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Term deposit is a suitable product for you to store your funds safely and receive high interest
 

MAIN TERMS AND CONDITIONS:
 

  • Minimum amount: 500 units equivalent in corresponding currency
  • Currency: GEL/Foreign Currency*
  • Term: 3-24 months

Withdrawal of interest at the end of maturity  
Month Interest Rate GEL USD EUR GBP
3 Nominal 6.00% 1.05% 0.00% 0.00%
Effective 6.14% 1.05% 0.00% 0.00%
6 Nominal 8.00% 1.51% 0.00% 0.00%
Effective 8.16% 1.50% 0.00% 0.00%
9 Nominal 8.50%
2.15%
0.00% 0.60%
Effective 8.59% 2.16% 0.00% 0.60%
12 Nominal 9.00%
2.75%
0.00% 1.10%
Effective 9.00% 2.75% 0.00% 1.10%
15 Nominal 9.00%
2.80%
0.00% 1.10%
Effective 8.90% 2.79% 0.00% 1.10%
18 Nominal 9.10%
3.00%
0.00% 1.25%
Effective 8.90% 2.98% 0.00% 1.25%
21 Nominal 9.20%
3.20%
0.10% 1.45%
Effective 8.90% 3.16% 0.10% 1.44%
24 Nominal 9.25%
3.35%
0.15% 1.55%
Effective 8.86% 3.30% 0.15% 1.54%

Monthly withdrawal of interest  
Month Interest Rate GEL USD EUR GBP
3 Nominal 5.50% 0.95% 0.00% 0.00%
Effective 5.64% 0.95% 0.00% 0.00%
6 Nominal 7.50% 1.40% 0.00% 0.00%
Effective 7.76% 1.41% 0.00% 0.00%
9 Nominal 8.00%
2.05%
0.00% 0.50%
Effective 8.30% 2.07% 0.00% 0.50%
12 Nominal 8.50%
2.65%
0.00% 1.00%
Effective 8.84% 2.68% 0.00% 1.00%
15 Nominal 8.50%
2.70%
0.00% 1.00%
Effective 8.84% 2.73% 0.00% 1.00%
18 Nominal 8.60%
2.90%
0.00% 1.15%
Effective 8.95% 2.94% 0.00% 1.16%
21 Nominal 8.70%
3.10%
0.00% 1.35%
Effective 9.05% 3.14% 0.00% 1.36%
24 Nominal 8.75%
3.20%
0.00% 1.40%
Effective 9.11% 3.25% 0.00% 1.41%



Note: In case of the breaching of the agreement the interest rate will not be accrued on to deposit.

The sum existing on your deposit together with the interest rate will be transferred on to your current account after the expiration of the contract.

  • The yield for Deposits open in ILS, NOK, SGD, HKD, HUF, CZK is same as for Deposits open in GBP.  
  • The yield for Deposits open in CHF, JPY, SEK, DKK is same as for Deposits open in EUR; 
  • The yield for Deposits open in AED, AMD, AUD, AZN, BYN, CAD, INR, PLN, RUB, TRY is same as for Deposits open in USD;

If deposit amount exceeds 1 million USD, rates will be negotiated individually.