\u10e0\u10d0\u10dc\u10e2\u10dd \u10d9\u10dd\u10db\u10de\u10dd\u10dc\u10d4\u10dc\u10e2\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d8\u10d7 \u10d3\u10d0\u10d8\u10d1\u10e0\u10e3\u10dc\u10d4\u10d1\u10d7. \u10d4\u10e1 \u10de\u10e0\u10dd\u10d2\u10e0\u10d0\u10db\u10d0 \u10db\u10d8\u10d6\u10dc\u10d0\u10d3 \u10d8\u10e1\u10d0\u10ee\u10d0\u10d5\u10e1 \u10db\u10ea\u10d8\u10e0\u10d4 \u10d3\u10d0 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10dd \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10db\u10ee\u10d0\u10e0\u10d3\u10d0\u10ed\u10d4\u10e0\u10d0\u10e1 \u10d3\u10d0 \u10db\u10d0\u10d7 \u10db\u10d8\u10d4\u10e0 \u10d4\u10d5\u10e0\u10dd\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d8\u10e1 \u10e1\u10e2\u10d0\u10dc\u10d3\u10d0\u10e0\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10dc\u10d4\u10e0\u10d2\u10d5\u10d8\u10e1 \u10ee\u10d4\u10da\u10e8\u10d4\u10ec\u10e7\u10dd\u10d1\u10d0\u10e1.<\/p>\n\n\n\n<p>\u10e1\u10d0\u10d4\u10e0\u10d7\u10dd \u10ef\u10d0\u10db\u10e8\u10d8, \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d4\u10da\u10e1 \u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10e4\u10d4\u10e0\u10dd\u10d5\u10d0\u10dc \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d4\u10d1\u10e1 \u10e1\u10d7\u10d0\u10d5\u10d0\u10d6\u10dd\u10d1\u10e1, \u10e0\u10d0\u10ea \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0\u10e8\u10d8 \u10d0\u10d2\u10e0\u10dd \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 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