{"id":30231,"date":"2023-12-22T12:04:29","date_gmt":"2023-12-22T08:04:29","guid":{"rendered":"https:\/\/bankofgeorgia.ge\/blog\/siakhleebi\/ratom-unda-ganaxorcielo-investicia-sadazgvevo-seqtorshi\/"},"modified":"2026-01-27T19:10:16","modified_gmt":"2026-01-27T15:10:16","slug":"ratom-unda-ganaxorcielo-investicia-sadazgvevo-seqtorshi","status":"publish","type":"post","link":"https:\/\/bankofgeorgia.ge\/blog\/ganatleba\/finansuri-ganatleba\/ratom-unda-ganaxorcielo-investicia-sadazgvevo-seqtorshi\/","title":{"rendered":"\u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8: \u10e4\u10d0\u10e0\u10e3\u10da\u10d8 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d4\u10d1\u10d8 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1"},"content":{"rendered":"\n<p>\u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1\u10d2\u10d0\u10dc \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d2\u10d0\u10e3\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10d4\u10da \u10e1\u10d8\u10e2\u10e3\u10d0\u10ea\u10d8\u10d4\u10d1\u10e8\u10d8 \u10d3\u10d0\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10ec\u10d4\u10d5\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d3\u10d0, \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10e1 \u10d9\u10d8\u10d3\u10d4\u10d5 \u10d4\u10e0\u10d7\u10d8, \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d8\u10d7\u10e5\u10d5\u10d0\u10e1, \u10e0\u10dd\u10db \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10d3\u10d0\u10dc\u10d8\u10e8\u10dc\u10e3\u10da\u10d4\u10d1\u10d0 \u10d0\u10e5\u10d5\u10d7, \u10d4\u10e1 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10e6\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 \u10db\u10dd\u10d2\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d1\u10d0\u10d0.<\/p>\n\n\n\n<p>\u10d7\u10e3\u10d9\u10d8 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10e1 \u10d8\u10e1\u10d4 \u10e8\u10d4\u10d5\u10ee\u10d4\u10d3\u10d0\u10d5\u10d7, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10e1, \u10db\u10d0\u10e8\u10d8\u10dc \u10d3\u10d0\u10d5\u10d8\u10dc\u10d0\u10ee\u10d0\u10d5\u10d7, \u10e0\u10dd\u10db \u10d0\u10db \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10d7 \u10d3\u10d0\u10d9\u10d0\u10d5\u10d4\u10d1\u10e3\u10da \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10e1 \u10d0\u10e0\u10d0\u10d4\u10e0\u10d7\u10d8 \u10e3\u10de\u10d8\u10e0\u10d0\u10e2\u10d4\u10e1\u10dd\u10d1\u10d0 \u10d0\u10e5\u10d5\u10d7, \u10db\u10d0\u10d7 \u10e8\u10dd\u10e0\u10d8\u10e1 \u10e3\u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d4\u10e1\u10d8 \u10d9\u10d8 \u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10dd\u10d1\u10d0\u10d0. \u10e1\u10d0\u10e5\u10db\u10d4 \u10d8\u10e1\u10d0\u10d0, \u10e0\u10dd\u10db \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0 \u10db\u10d7\u10da\u10d8\u10d0\u10dc\u10d0\u10d3 \u10d3\u10d2\u10d0\u10e1 \u10ec\u10d8\u10dc\u10d0\u10e1\u10ec\u10d0\u10e0 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10e3\u10da \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d6\u10d4, \u10d9\u10d0\u10da\u10d9\u10e3\u10da\u10d8\u10e0\u10d4\u10d1\u10e3\u10da \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d6\u10d4 \u10d3\u10d0 \u10d2\u10d0\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10e3\u10da \u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d6\u10d4, \u10e0\u10d0\u10ea \u10d0\u10db \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10e1 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10d8\u10d7 \u10db\u10d8\u10db\u10d6\u10d8\u10d3\u10d5\u10d4\u10da\u10e1 \u10ee\u10d3\u10d8\u10e1 \u10d8\u10e1\u10d4\u10d7\u10d8 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10e0\u10dd\u10db\u10d4\u10da\u10d7\u10d0\u10ea \u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10d8 \u10d3\u10d8\u10d5\u10d8\u10d3\u10d4\u10dc\u10d3\u10e3\u10e0\u10d8 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d8\u10e1 \u10db\u10d8\u10e6\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10d1\u10d0\u10d6\u10e0\u10dd \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1\u10d2\u10d0\u10dc \u10d7\u10d0\u10d5\u10d8\u10e1 \u10d3\u10d0\u10ea\u10d5\u10d0 \u10e1\u10e3\u10e0\u10d7.<\/p>\n\n\n\n<p>\u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10dd\u10d1\u10d0\u10e1\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3, \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10d9\u10d8\u10d3\u10d4\u10d5 \u10d4\u10e0\u10d7\u10d8 \u10e3\u10de\u10d8\u10e0\u10d0\u10e2\u10d4\u10e1\u10dd\u10d1\u10d0 \u10db\u10d8\u10e1 \u10db\u10d3\u10d2\u10e0\u10d0\u10d3\u10dd\u10d1\u10d0\u10e1 \u10e3\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0. \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10e3\u10d0\u10e0\u10d4\u10e1\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d7\u10e3 \u10d2\u10d4\u10dd\u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10e3\u10e0\u10d8 \u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10ec\u10d5\u10d0\u10d5\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3, \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d4\u10d1\u10d6\u10d4 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d0 \u10d0\u10e0 \u10d8\u10d9\u10da\u10d4\u10d1\u10e1, \u10e3\u10e4\u10e0\u10dd \u10db\u10d4\u10e2\u10d8\u10ea, \u10d6\u10dd\u10d2\u10d8\u10d4\u10e0\u10d7\u10d8 \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10d8 \u10d3\u10d0 \u10db\u10dd\u10d5\u10da\u10d4\u10dc\u10d0 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10d6\u10d4 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d0\u10e1 \u10d8\u10ec\u10d5\u10d4\u10d5\u10e1.<\/p>\n\n\n\n\n\n<p>\u10d2\u10d0\u10e0\u10d3\u10d0 \u10d0\u10db\u10d8\u10e1\u10d0, \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10db\u10d9\u10d0\u10ea\u10e0\u10d0\u10d3 \u10e0\u10d4\u10d2\u10e3\u10da\u10d8\u10e0\u10d4\u10d1\u10e3\u10da \u10e1\u10e4\u10d4\u10e0\u10dd\u10d3 \u10d8\u10d7\u10d5\u10da\u10d4\u10d1\u10d0, \u10e0\u10d0\u10ea \u10d8\u10db\u10d0\u10e1 \u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10e1, \u10e0\u10dd\u10db \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10e1 \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 \u10e3\u10e4\u10e0\u10dd \u10dc\u10d0\u10d9\u10da\u10d4\u10d1 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d7\u10d0\u10dc \u10e3\u10ec\u10d4\u10d5\u10d7 \u10d2\u10d0\u10db\u10d9\u10da\u10d0\u10d5\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10d9\u10db\u10d0\u10dd\u10d3 \u10d3\u10d0\u10d1\u10d0\u10da\u10d8\u10d0 \u10d8\u10db\u10d8\u10e1 \u10e8\u10d0\u10dc\u10e1\u10d8\u10ea, \u10e0\u10dd\u10db \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10db\u10d4 \u10db\u10e1\u10ee\u10d5\u10d8\u10da\u10db\u10d0 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0\u10db \u10d9\u10e0\u10d0\u10ee\u10d8 \u10d2\u10d0\u10dc\u10d8\u10ea\u10d0\u10d3\u10dd\u10e1, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10d0\u10db\u10d0\u10e1 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10db\u10d0\u10e0\u10d4\u10d2\u10e3\u10da\u10d8\u10e0\u10d4\u10d1\u10d4\u10da\u10d8 \u10dd\u10e0\u10d2\u10d0\u10dc\u10dd\u10d4\u10d1\u10d8 \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d0\u10d3 \u10e3\u10d1\u10e0\u10d0\u10da\u10dd\u10d3 \u10d5\u10d4\u10e0 \u10d3\u10d0\u10e3\u10e8\u10d5\u10d4\u10d1\u10d4\u10dc.<\/p>\n\n\n\n<p>\u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d7\u10d0\u10dc \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10d4\u10d1\u10d8\u10d7 \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10e3\u10de\u10d8\u10e0\u10d0\u10e2\u10d4\u10e1\u10dd\u10d1\u10d0 \u10d6\u10e0\u10d3\u10d8\u10e1 \u10d3\u10d8\u10dc\u10d0\u10db\u10d8\u10d9\u10d0\u10e1 \u10e3\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0. \u10d0\u10db\u10df\u10d0\u10db\u10d8\u10dc\u10d3\u10d4\u10da\u10d8 \u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10d8\u10d7, \u10d2\u10da\u10dd\u10d1\u10d0\u10da\u10e3\u10e0\u10d8 \u10d8\u10dc\u10d3\u10e3\u10e1\u10e2\u10e0\u10d8\u10d0 \u10d3\u10d0\u10d0\u10ee\u10da\u10dd\u10d4\u10d1\u10d8\u10d7 7 \u10e2\u10e0\u10d8\u10da\u10d8\u10dd\u10dc \u10d3\u10dd\u10da\u10d0\u10e0\u10d0\u10d3\u10d0\u10d0 \u10e8\u10d4\u10e4\u10d0\u10e1\u10d4\u10d1\u10e3\u10da\u10d8, \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d4\u10d1\u10d8\u10e1 \u10e3\u10db\u10e1\u10ee\u10d5\u10d8\u10da\u10d4\u10e1\u10d8 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10d8 \u10d9\u10d8 \u10d0\u10e8\u10e8, \u10e9\u10d8\u10dc\u10d4\u10d7\u10d8, \u10d8\u10d0\u10de\u10dd\u10dc\u10d8\u10d0, \u10d3\u10d8\u10d3\u10d8 \u10d1\u10e0\u10d8\u10e2\u10d0\u10dc\u10d4\u10d7\u10d8 \u10d3\u10d0 \u10d4\u10d5\u10e0\u10dd\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d8\u10e1 \u10ec\u10d4\u10d5\u10e0\u10d8 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd\u10d4\u10d1\u10d8 \u10d0\u10e0\u10d8\u10d0\u10dc. \u10d0\u10dc\u10d0\u10da\u10d8\u10e2\u10d8\u10d9\u10dd\u10e1\u10d4\u10d1\u10d8\u10e1 \u10de\u10e0\u10dd\u10d2\u10dc\u10dd\u10d6\u10d8\u10d7, 2030 \u10ec\u10da\u10d0\u10db\u10d3\u10d4 \u10d8\u10dc\u10d3\u10e3\u10e1\u10e2\u10e0\u10d8\u10d8\u10e1 \u10e1\u10d0\u10d4\u10e0\u10d7\u10dd \u10e8\u10d4\u10e4\u10d0\u10e1\u10d4\u10d1\u10d0 $12 \u10e2\u10e0\u10d8\u10da\u10d8\u10dd\u10dc\u10e1 \u10db\u10d8\u10d0\u10e6\u10ec\u10d4\u10d5\u10e1, \u10e0\u10d0\u10ea \u10db\u10dd\u10e1\u10d0\u10ee\u10da\u10d4\u10dd\u10d1\u10d8\u10e1 \u10e0\u10d0\u10dd\u10d3\u10d4\u10dc\u10dd\u10d1\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d8\u10d7, \u10e3\u10e0\u10d1\u10d0\u10dc\u10d8\u10d6\u10d0\u10ea\u10d8\u10d8\u10e1 \u10e2\u10d4\u10db\u10de\u10d8\u10e1 \u10d3\u10d0\u10e9\u10e5\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7, \u10e1\u10d8\u10ea\u10dd\u10ea\u10ee\u10da\u10d8\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10dd \u10d0\u10e1\u10d0\u10d9\u10d8\u10e1 \u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10d7 \u10d3\u10d0 \u10d2\u10da\u10dd\u10d1\u10d0\u10da\u10e3\u10e0\u10d8 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d8\u10d7 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0 \u10d2\u10d0\u10dc\u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10e3\u10da\u10d8.<\/p>\n\n\n\n<p>\u10d6\u10dd\u10d2\u10d0\u10d3\u10d0\u10d3, \u10e0\u10d0\u10ea \u10e3\u10e4\u10e0\u10dd \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd, \u10db\u10d8\u10d7 \u10e3\u10e4\u10e0\u10dd \u10db\u10d0\u10e6\u10d0\u10da\u10d8\u10d0 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10e3\u10da \u10db\u10dd\u10e5\u10d0\u10da\u10d0\u10e5\u10d4\u10d7\u10d0 \u10ec\u10d8\u10da\u10d8, \u10d4\u10e1 \u10d9\u10d0\u10dc\u10dd\u10dc\u10d6\u10dd\u10db\u10d8\u10d4\u10e0\u10d4\u10d1\u10d0 \u10d9\u10d8 \u10d8\u10db\u10d8\u10d7 \u10d0\u10d8\u10ee\u10e1\u10dc\u10d4\u10d1\u10d0, \u10e0\u10dd\u10db \u10d3\u10d8\u10d3\u10d8 \u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10e6\u10d4\u10d1\u10d8\u10e1\u10d2\u10d0\u10dc \u10d7\u10d0\u10d5\u10d8\u10e1 \u10d3\u10d0\u10e1\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10d3 \u10db\u10dd\u10e5\u10d0\u10da\u10d0\u10e5\u10d4\u10d4\u10d1\u10e1 \u10e7\u10dd\u10d5\u10d4\u10da\u10d7\u10d5\u10d8\u10e3\u10e0\u10d0\u10d3 \u10db\u10ea\u10d8\u10e0\u10d4 \u10db\u10dd\u10ea\u10e3\u10da\u10dd\u10d1\u10d8\u10e1 \u10d7\u10d0\u10dc\u10ee\u10d8\u10e1 \u10d2\u10d0\u10e6\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10db\u10d0\u10d2\u10d8\u10d4\u10e0\u10dd\u10d3 \u10e1\u10d8\u10db\u10e8\u10d5\u10d8\u10d3\u10d4\u10e8\u10d8 \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d0 \u10e3\u10e0\u10e9\u10d4\u10d5\u10dc\u10d8\u10d0\u10d7.<\/p>\n\n\n\n<p>\u10d0\u10e5\u10d5\u10d4 \u10e3\u10dc\u10d3\u10d0 \u10d5\u10d0\u10ee\u10e1\u10d4\u10dc\u10dd\u10d7 \u10d8\u10e1\u10d8\u10ea, \u10e0\u10dd\u10db \u10d8\u10dc\u10d3\u10e3\u10e1\u10e2\u10e0\u10d8\u10d0 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10e1\u10d8\u10ea\u10dd\u10ea\u10ee\u10da\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10ef\u10d0\u10dc\u10db\u10e0\u10d7\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10e1 \u10d0\u10e0 \u10db\u10dd\u10d8\u10ea\u10d0\u10d5\u10e1. \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd\u10e1 \u10db\u10d0\u10e1\u10e8\u10e2\u10d0\u10d1\u10d8\u10d7 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d8\u10db\u10d0\u10e2\u10d4\u10d1\u10e1 \u10e3\u10eb\u10e0\u10d0\u10d5\u10d8 \u10e5\u10dd\u10dc\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d0\u10d5\u10e2\u10dd\u10db\u10dd\u10d1\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d4\u10d1\u10d8, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d4\u10d1\u10e1 \u10d7\u10d0\u10d5\u10d8\u10d0\u10dc\u10d7\u10d8 \u10eb\u10d5\u10d8\u10e0\u10d0\u10d3 \u10e6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10dc\u10d8\u10d5\u10d7\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0 \u10e5\u10dd\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10ea\u10d5\u10d0 \u10e1\u10e3\u10e0\u10d7, \u10d0\u10db\u10d8\u10e1 \u10e1\u10d0\u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10dd \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0 \u10d9\u10d8 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10d0.<\/p>\n\n\n\n<p>\u10d0\u10db\u10df\u10d0\u10db\u10d8\u10dc\u10d3\u10d4\u10da\u10d8 \u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10d8\u10d7, \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d8\u10dc\u10d3\u10e3\u10e1\u10e2\u10e0\u10d8\u10d8\u10e1 \u10e3\u10db\u10e1\u10ee\u10d5\u10d8\u10da\u10d4\u10e1\u10d8 \u10db\u10dd\u10d7\u10d0\u10db\u10d0\u10e8\u10d4 \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10e3\u10da\u10d8 UnitedHealth Group-\u10d8\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e1\u10d0\u10e4\u10dd\u10dc\u10d3\u10dd \u10d1\u10d8\u10e0\u10df\u10d0\u10d6\u10d4 480 \u10db\u10d8\u10da\u10d8\u10d0\u10e0\u10d3 \u10d3\u10dd\u10da\u10d0\u10e0\u10d0\u10d3\u10d0\u10d0 \u10e8\u10d4\u10e4\u10d0\u10e1\u10d4\u10d1\u10e3\u10da\u10d8. \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d8\u10e1 \u10d0\u10e5\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0 \u10ee\u10e3\u10d7\u10ec\u10da\u10d8\u10d0\u10dc \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e8\u10d8 120%-\u10d8\u10d7\u10d0\u10d0 \u10d2\u10d0\u10d6\u10e0\u10d3\u10d8\u10da\u10d8 \u10d3\u10d0 \u10d7\u10d0\u10dc \u10d8\u10e1 \u10ec\u10da\u10d4\u10d1\u10d8\u10d0, \u10e0\u10d0\u10ea \u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10d0\u10d3 \u10d2\u10d0\u10e1\u10ea\u10d4\u10db\u10e1 \u10d3\u10d8\u10d5\u10d8\u10d3\u10d4\u10dc\u10d3\u10d4\u10d1\u10e1, \u10e0\u10d0\u10ea \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10e1 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e3\u10da\u10d8 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d8\u10e1 \u10db\u10d8\u10e6\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10e1 \u10d0\u10eb\u10da\u10d4\u10d5\u10e1.<\/p>\n\n\n\n<p>\u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10e8\u10d8 \u10d0\u10e1\u10d4\u10d5\u10d4 \u10e8\u10d4\u10ee\u10d5\u10d3\u10d4\u10d1\u10d8\u10d7 \u10e1\u10ee\u10d5\u10d0 \u10db\u10e1\u10ee\u10d5\u10d8\u10da \u10db\u10dd\u10d7\u10d0\u10db\u10d0\u10e8\u10d4\u10d4\u10d1\u10e1, \u10db\u10d0\u10d7 \u10e8\u10dd\u10e0\u10d8\u10e1 \u10d0\u10e0\u10d8\u10d0\u10dc: Elevance, Allianz, Marsh &amp; McLennan, Progressive, Cigna, Humana, MetLife \u10d3\u10d0 AIG. \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10dd\u10d0, \u10d4\u10e1 \u10d1\u10e0\u10d4\u10dc\u10d3\u10d4\u10d1\u10d8 \u10e1\u10d0\u10d6\u10dd\u10d2\u10d0\u10d3\u10dd\u10d4\u10d1\u10d0\u10e8\u10d8 \u10d8\u10e1\u10d4\u10d7\u10d8 \u10ea\u10dc\u10dd\u10d1\u10d0\u10d3\u10dd\u10d1\u10d8\u10d7 \u10d0\u10e0 \u10e1\u10d0\u10e0\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10d3\u10dc\u10d4\u10dc, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10e3\u10e0\u10d8 \u10d2\u10d8\u10d2\u10d0\u10dc\u10e2\u10d4\u10d1\u10d8 \u10d0\u10dc \u10db\u10dd\u10d3\u10d8\u10e1 \u10e1\u10d0\u10ee\u10da\u10d4\u10d1\u10d8, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10e7\u10dd\u10d5\u10d4\u10da\u10d8 \u10d6\u10d4\u10db\u10dd\u10ee\u10e1\u10d4\u10dc\u10d4\u10d1\u10e3\u10da\u10d8 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0 \u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10d8 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d8\u10d7, \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8\u10e1 \u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10e4\u10d4\u10e0\u10dd\u10d5\u10d0\u10dc\u10d8 \u10d1\u10d0\u10d6\u10d8\u10d7\u10d0 \u10d3\u10d0 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10e1\u10d0\u10d9\u10db\u10d0\u10dd\u10d3 \u10d3\u10d8\u10d3\u10d8 \u10ec\u10d8\u10da\u10d8\u10d7 \u10d2\u10d0\u10db\u10dd\u10d8\u10e0\u10e9\u10d4\u10d5\u10d0.<\/p>\n\n\n\n<p>\u10d7\u10e3\u10d9\u10d8 \u10d0\u10e0\u10e9\u10d4\u10d5\u10d0\u10dc\u10d8\u10e1 \u10d2\u10d0\u10d9\u10d4\u10d7\u10d4\u10d1\u10d0 \u10d2\u10d8\u10ed\u10e0\u10d8\u10d7 \u10d3\u10d0 \u10d0\u10e0 \u10d8\u10ea\u10d8\u10d7, \u10d6\u10e3\u10e1\u10e2\u10d0\u10d3 \u10e0\u10dd\u10db\u10d4\u10da \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10e8\u10d8 \u10d3\u10d0\u10d0\u10d1\u10d0\u10dc\u10d3\u10dd\u10d7 \u10d7\u10d0\u10dc\u10ee\u10d0, \u10db\u10d0\u10e8\u10d8\u10dc \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0\u10d7 \u10db\u10dd\u10d1\u10d8\u10da\u10d1\u10d0\u10dc\u10d9\u10e8\u10d8 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d8\u10dc\u10d3\u10e3\u10e1\u10e2\u10e0\u10d8\u10d0\u10d6\u10d4 \u10dd\u10e0\u10d8\u10d4\u10dc\u10e2\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10e4\u10dd\u10dc\u10d3\u10d8 \u10e8\u10d4\u10d8\u10eb\u10d8\u10dc\u10dd\u10d7, \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, SPDR Insurance ETF (KIE), \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e3\u10db\u10e1\u10ee\u10d5\u10d8\u10da\u10d4\u10e1 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10e1 \u10d0\u10d4\u10e0\u10d7\u10d8\u10d0\u10dc\u10d4\u10d1\u10e1 \u10d3\u10d0 \u10d0\u10e0\u10e9\u10d4\u10d5\u10d0\u10dc\u10d8\u10e1 \u10d2\u10d0\u10d9\u10d4\u10d7\u10d4\u10d1\u10d8\u10e1 \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10e1 \u10d0\u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d4\u10d1\u10e1, \u10d7\u10d0\u10dc\u10d0\u10ea \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10d8\u10e1 \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0\u10d6\u10d4 \u10d2\u10d0\u10d3\u10d0\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d1\u10d8\u10d7 \u10d7\u10d0\u10d5\u10e1 \u10e1\u10d0\u10d1\u10d0\u10d6\u10e0\u10dd \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1\u10d2\u10d0\u10dc\u10d0\u10ea \u10d3\u10d0\u10d8\u10d6\u10e6\u10d5\u10d4\u10d5\u10d7.&nbsp;&nbsp;<\/p>\n\n\n","protected":false},"excerpt":{"rendered":"\u10d0\u10e6\u10db\u10dd\u10d0\u10e9\u10d8\u10dc\u10d4\u10d7 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10e3\u10de\u10d8\u10e0\u10d0\u10e2\u10d4\u10e1\u10dd\u10d1\u10d4\u10d1\u10d8 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1: \u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10dd\u10d1\u10d0, \u10db\u10d3\u10d2\u10e0\u10d0\u10d3\u10dd\u10d1\u10d0 \u10d3\u10d0 \u10d6\u10e0\u10d3\u10d8\u10e1 \u10de\u10dd\u10e2\u10d4\u10dc\u10ea\u10d8\u10d0\u10da\u10d8. \u10d2\u10d0\u10d8\u10d2\u10d4\u10d7, \u10e0\u10d0\u10e2\u10dd\u10db \u10d0\u10e0\u10d8\u10e1 \u10d4\u10e1 \u10ed\u10d9\u10d5\u10d8\u10d0\u10dc\u10e3\u10e0\u10d8 \u10dc\u10d0\u10d1\u10d8\u10ef\u10d8 \u10d7\u10e5\u10d5\u10d4\u10dc\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10db\u10dd\u10db\u10d0\u10d5\u10da\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1.","protected":false},"author":1,"featured_media":30232,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1133],"tags":[1009],"class_list":["post-30231","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finansuri-ganatleba","tag-investireba"],"acf":[],"_links":{"self":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/30231","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/comments?post=30231"}],"version-history":[{"count":3,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/30231\/revisions"}],"predecessor-version":[{"id":41590,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/30231\/revisions\/41590"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/media\/30232"}],"wp:attachment":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/media?parent=30231"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/categories?post=30231"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/tags?post=30231"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}