{"id":31288,"date":"2024-04-29T14:19:04","date_gmt":"2024-04-29T10:19:04","guid":{"rendered":"https:\/\/bankofgeorgia.ge\/blog\/siakhleebi\/terminebi-romlebic-investirebis-dawyebisas-unda-icode\/"},"modified":"2026-01-28T14:06:36","modified_gmt":"2026-01-28T10:06:36","slug":"terminebi-romlebic-investirebis-dawyebisas-unda-icode","status":"publish","type":"post","link":"https:\/\/bankofgeorgia.ge\/blog\/ganatleba\/finansuri-ganatleba\/terminebi-romlebic-investirebis-dawyebisas-unda-icode\/","title":{"rendered":"\u10e2\u10d4\u10e0\u10db\u10d8\u10dc\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10ec\u10e7\u10d4\u10d1\u10d8\u10e1\u10d0\u10e1 \u10e3\u10dc\u10d3\u10d0 \u10d8\u10ea\u10dd\u10d3\u10d4"},"content":{"rendered":"\n<p><a href=\"https:\/\/app.bog.ge\/U8rE\" target=\"_blank\" rel=\"noreferrer noopener\">\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10ec\u10e7\u10d4\u10d1\u10d0<\/a> \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10e0\u10d7\u10e3\u10da\u10d0\u10d3 \u10d2\u10d4\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10dd\u10d3\u10d4\u10d7. \u10db\u10d0\u10d7 \u10e8\u10dd\u10e0\u10d8\u10e1, \u10d8\u10db\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd, \u10e0\u10dd\u10db \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10eb\u10e6\u10d5\u10d0\u10dc\u10d4\u10da\u10dd\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d3\u10d0\u10db\u10d0\u10ee\u10d0\u10e1\u10d8\u10d0\u10d7\u10d4\u10d1\u10d4\u10da\u10d8 \u10e2\u10d4\u10e0\u10db\u10d8\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d8\u10ed\u10d0\u10e0\u10d1\u10d4 \u10d7\u10d5\u10d0\u10da\u10e1 \u10ed\u10e0\u10d8\u10e1. \u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3 \u10d8\u10db\u10d8\u10e1\u10d0, \u10e0\u10dd\u10db \u10d6\u10dd\u10d2\u10d8\u10d4\u10e0\u10d7\u10d8 \u10e2\u10d4\u10e0\u10db\u10d8\u10dc\u10d8 \u10d6\u10d4\u10d3\u10db\u10d4\u10e2\u10d0\u10d3 \u10d3\u10d0\u10db\u10d0\u10d1\u10dc\u10d4\u10d5\u10da\u10d0\u10d3 \u10df\u10e6\u10d4\u10e0\u10e1, \u10db\u10d0\u10d7 \u10db\u10d8\u10e6\u10db\u10d0 \u10d3\u10d0\u10db\u10d0\u10da\u10e3\u10da\u10d8 \u10e8\u10d8\u10dc\u10d0\u10d0\u10e0\u10e1\u10d8 \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d0\u10d3 \u10d2\u10d0\u10e1\u10d0\u10d2\u10d4\u10d1\u10d8\u10d0, \u10d7\u10d0\u10d5\u10d0\u10d3 <a href=\"https:\/\/app.bog.ge\/U8rE\" target=\"_blank\" rel=\"noreferrer noopener\">\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 <\/a>\u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10d8 \u10d9\u10d8 \u10e1\u10d0\u10d9\u10db\u10d0\u10dd\u10d3 \u10d8\u10dc\u10e2\u10e3\u10d8\u10ea\u10d8\u10e3\u10e0\u10d8\u10d0.<\/p>\n\n\n\n<p>\u10d0\u10db\u10ef\u10d4\u10e0\u10d0\u10d3 \u10d8\u10db \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3 \u10e2\u10d4\u10e0\u10db\u10d8\u10dc\u10d4\u10d1\u10e1 \u10d2\u10d0\u10d2\u10d0\u10ea\u10dc\u10dd\u10d1\u10d7, \u10e0\u10dd\u10db\u10d4\u10da\u10d7\u10d0\u10ea \u10e1\u10d0\u10e4\u10dd\u10dc\u10d3\u10dd \u10d1\u10d8\u10e0\u10df\u10d0\u10d6\u10d4 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10ee\u10e8\u10d8\u10e0\u10d0\u10d3 \u10e8\u10d4\u10ee\u10d5\u10d3\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10e0\u10dd\u10db\u10d4\u10da\u10d7\u10d0 \u10ea\u10dd\u10d3\u10dc\u10d0 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0, \u10d7\u10e3\u10d9\u10d8 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10ec\u10e7\u10d4\u10d1\u10d0 \u10d2\u10e1\u10e3\u10e0\u10e1.&nbsp;&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u10d0\u10e5\u10ea\u10d8\u10d0 (Stock)<\/strong><\/h2>\n\n\n\n<p>\u10d4\u10e1 \u10d0\u10e0\u10d8\u10e1 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d8\u10e1 \u10db\u10d8\u10d4\u10e0 \u10d2\u10d0\u10db\u10dd\u10e8\u10d5\u10d4\u10d1\u10e3\u10da\u10d8 \u10e4\u10d0\u10e1\u10d8\u10d0\u10dc\u10d8 \u10e5\u10d0\u10e6\u10d0\u10da\u10d3\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d2\u10d0\u10db\u10dd\u10ee\u10d0\u10e2\u10d0\u10d5\u10e1 \u10db\u10d8\u10e1\u10d8 \u10d2\u10d0\u10e0\u10d9\u10d5\u10d4\u10e3\u10da\u10d8 \u10ec\u10d8\u10da\u10d8\u10e1 \u10e4\u10da\u10dd\u10d1\u10d0\u10e1. \u10d0\u10e5\u10ea\u10d8\u10d8\u10e1 \u10e8\u10d4\u10eb\u10d4\u10dc\u10d8\u10d7 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d8 \u10ee\u10d3\u10d4\u10d1\u10d0 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d8\u10e1 \u10db\u10d4\u10ec\u10d8\u10da\u10d4, \u10d0\u10dc\u10e3 \u10d7\u10d0\u10dc\u10d0\u10db\u10d4\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4. \u10d0\u10e5\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e7\u10d8\u10d3\u10d5\u10d0-\u10d2\u10d0\u10e7\u10d8\u10d3\u10d5\u10d0 \u10e1\u10d0\u10e4\u10dd\u10dc\u10d3\u10dd \u10d1\u10d8\u10e0\u10df\u10d0\u10d6\u10d4\u10d0 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8, \u10d0\u10e5\u10e2\u10d8\u10d5\u10d8\u10e1 \u10e4\u10d0\u10e1\u10e1 \u10d9\u10d8 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10d0\u10d5\u10e1 \u10d8\u10e1\u10d4\u10d7\u10d8 \u10e4\u10d0\u10e5\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8, \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10ea\u10d0\u10d0: \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d8\u10e1 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d4\u10d1\u10d8, \u10d0\u10dc\u10d0\u10da\u10d8\u10e2\u10d8\u10d9\u10dd\u10e1\u10d4\u10d1\u10d8\u10e1 \u10db\u10dd\u10da\u10dd\u10d3\u10d8\u10dc\u10d4\u10d1\u10d8, \u10d2\u10d4\u10dd\u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10e3\u10e0\u10d8 \u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10d0.&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u10e1\u10d0\u10d5\u10d0\u10ed\u10e0\u10dd \u10e4\u10dd\u10dc\u10d3\u10d8 (ETF)<\/strong><\/h2>\n\n\n\n<p>\u10d4\u10e1 \u10d0\u10e0\u10d8\u10e1 \u10e4\u10d0\u10e1\u10d8\u10d0\u10dc\u10d8 \u10e5\u10d0\u10e6\u10d0\u10da\u10d3\u10d4\u10d1\u10d8\u10e1 \u10d4\u10e0\u10d7\u10d2\u10d5\u10d0\u10e0\u10d8 \u10dc\u10d0\u10d9\u10e0\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10d0\u10e5\u10e2\u10d8\u10d5\u10e8\u10d8 \u10d4\u10e0\u10d7\u10d3\u10e0\u10dd\u10e3\u10da\u10d0\u10d3 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10e1 \u10d8\u10eb\u10da\u10d4\u10d5\u10d0. \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, \u10d0\u10d5\u10e2\u10dd\u10db\u10ec\u10d0\u10e0\u10db\u10dd\u10d4\u10d1\u10da\u10d4\u10d1\u10d8\u10e1 ETF-\u10e8\u10d8 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10d0\u10db \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10db\u10d0\u10d3\u10d2\u10d4\u10dc\u10d4\u10da\u10d8 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d0\u10e5\u10ea\u10d8\u10d4\u10d1\u10d8 \u10e8\u10d4\u10d3\u10d8\u10e1. \u10d1\u10d8\u10e0\u10df\u10d0\u10d6\u10d4 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d0\u10d3\u10d8 \u10d8\u10dc\u10d3\u10d4\u10e5\u10e1 \u10e4\u10dd\u10dc\u10d3\u10d8 S&amp;P500-\u10d8\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d0\u10e8\u10e8-\u10d8\u10e1 500 \u10e3\u10db\u10e1\u10ee\u10d5\u10d8\u10da\u10d4\u10e1 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0\u10e1 \u10d0\u10d4\u10e0\u10d7\u10d8\u10d0\u10dc\u10d4\u10d1\u10e1 \u10d3\u10d0 \u10db\u10d0\u10e1 \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10dd\u10e5\u10e0\u10dd\u10e1 \u10e1\u10e2\u10d0\u10dc\u10d3\u10d0\u10e0\u10e2\u10d0\u10d3 \u10db\u10d8\u10d8\u10e9\u10dc\u10d4\u10d5\u10d4\u10dc.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u10de\u10dd\u10e0\u10e2\u10e4\u10d4\u10da\u10d8 (Portfolio)<\/strong><\/h2>\n\n\n\n<p>\u10d4\u10e1 \u10d0\u10e0\u10d8\u10e1 \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10d0\u10dc\u10d2\u10d0\u10e0\u10d8\u10e8\u10d8\u10e1 \u10e1\u10d8\u10dc\u10dd\u10dc\u10d8\u10db\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d8\u10e1 \u10db\u10e4\u10da\u10dd\u10d1\u10d4\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da\u10d8 \u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8\u10e1 \u10d4\u10e0\u10d7\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0\u10e1 \u10d2\u10d0\u10db\u10dd\u10ee\u10d0\u10e2\u10d0\u10d5\u10e1. \u10de\u10dd\u10e0\u10e2\u10e4\u10d4\u10da\u10d8, \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10dd\u10d0, \u10d8\u10e7\u10dd\u10e1 \u10d3\u10d8\u10d5\u10d4\u10e0\u10e1\u10d8\u10e4\u10d8\u10ea\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8, \u10d0\u10dc\u10e3 \u10d2\u10d0\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d1\u10e3\u10da\u10d8 \u10d3\u10d0 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1\u10d2\u10d0\u10dc \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10e3\u10da\u10d8, \u10d0\u10dc \u10d8\u10e7\u10dd\u10e1 \u10d4\u10e0\u10d7 \u10d9\u10dd\u10dc\u10d9\u10e0\u10d4\u10e2\u10e3\u10da \u10d0\u10e5\u10e2\u10d8\u10d5\u10d6\u10d4, \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, Apple-\u10d8\u10e1 \u10d0\u10e5\u10ea\u10d8\u10d4\u10d1\u10d6\u10d4 \u10e1\u10e0\u10e3\u10da\u10d0\u10d3 \u10d9\u10dd\u10dc\u10ea\u10d4\u10dc\u10e2\u10e0\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8. \u10de\u10dd\u10e0\u10e2\u10e4\u10d4\u10da\u10e8\u10d8 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10e2\u10d8\u10de\u10d8\u10e1 \u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8 \u10e8\u10d4\u10d3\u10d8\u10e1, \u10db\u10d0\u10d7 \u10e8\u10dd\u10e0\u10d8\u10e1\u10d0\u10d0: \u10d0\u10e5\u10ea\u10d8\u10d4\u10d1\u10d8, \u10e4\u10dd\u10dc\u10d3\u10d4\u10d1\u10d8, \u10dd\u10d1\u10da\u10d8\u10d2\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8, \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e0\u10e2\u10d8\u10e4\u10d8\u10d9\u10d0\u10e2\u10d4\u10d1\u10d8, \u10d9\u10e0\u10d8\u10de\u10e2\u10dd\u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8, \u10e3\u10ea\u10ee\u10dd\u10e3\u10e0\u10d8 \u10d5\u10d0\u10da\u10e3\u10e2\u10d0, \u10e3\u10eb\u10e0\u10d0\u10d5\u10d8 \u10e5\u10dd\u10dc\u10d4\u10d1\u10d0, \u10eb\u10d5\u10d8\u10e0\u10e4\u10d0\u10e1\u10d4\u10e3\u10da\u10dd\u10d1\u10d0, \u10ee\u10d4\u10da\u10dd\u10d5\u10dc\u10d4\u10d1\u10d8\u10e1 \u10dc\u10d8\u10db\u10e3\u10e8\u10d4\u10d1\u10d8, \u10dd\u10e5\u10e0\u10dd \u10d0\u10dc \u10e1\u10ee\u10d5\u10d0 \u10e2\u10d8\u10de\u10d8\u10e1 \u10e1\u10d0\u10e5\u10dd\u10dc\u10d4\u10da\u10d8.\u00a0\u00a0<\/p>\n\n\n\n<p>\u00a0\u00a0<\/p>\n\n\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u10d3\u10d8\u10d5\u10d8\u10d3\u10d4\u10dc\u10d3\u10d8 (Dividend)<\/strong><\/h2>\n\n\n\n<p>\u10d4\u10e1 \u10d0\u10e0\u10d8\u10e1 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d8\u10e1 \u10db\u10d8\u10d4\u10e0 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10d6\u10d4 \u10d2\u10d0\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d1\u10e3\u10da\u10d8 \u10db\u10dd\u10d2\u10d4\u10d1\u10d0. \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10ec\u10d4\u10e1\u10d8, \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8 \u10d3\u10d8\u10d5\u10d8\u10d3\u10d4\u10dc\u10d3\u10e1 \u10d9\u10d5\u10d0\u10e0\u10e2\u10d0\u10da\u10e8\u10d8 \u10d4\u10e0\u10d7\u10ee\u10d4\u10da \u10d2\u10d0\u10e1\u10ea\u10d4\u10db\u10d4\u10dc, \u10db\u10d8\u10e1\u10d8 \u10db\u10dd\u10ea\u10e3\u10da\u10dd\u10d1\u10d0 \u10d9\u10d8 \u10de\u10d8\u10e0\u10d3\u10d0\u10de\u10d8\u10e0 \u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10e8\u10d8\u10d0 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d8\u10e1 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d4\u10d1\u10d7\u10d0\u10dc. \u10d3\u10d8\u10d5\u10d8\u10d3\u10d4\u10dc\u10d3\u10e1, \u10e3\u10db\u10d4\u10e2\u10d4\u10e1\u10ec\u10d8\u10da\u10d0\u10d3, \u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10d8 \u10d3\u10d0 \u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10ec\u10da\u10d8\u10d0\u10dc\u10d8 \u10d8\u10e1\u10e2\u10dd\u10e0\u10d8\u10d8\u10e1 \u10db\u10e5\u10dd\u10dc\u10d4 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8 \u10d2\u10d0\u10e1\u10ea\u10d4\u10db\u10d4\u10dc. \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10e3\u10e0\u10d8 \u10d3\u10d0 \u10e1\u10ec\u10e0\u10d0\u10e4\u10d0\u10d3 \u10db\u10d6\u10d0\u10e0\u10d3\u10d8 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8\u10e1 \u10db\u10ee\u10e0\u10d8\u10d3\u10d0\u10dc \u10d9\u10d8 \u10d3\u10d8\u10d5\u10d8\u10d3\u10d4\u10dc\u10d3\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d1\u10d0 \u10d8\u10e8\u10d5\u10d8\u10d0\u10d7\u10dd\u10d1\u10d0\u10d0.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u10ee\u10d0\u10e0\u10d8\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 (Bull Market)<\/strong><\/h2>\n\n\n\n<p>\u10d4\u10e1 \u10d0\u10e0\u10d8\u10e1 \u10d0\u10e6\u10db\u10d0\u10e1\u10d5\u10da\u10d8\u10e1\u10d0\u10d9\u10d4\u10dc \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d8 \u10e1\u10d0\u10d1\u10d0\u10d6\u10e0\u10dd \u10e2\u10d4\u10dc\u10d3\u10d4\u10dc\u10ea\u10d8\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10d5\u10d4\u10da\u10d8 \u10e2\u10d4\u10e0\u10db\u10d8\u10dc\u10d8. \u10d0\u10e1\u10d4\u10d7 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e8\u10d8 \u10d8\u10d6\u10e0\u10d3\u10d4\u10d1\u10d0 \u10d7\u10d8\u10d7\u10e5\u10db\u10d8\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0 \u10e1\u10d0\u10ee\u10d8\u10e1 \u10d0\u10e5\u10e2\u10d8\u10d5\u10d8\u10e1 \u10e6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0, \u10e0\u10d0\u10ea \u10d2\u10d0\u10e3\u10db\u10ef\u10dd\u10d1\u10d4\u10e1\u10d4\u10d1\u10e3\u10da\u10d8 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10d8\u10d7, \u10e8\u10d4\u10db\u10e1\u10e3\u10d1\u10e3\u10e5\u10d4\u10d1\u10e3\u10da\u10d8 \u10db\u10dd\u10dc\u10d4\u10e2\u10d0\u10e0\u10e3\u10da\u10d8 \u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10d8\u10d7 \u10d0\u10dc \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10d1\u10e3\u10db\u10d8\u10d7 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d8\u10e5\u10dc\u10d4\u10e1 \u10d2\u10d0\u10dc\u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10e3\u10da\u10d8. \u10ee\u10d0\u10e0\u10d8\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8, \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10dd\u10d0, \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10d7\u10d5\u10d4 \u10d0\u10dc \u10ec\u10d4\u10da\u10d8\u10ec\u10d0\u10d3\u10d8 \u10d2\u10d0\u10d2\u10e0\u10eb\u10d4\u10da\u10d3\u10d4\u10e1, \u10db\u10d8\u10e1\u10d8 \u10d3\u10d0\u10ec\u10e7\u10d4\u10d1\u10d8\u10e1 \u10d8\u10dc\u10d3\u10d8\u10d9\u10d0\u10e2\u10dd\u10e0\u10d0\u10d3 \u10d9\u10d8 \u10d8\u10dc\u10d3\u10d4\u10e5\u10e1 \u10e4\u10dd\u10dc\u10d3\u10d8 S&amp;P500 \u10d2\u10d0\u10db\u10dd\u10d8\u10e7\u10d4\u10dc\u10d4\u10d1\u10d0, \u10e0\u10dd\u10db\u10da\u10d8\u10e1 20%-\u10d8\u10d0\u10dc\u10d8 \u10d6\u10e0\u10d3\u10d0 \u10ee\u10d0\u10e0\u10d8\u10e1 \u10d1\u10d0\u10d6\u10e0\u10d0\u10d3 \u10d9\u10d5\u10d0\u10da\u10d8\u10e4\u10d8\u10ea\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u10d3\u10d0\u10d7\u10d5\u10d8\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 (Bear Market)<\/strong><\/h2>\n\n\n\n<p>\u10d4\u10e1 \u10d0\u10e0\u10d8\u10e1 \u10d3\u10d0\u10e6\u10db\u10d0\u10e1\u10d5\u10da\u10d8\u10e1\u10d0\u10d9\u10d4\u10dc \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d8 \u10e1\u10d0\u10d1\u10d0\u10d6\u10e0\u10dd \u10e2\u10d4\u10dc\u10d3\u10d4\u10dc\u10ea\u10d8\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10d5\u10d4\u10da\u10d8 \u10e2\u10d4\u10e0\u10db\u10d8\u10dc\u10d8. \u10d0\u10e1\u10d4\u10d7 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e8\u10d8 \u10d4\u10ea\u10d4\u10db\u10d0 \u10d7\u10d8\u10d7\u10e5\u10db\u10d8\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0 \u10e1\u10d0\u10ee\u10d8\u10e1 \u10d0\u10e5\u10e2\u10d8\u10d5\u10d8\u10e1 \u10e6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0, \u10e0\u10d0\u10ea \u10d2\u10d0\u10e3\u10d0\u10e0\u10d4\u10e1\u10d4\u10d1\u10e3\u10da\u10d8 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10d8\u10d7, \u10d2\u10d0\u10db\u10d9\u10d0\u10ea\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10db\u10dd\u10dc\u10d4\u10e2\u10d0\u10e0\u10e3\u10da\u10d8 \u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10d8\u10d7 \u10d0\u10dc \u10e0\u10d4\u10ea\u10d4\u10e1\u10d8\u10d8\u10d7 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d8\u10e5\u10dc\u10d4\u10e1 \u10d2\u10d0\u10dc\u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10e3\u10da\u10d8. \u10d3\u10d0\u10d7\u10d5\u10d8\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8, \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10dd\u10d0, \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10d7\u10d5\u10d4 \u10d0\u10dc \u10ec\u10d4\u10da\u10d8\u10ec\u10d0\u10d3\u10d8 \u10d2\u10d0\u10d2\u10e0\u10eb\u10d4\u10da\u10d3\u10d4\u10e1, \u10db\u10d8\u10e1\u10d8 \u10d3\u10d0\u10ec\u10e7\u10d4\u10d1\u10d8\u10e1 \u10d8\u10dc\u10d3\u10d8\u10d9\u10d0\u10e2\u10dd\u10e0\u10d0\u10d3 \u10d9\u10d8 \u10d8\u10dc\u10d3\u10d4\u10e5\u10e1 \u10e4\u10dd\u10dc\u10d3\u10d8 S&amp;P500 \u10d2\u10d0\u10db\u10dd\u10d8\u10e7\u10d4\u10dc\u10d4\u10d1\u10d0, \u10e0\u10dd\u10db\u10da\u10d8\u10e1 20%-\u10d8\u10d0\u10dc\u10d8 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d0 \u10d3\u10d0\u10d7\u10d5\u10d8\u10e1 \u10d1\u10d0\u10d6\u10e0\u10d0\u10d3 \u10d9\u10d5\u10d0\u10da\u10d8\u10e4\u10d8\u10ea\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<p>\u10d0\u10ee\u10da\u10d0 \u10e3\u10d9\u10d5\u10d4 \u10e7\u10d5\u10d4\u10da\u10d0 \u10e1\u10d0\u10d1\u10d0\u10d6\u10d8\u10e1\u10dd \u10e2\u10d4\u10e0\u10db\u10d8\u10dc\u10d8 \u10d8\u10ea\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea <a href=\"https:\/\/app.bog.ge\/U8rE\" target=\"_blank\" rel=\"noreferrer noopener\">\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10e1\u10d0\u10ec\u10e7\u10d4\u10d1\u10d0\u10d3<\/a> \u10d2\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0, \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10de\u10dd\u10e0\u10e2\u10e4\u10d4\u10da\u10d8\u10e1 \u10e8\u10d4\u10e5\u10db\u10dc\u10d8\u10e1 \u10d3\u10d0 \u10e1\u10d0\u10e1\u10e3\u10e0\u10d5\u10d4\u10da\u10d8 \u10d0\u10e5\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d7\u10e3 \u10e4\u10dd\u10dc\u10d3\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10eb\u10d4\u10dc\u10d8\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10e1 \u10d9\u10d8 <a href=\"https:\/\/app.bog.ge\/U8rE\" target=\"_blank\" rel=\"noreferrer noopener\">\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10db\u10dd\u10d1\u10d8\u10da\u10d1\u10d0\u10dc\u10d9\u10d8<\/a> \u10db\u10dd\u10d2\u10ea\u10d4\u10db\u10e1.<\/p>\n\n\n\n<pre class=\"wp-block-preformatted\">\u10ec\u10d0\u10d8\u10d9\u10d8\u10d7\u10ee\u10d4\u10d7 \u10db\u10d4\u10e2\u10d8 \u10d0\u10db \u10d7\u10d4\u10db\u10d0\u10d6\u10d4:<br><br>\u2022 <a href=\"https:\/\/argacherde.bog.ge\/teqnologiebi\/investiciebi\/romel-fasian-qagaldebshi-shegidzlia-investireba-mobilbankit\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u10e0\u10dd\u10db\u10d4\u10da \u10e4\u10d0\u10e1\u10d8\u10d0\u10dc \u10e5\u10d0\u10e6\u10d0\u10da\u10d3\u10d4\u10d1\u10e8\u10d8 \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10e0\u10d4\u10d1\u10d0 \u10db\u10dd\u10d1\u10d8\u10da\u10d1\u10d0\u10dc\u10d9\u10d8\u10d7<\/a>;<br>\u2022 <a href=\"https:\/\/argacherde.bog.ge\/teqnologiebi\/investiciebi\/ratom-unda-gaxsna-sainvesticio-angarishi-mobilbankshi\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u10e0\u10d0\u10e2\u10dd\u10db \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10ee\u10e1\u10dc\u10d0 \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10d0\u10dc\u10d2\u10d0\u10e0\u10d8\u10e8\u10d8 \u10db\u10dd\u10d1\u10d8\u10da\u10d1\u10d0\u10dc\u10d9\u10e8\u10d8<\/a>;<br>\u2022 <a href=\"https:\/\/argacherde.bog.ge\/teqnologiebi\/investiciebi\/investirebis-romeli-strategiaa-uketesi-aqtiuri-tu-pasiuri\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e0\u10dd\u10db\u10d4\u10da\u10d8 \u10e1\u10e2\u10e0\u10d0\u10e2\u10d4\u10d2\u10d8\u10d0\u10d0 \u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10d8 \u2013 \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d8 \u10d7\u10e3 \u10de\u10d0\u10e1\u10d8\u10e3\u10e0\u10d8?<\/a>;<br>\u2022 <a href=\"https:\/\/argacherde.bog.ge\/teqnologiebi\/investiciebi\/ratom-daviwye-investireba-ako-axalaia\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u10e0\u10d0\u10e2\u10dd\u10db \u10d3\u10d0\u10d5\u10d8\u10ec\u10e7\u10d4 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10e0\u10d4\u10d1\u10d0 \u2013 \u10d0\u10d9\u10dd \u10d0\u10ee\u10d0\u10da\u10d0\u10d8\u10d0<\/a>;<br>\u2022 <a href=\"https:\/\/argacherde.bog.ge\/teqnologiebi\/investiciebi\/rogor-daviwye-investireba-gaga-darsalia\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u10e0\u10dd\u10d2\u10dd\u10e0 \u10d3\u10d0\u10d5\u10d8\u10ec\u10e7\u10d4 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10e0\u10d4\u10d1\u10d0 \u2014&nbsp;\u10d2\u10d0\u10d2\u10d0 \u10d3\u10d0\u10e0\u10e1\u10d0\u10da\u10d8\u10d0<\/a>.<\/pre>\n\n\n","protected":false},"excerpt":{"rendered":"\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10db\u10e7\u10d0\u10e0\u10dd \u10e0\u10d7\u10e3\u10da\u10d0\u10d3 \u10d2\u10d4\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d0\u10d7? \u10d0\u10e6\u10db\u10dd\u10d0\u10e9\u10d8\u10dc\u10d4\u10d7 \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3\u10d8 \u10e2\u10d4\u10e0\u10db\u10d8\u10dc\u10d4\u10d1\u10d8, \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10ea\u10d0\u10d0 \u10d0\u10e5\u10ea\u10d8\u10d0, ETF, \u10de\u10dd\u10e0\u10e2\u10e4\u10d4\u10da\u10d8, \u10d3\u10d8\u10d5\u10d8\u10d3\u10d4\u10dc\u10d3\u10d8 \u10d3\u10d0 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10e2\u10d4\u10dc\u10d3\u10d4\u10dc\u10ea\u10d8\u10d4\u10d1\u10d8, \u10e0\u10d0\u10d7\u10d0 \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d0\u10d3 \u10d3\u10d0\u10d8\u10ec\u10e7\u10dd\u10d7.","protected":false},"author":1,"featured_media":31289,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1133],"tags":[1009],"class_list":["post-31288","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finansuri-ganatleba","tag-investireba"],"acf":[],"_links":{"self":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/31288","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/comments?post=31288"}],"version-history":[{"count":2,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/31288\/revisions"}],"predecessor-version":[{"id":42041,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/31288\/revisions\/42041"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/media\/31289"}],"wp:attachment":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/media?parent=31288"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/categories?post=31288"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/tags?post=31288"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}