{"id":30179,"date":"2023-12-20T10:30:22","date_gmt":"2023-12-20T06:30:22","guid":{"rendered":"https:\/\/bankofgeorgia.ge\/blog\/siakhleebi\/5-martivi-idea-saaxalwlo-sachuqristvis\/"},"modified":"2026-01-27T19:08:39","modified_gmt":"2026-01-27T15:08:39","slug":"5-martivi-idea-saaxalwlo-sachuqristvis","status":"publish","type":"post","link":"https:\/\/bankofgeorgia.ge\/blog\/ganatleba\/finansuri-ganatleba\/5-martivi-idea-saaxalwlo-sachuqristvis\/","title":{"rendered":"5 \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d8 \u10d8\u10d3\u10d4\u10d0 \u10e1\u10d0\u10d0\u10ee\u10d0\u10da\u10ec\u10da\u10dd \u10e1\u10d0\u10e9\u10e3\u10e5\u10e0\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u2013 \u10d0\u10e6\u10db\u10dd\u10d0\u10e9\u10d8\u10dc\u10d4 \u10d0\u10ee\u10da\u10d0!"},"content":{"rendered":"\n<p>\u10d0\u10ee\u10d0\u10da\u10d8 \u10ec\u10da\u10d8\u10e1 \u10e6\u10d0\u10db\u10d8\u10e1 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10d2\u10d0\u10db\u10dd\u10e0\u10e9\u10d4\u10e3\u10da\u10d8 \u10db\u10dd\u10db\u10d4\u10dc\u10e2\u10d8 \u10e1\u10d0\u10e9\u10e3\u10e5\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10ea\u10d5\u10da\u10d0\u10d0: \u10db\u10d0\u10e0\u10d7\u10d0\u10da\u10d8\u10d0, \u10d2\u10d0\u10d5\u10d8\u10d6\u10d0\u10e0\u10d3\u10d4\u10d7 \u10d3\u10d0 \u10d7\u10dd\u10d5\u10da\u10d8\u10e1 \u10d1\u10d0\u10d1\u10e3\u10d4\u10d1\u10d8\u10e1 \u10d0\u10e6\u10d0\u10e0 \u10d2\u10d5\u10ef\u10d4\u10e0\u10d0, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10d2\u10d5\u10ef\u10d4\u10e0\u10d0 \u201e\u10e1\u10d0\u10d8\u10d3\u10e3\u10db\u10da\u10dd \u10e1\u10d0\u10dc\u10e2\u10d4\u10d1\u10d8\u10e1\u201c \u10ef\u10d0\u10d3\u10dd\u10e1\u10dc\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1. \u10d7\u10e3 \u10e8\u10d4\u10dc\u10d8 \u10e1\u10d0\u10e7\u10d5\u10d0\u10e0\u10d4\u10da\u10d8 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d0\u10dc \u201e\u10e1\u10d0\u10d8\u10d3\u10e3\u10db\u10da\u10dd \u10e1\u10d0\u10dc\u10e2\u10d0\u10e1\u10d7\u10d5\u10d8\u10e1\u201c \u10e1\u10d0\u10e9\u10e3\u10e5\u10d0\u10e0\u10d8 \u10ef\u10d4\u10e0 \u10d0\u10e0 \u10e8\u10d4\u10d2\u10d8\u10e0\u10e9\u10d4\u10d5\u10d8\u10d0, \u10d0\u10db \u10d1\u10da\u10dd\u10d2\u10e8\u10d8 \u10d5\u10d4\u10ea\u10d3\u10d4\u10d1\u10d8\u10d7, \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10d8\u10d3\u10d4\u10d0 \u10db\u10dd\u10d2\u10d0\u10ec\u10dd\u10d3\u10dd\u10d7, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10d0\u10e0\u10ea \u10d7\u10e3 \u10d8\u10e1\u10d4 \u10d1\u10d4\u10d5\u10e0\u10d8 \u10d3\u10e0\u10dd \u10d2\u10e0\u10e9\u10d4\u10d1\u10d0.<\/p>\n\n\n\n<p>\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8 \u10d0\u10e0\u10ea \u10d0\u10db \u10d0\u10ee\u10d0\u10da \u10ec\u10d4\u10da\u10e1 \u10d3\u10d0\u10d2\u10e2\u10dd\u10d5\u10d4\u10d1\u10e1 \u10db\u10d0\u10e0\u10e2\u10dd\u10e1, \u10e1\u10d0\u10e9\u10e3\u10e5\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e0\u10e9\u10d4\u10d5\u10d0\u10e1\u10d0\u10ea \u10d2\u10d0\u10d2\u10d8\u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d4\u10d1\u10e1 \u10d3\u10d0 \u10e8\u10d4\u10eb\u10d4\u10dc\u10d0\u10e1\u10d0\u10ea. \u10e1\u10d0\u10d0\u10ee\u10d0\u10da\u10ec\u10da\u10dd \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e8\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d1\u10d0 \u10d0\u10e0\u10ea \u10d8\u10e1\u10d4 \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d8\u10d0, \u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0 \u10de\u10d0\u10e0\u10e2\u10dc\u10d8\u10dd\u10e0 \u10db\u10d0\u10e6\u10d0\u10d6\u10d8\u10d4\u10d1\u10e8\u10d8 \u10e8\u10d4\u10e0\u10e9\u10d4\u10e3\u10da\u10d8 \u10e1\u10d0\u10e9\u10e3\u10e5\u10e0\u10d8\u10e1 \u10e6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0 \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10d7\u10d5\u10d4\u10d6\u10d4 \u10d2\u10d0\u10d3\u10d0\u10d0\u10dc\u10d0\u10ec\u10d8\u10da\u10dd \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 <a href=\"https:\/\/argacherde.bog.ge\/news\/shetavazebebi\/3-gza-rogor-unda-gadaixado-kidev-ufro-chkvianurad-nawil-nawil\/\" target=\"_blank\" rel=\"noopener\">\u10dc\u10d0\u10ec\u10d8\u10da-\u10dc\u10d0\u10ec\u10d8\u10da \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d8\u10e1 \u10db\u10d4\u10d7\u10dd\u10d3\u10d8\u10d7<\/a> (\u10d4\u10e4\u10d4\u10e5\u10e2\u10e3\u10e0\u10d8 0%).<\/p>\n\n\n\n<p>\u10d7\u10e3 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3 \u10d0\u10e0\u10ea \u10d1\u10d4\u10d5\u10e0\u10d8 \u10d3\u10e0\u10dd \u10d2\u10d0\u10e5\u10d5\u10e1, \u10db\u10dd\u10d1\u10d8\u10da\u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 <a href=\"https:\/\/argacherde.bog.ge\/news\/siurprizebi-mobilbankshi-ra-aris-da-rogor-unda-gamoiyeno\/\" target=\"_blank\" rel=\"noopener\">\u10e1\u10d0\u10e1\u10d0\u10e9\u10e3\u10e5\u10e0\u10d4 \u10d1\u10d0\u10e0\u10d0\u10d7\u10d4\u10d1\u10d8 \u10d2\u10d0\u10db\u10dd\u10d2\u10d0\u10d3\u10d2\u10d4\u10d1\u10d0,<\/a> \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10e1\u10d0\u10ea \u10e1\u10e3\u10da \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d0\u10d3, \u10d0\u10de\u10da\u10d8\u10d9\u10d0\u10ea\u10d8\u10d0\u10e8\u10d8\u10d5\u10d4 \u10e8\u10d4\u10d0\u10e0\u10e9\u10d4\u10d5, \u10db\u10d8\u10e3\u10d7\u10d8\u10d7\u10d4\u10d1 \u10d7\u10d0\u10dc\u10ee\u10d0\u10e1 \u10d3\u10d0 \u10e2\u10d4\u10da\u10d4\u10e4\u10dd\u10dc\u10d8\u10e1 \u10dc\u10dd\u10db\u10d4\u10e0\u10d6\u10d4 \u10d2\u10d0\u10d8\u10d2\u10d6\u10d0\u10d5\u10dc\u10d8 \u10d0\u10d3\u10e0\u10d4\u10e1\u10d0\u10e2\u10e1. \u10d7\u10d0\u10dc\u10d0\u10ea \u10d3\u10d8\u10d6\u10d0\u10d8\u10dc\u10d8\u10e1 \u10e8\u10d4\u10e0\u10e9\u10d4\u10d5\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10db\u10d0\u10ee\u10e1\u10dd\u10d5\u10e0\u10dd \u10ec\u10d0\u10e0\u10ec\u10d4\u10e0\u10d8\u10e1 \u10d2\u10d0\u10d9\u10d4\u10d7\u10d4\u10d1\u10d0\u10ea \u10d4\u10da\u10d4\u10e5\u10e2\u10e0\u10dd\u10dc\u10e3\u10da\u10d0\u10d3 \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0.<\/p>\n\n\n\n<p>\u10d7\u10e3 \u10db\u10d0\u10d8\u10dc\u10ea \u10d0\u10e0\u10d0\u10e4\u10d4\u10e0\u10d8 \u10d2\u10d0\u10e4\u10d8\u10e5\u10e0\u10d3\u10d4\u10d1\u10d0, \u10ea\u10dd\u10e2\u10d0 \u10e3\u10e4\u10e0\u10dd \u10db\u10d4\u10e2\u10d0\u10d3\u10d0\u10ea \u10d3\u10d0\u10d2\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d8\u10d3\u10d4\u10d4\u10d1\u10d6\u10d4:<\/p>\n\n\n\n<p><strong>1. \u10e7\u10e3\u10e0\u10e1\u10d0\u10e1\u10db\u10d4\u10dc\u10d8<\/strong><\/p>\n\n\n\n<p>\u10d9\u10d0\u10e0\u10d2\u10d8 \u10e7\u10e3\u10e0\u10e1\u10d0\u10e1\u10db\u10d4\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d4\u10e8\u10d4 \u10d4\u10e0\u10d7\u10d8 \u10d3\u10e6\u10d8\u10e1 \u10d2\u10d0\u10eb\u10da\u10d4\u10d1\u10d0\u10ea \u10e0\u10d7\u10e3\u10da\u10d8\u10d0. \u10e1\u10d0\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10dd \u10de\u10dd\u10d3\u10d9\u10d0\u10e1\u10e2\u10d8 \u10d0\u10dc \u10e1\u10d0\u10e7\u10d5\u10d0\u10e0\u10d4\u10da\u10d8 \u10e1\u10d8\u10db\u10e6\u10d4\u10e0\u10d0 \u10e1\u10d0\u10ea\u10dd\u10d1\u10e8\u10d8 \u10e7\u10dd\u10e4\u10dc\u10d8\u10e1 \u10e1\u10d4\u10d5\u10d3\u10d0\u10e1\u10d0\u10ea \u10d9\u10d8 \u10e8\u10d4\u10d0\u10db\u10e1\u10e3\u10d1\u10e3\u10e5\u10d4\u10d1\u10e1. \u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10e7\u10e3\u10e0\u10e1\u10d0\u10e1\u10db\u10d4\u10dc\u10d4\u10d1\u10d8 \u10e7\u10dd\u10d5\u10d4\u10da\u10d7\u10d5\u10d8\u10e1 \u10d9\u10d0\u10e0\u10d2\u10d8 \u10d8\u10d3\u10d4\u10d0\u10d0, \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0 \u10e8\u10d4\u10d0\u10e0\u10e9\u10d8\u10dd ,,\u10f0\u10d4\u10d3\u10e4\u10dd\u10dc\u10d8\u201c, \u10e3\u10d9\u10d0\u10d1\u10d4\u10da\u10dd \u10d0\u10dc \u10e0\u10d4\u10e2\u10e0\u10dd \u10e7\u10e3\u10e0\u10e1\u10d0\u10e1\u10db\u10d4\u10dc\u10d4\u10d1\u10d8 \u10d0\u10d3\u10e0\u10d4\u10e1\u10d0\u10e2\u10d8\u10e1 \u10d2\u10d4\u10db\u10dd\u10d5\u10dc\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7.<\/p>\n\n\n\n<p><strong>2.&nbsp; \u10d7\u10e0\u10d4\u10d5\u10d4\u10da \u10d1\u10dd\u10e5\u10e1\u10d8<\/strong><\/p>\n\n\n\n<p>\u10e0\u10d7\u10e3\u10da\u10d0\u10d3 \u10db\u10dd\u10d8\u10eb\u10d4\u10d1\u10dc\u10d4\u10d1\u10d0 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10e1\u10d0\u10ea \u10db\u10dd\u10d2\u10d6\u10d0\u10e3\u10e0\u10dd\u10d1\u10d0 \u10d3\u10d0 \u10d3\u10d0\u10e1\u10d5\u10d4\u10dc\u10d4\u10d1\u10d0 \u10d0\u10e0 \u10e3\u10e7\u10d5\u10d0\u10e0\u10e1. \u10d7\u10e0\u10d4\u10d5\u10d4\u10da \u10d1\u10dd\u10e5\u10e1\u10e8\u10d8 \u10e1\u10d0\u10e1\u10e2\u10e3\u10db\u10e0\u10dd\u10e1 \u10dd\u10e0\u10d3\u10e6\u10d8\u10d0\u10dc\u10d8 \u10ef\u10d0\u10d5\u10e8\u10dc\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d3\u10d0, \u10e1\u10d0\u10db\u10dd\u10d2\u10d6\u10d0\u10e3\u10e0\u10dd \u10dc\u10d8\u10d5\u10d7\u10d4\u10d1\u10d8\u10ea \u10d3\u10d0\u10d2\u10ee\u10d5\u10d3\u10d4\u10d1\u10d0.&nbsp; \u10d7\u10e3 \u10d2\u10d8\u10dc\u10d3\u10d0 \u10e8\u10d4\u10dc\u10e1 \u10e1\u10d0\u10e7\u10d5\u10d0\u10e0\u10d4\u10da \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10e1 \u10d2\u10d0\u10dc\u10e2\u10d5\u10d8\u10e0\u10d7\u10d5\u10d8\u10e1 \u10d3\u10e6\u10d4\u10d4\u10d1\u10d8 \u10db\u10dd\u10e3\u10ec\u10e7\u10dd, \u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10e1 \u10d5\u10d4\u10e0\u10d0\u10e4\u10d4\u10e0\u10e1 \u10e8\u10d4\u10d0\u10e0\u10e9\u10d4\u10d5, \u10d7\u10d0\u10dc\u10d0\u10ea \u10e1\u10d0\u10e9\u10e3\u10e5\u10e0\u10d8\u10e1 \u10e6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0\u10ea \u10e1\u10d0\u10d9\u10db\u10d0\u10dd\u10d3 \u10ee\u10d4\u10da\u10db\u10d8\u10e1\u10d0\u10ec\u10d5\u10d3\u10dd\u10db\u10d8\u10d0.<\/p>\n\n\n\n<p><strong>3. \u10e1\u10d0\u10db\u10d0\u10d2\u10d8\u10d3\u10dd \u10d7\u10d0\u10db\u10d0\u10e8\u10d8<\/strong><\/p>\n\n\n\n<p>\u10e7\u10dd\u10d5\u10d4\u10da\u10d8 \u10e1\u10d0\u10ee\u10da\u10d8\u10e1 \u10d7\u10d0\u10e0\u10dd\u10d6\u10d4 \u10e3\u10dc\u10d3\u10d0 \u10db\u10dd\u10d8\u10de\u10dd\u10d5\u10d4\u10d1\u10dd\u10d3\u10d4\u10e1 \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10e1\u10d0\u10db\u10d0\u10d2\u10d8\u10d3\u10dd \u10d7\u10d0\u10db\u10d0\u10e8\u10d8. \u10e1\u10d0\u10db\u10d0\u10d2\u10d8\u10d3\u10dd \u10d7\u10d0\u10db\u10d0\u10e8\u10d4\u10d1\u10d8 \u10e1\u10d0\u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10dd \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10d0 \u10d3\u10e0\u10dd\u10d8\u10e1 \u10d2\u10d0\u10e1\u10d0\u10e2\u10d0\u10e0\u10d4\u10d1\u10da\u10d0\u10d3 \u10e1\u10d0\u10db\u10d4\u10d2\u10dd\u10d1\u10e0\u10dd\u10e1\u10d7\u10d5\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10dd\u10ef\u10d0\u10ee\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1. \u10dc\u10d4\u10d1\u10d8\u10e1\u10db\u10d8\u10d4\u10e0\u10d8 \u10d0\u10e1\u10d0\u10d9\u10d8\u10e1 \u10d3\u10d0 \u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10d8\u10e1 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0 \u10e8\u10d4\u10d0\u10e0\u10e9\u10d8\u10dd \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d8&nbsp; \u10d7\u10d0\u10db\u10d0\u10e8\u10d8, \u10d8\u10dc\u10e2\u10d4\u10da\u10d4\u10e5\u10e2\u10e3\u10d0\u10da\u10e3\u10e0\u10d8, \u10d8\u10dc\u10e2\u10d4\u10e0\u10d0\u10e5\u10ea\u10d8\u10e3\u10da\u10d8, \u10d2\u10d0\u10e1\u10d0\u10e0\u10d7\u10dd\u10d1\u10d8 \u10d0\u10dc \u10d7\u10d4\u10db\u10d0\u10e2\u10e3\u10e0\u10d8. \u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10d9\u10d0\u10e0\u10d2\u10d0\u10d3 \u10d3\u10d0\u10e4\u10d8\u10e5\u10e0\u10d3\u10d8, \u10e1\u10d0\u10e9\u10e3\u10e5\u10e0\u10d8\u10e1 \u10d0\u10d3\u10e0\u10d4\u10e1\u10d0\u10e2\u10e1 \u10e0\u10dd\u10db\u10d4\u10da\u10d8 \u10e4\u10d8\u10da\u10db\u10d8 \u10d0\u10dc \u10e1\u10d4\u10e0\u10d8\u10d0\u10da\u10d8 \u10e3\u10e7\u10d5\u10d0\u10e0\u10e1 \u10d3\u10d0 \u10d8\u10d3\u10d4\u10d0\u10da\u10e3\u10e0 \u10d5\u10d0\u10e0\u10d8\u10d0\u10dc\u10e2\u10e1\u10d0\u10ea \u10d8\u10de\u10dd\u10d5\u10d8.<\/p>\n\n\n\n<p><strong>4. \u10da\u10e3\u10e2\u10d4\u10ea\u10d8\u10d0\u10e1 \u10d0\u10dc \u10d8\u10e1\u10d8 \u10de\u10d0\u10e0\u10d8\u10e1 \u10d5\u10d0\u10e3\u10e9\u10d4\u10e0\u10d8<\/strong><\/p>\n\n\n\n<p>\u10d0\u10da\u10d1\u10d0\u10d7 \u10d3\u10d0\u10d2\u10d5\u10d4\u10d7\u10d0\u10dc\u10ee\u10db\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db \u10e1\u10e3\u10dc\u10d0\u10db\u10dd\u10e1 \u10e8\u10d4\u10e0\u10e9\u10d4\u10d5\u10d0&nbsp; \u10d0\u10ee\u10da\u10dd\u10d1\u10d4\u10da\u10d8 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1\u10d0\u10ea \u10d9\u10d8 \u10e0\u10d7\u10e3\u10da\u10d8\u10d0.&nbsp; \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d8\u10e1\u10d4\u10d7 \u10e1\u10e3\u10dc\u10d0\u10db\u10dd\u10e8\u10d8 \u10d2\u10d0\u10d3\u10d0\u10d8\u10ee\u10d0\u10d3\u10dd \u10d7\u10d0\u10dc\u10ee\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10e1\u10d0\u10ea \u10e8\u10d4\u10dc\u10d8 \u10e1\u10d0\u10e9\u10e3\u10e5\u10e0\u10d8\u10e1 \u10d0\u10d3\u10e0\u10d4\u10e1\u10d0\u10e2\u10d8 \u10d0\u10e0\u10d0\u10e1\u10d3\u10e0\u10dd\u10e1 \u10d2\u10d0\u10db\u10dd\u10d8\u10e7\u10d4\u10dc\u10d4\u10d1\u10e1. \u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10d0\u10e1\u10d4\u10d7 \u10d3\u10e0\u10dd\u10e1 \u10e1\u10ef\u10dd\u10d1\u10e1, \u10d5\u10d0\u10e3\u10e9\u10d4\u10e0\u10d8 \u10d0\u10e9\u10e3\u10e5\u10dd.&nbsp; \u10d8\u10e1\u10d8 \u10de\u10d0\u10e0\u10d8\u10e1 \u10d0\u10dc \u10da\u10e3\u10e2\u10d4\u10ea\u10d8\u10d0\u10e1 \u10db\u10d0\u10e6\u10d0\u10d6\u10d8\u10d4\u10d1\u10e8\u10d8 \u10dc\u10d4\u10d1\u10d8\u10e1\u10db\u10d8\u10d4\u10e0\u10d8 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d8 \u10e8\u10d4\u10eb\u10da\u10d4\u10d1\u10e1 \u10e8\u10d4\u10d0\u10e0\u10e9\u10d8\u10dd\u10e1 \u10e1\u10e3\u10dc\u10d0\u10db\u10dd \u10d0\u10dc \u10d3\u10d4\u10d9\u10dd\u10e0\u10d0\u10e2\u10d8\u10e3\u10da\u10d8 \u10d9\u10dd\u10e1\u10db\u10d4\u10e2\u10d8\u10d9\u10d0. \u10d5\u10d0\u10e3\u10e9\u10d4\u10e0\u10d8\u10e1 \u10e8\u10d4\u10eb\u10d4\u10dc\u10d0\u10e1 \u10e1\u10e3\u10da \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10ec\u10d0\u10db\u10e8\u10d8 \u10db\u10dd\u10d1\u10d0\u10d8\u10da\u10d1\u10d0\u10dc\u10d9\u10d8\u10d7 \u10e8\u10d4\u10eb\u10da\u10d4\u10d1.<\/p>\n\n\n\n<p><strong>5. Dressup-\u10d8\u10e1 \u10d5\u10d0\u10e3\u10e9\u10d4\u10e0\u10d8<\/strong><\/p>\n\n\n\n<p>\u10e1\u10e3\u10dc\u10d0\u10db\u10dd\u10e1 \u10db\u10e1\u10d2\u10d0\u10d5\u10e1\u10d0\u10d3 \u10d0\u10e0\u10ea \u10e2\u10d0\u10dc\u10e1\u10d0\u10ea\u10db\u10da\u10d8\u10e1 \u10e8\u10d4\u10e0\u10e9\u10d4\u10d5\u10d0\u10d0 \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d8. Dressup-\u10d8\u10e1 \u10d5\u10d0\u10e3\u10e9\u10d4\u10e0\u10d8 \u10d9\u10d8 \u10e1\u10d0\u10e5\u10db\u10d4\u10e1 \u10d2\u10d0\u10d2\u10d8\u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d4\u10d1\u10e1. \u10e5\u10e3\u10e0\u10d7\u10e3\u10d9\u10d8, \u10de\u10d4\u10e0\u10d0\u10dc\u10d2\u10d8, \u10e5\u10e3\u10d3\u10d8, \u10e8\u10d0\u10e0\u10e4\u10d8, \u10e8\u10d0\u10e0\u10d5\u10d0\u10da\u10d8 &#8211; \u10d0\u10d1\u10e1\u10dd\u10da\u10e3\u10e2\u10e3\u10e0\u10d0\u10d3 \u10e7\u10d5\u10d4\u10da\u10d0\u10e4\u10d4\u10e0\u10d8\u10d0 \u10d7\u10d0\u10d5\u10db\u10dd\u10e7\u10e0\u10d8\u10da\u10d8 \u10d4\u10e0\u10d7 \u10e1\u10d8\u10d5\u10e0\u10ea\u10d4\u10e8\u10d8 \u10d3\u10d0 \u10d5\u10d0\u10e3\u10e9\u10d4\u10e0\u10d8\u10d7 \u10dc\u10d4\u10d1\u10d8\u10e1\u10db\u10d8\u10d4\u10e0\u10e1 \u10d0\u10e9\u10e3\u10e5\u10d4\u10d1 \u10d0\u10db \u10e1\u10d0\u10d5\u10e1\u10d4 \u10d3\u10d0 \u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10e4\u10d4\u10e0\u10dd\u10d5\u10d0\u10dc \u10e1\u10d8\u10d5\u10e0\u10ea\u10d4\u10e8\u10d8 \u10d0\u10e0\u10e9\u10d4\u10d5\u10d0\u10dc\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10e1. \u10d8\u10e1 \u10d9\u10d8 \u10d7\u10d0\u10d5\u10d0\u10d3 \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10e1, \u10e0\u10d0 \u10e2\u10d8\u10de\u10d8\u10e1, \u10e4\u10d4\u10e0\u10d8\u10e1 \u10d0\u10dc \u10d6\u10dd\u10db\u10d8\u10e1 \u10e2\u10d0\u10dc\u10e1\u10d0\u10ea\u10db\u10d4\u10da\u10d8 \u10d0\u10dc \u10e4\u10d4\u10ee\u10e1\u10d0\u10ea\u10db\u10d4\u10da\u10d8 \u10e3\u10e0\u10e9\u10d4\u10d5\u10dc\u10d8\u10d0.<\/p>\n\n\n\n<p>\u10e7\u10d5\u10d4\u10da\u10d0\u10db \u10d5\u10d8\u10ea\u10d8\u10d7 \u10d3\u10d0 \u10d2\u10d0\u10db\u10dd\u10d2\u10d5\u10d8\u10ea\u10d3\u10d8\u10d0, \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d0\u10d3 \u10e1\u10d0\u10e1\u10d8\u10d0\u10db\u10dd\u10d5\u10dc\u10dd\u10d0, \u10e0\u10dd\u10ea\u10d0 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d8 \u10e0\u10d0\u10d8\u10db\u10d4\u10e1 \u10d2\u10e9\u10e3\u10e5\u10dc\u10d8\u10e1, \u10db\u10d8\u10d7 \u10e3\u10e4\u10e0\u10dd \u10d0\u10ee\u10d0\u10da\u10d8 \u10ec\u10da\u10d8\u10e1 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e8\u10d8. \u10e8\u10d4\u10e3\u10ea\u10d5\u10da\u10d4\u10da\u10d8\u10d0 \u10e8\u10d8\u10dc\u10d0\u10d2\u10d0\u10dc\u10d8 \u10d2\u10d0\u10dc\u10ea\u10d3\u10d0, \u10e0\u10dd\u10db \u10d5\u10d8\u10e6\u10d0\u10ea\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e8\u10d4\u10dc \u10eb\u10d5\u10d8\u10e0\u10e4\u10d0\u10e1\u10d8 \u10ee\u10d0\u10e0, \u10d5\u10d8\u10e6\u10d0\u10ea\u10d0\u10db \u10e8\u10d4\u10dc\u10d6\u10d4 \u10d8\u10e4\u10d8\u10e5\u10e0\u10d0, \u10d3\u10e0\u10dd \u10d3\u10d0 \u10d4\u10dc\u10d4\u10e0\u10d2\u10d8\u10d0 \u10d3\u10d0\u10ee\u10d0\u10e0\u10ef\u10d0, \u10e0\u10dd\u10db \u10d2\u10d0\u10d4\u10ee\u10d0\u10e0\u10d4\u10d1\u10d8\u10dc\u10d4 \u10d3\u10d0 \u10d1\u10dd\u10da\u10dd\u10db\u10d3\u10d4 \u10e8\u10d4\u10d2\u10d4\u10d2\u10e0\u10eb\u10dc\u10dd \u10d0\u10ee\u10d0\u10da\u10d8 \u10ec\u10da\u10d8\u10e1 \u10ef\u10d0\u10d3\u10dd\u10e1\u10dc\u10e3\u10e0\u10dd\u10d1\u10d0.<\/p>\n\n\n\n<p>\u10db\u10d4\u10dd\u10e0\u10d4 \u10db\u10ee\u10e0\u10d8\u10d5 \u10d9\u10d8, \u10e0\u10dd\u10ea\u10d0 \u10d7\u10d0\u10d5\u10d0\u10d3 \u10e9\u10e3\u10e5\u10dc\u10d8, \u10d7\u10d8\u10d7\u10e5\u10dd\u10e1 \u10d4\u10e1 \u10dd\u10e0\u10db\u10d0\u10d2\u10d0\u10d3 \u10e1\u10d0\u10e1\u10d8\u10d0\u10db\u10dd\u10d5\u10dc\u10dd\u10d0, \u10e0\u10dd\u10db \u10e8\u10d4\u10dc \u10d8\u10e4\u10d8\u10e5\u10e0\u10d4, \u10d3\u10d0\u10ee\u10d0\u10e0\u10ef\u10d4 \u10d3\u10e0\u10dd \u10d3\u10d0 \u10d4\u10dc\u10d4\u10e0\u10d2\u10d8\u10d0 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0, \u10e8\u10d4\u10dc\u10d7\u10d5\u10d8\u10e1 \u10eb\u10d5\u10d8\u10e0\u10e4\u10d0\u10e1 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10e1 \u10d0\u10d2\u10e0\u10eb\u10dc\u10dd\u10d1\u10d8\u10dc\u10d4 \u10d8\u10d2\u10d8\u10d5\u10d4. \u10d2\u10e3\u10da\u10ec\u10e0\u10e4\u10d4\u10da\u10d8 \u10d3\u10d0 \u10e6\u10d8\u10d0 \u10d4\u10db\u10dd\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10ec\u10e0\u10d4\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10e1\u10d0\u10ea \u10d0\u10ee\u10d0\u10da\u10d8 \u10ec\u10d4\u10da\u10d8 \u10d7\u10d0\u10d5\u10d8\u10e1\u10d8 \u10d2\u10d0\u10dc\u10ec\u10e7\u10dd\u10d1\u10d4\u10d1\u10d8\u10d7, \u10d0\u10e2\u10db\u10dd\u10e1\u10e4\u10d4\u10e0\u10dd\u10d7\u10d8, \u10d2\u10d4\u10db\u10dd\u10d4\u10d1\u10d8\u10d7\u10d0 \u10d7\u10e3 \u10e4\u10d4\u10e0\u10d4\u10d1\u10d8\u10d7 \u10e3\u10e4\u10e0\u10dd \u10db\u10d4\u10e2 \u10ef\u10d0\u10d3\u10dd\u10e1\u10dc\u10e3\u10e0\u10dd\u10d1\u10d0\u10e1 \u10db\u10d0\u10e2\u10d4\u10d1\u10e1.<\/p>\n\n\n\n<p>\u10ec\u10d4\u10da\u10e1 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3 \u10e8\u10d4\u10dc\u10d7\u10d5\u10d8\u10e1 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10de\u10d0\u10e2\u10d0\u10e0-\u10de\u10d0\u10e2\u10d0\u10e0\u10d0 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