{"id":31900,"date":"2024-07-15T11:58:57","date_gmt":"2024-07-15T07:58:57","guid":{"rendered":"https:\/\/bankofgeorgia.ge\/blog\/siakhleebi\/5-rcheva-tu-rogor-shexvde-bavshvis-gachenas-momzadebuli\/"},"modified":"2026-01-28T14:12:20","modified_gmt":"2026-01-28T10:12:20","slug":"5-rcheva-tu-rogor-shexvde-bavshvis-gachenas-momzadebuli","status":"publish","type":"post","link":"https:\/\/bankofgeorgia.ge\/blog\/ganatleba\/finansuri-ganatleba\/5-rcheva-tu-rogor-shexvde-bavshvis-gachenas-momzadebuli\/","title":{"rendered":"5 \u10e0\u10e9\u10d4\u10d5\u10d0, \u10d7\u10e3 \u10e0\u10dd\u10d2\u10dd\u10e0 \u10e8\u10d4\u10ee\u10d5\u10d3\u10d4 \u10d1\u10d0\u10d5\u10e8\u10d5\u10d8\u10e1 \u10d2\u10d0\u10e9\u10d4\u10dc\u10d0\u10e1 \u10db\u10dd\u10db\u10d6\u10d0\u10d3\u10d4\u10d1\u10e3\u10da\u10d8"},"content":{"rendered":"\n<p>\u10d1\u10d0\u10d5\u10e8\u10d5\u10d8\u10e1 \u10d2\u10d0\u10e9\u10d4\u10dc\u10d0 \u10db\u10e8\u10dd\u10d1\u10da\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e3\u10d3\u10d8\u10d3\u10d4\u10e1\u10d8 \u10e1\u10d8\u10ee\u10d0\u10e0\u10e3\u10da\u10d8\u10d0, \u10d7\u10e3\u10db\u10ea\u10d0 \u10db\u10d0\u10e1 \u10d7\u10d0\u10dc \u10d0\u10ee\u10da\u10d0\u10d5\u10e1 \u10de\u10d0\u10e1\u10e3\u10ee\u10d8\u10e1\u10db\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10d0 \u10d3\u10d0 \u10e1\u10d8\u10e0\u10d7\u10e3\u10da\u10d4\u10d4\u10d1\u10d8. \u10e7\u10d5\u10d4\u10da\u10d0\u10e4\u10e0\u10d8\u10e1 \u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3, \u10ec\u10d8\u10dc\u10d0\u10e1\u10ec\u10d0\u10e0 \u10e1\u10d0\u10d7\u10d0\u10dc\u10d0\u10d3\u10dd\u10d3 \u10db\u10dd\u10db\u10d6\u10d0\u10d3\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8, \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d0\u10d3\u10d0\u10d0 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8 \u10d2\u10d0\u10db\u10dd\u10ec\u10d5\u10d4\u10d5\u10d4\u10d1\u10d8\u10e1 \u10d7\u10d0\u10d5\u10d8\u10d3\u10d0\u10dc \u10d0\u10e0\u10d8\u10d3\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10d1\u10d0\u10d5\u10e8\u10d5\u10d8\u10e1 \u10d0\u10e6\u10d6\u10e0\u10d3\u10d8\u10e1 \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10d8\u10e1 \u10d2\u10d0\u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d4\u10d1\u10d0. &nbsp;&nbsp;<\/p>\n\n\n\n<p>\u10d3\u10e6\u10d4\u10e1 \u10d8\u10db 5 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd \u10e0\u10e9\u10d4\u10d5\u10d0\u10e1 \u10d2\u10d0\u10d2\u10d8\u10d6\u10d8\u10d0\u10e0\u10d4\u10d1\u10d7, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d1\u10d0\u10d5\u10e8\u10d5\u10d8\u10e1 \u10d2\u10d0\u10e9\u10d4\u10dc\u10d0\u10db\u10d3\u10d4 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10d8\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10dd\u10d7, \u10e0\u10d0\u10d7\u10d0 \u10d0\u10db \u10e1\u10d0\u10de\u10d0\u10e1\u10e3\u10ee\u10d8\u10e1\u10db\u10d2\u10d4\u10d1\u10da\u10dd \u10db\u10dd\u10d5\u10da\u10d4\u10dc\u10d0\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d0\u10d3 \u10db\u10dd\u10db\u10d6\u10d0\u10d3\u10d4\u10d1\u10e3\u10da\u10dc\u10d8 \u10e8\u10d4\u10ee\u10d5\u10d3\u10d4\u10d7:<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>1. \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10d0<\/strong><\/h2>\n\n\n\n<p>\u10d1\u10d0\u10d5\u10e8\u10d5\u10d8\u10e1 \u10d2\u10d0\u10e9\u10d4\u10dc\u10d0\u10db\u10d3\u10d4 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d8 \u10dc\u10d0\u10d1\u10d8\u10ef\u10d8 \u10db\u10e8\u10dd\u10d1\u10da\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d8\u10e1 \u10e1\u10e0\u10e3\u10da\u10d0\u10d3 \u10d2\u10d0\u10d0\u10dc\u10d0\u10da\u10d8\u10d6\u10d4\u10d1\u10d0\u10d0. \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0 \u10d2\u10d0\u10d8\u10d2\u10dd\u10d7, \u10e0\u10d0 \u10db\u10dd\u10ea\u10e3\u10da\u10dd\u10d1\u10d8\u10e1 \u10d7\u10d0\u10dc\u10ee\u10d0 \u10e8\u10d4\u10db\u10dd\u10d3\u10d8\u10e1 \u10d7\u10e5\u10d5\u10d4\u10dc\u10e1 \u10dd\u10ef\u10d0\u10ee\u10e8\u10d8 \u10e7\u10dd\u10d5\u10d4\u10da\u10d7\u10d5\u10d8\u10e3\u10e0\u10d0\u10d3. \u10d4\u10e1 \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d0 \u10d3\u10d0\u10d2\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0\u10d7 \u10d1\u10d8\u10e3\u10ef\u10d4\u10e2\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d2\u10d4\u10dc\u10d0\u10e1\u10d0 \u10d3\u10d0 \u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d9\u10dd\u10dc\u10e2\u10e0\u10dd\u10da\u10d4\u10d1\u10d0\u10e8\u10d8. \u10d3\u10d0\u10d8\u10d0\u10dc\u10d2\u10d0\u10e0\u10d8\u10e8\u10d4\u10d7 \u10d7\u10e5\u10d5\u10d4\u10dc\u10d8 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d8\u10e1 \u10ec\u10e7\u10d0\u10e0\u10dd\u10d4\u10d1\u10d8, \u10db\u10d0\u10d7 \u10e8\u10dd\u10e0\u10d8\u10e1: \u10ee\u10d4\u10da\u10e4\u10d0\u10e1\u10d4\u10d1\u10d8, \u10d1\u10dd\u10dc\u10e3\u10e1\u10d4\u10d1\u10d8, \u10d3\u10d0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10d7\u10d8 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d8, \u10d3\u10d8\u10d5\u10d8\u10d3\u10d4\u10dc\u10d3\u10d4\u10d1\u10d8, \u10d8\u10ef\u10d0\u10e0\u10d0 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0. \u10d4\u10e1 \u10d3\u10d0\u10d2\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0\u10d7 \u10d3\u10d0\u10d2\u10d4\u10d2\u10db\u10dd\u10d7 \u10d3\u10d0 \u10d2\u10d0\u10d0\u10dc\u10d0\u10da\u10d8\u10d6\u10dd\u10d7, \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8 \u10d7\u10d0\u10dc\u10ee\u10d0 \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0\u10d7 \u10d3\u10d0\u10ee\u10d0\u10e0\u10ef\u10dd\u10d7 \u10d1\u10d0\u10d5\u10e8\u10d5\u10d8\u10e1 \u10db\u10dd\u10d5\u10da\u10d0\u10d6\u10d4 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0 \u10dd\u10ef\u10d0\u10ee\u10e3\u10e0 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d4\u10d1\u10d4\u10d1\u10d6\u10d4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>2. \u10d1\u10d8\u10e3\u10ef\u10d4\u10e2\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d2\u10d4\u10dc\u10d0 \u10d3\u10d0 \u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d7\u10d5\u10da\u10d0<\/strong><\/h2>\n\n\n\n<p>\u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10d8\u10e1 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2, \u10db\u10dd\u10db\u10d3\u10d4\u10d5\u10dc\u10dd \u10dc\u10d0\u10d1\u10d8\u10ef\u10d8 \u10d1\u10d8\u10e3\u10ef\u10d4\u10e2\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d2\u10d4\u10dc\u10d0\u10d0. \u10d1\u10d8\u10e3\u10ef\u10d4\u10e2\u10d8\u10e1 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10d0 \u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d0\u10e8\u10d8 \u10d3\u10d0 \u10d8\u10db\u10d8\u10e1 \u10d2\u10d0\u10d2\u10d4\u10d1\u10d0\u10e8\u10d8 \u10d3\u10d0\u10d2\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0\u10d7, \u10d7\u10e3 \u10e1\u10d0\u10d3 \u10d8\u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d0 \u10d7\u10e5\u10d5\u10d4\u10dc\u10d8 \u10e0\u10d4\u10e1\u10e3\u10e0\u10e1\u10d4\u10d1\u10d8. \u10d2\u10d0\u10dc\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10d4\u10d7 \u10d1\u10d8\u10e3\u10ef\u10d4\u10e2\u10d8, \u10e1\u10d0\u10d3\u10d0\u10ea \u10d2\u10d0\u10d8\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10d7 \u10d7\u10e5\u10d5\u10d4\u10dc\u10d8 \u10dd\u10ef\u10d0\u10ee\u10d8\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0 \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3 \u10ee\u10d0\u10e0\u10ef\u10e1, \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0 \u10d4\u10e1: \u10e1\u10d0\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d4\u10da\u10d8, \u10d9\u10dd\u10db\u10e3\u10dc\u10d0\u10da\u10e3\u10e0\u10d8 \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d0, \u10e1\u10d0\u10d9\u10d5\u10d4\u10d1\u10d8, \u10e2\u10d0\u10dc\u10e1\u10d0\u10ea\u10db\u10d4\u10da\u10d8, \u10e2\u10e0\u10d0\u10dc\u10e1\u10de\u10dd\u10e0\u10e2\u10d8, \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0. \u10d2\u10d0\u10ee\u10e1\u10dd\u10d5\u10d3\u10d4\u10d7, \u10e0\u10dd\u10db \u10d1\u10d8\u10e3\u10ef\u10d4\u10e2\u10d8\u10e1 \u10d3\u10d0\u10ea\u10d5\u10d0 \u10d3\u10d0 \u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8\u10e1 \u10d9\u10dd\u10dc\u10e2\u10e0\u10dd\u10da\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1 \u10e1\u10d0\u10ec\u10d8\u10dc\u10d3\u10d0\u10e0\u10d8\u10d0.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>3. \u10d1\u10d0\u10d5\u10e8\u10d5\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e1\u10de\u10d4\u10ea\u10d8\u10d0\u10da\u10e3\u10e0\u10d8 \u10d1\u10d8\u10e3\u10ef\u10d4\u10e2\u10d8\u10e1 \u10e8\u10d4\u10e5\u10db\u10dc\u10d0<\/strong><\/h2>\n\n\n\n<p>\u10d1\u10d0\u10d5\u10e8\u10d5\u10d8\u10e1 \u10db\u10dd\u10d5\u10da\u10d0 \u10d3\u10d0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10d7 \u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10e1 \u10db\u10dd\u10d8\u10d7\u10ee\u10dd\u10d5\u10e1, \u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0, \u10e0\u10dd\u10db \u10d0\u10db\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e1\u10de\u10d4\u10ea\u10d8\u10d0\u10da\u10e3\u10e0\u10d8 \u10d1\u10d8\u10e3\u10ef\u10d4\u10e2\u10d8 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10dd\u10d7. \u10d4\u10e1 \u10d1\u10d8\u10e3\u10ef\u10d4\u10e2\u10d8 \u10db\u10dd\u10d8\u10ea\u10d0\u10d5\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0 \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3 \u10ee\u10d0\u10e0\u10ef\u10e1, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d1\u10d0\u10d5\u10e8\u10d5\u10d8\u10e1 \u10db\u10dd\u10d5\u10da\u10d0\u10e1\u10d7\u10d0\u10dc \u10d0\u10e0\u10d8\u10e1 \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8. \u10d2\u10d0\u10d8\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d7 &nbsp;\u10e1\u10d0\u10d9\u10d5\u10d4\u10d1\u10d8, \u10e2\u10d0\u10dc\u10e1\u10d0\u10ea\u10db\u10d4\u10da\u10d8, \u10e1\u10d0\u10e4\u10d4\u10dc\u10d4\u10d1\u10d8, \u10e1\u10d0\u10ea\u10d5\u10da\u10d4\u10d1\u10d8, \u10db\u10d4\u10d3\u10d8\u10d9\u10d0\u10db\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8, \u10e1\u10d0\u10d7\u10d0\u10db\u10d0\u10e8\u10dd\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d4\u10d1\u10d4\u10d1\u10d8. \u10d0\u10e1\u10d4\u10d5\u10d4, \u10d2\u10d0\u10dc\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10d4\u10d7 \u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d1\u10d0\u10d5\u10e8\u10d5\u10d8\u10e1 \u10d2\u10d0\u10e9\u10d4\u10dc\u10d0\u10e1\u10d7\u10d0\u10dc \u10d0\u10e0\u10d8\u10e1 \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8, \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10ea\u10d0\u10d0: \u10db\u10e8\u10dd\u10d1\u10d8\u10d0\u10e0\u10dd\u10d1\u10d8\u10e1 \u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8, \u10db\u10d4\u10d3\u10d8\u10d9\u10d0\u10db\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10db\u10d9\u10e3\u10e0\u10dc\u10d0\u10da\u10dd\u10d1\u10d0.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>4. \u10db\u10dd\u10db\u10d0\u10d5\u10da\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d0\u10dc\u10d0\u10d1\u10e0\u10d8\u10e1 \u10e8\u10d4\u10e5\u10db\u10dc\u10d0<\/strong><\/h2>\n\n\n\n<p>\u10d1\u10d0\u10d5\u10e8\u10d5\u10d8\u10e1 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10d9\u10d4\u10d7\u10d8\u10da\u10d3\u10e6\u10d4\u10dd\u10d1\u10d8\u10e1 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e1\u10d0\u10e7\u10dd\u10e4\u10d0\u10d3 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0, \u10e0\u10dd\u10db \u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8 \u10d2\u10e0\u10eb\u10d4\u10da\u10d5\u10d0\u10d3\u10d8\u10d0\u10dc \u10de\u10d4\u10e0\u10e1\u10de\u10d4\u10e5\u10e2\u10d8\u10d5\u10d0\u10e8\u10d8\u10ea \u10d2\u10d0\u10dc\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10dd\u10d7, \u10e0\u10d0\u10ea \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d3\u10d0\u10d6\u10dd\u10d2\u10d5\u10d0\u10e8\u10d8, \u10d0\u10e1\u10d4\u10d5\u10d4 \u10d3\u10dd\u10d5\u10da\u10d0\u10d7\u10d8\u10e1 \u10e8\u10d4\u10e5\u10db\u10dc\u10d0\u10e8\u10d8 \u10d3\u10d0\u10d2\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0\u10d7. <a href=\"https:\/\/bankofgeorgia.ge\/ka\/retail\/anabrebi\/sabavshvo-anabari\">\u10e1\u10d0\u10d1\u10d0\u10d5\u10e8\u10d5\u10dd \u10d0\u10dc\u10d0\u10d1\u10e0\u10d8\u10e1<\/a> \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d8\u10d7 \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0\u10d7, \u10d1\u10d0\u10d5\u10e8\u10d5\u10d8\u10e1 \u10e1\u10e0\u10e3\u10da\u10ec\u10da\u10dd\u10d5\u10d0\u10dc\u10d4\u10d1\u10d0\u10db\u10d3\u10d4 \u10d3\u10d0\u10d0\u10d2\u10e0\u10dd\u10d5\u10dd\u10d7 \u10d7\u10d0\u10dc\u10ee\u10d0 \u10d3\u10d0 &nbsp;\u10e8\u10d5\u10d8\u10da\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da\u10d8 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10d7. \u10d0\u10db \u10d2\u10d6\u10d8\u10d7 \u10d3\u10d0\u10d2\u10e0\u10dd\u10d5\u10d8\u10da\u10d8 \u10d7\u10d0\u10dc\u10ee\u10d0 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10e8\u10d5\u10d8\u10da\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10d0\u10e1, \u10d3\u10d0\u10e1\u10d5\u10d4\u10dc\u10d4\u10d1\u10d0\u10e1 \u10d0\u10dc \u10d8\u10e1\u10d4\u10d7\u10d8 \u10d3\u10d8\u10d3\u10d8 \u10d0\u10e5\u10e2\u10d8\u10d5\u10d8\u10e1 \u10e8\u10d4\u10eb\u10d4\u10dc\u10d0\u10e1 \u10db\u10dd\u10ee\u10db\u10d0\u10e0\u10d3\u10d4\u10e1, \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10ea \u10d0\u10d5\u10e2\u10dd\u10db\u10dd\u10d1\u10d8\u10da\u10d8 \u10d0\u10dc \u10e3\u10eb\u10e0\u10d0\u10d5\u10d8 \u10e5\u10dd\u10dc\u10d4\u10d1\u10d0\u10d0.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>5. \u10d2\u10d0\u10e3\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 \u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10db\u10dd\u10db\u10d6\u10d0\u10d3\u10d4\u10d1\u10d0<\/strong><\/h2>\n\n\n\n<p>\u10d6\u10dd\u10d2\u10ef\u10d4\u10e0 \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d0\u10e8\u10d8 \u10ee\u10d3\u10d4\u10d1\u10d0 \u10d2\u10d0\u10e3\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 \u10db\u10dd\u10d5\u10da\u10d4\u10dc\u10d4\u10d1\u10d8, \u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0, \u10e0\u10dd\u10db \u10db\u10d6\u10d0\u10d3 \u10d8\u10e7\u10dd\u10d7 \u10d0\u10e1\u10d4\u10d7\u10d8 \u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1. \u10e8\u10d4\u10e5\u10db\u10d4\u10dc\u10d8\u10d7 \u10e1\u10d0\u10e0\u10d4\u10d6\u10d4\u10e0\u10d5\u10dd \u10e4\u10dd\u10dc\u10d3\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d0\u10e1\u10d4\u10d7 \u10e1\u10d8\u10e2\u10e3\u10d0\u10ea\u10d8\u10d4\u10d1\u10d7\u10d0\u10dc \u10d2\u10d0\u10db\u10d9\u10da\u10d0\u10d5\u10d4\u10d1\u10d0\u10e8\u10d8 \u10d3\u10d0\u10d2\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0\u10d7. \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, \u10d7\u10e3 \u10db\u10dd\u10e3\u10da\u10dd\u10d3\u10dc\u10d4\u10da\u10d0\u10d3 \u10d3\u10d0\u10d2\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0\u10d7 \u10e1\u10d0\u10db\u10d4\u10d3\u10d8\u10ea\u10d8\u10dc\u10dd \u10d3\u10d0\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0 \u10d0\u10dc \u10e1\u10d0\u10e7\u10dd\u10e4\u10d0\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10dd \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d0 \u10e8\u10d4\u10d2\u10d4\u10e5\u10db\u10dc\u10d4\u10d1\u10d0\u10d7, \u10e1\u10d0\u10e0\u10d4\u10d6\u10d4\u10e0\u10d5\u10dd \u10e4\u10dd\u10dc\u10d3\u10d8 \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10d0\u10e1\u10d4\u10d7 \u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10e8\u10d8 \u10d3\u10d0\u10d2\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0\u10d7 \u10d3\u10d0 \u10e3\u10e1\u10d8\u10d0\u10db\u10dd\u10d5\u10dc\u10d4\u10d1\u10d0\u10e1 \u10d7\u10d0\u10d5\u10d8\u10d3\u10d0\u10dc \u10d0\u10d2\u10d0\u10e0\u10d8\u10d3\u10d4\u10d1\u10d7. \u10e3\u10db\u10ef\u10dd\u10d1\u10d4\u10e1\u10d8\u10d0, \u10d2\u10d0\u10d3\u10d0\u10d3\u10d4\u10d1\u10e3\u10da\u10d8 \u10d7\u10d0\u10dc\u10ee\u10d0 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d0\u10db\u10d3\u10d4 \u10d0\u10dc\u10d0\u10d1\u10d0\u10e0\u10d6\u10d4 \u10e8\u10d4\u10d8\u10dc\u10d0\u10ee\u10dd\u10d7, \u10e0\u10d0\u10d7\u10d0 \u10d8\u10e1 \u10db\u10d0\u10e5\u10e1\u10d8\u10db\u10d0\u10da\u10e3\u10e0\u10d0\u10d3 \u10d3\u10d0\u10ea\u10e3\u10da\u10d8 \u10d3\u10d0 \u10d7\u10d0\u10dc \u10dc\u10d4\u10d1\u10d8\u10e1\u10db\u10d8\u10d4\u10e0 \u10d3\u10e0\u10dd\u10e1 \u10ee\u10d4\u10da\u10db\u10d8\u10e1\u10d0\u10ec\u10d5\u10d3\u10dd\u10db\u10d8 \u10d8\u10e7\u10dd\u10e1.&nbsp;<\/p>\n\n\n\n<p>\u10e1\u10d0\u10d1\u10dd\u10da\u10dd\u10dd \u10ef\u10d0\u10db\u10e8\u10d8, \u10e8\u10d4\u10d2\u10d5\u10d8\u10eb\u10da\u10d8\u10d0 \u10d5\u10d7\u10e5\u10d5\u10d0\u10d7, \u10e0\u10dd\u10db \u10dd\u10ef\u10d0\u10ee\u10d8\u10e1 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e1\u10d0\u10e7\u10dd\u10e4\u10d0\u10d3 \u10d3\u10d0 \u10d1\u10d0\u10d5\u10e8\u10d5\u10d8\u10e1 \u10d2\u10d0\u10e1\u10d0\u10e9\u10d4\u10dc\u10d0\u10d3 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10ec\u10d8\u10dc\u10d0\u10e1\u10ec\u10d0\u10e0 \u10db\u10dd\u10db\u10d6\u10d0\u10d3\u10d4\u10d1\u10d0, \u10e0\u10d0\u10ea \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d8 \u10d1\u10d8\u10e3\u10ef\u10d4\u10e2\u10d8\u10e1 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10d0\u10e1, \u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d0\u10dc\u10d0\u10da\u10d8\u10d6\u10d4\u10d1\u10d0\u10e1 \u10d3\u10d0 \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10de\u10dd\u10e0\u10e2\u10e4\u10d4\u10da\u10d8\u10e1 \u10e8\u10d4\u10e5\u10db\u10dc\u10d0\u10e1 \u10db\u10dd\u10d8\u10ea\u10d0\u10d5\u10e1. \u10d8\u10db\u10d4\u10d3\u10d8 \u10d2\u10d5\u10d0\u10e5\u10d5\u10e1, \u10d6\u10d4\u10db\u10dd\u10ee\u10e1\u10d4\u10dc\u10d4\u10d1\u10e3\u10da\u10d8 \u10e0\u10e9\u10d4\u10d5\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10d0 \u10d0\u10db \u10e1\u10d0\u10de\u10d0\u10e1\u10e3\u10ee\u10d8\u10e1\u10db\u10d2\u10d4\u10d1\u10da\u10dd \u10db\u10d8\u10e1\u10d8\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e1\u10d0\u10d7\u10d0\u10dc\u10d0\u10d3\u10dd\u10d3 \u10db\u10dd\u10db\u10d6\u10d0\u10d3\u10d4\u10d1\u10d0\u10e8\u10d8 \u10d3\u10d0\u10d2\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0\u10d7.<\/p>\n","protected":false},"excerpt":{"rendered":"\u10db\u10d6\u10d0\u10d3 \u10ee\u10d0\u10e0\u10d7 \u10d1\u10d0\u10d5\u10e8\u10d5\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1? \u10d0\u10e6\u10db\u10dd\u10d0\u10e9\u10d8\u10dc\u10d4\u10d7 5 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10e0\u10e9\u10d4\u10d5\u10d0: \u10d1\u10d8\u10e3\u10ef\u10d4\u10e2\u10d8, \u10d3\u10d0\u10dc\u10d0\u10d6\u10dd\u10d2\u10d8, \u10e1\u10d0\u10e0\u10d4\u10d6\u10d4\u10e0\u10d5\u10dd \u10e4\u10dd\u10dc\u10d3\u10d8. \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10d0\u10d5\u10d8\u10d7 \u10dd\u10ef\u10d0\u10ee\u10d8\u10e1 \u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10dd\u10d1\u10d0. \u10e8\u10d4\u10ee\u10d5\u10d3\u10d8\u10d7 \u10d0\u10ee\u10d0\u10da \u10d4\u10e2\u10d0\u10de\u10e1 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