{"id":29024,"date":"2023-09-19T07:27:42","date_gmt":"2023-09-19T03:27:42","guid":{"rendered":"https:\/\/bankofgeorgia.ge\/blog\/siakhleebi\/giorgi-chaxava-inovatori-romelmac-arqiteqtura-bunebis-harmonias-dauaxlova\/"},"modified":"2026-01-27T18:43:09","modified_gmt":"2026-01-27T14:43:09","slug":"giorgi-chaxava-inovatori-romelmac-arqiteqtura-bunebis-harmonias-dauaxlova","status":"publish","type":"post","link":"https:\/\/bankofgeorgia.ge\/blog\/ganatleba\/ganatleba-studentebistvis\/giorgi-chaxava-inovatori-romelmac-arqiteqtura-bunebis-harmonias-dauaxlova\/","title":{"rendered":"\u10d2\u10d8\u10dd\u10e0\u10d2\u10d8 \u10e9\u10d0\u10ee\u10d0\u10d5\u10d0 - \u10d8\u10dc\u10dd\u10d5\u10d0\u10e2\u10dd\u10e0\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10db\u10d0\u10ea \u10d0\u10e0\u10e5\u10d8\u10e2\u10d4\u10e5\u10e2\u10e3\u10e0\u10d0 \u10d1\u10e3\u10dc\u10d4\u10d1\u10d8\u10e1 \u10f0\u10d0\u10e0\u10db\u10dd\u10dc\u10d8\u10d0\u10e1 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\u10d0\u10e0\u10e5\u10d8\u10e2\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1, \u10e0\u10dd\u10db\u10da\u10d8\u10e1 \u10ee\u10d4\u10d3\u10d5\u10d4\u10d1\u10d8 \u10d3\u10e0\u10dd\u10e1 \u10e3\u10e1\u10ec\u10e0\u10d4\u10d1\u10d3\u10d0. \u10d0\u10db\u10d0\u10e1 \u10d0\u10d3\u10d0\u10e1\u10e2\u10e3\u10e0\u10d4\u10d1\u10e1 \u10db\u10d8\u10e1\u10d8 \u10d4\u10de\u10dd\u10e5\u10d0\u10da\u10e3\u10e0\u10d8 \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d8, \u10d0\u10db\u10df\u10d0\u10db\u10d0\u10d3 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e1\u10d0\u10d7\u10d0\u10d5\u10dd \u10dd\u10e4\u10d8\u10e1\u10d8\u10e1 \u10e8\u10d4\u10dc\u10dd\u10d1\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd \u10d0\u10e0\u10e5\u10d8\u10e2\u10d4\u10e5\u10e2\u10e3\u10e0\u10d0\u10e8\u10d8 \u10d2\u10d0\u10db\u10dd\u10e0\u10e9\u10d4\u10e3\u10da \u10d0\u10d3\u10d2\u10d8\u10da\u10e1 \u10d8\u10d9\u10d0\u10d5\u10d4\u10d1\u10e1.<\/p>\n\n\n\n<p>\u10e1\u10d0\u10ee\u10da\u10d4\u10d1\u10d8, \u10d0\u10d5\u10e2\u10dd\u10e1\u10d0\u10d3\u10d2\u10e3\u10e0\u10d4\u10d1\u10d8, \u10d2\u10d0\u10e9\u10d4\u10e0\u10d4\u10d1\u10d4\u10d1\u10d8, \u10de\u10d0\u10dc\u10dd\u10e0\u10d0\u10db\u10e3\u10da\u10d8 \u10d2\u10d0\u10d3\u10d0\u10e1\u10d0\u10ee\u10d4\u10d3\u10d4\u10d1\u10d8, \u10de\u10d0\u10d5\u10d8\u10da\u10d8\u10dd\u10dc\u10d4\u10d1\u10d8 \u2013 \u10db\u10d8\u10e1\u10d8 \u10e4\u10d4\u10dc\u10dd\u10db\u10d4\u10dc\u10d0\u10da\u10e3\u10e0\u10d8 \u10d8\u10d3\u10d4\u10d4\u10d1\u10d8 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10db\u10d0\u10e1\u10e8\u10e2\u10d0\u10d1\u10d4\u10d1\u10e1 \u10d2\u10d0\u10e1\u10ea\u10d3\u10d0 \u10d3\u10d0 \u10d8\u10e1\u10d4\u10d7 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d4\u10d1\u10e8\u10d8 \u10d8\u10e5\u10ea\u10d0 \u10ee\u10d4\u10da\u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1 \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d4\u10d1\u10d0\u10d3, 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\u201e\u10d7\u10d1\u10d8\u10da\u10e5\u10d0\u10da\u10d0\u10e5\u10de\u10e0\u10dd\u10d4\u10e2\u10e8\u10d8\u201d \u10e3\u10db\u10ea\u10e0\u10dd\u10e1\u10d8 \u10d0\u10e0\u10e5\u10d8\u10e2\u10d4\u10e5\u10e2\u10dd\u10e0\u10dd\u10d1\u10d8\u10d3\u10d0\u10dc \u10d3\u10d0\u10d8\u10ec\u10e7\u10dd. \u10d1\u10d8\u10dd\u10d2\u10e0\u10d0\u10e4\u10d8\u10d0\u10e8\u10d8 \u10e3\u10d0\u10db\u10e0\u10d0\u10d5 \u10db\u10d8\u10e6\u10ec\u10d4\u10d5\u10d0\u10e1 \u10ec\u10d0\u10d8\u10d9\u10d8\u10d7\u10ee\u10d0\u10d5\u10d7 &#8211; \u10db\u10d8\u10e1 \u10e0\u10d4\u10d2\u10d0\u10da\u10d8\u10d4\u10d1\u10e1 \u10e8\u10dd\u10e0\u10d8\u10e1\u10d0\u10d0 \u201c\u10e3\u10e4\u10e0\u10dd\u10e1\u10d8 \u10d0\u10e0\u10e5\u10d8\u10e2\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u201d, \u201c\u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10e1\u10de\u10d4\u10ea\u10d8\u10d0\u10da\u10d8\u10e1\u10e2\u10d8\u201d, \u201c\u10d2\u10d6\u10d4\u10d1\u10d8\u10e1 \u10db\u10e8\u10d4\u10dc\u10d4\u10d1\u10da\u10dd\u10d1\u10d8\u10e1 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\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d0\u10e0\u10e5\u10d8\u10e2\u10d4\u10e5\u10e2\u10dd\u10e0\u10d7\u10d0 \u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10de\u10d0\u10e2\u10d8\u10dd \u10ef\u10d8\u10da\u10d3\u10dd\u10d4\u10d1\u10d8\u10e1 \u10da\u10d0\u10e3\u10e0\u10d4\u10d0\u10e2\u10d8, \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d0\u10e0\u10e5\u10d8\u10e2\u10d4\u10e5\u10e2\u10dd\u10e0\u10d7\u10d0 \u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d8\u10e1 \u10d2\u10d0\u10db\u10d2\u10d4\u10dd\u10d1\u10d8\u10e1 \u10ec\u10d4\u10d5\u10e0\u10d8. \u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3 \u10d0\u10db\u10d8\u10e1\u10d0, \u10db\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1 \u10e4\u10d0\u10e0\u10d7\u10dd \u10e1\u10d0\u10d6\u10dd\u10d2\u10d0\u10d3\u10dd\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d1\u10d4\u10d5\u10e0\u10d8 \u10e0\u10d0\u10db \u10d9\u10d5\u10da\u10d0\u10d5 \u10e3\u10ea\u10dc\u10dd\u10d1\u10d8\u10d0.<\/p>\n\n\n\n<p>\u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10d8\u10d7 \u10e1\u10d0\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10dd\u10d0, \u10e0\u10dd\u10db \u10db\u10d8\u10e1 \u10d0\u10e0\u10e5\u10d8\u10e2\u10d4\u10e5\u10e2\u10e3\u10e0\u10e3\u10da \u10ee\u10d4\u10d3\u10d5\u10d4\u10d1\u10e1 \u10e5\u10d0\u10e0\u10d7\u10e3\u10da\u10d8 \u10d1\u10e3\u10dc\u10d4\u10d1\u10d0 \u10d0\u10e1\u10d0\u10d6\u10e0\u10d3\u10dd\u10d4\u10d1\u10d3\u10d0.<\/p>\n\n\n\n<figure class=\"wp-block-image alignwide size-large\"><img decoding=\"async\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/foto_1-scaled.jpg\" alt=\"\" class=\"wp-image-19236\"\/><\/figure>\n\n\n\n<p>\u201c\u10e3\u10d1\u10e0\u10d0\u10da\u10dd \u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10d8 \u10d2\u10da\u10d4\u10ee-\u10d9\u10d0\u10ea\u10d8\u10e1 \u10e3\u10dc\u10d0\u10e0\u10d8, \u10d0\u10d0\u10e8\u10d4\u10dc\u10dd\u10e1 \u10e1\u10d0\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d4\u10da\u10d8 \u10d8\u10e5, \u10e1\u10d0\u10d8\u10d3\u10d0\u10dc\u10d0\u10ea \u10d8\u10ee\u10e1\u10dc\u10d4\u10d1\u10d0 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10db\u10dd\u10db\u10ee\u10d8\u10d1\u10d5\u10da\u10d4\u10da\u10d8 \u10ee\u10d4\u10d3\u10d8, \u10d7\u10e3\u10dc\u10d3\u10d0\u10ea \u10e1\u10d0\u10ea\u10ee\u10dd\u10d5\u10e0\u10d8\u10e1\u10d8\u10e1 \u10d9\u10dd\u10db\u10e4\u10dd\u10e0\u10e2\u10d8\u10e1 \u10d3\u10d0\u10d7\u10db\u10dd\u10d1\u10d8\u10e1 \u10e4\u10d0\u10e1\u10d0\u10d3, \u10e7\u10dd\u10d5\u10d4\u10da\u10d7\u10d5\u10d8\u10e1 \u10d8\u10ec\u10d5\u10d4\u10d5\u10d3\u10d0 \u10e9\u10d4\u10db\u10e1 \u10d2\u10d0\u10dd\u10ea\u10d4\u10d1\u10d0\u10e1\u201c, \u2014 \u10d0\u10db\u10d1\u10dd\u10d1\u10d3\u10d0 \u10d8\u10e1.<\/p>\n\n\n\n<p>\u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10d0\u10db \u10d3\u10d0\u10d9\u10d5\u10d8\u10e0\u10d5\u10d4\u10d1\u10d8\u10d7 \u10e8\u10d4\u10e5\u10db\u10dc\u10d0 \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d4\u10d1\u10d8 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10d3\u10d0 \u10db\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d4\u10d7 \u10d3\u10d0 \u10d8\u10db\u10d0\u10d5\u10d4 \u10e4\u10d8\u10da\u10dd\u10e1\u10dd\u10e4\u10d8\u10e3\u10e0\u10d8 \u10d3\u10d0\u10e2\u10d5\u10d8\u10e0\u10d7\u10d5\u10d8\u10d7 \u10d0\u10d0\u10d2\u10dd \u10e8\u10d4\u10dc\u10dd\u10d1\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d6\u10d4\u10ea \u10e1\u10d0\u10e3\u10d1\u10d0\u10e0\u10d8 \u10d0\u10e0\u10d0\u10e1\u10d3\u10e0\u10dd\u10e1 \u10ec\u10e7\u10d3\u10d4\u10d1\u10d0.<\/p>\n\n\n\n<p>\u10ee\u10d8\u10d3\u10d8 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d4\u10d1\u10e1\u10d0 \u10d3\u10d0 \u10ee\u10d4\u10d3\u10e1 \u10e8\u10dd\u10e0\u10d8\u10e1<br>\u201c\u10d3\u10d0\u10e1\u10d0\u10d5\u10da\u10d4\u10d7\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10db\u10dd\u10e3\u10da\u10dd\u10d3\u10dc\u10d4\u10da\u10d8 \u10d0\u10e6\u10db\u10dd\u10e9\u10d4\u10dc\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10db\u10d0\u10ea \u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10d8 \u10e1\u10e2\u10d0\u10dc\u10d3\u10d0\u10e0\u10e2\u10e3\u10da\u10d8 \u10d9\u10da\u10d8\u10e8\u10d4 \u10d3\u10d0\u10d0\u10db\u10e1\u10ee\u10d5\u10e0\u10d8\u10d0 \u10d2\u10d5\u10d8\u10d0\u10dc\u10d3\u10d4\u10da \u10e1\u10d0\u10d1\u10ed\u10dd\u10d7\u10d0 \u10d0\u10e0\u10e5\u10d8\u10e2\u10d4\u10e5\u10e2\u10e3\u10e0\u10d0\u10d6\u10d4\u201d, \u2014 \u10d0\u10e1\u10d4 \u10e8\u10d4\u10d0\u10e4\u10d0\u10e1\u10d0 \u10dc\u10d8\u10e3-\u10d8\u10dd\u10e0\u10d9 \u10d7\u10d0\u10d8\u10db\u10e1\u10db\u10d0 \u10eb\u10d5\u10d4\u10da\u10d0\u10d3 \u10e1\u10d0\u10d0\u10d5\u10e2\u10dd\u10db\u10dd\u10d1\u10d8\u10da\u10dd \u10d2\u10d6\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10db\u10d8\u10dc\u10d8\u10e1\u10e2\u10e0\u10dd\u10e1, \u10d0\u10ee\u10da\u10d0 \u10d9\u10d8 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e1\u10d0\u10d7\u10d0\u10d5\u10dd \u10dd\u10e4\u10d8\u10e1\u10d8\u10e1 \u10e8\u10d4\u10dc\u10dd\u10d1\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea 1975 \u10ec\u10d4\u10da\u10e1 \u10d0\u10d8\u10d2\u10dd. \u10d0\u10db \u10db\u10dd\u10dc\u10e3\u10db\u10d4\u10dc\u10e2\u10e3\u10e0\u10d8 \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d8\u10e1 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d1\u10d0\u10d6\u10d4 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10d3\u10e0\u10dd\u10e1 \u10d0\u10e0\u10d0\u10d4\u10e0\u10d7 \u10de\u10e3\u10d1\u10da\u10d8\u10d9\u10d0\u10ea\u10d8\u10d0\u10e8\u10d8 \u10d8\u10e1\u10d0\u10e3\u10d1\u10e0\u10d4\u10e1 \u10d3\u10d0 \u10d1\u10d4\u10d5\u10e0\u10d8 \u10d7\u10d0\u10dc\u10d0\u10db\u10d4\u10d3\u10e0\u10dd\u10d5\u10d4 \u10d0\u10e0\u10e5\u10d8\u10e2\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e8\u10d7\u10d0\u10d2\u10dd\u10dc\u10d4\u10d1\u10d8\u10e1 \u10ec\u10e7\u10d0\u10e0\u10dd\u10d3\u10d0\u10ea \u10d8\u10e5\u10ea\u10d0.<\/p>\n\n\n\n<p>\u201c\u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10e1 \u10d0\u10e0\u10e5\u10d8\u10e2\u10d4\u10e5\u10e2\u10e3\u10e0\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d7\u10d0\u10dc\u10d0\u10db\u10d4\u10d3\u10e0\u10dd\u10d5\u10d4 \u10e0\u10e9\u10d4\u10d1\u10d0 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10d3\u10e0\u10dd\u10e8\u10d8. \u10d4\u10e1 \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d8 \u10d9\u10d8 \u10d0\u10e0\u10d8\u10e1 \u10d4\u10e0\u10d7\u10d3\u10e0\u10dd\u10e3\u10da\u10d0\u10d3 \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd, \u10d8\u10e1\u10d4 \u10da\u10dd\u10d9\u10d0\u10da\u10e3\u10e0\u10d8 \u10e1\u10e2\u10d8\u10da\u10d8\u10e1 \u10d2\u10d0\u10dc\u10e1\u10d0\u10ee\u10d8\u10d4\u10e0\u10d4\u10d1\u10d0. \u10e1\u10d0\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10dd\u10d0, \u10e0\u10dd\u10db \u10d8\u10e1 \u10d8\u10d3\u10d4\u10d0\u10da\u10e3\u10e0\u10d0\u10d3 \u10ef\u10d3\u10d4\u10d1\u10d0 \u10e5\u10d0\u10e0\u10d7\u10e3\u10da \u10da\u10d0\u10dc\u10d3\u10e8\u10d0\u10e4\u10e2\u10e8\u10d8 \u10d3\u10d0 \u10d0\u10e0\u10d8\u10e1 \u10d1\u10e3\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d6\u10d8\u10d0\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d4\u10e8\u10d4 \u10e8\u10d4\u10e5\u10db\u10dc\u10d8\u10da\u10d8 \u10db\u10dd\u10ea\u10e3\u10da\u10dd\u10d1\u10d0. \u10d2\u10d0\u10e1\u10d0\u10dd\u10ea\u10d0\u10e0\u10d8\u10d0, \u10e0\u10dd\u10db \u10d8\u10d2\u10d8 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 450 \u10d9\u10d5\u10d0\u10d3\u10e0\u10d0\u10e2\u10e3\u10da\u10d8 \u10db\u10d4\u10e2\u10e0\u10d8\u10d7 \u10d4\u10ee\u10d4\u10d1\u10d0 \u10db\u10d8\u10ec\u10d0\u10e1, \u10d7\u10e3\u10db\u10ea\u10d0 \u10db\u10d7\u10da\u10d8\u10d0\u10dc\u10d8 \u10e8\u10d4\u10dc\u10dd\u10d1\u10d8\u10e1 \u10e4\u10d0\u10e0\u10d7\u10dd\u10d1\u10d8 15 \u10d0\u10d7\u10d0\u10e1\u10d8 \u10d9\u10d5\u10d0\u10d3\u10e0\u10d0\u10e2\u10e3\u10da\u10d8 \u10db\u10d4\u10e2\u10e0\u10d8\u10d0. \u10d4\u10e1 \u10e4\u10d4\u10dc\u10dd\u10db\u10d4\u10dc\u10d0\u10da\u10e3\u10e0\u10d8 \u10d7\u10d0\u10dc\u10d0\u10e4\u10d0\u10e0\u10d3\u10dd\u10d1\u10d0\u10d0\u201d, \u2014 \u10d2\u10d0\u10dc\u10db\u10d0\u10e0\u10e2\u10d0\u10d5\u10e1 \u10d0\u10e0\u10e5\u10d8\u10e2\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8, \u10dc\u10d8\u10d9\u10dd\u10da\u10dd\u10d6 \u10da\u10d4\u10d9\u10d5\u10d4\u10d8\u10e8\u10d5\u10d8\u10da\u10d8.<\/p>\n\n\n\n<p>\u10e7\u10d5\u10d4\u10da\u10d0 \u10d7\u10d0\u10dc\u10ee\u10db\u10d3\u10d4\u10d1\u10d0, \u10e0\u10dd\u10db \u10d8\u10e1 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10db\u10d0\u10e1\u10e8\u10e2\u10d0\u10d1\u10d8\u10e1 \u10eb\u10d4\u10d2\u10da\u10d8\u10d0, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10e1\u10e2\u10d8\u10da\u10d8\u10e1, \u10d8\u10e1\u10d4 \u10d8\u10e1\u10e2\u10dd\u10e0\u10d8\u10e3\u10da\u10d8 \u10d9\u10dd\u10dc\u10e2\u10d4\u10e5\u10e1\u10e2\u10d8\u10e1 \u10d2\u10d0\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10d8\u10d7. \u10e8\u10d4\u10dc\u10dd\u10d1\u10d0 \u10e1\u10d0\u10d1\u10ed\u10dd\u10d7\u10d0 \u10d9\u10dd\u10dc\u10e1\u10e2\u10e0\u10e3\u10e5\u10e2\u10d8\u10d5\u10d8\u10d6\u10db\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d8\u10d0\u10de\u10dd\u10dc\u10e3\u10e0\u10d8 \u10db\u10d4\u10e2\u10d0\u10d1\u10dd\u10da\u10d8\u10d6\u10db\u10d8\u10e1 \u10d0\u10e0\u10e5\u10d8\u10e2\u10d4\u10e5\u10e2\u10e3\u10e0\u10e3\u10da\u10d8 \u10e2\u10d4\u10dc\u10d3\u10d4\u10dc\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e3\u10d8\u10e8\u10d5\u10d8\u10d0\u10d7\u10d4\u10e1\u10d8 \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d8\u10d0.<\/p>\n\n\n\n<p>\u201c60-\u10d8\u10d0\u10dc \u10ec\u10da\u10d4\u10d1\u10e8\u10d8 \u10d8\u10d0\u10de\u10dd\u10dc\u10d8\u10d0\u10e8\u10d8 \u10d3\u10d0\u10d8\u10ec\u10e7\u10dd \u10db\u10dd\u10eb\u10e0\u10d0\u10dd\u10d1\u10d0, \u10d8\u10d0\u10de\u10dd\u10dc\u10e3\u10e0\u10d8 \u10db\u10d4\u10e2\u10d0\u10d1\u10dd\u10da\u10d8\u10d6\u10db\u10d8. \u10d4\u10e1 \u10d8\u10e7\u10dd \u10d4\u10e0\u10d7\u10d2\u10d5\u10d0\u10e0\u10d8 \u10d8\u10d3\u10d4\u10dd\u10da\u10dd\u10d2\u10d8\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10db\u10d4\u10e2\u10ec\u10d8\u10da\u10d0\u10d3 \u10e5\u10d0\u10e6\u10d0\u10da\u10d3\u10d8\u10e1 \u10d0\u10e0\u10e5\u10d8\u10e2\u10d4\u10e5\u10e2\u10e3\u10e0\u10d0\u10e8\u10d8 \u10d2\u10d0\u10db\u10dd\u10d8\u10ee\u10d0\u10e2\u10d4\u10d1\u10dd\u10d3\u10d0 \u10d3\u10d0 \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd\u10e8\u10d8 \u10e1\u10e3\u10da \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10ef\u10d4\u10e0\u10db\u10d4 \u10d2\u10d0\u10db\u10dd\u10d5\u10da\u10d8\u10dc\u10d3\u10d0 \u10e0\u10d4\u10d0\u10da\u10dd\u10d1\u10d0\u10e8\u10d8. \u10db\u10d0\u10d7 \u10e8\u10dd\u10e0\u10d8\u10e1\u10d0\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e8\u10d4\u10dc\u10dd\u10d1\u10d0 \u10d3\u10d0 \u10d8\u10d2\u10d8 \u10dc\u10d0\u10db\u10d3\u10d5\u10d8\u10da\u10d0\u10d3 \u10d8\u10d0\u10de\u10dd\u10dc\u10e3\u10e0\u10d8 \u10db\u10d4\u10e2\u10d0\u10d1\u10dd\u10da\u10d8\u10d6\u10db\u10d8\u10e1 \u10e4\u10d8\u10d6\u10d8\u10d9\u10e3\u10e0\u10d8 \u10db\u10d0\u10dc\u10d8\u10e4\u10d4\u10e1\u10e2\u10d0\u10ea\u10d8\u10d0\u10d0\u201d, \u2014 \u10d0\u10db\u10d1\u10dd\u10d1\u10e1 \u10dc\u10d8\u10d9\u10dd\u10da\u10dd\u10d6 \u10da\u10d4\u10d9\u10d5\u10d4\u10d8\u10e8\u10d5\u10d8\u10da\u10d8 \u10d3\u10d0 \u10d8\u10ee\u10e1\u10d4\u10dc\u10d4\u10d1\u10e1 \u10d2\u10d8\u10dd\u10e0\u10d2\u10d8 \u10e9\u10d0\u10ee\u10d0\u10d5\u10d0\u10e1 \u201c\u10e1\u10d0\u10f0\u10d0\u10d4\u10e0\u10dd \u10e5\u10d0\u10da\u10d0\u10e5\u10d8\u10e1\u201d \u10d8\u10d3\u10d4\u10d0\u10e1, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10d0\u10db \u10d8\u10d3\u10d4\u10dd\u10da\u10dd\u10d2\u10d8\u10d8\u10e1 \u10dc\u10d0\u10ec\u10d8\u10da\u10d0\u10d3 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d2\u10d0\u10dc\u10d5\u10d8\u10ee\u10d8\u10da\u10dd\u10d7.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/citata_1-1024x538.png\" alt=\"\" class=\"wp-image-19237\"\/><\/figure>\n\n\n\n<p>\u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d8\u10e1 \u10d7\u10d0\u10dc\u10d0\u10d0\u10d5\u10e2\u10dd\u10e0\u10d8, \u10d6\u10e3\u10e0\u10d0\u10d1 \u10ef\u10d0\u10da\u10d0\u10e6\u10d0\u10dc\u10d8\u10d0 \u10d0\u10db\u10d1\u10dd\u10d1\u10e1, \u10e0\u10dd\u10db \u201c\u10d1\u10e3\u10dc\u10d4\u10d1\u10d0\u10db \u10d2\u10d0\u10db\u10dd\u10d0\u10e2\u10d0\u10dc\u10d8\u10dc\u10d0 \u10d0\u10e1\u10d4\u10d7\u10d8 \u10d3\u10d0\u10e1\u10d9\u10d5\u10dc\u10d0\u201d \u10d3\u10d0 \u10db\u10d8\u10e1\u10ea\u10d0 \u10e8\u10d7\u10d0\u10d2\u10dd\u10dc\u10d4\u10d1\u10d0, \u10e0\u10dd\u10db \u10d0\u10e1\u10d4\u10d7 \u10e0\u10d4\u10da\u10d8\u10d4\u10e4\u10d6\u10d4 \u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da\u10e8\u10d8\u10ea \u10e3\u10dc\u10d3\u10d0 \u10d3\u10d0\u10d4\u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d4\u10d1\u10d8\u10dc\u10d0\u10d7 \u10db\u10e1\u10d2\u10d0\u10d5\u10e1\u10d8 \u10e8\u10d4\u10dc\u10dd\u10d1\u10d4\u10d1\u10d8.<\/p>\n\n\n\n<p>\u10dc\u10d8\u10d9\u10dd\u10da\u10dd\u10d6 \u10da\u10d4\u10d9\u10d5\u10d4\u10d8\u10e8\u10d5\u10d8\u10da\u10d8\u10e1 \u10d7\u10e5\u10db\u10d8\u10d7 \u10d9\u10d8, \u10d4\u10e1 \u201c\u10e1\u10d0\u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10dd \u10dc\u10d8\u10db\u10e3\u10e8\u10d8\u10d0, \u10d7\u10e3 \u10e0\u10dd\u10d2\u10dd\u10e0 \u10e3\u10dc\u10d3\u10d0 \u10d5\u10d8\u10e3\u10e0\u10d7\u10d8\u10d4\u10e0\u10d7\u10dd\u10d7 \u10e4\u10d4\u10e0\u10d3\u10d7\u10d0\u10dc, \u10d0\u10db\u10d0\u10d6\u10d4 \u10d9\u10d0\u10e0\u10d2\u10d8 \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d8 \u10d7\u10d0\u10dc\u10d0\u10db\u10d4\u10d3\u10e0\u10dd\u10d5\u10d4 \u10d0\u10e0\u10e5\u10d8\u10e2\u10d4\u10e5\u10e2\u10e3\u10e0\u10d0\u10e8\u10d8 \u10d0\u10e0 \u10db\u10dd\u10d2\u10d5\u10d4\u10de\u10dd\u10d5\u10d4\u10d1\u10d0, \u10eb\u10d5\u10d4\u10da\u10e8\u10d8 \u10d9\u10d8 \u10d0\u10db\u10d8\u10e1 \u10dc\u10d8\u10db\u10e3\u10e8\u10d4\u10d1\u10e1 \u10db\u10d0\u10e6\u10d0\u10da\u10db\u10d7\u10d8\u10d0\u10dc \u10d3\u10d0\u10e1\u10d0\u10ee\u10da\u10d4\u10d1\u10d4\u10d1\u10e8\u10d8, \u10ee\u10d4\u10d5\u10e1\u10e3\u10e0\u10d4\u10d7\u10e8\u10d8 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0\u10d2\u10d0\u10dc \u10d5\u10ee\u10d5\u10d3\u10d4\u10d1\u10d8\u10d7\u201d.<\/p>\n\n\n\n<p>\u10d0\u10db\u10d2\u10d5\u10d0\u10e0\u10d0\u10d3, \u10db\u10d8\u10e1\u10d8 \u10e8\u10d4\u10e4\u10d0\u10e1\u10d4\u10d1\u10d8\u10d7, \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d8 \u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10e1 \u10d8\u10db\u10d0\u10e1, \u10e0\u10dd\u10db \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u201c\u10d0\u10dc\u10e2\u10d8\u10d9\u10e3\u10e0 \u10d4\u10de\u10dd\u10e5\u10d0\u10e8\u10d8\u201d \u10d9\u10d8 \u10d0\u10e0 \u10d5\u10e5\u10db\u10dc\u10d8\u10d3\u10d8\u10d7 \u10d1\u10e3\u10dc\u10d4\u10d1\u10d0\u10e1\u10d7\u10d0\u10dc \u10f0\u10d0\u10e0\u10db\u10dd\u10dc\u10d8\u10e3\u10da \u10dd\u10e0\u10d8\u10d2\u10d8\u10dc\u10d0\u10da\u10e3\u10e0 \u10dc\u10d0\u10d2\u10d4\u10d1\u10dd\u10d1\u10d4\u10d1\u10e1, \u10d0\u10e0\u10d0\u10db\u10d4\u10d3 \u10d7\u10d0\u10dc\u10d0\u10db\u10d4\u10d3\u10e0\u10dd\u10d5\u10d4 \u10ea\u10d8\u10d5\u10d8\u10da\u10d8\u10d6\u10d0\u10ea\u10d8\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d7\u10d0\u10dc\u10db\u10d3\u10d4\u10d5\u10d8 \u10d0\u10e0\u10e5\u10d8\u10e2\u10d4\u10e5\u10e2\u10e3\u10e0\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1\u10d0\u10ea \u10d2\u10d5\u10d0\u10e5\u10d5\u10e1 \u10e8\u10d4\u10e5\u10db\u10dc\u10d8\u10da\u10d8 \u10dc\u10d8\u10db\u10e3\u10e8\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd \u10d7\u10d0\u10dc\u10d0\u10db\u10d4\u10d2\u10dd\u10d1\u10e0\u10dd\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d3\u10d0 \u10d6\u10dd\u10d2\u10d0\u10d3\u10d0\u10d3, \u10ee\u10d4\u10da\u10dd\u10d5\u10dc\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1\u10d0\u10d0 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8. \u201c\u10d4\u10e1 \u10e8\u10d4\u10dc\u10dd\u10d1\u10d0 \u10d8\u10ea\u10d8\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10db. \u10db\u10e5\u10dd\u10dc\u10d8\u10d0 \u10eb\u10d0\u10da\u10d8\u10d0\u10dc \u10ea\u10dc\u10dd\u10d1\u10d8\u10da \u10d0\u10e0\u10e5\u10d8\u10e2\u10d4\u10e5\u10e2\u10dd\u10e0\u10d4\u10d1\u10d7\u10d0\u10dc \u10d9\u10dd\u10db\u10e3\u10dc\u10d8\u10d9\u10d0\u10ea\u10d8\u10d0, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d0\u10db\u10d1\u10dd\u10d1\u10d3\u10dc\u10d4\u10dc, \u10e0\u10dd\u10db \u10db\u10d0\u10d7\u10d8 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10d8\u10e7\u10dd \u10d4\u10e1 \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d8\u201d, \u2014 \u10d8\u10ee\u10e1\u10d4\u10dc\u10d4\u10d1\u10e1 \u10dc\u10d8\u10d9\u10dd\u10da\u10dd\u10d6\u10d8.<\/p>\n\n\n\n<figure class=\"wp-block-image alignfull size-large\"><img decoding=\"async\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/foto_2-1024x683.jpg\" alt=\"\" class=\"wp-image-19238\"\/><\/figure>\n\n\n\n<p>\u10d8\u10e1\u10e2\u10dd\u10e0\u10d8\u10e3\u10da\u10d8 \u10d7\u10d5\u10d0\u10da\u10e1\u10d0\u10d6\u10e0\u10d8\u10e1\u10d8\u10d7 \u10d9\u10d8, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d0\u10db\u10d0\u10e1 \u10ee\u10e8\u10d8\u10e0\u10d0\u10d3 \u10d0\u10e6\u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10d4\u10dc, \u10e8\u10d4\u10dc\u10dd\u10d1\u10d0 \u10d4\u10e0\u10d7\u10d2\u10d5\u10d0\u10e0\u10d0\u10d3 \u10d7\u10d0\u10d5\u10d8\u10e1\u10e3\u10e4\u10da\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d8\u10db\u10d1\u10dd\u10da\u10dd\u10ea\u10d0\u10d0, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10e1\u10d0\u10d1\u10ed\u10dd\u10d7\u10d0 \u10d8\u10d3\u10d4\u10dd\u10da\u10dd\u10d2\u10d8\u10d0\u10e8\u10d8 \u10e8\u10d4\u10dc\u10dd\u10d1\u10d4\u10d1\u10d8\u10ea \u10d3\u10d0 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d4\u10d1\u10d8\u10ea \u10d4\u10e0\u10d7\u10dc\u10d0\u10d8\u10e0\u10d8 \u10e3\u10dc\u10d3\u10d0 \u10e7\u10dd\u10e4\u10d8\u10da\u10d8\u10e7\u10dd, \u10d4\u10e1 \u10d9\u10d8 \u10d0\u10db \u10ee\u10d4\u10d3\u10d5\u10d0\u10e1 \u10ea\u10d3\u10d4\u10d1\u10dd\u10d3\u10d0.<\/p>\n\n\n\n<p>\u201c\u10e1\u10d0\u10d1\u10ed\u10dd\u10d7\u10d0 \u10d8\u10d4\u10e0\u10d0\u10e0\u10e5\u10d8\u10d8\u10d7, \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10d3\u10d0 \u10e0\u10d0\u10e6\u10d0\u10ea \u10e8\u10d4\u10dc\u10dd\u10d1\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10eb\u10d0\u10da\u10d8\u10d0\u10dc \u10d2\u10d0\u10db\u10dd\u10e0\u10e9\u10d4\u10e3\u10da\u10d8 \u10e3\u10dc\u10d3\u10d0 , \u10d7\u10e3\u10db\u10ea\u10d0 \u10e1\u10d0\u10e2\u10e0\u10d0\u10dc\u10e1\u10de\u10dd\u10e0\u10e2\u10dd \u10e1\u10d0\u10db\u10d8\u10dc\u10d8\u10e1\u10e2\u10e0\u10dd\u10e1 \u10e8\u10d4\u10dc\u10dd\u10d1\u10d0 \u10d0\u10e1\u10d4\u10d7\u10d8 \u10db\u10dd\u10dc\u10e3\u10db\u10d4\u10dc\u10e2\u10e3\u10e0\u10d8, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10ec\u10d4\u10e1\u10d8, \u10d0\u10e0 \u10e3\u10dc\u10d3\u10d0 \u10e7\u10dd\u10e4\u10d8\u10da\u10d8\u10e7\u10dd. \u10d0\u10e0\u10d0\u10d3\u10d0, \u10d8\u10e1 \u10db\u10d7\u10d4\u10da\u10d8 \u10e1\u10d0\u10d1\u10ed\u10dd\u10d7\u10d0 \u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d8\u10e1 \u10d0\u10e0\u10e5\u10d8\u10e2\u10d4\u10e5\u10e2\u10e3\u10e0\u10d8\u10e1 \u10e1\u10d0\u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10dd \u10dc\u10d8\u10db\u10e3\u10e8\u10d8\u10d0, \u10de\u10e0\u10d0\u10e5\u10e2\u10d8\u10d9\u10e3\u10da\u10d0\u10d3, \u10e1\u10d0\u10d1\u10ed\u10dd\u10d7\u10d0 \u10d0\u10e0\u10e5\u10d8\u10e2\u10d4\u10e5\u10e2\u10e3\u10e0\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4 \u10d2\u10d0\u10ee\u10d3\u10d0, \u10e0\u10d0\u10ea \u10e1\u10d0\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10dd \u10db\u10dd\u10d5\u10da\u10d4\u10dc\u10d0 \u10d8\u10e7\u10dd\u201d, \u2014 \u10d0\u10db\u10d1\u10dd\u10d1\u10e1 \u10d0\u10e0\u10e5\u10d8\u10e2\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8.<\/p>\n\n\n\n<p>\u10d0\u10db\u10d2\u10d5\u10d0\u10e0\u10d8 \u10d0\u10e0\u10d0\u10e2\u10d8\u10de\u10e3\u10e0\u10d8 \u10d8\u10d3\u10d4\u10d8\u10e1 \u10d2\u10d0\u10dc\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d4\u10d1\u10d0\u10e1 \u10d4\u10e0\u10d7\u10d8 \u10d0\u10ee\u10e1\u10dc\u10d0 \u10d0\u10e5\u10d5\u10e1, \u10e0\u10d0\u10d6\u10d4\u10ea \u10d6\u10e3\u10e0\u10d0\u10d1 \u10ef\u10d0\u10da\u10d0\u10e6\u10d0\u10dc\u10d8\u10d0\u10ea \u10e1\u10d0\u10e3\u10d1\u10e0\u10dd\u10d1\u10e1.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/citata_2-1024x538.png\" alt=\"\" class=\"wp-image-19239\"\/><\/figure>\n\n\n\n<p>\u10e8\u10d4\u10dc\u10dd\u10d1\u10d0\u10e1, \u10dc\u10d8\u10d9\u10dd\u10da\u10dd\u10d6 \u10da\u10d4\u10d9\u10d5\u10d4\u10d8\u10e8\u10d5\u10d8\u10da\u10d8\u10e1 \u10e8\u10d4\u10e4\u10d0\u10e1\u10d4\u10d1\u10d8\u10d7, \u10d9\u10dd\u10dc\u10d9\u10e0\u10d4\u10e2\u10e3\u10da\u10d8 \u10d2\u10d6\u10d0\u10d5\u10dc\u10d8\u10da\u10d4\u10d1\u10d8 \u10d0\u10e5\u10d5\u10e1, \u10d4\u10e1\u10d4\u10dc\u10d8\u10d0 \u10db\u10d4\u10e2\u10d0\u10d1\u10dd\u10da\u10d8\u10d6\u10db\u10d8, \u201c\u10e1\u10d0\u10f0\u10d0\u10d4\u10e0\u10dd \u10e5\u10d0\u10da\u10d0\u10e5\u10d8\u10e1\u201d \u10d9\u10dd\u10dc\u10ea\u10d4\u10e4\u10ea\u10d8\u10d0 \u10d3\u10d0 \u10d8\u10d3\u10d4\u10d0, \u10e0\u10dd\u10db \u10e8\u10d4\u10dc\u10dd\u10d1\u10d0 \u10d8\u10e7\u10dd\u10e1 \u10d0\u10e0\u10d0 \u10d1\u10d0\u10e0\u10d8\u10d4\u10e0\u10d8, \u10d0\u10e0\u10d0\u10db\u10d4\u10d3 \u201c\u10ee\u10d8\u10d3\u10d8 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10e1\u10d0 \u10d3\u10d0 \u10e4\u10d4\u10e0\u10d3\u10e1, \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10e1\u10d0 \u10d3\u10d0 \u10ee\u10d4\u10d3\u10e1 \u10e8\u10dd\u10e0\u10d8\u10e1\u201d.<\/p>\n\n\n\n<p>\u10d8\u10dc\u10dd\u10d5\u10d0\u10e2\u10dd\u10e0\u10d8 \u10d3\u10d0 \u10d2\u10d0\u10db\u10dd\u10db\u10d2\u10dd\u10dc\u10d4\u10d1\u10d4\u10da\u10d8<br>\u10d2\u10d8\u10dd\u10e0\u10d2\u10d8 \u10e9\u10d0\u10ee\u10d0\u10d5\u10d0 \u10d0\u10e0\u10e5\u10d8\u10e2\u10d4\u10e5\u10e2\u10e3\u10e0\u10e3\u10da\u10d8 \u10d7\u10d5\u10d0\u10da\u10e1\u10d0\u10d6\u10e0\u10d8\u10e1\u10d8\u10d7 \u10d0\u10e0\u10d0\u10dd\u10e0\u10d3\u10d8\u10dc\u10d0\u10da\u10e3\u10e0 \u10d8\u10d3\u10d4\u10d4\u10d1\u10d6\u10d4 \u10e4\u10d8\u10e5\u10e0\u10dd\u10d1\u10d3\u10d0, \u10d8\u10e7\u10dd \u10d8\u10dc\u10dd\u10d5\u10d0\u10e2\u10dd\u10e0\u10d8 \u10d3\u10d0 \u10d2\u10d0\u10db\u10dd\u10db\u10d2\u10dd\u10dc\u10d4\u10d1\u10d4\u10da\u10d8. \u10db\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10d2\u10dd\u10dc\u10d4\u10d1\u10d4\u10d1\u10e1 \u10e8\u10dd\u10e0\u10d8\u10e1\u10d0\u10d0 \u10e0\u10d9\u10d8\u10dc\u10d0-\u10d1\u10d4\u10e2\u10dd\u10dc\u10d8\u10e1 \u10e1\u10d0\u10db\u10e8\u10d4\u10dc\u10d4\u10d1\u10da\u10dd \u10d4\u10da\u10d4\u10db\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8, \u10de\u10d0\u10dc\u10d4\u10da\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10e1\u10d0\u10db\u10d6\u10d0\u10d3\u10d4\u10d1\u10d4\u10da\u10d8 \u10d9\u10dd\u10dc\u10d5\u10d4\u10d8\u10d4\u10e0\u10e3\u10da\u10d8 \u10ee\u10d0\u10d6\u10d8 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0 \u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10d8 \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d0. \u10e8\u10d4\u10d3\u10d4\u10d2\u10d0\u10d3, \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d3\u10d4\u10d1\u10dd\u10d3\u10d0 \u10db\u10e8\u10d4\u10dc\u10d4\u10d1\u10da\u10dd\u10d1\u10d8\u10e1 \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10d8, \u10d8\u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10dd\u10d3\u10d0 \u10db\u10d8\u10dc\u10d8\u10db\u10d0\u10da\u10e3\u10e0\u10d8 \u10d3\u10e0\u10dd \u10d3\u10d0 \u10d4\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10e4\u10d4\u10e0\u10d8 \u10d3\u10d0\u10d1\u10d0\u10da\u10d8 \u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8\u10d7 \u10ee\u10d4\u10e0\u10ee\u10d3\u10d4\u10d1\u10dd\u10d3\u10d0.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/bankofgeorgia.ge\/blog\/app\/uploads\/2025\/03\/citata_3-1024x538.png\" alt=\"\" class=\"wp-image-19240\"\/><\/figure>\n\n\n\n<p>\u10d8\u10dc\u10dd\u10d5\u10d0\u10ea\u10d8\u10e3\u10e0\u10d8\u10d0 \u10db\u10d8\u10e1\u10d8 \u10de\u10d0\u10d5\u10d8\u10da\u10d8\u10dd\u10dc\u10d4\u10d1\u10d8 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10d9\u10e3\u10d7\u10ee\u10d4\u10e8\u10d8, \u10de\u10d0\u10dc\u10dd\u10e0\u10d0\u10db\u10e3\u10da\u10d8 \u10d2\u10d0\u10d3\u10d0\u10e1\u10d0\u10ee\u10d4\u10d3\u10d4\u10d1\u10d8, \u10d9\u10d0\u10e4\u10d4 \u201c\u10e4\u10d0\u10dc\u10e2\u10d0\u10d6\u10d8\u10d0\u201d, \u10e0\u10dd\u10db\u10d4\u10da\u10d7\u10d0\u10ea \u10d9\u10e3\u10da\u10e2\u10e3\u10e0\u10e3\u10da\u10d8 \u10db\u10d4\u10db\u10d9\u10d5\u10d8\u10d3\u10e0\u10d4\u10dd\u10d1\u10d8\u10e1 \u10eb\u10d4\u10d2\u10da\u10d8\u10e1 \u10e1\u10e2\u10d0\u10e2\u10e3\u10e1\u10d8 \u10d0\u10e5\u10d5\u10e1 \u10db\u10d8\u10dc\u10d8\u10ed\u10d4\u10d1\u10e3\u10da\u10d8.<\/p>\n\n\n\n<p>\u10d2\u10d8\u10dd\u10e0\u10d2\u10d8 \u10e9\u10d0\u10ee\u10d0\u10d5\u10d0\u10db \u10db\u10dd\u10dc\u10e3\u10db\u10d4\u10dc\u10e2\u10e3\u10e0\u10d8 \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d4\u10d1\u10d8\u10d7 \u10d2\u10d0\u10db\u10dd\u10e0\u10e9\u10d4\u10e3\u10da\u10d8 \u10d9\u10d5\u10d0\u10da\u10d8 \u10d3\u10d0\u10e2\u10dd\u10d5\u10d0 \u10e5\u10d0\u10e0\u10d7\u10e3\u10da \u10d3\u10d0 \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd \u10d0\u10e0\u10e5\u10d8\u10e2\u10d4\u10e5\u10e2\u10e3\u10e0\u10e3\u10da \u10e0\u10e3\u10d9\u10d0\u10d6\u10d4, \u10e8\u10d4\u10eb\u10da\u10dd \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10e0\u10d7\u10e3\u10da\u10d8 \u10d0\u10e0\u10e5\u10d8\u10e2\u10d4\u10e5\u10e2\u10e3\u10e0\u10e3\u10da\u10d8 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10ed\u10e0\u10d0 \u10d3\u10d0 \u10d8\u10e5\u10ea\u10d0 \u10d7\u10d0\u10dc\u10d0\u10db\u10d4\u10d3\u10e0\u10dd\u10d5\u10d4, \u10e3\u10d9\u10d5\u10d3\u10d0\u10d5\u10d8 \u10ee\u10d4\u10da\u10dd\u10d5\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d8\u10db\u10d1\u10dd\u10da\u10dd\u10d3.<\/p>\n\n\n\n<p>\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10db\u10d0 \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10d2\u10d8\u10dd\u10e0\u10d2\u10d8 \u10e9\u10d0\u10ee\u10d0\u10d5\u10d0\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10e1\u10d0\u10e1\u10e2\u10d8\u10de\u10d4\u10dc\u10d3\u10d8\u10dd \u10de\u10e0\u10dd\u10d2\u10e0\u10d0\u10db\u10d0 \u10e8\u10d4\u10e5\u10db\u10dc\u10d0 \u10e1\u10e2\u10e3\u10d3\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d0\u10e0\u10e5\u10d8\u10e2\u10d4\u10e5\u10e2\u10e3\u10e0\u10d8\u10e1 \u10e4\u10d0\u10d9\u10e3\u10da\u10e2\u10d4\u10e2\u10d6\u10d4 \u10dd\u10d7\u10ee \u10de\u10d0\u10e0\u10e2\u10dc\u10d8\u10dd\u10e0 \u10e3\u10dc\u10d8\u10d5\u10d4\u10e0\u10e1\u10d8\u10e2\u10d4\u10e2\u10e8\u10d8 (\u10d7\u10d0\u10d5\u10d8\u10e1\u10e3\u10e4\u10d0\u10da\u10d8 \u10e3\u10dc\u10d8\u10d5\u10d4\u10e0\u10e1\u10d8\u10e2\u10d4\u10e2\u10d8, \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10e2\u10d4\u10e5\u10dc\u10d8\u10d9\u10e3\u10e0\u10d8 \u10e3\u10dc\u10d8\u10d5\u10d4\u10e0\u10e1\u10d8\u10e2\u10d4\u10e2\u10d8, \u10e1\u10d0\u10db\u10ee\u10d0\u10e2\u10d5\u10e0\u10dd \u10d0\u10d9\u10d0\u10d3\u10d4\u10db\u10d8\u10d0, \u10d1\u10d0\u10d7\u10e3\u10db\u10d8\u10e1 \u10e8\u10dd\u10d7\u10d0 \u10e0\u10e3\u10e1\u10d7\u10d0\u10d5\u10d4\u10da\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10e3\u10dc\u10d8\u10d5\u10d4\u10e0\u10e1\u10d8\u10e2\u10d4\u10e2\u10d8) \u10e9\u10d0\u10d8\u10e0\u10d8\u10ea\u10ee\u10d4\u10d1\u10d8\u10d0\u10dc. \u10e1\u10e2\u10d8\u10de\u10d4\u10dc\u10d3\u10d8\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da\u10d8 \u10ec\u10d0\u10e0\u10db\u10d0\u10e2\u10d4\u10d1\u10e3\u10da\u10d8 \u10d0\u10e0\u10e5\u10d8\u10e2\u10d4\u10e5\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d0\u10e6\u10db\u10dd\u10e9\u10d4\u10dc\u10d8\u10e1 \u10e8\u10d0\u10dc\u10e1\u10e1 \u10d2\u10d5\u10d0\u10eb\u10da\u10d4\u10d5\u10e1, \u10e1\u10e2\u10e3\u10d3\u10d4\u10dc\u10e2\u10d4\u10d1\u10e1 \u10e1\u10ec\u10d0\u10d5\u10da\u10d8\u10e1 100%-\u10d8\u10d7 \u10d0\u10dc \u10dc\u10d0\u10ec\u10d8\u10da\u10dd\u10d1\u10e0\u10d8\u10d5 \u10d3\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10e1 \u10e3\u10e9\u10d4\u10dc\u10e1.<\/p>\n\n\n\n<p>\u10d3\u10d4\u10e2\u10d0\u10da\u10e3\u10e0\u10d8 \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10d0\u10ee\u10d0\u10da\u10d8 \u10e1\u10d0\u10e1\u10e2\u10d8\u10de\u10d4\u10dc\u10d3\u10d8\u10dd \u10de\u10e0\u10dd\u10d2\u10e0\u10d0\u10db\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1 \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0 \u10d2\u10d0\u10d8\u10d2\u10dd <a href=\"https:\/\/argacherde.bog.ge\/ganatleba\/ganatleba-momavlistvis-ras-gulisxmobs-saqartvelos-bankis-stipendia-da-rogor-shegidzlia-moipovo-is\/\" target=\"_blank\" rel=\"noopener\">\u10d0\u10e5<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"\u10d2\u10d0\u10d8\u10d2\u10d4, \u10e0\u10dd\u10d2\u10dd\u10e0 \u10e8\u10d4\u10e5\u10db\u10dc\u10d0 \u10d2\u10d8\u10dd\u10e0\u10d2\u10d8 \u10e9\u10d0\u10ee\u10d0\u10d5\u10d0\u10db \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10d4\u10de\u10dd\u10e5\u10d0\u10da\u10e3\u10e0\u10d8 \u10e8\u10d4\u10dc\u10dd\u10d1\u10d0. \u10d0\u10e6\u10db\u10dd\u10d0\u10e9\u10d8\u10dc\u10d4 \u10d8\u10dc\u10dd\u10d5\u10d0\u10ea\u10d8\u10e3\u10e0\u10d8 \u10ee\u10d4\u10d3\u10d5\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10db\u10d0\u10ea \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd \u10d0\u10e6\u10d0\u10e4\u10e0\u10d7\u10dd\u10d5\u10d0\u10dc\u10d0 \u10d3\u10d0 \u10d2\u10d0\u10d8\u10d2\u10d4, \u10e0\u10dd\u10d2\u10dd\u10e0 \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0 \u10d2\u10d0\u10ee\u10d3\u10d4 \u10d0\u10db \u10d8\u10e1\u10e2\u10dd\u10e0\u10d8\u10d8\u10e1 \u10dc\u10d0\u10ec\u10d8\u10da\u10d8!","protected":false},"author":1,"featured_media":29031,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1415],"tags":[577,613,884,980,1149,1318],"class_list":["post-29024","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ganatleba-studentebistvis","tag-socialuri-pasukhismgebloba","tag-studentebi","tag-saqartvelos-bankis-stipendia","tag-ganatlebis-shesadzleblobebi","tag-stipendiebi","tag-giorgi-chakhavas-stipendia"],"acf":[],"_links":{"self":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/29024","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/comments?post=29024"}],"version-history":[{"count":3,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/29024\/revisions"}],"predecessor-version":[{"id":41305,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/29024\/revisions\/41305"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/media\/29031"}],"wp:attachment":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/media?parent=29024"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/categories?post=29024"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/tags?post=29024"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}