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Term Deposit

Make Time Work For You:

With term deposit:

  • - You receive high interest rate whenever you wish - prior to the beginning of term, at the end of term or monthly
  • - You can choose the exact number of days for the period you want to put money on (from 90 to 750 days);
  • - You can convert your money any time to any currency you wish;
  • - In case of taking a loan, you will be provided with beneficial conditions.

 

Term deposit conditions:

Minimum amount to open: 500 GEL/foreign currency

Term: 3-24 months

 

Annual interest rate       

You can accrue interest on term deposit at the beginning of the period, at the end of the period or monthly.

 

 

Deposit Term End of Term  
Day Month Rate GEL EUR Foreign
Currency
GBP
90-179 3 Nominal 8.00%
0.00%
1.25% 0.25%
Effective 8.24% 0.00% 1.26% 0.25%
180-269 6 Nominal 9.00%
0.00%
2.00% 1.00%
Effective 9.21% 0.00% 2.01% 1.00%
270-359 9 Nominal 9.50%
0.00%
2.50% 1.50%
Effective 9.62% 0.00% 2.51% 1.50%
360-449 12 Nominal 10.00% 0.50% 3.00% 2.00%
Effective 10.01% 0.50% 3.00% 2.00%
450-539 15 Nominal 10.10% 0.60% 3.10% 2.10%
Effective 9.99% 0.60% 3.09% 2.09%
540-629 18 Nominal 10.25% 0.75% 3.25% 2.25%
Effective 10.01% 0.75% 3.23% 2.24%
630-719 21 Nominal 10.35% 0.90% 3.40% 2.40%
Effective 9.99% 0.90% 3.36% 2.38%
720-750 24 Nominal 10.50% 1.00% 3.50% 2.50%
Effective 10.01% 1.00% 3.44% 2.47%


 

Deposit Term Beginning of the term  
Day Month Rate GEL EUR Foreign
Currency
GBP
90-179 3 Nominal 6.70% 0.00% 0.55% 0.00%
Effective 6.99% 0.00% 0.55% 0.00%
180-269 6 Nominal 7.70% 0.00% 1.30% 0.30%
Effective 8.15% 0.00% 1.31% 0.30%
270-359 9 Nominal 8.20% 0.00% 1.80% 0.80%
Effective 8.79% 0.00% 1.81% 0.80%
360-449 12 Nominal 8.25% 0.00% 2.30% 1.30%
Effective 8.93% 0.00% 2.31% 1.30%
450-539 15 Nominal 8.30% 0.00% 2.40% 1.40%
Effective 9.06% 0.00% 2.41% 1.40%
540-629 18 Nominal 8.35% 0.05% 2.55% 1.55%
Effective 9.18% 0.05% 2.55% 1.55%
630-719 21 Nominal 8.40% 0.15% 2.65% 1.65%
Effective 9.31% 0.15% 2.64% 1.65%
720-750 24 Nominal 8.45% 0.25% 2.75% 1.75%
Effective 9.43% 2.25% 2.73% 1.74%

Deposit Term Monthly  
Day Month Rate GEL EUR Foreign
Currency
GBP
90-179 3 Nominal 7.50% 0.00% 1.05% 0.05%
Effective 7.76% 0.00% 1.10% 0.05%
180-269 6 Nominal 8.50% 0.00% 1.80% 0.80%
Effective 8.84% 0.00% 1.80% 0.80%
270-359 9 Nominal 9.00% 0.00% 2.30% 1.30%
Effective 9.38% 0.00% 2.30% 1.31%
360-449 12 Nominal 9.50% 0.30% 2.80% 1.80%
Effective 9.92% 0.30% 2.80% 1.81%
450-539 15 Nominal 9.50% 0.40% 2.90% 1.90%
Effective 9.92% 0.40% 2.90% 1.92%
540-629 18 Nominal 9.55% 0.55% 3.05% 2.05%
Effective 9.98% 0.55% 3.10% 2.07%
630-719 21 Nominal 9.60% 0.65% 3.15% 2.15%
Effective 10.03% 0.65% 3.20% 2.17%
720-750 24 Nominal 9.65% 0.75% 3.25% 2.25%
Effective 10.09% 0.75% 3.30% 2.27%