{"id":30353,"date":"2024-01-15T13:56:47","date_gmt":"2024-01-15T09:56:47","guid":{"rendered":"https:\/\/bankofgeorgia.ge\/blog\/siakhleebi\/5-ram-rac-binis-yidvisas-unda-gaitvaliswino\/"},"modified":"2026-01-27T19:12:01","modified_gmt":"2026-01-27T15:12:01","slug":"5-ram-rac-binis-yidvisas-unda-gaitvaliswino","status":"publish","type":"post","link":"https:\/\/bankofgeorgia.ge\/blog\/ganatleba\/finansuri-ganatleba\/5-ram-rac-binis-yidvisas-unda-gaitvaliswino\/","title":{"rendered":"\u10d1\u10d8\u10dc\u10d8\u10e1 \u10e8\u10d4\u10eb\u10d4\u10dc\u10d0: 5 \u10d2\u10d0\u10d3\u10d0\u10db\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8 \u10e4\u10d0\u10e5\u10e2\u10dd\u10e0\u10d8, \u10e0\u10dd\u10db \u10d0\u10e0 \u10d8\u10dc\u10d0\u10dc\u10dd!"},"content":{"rendered":"\n<p>\u10d1\u10d8\u10dc\u10d8\u10e1 \u10e8\u10d4\u10eb\u10d4\u10dc\u10d0 \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10e1\u10d0\u10e1\u10d8\u10ee\u10d0\u10e0\u10e3\u10da\u10dd, \u10d7\u10e3\u10db\u10ea\u10d0 \u10d0\u10db\u10d0\u10d5\u10d3\u10e0\u10dd\u10e3\u10da\u10d0\u10d3 \u10e1\u10d0\u10de\u10d0\u10e1\u10e3\u10ee\u10d8\u10e1\u10db\u10d2\u10d4\u10d1\u10da\u10dd \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8\u10da\u10d4\u10d1\u10d0\u10d0. \u10e1\u10d0\u10dd\u10ea\u10dc\u10d4\u10d1\u10dd \u10d1\u10d8\u10dc\u10d0\u10d6\u10d4 \u10d0\u10da\u10d1\u10d0\u10d7 \u10e7\u10d5\u10d4\u10da\u10d0\u10e1 \u10d2\u10d5\u10d8\u10e4\u10d8\u10e5\u10e0\u10d8\u10d0 \u10d3\u10d0 \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3\u10d8 \u10d9\u10e0\u10d8\u10e2\u10d4\u10e0\u10d8\u10e3\u10db\u10d4\u10d1\u10d8\u10ea \u10e9\u10d0\u10db\u10dd\u10e7\u10d0\u10da\u10d8\u10d1\u10d4\u10d1\u10e3\u10da\u10d8 \u10d2\u10d5\u10d0\u10e5\u10d5\u10e1, \u10d7\u10e3\u10db\u10ea\u10d0 \u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da\u10d8 \u10e1\u10d0\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10da\u10d8\u10e1 \u10e8\u10d4\u10eb\u10d4\u10dc\u10d8\u10e1 \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10d8 \u10ee\u10e8\u10d8\u10e0\u10d0\u10d3 \u10d8\u10db\u10d0\u10d6\u10d4 \u10db\u10d4\u10e2 \u10d3\u10d0\u10d9\u10d5\u10d8\u10e0\u10d5\u10d4\u10d1\u10d0\u10e1 \u10db\u10dd\u10d8\u10d7\u10ee\u10dd\u10d5\u10e1, \u10d5\u10d8\u10d3\u10e0\u10d4 \u10d4\u10e0\u10d7\u10d8 \u10e8\u10d4\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7 \u10e9\u10d0\u10dc\u10e1.<\/p>\n\n\n\n<p>\u10d0\u10db \u10d1\u10da\u10dd\u10d2\u10e8\u10d8 \u10d8\u10db 5 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10e4\u10d0\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1 \u10d2\u10d8\u10d0\u10db\u10d1\u10dd\u10d1\u10d7, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d0\u10ee\u10d0\u10da\u10d8 \u10d1\u10d8\u10dc\u10d8\u10e1 \u10e8\u10d4\u10eb\u10d4\u10dc\u10d8\u10e1\u10d0\u10e1 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10da\u10d0\u10d3 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10d8\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10dd.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-b3b4f56\" id=\"1-strong-\u10db\u10d3\u10d4\u10d1\u10d0\u10e0\u10d4\u10dd\u10d1\u10d0-strong\" data-block-id=\"b3b4f56\"><h2 class=\"stk-block-heading__text\">1. <strong>\u10db\u10d3\u10d4\u10d1\u10d0\u10e0\u10d4\u10dd\u10d1\u10d0<\/strong><\/h2><\/div>\n\n\n\n<p>\u10d0\u10ee\u10d0\u10da\u10d8 \u10d1\u10d8\u10dc\u10d8\u10e1 \u10e8\u10d4\u10e0\u10e9\u10d4\u10d5\u10d8\u10e1\u10d0\u10e1, \u10de\u10d8\u10e0\u10d5\u10d4\u10da \u10e0\u10d8\u10d2\u10e8\u10d8, \u10e1\u10d0\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d4\u10da\u10d8 \u10d9\u10dd\u10db\u10de\u10da\u10d4\u10e5\u10e1\u10d8\u10e1 \u10d0\u10d3\u10d2\u10d8\u10da\u10db\u10d3\u10d4\u10d1\u10d0\u10e0\u10d4\u10dd\u10d1\u10d0\u10e1 \u10e3\u10dc\u10d3\u10d0 \u10d3\u10d0\u10d5\u10d0\u10d9\u10d5\u10d8\u10e0\u10d3\u10d4\u10d7 \u10d3\u10d0 \u10d8\u10e1 \u10d2\u10d0\u10e0\u10d4\u10db\u10dd \u10e8\u10d4\u10d5\u10d8\u10e1\u10ec\u10d0\u10d5\u10da\u10dd\u10d7, \u10e1\u10d0\u10d3\u10d0\u10ea \u10d3\u10d8\u10d3\u10d8 \u10d3\u10e0\u10dd\u10d8\u10e1 \u10d2\u10d0\u10e2\u10d0\u10e0\u10d4\u10d1\u10d0 \u10db\u10dd\u10d2\u10d5\u10d8\u10ec\u10d4\u10d5\u10e1. \u10d4\u10e1 \u10d9\u10d8 \u10d3\u10d0\u10db\u10dd\u10d9\u10d8\u10d3\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d6\u10dd\u10d2\u10d0\u10d3 \u10de\u10e0\u10d8\u10dd\u10e0\u10d8\u10e2\u10d4\u10e2\u10d4\u10d1\u10d6\u10d4, \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, \u10e1\u10d0\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d7\u10d0\u10dc \u10e1\u10d8\u10d0\u10ee\u10da\u10dd\u10d5\u10d4\u10d6\u10d4, \u10d0\u10e1\u10d4\u10d5\u10d4, \u10e1\u10d0\u10db\u10dd\u10db\u10d0\u10d5\u10da\u10dd \u10e4\u10d0\u10e5\u10e2\u10dd\u10e0\u10d4\u10d1\u10d6\u10d4\u10ea. \u10e1\u10d9\u10dd\u10da\u10d0, \u10e1\u10d0\u10d1\u10d0\u10d5\u10e8\u10d5\u10dd \u10d1\u10d0\u10e6\u10d8, \u10e3\u10dc\u10d8\u10d5\u10d4\u10e0\u10e1\u10d8\u10e2\u10d4\u10e2\u10d8 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0 \u10d3\u10d0\u10ec\u10d4\u10e1\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d4\u10d1\u10d8 \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d9\u10dd\u10dc\u10d9\u10e0\u10d4\u10e2\u10e3\u10da \u10d4\u10e2\u10d0\u10de\u10d4\u10d1\u10d6\u10d4 \u10de\u10e0\u10d8\u10dd\u10e0\u10d8\u10e2\u10d4\u10e2\u10e3\u10da\u10d8 \u10ee\u10d3\u10d4\u10d1\u10d0, \u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10e1\u10d0\u10e1\u10e3\u10e0\u10d5\u10d4\u10da\u10d8\u10d0, \u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da\u10d8 \u10d1\u10d8\u10dc\u10d0 \u10d0\u10db \u10e7\u10d5\u10d4\u10da\u10d0\u10e4\u10d4\u10e0\u10d7\u10d0\u10dc \u10d0\u10ee\u10da\u10dd\u10e1 \u10db\u10d3\u10d4\u10d1\u10d0\u10e0\u10d4\u10dd\u10d1\u10d3\u10d4\u10e1.<\/p>\n\n\n\n<p>\u10d2\u10d0\u10db\u10dd\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4 \u10d8\u10e5\u10d8\u10d3\u10d0\u10dc, \u10e0\u10dd\u10db \u10d3\u10e0\u10dd \u10e9\u10d5\u10d4\u10dc\u10d8 \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10e0\u10d4\u10e1\u10e3\u10e0\u10e1\u10d8\u10d0, \u10d1\u10d8\u10dc\u10d8\u10e1 \u10d0\u10e0\u10e9\u10d4\u10d5\u10d8\u10e1\u10d0\u10e1 \u10e7\u10dd\u10d5\u10d4\u10da\u10d3\u10e6\u10d8\u10e3\u10e0\u10d8 \u10e0\u10e3\u10e2\u10d8\u10dc\u10d0\u10ea \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10d5\u10d8\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10dd\u10d7. \u10e5\u10e1\u10d4\u10da\u10e3\u10e0\u10d8 \u10db\u10d0\u10e0\u10d9\u10d4\u10e2\u10d4\u10d1\u10e8\u10d8 \u10db\u10d8\u10e1\u10d5\u10da\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10d6\u10dd\u10d2\u10d0\u10d3\u10dd\u10d4\u10d1\u10e0\u10d8\u10d5\u10d8 \u10e2\u10e0\u10d0\u10dc\u10e1\u10de\u10dd\u10e0\u10e2\u10d8\u10d7 \u10db\u10d2\u10d6\u10d0\u10d5\u10e0\u10dd\u10d1\u10d0 \u10d7\u10d8\u10d7\u10e5\u10db\u10d8\u10e1 \u10e7\u10dd\u10d5\u10d4\u10da\u10d3\u10e6\u10d8\u10e3\u10e0\u10d0\u10d3 \u10d2\u10d5\u10d8\u10ec\u10d4\u10d5\u10e1, \u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10d1\u10d8\u10dc\u10d8\u10e1 \u10db\u10d3\u10d4\u10d1\u10d0\u10e0\u10d4\u10dd\u10d1\u10d0 \u10d0\u10db \u10dd\u10e0 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10d4\u10da \u10e4\u10d0\u10e5\u10e2\u10dd\u10e0\u10e1\u10d0\u10ea \u10e3\u10dc\u10d3\u10d0 \u10d8\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10d3\u10d4\u10e1.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-b40c9cc\" id=\"2-strong-\u10d1\u10d8\u10dc\u10d8\u10e1-\u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d8-strong\" data-block-id=\"b40c9cc\"><h2 class=\"stk-block-heading__text\">2. <strong>\u10d1\u10d8\u10dc\u10d8\u10e1 \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d8<\/strong><\/h2><\/div>\n\n\n\n<p>\u10d8\u10e1, \u10d7\u10e3 \u10e0\u10dd\u10d2\u10dd\u10e0 \u10d0\u10e0\u10d8\u10e1 \u10d3\u10d0\u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d4\u10d1\u10e3\u10da\u10d8 \u10d1\u10d8\u10dc\u10d0, \u10e1\u10d0\u10db\u10dd\u10db\u10d0\u10d5\u10da\u10dd\u10d3 \u10e9\u10d5\u10d4\u10dc\u10d8 \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d8\u10e1 \u10ec\u10d4\u10e1\u10e1\u10d0\u10ea \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10da\u10d0\u10d3 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10d0\u10d5\u10e1. \u10d4\u10e1 \u10d9\u10d8 \u10d3\u10d0\u10db\u10dd\u10d9\u10d8\u10d3\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10dd\u10d7\u10d0\u10ee\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10da\u10d0\u10d2\u10d4\u10d1\u10d0\u10d6\u10d4, \u10e1\u10d8\u10d5\u10e0\u10ea\u10d4\u10d4\u10d1\u10d8\u10e1 \u10d6\u10dd\u10db\u10d4\u10d1\u10e1\u10d0 \u10d3\u10d0 \u10db\u10d0\u10d7 \u10d0\u10d7\u10d5\u10d8\u10e1\u10d4\u10d1\u10d0\u10d6\u10d4. \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10dd\u10d0, \u10d4\u10e0\u10d7\u10d8 \u10e8\u10d4\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7, \u10d1\u10d8\u10dc\u10d0 \u10e1\u10d0\u10d9\u10db\u10d0\u10dd\u10d3 \u10d3\u10d8\u10d3\u10d8 \u10d6\u10dd\u10db\u10d8\u10e1, \u10dc\u10d0\u10d7\u10d4\u10da\u10d8 \u10d3\u10d0 \u10d9\u10dd\u10db\u10e4\u10dd\u10e0\u10e2\u10e3\u10da\u10d8 \u10e9\u10d0\u10dc\u10d3\u10d4\u10e1, \u10d7\u10e3\u10db\u10ea\u10d0 \u10e1\u10d8\u10d5\u10e0\u10ea\u10d8\u10e1 \u10d3\u10d8\u10d3\u10d8 \u10dc\u10d0\u10ec\u10d8\u10da\u10d8 \u10e3\u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10dd\u10d3 \u10d8\u10e7\u10dd\u10e1 \u10d3\u10d0\u10e2\u10dd\u10d5\u10d4\u10d1\u10e3\u10da\u10d8. \u10d0\u10dc \u10e0\u10d4\u10d0\u10da\u10e3\u10e0\u10d0\u10d3 \u10de\u10d0\u10e2\u10d0\u10e0\u10d0 \u10d6\u10dd\u10db\u10d8\u10e1 \u10d1\u10d8\u10dc\u10d0\u10e8\u10d8 \u10db\u10d0\u10e5\u10e1\u10d8\u10db\u10d0\u10da\u10e3\u10e0\u10d0\u10d3 \u10d0\u10d7\u10d5\u10d8\u10e1\u10d4\u10d1\u10e3\u10da\u10d8 \u10e1\u10d8\u10d5\u10e0\u10ea\u10d4 \u10d3\u10d8\u10d3 \u10d9\u10dd\u10db\u10e4\u10dd\u10e0\u10e2\u10e1 \u10e5\u10db\u10dc\u10d8\u10d3\u10d4\u10e1, \u10d4\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10e4\u10d4\u10e0\u10d8 \u10d9\u10d8 \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10d3\u10d0\u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d4\u10d1\u10d0\u10d6\u10d4\u10d0 \u10d3\u10d0\u10db\u10dd\u10d9\u10d8\u10d3\u10d4\u10d1\u10e3\u10da\u10d8.<\/p>\n\n\n\n<p>\u10d0\u10e1\u10d4 \u10e0\u10dd\u10db, \u10d1\u10d8\u10dc\u10d8\u10e1 \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10e1 \u10de\u10e0\u10d8\u10dd\u10e0\u10d8\u10e2\u10d4\u10e2\u10d4\u10d1\u10d8 \u10e8\u10d4\u10dc\u10d8 \u10e0\u10e3\u10e2\u10d8\u10dc\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3 \u10e3\u10dc\u10d3\u10d0 \u10db\u10d8\u10d0\u10dc\u10d8\u10ed\u10dd. \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10e6\u10d4\u10d1\u10d8\u10e1\u10d0\u10e1 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10d8\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10dd \u10db\u10d0\u10e0\u10e2\u10dd \u10d0\u10de\u10d8\u10e0\u10d4\u10d1 \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d0\u10e1 \u10d7\u10e3 \u10d0\u10e0\u10d0, \u10e0\u10d0 \u10d3\u10e0\u10dd\u10d8\u10e1 \u10d2\u10d0\u10e2\u10d0\u10e0\u10d4\u10d1\u10d0 \u10db\u10dd\u10d2\u10d8\u10ec\u10d4\u10d5\u10e1 \u10e1\u10d0\u10ee\u10da\u10e8\u10d8 \u10d3\u10d0 \u10e7\u10dd\u10d5\u10d4\u10da\u10d3\u10e6\u10d8\u10e3\u10e0\u10dd\u10d1\u10d0\u10e8\u10d8 \u10e0\u10d0 \u10d0\u10e0\u10d8\u10e1 \u10e8\u10d4\u10dc\u10d7\u10d5\u10d8\u10e1 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-b2db299\" id=\"3-strong-\u10d2\u10d0\u10db\u10ec\u10d5\u10d0\u10dc\u10d4\u10d1\u10d0-\u10d3\u10d0-\u10de\u10d0\u10e0\u10d9\u10d8\u10dc\u10d2\u10d8-strong\" data-block-id=\"b2db299\"><h2 class=\"stk-block-heading__text\">3. <strong>\u10d2\u10d0\u10db\u10ec\u10d5\u10d0\u10dc\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10de\u10d0\u10e0\u10d9\u10d8\u10dc\u10d2\u10d8<\/strong><\/h2><\/div>\n\n\n\n<p>\u10d4\u10d9\u10dd\u10da\u10dd\u10d2\u10d8\u10e3\u10e0\u10d0\u10d3 \u10e1\u10e3\u10e4\u10d7\u10d0 \u10d2\u10d0\u10e0\u10d4\u10db\u10dd \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10e4\u10d0\u10e5\u10e2\u10dd\u10e0\u10d8\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e9\u10d5\u10d4\u10dc\u10e1 \u10ef\u10d0\u10dc\u10db\u10e0\u10d7\u10d4\u10da\u10dd\u10d1\u10d0\u10d6\u10d4 \u10d3\u10d0 \u10d6\u10dd\u10d2\u10d0\u10d3\u10d0\u10d3, \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d0\u10d6\u10d4\u10ea \u10d3\u10d8\u10d3 \u10d2\u10d0\u10d5\u10da\u10d4\u10dc\u10d0\u10e1 \u10d0\u10ee\u10d3\u10d4\u10dc\u10e1. \u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10de\u10e0\u10d8\u10dd\u10e0\u10d8\u10e2\u10d4\u10e2\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d8\u10d0\u10e8\u10d8 \u10d3\u10d0\u10d1\u10d8\u10dc\u10eb\u10e3\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d2\u10d0\u10e0\u10d4\u10db\u10dd\u10e1\u10d2\u10d0\u10dc \u10d7\u10d0\u10d5\u10d8\u10e1 \u10db\u10d0\u10e5\u10e1\u10d8\u10db\u10d0\u10da\u10e3\u10e0\u10d0\u10d3 \u10d0\u10e0\u10d8\u10d3\u10d4\u10d1\u10d0\u10ea \u10e3\u10dc\u10d3\u10d0 \u10e8\u10d4\u10d8\u10e2\u10d0\u10dc\u10dd \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10d8\u10d7 \u10db\u10d0\u10e8\u10d8\u10dc, \u10d7\u10e3 \u10d1\u10d8\u10dc\u10d8\u10e1 \u10e7\u10d8\u10d3\u10d5\u10d0\u10e1 \u10d3\u10d8\u10d3 \u10e5\u10d0\u10da\u10d0\u10e5\u10e8\u10d8 \u10d0\u10de\u10d8\u10e0\u10d4\u10d1. \u10e1\u10d0\u10e1\u10e3\u10e0\u10d5\u10d4\u10da\u10d8\u10d0, \u10d1\u10d8\u10dc\u10d0 \u10d2\u10d0\u10db\u10ec\u10d5\u10d0\u10dc\u10d4\u10d1\u10e3\u10da \u10e2\u10d4\u10e0\u10d8\u10e2\u10dd\u10e0\u10d8\u10d0\u10e1\u10d7\u10d0\u10dc \u10db\u10d3\u10d4\u10d1\u10d0\u10e0\u10d4\u10dd\u10d1\u10d3\u10d4\u10e1 \u10d0\u10dc \u10e1\u10d0\u10d9\u10e3\u10d7\u10d0\u10e0\u10d8 \u10d3\u10d8\u10d3\u10d8 \u10d4\u10d6\u10dd \u10f0\u10e5\u10dd\u10dc\u10d3\u10d4\u10e1, \u10e1\u10d0\u10d3\u10d0\u10ea \u10d2\u10d0\u10e1\u10d4\u10d8\u10e0\u10dc\u10d4\u10d1\u10d0\u10e1 \u10d3\u10d0 \u10d2\u10d0\u10dc\u10e2\u10d5\u10d8\u10e0\u10d7\u10d5\u10d0\u10e1 \u10e1\u10d0\u10e1\u10e3\u10e0\u10d5\u10d4\u10da \u10d3\u10e0\u10dd\u10e1 \u10e7\u10dd\u10d5\u10d4\u10da\u10d7\u10d5\u10d8\u10e1 \u10e8\u10d4\u10eb\u10da\u10d4\u10d1.<\/p>\n\n\n\n<p>\u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10d8 \u10e1\u10d0\u10de\u10d0\u10e0\u10d9\u10d8\u10dc\u10d2\u10d4 \u10e1\u10d8\u10d5\u10e0\u10ea\u10d8\u10e1 \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10d0 \u10d3\u10d8\u10d3 \u10e5\u10d0\u10da\u10d0\u10e5\u10d4\u10d1\u10e8\u10d8 \u10ee\u10e8\u10d8\u10e0\u10d0\u10d3 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10e3\u10e0\u10d8\u10d0, \u10d1\u10d8\u10dc\u10d8\u10e1 \u10e7\u10d8\u10d3\u10d5\u10d8\u10e1\u10d0\u10e1 \u10d4\u10e1 \u10e4\u10d0\u10e5\u10e2\u10dd\u10e0\u10d8\u10ea \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10d8\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10dd, \u10e0\u10d0\u10d7\u10d0 \u10e1\u10d0\u10db\u10dd\u10db\u10d0\u10d5\u10da\u10dd\u10d3 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d4\u10d1\u10d8 \u10d0\u10e0 \u10e8\u10d4\u10d2\u10d4\u10e5\u10db\u10dc\u10d0\u10e1. \u10d0\u10db\u10d8\u10e2\u10dd\u10db, \u10e1\u10d0\u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10dd \u10d5\u10d0\u10e0\u10d8\u10d0\u10dc\u10e2\u10e8\u10d8, \u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da \u10d1\u10d8\u10dc\u10d0\u10e1 \u10d7\u10d0\u10d5\u10d8\u10e1\u10d8 \u10e1\u10d0\u10de\u10d0\u10e0\u10d9\u10d8\u10dc\u10d2\u10dd \u10e1\u10d8\u10d5\u10e0\u10ea\u10d4\u10ea \u10e3\u10dc\u10d3\u10d0 \u10f0\u10e5\u10dd\u10dc\u10d3\u10d4\u10e1.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-c7a9fee\" id=\"4-strong-\u10e8\u10d4\u10dc\u10d8-\u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d4\u10d1\u10d4\u10d1\u10d8-\u10d3\u10d0-\u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d4\u10d1\u10d8-strong\" data-block-id=\"c7a9fee\"><h2 class=\"stk-block-heading__text\">4. <strong>\u10e8\u10d4\u10dc\u10d8 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d4\u10d1\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d4\u10d1\u10d8<\/strong><\/h2><\/div>\n\n\n\n<p>\u10d0\u10ee\u10d0\u10da \u10d1\u10d8\u10dc\u10d0\u10e8\u10d8 \u10d2\u10d0\u10d3\u10d0\u10e1\u10d5\u10da\u10d0 \u10d1\u10d4\u10d5\u10e0 \u10e0\u10d0\u10db\u10d4\u10e1 \u10ea\u10d5\u10da\u10d8\u10e1, \u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d0, \u10e8\u10d4\u10e0\u10e9\u10d4\u10d5\u10d8\u10e1 \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10e8\u10d8 \u10db\u10d0\u10e5\u10e1\u10d8\u10db\u10d0\u10da\u10e3\u10e0\u10d0\u10d3 \u10de\u10e0\u10d0\u10d2\u10db\u10d0\u10e2\u10e3\u10da\u10d4\u10d1\u10d8 \u10d5\u10d8\u10e7\u10dd\u10d7. \u10db\u10d0\u10e5\u10e1\u10d8\u10db\u10d0\u10da\u10e3\u10e0\u10d0\u10d3 \u10e3\u10dc\u10d3\u10d0 \u10d4\u10ea\u10d0\u10d3\u10dd, \u10e0\u10dd\u10db \u10d1\u10d8\u10dc\u10d0 \u10e8\u10d4\u10dc\u10e1 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d4\u10d1\u10d4\u10d1\u10e1 \u10db\u10dd\u10d0\u10e0\u10d2\u10dd, \u10e0\u10d0\u10ea \u10d1\u10d8\u10dc\u10d8\u10e1 \u10eb\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d3\u10e0\u10dd\u10e1\u10d0\u10ea \u10d3\u10d0 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10e1\u10d0\u10ea \u10d3\u10d0\u10d2\u10d8\u10d6\u10dd\u10d2\u10d0\u10d5\u10e1. \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, \u10d7\u10e3 \u10e8\u10d4\u10dc\u10e1 \u10dd\u10ef\u10d0\u10ee\u10e1 \u10d3\u10d8\u10d3\u10d8 \u10e1\u10d0\u10db\u10d6\u10d0\u10e0\u10d4\u10e3\u10da\u10dd \u10d0\u10e0 \u10e1\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0 \u10d0\u10dc \u10e1\u10d0\u10d4\u10e0\u10d7\u10dd\u10d3\u10d0\u10ea \u10db\u10d0\u10e0\u10e2\u10dd \u10d0\u10de\u10d8\u10e0\u10d4\u10d1 \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d0\u10e1, \u10e8\u10d4\u10dc\u10d6\u10d4 \u10db\u10d0\u10e5\u10e1\u10d8\u10db\u10d0\u10da\u10e3\u10e0\u10d0\u10d3 \u10db\u10dd\u10e0\u10d2\u10d4\u10d1\u10e3\u10da\u10d8 \u10d1\u10d8\u10dc\u10d8\u10e1 \u10e8\u10d4\u10eb\u10d4\u10dc\u10d0 \u10e3\u10e4\u10e0\u10dd \u10e0\u10d0\u10ea\u10d8\u10dd\u10dc\u10d0\u10da\u10e3\u10e0\u10d8 \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8\u10da\u10d4\u10d1\u10d0 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0, \u10d5\u10d8\u10d3\u10e0\u10d4 \u10d8\u10e1\u10d4\u10d7\u10d8 \u10d1\u10d8\u10dc\u10d8\u10e1 \u10d0\u10e0\u10e9\u10d4\u10d5\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e8\u10d4\u10dc\u10d7\u10d5\u10d8\u10e1 \u10d0\u10db \u10db\u10dd\u10db\u10d4\u10dc\u10e2\u10e8\u10d8 \u10d0\u10e0\u10d0\u10de\u10e0\u10d0\u10e5\u10e2\u10d8\u10d9\u10e3\u10da\u10d8\u10d0.<\/p>\n\n\n\n<p>\u10d2\u10d0\u10e0\u10d3\u10d0 \u10d0\u10db\u10d8\u10e1\u10d0, \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10e4\u10d0\u10e5\u10e2\u10dd\u10e0\u10d8\u10d0 \u10e8\u10d4\u10dc\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d4\u10d1\u10d8. \u10d0\u10da\u10d1\u10d0\u10d7, \u10d3\u10d0\u10d0\u10ee\u10da\u10dd\u10d4\u10d1\u10d8\u10d7 \u10e3\u10d9\u10d5\u10d4 \u10d8\u10ea\u10d8, \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d0\u10e1 \u10e8\u10d4\u10eb\u10da\u10d4\u10d1 \u10d0\u10dc \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10d0 \u10e8\u10d4\u10dc\u10d8 \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d4\u10d1\u10d8, \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3, \u10d0\u10ee\u10d0\u10da\u10d8 \u10d1\u10d8\u10dc\u10d0\u10ea \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10d0\u10db \u10e4\u10d0\u10e0\u10d2\u10da\u10d4\u10d1\u10e8\u10d8 \u10e3\u10dc\u10d3\u10d0 \u10d4\u10eb\u10d4\u10d1\u10dd.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-b681749\" id=\"5-strong-\u10ee\u10d4\u10da\u10e1\u10d0\u10e7\u10e0\u10d4\u10da\u10d8-\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8-\u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10d8-strong\" data-block-id=\"b681749\"><h2 class=\"stk-block-heading__text\">5. <strong>\u10ee\u10d4\u10da\u10e1\u10d0\u10e7\u10e0\u10d4\u10da\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10d8<\/strong><\/h2><\/div>\n\n\n\n<p>\u10d0\u10ee\u10d0\u10da\u10d8 \u10ec\u10d4\u10da\u10d8 \u10d0\u10ee\u10d0\u10da \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8\u10da\u10d4\u10d1\u10d4\u10d1\u10e1 \u10e3\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0 \u10ee\u10dd\u10da\u10db\u10d4, \u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10e1 \u10d2\u10d0\u10eb\u10da\u10d4\u10d5\u10e1, \u10d3\u10d4\u10d5\u10d4\u10da\u10dd\u10de\u10d4\u10e0\u10e3\u10da\u10d8 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0 \u201e\u10e4\u10d8\u10d2\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1\u201c \u10e1\u10d0\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d4\u10da \u10d9\u10dd\u10db\u10de\u10da\u10d4\u10e5\u10e1\u10e8\u10d8 \u10d8\u10d0\u10dc\u10d5\u10e0\u10d8\u10e1 \u10d1\u10dd\u10da\u10dd\u10db\u10d3\u10d4 \u10d1\u10d8\u10dc\u10d0 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d8\u10d7 5%-\u10d8\u10d0\u10dc\u10d8 \u10e4\u10d0\u10e1\u10d3\u10d0\u10d9\u10da\u10d4\u10d1\u10d8\u10d7 <a href=\"https:\/\/bankofgeorgia.ge\/ka\/retail\/developers\/detail\/658410e145ec8a0008f936ad\">\u10e8\u10d4\u10d8\u10eb\u10d8\u10dc\u10dd<\/a>. \u201e\u10e4\u10d8\u10d2\u10e3\u10e0\u10d4\u10d1\u10d8\u201c \u10ef\u10d8\u10e5\u10d8\u10d0\u10e1 46-\u10e8\u10d8 \u10d0\u10db\u10df\u10d0\u10db\u10d0\u10d3 \u10db\u10e8\u10d4\u10dc\u10d4\u10d1\u10d0\u10e0\u10d4 \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d8\u10d0. 27-\u10e1\u10d0\u10e0\u10d7\u10e3\u10da\u10d8\u10d0\u10dc\u10d8 \u10d9\u10dd\u10db\u10de\u10da\u10d4\u10e5\u10e1\u10e8\u10d8, \u10e0\u10dd\u10db\u10da\u10d8\u10e1 \u10db\u10e8\u10d4\u10dc\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10ea 2025 \u10ec\u10da\u10d8\u10e1 \u10d1\u10dd\u10da\u10dd\u10e1 \u10d3\u10d0\u10e1\u10e0\u10e3\u10da\u10d3\u10d4\u10d1\u10d0, \u10e8\u10d4\u10dc\u10d6\u10d4 \u10db\u10dd\u10e0\u10d2\u10d4\u10d1\u10e3\u10da\u10d8 \u10d1\u10d8\u10dc\u10d8\u10e1 \u10de\u10dd\u10d5\u10dc\u10d0 \u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10d8 \u10db\u10d8\u10d6\u10d4\u10d6\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd \u10d0\u10e0 \u10d2\u10d0\u10d2\u10d8\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0.<\/p>\n\n\n\n<p>\u10ee\u10d4\u10da\u10e1\u10d0\u10e7\u10e0\u10d4\u10da\u10d8 \u10db\u10d3\u10d4\u10d1\u10d0\u10e0\u10d4\u10dd\u10d1\u10d8\u10d3\u10d0\u10dc \u10d2\u10d0\u10db\u10dd\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4, \u201e\u10e4\u10d8\u10d2\u10e3\u10e0\u10d4\u10d1\u10d8\u201c \u10ef\u10d8\u10e5\u10d8\u10d0\u10d6\u10d4 \u10d0\u10ee\u10da\u10dd\u10e1\u10d0\u10d0 \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10e1\u10d9\u10dd\u10da\u10d4\u10d1\u10d7\u10d0\u10dc, \u10e5\u10e1\u10d4\u10da\u10e3\u10e0 \u10db\u10d0\u10e0\u10d9\u10d4\u10e2\u10d4\u10d1\u10d7\u10d0\u10dc, \u10d0\u10e4\u10d7\u10d8\u10d0\u10e5\u10d4\u10d1\u10d7\u10d0\u10dc \u10d7\u10e3 \u10e4\u10d8\u10e2\u10dc\u10d4\u10e1 \u10d3\u10d0\u10e0\u10d1\u10d0\u10d6\u10d7\u10d0\u10dc, \u10d0\u10e1\u10d4\u10d5\u10d4 \u10db\u10d4\u10e2\u10e0\u10dd\u10e1\u10d7\u10d0\u10dc \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0 \u10e1\u10d0\u10d6\u10dd\u10d2\u10d0\u10d3\u10dd\u10d4\u10d1\u10e0\u10d8\u10d5\u10d8 \u10e2\u10e0\u10d0\u10dc\u10e1\u10de\u10dd\u10e0\u10e2\u10d8\u10e1 \u10d2\u10d0\u10e9\u10d4\u10e0\u10d4\u10d1\u10d4\u10d1\u10d7\u10d0\u10dc. \u10e0\u10d0\u10ea \u10e8\u10d4\u10d4\u10ee\u10d4\u10d1\u10d0 \u10d4\u10d9\u10dd\u10da\u10dd\u10d2\u10d8\u10e3\u10e0 \u10d2\u10d0\u10e0\u10d4\u10db\u10dd\u10e1, \u10e1\u10d0\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d4\u10da \u10d9\u10dd\u10db\u10de\u10da\u10d4\u10e5\u10e1\u10d7\u10d0\u10dc \u10ef\u10d8\u10e5\u10d8\u10d0\u10e1 \u10de\u10d0\u10e0\u10d9\u10d8 \u10db\u10d3\u10d4\u10d1\u10d0\u10e0\u10d4\u10dd\u10d1\u10e1. \u10d0\u10db\u10d0\u10e1\u10d7\u10d0\u10dc\u10d0\u10d5\u10d4, \u201e\u10e4\u10d8\u10d2\u10e3\u10e0\u10d4\u10d1\u10d8\u201c \u10ef\u10d8\u10e5\u10d8\u10d0\u10d6\u10d4 3-\u10d3\u10dd\u10dc\u10d8\u10d0\u10dc \u10e1\u10d0\u10de\u10d0\u10e0\u10d9\u10d8\u10dc\u10d2\u10d4 \u10e1\u10d8\u10d5\u10e0\u10ea\u10d4\u10e1 \u10d3\u10d0 2000 \u10d9\u10d5.\u10db \u10d2\u10d0\u10db\u10ec\u10d5\u10d0\u10dc\u10d4\u10d1\u10e3\u10da \u10d4\u10d6\u10dd\u10e1 \u10db\u10dd\u10d8\u10ea\u10d0\u10d5\u10e1, \u10e0\u10dd\u10db\u10d4\u10da\u10e8\u10d8\u10ea \u10d1\u10d0\u10d5\u10e8\u10d5\u10d7\u10d0 \u10e3\u10e1\u10d0\u10e4\u10e0\u10d7\u10ee\u10dd \u10d2\u10d0\u10e1\u10d0\u10e0\u10d7\u10dd\u10d1\u10d8 \u10d6\u10dd\u10dc\u10d4\u10d1\u10d8, \u10d3\u10d0\u10e1\u10d0\u10e1\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 \u10e1\u10d8\u10d5\u10e0\u10ea\u10d4\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10e1\u10de\u10dd\u10e0\u10e2\u10e3\u10da\u10d8 \u10db\u10dd\u10d4\u10d3\u10d0\u10dc\u10d8\u10ea \u10d3\u10d0\u10d2\u10ee\u10d5\u10d3\u10d4\u10d1\u10d0.<\/p>\n\n\n\n<p>\u10d2\u10d0\u10db\u10dd\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4 \u10d8\u10e5\u10d8\u10d3\u10d0\u10dc, \u10e0\u10dd\u10db \u10d1\u10e0\u10d4\u10dc\u10d3\u10d8 \u10d2\u10d0\u10d7\u10d5\u10da\u10d8\u10da\u10d8\u10d0 \u10de\u10e0\u10d0\u10d2\u10db\u10d0\u10e2\u10e3\u10da \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d4\u10d1\u10d6\u10d4, \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d1\u10d0 \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10e3\u10e0\u10dd\u10d1\u10d0\u10e1 \u10d4\u10dc\u10d8\u10ed\u10d4\u10d1\u10d0. \u10d4\u10e1 \u10d9\u10d8 \u10d2\u10e3\u10da\u10d8\u10e1\u10ee\u10db\u10dd\u10d1\u10e1 \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10de\u10d8\u10e0\u10d0\u10d3\u10d8 \u10e1\u10d0\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10da\u10d8\u10e1, \u10d0\u10e1\u10d4\u10d5\u10d4 \u10e1\u10d0\u10d6\u10d8\u10d0\u10e0\u10dd \u10e1\u10d8\u10d5\u10e0\u10ea\u10d4\u10d4\u10d1\u10d8\u10e1 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d8\u10e1 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d4\u10d1\u10d4\u10d1\u10d7\u10d0\u10dc \u10db\u10dd\u10e0\u10d2\u10d4\u10d1\u10d0\u10e1. 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