{"id":45851,"date":"2023-07-15T22:25:00","date_gmt":"2023-07-15T18:25:00","guid":{"rendered":"https:\/\/bankofgeorgia.ge\/blog\/?p=45851"},"modified":"2026-07-15T22:27:59","modified_gmt":"2026-07-15T18:27:59","slug":"ratom-unda-gaiaktiuro-sakredito-shenatanis-dazghveva-tu-seskhi-gakvs","status":"publish","type":"post","link":"https:\/\/bankofgeorgia.ge\/blog\/ganatleba\/finansuri-ganatleba\/ratom-unda-gaiaktiuro-sakredito-shenatanis-dazghveva-tu-seskhi-gakvs\/","title":{"rendered":"\u10e0\u10d0\u10e2\u10dd\u10db \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10d8\u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10dd \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10e8\u10d4\u10dc\u10d0\u10e2\u10d0\u10dc\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0, \u10d7\u10e3 \u10e1\u10d4\u10e1\u10ee\u10d8 \u10d2\u10d0\u10e5\u10d5\u10e1"},"content":{"rendered":"\n<p>\u10e1\u10d4\u10e1\u10ee\u10d8 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10d8\u10dc\u10e1\u10e2\u10e0\u10e3\u10db\u10d4\u10dc\u10e2\u10d8\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10db\u10d8\u10d6\u10dc\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10e6\u10ec\u10d4\u10d5\u10d0\u10e8\u10d8 \u10d2\u10d5\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0, \u10d7\u10e3\u10db\u10ea\u10d0 \u10db\u10d0\u10e1\u10d7\u10d0\u10dc \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d4\u10d1\u10d8 \u10d2\u10e0\u10eb\u10d4\u10da\u10d5\u10d0\u10d3\u10d8\u10d0\u10dc \u10d3\u10d0\u10d2\u10d4\u10d2\u10db\u10d5\u10d0\u10e1 \u10db\u10dd\u10d8\u10d7\u10ee\u10dd\u10d5\u10e1. \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10e1\u10d8\u10db\u10e8\u10d5\u10d8\u10d3\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10e1\u10d0\u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10dd \u10d2\u10d6\u10d0 \u10d9\u10d8 \u10d0\u10db \u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10d0.<\/p>\n\n\n\n<p><a href=\"https:\/\/bankofgeorgia.ge\/ka\/retail\/dazgveva\/sakredito-shenatanis-dazgveva?utm_source=blog&amp;utm_medium=text&amp;utm_campaign=rb_insur_gen_plr\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10e8\u10d4\u10dc\u10d0\u10e2\u10d0\u10dc\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0<\/strong><\/a> \u10d0\u10e0\u10d8\u10e1 \u10d2\u10dd\u10dc\u10d8\u10d5\u10e0\u10e3\u10da\u10d8 \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8\u10da\u10d4\u10d1\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d2\u10d0\u10e3\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d4\u10d1\u10d8\u10e1 \u10d3\u10e0\u10dd\u10e1\u10d0\u10ea \u10d9\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1 \u10e8\u10d4\u10dc\u10d0\u10e0\u10e9\u10e3\u10dc\u10d4\u10d1\u10d0\u10e8\u10d8 \u10d2\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0. \u10d4\u10e1 \u10d0\u10e0\u10d8\u10e1 \u10d4\u10e0\u10d7\u10d2\u10d5\u10d0\u10e0\u10d8 \u10e3\u10e1\u10d0\u10e4\u10e0\u10d7\u10ee\u10dd\u10d4\u10d1\u10d8\u10e1 \u10d1\u10d0\u10da\u10d8\u10e8\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d2\u10d0\u10eb\u10da\u10d4\u10d5\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10e1, \u10d3\u10d0\u10e0\u10ec\u10db\u10e3\u10dc\u10d4\u10d1\u10e3\u10da\u10d8 \u10d8\u10e7\u10dd, \u10e0\u10dd\u10db \u10e8\u10d4\u10dc\u10d8 \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0 \u10d3\u10d0\u10e4\u10d0\u10e0\u10e3\u10da\u10d8 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0 \u10db\u10d0\u10e8\u10d8\u10dc\u10d0\u10ea \u10d9\u10d8, \u10d7\u10e3 \u10d3\u10e0\u10dd\u10d4\u10d1\u10d8\u10d7 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d4\u10e8\u10d4 \u10d3\u10d0\u10e0\u10e9\u10d4\u10d1\u10d8.<\/p>\n\n\n\n<p>\u10db\u10dd\u10d9\u10da\u10d4\u10d3, \u10d0\u10db \u10d1\u10da\u10dd\u10d2\u10e8\u10d8 \u10eb\u10d0\u10da\u10d8\u10d0\u10dc \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d0\u10d3 \u10d0\u10d2\u10d8\u10ee\u10e1\u10dc\u10d8\u10d7, \u10d7\u10e3 \u10e0\u10dd\u10d2\u10dd\u10e0 \u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10e1 \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10e8\u10d4\u10dc\u10d0\u10e2\u10d0\u10dc\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0, \u10d5\u10d8\u10e1 \u10e8\u10d4\u10e3\u10eb\u10da\u10d8\u10d0 \u10db\u10d8\u10e1\u10d8 \u10d2\u10d0\u10db\u10dd\u10e7\u10d4\u10dc\u10d4\u10d1\u10d0, \u10e0\u10d0 \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10d8\u10d7 \u10d2\u10d0\u10d8\u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d4\u10d1 \u10d3\u10d0 \u10e0\u10d0 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10d0\u10d9\u10d4\u10d7\u10dd, \u10d7\u10e3 \u10d2\u10d0\u10e3\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0 \u10d3\u10d0\u10d2\u10d8\u10d3\u10d2\u10d0.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u10e0\u10d0 \u10d0\u10e0\u10d8\u10e1 \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10e8\u10d4\u10dc\u10d0\u10e2\u10d0\u10dc\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0?<\/h2>\n\n\n\n<p>\u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10e8\u10d4\u10dc\u10d0\u10e2\u10d0\u10dc\u10d8\u10e1, \u10d0\u10dc\u10e3 <strong>\u10e1\u10d4\u10e1\u10ee\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0<\/strong> \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0 \u10d3\u10d0\u10ea\u10d5\u10d0\u10e1 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e4\u10e1 \u10d3\u10d0 \u10d2\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0 \u10e1\u10d4\u10e1\u10ee\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d0\u10e8\u10d8 \u10db\u10d0\u10e8\u10d8\u10dc, \u10e0\u10dd\u10ea\u10d0 \u10e8\u10d4\u10dc \u10d7\u10d0\u10d5\u10d0\u10d3 \u10d0\u10db\u10d0\u10e1 \u10d5\u10d4\u10e0 \u10d0\u10ee\u10d4\u10e0\u10ee\u10d4\u10d1. \u10d8\u10e1 \u10d2\u10d8\u10ea\u10d0\u10d5\u10e1 \u10dd\u10e0\u10d8 \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1\u10d2\u10d0\u10dc:<\/p>\n\n\n\n<ul class=\"wp-block-list is-style-style-4\">\n<li>\u10e1\u10d0\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d8\u10e1 \u10d8\u10eb\u10e3\u10da\u10d4\u10d1\u10d8\u10d7 \u10d3\u10d0\u10d9\u10d0\u10e0\u10d2\u10d5\u10d0<\/li>\n\n\n\n<li>\u10e3\u10d1\u10d4\u10d3\u10e3\u10e0\u10d8 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d0\u10d3 \u10e8\u10e0\u10dd\u10db\u10d8\u10e1\u10e3\u10dc\u10d0\u10e0\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10db\u10e3\u10d3\u10db\u10d8\u10d5\u10d8 \u10e1\u10e0\u10e3\u10da\u10d8 \u10d3\u10d0\u10d9\u10d0\u10e0\u10d2\u10d5\u10d0<\/li>\n<\/ul>\n\n\n\n<p>\u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10d2\u10d0\u10d5\u10e0\u10ea\u10d4\u10da\u10d4\u10d1\u10e3\u10da\u10d8 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0 \u10e1\u10d0\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d8\u10e1 \u10d8\u10eb\u10e3\u10da\u10d4\u10d1\u10d8\u10d7\u10d8 \u10d3\u10d0\u10d9\u10d0\u10e0\u10d2\u10d5\u10d0\u10d0 \u2212 \u10d9\u10dd\u10dc\u10d9\u10e0\u10d4\u10e2\u10e3\u10da\u10d0\u10d3, \u10e0\u10dd\u10ea\u10d0 \u10e1\u10d0\u10db\u10e3\u10e8\u10d0\u10dd\u10d3\u10d0\u10dc \u10d2\u10d0\u10d7\u10d0\u10d5\u10d8\u10e1\u10e3\u10e4\u10da\u10d4\u10d1\u10d0 \u10e8\u10d4\u10dc\u10d2\u10d0\u10dc \u10d3\u10d0\u10db\u10dd\u10e3\u10d9\u10d8\u10d3\u10d4\u10d1\u10d4\u10da\u10d8 \u10db\u10d8\u10d6\u10d4\u10d6\u10d8\u10d7 \u10db\u10dd\u10ee\u10d3\u10d0.<\/p>\n\n\n\n<p>\u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3:<\/p>\n\n\n\n<ul class=\"wp-block-list is-style-style-4\">\n<li>\u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0 \u10d2\u10d0\u10d9\u10dd\u10e2\u10e0\u10d3\u10d0 \u10d3\u10d0 \u10d7\u10d0\u10dc\u10d0\u10db\u10e8\u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8 \u10d2\u10d0\u10d0\u10d7\u10d0\u10d5\u10d8\u10e1\u10e3\u10e4\u10da\u10d0<\/li>\n\n\n\n<li>\u10e8\u10d4\u10dc\u10d8 \u10de\u10dd\u10d6\u10d8\u10ea\u10d8\u10d0 \u10d2\u10d0\u10e3\u10e5\u10db\u10d3\u10d0 \u10d2\u10d0\u10e0\u10d9\u10d5\u10d4\u10e3\u10da\u10d8 \u10ea\u10d5\u10da\u10d8\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd<\/li>\n\n\n\n<li>\u10d3\u10d0\u10db\u10e1\u10d0\u10e5\u10db\u10d4\u10d1\u10d4\u10da\u10db\u10d0 \u10e9\u10d0\u10d7\u10d5\u10d0\u10da\u10d0, \u10e0\u10dd\u10db \u10de\u10dd\u10d6\u10d8\u10ea\u10d8\u10d0\u10e1 \u10d0\u10e6\u10d0\u10e0 \u10e8\u10d4\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d4\u10d1\u10d8<\/li>\n<\/ul>\n\n\n\n<p>\u10d4\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0, \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10ee\u10d4\u10da\u10e4\u10d0\u10e1\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d4\u10e8\u10d4 \u10d3\u10d0\u10e0\u10e9\u10d4\u10dc\u10d8\u10e1 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8, \u10e4\u10d0\u10e0\u10d0\u10d5\u10e1 \u10e1\u10d4\u10e1\u10ee\u10d8\u10e1 \u10e7\u10dd\u10d5\u10d4\u10da\u10d7\u10d5\u10d8\u10e3\u10e0 \u10e8\u10d4\u10dc\u10d0\u10e2\u10d0\u10dc\u10e1 \u10db\u10d0\u10e5\u10e1\u10d8\u10db\u10e3\u10db 6 \u10d7\u10d5\u10d8\u10e1 \u10d5\u10d0\u10d3\u10d8\u10d7. \u10d0\u10dc\u10e3, \u10d7\u10e3 \u10d3\u10d0\u10e0\u10e9\u10d8 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d4\u10e8\u10d4, \u10e8\u10d4\u10dc \u10db\u10d8\u10d4\u10e0 \u10ec\u10d8\u10dc\u10d0\u10e1\u10ec\u10d0\u10e0 \u10d0\u10e0\u10e9\u10d4\u10e3\u10da\u10d8 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0 \u10d3\u10e0\u10dd\u10d4\u10d1\u10d8\u10d7 \u10e8\u10d4\u10d8\u10d7\u10d0\u10d5\u10e1\u10d4\u10d1\u10e1 \u10e8\u10d4\u10dc\u10e1 \u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d4\u10d1\u10e1 \u10d3\u10d0 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d0\u10e8\u10d8\u10ea \u10d3\u10d0\u10d2\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0.<\/p>\n\n\n\n<p>\u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d0\u10e5\u10e2\u10e3\u10d0\u10da\u10e3\u10e0\u10d8\u10d0 <a href=\"https:\/\/bankofgeorgia.ge\/ka\/retail\/seskhebi\/ipotekuri-seskhi?utm_source=blog&amp;utm_medium=text&amp;utm_campaign=rb_insur_gen_plr\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d8\u10e1<\/strong><\/a><strong> <\/strong>\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10d0\u10e1\u10d4\u10d7\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10ec\u10d4\u10e1\u10d8, \u10d3\u10d8\u10d3 \u10d7\u10d0\u10dc\u10ee\u10d4\u10d1\u10e1 \u10db\u10dd\u10d8\u10ea\u10d0\u10d5\u10e1 \u10d3\u10d0 \u10db\u10d0\u10d7\u10d8 \u10d2\u10d0\u10d3\u10d0\u10e3\u10ee\u10d3\u10d4\u10da\u10dd\u10d1\u10d0 \u10e3\u10e4\u10e0\u10dd \u10d3\u10d8\u10d3 \u10e1\u10e2\u10e0\u10d4\u10e1\u10d7\u10d0\u10dc \u10d0\u10e0\u10d8\u10e1 \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u10d5\u10d8\u10e1 \u10e8\u10d4\u10e3\u10eb\u10da\u10d8\u10d0 \u10d8\u10e1\u10d0\u10e0\u10d2\u10d4\u10d1\u10da\u10dd\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10d7?<\/h2>\n\n\n\n<p><strong>\u10e1\u10d4\u10e1\u10ee\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1<\/strong> \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10e1 \u10d2\u10d0\u10e0\u10d9\u10d5\u10d4\u10e3\u10da\u10d8 \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10d8, \u10e0\u10d0\u10ea \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10da\u10d0\u10d3 \u10e3\u10dc\u10d3\u10d0 \u10d3\u10d0\u10d9\u10db\u10d0\u10e7\u10dd\u10e4\u10d8\u10da\u10d3\u10d4\u10e1:<\/p>\n\n\n\n<ul class=\"wp-block-list is-style-style-1\">\n<li><strong>\u10d3\u10d0\u10e1\u10d0\u10e5\u10db\u10d4\u10d1\u10d0:<\/strong> \u10e3\u10dc\u10d3\u10d0 \u10d8\u10e7\u10dd \u10dd\u10e4\u10d8\u10ea\u10d8\u10d0\u10da\u10e3\u10e0\u10d0\u10d3 \u10d3\u10d0\u10e1\u10d0\u10e5\u10db\u10d4\u10d1\u10e3\u10da\u10d8. \u10d4\u10e1 \u10d9\u10d8 \u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10e1, \u10e0\u10dd\u10db \u10e3\u10dc\u10d3\u10d0 \u10d2\u10e5\u10dd\u10dc\u10d3\u10d4\u10e1 \u10d2\u10d0\u10e4\u10dd\u10e0\u10db\u10d4\u10d1\u10e3\u10da\u10d8 \u10e8\u10e0\u10dd\u10db\u10d8\u10d7\u10d8 \u10ee\u10d4\u10da\u10e8\u10d4\u10d9\u10e0\u10e3\u10da\u10d4\u10d1\u10d0 \u10d0\u10dc \u10d3\u10d0\u10dc\u10d8\u10e8\u10d5\u10dc\u10d8\u10e1 \u10d1\u10e0\u10eb\u10d0\u10dc\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d3\u10d4 \u10e1\u10e0\u10e3\u10da \u10d2\u10d0\u10dc\u10d0\u10d9\u10d5\u10d4\u10d7\u10d6\u10d4.<\/li>\n\n\n\n<li><strong>\u10db\u10dd\u10e5\u10d0\u10da\u10d0\u10e5\u10d4\u10dd\u10d1\u10d0:<\/strong> \u10e3\u10dc\u10d3\u10d0 \u10d8\u10e7\u10dd \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10e0\u10d4\u10d6\u10d8\u10d3\u10d4\u10dc\u10e2\u10d8 \u10db\u10dd\u10e5\u10d0\u10da\u10d0\u10e5\u10d4 \u10d3\u10d0 \u10d8\u10e6\u10d4\u10d1\u10d3\u10d4 \u10e0\u10d4\u10d2\u10e3\u10da\u10d0\u10e0\u10e3\u10da \u10ee\u10d4\u10da\u10e4\u10d0\u10e1\u10e1. \u10d7\u10e3 \u10e8\u10d4\u10dc\u10d8 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10d0\u10da\u10d8 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10d8\u10ef\u10d0\u10e0\u10d8\u10d3\u10d0\u10dc \u10d0\u10dc \u10e1\u10ee\u10d5\u10d0 \u10ec\u10e7\u10d0\u10e0\u10dd\u10d3\u10d0\u10dc \u10db\u10dd\u10d3\u10d8\u10e1, \u10d0\u10db \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 \u10d0\u10e0 \u10d2\u10d0\u10d5\u10e0\u10ea\u10d4\u10da\u10d3\u10d4\u10d1\u10d0.<\/li>\n\n\n\n<li><strong>\u10d0\u10e1\u10d0\u10d9\u10d8:<\/strong> \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e8\u10d4\u10eb\u10d4\u10dc\u10d8\u10e1 \u10db\u10dd\u10db\u10d4\u10dc\u10e2\u10e8\u10d8 \u10e8\u10d4\u10dc\u10d8 \u10d0\u10e1\u10d0\u10d9\u10d8 \u10d0\u10e0 \u10e3\u10dc\u10d3\u10d0 \u10d0\u10e6\u10d4\u10db\u10d0\u10e2\u10d4\u10d1\u10dd\u10d3\u10d4\u10e1 75 \u10ec\u10d4\u10da\u10e1.<\/li>\n\n\n\n<li><strong>\u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da\u10d4\u10d1\u10d0:<\/strong> \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10d2\u10e5\u10dd\u10dc\u10d3\u10d4\u10e1 \u10db\u10d8\u10dc\u10d8\u10db\u10e3\u10db 3-\u10d7\u10d5\u10d8\u10d0\u10dc\u10d8 \u10e1\u10d0\u10db\u10e3\u10e8\u10d0\u10dd \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da\u10d4\u10d1\u10d0. \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 \u10eb\u10d0\u10da\u10d0\u10e8\u10d8\u10d0, \u10d7\u10e3\u10db\u10ea\u10d0 \u10d6\u10d0\u10e0\u10d0\u10da\u10d8 \u10d0\u10e0 \u10d0\u10dc\u10d0\u10d6\u10e6\u10d0\u10e3\u10e0\u10d3\u10d4\u10d1\u10d0, \u10d7\u10e3 \u10e1\u10d0\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d8\u10d3\u10d0\u10dc \u10d2\u10d0\u10d7\u10d0\u10d5\u10d8\u10e1\u10e3\u10e4\u10da\u10d4\u10d1\u10d0 \u10d2\u10d0\u10db\u10dd\u10e1\u10d0\u10ea\u10d3\u10d4\u10da\u10d8 \u10d5\u10d0\u10d3\u10d8\u10e1 \u10d5\u10d4\u10e0\u10d2\u10d0\u10d5\u10da\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd \u10db\u10dd\u10ee\u10d3\u10d0.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u10e0\u10d0 \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10d8 \u10d0\u10e5\u10d5\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10e1?<\/h2>\n\n\n\n<p>\u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d2\u10d8\u10d7\u10ee\u10d0\u10e0\u10d8\u10d7, \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 \u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d4\u10d1\u10e1 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10d8\u10db \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8, \u10d7\u10e3 \u10e1\u10d0\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d8\u10e1 \u10d3\u10d0\u10d9\u10d0\u10e0\u10d2\u10d5\u10d0 \u10e8\u10d4\u10dc\u10d2\u10d0\u10dc \u10d3\u10d0\u10db\u10dd\u10e3\u10d9\u10d8\u10d3\u10d4\u10d1\u10d4\u10da\u10d8 \u10db\u10d8\u10d6\u10d4\u10d6\u10d8\u10d7 \u10db\u10dd\u10ee\u10d3\u10d4\u10d1\u10d0.<\/p>\n\n\n\n<p>\u10d0\u10dc\u10d0\u10d6\u10e6\u10d0\u10e3\u10e0\u10d4\u10d1\u10d0 \u10d9\u10d8 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0 \u10db\u10d0\u10e5\u10e1\u10d8\u10db\u10e3\u10db 6 \u10d7\u10d5\u10d4 \u2212 \u10d0\u10dc\u10e3 \u10dc\u10d0\u10ee\u10d4\u10d5\u10d0\u10e0\u10d8 \u10ec\u10da\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0 \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 \u10db\u10e8\u10d5\u10d8\u10d3\u10d0\u10d3 \u10d8\u10e7\u10dd \u10d3\u10d0 \u10d0\u10ee\u10d0\u10da\u10d8 \u10e1\u10d0\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d8\u10e1 \u10de\u10dd\u10d5\u10dc\u10d0\u10d6\u10d4 \u10d9\u10dd\u10dc\u10ea\u10d4\u10dc\u10e2\u10e0\u10d8\u10e0\u10d3\u10d4.<\/p>\n\n\n\n<p>\u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0 \u10d4.\u10ec. \u10db\u10dd\u10ea\u10d3\u10d8\u10e1 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10d8\u10ea \u2212 \u10d4\u10e1 \u10d0\u10e0\u10d8\u10e1 30 \u10d9\u10d0\u10da\u10d4\u10dc\u10d3\u10d0\u10e0\u10e3\u10da\u10d8 \u10d3\u10e6\u10d4 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e1\u10d0\u10d9\u10dd\u10db\u10d8\u10e1\u10d8\u10dd\u10e1 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d8 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d8\u10e1 \u10d3\u10e6\u10d8\u10d3\u10d0\u10dc, \u10e0\u10dd\u10db\u10da\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8\u10ea \u10db\u10dd\u10db\u10ee\u10d3\u10d0\u10e0\u10d8 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0 \u10d0\u10e0 \u10d0\u10dc\u10d0\u10d6\u10e6\u10d0\u10e3\u10e0\u10d3\u10d4\u10d1\u10d0.<\/p>\n\n\n\n<p>\u10d0\u10e1\u10d4\u10d5\u10d4 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10d8\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10dd, \u10e0\u10dd\u10db \u10d7\u10e3 \u10e1\u10d4\u10e1\u10ee\u10d6\u10d4 30 \u10d3\u10e6\u10d4\u10d6\u10d4 \u10db\u10d4\u10e2\u10d8 \u10d5\u10d0\u10d3\u10d0\u10d2\u10d0\u10d3\u10d0\u10ea\u10d8\u10da\u10d4\u10d1\u10d0 \u10d2\u10d0\u10e5\u10d5\u10e1, \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 \u10d0\u10d5\u10e2\u10dd\u10db\u10d0\u10e2\u10e3\u10e0\u10d0\u10d3 \u10d2\u10d0\u10d8\u10d7\u10d8\u10e8\u10d4\u10d1\u10d0. \u10ee\u10d4\u10da\u10d0\u10ee\u10da\u10d0 \u10e9\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8 \u10d9\u10d8 \u10db\u10dd\u10ea\u10d3\u10d8\u10e1 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10d8 \u10d7\u10d0\u10d5\u10d8\u10d3\u10d0\u10dc \u10d3\u10d0\u10d8\u10d7\u10d5\u10da\u10d4\u10d1\u10d0.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u10e0\u10dd\u10d3\u10d8\u10e1 \u10d0\u10e0 \u10d0\u10dc\u10d0\u10d6\u10e6\u10d0\u10e3\u10e0\u10d3\u10d4\u10d1\u10d0 \u10d6\u10d0\u10e0\u10d0\u10da\u10d8?<\/h2>\n\n\n\n<p>\u10d1\u10e3\u10dc\u10d4\u10d1\u10e0\u10d8\u10d5\u10d8\u10d0, \u10e7\u10d5\u10d4\u10da\u10d0 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0 \u10d0\u10e0 \u10d4\u10e5\u10d5\u10d4\u10db\u10d3\u10d4\u10d1\u10d0\u10e0\u10d4\u10d1\u10d0 \u10d0\u10dc\u10d0\u10d6\u10e6\u10d0\u10e3\u10e0\u10d4\u10d1\u10d0\u10e1 \u10d3\u10d0 \u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0, \u10e0\u10dd\u10db \u10d4\u10e1\u10d4\u10ea \u10ec\u10d8\u10dc\u10d0\u10e1\u10ec\u10d0\u10e0 \u10d8\u10ea\u10dd\u10d3\u10d4.<\/p>\n\n\n\n<p>\u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, <strong>\u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10e8\u10d4\u10dc\u10d0\u10e2\u10d0\u10dc\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0<\/strong> \u10d0\u10e0 \u10d8\u10db\u10e3\u10e8\u10d0\u10d5\u10d4\u10d1\u10e1, \u10d7\u10e3:<\/p>\n\n\n\n<ul class=\"wp-block-list is-style-style-4\">\n<li>\u10e8\u10d4\u10dc \u10d7\u10d5\u10d8\u10d7\u10dd\u10dc \u10d3\u10d0\u10e2\u10dd\u10d5\u10d4 \u10e1\u10d0\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d8<\/li>\n\n\n\n<li>\u10ee\u10d4\u10da\u10e8\u10d4\u10d9\u10e0\u10e3\u10da\u10d4\u10d1\u10d0 \u10e3\u10d1\u10e0\u10d0\u10da\u10dd\u10d3 \u10d0\u10db\u10dd\u10d8\u10ec\u10e3\u10e0\u10d0<\/li>\n\n\n\n<li>\u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d3\u10d8 \u10dc\u10d0\u10ee\u10d4\u10d5\u10d0\u10e0 \u10d2\u10d0\u10dc\u10d0\u10d9\u10d5\u10d4\u10d7\u10d6\u10d4<\/li>\n\n\n\n<li>\u10ec\u10d8\u10dc\u10d0\u10e1\u10ec\u10d0\u10e0 \u10d8\u10ea\u10dd\u10d3\u10d8, \u10e0\u10dd\u10db \u10e8\u10d4\u10dc\u10e1 \u10d2\u10d0\u10d7\u10d0\u10d5\u10d8\u10e1\u10e3\u10e4\u10da\u10d4\u10d1\u10d0\u10e1 \u10d2\u10d4\u10d2\u10db\u10d0\u10d5\u10d3\u10dc\u10d4\u10dc<\/li>\n\n\n\n<li>\u10d3\u10d0\u10e1\u10d0\u10e5\u10db\u10d4\u10d1\u10e3\u10da\u10d8 \u10d8\u10e7\u10d0\u10d5\u10d8 \u10e1\u10d0\u10d9\u10e3\u10d7\u10d0\u10e0\u10d8 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d8\u10e1 \u10ee\u10d4\u10da\u10db\u10eb\u10e6\u10d5\u10d0\u10dc\u10d4\u10da\u10d0\u10d3<\/li>\n\n\n\n<li>\u10d8\u10e6\u10d4\u10d1 \u10d9\u10dd\u10db\u10de\u10d4\u10dc\u10e1\u10d0\u10ea\u10d8\u10d0\u10e1 \u10d2\u10d0\u10d7\u10d0\u10d5\u10d8\u10e1\u10e3\u10e4\u10da\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2<\/li>\n\n\n\n<li>\u10e1\u10d0\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d8\u10d3\u10d0\u10dc \u10d2\u10d0\u10d7\u10d0\u10d5\u10d8\u10e1\u10e3\u10e4\u10da\u10d4\u10d1\u10d0 \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10d9\u10d0\u10dc\u10dd\u10dc\u10d3\u10d0\u10e0\u10e6\u10d5\u10d4\u10d5\u10d0\u10e1\u10d7\u10d0\u10dc<\/li>\n\n\n\n<li>\u10d3\u10d0\u10db\u10e1\u10d0\u10e5\u10db\u10d4\u10d1\u10d4\u10da \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0\u10e1 6 \u10d7\u10d5\u10d4\u10d6\u10d4 \u10dc\u10d0\u10d9\u10da\u10d4\u10d1\u10d8 \u10e1\u10d0\u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10dd \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da\u10d4\u10d1\u10d0 \u10d0\u10e5\u10d5\u10e1<\/li>\n<\/ul>\n\n\n\n<p><strong>\u10db\u10dd\u10d9\u10da\u10d4\u10d3, \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 \u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d4\u10d1\u10e1 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10db\u10d0\u10e8\u10d8\u10dc, \u10e0\u10dd\u10ea\u10d0 \u10e1\u10d0\u10db\u10e3\u10e8\u10d0\u10dd\u10e1 \u10d3\u10d0\u10d9\u10d0\u10e0\u10d2\u10d5\u10d0 \u10e1\u10e0\u10e3\u10da\u10d0\u10d3 \u10d2\u10d0\u10e3\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10d4\u10da\u10db\u10d0 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10db \u10d2\u10d0\u10dc\u10d0\u10de\u10d8\u10e0\u10dd\u10d1\u10d0.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u10e0\u10d0 \u10e6\u10d8\u10e0\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0?<\/h2>\n\n\n\n<p><strong>\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0<\/strong> \u10e4\u10d0\u10e1\u10d8\u10d0\u10dc\u10d8\u10d0 \u10d3\u10d0 \u10db\u10d8\u10e1\u10d8 \u10e6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0 \u10d3\u10d0\u10db\u10dd\u10d9\u10d8\u10d3\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10e4\u10d0\u10e5\u10e2\u10dd\u10e0\u10d6\u10d4, \u10db\u10d0\u10d7 \u10e8\u10dd\u10e0\u10d8\u10e1 \u2212 \u10e8\u10d4\u10dc \u10db\u10d8\u10d4\u10e0 \u10d0\u10e6\u10d4\u10d1\u10e3\u10da\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d8\u10e1 \u10dd\u10d3\u10d4\u10dc\u10dd\u10d1\u10d0\u10d6\u10d4, \u10e1\u10d4\u10e1\u10ee\u10d8\u10e1 \u10e2\u10d8\u10de\u10e1\u10d0 \u10d3\u10d0 \u10d0\u10e0\u10e9\u10d4\u10e3\u10da \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0\u10d6\u10d4.<\/p>\n\n\n\n<p>\u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10ec\u10d4\u10e1\u10d8, \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10db\u10ea\u10d8\u10e0\u10d4 \u10e1\u10d0\u10d9\u10dd\u10db\u10d8\u10e1\u10d8\u10dd\u10e1 \u10db\u10dd\u10d8\u10ea\u10d0\u10d5\u10e1, \u10e0\u10d0\u10ea \u10e1\u10d4\u10e1\u10ee\u10d8\u10e1 \u10e7\u10dd\u10d5\u10d4\u10da\u10d7\u10d5\u10d8\u10e3\u10e0 \u10d2\u10d0\u10d3\u10d0\u10e1\u10d0\u10ee\u10d3\u10d4\u10da\u10e8\u10d8 \u10e8\u10d4\u10d3\u10d8\u10e1. \u10e1\u10d0\u10dc\u10d0\u10ea\u10d5\u10da\u10dd\u10d3 \u10d9\u10d8 \u10d8\u10e6\u10d4\u10d1 \u10e1\u10d0\u10d9\u10db\u10d0\u10dd\u10d3 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0 \u10e1\u10d0\u10e7\u10e0\u10d3\u10d4\u10dc\u10e1.<\/p>\n\n\n\n<p>\u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0 \u10d0\u10e1\u10d4\u10d5\u10d4 \u10d8\u10ea\u10dd\u10d3\u10d4, \u10e0\u10dd\u10db \u10e1\u10d4\u10e1\u10ee\u10d8\u10e1 \u10e8\u10d4\u10dc\u10d0\u10e2\u10d0\u10dc\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d8, \u10d4\u10d9\u10e3\u10d7\u10d5\u10dc\u10d8\u10e1 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0\u10e1 \u10d3\u10d0 \u10d0\u10e0\u10d0 \u10d1\u10d0\u10dc\u10d9\u10e1. \u10d0\u10e0\u10e9\u10d4\u10d5\u10d0\u10dc\u10d8\u10e1 \u10d2\u10d0\u10d9\u10d4\u10d7\u10d4\u10d1\u10d0 5 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d8\u10d3\u10d0\u10dc \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0:<\/p>\n\n\n\n<ul class=\"wp-block-list is-style-style-1\">\n<li>\u10d0\u10da\u10d3\u10d0\u10d2\u10d8<\/li>\n\n\n\n<li>\u10ef\u10d8\u10de\u10d8\u10d0\u10d8<\/li>\n\n\n\n<li>\u10d8\u10db\u10d4\u10d3\u10d8 L<\/li>\n\n\n\n<li>\u10d8\u10e0\u10d0\u10dd<\/li>\n\n\n\n<li>\u10d1\u10d4\u10dc\u10d4\u10e4\u10d8\u10e2\u10e1\u10d8<\/li>\n<\/ul>\n\n\n\n<p>\u10d0\u10e1\u10d4\u10d5\u10d4, \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0 \u10d7\u10d0\u10d5\u10d0\u10d3 \u10ec\u10d0\u10e0\u10d0\u10d3\u10d2\u10d8\u10dc\u10dd \u10e1\u10ee\u10d5\u10d0, \u10d0\u10e0\u10d0\u10de\u10d0\u10e0\u10e2\u10dc\u10d8\u10dd\u10e0\u10d8 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d8\u10e1 \u10de\u10dd\u10da\u10d8\u10e1\u10d8, \u10d7\u10e3 \u10d8\u10e1 \u10d0\u10d9\u10db\u10d0\u10e7\u10dd\u10e4\u10d8\u10da\u10d4\u10d1\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10db\u10d8\u10d4\u10e0 \u10d3\u10d0\u10d3\u10d2\u10d4\u10dc\u10d8\u10da \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d4\u10d1\u10e1.<\/p>\n\n\n\n<p>\u10d3\u10d4\u10e2\u10d0\u10da\u10e3\u10e0 \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10e1 \u10e3\u10d9\u10d5\u10d4 \u10db\u10dd\u10d1\u10d8\u10da\u10d1\u10d0\u10dc\u10d9\u10e8\u10d8 \u10d2\u10d0\u10d4\u10ea\u10dc\u10dd\u10d1\u10d8.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u10e0\u10dd\u10d2\u10dd\u10e0 \u10d2\u10d0\u10d8\u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10dd \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0?<\/h2>\n\n\n\n<p>\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10d2\u10d0\u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d4\u10d1\u10d0 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10d0\u10ee\u10d0\u10da\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d8\u10e1 \u10d0\u10e6\u10d4\u10d1\u10d8\u10e1\u10d0\u10e1 \u10d0\u10dc \u10e3\u10d9\u10d5\u10d4 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1.<\/p>\n\n\n\n<p>\u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10d8 \u10e1\u10d0\u10d9\u10db\u10d0\u10dd\u10d3 \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d8\u10d0 \u2212 <a href=\"https:\/\/bankofgeorgia.ge\/ka\/retail\/seskhebi?utm_source=blog&amp;utm_medium=text&amp;utm_campaign=rb_insur_gen_plr\">\u10e1\u10d4\u10e1\u10ee\u10d8\u10e1 \u10d0\u10e6\u10d4\u10d1\u10d8\u10e1<\/a> \u10d2\u10d0\u10dc\u10d0\u10ea\u10ee\u10d0\u10d3\u10d8\u10e1 \u10d3\u10e0\u10dd\u10e1 \u10db\u10dd\u10d1\u10d8\u10da\u10d1\u10d0\u10dc\u10d9\u10e8\u10d8 \u10db\u10dd\u10dc\u10d8\u10e8\u10dc\u10d0\u10d5 \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10e8\u10d4\u10dc\u10d0\u10e2\u10d0\u10dc\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10e1, \u10d0\u10d8\u10e0\u10e9\u10d4\u10d5 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0\u10e1 \u10d3\u10d0 \u10d8\u10e5\u10d5\u10d4 \u10d2\u10d0\u10d4\u10ea\u10dc\u10dd\u10d1\u10d8 \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10e1. \u10e3\u10d9\u10d5\u10d4 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d8\u10e1 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8 \u10d9\u10d8 \u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0 \u10d4\u10ec\u10d5\u10d8\u10dd \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10dc\u10d4\u10d1\u10d8\u10e1\u10db\u10d8\u10d4\u10e0 \u10e4\u10d8\u10da\u10d8\u10d0\u10da\u10e1 \u10d3\u10d0 \u10d0\u10d3\u10d2\u10d8\u10da\u10d6\u10d4 \u10d3\u10d0\u10d2\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d8\u10d0\u10dc.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u10e0\u10d0 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10d0\u10d9\u10d4\u10d7\u10dd \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d8\u10e1 \u10d3\u10d0\u10d3\u10d2\u10dd\u10db\u10d8\u10e1\u10d0\u10e1?<\/h2>\n\n\n\n<p>\u10d7\u10e3 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0 \u10d3\u10d0\u10d3\u10d2\u10d0, \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0, \u10e0\u10dd\u10db \u10d3\u10d0\u10e3\u10e7\u10dd\u10d5\u10dc\u10d4\u10d1\u10da\u10d8\u10d5 \u10d3\u10d0\u10e3\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d3\u10d4 \u10d1\u10d0\u10dc\u10d9\u10e1.<\/p>\n\n\n\n<p>\u10e1\u10d0\u10ed\u10d8\u10e0\u10dd \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0 \u10d3\u10dd\u10d9\u10e3\u10db\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10d2\u10e0\u10dd\u10d5\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10ec\u10d0\u10e0\u10d3\u10d2\u10d4\u10dc\u10d0, \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10ea\u10d0\u10d0:<\/p>\n\n\n\n<ul class=\"wp-block-list is-style-style-4\">\n<li>\u10de\u10d8\u10e0\u10d0\u10d3\u10dd\u10d1\u10d8\u10e1 \u10db\u10dd\u10ec\u10db\u10dd\u10d1\u10d0<\/li>\n\n\n\n<li>\u10e1\u10d4\u10e1\u10ee\u10d8\u10e1 \u10ee\u10d4\u10da\u10e8\u10d4\u10d9\u10e0\u10e3\u10da\u10d4\u10d1\u10d8\u10e1 \u10d0\u10e1\u10da\u10d8<\/li>\n\n\n\n<li>\u10e1\u10d0\u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10dd\u10e1 \u10d2\u10d0\u10dc\u10d0\u10e9\u10d4\u10dc\u10d8 (\u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8)<\/li>\n\n\n\n<li>\u10d1\u10dd\u10da\u10dd 3 \u10d7\u10d5\u10d8\u10e1 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10d0\u10db\u10dd\u10dc\u10d0\u10ec\u10d4\u10e0\u10d8<\/li>\n\n\n\n<li>\u10e8\u10e0\u10dd\u10db\u10d8\u10d7\u10d8 \u10ee\u10d4\u10da\u10e8\u10d4\u10d9\u10e0\u10e3\u10da\u10d4\u10d1\u10d0<\/li>\n\n\n\n<li>\u10ea\u10dc\u10dd\u10d1\u10d0 \u10d1\u10d0\u10dc\u10d9\u10d8\u10d3\u10d0\u10dc \u10e1\u10d0\u10e1\u10d4\u10e1\u10ee\u10dd \u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10e0\u10e3\u10da\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1 (\u10d3\u10d0\u10e4\u10d0\u10e0\u10d5\u10d8\u10e1 \u10d2\u10e0\u10d0\u10e4\u10d8\u10d9\u10d8)<\/li>\n\n\n\n<li>\u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d8\u10e1 \u10d3\u10d0\u10d3\u10d2\u10dd\u10db\u10d8\u10e1 \u10d3\u10d0\u10db\u10d0\u10d3\u10d0\u10e1\u10e2\u10e3\u10e0\u10d4\u10d1\u10d4\u10da\u10d8 \u10d3\u10dd\u10d9\u10e3\u10db\u10d4\u10dc\u10e2\u10d0\u10ea\u10d8\u10d0 (\u10db\u10d0\u10d2. \u10d2\u10d0\u10d7\u10d0\u10d5\u10d8\u10e1\u10e3\u10e4\u10da\u10d4\u10d1\u10d8\u10e1 \u10d1\u10e0\u10eb\u10d0\u10dc\u10d4\u10d1\u10d0)<\/li>\n\n\n\n<li>\u10d9\u10dd\u10dc\u10d9\u10e0\u10d4\u10e2\u10e3\u10da\u10d8 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e1\u10de\u10d4\u10ea\u10d8\u10e4\u10d8\u10d9\u10d8\u10d3\u10d0\u10dc \u10d2\u10d0\u10db\u10dd\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10db\u10d8\u10d4\u10e0 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d8\u10da\u10d8 \u10d3\u10d0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10d7\u10d8 \u10d3\u10dd\u10d9\u10e3\u10db\u10d4\u10dc\u10e2\u10d0\u10ea\u10d8\u10d0<\/li>\n<\/ul>\n\n\n\n<p><strong>\u10e0\u10dd\u10db \u10e8\u10d4\u10d5\u10d0\u10ef\u10d0\u10db\u10dd\u10d7<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/bankofgeorgia.ge\/ka\/retail\/dazgveva\/sakredito-shenatanis-dazgveva?utm_source=blog&amp;utm_medium=text&amp;utm_campaign=rb_insur_gen_plr\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10e8\u10d4\u10dc\u10d0\u10e2\u10d0\u10dc\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0<\/strong><\/a> \u10e3\u10e1\u10d0\u10e4\u10e0\u10d7\u10ee\u10dd\u10d4\u10d1\u10d8\u10e1 \u10d4\u10e0\u10d7\u10d2\u10d5\u10d0\u10e0\u10d8 \u10db\u10d4\u10e5\u10d0\u10dc\u10d8\u10d6\u10db\u10d8\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d9\u10e0\u10d8\u10e2\u10d8\u10d9\u10e3\u10da \u10db\u10dd\u10db\u10d4\u10dc\u10e2\u10e8\u10d8 \u10d2\u10d0\u10d3\u10d0\u10db\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8 \u10d0\u10e6\u10db\u10dd\u10e9\u10dc\u10d3\u10d4\u10e1.<\/p>\n\n\n\n<p>\u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10d7\u10e3 \u10d2\u10d0\u10e5\u10d5\u10e1 \u10e1\u10d4\u10e1\u10ee\u10d8, \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d3\u10d8\u10d3\u10d8 \u10db\u10dd\u10ea\u10e3\u10da\u10dd\u10d1\u10d8\u10e1, \u10dc\u10d0\u10db\u10d3\u10d5\u10d8\u10da\u10d0\u10d3 \u10e6\u10d8\u10e0\u10e1 \u10d3\u10d0\u10e4\u10d8\u10e5\u10e0\u10d4\u10d1\u10d0, \u10d2\u10d8\u10dc\u10d3\u10d0 \u10d7\u10e3 \u10d0\u10e0\u10d0 \u10db\u10e1\u10d2\u10d0\u10d5\u10e1\u10d8 \u10e2\u10d8\u10de\u10d8\u10e1 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10d3\u10d0\u10ea\u10d5\u10d0. \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10e0\u10dd\u10ea\u10d0 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10d0\u10da\u10d8 \u10e5\u10e0\u10d4\u10d1\u10d0, \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10db\u10d8\u10d6\u10d0\u10dc\u10d8 \u10d3\u10e0\u10dd\u10d8\u10e1 \u10db\u10dd\u10d2\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10e1\u10e2\u10e0\u10d4\u10e1\u10d8\u10e1 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d0\u10d0.<\/p>\n\n\n\n<p><strong>\u10e1\u10ec\u10dd\u10e0\u10d0\u10d3 \u10e8\u10d4\u10e0\u10e9\u10d4\u10e3\u10da\u10d8 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 \u10d9\u10d8 \u10d3\u10d0\u10d2\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0, \u10e0\u10d7\u10e3\u10da\u10d8 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10d8 \u10e3\u10e4\u10e0\u10dd \u10db\u10e8\u10d5\u10d8\u10d3\u10d0\u10d3 \u10d2\u10d0\u10d3\u10d0\u10da\u10d0\u10ee\u10dd.<\/strong><strong><br><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"\u10d2\u10d0\u10d8\u10d2\u10d4, \u10e0\u10dd\u10d2\u10dd\u10e0 \u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10e1 \u10e1\u10d4\u10e1\u10ee\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 \u10d3\u10d0 \u10e0\u10dd\u10d2\u10dd\u10e0 \u10d2\u10d0\u10d8\u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10dd. \u10d3\u10d0\u10d8\u10ea\u10d0\u10d5\u10d8 \u10d7\u10d0\u10d5\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10e1\u10e2\u10e0\u10d4\u10e1\u10d8\u10e1\u10d2\u10d0\u10dc \u10e1\u10d0\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d8\u10e1 \u10d3\u10d0\u10d9\u10d0\u10e0\u10d2\u10d5\u10d8\u10e1 \u10d0\u10dc \u10e3\u10d1\u10d4\u10d3\u10e3\u10e0\u10d8 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d0\u10d3 \u10e8\u10e0\u10dd\u10db\u10d8\u10e1\u10e3\u10dc\u10d0\u10e0\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10db\u10e3\u10d3\u10db\u10d8\u10d5\u10d8 \u10e1\u10e0\u10e3\u10da\u10d8 \u10d3\u10d0\u10d9\u10d0\u10e0\u10d2\u10d5\u10d8\u10e1 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