{"id":29759,"date":"2023-11-09T10:45:28","date_gmt":"2023-11-09T06:45:28","guid":{"rendered":"https:\/\/bankofgeorgia.ge\/blog\/siakhleebi\/7-wigni-romelic-kitxvas-shegayvarebs\/"},"modified":"2026-01-27T18:57:43","modified_gmt":"2026-01-27T14:57:43","slug":"7-wigni-romelic-kitxvas-shegayvarebs","status":"publish","type":"post","link":"https:\/\/bankofgeorgia.ge\/blog\/ganatleba\/ganatleba-moswavleebistvis\/7-wigni-romelic-kitxvas-shegayvarebs\/","title":{"rendered":"\u10d9\u10d8\u10d7\u10ee\u10d5\u10d0 \u10d0\u10e0 \u10d2\u10d8\u10e7\u10d5\u10d0\u10e0\u10e1? \u10d4\u10e1 7 \u10ec\u10d8\u10d2\u10dc\u10d8 \u10d0\u10d6\u10e0\u10e1 \u10e8\u10d4\u10d2\u10d0\u10ea\u10d5\u10da\u10d4\u10d5\u10d8\u10dc\u10d4\u10d1\u10e1!"},"content":{"rendered":"\n<p>\u10dc\u10dd\u10d4\u10db\u10d1\u10d4\u10e0\u10d8 \u10ec\u10d8\u10d2\u10dc\u10d8\u10e1 \u10db\u10dd\u10e7\u10d5\u10d0\u10e0\u10e3\u10da\u10d7\u10d0\u10d7\u10d5\u10d8\u10e1 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d7\u10d5\u10d4\u10d0. \u10e7\u10dd\u10d5\u10d4\u10da \u10ec\u10d4\u10da\u10e1 \u10e1\u10e3\u10da\u10db\u10dd\u10e3\u10d7\u10e5\u10db\u10d4\u10da\u10d0\u10d3 \u10d5\u10d4\u10da\u10dd\u10d3\u10d4\u10d1\u10d8\u10d7 \u201c\u10d7\u10d1\u10d8\u10da\u10d8\u10e1\u10d8\u10e1 \u10ec\u10d8\u10d2\u10dc\u10d8\u10e1 \u10d3\u10e6\u10d4\u10d4\u10d1\u10e1\u201d, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10d4\u10e0\u10d7 \u10e1\u10d8\u10d5\u10e0\u10ea\u10d4\u10e8\u10d8 &#8211; \u10d4\u10e5\u10e1\u10de\u10dd\u10ef\u10dd\u10e0\u10ef\u10d8\u10d0\u10e1 \u10db\u10d4-11 \u10de\u10d0\u10d5\u10d8\u10da\u10d8\u10dd\u10dc\u10e8\u10d8 &#8211; \u10e8\u10d4\u10d2\u10d5\u10d8\u10eb\u10da\u10d8\u10d0 \u10d5\u10d4\u10ec\u10d5\u10d8\u10dd\u10d7 \u10e9\u10d5\u10d4\u10dc\u10d8 \u10e1\u10d0\u10e7\u10d5\u10d0\u10e0\u10d4\u10da\u10d8 \u10d2\u10d0\u10db\u10dd\u10db\u10ea\u10d4\u10db\u10da\u10dd\u10d1\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10db\u10d0\u10e6\u10d0\u10d6\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e1\u10e2\u10d4\u10dc\u10d3\u10d4\u10d1\u10e1 \u10d3\u10d0 \u10d8\u10e1 \u10ec\u10d8\u10d2\u10dc\u10d4\u10d1\u10d8 \u10e8\u10d4\u10d5\u10d8\u10eb\u10d8\u10dc\u10dd\u10d7, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d6\u10d0\u10db\u10d7\u10e0\u10d8\u10e1 \u10ea\u10d8\u10d5 \u10d3\u10e6\u10d4\u10d4\u10d1\u10e1 \u10e1\u10d0\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10dd\u10d3 \u10d2\u10d0\u10d3\u10d0\u10d2\u10d5\u10d0\u10e2\u10d0\u10e0\u10d4\u10d1\u10e1.<\/p>\n\n\n\n<p>\u10d7\u10e3 \u10e4\u10d4\u10e1\u10e2\u10d8\u10d5\u10d0\u10da\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e8\u10d4\u10dc\u10ea \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10e3\u10da\u10d0\u10d3 \u10d4\u10db\u10d6\u10d0\u10d3\u10d4\u10d1\u10d8, \u10d0\u10db \u10e1\u10e2\u10d0\u10e2\u10d8\u10d0\u10e8\u10d8 \u10d8\u10db \u10ec\u10d8\u10d2\u10dc\u10d4\u10d1\u10e1 \u10d2\u10d0\u10d2\u10d0\u10ea\u10dc\u10dd\u10d1\u10d7, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d9\u10d8\u10d7\u10ee\u10d5\u10d0\u10e1 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10da\u10d0\u10d3 \u10e8\u10d4\u10d2\u10d0\u10e7\u10d5\u10d0\u10e0\u10d4\u10d1\u10e1:<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1. <em>\u10f0\u10d0\u10e3\u10da\u10d8\u10e1 \u10db\u10dd\u10e1\u10d8\u10d0\u10e0\u10e3\u10da\u10d4 \u10ea\u10d8\u10ee\u10d4-\u10d9\u10dd\u10e8\u10d9\u10d8<\/em> \u2014 \u10d3\u10d0\u10d8\u10d0\u10dc\u10d0 \u10e3\u10d8\u10dc \u10ef\u10dd\u10dc\u10e1\u10d8<\/h2>\n\n\n\n<p>\u201c\u10f0\u10d0\u10e3\u10da\u10d8\u10e1 \u10db\u10dd\u10e1\u10d8\u10d0\u10e0\u10e3\u10da\u10d4 \u10ea\u10d8\u10ee\u10d4-\u10d9\u10dd\u10e8\u10d9\u10d8\u201d \u10e1\u10d0\u10db\u10d8 \u10d3\u10d8\u10d3\u10d0\u10dc \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10e3\u10e4\u10e0\u10dd\u10e1\u10d6\u10d4, \u10e1\u10dd\u10e4\u10d8\u10d6\u10d4, \u10d2\u10d5\u10d8\u10e7\u10d5\u10d4\u10d1\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10e1\u10d0\u10ea \u10e3\u10d3\u10d0\u10d1\u10dc\u10dd\u10e1 \u10d0\u10da\u10e5\u10d0\u10ef\u10d8 \u10db\u10dd\u10ee\u10e3\u10ea \u10e5\u10d0\u10da\u10d0\u10d3 \u10d2\u10d0\u10d3\u10d0\u10d0\u10e5\u10ea\u10d4\u10d5\u10e1. \u10d1\u10d4\u10d3\u10d8\u10e1 \u10e1\u10d0\u10eb\u10d8\u10d4\u10d1\u10da\u10d0\u10d3 \u10ec\u10d0\u10e1\u10e3\u10da\u10d8 \u10e1\u10dd\u10e4\u10d8 \u10eb\u10da\u10d4\u10d5\u10d0\u10db\u10dd\u10e1\u10d8\u10da\u10d8 \u10ef\u10d0\u10d3\u10dd\u10e5\u10e0\u10d8\u10e1, \u10f0\u10d0\u10e3\u10da\u10d8\u10e1, \u10db\u10dd\u10e1\u10d8\u10d0\u10e0\u10e3\u10da\u10d4 \u10ea\u10d8\u10ee\u10d4-\u10d9\u10dd\u10e8\u10d9\u10e8\u10d8 \u10d0\u10e6\u10db\u10dd\u10e9\u10dc\u10d3\u10d4\u10d1\u10d0. \u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3 \u10d8\u10db\u10d8\u10e1\u10d0, \u10dc\u10d0\u10dc\u10d0\u10ee\u10d8 \u10d2\u10d0\u10e5\u10d5\u10e1 \u10d7\u10e3 \u10d0\u10e0\u10d0 \u10f0\u10d0\u10d8\u10d0\u10dd \u10db\u10d8\u10d0\u10eb\u10d0\u10d9\u10d8\u10e1 \u10d8\u10db\u10d0\u10d5\u10d4 \u10e1\u10d0\u10ee\u10d4\u10da\u10ec\u10dd\u10d3\u10d4\u10d1\u10d8\u10e1 \u10d0\u10dc\u10d8\u10db\u10d4, \u10e1\u10dd\u10e4\u10d8\u10e1, \u10f0\u10d0\u10e3\u10da\u10d8\u10e1, \u10d9\u10d0\u10da\u10ea\u10d8\u10e4\u10d4\u10e0\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10db\u10d0\u10d7\u10d8 \u10db\u10d4\u10d2\u10dd\u10d1\u10e0\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d7\u10e3 \u10db\u10e2\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d7\u10d0\u10d5\u10d2\u10d0\u10d3\u10d0\u10e1\u10d0\u10d5\u10da\u10d8\u10d7 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10da\u10d0\u10d3 \u10d8\u10e1\u10d8\u10d0\u10db\u10dd\u10d5\u10dc\u10d4\u10d1.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2. <em>\u10d4\u10d5\u10d4\u10da\u10d8\u10dc \u10f0\u10d8\u10e3\u10d2\u10dd\u10e1 \u10e8\u10d5\u10d8\u10d3\u10d8 \u10e5\u10db\u10d0\u10e0\u10d8<\/em> \u2014 \u10e2\u10d4\u10d8\u10da\u10dd\u10e0 \u10ef\u10d4\u10dc\u10d9\u10d8\u10dc\u10e1 \u10e0\u10d4\u10d8\u10d3\u10d8<\/h2>\n\n\n\n<p>\u10f0\u10dd\u10da\u10d8\u10d5\u10e3\u10d3\u10d8\u10e1 \u10ea\u10dc\u10dd\u10d1\u10d8\u10da\u10d8, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10d9\u10d0\u10e0\u10e9\u10d0\u10d9\u10d4\u10e2\u10d8\u10da\u10d8 \u10d5\u10d0\u10e0\u10e1\u10d9\u10d5\u10da\u10d0\u10d5\u10d8 \u10d4\u10d5\u10d4\u10da\u10d8\u10dc \u10f0\u10d8\u10e3\u10d2\u10dd \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10e1, \u10e1\u10d0\u10d6\u10dd\u10d2\u10d0\u10d3\u10dd\u10d4\u10d1\u10d0\u10e1 \u10d7\u10d0\u10d5\u10d8\u10e1\u10d8 \u10d2\u10da\u10d0\u10db\u10e3\u10e0\u10e3\u10da\u10d8 \u10d3\u10d0 \u10e1\u10d9\u10d0\u10dc\u10d3\u10d0\u10da\u10e3\u10e0\u10d8 \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1 \u10e1\u10d8\u10db\u10d0\u10e0\u10d7\u10da\u10d4 \u10d2\u10d0\u10e3\u10db\u10ee\u10d8\u10da\u10dd\u10e1. \u10d0\u10db\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 79 \u10ec\u10da\u10d8\u10e1 \u10d4\u10d5\u10d4\u10da\u10d8\u10dc\u10d8 \u10dc\u10d0\u10d9\u10da\u10d4\u10d1\u10d0\u10d3 \u10ea\u10dc\u10dd\u10d1\u10d8\u10da \u10df\u10e3\u10e0\u10dc\u10d0\u10da\u10d8\u10e1\u10e2\u10e1, \u10db\u10dd\u10dc\u10d8\u10d9\u10e1, \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10d0\u10d5\u10e1. \u10db\u10dd\u10dc\u10d8\u10d9\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3 \u10db\u10d9\u10d8\u10d7\u10ee\u10d5\u10d4\u10da\u10d8\u10ea \u10db\u10d7\u10d4\u10da\u10d8 \u10d0\u10e0\u10e1\u10d4\u10d1\u10d8\u10d7 \u10d2\u10d0\u10d3\u10d0\u10d4\u10e8\u10d5\u10d4\u10d1\u10d0 \u10d4\u10d5\u10d4\u10da\u10d8\u10dc\u10d8\u10e1 \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d0\u10e8\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e1\u10d0\u10d5\u10e1\u10d4\u10d0 \u10d8\u10e1\u10e2\u10dd\u10e0\u10d8\u10d4\u10d1\u10d8\u10d7 \u10d0\u10db\u10d1\u10d8\u10ea\u10d8\u10d4\u10d1\u10d6\u10d4, \u10db\u10d4\u10d2\u10dd\u10d1\u10e0\u10dd\u10d1\u10d0\u10e1\u10d0 \u10d3\u10d0, \u10e0\u10d0 \u10d7\u10e5\u10db\u10d0 \u10e3\u10dc\u10d3\u10d0, \u10e1\u10d8\u10e7\u10d5\u10d0\u10e0\u10e3\u10da\u10d6\u10d4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">3. <em>\u10e9\u10d5\u10d4\u10e3\u10da\u10d4\u10d1\u10e0\u10d8\u10d5\u10d8 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d4\u10d1\u10d8<\/em> \u2014 \u10e1\u10d0\u10da\u10d8 \u10e0\u10e3\u10dc\u10d8<\/h2>\n\n\n\n<p>\u10e1\u10d0\u10da\u10d8 \u10e0\u10e3\u10dc\u10d8\u10e1 \u10ea\u10dc\u10dd\u10d1\u10d8\u10da\u10d8 \u10e0\u10dd\u10db\u10d0\u10dc\u10d8 \u10db\u10d0\u10e0\u10d8\u10d0\u10dc\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d9\u10dd\u10dc\u10d4\u10da\u10d8\u10e1 \u10e3\u10e0\u10d7\u10d8\u10d4\u10e0\u10d7\u10dd\u10d1\u10d0\u10d6\u10d4 \u10d2\u10d5\u10d8\u10e7\u10d5\u10d4\u10d1\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d4\u10e0\u10d7 \u10e9\u10d5\u10d4\u10e3\u10da\u10d4\u10d1\u10e0\u10d8\u10d5 \u10d3\u10e6\u10d4\u10e1 \u10db\u10d0\u10e0\u10d8\u10d0\u10dc\u10d8\u10e1 \u10e1\u10d0\u10db\u10d6\u10d0\u10e0\u10d4\u10e3\u10da\u10dd\u10e8\u10d8 \u10d3\u10d8\u10d0\u10da\u10dd\u10d2\u10d8\u10d7 \u10d8\u10ec\u10e7\u10d4\u10d1\u10d0. \u10d0\u10ee\u10d0\u10da\u10d2\u10d0\u10d6\u10e0\u10d3\u10d4\u10d1\u10d8\u10e1 \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d0, \u10d2\u10d6\u10d0 \u10d3\u10d0 \u10e3\u10e0\u10d7\u10d8\u10d4\u10e0\u10d7\u10dd\u10d1\u10d4\u10d1\u10d8 \u10d3\u10e0\u10dd\u10e1\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3 \u10d8\u10ea\u10d5\u10da\u10d4\u10d1\u10d0, \u10d7\u10e3\u10db\u10ea\u10d0 \u10d8\u10e1, \u10e0\u10d0\u10ea \u10db\u10d0\u10e0\u10d8\u10d0\u10dc\u10e1\u10d0 \u10d3\u10d0 \u10d9\u10dd\u10dc\u10d4\u10da\u10e1 \u10d4\u10e0\u10d7\u10db\u10d0\u10dc\u10d4\u10d7\u10d7\u10d0\u10dc \u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e1, \u10ec\u10d8\u10d2\u10dc\u10d8\u10e1 \u10e7\u10dd\u10d5\u10d4\u10da \u10e4\u10e3\u10e0\u10ea\u10d4\u10da\u10d6\u10d4 \u10db\u10d0\u10d8\u10dc\u10ea \u10db\u10eb\u10d0\u10e4\u10e0\u10d0\u10d3 \u10d8\u10d2\u10e0\u10eb\u10dc\u10dd\u10d1\u10d0.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">4. <em>\u10d1\u10dd\u10da\u10dd\u10e1 \u10dd\u10e0\u10d8\u10d5\u10d4 \u10d9\u10d5\u10d3\u10d4\u10d1\u10d0<\/em> \u2014 \u10d0\u10d3\u10d0\u10db \u10e1\u10d8\u10da\u10d5\u10d4\u10e0\u10d0<\/h2>\n\n\n\n<p>\u10e0\u10d0 \u10db\u10dd\u10ee\u10d3\u10d4\u10d1\u10dd\u10d3\u10d0, \u10e9\u10d5\u10d4\u10dc\u10d8 \u10e1\u10d8\u10d9\u10d5\u10d3\u10d8\u10da\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1 \u10ec\u10d8\u10dc\u10d0\u10e1\u10ec\u10d0\u10e0 \u10e0\u10dd\u10db \u10d2\u10d5\u10d0\u10e2\u10e7\u10dd\u10d1\u10d8\u10dc\u10d4\u10d1\u10d3\u10dc\u10d4\u10dc? \u10e8\u10d4\u10d5\u10ea\u10d5\u10da\u10d8\u10d3\u10d8\u10d7 \u10e0\u10d0\u10db\u10d4\u10e1? \u10d5\u10d8\u10d3\u10d0\u10e0\u10d3\u10d4\u10d1\u10d3\u10d8\u10d7 \u10d7\u10e3 \u10e8\u10d4\u10d5\u10d4\u10ea\u10d3\u10d4\u10d1\u10dd\u10d3\u10d8\u10d7, \u10d1\u10dd\u10da\u10dd 24 \u10e1\u10d0\u10d0\u10d7\u10d8 \u10e1\u10d0\u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10dd\u10d3 \u10d2\u10d0\u10d2\u10d5\u10d4\u10e2\u10d0\u10e0\u10d4\u10d1\u10d8\u10dc\u10d0? \u10d0\u10d3\u10d0\u10db \u10e1\u10d8\u10da\u10d5\u10d4\u10e0\u10d0\u10e1 \u10ec\u10d8\u10d2\u10dc\u10d8 \u10dd\u10e0 \u10d1\u10d8\u10ed\u10d6\u10d4, \u10db\u10d0\u10e2\u10d4\u10dd\u10e1\u10d0 \u10d3\u10d0 \u10e0\u10e3\u10e4\u10e3\u10e1\u10d6\u10d4 \u10d2\u10d5\u10d8\u10e7\u10d5\u10d4\u10d1\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d7\u10d0\u10ea \u201c\u10e1\u10d8\u10d9\u10d5\u10d3\u10d8\u10da\u10d8\u10e1 \u10e3\u10ec\u10e7\u10d4\u10d1\u10d0\u201d \u10d0\u10e2\u10e7\u10dd\u10d1\u10d8\u10dc\u10d4\u10d1\u10e1, \u10e0\u10dd\u10db \u10db\u10dd\u10db\u10d3\u10d4\u10d5\u10dc\u10dd 24 \u10e1\u10d0\u10d0\u10d7\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10e1\u10d8\u10d9\u10d5\u10d3\u10d8\u10da\u10d8 \u10d4\u10da\u10d8\u10d7. \u10d0\u10db \u10d0\u10db\u10d1\u10d8\u10d7 \u10e8\u10d4\u10e8\u10d8\u10dc\u10d4\u10d1\u10e3\u10da\u10d8 \u10d1\u10d8\u10ed\u10d4\u10d1\u10d8 \u10d3\u10d0\u10e3\u10d5\u10d8\u10ec\u10e7\u10d0\u10e0 \u10d7\u10d0\u10d5\u10d0\u10d2\u10d3\u10d0\u10e1\u10d0\u10d5\u10d0\u10da\u10e8\u10d8 \u10d4\u10ee\u10d5\u10d4\u10d5\u10d8\u10d0\u10dc, \u10e0\u10dd\u10db\u10d4\u10da\u10e1\u10d0\u10ea \u10d4\u10e0\u10d7\u10d8 \u10d0\u10db\u10dd\u10e1\u10e3\u10dc\u10d7\u10e5\u10d5\u10d8\u10d7 \u10e9\u10d0\u10d8\u10d9\u10d8\u10d7\u10ee\u10d0\u10d5.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">5. <em>\u10d0\u10db\u10d1\u10d0\u10d5\u10d8 \u10da\u10d8\u10da\u10d4 \u10d8\u10e0\u10dd\u10d4\u10da\u10d8\u10e1\u10d0<\/em> \u2014 \u10dc\u10d0\u10e2\u10dd \u10d3\u10d0\u10d5\u10d8\u10d7\u10d0\u10e8\u10d5\u10d8\u10da\u10d8<\/h2>\n\n\n\n<p>\u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d0\u10d3 \u10d9\u10d0\u10e0\u10d2\u10d0\u10d3 \u10d8\u10ea\u10dc\u10dd\u10d1 \u10e5\u10d0\u10e0\u10d7\u10e3\u10da \u10db\u10d8\u10d7\u10dd\u10da\u10dd\u10d2\u10d8\u10d0\u10e1? \u10d0\u10db \u10d9\u10d8\u10d7\u10ee\u10d5\u10d0\u10d6\u10d4 \u10e0\u10d0 \u10de\u10d0\u10e1\u10e3\u10ee\u10d8\u10ea \u10d0\u10e0 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10e5\u10dd\u10dc\u10d3\u10d4\u10e1, \u201c\u10d0\u10db\u10d1\u10d0\u10d5\u10d8 \u10da\u10d8\u10da\u10d4 \u10d8\u10e0\u10dd\u10d4\u10da\u10d8\u10e1\u10d0\u201d \u10d8\u10e1 \u10ec\u10d8\u10d2\u10dc\u10d8\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e5\u10d0\u10e0\u10d7\u10e3\u10da \u10db\u10d8\u10d7\u10dd\u10da\u10dd\u10d2\u10d8\u10d0\u10e1 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10da\u10d0\u10d3 \u10e8\u10d4\u10d2\u10d0\u10e7\u10d5\u10d0\u10e0\u10d4\u10d1\u10e1. \u10da\u10d8\u10da\u10d4\u10e1 \u10d7\u10d0\u10d5\u10d2\u10d0\u10d3\u10d0\u10e1\u10d0\u10d5\u10d0\u10da\u10d8 \u10dc\u10d4\u10d1\u10d8\u10e1\u10db\u10d8\u10d4\u10e0\u10d8 \u10d0\u10e1\u10d0\u10d9\u10d8\u10e1 \u10db\u10d9\u10d8\u10d7\u10ee\u10d5\u10d4\u10da\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1\u10d0\u10d0, \u10d5\u10d8\u10e1\u10d0\u10ea \u10e1\u10e3\u10e0\u10e1, \u10db\u10dd\u10e1\u10d0\u10ec\u10e7\u10d4\u10dc \u10e7\u10dd\u10d5\u10d4\u10da\u10d3\u10e6\u10d8\u10e3\u10e0\u10dd\u10d1\u10d0\u10e1 \u10d3\u10e0\u10dd\u10d4\u10d1\u10d8\u10d7 \u10d7\u10d0\u10d5\u10d8 \u10d3\u10d0\u10d0\u10e6\u10ec\u10d8\u10dd\u10e1 \u10d3\u10d0 \u10e5\u10d0\u10e0\u10d7\u10e3\u10da\u10d8 \u10db\u10d8\u10d7\u10dd\u10da\u10dd\u10d2\u10d8\u10d8\u10d7 \u10e8\u10d7\u10d0\u10d2\u10dd\u10dc\u10d4\u10d1\u10e3\u10da\u10d8 \u10de\u10d4\u10e0\u10e1\u10dd\u10dc\u10d0\u10df\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10e3\u10d5\u10d8\u10ec\u10e7\u10d0\u10e0 \u10d7\u10d0\u10d5\u10d2\u10d0\u10d3\u10d0\u10e1\u10d0\u10d5\u10d0\u10da\u10e8\u10d8 \u10d2\u10d0\u10d3\u10d0\u10d4\u10e8\u10d5\u10d0\u10e1.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">6. <em>\u10db\u10e8\u10e4\u10dd\u10d7\u10d5\u10d0\u10e0\u10d4 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d4\u10d1\u10d8<\/em> \u2014 \u10e4\u10e0\u10d4\u10d3\u10e0\u10d8\u10d9 \u10d1\u10d0\u10d9\u10db\u10d0\u10dc\u10d8<\/h2>\n\n\n\n<p>\u10d0\u10ee\u10d0\u10da\u10d8 \u10ec\u10da\u10d8\u10e1 \u10ec\u10d8\u10dc\u10d0 \u10d3\u10e6\u10d4\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10db\u10eb\u10d0\u10e0\u10ea\u10d5\u10d4\u10da\u10d8 \u10e0\u10d5\u10d0 \u10db\u10eb\u10d4\u10d5\u10d0\u10da\u10e1 \u10d0\u10d8\u10e7\u10d5\u10d0\u10dc\u10e1, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d2\u10d0\u10e1\u10d0\u10e7\u10d8\u10d3\u10d8 \u10e1\u10d0\u10ee\u10da\u10d8\u10e1 \u10d3\u10d0\u10e1\u10d0\u10d7\u10d5\u10d0\u10da\u10d8\u10d4\u10e0\u10d4\u10d1\u10da\u10d0\u10d3 \u10e8\u10d4\u10d9\u10e0\u10d4\u10d1\u10d8\u10da\u10d0\u10dc. \u10d2\u10d0\u10e0\u10d4\u10d7 \u10de\u10dd\u10da\u10d8\u10ea\u10d8\u10d0\u10d0 \u10db\u10dd\u10d1\u10d8\u10da\u10d8\u10d6\u10d4\u10d1\u10e3\u10da\u10d8 \u10d3\u10d0 \u10ea\u10d3\u10d8\u10da\u10dd\u10d1\u10e1, \u10e1\u10d8\u10e2\u10e3\u10d0\u10ea\u10d8\u10d0 \u10e0\u10dd\u10d2\u10dd\u10e0\u10db\u10d4 \u10db\u10dd\u10d0\u10d2\u10d5\u10d0\u10e0\u10dd\u10e1. \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d4\u10e1 \u10d0\u10e6\u10ec\u10d4\u10e0\u10d0 \u10d2\u10d0\u10e4\u10d8\u10e5\u10e0\u10d4\u10d1\u10d8\u10dc\u10d4\u10d1\u10e1, \u10e0\u10dd\u10db \u10e9\u10d5\u10d4\u10e3\u10da\u10d4\u10d1\u10e0\u10d8\u10d5 \u10d3\u10d4\u10e2\u10d4\u10e5\u10e2\u10d8\u10d5\u10d7\u10d0\u10dc \u10d0\u10dc \u10d7\u10e0\u10d8\u10da\u10d4\u10e0\u10d7\u10d0\u10dc \u10d2\u10d0\u10e5\u10d5\u10e1 \u10e1\u10d0\u10e5\u10db\u10d4, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10ea\u10d3\u10d4\u10d1\u10d8: \u10db\u10eb\u10d4\u10d5\u10da\u10d4\u10d1\u10d8 \u10d4\u10e0\u10d7\u10db\u10d0\u10dc\u10d4\u10d7\u10d8\u10e1\u10d2\u10d0\u10dc \u10e0\u10d0\u10d3\u10d8\u10d9\u10d0\u10da\u10e3\u10e0\u10d0\u10d3 \u10d2\u10d0\u10dc\u10e1\u10ee\u10d5\u10d0\u10d5\u10d4\u10d1\u10e3\u10da\u10d8 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d4\u10d1\u10d8 \u10d0\u10e0\u10d8\u10d0\u10dc, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10e1\u10d0\u10ee\u10da\u10e8\u10d8 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10db\u10d8\u10d6\u10d4\u10d6\u10d8\u10d7 \u10d0\u10e6\u10db\u10dd\u10e9\u10dc\u10d3\u10dc\u10d4\u10dc, \u10d4\u10e0\u10d7\u10d0\u10d3 \u10d9\u10d8 \u10d8\u10e1\u10d4\u10d7 \u10e1\u10d0\u10e1\u10d0\u10ea\u10d8\u10da\u10dd, \u10d3\u10d0\u10eb\u10d0\u10d1\u10e3\u10da \u10d7\u10e3 \u10d2\u10e3\u10da\u10d8\u10e1\u10d0\u10db\u10d0\u10e9\u10e3\u10e7\u10d4\u10d1\u10d4\u10da \u10e1\u10d8\u10e2\u10e3\u10d0\u10ea\u10d8\u10d4\u10d1\u10e1 \u10e5\u10db\u10dc\u10d8\u10d0\u10dc, \u10e0\u10dd\u10db \u10db\u10eb\u10d0\u10e0\u10ea\u10d5\u10d4\u10da\u10d8 \u10e3\u10d9\u10d5\u10d4 \u10d7\u10d5\u10d8\u10d7\u10dd\u10dc \u10d2\u10e0\u10eb\u10dc\u10dd\u10d1\u10e1 \u10db\u10eb\u10d4\u10d5\u10da\u10d0\u10d3 \u10d7\u10d0\u10d5\u10e1. \u10e0\u10dd\u10d2\u10dd\u10e0 \u10d3\u10d0\u10db\u10d7\u10d0\u10d5\u10e0\u10d3\u10d4\u10d1\u10d0 \u10d4\u10e1 \u10d0\u10db\u10d1\u10d0\u10d5\u10d8? \u10d0\u10db\u10d0\u10e1 \u10ec\u10d8\u10d2\u10dc\u10d8\u10e1 \u10d1\u10dd\u10da\u10dd \u10d2\u10d5\u10d4\u10e0\u10d3\u10d0\u10db\u10d3\u10d4 \u10d5\u10d4\u10e0 \u10d2\u10d0\u10db\u10dd\u10d8\u10ea\u10dc\u10dd\u10d1!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">7. <em>\u10e8\u10d0\u10e8\u10d5\u10d8 \u10e8\u10d0\u10e8\u10d5\u10d8 \u10db\u10d0\u10e7\u10d5\u10d0\u10da\u10d8<\/em> \u2014 \u10d7\u10d0\u10db\u10d7\u10d0 \u10db\u10d4\u10da\u10d0\u10e8\u10d5\u10d8\u10da\u10d8<\/h2>\n\n\n\n<p>\u201c\u10e8\u10d0\u10e8\u10d5\u10d8 \u10e8\u10d0\u10e8\u10d5\u10d8 \u10db\u10d0\u10e7\u10d5\u10d0\u10da\u10d8\u201d \u10e8\u10e3\u10d0\u10ee\u10dc\u10d8\u10e1 \u10db\u10d0\u10e0\u10e2\u10dd\u10ee\u10d4\u10da\u10d0 \u10d4\u10d7\u10d4\u10e0\u10dd\u10d6\u10d4 \u10d2\u10d5\u10d8\u10e7\u10d5\u10d4\u10d1\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10de\u10d0\u10e2\u10d0\u10e0\u10d0 \u10e1\u10dd\u10e4\u10d4\u10da\u10e8\u10d8 \u10ea\u10ee\u10dd\u10d5\u10e0\u10dd\u10d1\u10e1 \u10d3\u10d0 \u10d7\u10d0\u10d5\u10d8\u10e1\u10e1\u10d0\u10d5\u10d4 \u10db\u10d0\u10e6\u10d0\u10d6\u10d8\u10d0\u10e8\u10d8 \u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10e1. \u10d4\u10d7\u10d4\u10e0\u10dd \u10db\u10e8\u10d5\u10d8\u10d3\u10d0\u10d3 \u10d2\u10d4\u10d2\u10db\u10d0\u10d5\u10e1, 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\u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10db\u10d8\u10e1 \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d0\u10e1 \u10e0\u10d0\u10d3\u10d8\u10d9\u10d0\u10da\u10e3\u10e0\u10d0\u10d3 \u10ea\u10d5\u10da\u10d8\u10e1. \u10d4\u10d7\u10d4\u10e0\u10dd\u10e1 \u10e1\u10d8\u10e2\u10e7\u10d5\u10d4\u10d1\u10d8\u10d7 \u10db\u10dd\u10e7\u10dd\u10da\u10d8\u10da\u10d8 \u10d0\u10db\u10d1\u10d0\u10d5\u10d8 \u10d4\u10e0\u10d7\u10d8 \u10d0\u10db\u10dd\u10e1\u10e3\u10dc\u10d7\u10e5\u10d5\u10d8\u10d7 \u10d8\u10d9\u10d8\u10d7\u10ee\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10db\u10d9\u10d8\u10d7\u10ee\u10d5\u10d4\u10da\u10d6\u10d4 \u10ec\u10d0\u10e0\u10e3\u10e8\u10da\u10d4\u10da \u10e8\u10d7\u10d0\u10d1\u10d4\u10ed\u10d3\u10d8\u10da\u10d4\u10d1\u10d0\u10e1 \u10e2\u10dd\u10d5\u10d4\u10d1\u10e1.<\/p>\n\n\n\n<p>\u10ec\u10d4\u10da\u10e1 \u10d7\u10d1\u10d8\u10da\u10d8\u10e1\u10d8\u10e1 \u10ec\u10d8\u10d2\u10dc\u10d8\u10e1 \u10d3\u10e6\u10d4\u10d4\u10d1\u10d8\u10e1 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\u10d7\u10d0\u10dc\u10ee\u10d8\u10e1 30 \u10de\u10e0\u10dd\u10ea\u10d4\u10dc\u10e2\u10e1 (\u10db\u10d0\u10e5\u10e1\u10d8\u10db\u10e3\u10db 50 \u10da\u10d0\u10e0\u10e1) \u10e1\u10d0\u10d9\u10e3\u10d7\u10d0\u10e0 \u10d0\u10dc\u10d2\u10d0\u10e0\u10d8\u10e8\u10d6\u10d4 2-3 \u10e1\u10d0\u10db\u10e3\u10e8\u10d0\u10dd \u10d3\u10e6\u10d4\u10e8\u10d8 \u10d3\u10d0\u10d8\u10d1\u10e0\u10e3\u10dc\u10d4\u10d1. \u10d0\u10e1\u10d4\u10d5\u10d4, \u10d8\u10d2\u10d8\u10d5\u10d4 \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10d8 \u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d4\u10d1\u10e1 sCool Card-\u10d8\u10d7 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d8\u10e1\u10d0\u10e1\u10d0\u10ea, \u10d0\u10db\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e3\u10d1\u10e0\u10d0\u10da\u10dd\u10d3 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d0, \u10e0\u10dd\u10db \u10e8\u10d4\u10d7\u10d0\u10d5\u10d0\u10d6\u10d4\u10d1\u10d0 \u10ec\u10d8\u10dc\u10d0\u10e1\u10ec\u10d0\u10e0 \u10d2\u10d0\u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d3\u10d4\u10e1 sCoolApp-\u10e8\u10d8.<\/p>\n","protected":false},"excerpt":{"rendered":"\u10d9\u10d8\u10d7\u10ee\u10d5\u10d0 \u10d0\u10e0 \u10d2\u10d8\u10e7\u10d5\u10d0\u10e0\u10e1? \u10d0\u10e6\u10db\u10dd\u10d0\u10e9\u10d8\u10dc\u10d4 7 \u10ec\u10d8\u10d2\u10dc\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e8\u10d4\u10dc\u10e1 \u10d0\u10d6\u10e0\u10e1 \u10e8\u10d4\u10ea\u10d5\u10da\u10d8\u10e1! \u10d8\u10de\u10dd\u10d5\u10d4 \u10d0\u10ee\u10d0\u10da\u10d8 \u10d7\u10d0\u10d5\u10d2\u10d0\u10d3\u10d0\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10db\u10d8\u10d8\u10e6\u10d4 30% \u10e5\u10d4\u10e8\u10d1\u10d4\u10e5\u10d8 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1\u10d2\u10d0\u10dc \u10ec\u10d8\u10d2\u10dc\u10d8\u10e1 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