{"id":33225,"date":"2025-08-13T16:04:47","date_gmt":"2025-08-13T12:04:47","guid":{"rendered":"https:\/\/bankofgeorgia.ge\/blog\/?p=33225"},"modified":"2026-01-28T14:25:46","modified_gmt":"2026-01-28T10:25:46","slug":"ratom-unda-sheidzino-bina-mshvid-da-mtsvane-ubanshi-gaige-meti-pasdaklebebis-shesakheb-romlebsats-partniori-developerebi-gtavazoben","status":"publish","type":"post","link":"https:\/\/bankofgeorgia.ge\/blog\/ganatleba\/finansuri-ganatleba\/ratom-unda-sheidzino-bina-mshvid-da-mtsvane-ubanshi-gaige-meti-pasdaklebebis-shesakheb-romlebsats-partniori-developerebi-gtavazoben\/","title":{"rendered":"\u10e0\u10d0\u10e2\u10dd\u10db \u10e3\u10dc\u10d3\u10d0 \u10e8\u10d4\u10d8\u10eb\u10d8\u10dc\u10dd \u10d1\u10d8\u10dc\u10d0 \u10db\u10e8\u10d5\u10d8\u10d3 \u10d3\u10d0 \u10db\u10ec\u10d5\u10d0\u10dc\u10d4 \u10e3\u10d1\u10d0\u10dc\u10e8\u10d8? - \u10d2\u10d0\u10d8\u10d2\u10d4 \u10db\u10d4\u10e2\u10d8 \u10e4\u10d0\u10e1\u10d3\u10d0\u10d9\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10e1\u10d0\u10ea \u10de\u10d0\u10e0\u10e2\u10dc\u10d8\u10dd\u10e0\u10d8 \u10d3\u10d4\u10d5\u10d4\u10da\u10dd\u10de\u10d4\u10e0\u10d4\u10d1\u10d8 \u10d2\u10d7\u10d0\u10d5\u10d0\u10d6\u10dd\u10d1\u10d4\u10dc"},"content":{"rendered":"\n<p>\u10e1\u10d0\u10ee\u10da\u10d8 \u10d0\u10e0\u10d8\u10e1 \u10d0\u10d3\u10d2\u10d8\u10da\u10d8, \u10e1\u10d0\u10d3\u10d0\u10ea \u10d7\u10d0\u10d5\u10e1 \u10db\u10e8\u10d5\u10d8\u10d3\u10d0\u10d3, \u10db\u10e7\u10e3\u10d3\u10e0\u10dd\u10d3 \u10d3\u10d0 \u10d1\u10d4\u10d3\u10dc\u10d8\u10d4\u10e0\u10d0\u10d3 \u10d2\u10e0\u10eb\u10dc\u10dd\u10d1. \u10ee\u10db\u10d0\u10e3\u10e0\u10d8\u10d0\u10dc \u10e5\u10d0\u10da\u10d0\u10e5\u10e8\u10d8 \u10e0\u10d7\u10e3\u10da\u10d8\u10d0 \u10db\u10e7\u10e3\u10d3\u10e0\u10dd \u10e1\u10d8\u10d5\u10e0\u10ea\u10d8\u10e1 \u10de\u10dd\u10d5\u10dc\u10d0,&nbsp; 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\u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d8 \u10e5\u10d0\u10da\u10d0\u10e5\u10d8\u10d3\u10d0\u10dc \u10e8\u10dd\u10e0\u10e1, \u10d0\u10d2\u10d0\u10e0\u10d0\u10d9\u10d6\u10d4 \u10d2\u10d0\u10d2\u10e0\u10eb\u10dc\u10dd\u10d1\u10d8\u10dc\u10d4\u10d1\u10e1. \u10d9\u10dd\u10db\u10de\u10da\u10d4\u10e5\u10e1\u10d8 \u10d0\u10d4\u10e0\u10d7\u10d8\u10d0\u10dc\u10d4\u10d1\u10e1 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10d3\u10d0\u10e2\u10d5\u10d8\u10e0\u10d7\u10d5\u10d8\u10e1 \u10e1\u10d8\u10d5\u10e0\u10ea\u10d4\u10e1, \u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10e1\u10de\u10dd\u10e0\u10e2\u10e3\u10da\u10d8 \u10d0\u10e5\u10e2\u10d8\u10d5\u10dd\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d7\u10e3 \u10d2\u10d0\u10dc\u10e2\u10d5\u10d8\u10e0\u10d7\u10d5\u10d8\u10e1 \u10d3\u10e6\u10d8\u10e1 \u10db\u10dd\u10e1\u10d0\u10ec\u10e7\u10dd\u10d1\u10d0\u10d3 \u10e1\u10d0\u10ee\u10da\u10d8\u10d3\u10d0\u10dc \u10d2\u10d0\u10e1\u10d5\u10da\u10d0\u10ea \u10d9\u10d8 \u10d0\u10e0 \u10db\u10dd\u10d2\u10d8\u10ec\u10d4\u10d5\u10e1. \u10d0\u10e5 \u10d3\u10d0\u10d2\u10ee\u10d5\u10d3\u10d4\u10d1\u10d0 \u10d0\u10e3\u10d6\u10d8, \u10e4\u10d8\u10e2\u10dc\u10d4\u10e1 \u10d3\u10d0\u10e0\u10d1\u10d0\u10d6\u10d8, \u10e1\u10de\u10dd\u10e0\u10e2\u10e3\u10da\u10d8 \u10d3\u10d0 \u10e1\u10d0\u10d1\u10d0\u10d5\u10e8\u10d5\u10dd \u10db\u10dd\u10d4\u10d3\u10dc\u10d4\u10d1\u10d8, \u10d1\u10dd\u10da\u10dd \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10d8\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10de\u10dd\u10de\u10e3\u10da\u10d0\u10e0\u10e3\u10da\u10d8 \u10e1\u10de\u10dd\u10e0\u10e2\u10d8\u10e1, \u10de\u10d0\u10d3\u10d4\u10da\u10d8\u10e1, \u10d9\u10dd\u10e0\u10e2\u10d4\u10d1\u10d8. \u10d9\u10dd\u10db\u10de\u10da\u10d4\u10e5\u10e1\u10d8\u10e1 \u10db\u10d0\u10ee\u10da\u10dd\u10d1\u10da\u10d0\u10d3 \u10d0\u10e0\u10d8\u10e1 \u10e2\u10d1\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10de\u10d8\u10d9\u10dc\u10d8\u10d9\u10d4 \u10e1\u10d8\u10d5\u10e0\u10ea\u10d4, \u10e1\u10d0\u10d3\u10d0\u10ea \u10e1\u10d0\u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10dd \u10d3\u10e0\u10dd\u10e1 \u10d2\u10d0\u10d0\u10e2\u10d0\u10e0\u10d4\u10d1 \u10dd\u10ef\u10d0\u10ee\u10d7\u10d0\u10dc \u10d0\u10dc \u10db\u10d4\u10d2\u10dd\u10d1\u10e0\u10d4\u10d1\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3. \u201c\u10db\u10dd\u10dc\u10dd\u10da\u10d8\u10d7\u10d8 \u10d2\u10e0\u10d8\u10dc \u10e1\u10d8\u10d7\u10d8\u201d \u10d0\u10d4\u10e0\u10d7\u10d8\u10d0\u10dc\u10d4\u10d1\u10e1 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d4\u10d1\u10e1, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1\u10d0\u10ea \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0 \u10d2\u10d0\u10e0\u10d4\u10db\u10dd\u10d6\u10d4 \u10d6\u10e0\u10e3\u10dc\u10d5\u10d0, \u10d1\u10e3\u10dc\u10d4\u10d1\u10d0\u10e1\u10d7\u10d0\u10dc \u10e1\u10d8\u10d0\u10ee\u10da\u10dd\u10d5\u10d4 \u10d3\u10d0&nbsp; \u10ef\u10d0\u10dc\u10e1\u10d0\u10e6\u10d8 \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d0, \u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10d9\u10dd\u10db\u10de\u10da\u10d4\u10e5\u10e1\u10e8\u10d8 &nbsp;\u10db\u10dd\u10d4\u10ec\u10e7\u10dd\u10d1\u10d8\u10da\u10d8\u10d0 \u10d5\u10d4\u10da\u10dd\u10d1\u10d8\u10da\u10d8\u10d9\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10d0\u10d5\u10e2\u10dd\u10db\u10dd\u10d1\u10d8\u10da\u10d4\u10d1\u10d8\u10e1\u10d2\u10d0\u10dc \u10d7\u10d0\u10d5\u10d8\u10e1\u10e3\u10e4\u10d0\u10da\u10d8, \u10d1\u10d0\u10d5\u10e8\u10d5\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e1\u10e0\u10e3\u10da\u10d8\u10d0\u10d3 \u10e3\u10e1\u10d0\u10e4\u10e0\u10d7\u10ee\u10dd \u10d4\u10d6\u10dd.<\/p>\n\n\n\n<p>\u10d9\u10dd\u10db\u10de\u10da\u10d4\u10e5\u10e1\u10d8 \u10e3\u10d9\u10d5\u10d4 \u10d3\u10d0\u10e1\u10e0\u10e3\u10da\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10d3\u10d0 \u10e0\u10d4\u10db\u10dd\u10dc\u10e2\u10d8\u10e1 \u10d3\u10d0\u10ec\u10e7\u10d4\u10d1\u10d0 \u10d1\u10d8\u10dc\u10d8\u10e1 \u10e8\u10d4\u10eb\u10d4\u10dc\u10d8\u10e1\u10d7\u10d0\u10dc\u10d0\u10d5\u10d4 \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0, \u10ee\u10dd\u10da\u10dd \u10d7\u10e3 \u10e8\u10d4\u10d7\u10d0\u10d5\u10d0\u10d6\u10d4\u10d1\u10d8\u10d7 \u10d8\u10e1\u10d0\u10e0\u10d2\u10d4\u10d1\u10da\u10d4\u10d1, \u10d9\u10d5.\u10db-\u10d6\u10d4&nbsp; &#8211; 100$-\u10d8\u10d0\u10dc, \u10e8\u10d4\u10e0\u10e9\u10d4\u10e3\u10da \u10d1\u10d8\u10dc\u10d4\u10d1\u10d6\u10d4 \u10d9\u10d8 180$-\u10db\u10d3\u10d4 \u10e4\u10d0\u10e1\u10d3\u10d0\u10d9\u10da\u10d4\u10d1\u10d0\u10e1 \u10db\u10d8\u10d8\u10e6\u10d4\u10d1, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d4\u10da\u10d8.<\/p>\n\n\n\n<p>&nbsp;\u10d2\u10d0\u10dc\u10ea\u10ee\u10d0\u10d3\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10d5\u10e1\u10d4\u10d1\u10d0\u10d3 \u10d0\u10dc \u10db\u10d4\u10e2\u10d8 \u10d3\u10d4\u10e2\u10d0\u10da\u10d8\u10e1 \u10d2\u10d0\u10e1\u10d0\u10d2\u10d4\u10d1\u10d0\u10d3 \u10d0\u10db <a href=\"https:\/\/bankofgeorgia.ge\/ka\/retail\/developers\/detail\/66a7416e789deb0008414ad0\">\u10d1\u10db\u10e3\u10da\u10e1<\/a> \u10d4\u10ec\u10d5\u10d8\u10d4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u10dd\u10e1\u10e2\u10d0\u10e2\u10d8 <\/strong><strong>\u10de\u10d0\u10dc\u10dd\u10e0\u10d0\u10db\u10d0 <\/strong><strong>\u10d6\u10d0\u10f0\u10d4\u10e1\u10d8<\/strong><\/h2>\n\n\n\n<p>\u10e1\u10d0\u10db\u10e8\u10d4\u10dc\u10d4\u10d1\u10da\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0 \u201e\u10dd\u10e1\u10e2\u10d0\u10e2\u10d8\u201c \u10d8\u10dc\u10d3\u10d8\u10d5\u10d8\u10d3\u10e3\u10d0\u10da\u10e3\u10e0\u10d8 \u10db\u10d8\u10d3\u10d2\u10dd\u10db\u10d8\u10d7\u10d0 \u10d3\u10d0 \u10d3\u10d4\u10e2\u10d0\u10da\u10d4\u10d1\u10d6\u10d4&nbsp; \u10d6\u10e0\u10e3\u10dc\u10d5\u10d8\u10d7 \u10d2\u10d0\u10db\u10dd\u10d8\u10e0\u10e9\u10d4\u10d5\u10d0. \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d9\u10dd\u10dc\u10e2\u10e0\u10dd\u10da\u10d3\u10d4\u10d1\u10d0 \u10e1\u10d0\u10db\u10e8\u10d4\u10dc\u10d4\u10d1\u10da\u10dd \u10db\u10d0\u10e1\u10d0\u10da\u10d4\u10d1\u10d8\u10e1 \u10ee\u10d0\u10e0\u10d8\u10e1\u10ee\u10d8 \u10d3\u10d0 \u10db\u10d3\u10d2\u10e0\u10d0\u10d3\u10dd\u10d1\u10d0. \u201e\u10de\u10d0\u10dc\u10dd\u10e0\u10d0\u10db\u10d0 \u10d6\u10d0\u10f0\u10d4\u10e1\u10d8\u201c \u10d7\u10d0\u10dc\u10d0\u10db\u10d4\u10d3\u10e0\u10dd\u10d5\u10d4 \u10e2\u10d8\u10de\u10d8\u10e1 \u10e1\u10d0\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d4\u10da\u10d8 \u10d9\u10dd\u10db\u10de\u10da\u10d4\u10e5\u10e1\u10d8\u10d0, \u10e1\u10d0\u10d3\u10d0\u10ea \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0 \u10d8\u10ea\u10ee\u10dd\u10d5\u10e0\u10dd \u10e5\u10d0\u10da\u10d0\u10e5\u10e3\u10e0\u10d8 \u10e5\u10d0\u10dd\u10e1\u10d8\u10e1\u10d2\u10d0\u10dc \u10db\u10dd\u10e8\u10dd\u10e0\u10d4\u10d1\u10d8\u10d7, \u10d2\u10d0\u10db\u10ec\u10d5\u10d0\u10dc\u10d4\u10d1\u10e3\u10da, \u10db\u10e8\u10d5\u10d8\u10d3 \u10d3\u10d0 \u10d9\u10dd\u10db\u10e4\u10dd\u10e0\u10e2\u10e3\u10da \u10d2\u10d0\u10e0\u10d4\u10e3\u10d1\u10d0\u10dc\u10e8\u10d8, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10e1\u10e3\u10da \u10e0\u10d0\u10e6\u10d0\u10ea \u10dc\u10d0\u10ee\u10d4\u10d5\u10d0\u10e0 \u10e1\u10d0\u10d0\u10d7\u10e8\u10d8 \u10db\u10d8\u10ee\u10d5\u10d8\u10d3\u10d4 \u10e5\u10d0\u10da\u10d0\u10e5\u10d8\u10e1 \u10ea\u10d4\u10dc\u10e2\u10e0\u10d0\u10db\u10d3\u10d4. \u10db\u10d0\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10d8\u10e1 \u10e3\u10e1\u10d0\u10e4\u10e0\u10d7\u10ee\u10dd\u10d4\u10d1\u10d0\u10d6\u10d4 \u10e3\u10ec\u10e7\u10d5\u10d4\u10e2 \u10e0\u10d4\u10df\u10d8\u10db\u10e8\u10d8 \u10d8\u10d6\u10e0\u10e3\u10dc\u10d4\u10d1\u10e1 \u10d3\u10d0\u10ea\u10d5\u10d0, \u10d2\u10d0\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10e1\u10d0\u10de\u10d0\u10e0\u10d9\u10d8\u10dc\u10d2\u10d4 \u10d6\u10dd\u10dc\u10d4\u10d1\u10d8. \u10db\u10e8\u10d4\u10dc\u10d4\u10d1\u10da\u10dd\u10d1\u10d0 6 \u10d7\u10d5\u10d4\u10e8\u10d8 \u10e1\u10e0\u10e3\u10da\u10d3\u10d4\u10d1\u10d0. \u10d7\u10e3 \u10d1\u10d8\u10dc\u10d8\u10e1 \u10e8\u10d4\u10eb\u10d4\u10dc\u10d0\u10e1 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d8\u10d7 \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2, \u10d4\u10e5\u10e1\u10d9\u10da\u10e3\u10d6\u10d8\u10e3\u10e0 15%-\u10d8\u10d0\u10dc \u10e4\u10d0\u10e1\u10d3\u10d0\u10d9\u10da\u10d4\u10d1\u10d0\u10e1 \u10db\u10d8\u10d8\u10e6\u10d4\u10d1. \u10d4\u10e4\u10d4\u10e5\u10e2\u10e3\u10e0\u10d8 \u10da\u10d0\u10e0\u10e8\u10d8: 16.55%-\u10d3\u10d0\u10dc.<\/p>\n\n\n\n<p>&nbsp;\u10e8\u10d4\u10d0\u10d5\u10e1\u10d4 \u10d2\u10d0\u10dc\u10ea\u10ee\u10d0\u10d3\u10d4\u10d1\u10d0 \u10d0\u10db <a href=\"https:\/\/bankofgeorgia.ge\/ka\/retail\/developers\/detail\/685d023e94a230000724b5dd\">\u10d1\u10db\u10e3\u10da\u10d6\u10d4<\/a> \u10d0\u10dc \u10d3\u10d0\u10d2\u10d5\u10d8\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d3\u10d8 \u10db\u10d4\u10e2\u10d8 \u10d3\u10d4\u10e2\u10d0\u10da\u10d8\u10e1 \u10d2\u10d0\u10e1\u10d0\u10d2\u10d4\u10d1\u10d0\u10d3.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>UPCO <\/strong><strong>\u10d3\u10d8\u10d3 <\/strong><strong>\u10d3\u10d8\u10e6\u10dd\u10db\u10d8<\/strong><\/h2>\n\n\n\n<p>UPCO \u10d3\u10d4\u10d5\u10d4\u10da\u10dd\u10de\u10db\u10d4\u10dc\u10e2\u10d8\u10e1 \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d8 \u10d3\u10d8\u10d3\u10d8 \u10d3\u10d8\u10e6\u10db\u10d8\u10e1 \u10d9\u10dd\u10db\u10de\u10da\u10d4\u10e5\u10e1\u10d8 \u10d7\u10d4\u10d8\u10db\u10e3\u10e0\u10d0\u10d6 I-\u10d8\u10e1 \u10e5\u10e3\u10e9\u10d0\u10d6\u10d4 \u10e8\u10d4\u10dc\u10d3\u10d4\u10d1\u10d0, \u10d0\u10e0\u10e5\u10d8\u10e2\u10d4\u10e5\u10e2\u10e3\u10e0\u10d8\u10e1 \u10d3\u10d8\u10d6\u10d0\u10d8\u10dc\u10d8 \u10d2\u10d0\u10db\u10dd\u10d8\u10e0\u10e9\u10d4\u10d5\u10d0 \u10d3\u10d0\u10ee\u10d5\u10d4\u10ec\u10d8\u10da\u10d8,&nbsp; \u10d7\u10d0\u10dc\u10d0\u10db\u10d4\u10d3\u10e0\u10dd\u10d5\u10d4, \u10d3\u10d0 \u10db\u10ec\u10d5\u10d0\u10dc\u10d4 \u10d3\u10d0\u10d2\u10d4\u10d2\u10db\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7, \u10e1\u10d0\u10d3\u10d0\u10ea \u10e7\u10d5\u10d4\u10da\u10d0 \u10db\u10d0\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d4\u10da\u10e1 \u10e8\u10d4\u10e3\u10eb\u10da\u10d8\u10d0 \u10e1\u10d0\u10d9\u10e3\u10d7\u10d0\u10e0\u10d8 \u10d2\u10d4\u10db\u10dd\u10d5\u10dc\u10d4\u10d1\u10d8\u10d7 \u10db\u10dd\u10d8\u10ec\u10e7\u10dd\u10e1 \u10db\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d9\u10dd\u10db\u10e4\u10dd\u10e0\u10e2\u10e3\u10da\u10d8 \u10d3\u10d0 \u10db\u10e7\u10e3\u10d3\u10e0\u10dd \u10e1\u10d0\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d4\u10da\u10d8. \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d8 \u10d8\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10e1 \u10e1\u10d0\u10d1\u10d0\u10d5\u10e8\u10d5\u10dd \u10e1\u10d8\u10d5\u10e0\u10ea\u10d4\u10d4\u10d1\u10e1, \u10db\u10ec\u10d5\u10d0\u10dc\u10d4 \u10d4\u10d6\u10dd\u10d4\u10d1\u10e1, \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da \u10e4\u10d0\u10e0\u10d7\u10d4\u10d1\u10e1 \u10d3\u10d0 \u10dd\u10e0\u10e1\u10d0\u10e0\u10d7\u10e3\u10da\u10d8\u10d0\u10dc \u10db\u10d8\u10ec\u10d8\u10e1\u10e5\u10d5\u10d4\u10e8\u10d0 \u10de\u10d0\u10e0\u10d9\u10d8\u10dc\u10d2\u10e1. \u10db\u10d8\u10ec\u10d8\u10e1\u10e5\u10d5\u10d4\u10e8\u10d0 \u10de\u10d0\u10e0\u10d9\u10d8\u10dc\u10d2\u10d8 \u10e1\u10d0\u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10dd \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d0\u10d0, \u10e0\u10dd\u10db \u10d4\u10d6\u10dd \u10d0\u10e0 \u10d2\u10d0\u10d3\u10d0\u10d8\u10e2\u10d5\u10d8\u10e0\u10d7\u10dd\u10e1 \u10db\u10d0\u10dc\u10e5\u10d0\u10dc\u10d4\u10d1\u10d8\u10d7 \u10d3\u10d0 \u10db\u10d4\u10e2\u10d8 \u10e1\u10d8\u10d5\u10e0\u10ea\u10d4 \u10d3\u10d0\u10e0\u10e9\u10d4\u10e1 \u10d3\u10d0\u10e1\u10d5\u10d4\u10dc\u10d4\u10d1\u10d8\u10e1, \u10d2\u10d0\u10e0\u10d7\u10dd\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10e7\u10d5\u10d0\u10e0\u10d4\u10da \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d4\u10d1\u10d7\u10d0\u10dc \u10e3\u10e0\u10d7\u10d8\u10d4\u10e0\u10d7\u10dd\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1. &nbsp;\u10d3\u10d8\u10d3\u10d8 \u10d3\u10d8\u10e6\u10db\u10d8\u10e1 \u10d9\u10dd\u10db\u10de\u10da\u10d4\u10e5\u10e1\u10e8\u10d8 \u10d7\u10e3 \u10d1\u10d8\u10dc\u10d8\u10e1 \u10e8\u10d4\u10eb\u10d4\u10dc\u10d0\u10e1 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d8\u10d7 \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2, \u10d4\u10e5\u10e1\u10d9\u10da\u10e3\u10d6\u10d8\u10e3\u10e0 5%-\u10d8\u10d0\u10dc \u10e4\u10d0\u10e1\u10d3\u10d0\u10d9\u10da\u10d4\u10d1\u10d0\u10e1 \u10db\u10d8\u10d8\u10e6\u10d4\u10d1.<\/p>\n\n\n\n<p>\u10d2\u10d0\u10dc\u10ea\u10ee\u10d0\u10d3\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10d5\u10e1\u10d4\u10d1\u10d0\u10d3 \u10d0\u10dc \u10db\u10d4\u10e2\u10d8 \u10d3\u10d4\u10e2\u10d0\u10da\u10d8\u10e1 \u10d2\u10d0\u10e1\u10d0\u10d2\u10d4\u10d1\u10d0\u10d3 \u10d0\u10db <a href=\"https:\/\/bankofgeorgia.ge\/ka\/retail\/developers\/detail\/68776ceaac1c4f0007c7f951\">\u10d1\u10db\u10e3\u10da\u10e1<\/a> \u10d4\u10ec\u10d5\u10d8\u10d4.<br><br>\u10e5\u10d0\u10da\u10d0\u10e5\u10e8\u10d8 \u10db\u10ec\u10d5\u10d0\u10dc\u10d4 \u10e3\u10d1\u10d0\u10dc\u10e8\u10d8 \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d0 <strong>\u10d0\u10e0<\/strong><strong> <\/strong><strong>\u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10e1<\/strong><strong> <\/strong><strong>\u10e5\u10d0\u10da\u10d0\u10e5\u10d8\u10e1\u10d2\u10d0\u10dc<\/strong><strong> <\/strong><strong>\u10d2\u10d0\u10e5\u10ea\u10d4\u10d5\u10d0\u10e1<\/strong>&nbsp; &#8211; \u10de\u10d8\u10e0\u10d8\u10e5\u10d8\u10d7, \u10d4\u10e1 \u10d0\u10e0\u10d8\u10e1 <strong>\u10ee\u10d0\u10e0\u10d8\u10e1\u10ee\u10d8\u10d0\u10dc\u10d8, \u10db\u10e8\u10d5\u10d8\u10d3\u10d8<\/strong><strong> <\/strong><strong>\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d8\u10e1<\/strong><strong> <\/strong><strong>\u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0 \u10e3\u10e0\u10d1\u10d0\u10dc\u10e3\u10da<\/strong><strong> <\/strong><strong>\u10e1\u10d8\u10d5\u10e0\u10ea\u10d4\u10e8\u10d8\u10d5\u10d4<\/strong><strong>,<\/strong> \u10e1\u10d0\u10d3\u10d0\u10ea \u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10d0\u10d3 \u10d6\u10e0\u10e3\u10dc\u10d0\u10d5 \u10e8\u10d4\u10dc\u10e1 \u10ef\u10d0\u10dc\u10db\u10e0\u10d7\u10d4\u10da\u10dd\u10d1\u10d0\u10d6\u10d4, \u10d3\u10d0\u10e1\u10d5\u10d4\u10dc\u10d4\u10d1\u10d0\u10e1\u10d0 \u10d3\u10d0 \u10e7\u10dd\u10d5\u10d4\u10da\u10d3\u10e6\u10d8\u10e3\u10e0 \u10d9\u10dd\u10db\u10e4\u10dd\u10e0\u10e2\u10d6\u10d4. \u10d0\u10e1\u10d4 \u10e0\u10dd\u10db \u10d7\u10e3 \u10d1\u10d8\u10dc\u10d8\u10e1 \u10e8\u10d4\u10eb\u10d4\u10dc\u10d0\u10e1 \u10d2\u10d4\u10d2\u10db\u10d0\u10d5, \u10d2\u10d0\u10db\u10dd\u10d8\u10e7\u10d4\u10dc\u10d4 \u10e8\u10d0\u10dc\u10e1\u10d8 \u10d3\u10d0 \u10d0\u10d8\u10e0\u10e9\u10d8\u10d4 \u10e8\u10d4\u10dc\u10d7\u10d5\u10d8\u10e1 \u10e1\u10d0\u10e1\u10e3\u10e0\u10d5\u10d4\u10da\u10d8 \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d8.<\/p>\n","protected":false},"excerpt":{"rendered":"\u10d2\u10d8\u10dc\u10d3\u10d0 \u10d1\u10d8\u10dc\u10d0 \u10db\u10ec\u10d5\u10d0\u10dc\u10d4 \u10e3\u10d1\u10d0\u10dc\u10e8\u10d8, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10e5\u10d0\u10da\u10d0\u10e5\u10d7\u10d0\u10dc \u10d0\u10ee\u10da\u10dd\u10e1? \u10d0\u10e6\u10db\u10dd\u10d0\u10e9\u10d8\u10dc\u10d4 3 \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d8 (\u10db\u10dd\u10dc\u10dd\u10da\u10d8\u10d7, \u10dd\u10e1\u10e2\u10d0\u10e2\u10d8, UPCO) \u10d4\u10e5\u10e1\u10d9\u10da\u10e3\u10d6\u10d8\u10e3\u10e0\u10d8 \u10e4\u10d0\u10e1\u10d3\u10d0\u10d9\u10da\u10d4\u10d1\u10d8\u10d7. \u10d8\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4 \u10db\u10e8\u10d5\u10d8\u10d3\u10d0\u10d3, \u10d8\u10d6\u10e0\u10e3\u10dc\u10d4 \u10e8\u10d4\u10dc\u10e1 \u10ef\u10d0\u10dc\u10db\u10e0\u10d7\u10d4\u10da\u10dd\u10d1\u10d0\u10d6\u10d4.","protected":false},"author":4,"featured_media":33228,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1133],"tags":[591,1194,1209],"class_list":["post-33225","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finansuri-ganatleba","tag-shetavazebebi","tag-ipotekuri-seskhi","tag-udzravi-qoneba"],"acf":[],"_links":{"self":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/33225","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/comments?post=33225"}],"version-history":[{"count":2,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/33225\/revisions"}],"predecessor-version":[{"id":42258,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/33225\/revisions\/42258"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/media\/33228"}],"wp:attachment":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/media?parent=33225"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/categories?post=33225"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/tags?post=33225"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}