{"id":43026,"date":"2026-02-20T16:06:22","date_gmt":"2026-02-20T12:06:22","guid":{"rendered":"https:\/\/bankofgeorgia.ge\/blog\/?p=43026"},"modified":"2026-02-20T16:24:01","modified_gmt":"2026-02-20T12:24:01","slug":"3-inovaciuri-funqcia-biznes-internetbankshi-romelic-koveldghiur-bankings-gagimartivebt","status":"publish","type":"post","link":"https:\/\/bankofgeorgia.ge\/blog\/biznesi\/cifruli-produqtebi\/3-inovaciuri-funqcia-biznes-internetbankshi-romelic-koveldghiur-bankings-gagimartivebt\/","title":{"rendered":"3 \u10d8\u10dc\u10dd\u10d5\u10d0\u10ea\u10d8\u10e3\u10e0\u10d8 \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10d0 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1 \u10d8\u10dc\u10e2\u10d4\u10e0\u10dc\u10d4\u10e2\u10d1\u10d0\u10dc\u10d9\u10e8\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e7\u10dd\u10d5\u10d4\u10da\u10d3\u10e6\u10d8\u10e3\u10e0 \u10d1\u10d0\u10dc\u10d9\u10d8\u10dc\u10d2\u10e1 \u10d2\u10d0\u10d2\u10d8\u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d4\u10d1\u10d7"},"content":{"rendered":"\n<p>\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 <a href=\"https:\/\/bonline.bog.ge\/?utm_source=blog&amp;utm_medium=text&amp;utm_campaign=sme_bnln_gen_3inovaciuri\" data-type=\"link\" data-id=\"https:\/\/bonline.bog.ge\/?utm_source=blog&amp;utm_medium=text&amp;utm_campaign=sme_bnln_gen_3inovaciuri\" target=\"_blank\" rel=\"noreferrer noopener\">\u10d1\u10d8\u10d6\u10dc\u10d4\u10e1 \u10d8\u10dc\u10e2\u10d4\u10e0\u10dc\u10d4\u10e2\u10d1\u10d0\u10dc\u10d9\u10d8<\/a> \u10d2\u10d0\u10eb\u10da\u10d4\u10d5\u10d7 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10e1, \u10db\u10d0\u10e0\u10d7\u10dd\u10d7 \u10d7\u10e5\u10d5\u10d4\u10dc\u10d8 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d8\u10e1 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10d4\u10d1\u10d8 \u10d4\u10e0\u10d7 \u10ea\u10d8\u10e4\u10e0\u10e3\u10da \u10e1\u10d8\u10d5\u10e0\u10ea\u10d4\u10e8\u10d8. \u10ea\u10d8\u10e4\u10e0\u10e3\u10da\u10d8 \u10d0\u10e0\u10ee\u10d4\u10d1\u10d8\u10e1 \u10db\u10e3\u10d3\u10db\u10d8\u10d5\u10d8 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0 \u10d9\u10d8 \u10db\u10d8\u10d6\u10dc\u10d0\u10d3 \u10d8\u10e1\u10d0\u10ee\u10d0\u10d5\u10e1 \u10d8\u10db \u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d4\u10d1\u10d0\u10e1, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d0\u10e5\u10d0\u10db\u10d3\u10d4 \u10d3\u10d8\u10d3 \u10d3\u10e0\u10dd\u10e1\u10d0 \u10d3\u10d0 \u10e7\u10e3\u10e0\u10d0\u10d3\u10e6\u10d4\u10d1\u10d0\u10e1 \u10db\u10dd\u10d8\u10d7\u10ee\u10dd\u10d5\u10d3\u10d0.<\/p>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-d3e1785\" data-block-id=\"d3e1785\"><div class=\"stk-row stk-inner-blocks has-text-align-center stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button has-text-align-center stk-block stk-cd9f27f\" data-block-id=\"cd9f27f\"><style>.stk-cd9f27f .stk-button{background:#b09ccb !important;border-top-left-radius:8px !important;border-top-right-radius:8px !important;border-bottom-right-radius:8px !important;border-bottom-left-radius:8px !important;}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/bankofgeorgia.ge\/ka\/business\/cifruli-banki\/mobilebank?utm_source=blog&amp;utm_medium=button&amp;utm_campaign=sme_bnln_gen_3inovaciuri\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"stk-button__inner-text\">\u10d2\u10d0\u10d3\u10db\u10dd\u10ec\u10d4\u10e0\u10d4\u10d7 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1 \u10db\u10dd\u10d1\u10d8\u10da\u10d1\u10d0\u10dc\u10d9\u10d8<\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n<p>\u10d0\u10db \u10d1\u10da\u10dd\u10d2\u10e8\u10d8 \u10e1\u10d0\u10db \u10d9\u10dd\u10dc\u10d9\u10e0\u10d4\u10e2\u10e3\u10da \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10d6\u10d4 \u10db\u10dd\u10d2\u10d8\u10e7\u10d5\u10d4\u10d1\u10d8\u10d7, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d7\u10e5\u10d5\u10d4\u10dc\u10e1 \u10e7\u10dd\u10d5\u10d4\u10da\u10d3\u10e6\u10d8\u10e3\u10e0\u10dd\u10d1\u10d0\u10e1 \u10e3\u10e4\u10e0\u10dd \u10db\u10dd\u10e5\u10dc\u10d8\u10da\u10e1\u10d0 \u10d3\u10d0 \u10d9\u10dd\u10db\u10e4\u10dd\u10e0\u10e2\u10e3\u10da\u10e1 \u10d2\u10d0\u10ee\u10d3\u10d8\u10e1:<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>1.&nbsp; \u10d8\u10dc\u10d5\u10dd\u10d8\u10e1\u10d4\u10d1\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d0 &#8211; \u10d0\u10d5\u10e2\u10dd\u10db\u10d0\u10e2\u10e3\u10e0\u10d8 \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10d0 \u10e9\u10d0\u10e0\u10d8\u10ea\u10ee\u10d5\u10d4\u10d1\u10d7\u10d0\u10dc<\/strong><\/h2>\n\n\n\n<p>\u10d8\u10dc\u10d5\u10dd\u10d8\u10e1\u10d4\u10d1\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1 \u10d0\u10ee\u10d0\u10da\u10d8 \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10dd\u10dc\u10d0\u10da\u10d8 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10e1 \u10d2\u10d0\u10eb\u10da\u10d4\u10d5\u10d7, \u10e1\u10e0\u10e3\u10da\u10d0\u10d3 \u10d2\u10d0\u10d0\u10ea\u10d8\u10e4\u10e0\u10e3\u10da\u10dd\u10d7 \u10d0\u10dc\u10d2\u10d0\u10e0\u10d8\u10e8\u10e1\u10ec\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1 \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10d8 \u10d3\u10d0 \u10e7\u10d5\u10d4\u10da\u10d0\u10e4\u10d4\u10e0\u10d8 \u10d4\u10e0\u10d7 \u10e1\u10d8\u10d5\u10e0\u10ea\u10d4\u10e8\u10d8 \u10d0\u10d9\u10dd\u10dc\u10e2\u10e0\u10dd\u10da\u10dd\u10d7:<\/p>\n\n\n\n<ul class=\"wp-block-list is-style-style-2\">\n<li><strong>\u10e8\u10d4\u10e5\u10db\u10d4\u10dc\u10d8\u10d7 \u10d3\u10d0 \u10d2\u10d0\u10d2\u10d6\u10d0\u10d5\u10dc\u10d4\u10d7:<\/strong> \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1 \u10d8\u10dc\u10e2\u10d4\u10e0\u10dc\u10d4\u10e2\u10d1\u10d0\u10dc\u10d9\u10d8\u10d3\u10d0\u10dc \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d0\u10d3 \u10db\u10dd\u10d0\u10db\u10d6\u10d0\u10d3\u10d4\u10d1\u10d7 \u10d8\u10dc\u10d5\u10dd\u10d8\u10e1\u10d4\u10d1\u10e1 \u10d8\u10e3\u10e0\u10d8\u10d3\u10d8\u10e3\u10da\u10d8 \u10d7\u10e3 \u10e4\u10d8\u10d6\u10d8\u10d9\u10e3\u10e0\u10d8 \u10de\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1. \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0\u10d7 \u10d3\u10d0\u10d8\u10e2\u10d0\u10dc\u10dd\u10d7 \u10d7\u10e5\u10d5\u10d4\u10dc\u10d8 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d8\u10e1 \u10da\u10dd\u10d2\u10dd, \u10ee\u10d4\u10da\u10db\u10dd\u10ec\u10d4\u10e0\u10d0, \u10db\u10d8\u10e3\u10d7\u10d8\u10d7\u10dd\u10d7 \u10d3\u10e6\u10d2 \u10d7\u10e3 \u10e4\u10d0\u10e1\u10d3\u10d0\u10d9\u10da\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10d3\u10dd\u10d9\u10e3\u10db\u10d4\u10dc\u10e2\u10d8 \u10de\u10d8\u10e0\u10d3\u10d0\u10de\u10d8\u10e0 \u10db\u10d4\u10d8\u10da\u10d6\u10d4 \u10d2\u10d0\u10d0\u10d2\u10d6\u10d0\u10d5\u10dc\u10dd\u10d7.<\/li>\n\n\n\n<li><strong>\u10db\u10d0\u10e0\u10d7\u10d4\u10d7 \u10e1\u10e2\u10d0\u10e2\u10e3\u10e1\u10d4\u10d1\u10d8 \u10d0\u10d5\u10e2\u10dd\u10db\u10d0\u10e2\u10e3\u10e0\u10d0\u10d3:<\/strong> \u10d0\u10e6\u10d0\u10e0 \u10db\u10dd\u10d2\u10d8\u10ec\u10d4\u10d5\u10d7 \u10e9\u10d0\u10e0\u10d8\u10ea\u10ee\u10d5\u10d4\u10d1\u10d8\u10e1 \u10ee\u10d4\u10da\u10d8\u10d7 \u10eb\u10d4\u10d1\u10dc\u10d0. \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0 \u10d7\u10d0\u10d5\u10d0\u10d3 \u10de\u10dd\u10e3\u10da\u10dd\u10d1\u10e1 \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1 \u10e2\u10e0\u10d0\u10dc\u10d6\u10d0\u10e5\u10ea\u10d8\u10d0\u10e1, \u10d0\u10d1\u10d0\u10db\u10e1 \u10db\u10d0\u10e1 \u10d9\u10dd\u10dc\u10d9\u10e0\u10d4\u10e2\u10e3\u10da \u10d8\u10dc\u10d5\u10dd\u10d8\u10e1\u10e1 \u10d3\u10d0 \u10d0\u10dc\u10d8\u10ed\u10d4\u10d1\u10e1 \u10e1\u10e2\u10d0\u10e2\u10e3\u10e1\u10e1 &#8211; \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d8\u10da\u10d8\u10d0.<\/li>\n\n\n\n<li><strong>\u10e1\u10e0\u10e3\u10da\u10d8 \u10d9\u10dd\u10dc\u10e2\u10e0\u10dd\u10da\u10d8:<\/strong> \u10d4\u10e0\u10d7 \u10e1\u10d8\u10d5\u10e0\u10ea\u10d4\u10e8\u10d8 \u10ee\u10d4\u10d3\u10d0\u10d5\u10d7 \u10e7\u10d5\u10d4\u10da\u10d0 \u10d8\u10dc\u10d5\u10dd\u10d8\u10e1\u10d8\u10e1 \u10e1\u10e2\u10d0\u10e2\u10e3\u10e1\u10e1 &#8211; \u10d2\u10d0\u10d3\u10d0\u10e1\u10d0\u10ee\u10d3\u10d4\u10da\u10d8\u10d0, \u10dc\u10d0\u10ec\u10d8\u10da\u10dd\u10d1\u10e0\u10d8\u10d5 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d8\u10da\u10d8 \u10d7\u10e3 \u10d5\u10d0\u10d3\u10d0\u10d2\u10d0\u10e1\u10e3\u10da\u10d8.<\/li>\n\n\n\n<li><strong>\u10db\u10dd\u10e5\u10dc\u10d8\u10da\u10dd\u10d1\u10d0:<\/strong> \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8, \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0\u10d7 \u10d8\u10dc\u10d5\u10dd\u10d8\u10e1\u10d8 \u10e8\u10d4\u10d8\u10dc\u10d0\u10ee\u10dd\u10d7 \u10d3\u10e0\u10d0\u10e4\u10e2\u10d0\u10d3 \u10d0\u10dc \u10d2\u10d0\u10d3\u10db\u10dd\u10ec\u10d4\u10e0\u10dd\u10d7 PDF \u10e4\u10dd\u10e0\u10db\u10d0\u10e2\u10e8\u10d8.<\/li>\n<\/ul>\n\n\n\n<p>\u10d4\u10e1 \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10dd\u10dc\u10d0\u10da\u10d8 \u10d0\u10d7\u10d0\u10d5\u10d8\u10e1\u10e3\u10e4\u10da\u10d4\u10d1\u10e1 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10e1 \u10e9\u10d0\u10e0\u10d8\u10ea\u10ee\u10d5\u10d4\u10d1\u10d8\u10e1 \u10db\u10e3\u10d3\u10db\u10d8\u10d5\u10d8 \u10db\u10dd\u10dc\u10d8\u10e2\u10dd\u10e0\u10d8\u10dc\u10d2\u10d8\u10e1\u10d2\u10d0\u10dc \u10d3\u10d0 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0 \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10d4\u10d1\u10e1 \u10d1\u10d4\u10d5\u10e0\u10d0\u10d3 \u10e3\u10e4\u10e0\u10dd \u10d2\u10d0\u10db\u10ed\u10d5\u10d8\u10e0\u10d5\u10d0\u10da\u10d4\u10e1 \u10ee\u10d3\u10d8\u10e1.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>2. \u10ee\u10d4\u10da\u10dd\u10d5\u10dc\u10e3\u10e0\u10d8 \u10d8\u10dc\u10e2\u10d4\u10da\u10d4\u10e5\u10e2\u10d8 (AI) \u10d2\u10d0\u10d3\u10d0\u10e0\u10d8\u10ea\u10ee\u10d5\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1<\/strong><\/h2>\n\n\n\n<p>\u10db\u10dd\u10db\u10ec\u10dd\u10d3\u10d4\u10d1\u10da\u10d8\u10e1\u10d2\u10d0\u10dc \u10db\u10d8\u10e6\u10d4\u10d1\u10e3\u10da\u10d8 \u10d8\u10dc\u10d5\u10dd\u10d8\u10e1\u10d8\u10d3\u10d0\u10dc \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d4\u10d1\u10d8\u10e1 \u10ee\u10d4\u10da\u10d8\u10d7 \u10d0\u10d9\u10e0\u10d4\u10e4\u10d0 \u10d3\u10e0\u10dd\u10e1\u10d0 \u10d3\u10d0 \u10d3\u10d8\u10d3 \u10e7\u10e3\u10e0\u10d0\u10d3\u10e6\u10d4\u10d1\u10d0\u10e1 \u10db\u10dd\u10d8\u10d7\u10ee\u10dd\u10d5\u10e1. \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10d0\u10db \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10d8\u10e1 \u10d2\u10d0\u10e1\u10d0\u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d4\u10d1\u10da\u10d0\u10d3 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1 \u10d8\u10dc\u10e2\u10d4\u10e0\u10dc\u10d4\u10e2\u10d1\u10d0\u10dc\u10d9\u10e1 \u10d2\u10d0\u10d3\u10d0\u10e0\u10d8\u10ea\u10ee\u10d5\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 AI \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10dd\u10dc\u10d0\u10da\u10d8 \u10d3\u10d0\u10d4\u10db\u10d0\u10e2\u10d0.<\/p>\n\n\n\n<p>\u10d0\u10ee\u10da\u10d0 \u10e3\u10d9\u10d5\u10d4 \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0\u10d7 \u10d8\u10dc\u10d5\u10dd\u10d8\u10e1\u10d8 \u10e3\u10d1\u10e0\u10d0\u10da\u10dd\u10d3 \u10e1\u10e3\u10e0\u10d0\u10d7\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d8\u10d7 \u10d0\u10e2\u10d5\u10d8\u10e0\u10d7\u10dd\u10d7, \u10ee\u10d4\u10da\u10dd\u10d5\u10dc\u10e3\u10e0\u10d8 \u10d8\u10dc\u10e2\u10d4\u10da\u10d4\u10e5\u10e2\u10d8 \u10d9\u10d8 \u10d0\u10d5\u10e2\u10dd\u10db\u10d0\u10e2\u10e3\u10e0\u10d0\u10d3 \u10d0\u10db\u10dd\u10d8\u10ea\u10dc\u10dd\u10d1\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10e1 \u10d3\u10d0 \u10d7\u10d0\u10d5\u10d0\u10d3 \u10e8\u10d4\u10d0\u10d5\u10e1\u10d4\u10d1\u10e1 \u10d2\u10d0\u10d3\u10d0\u10e0\u10d8\u10ea\u10ee\u10d5\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd \u10d5\u10d4\u10da\u10d4\u10d1\u10e1. \u10d7\u10e5\u10d5\u10d4\u10dc\u10d2\u10d0\u10dc \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10db\u10dd\u10ec\u10db\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10d3\u10d0\u10d3\u10d0\u10e1\u10e2\u10e3\u10e0\u10d4\u10d1\u10d0 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd, \u10d0\u10db \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10e1 \u10e8\u10d4\u10ea\u10d3\u10dd\u10db\u10d8\u10e1 \u10d3\u10d0\u10e8\u10d5\u10d4\u10d1\u10d8\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10db\u10d8\u10dc\u10d8\u10db\u10e3\u10db\u10d0\u10db\u10d3\u10d4 \u10d3\u10d0\u10f0\u10e7\u10d0\u10d5\u10e1.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>3. \u10d7\u10d0\u10dc\u10ee\u10d8\u10e1 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d0 &#8211; \u10d9\u10dd\u10db\u10e3\u10dc\u10d8\u10d9\u10d0\u10ea\u10d8\u10d8\u10e1 \u10d0\u10ee\u10d0\u10da\u10d8 \u10e1\u10e2\u10d0\u10dc\u10d3\u10d0\u10e0\u10e2\u10d8<\/strong><\/h2>\n\n\n\n<p>\u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d0\u10e1\u10d7\u10d0\u10dc \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10de\u10e0\u10dd\u10ea\u10d4\u10d3\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d9\u10d8\u10d3\u10d4\u10d5 \u10d4\u10e0\u10d7\u10d8 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10e1\u10d8\u10d0\u10ee\u10da\u10d4 \u10d7\u10d0\u10dc\u10ee\u10d8\u10e1 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d8\u10e1 \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10d0\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10e1 \u10d8\u10dc\u10d5\u10dd\u10d8\u10e1\u10d4\u10d1\u10d8\u10e1 \u10db\u10d4\u10d8\u10da\u10d6\u10d4 \u10d2\u10d0\u10d2\u10d6\u10d0\u10d5\u10dc\u10d8\u10e1\u10d0 \u10d7\u10e3 \u10e0\u10d4\u10d9\u10d5\u10d8\u10d6\u10d8\u10e2\u10d4\u10d1\u10d8\u10e1 \u10ea\u10d0\u10da\u10d9\u10d4 \u10d2\u10d0\u10d6\u10d8\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d4\u10d1\u10d8\u10e1\u10d2\u10d0\u10dc \u10d2\u10d0\u10d7\u10d0\u10d5\u10d8\u10e1\u10e3\u10e4\u10da\u10d4\u10d1\u10d7.<\/p>\n\n\n\n<p>\u10d7\u10d0\u10dc\u10ee\u10d8\u10e1 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d8\u10e1\u10d0\u10e1 \u10d7\u10e5\u10d5\u10d4\u10dc \u10d7\u10d0\u10d5\u10d0\u10d3 \u10db\u10d8\u10e3\u10d7\u10d8\u10d7\u10d4\u10d1\u10d7 \u10e1\u10d0\u10e1\u10e3\u10e0\u10d5\u10d4\u10da \u10d0\u10dc\u10d2\u10d0\u10e0\u10d8\u10e8\u10e1, \u10d2\u10d0\u10d3\u10d0\u10db\u10ee\u10d3\u10d4\u10da\u10d8 \u10d9\u10d8 \u10ec\u10d0\u10db\u10d4\u10d1\u10e8\u10d8 \u10d8\u10e6\u10d4\u10d1\u10e1 \u10e8\u10d4\u10e2\u10e7\u10dd\u10d1\u10d8\u10dc\u10d4\u10d1\u10d0\u10e1 \u10d3\u10d0 \u10e3\u10d9\u10d5\u10d4 \u10e8\u10d4\u10d5\u10e1\u10d4\u10d1\u10e3\u10da \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d8\u10e1 \u10e4\u10dd\u10e0\u10db\u10d0\u10e1, \u10e0\u10d4\u10d9\u10d5\u10d8\u10d6\u10d8\u10e2\u10d4\u10d1\u10d8\u10e1 \u10ee\u10d4\u10da\u10d8\u10d7 \u10e8\u10d4\u10e7\u10d5\u10d0\u10dc\u10d0 \u10d0\u10e6\u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd, \u10e0\u10d0\u10ea \u10dd\u10e0\u10d8\u10d5\u10d4 \u10db\u10ee\u10d0\u10e0\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10e1 \u10d1\u10d4\u10d5\u10e0\u10d0\u10d3 \u10e3\u10e4\u10e0\u10dd \u10d2\u10d0\u10db\u10ed\u10d5\u10d8\u10e0\u10d5\u10d0\u10da\u10d4\u10e1 \u10d3\u10d0 \u10e1\u10ec\u10e0\u10d0\u10e4\u10e1 \u10ee\u10d3\u10d8\u10e1.<\/p>\n\n\n\n<p>\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8 \u10db\u10e3\u10d3\u10db\u10d8\u10d5\u10d0\u10d3 \u10d6\u10e0\u10e3\u10dc\u10d0\u10d5\u10e1 \u10d8\u10dc\u10dd\u10d5\u10d0\u10ea\u10d8\u10e3\u10e0\u10d8, \u10e1\u10ec\u10e0\u10d0\u10e4\u10d8 \u10d3\u10d0 \u10d9\u10dd\u10db\u10e4\u10dd\u10e0\u10e2\u10e3\u10da\u10d8 \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10dd\u10dc\u10d0\u10da\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e5\u10db\u10dc\u10d0\u10d6\u10d4, \u10e0\u10d0\u10d7\u10d0 \u10dc\u10d0\u10d9\u10da\u10d4\u10d1\u10d8 \u10d3\u10e0\u10dd \u10d3\u10d0\u10ee\u10d0\u10e0\u10ef\u10dd\u10d7 \u10e0\u10e3\u10e2\u10d8\u10dc\u10e3\u10da \u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10d4\u10d1\u10d6\u10d4 \u10d3\u10d0 \u10db\u10d7\u10d4\u10da\u10d8 \u10e7\u10e3\u10e0\u10d0\u10d3\u10e6\u10d4\u10d1\u10d0 \u10d7\u10e5\u10d5\u10d4\u10dc\u10d8 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10e1\u10d0 \u10d3\u10d0 \u10e8\u10d4\u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d4\u10d1\u10d8\u10d7 \u10d8\u10d3\u10d4\u10d4\u10d1\u10e1 \u10d3\u10d0\u10e3\u10d7\u10db\u10dd\u10d7.<\/p>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-459a713\" data-block-id=\"459a713\"><style>.stk-459a713 {margin-bottom:0px !important;}<\/style><div class=\"stk-row stk-inner-blocks has-text-align-center stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button stk-block stk-4816006\" data-block-id=\"4816006\"><style>.stk-4816006 .stk-button{background:#b09ccb !important;border-top-left-radius:8px !important;border-top-right-radius:8px !important;border-bottom-right-radius:8px !important;border-bottom-left-radius:8px !important;}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/bonline.bog.ge\/?utm_source=blog&amp;utm_medium=button&amp;utm_campaign=sme_bnln_gen_3inovaciuri\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"stk-button__inner-text\">\u10d2\u10d0\u10d3\u10d0\u10d3\u10d8\u10d7 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1 \u10d8\u10dc\u10e2\u10d4\u10e0\u10dc\u10d4\u10e2\u10d1\u10d0\u10dc\u10d9\u10e8\u10d8<\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n<p><br>\u10d7\u10e3 \u10ef\u10d4\u10e0 \u10d0\u10e0 \u10e1\u10d0\u10e0\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10d7 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1 \u10d8\u10dc\u10e2\u10d4\u10e0\u10dc\u10d4\u10e2\u10d1\u10d0\u10dc\u10d9\u10d8\u10d7, <a href=\"https:\/\/bonline.bog.ge\/?utm_source=blog&amp;utm_medium=text&amp;utm_campaign=sme_bnln_gen_3inovaciuri\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/bonline.bog.ge\/?utm_source=blog&amp;utm_medium=text&amp;utm_campaign=sme_bnln_gen_3inovaciuri\" rel=\"noreferrer noopener\">\u10d3\u10d0\u10e0\u10d4\u10d2\u10d8\u10e1\u10e2\u10e0\u10d8\u10e0\u10d3\u10d8\u10d7<\/a> \u10d3\u10d0 \u10d7\u10d0\u10d5\u10d0\u10d3 \u10d2\u10d0\u10db\u10dd\u10ea\u10d0\u10d3\u10d4\u10d7 \u10d2\u10d0\u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d4\u10d1\u10e3\u10da\u10d8 \u10e7\u10dd\u10d5\u10d4\u10da\u10d3\u10e6\u10d8\u10e3\u10e0\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8\u10dc\u10d2\u10d8 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1.<\/p>\n","protected":false},"excerpt":{"rendered":"\u10d2\u10d0\u10d8\u10d2\u10d4\u10d7, \u10e0\u10dd\u10d2\u10dd\u10e0 \u10d2\u10d0\u10d0\u10ea\u10d8\u10e4\u10e0\u10e3\u10da\u10dd\u10d7 \u10d8\u10dc\u10d5\u10dd\u10d8\u10e1\u10d4\u10d1\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d0, \u10d2\u10d0\u10db\u10dd\u10d8\u10e7\u10d4\u10dc\u10dd\u10d7 \u10ee\u10d4\u10da\u10dd\u10d5\u10dc\u10e3\u10e0\u10d8 \u10d8\u10dc\u10e2\u10d4\u10da\u10d4\u10e5\u10e2\u10d8 \u10d2\u10d0\u10d3\u10d0\u10e0\u10d8\u10ea\u10ee\u10d5\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d3\u10d0 \u10db\u10dd\u10d8\u10d7\u10ee\u10dd\u10d5\u10dd\u10d7 \u10d7\u10d0\u10dc\u10ee\u10d0 \u10d4\u10e0\u10d7\u10d8 \u10d9\u10da\u10d8\u10d9\u10d8\u10d7. \u10d3\u10d0\u10e3\u10d7\u10db\u10d4\u10d7 \u10db\u10d4\u10e2\u10d8 \u10d3\u10e0\u10dd \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10e1","protected":false},"author":7,"featured_media":43027,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1306],"tags":[588,1160,1168,1340,1448],"class_list":["post-43026","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cifruli-produqtebi","tag-fintech","tag-xelovnuri-inteleqti","tag-biznes-mobilbanki","tag-biznes-cifruli-banki","tag-biznes-internetbanki"],"acf":[],"_links":{"self":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/43026","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/comments?post=43026"}],"version-history":[{"count":11,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/43026\/revisions"}],"predecessor-version":[{"id":43919,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/posts\/43026\/revisions\/43919"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/media\/43027"}],"wp:attachment":[{"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/media?parent=43026"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/categories?post=43026"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bankofgeorgia.ge\/blog\/wp-json\/wp\/v2\/tags?post=43026"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}