Quick Navigation

Term Deposit

Make Time Work For You:

With term deposit:

  • You receive high interest rate whenever you wish - prior to the beginning of term, at the end of term or monthly
  • You can choose the exact number of days for the period you want to put money on (from 90 to 750 days);
  • You can convert your money any time to any currency you wish;
  • In case of taking a loan, you will be provided with beneficial conditions.

 

Term deposit conditions:

Minimum amount to open: 500 GEL/foreign currency

Term: 3-24 months

 

Annual interest rate       

You can accrue interest on term deposit at the beginning of the period, at the end of the period or monthly.

 

 

End of Term  
Month Rate GEL USD EUR GBP
3 Nominal 7.65%
1.55%
0.00% 0.25%
Effective 7.80% 1.56% 0.00% 0.25%
6 Nominal 8.55%
2.00%
0.00% 0.50%
Effective 8.64% 2.01% 0.00% 0.50%
9 Nominal 9.00%
2.65%
0.00% 1.10%
Effective 9.01% 2.65% 0.00% 1.10%
12 Nominal 9.40% 3.25% 0.25% 1.60%
Effective 9.30% 3.24% 0.25% 1.60%
15 Nominal 9.65% 3.30% 0.30% 1.60%
Effective 9.44% 3.27% 0.30% 1.59%
18 Nominal 9.80% 3.50% 0.40% 1.75%
Effective 9.48% 3.46% 0.40% 1.74%
21 Nominal 10.05% 3.70% 0.60% 1.95%
Effective 9.60% 3.64% 0.60% 1.93%
24 Nominal 10.20% 3.85% 0.65% 2.05%
Effective 9.70% 3.77% 0.65% 2.03%


 

Beginning of the term  
Month Rate GEL USD EUR GBP
3 Nominal 6.55% 1.05% 0.00% 0.00%
Effective 6.83% 1.06% 0.00% 0.00%
6 Nominal 7.25% 1.50% 0.00% 0.00%
Effective 7.67% 1.52% 0.00% 0.00%
9 Nominal 7.55% 2.15% 0.00% 0.60%
Effective 8.08% 2.19% 0.00% 0.60%
12 Nominal 7.85% 2.75% 0.00% 1.10%
Effective 8.52% 2.83% 0.00% 1.11%
15 Nominal 8.05% 2.80% 0.00% 1.10%
Effective 8.86% 2.89% 0.00% 1.11%
18 Nominal 8.15% 3.00% 0.00% 1.25%
Effective 9.08% 3.12% 0.00% 1.27%
21 Nominal 8.35% 3.20% 0.10% 1.45%
Effective 9.45% 3.35% 0.10% 1.48%
24 Nominal 8.45% 3.35% 0.15% 1.55%
Effective 9.70% 3.53% 0.15% 1.59%

Monthly  
Month Rate GEL USD EUR GBP
3 Nominal 7.60% 1.45% 0.00% 0.15%
Effective 7.87% 1.46% 0.00% 0.15%
6 Nominal 8.40% 1.90% 0.00% 0.40%
Effective 8.73% 1.92% 0.00% 0.40%
9 Nominal 8.75% 2.55% 0.00% 1.00%
Effective 9.11% 2.58% 0.00% 1.00%
12 Nominal 9.00% 3.15% 0.15% 1.50%
Effective 9.38% 3.20% 0.15% 1.51%
15 Nominal 9.15% 3.20% 0.20% 1.50%
Effective 9.54% 3.25% 0.20% 1.51%
18 Nominal 9.20% 3.40% 0.30% 1.65%
Effective 9.60% 3.45% 0.30% 1.66%
21 Nominal 9.30% 3.60% 0.50% 1.85%
Effective 9.71% 3.66% 0.50% 1.87%
24 Nominal 9.35% 3.70% 0.50% 1.90%
Effective 9.76% 3.76% 0.50% 1.92%

 

Explanations:

  • The yield for Deposits open in ILS, NOK, SGD, HKD, HUF, CZK is same as for Deposits open in GBP.  
  • The yield for Deposits open in CHF, JPY, SEK, DKK is same as for Deposits open in EUR; 
  • The yield for Deposits open in AED, AMD, AUD, AZN, BYN, CAD, INR, PLN, RUB, TRY is same as for Deposits open in USD;